Home > Citizens Bank of Central Indiana > Assets and Liabilities
Citizens Bank of Central Indiana, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 203 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $418,357,000 | 1,171 |
| Cash and due from depository institutions | $19,162,000 | 952 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $94,241,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $28,400,000 | 538 |
| Net loans & leases | $259,652,000 | 1,145 |
| Loan loss allowance | $3,322,000 | 1,255 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,349,000 | 1,028 |
| Other real estate owned | $337,000 | 952 |
| Goodwill and other intangibles | $963,000 | 1,202 |
| All other assets | $8,253,000 | 1,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,357,000 | 1,171 |
| Total liabilities | $391,184,000 | 1,140 |
| Total deposits | $369,030,000 | 1,076 |
| Interest-bearing deposits | $315,720,000 | 1,084 |
| Deposits held in domestic offices | $369,030,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,829,000 | 865 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $99,000 | 4,380 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,226,000 | 1,012 |
| Total equity capital | $27,173,000 | 1,663 |
| Total bank equity capital | $27,173,000 | 1,663 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $629,000 | 4,838 |
| Surplus | $15,657,000 | 1,117 |
| Undivided profits | $10,887,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $841,000 | 2,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,881,000 | 1,200 |
| Earning assets | $382,293,000 | 1,174 |
| Long-term assets (5+ years) | $81,919,000 | 792 |
| Average Assets, year-to-date | $338,412,400 | 1,351 |
| Average Assets, quarterly | $373,740,500 | 1,269 |
| Volatile liabilities | $42,884,000 | 1,443 |
| Insider loans | $3,843,000 | 1,159 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $20,261,000 | 150 |
| Unused loan commitments | $58,612,000 | 945 |
| Tier 1 (core) risk-based capital | $26,033,000 | 1,640 |
| Tier 2 risk-based capital | $3,322,000 | 1,037 |
| Total risk weighted assets | $266,366,100 | 1,108 |
| Total unused commitments | $58,612,000 | 951 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 193 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $309,878,000 | 1,492 |
| Cash and due from depository institutions | $18,073,000 | 1,006 |
| Interest-bearing balances | $90,000 | 5,841 |
| Securities | $61,477,000 | 2,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $218,165,000 | 1,297 |
| Loan loss allowance | $3,056,000 | 1,371 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,386,000 | 1,381 |
| Other real estate owned | $437,000 | 1,006 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,340,000 | 1,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,878,000 | 1,492 |
| Total liabilities | $288,990,000 | 1,456 |
| Total deposits | $263,799,000 | 1,444 |
| Interest-bearing deposits | $220,530,000 | 1,498 |
| Deposits held in domestic offices | $263,799,000 | 1,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,328,000 | 853 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $398,000 | 3,948 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,465,000 | 1,170 |
| Total equity capital | $20,888,000 | 1,983 |
| Total bank equity capital | $20,888,000 | 1,983 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $629,000 | 5,075 |
| Surplus | $12,944,000 | 1,223 |
| Undivided profits | $7,315,000 | 3,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,467,000 | 1,322 |
| Earning assets | $279,732,000 | 1,508 |
| Long-term assets (5+ years) | $53,220,000 | 1,123 |
| Average Assets, year-to-date | $289,996,400 | 1,548 |
| Average Assets, quarterly | $312,388,500 | 1,465 |
| Volatile liabilities | $52,110,000 | 1,231 |
| Insider loans | $2,643,000 | 1,598 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $50,330,000 | 979 |
| Tier 1 (core) risk-based capital | $20,931,000 | 1,985 |
| Tier 2 risk-based capital | $2,686,320 | 1,217 |
| Total risk weighted assets | $214,535,820 | 1,305 |
| Total unused commitments | $50,330,000 | 987 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 214 | 969 |
| Assets and Liabilities | ||
| Total Assets: | $272,215,000 | 1,710 |
| Cash and due from depository institutions | $18,398,000 | 969 |
| Interest-bearing balances | $353,000 | 4,853 |
| Securities | $49,876,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,623 |
| Net loans & leases | $187,771,000 | 1,476 |
| Loan loss allowance | $3,218,000 | 1,383 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,701,000 | 1,280 |
| Other real estate owned | $1,600,000 | 969 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,569,000 | 2,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,215,000 | 1,710 |
| Total liabilities | $252,200,000 | 1,697 |
| Total deposits | $250,479,000 | 1,586 |
| Interest-bearing deposits | $208,183,000 | 1,656 |
| Deposits held in domestic offices | $250,479,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $33,000 | 4,750 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,688,000 | 2,086 |
| Total equity capital | $20,015,000 | 2,040 |
| Total bank equity capital | $20,015,000 | 2,040 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $629,000 | 5,296 |
| Surplus | $12,944,000 | 1,163 |
| Undivided profits | $6,442,000 | 3,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 8,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $955,000 | 1,832 |
| Earning assets | $243,300,000 | 1,750 |
| Long-term assets (5+ years) | $34,978,000 | 1,653 |
| Average Assets, year-to-date | $258,704,800 | 1,741 |
| Average Assets, quarterly | $269,135,000 | 1,713 |
| Volatile liabilities | $17,553,000 | 2,664 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,209,000 | 767 |
| Unused loan commitments | $43,191,000 | 1,087 |
| Tier 1 (core) risk-based capital | $19,741,000 | 2,020 |
| Tier 2 risk-based capital | $2,390,930 | 1,348 |
| Total risk weighted assets | $190,447,330 | 1,461 |
| Total unused commitments | $43,191,000 | 1,111 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 155 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $164,908,000 | 2,865 |
| Cash and due from depository institutions | $16,394,000 | 1,393 |
| Interest-bearing balances | $3,660,000 | 1,848 |
| Securities | $37,699,000 | 3,645 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,345 |
| Net loans & leases | $98,245,000 | 2,729 |
| Loan loss allowance | $2,613,000 | 1,701 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,746,000 | 1,950 |
| Other real estate owned | $1,145,000 | 1,393 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,779,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,908,000 | 2,865 |
| Total liabilities | $152,866,000 | 2,838 |
| Total deposits | $151,708,000 | 2,727 |
| Interest-bearing deposits | $128,296,000 | 2,815 |
| Deposits held in domestic offices | $151,708,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,158,000 | 2,928 |
| Total equity capital | $12,042,000 | 3,180 |
| Total bank equity capital | $12,042,000 | 3,180 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $415,000 | 7,037 |
| Surplus | $8,400,000 | 1,652 |
| Undivided profits | $3,227,000 | 5,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 5,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $744,000 | 2,679 |
| Earning assets | $144,504,000 | 2,973 |
| Long-term assets (5+ years) | $21,509,000 | 2,459 |
| Average Assets, year-to-date | $161,866,000 | 2,843 |
| Average Assets, quarterly | $163,206,000 | 2,870 |
| Volatile liabilities | $14,041,000 | 3,133 |
| Insider loans | $59,000 | 6,874 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,567,000 | 1,618 |
| Tier 1 (core) risk-based capital | $12,042,000 | 3,127 |
| Tier 2 risk-based capital | $1,414,680 | 2,169 |
| Total risk weighted assets | $111,975,980 | 2,431 |
| Total unused commitments | $23,567,000 | 1,632 |
| Derivatives | $0 | 651 |