Home > Citizens Bank of Central Indiana > Income and Expense
Citizens Bank of Central Indiana, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,089,000 | 1,219 |
| Total interest expense | $12,621,000 | 1,316 |
| Net interest income | $15,468,000 | 1,174 |
| Provision for loan and lease losses | $520,000 | 1,518 |
| Total noninterest income | $4,274,000 | 1,063 |
| Gross Fiduciary activities income | $124,000 | 1,116 |
| Service charges on deposit accounts | $1,449,000 | 918 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,701,000 | 943 |
| Total noninterest expense | $11,463,000 | 1,256 |
| Salaries and employee benefits | $6,065,000 | 1,113 |
| Premises and equipment expense | $1,488,000 | 1,391 |
| Additional noninterest expense | $3,910,000 | 1,358 |
| Pre-tax net operating income | $7,759,000 | 1,004 |
| Securities gains (losses) | $171,000 | 734 |
| Applicable income taxes | $3,019,000 | 919 |
| Income before extraordinary items | $4,911,000 | 1,082 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,911,000 | 1,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,165 |
| Cash dividends | $1,675,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,801,560 | 1,087 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,928,000 | 1,478 |
| Total interest expense | $7,468,000 | 1,677 |
| Net interest income | $13,460,000 | 1,341 |
| Provision for loan and lease losses | $401,000 | 1,820 |
| Total noninterest income | $3,935,000 | 1,094 |
| Gross Fiduciary activities income | $105,000 | 1,171 |
| Service charges on deposit accounts | $1,277,000 | 1,041 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,553,000 | 974 |
| Total noninterest expense | $10,277,000 | 1,421 |
| Salaries and employee benefits | $5,442,000 | 1,234 |
| Premises and equipment expense | $1,392,000 | 1,496 |
| Additional noninterest expense | $3,443,000 | 1,613 |
| Pre-tax net operating income | $6,717,000 | 1,129 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $2,555,000 | 993 |
| Income before extraordinary items | $4,153,000 | 1,221 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,153,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,270 |
| Cash dividends | $2,962,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,158,760 | 1,228 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,747,000 | 1,671 |
| Total interest expense | $6,946,000 | 1,867 |
| Net interest income | $11,801,000 | 1,525 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,891,000 | 1,189 |
| Gross Fiduciary activities income | $102,000 | 1,202 |
| Service charges on deposit accounts | $1,303,000 | 1,010 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,486,000 | 1,092 |
| Total noninterest expense | $10,518,000 | 1,451 |
| Salaries and employee benefits | $5,683,000 | 1,191 |
| Premises and equipment expense | $1,625,000 | 1,312 |
| Additional noninterest expense | $3,210,000 | 1,815 |
| Pre-tax net operating income | $5,174,000 | 1,350 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $1,936,000 | 1,241 |
| Income before extraordinary items | $3,243,000 | 1,571 |
| Extraordinary gains, net | $667,000 | 335 |
| Net income | $3,910,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,533 |
| Cash dividends | $2,909,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,239,800 | 1,481 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,087,000 | 2,694 |
| Total interest expense | $5,789,000 | 2,879 |
| Net interest income | $7,298,000 | 2,496 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $2,501,000 | 1,658 |
| Gross Fiduciary activities income | $790,000 | 612 |
| Service charges on deposit accounts | $1,067,000 | 1,249 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $644,000 | 2,699 |
| Total noninterest expense | $6,786,000 | 2,169 |
| Salaries and employee benefits | $3,809,000 | 1,746 |
| Premises and equipment expense | $1,137,000 | 1,858 |
| Additional noninterest expense | $1,840,000 | 3,007 |
| Pre-tax net operating income | $2,543,000 | 2,436 |
| Securities gains (losses) | $102,000 | 2,973 |
| Applicable income taxes | $835,000 | 2,495 |
| Income before extraordinary items | $1,810,000 | 2,538 |
| Extraordinary gains, net | $176,000 | 488 |
| Net income | $1,986,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,250,000 | 1,362 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,740,640 | 2,444 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.