Home > Citizens Bank of Blythedale > Income and Expense
Citizens Bank of Blythedale, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 6,511 |
| Total interest expense | $212,000 | 6,180 |
| Net interest income | $998,000 | 6,517 |
| Provision for loan and lease losses | $42,000 | 5,085 |
| Total noninterest income | $133,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $781,000 | 6,622 |
| Salaries and employee benefits | $460,000 | 6,492 |
| Premises and equipment expense | $73,000 | 6,627 |
| Additional noninterest expense | $248,000 | 6,620 |
| Pre-tax net operating income | $308,000 | 5,277 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $308,000 | 5,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $308,000 | 5,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $308,000 | 5,286 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $136,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $308,000 | 5,097 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 6,546 |
| Total interest expense | $145,000 | 6,233 |
| Net interest income | $670,000 | 6,557 |
| Provision for loan and lease losses | $42,000 | 4,704 |
| Total noninterest income | $87,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,430 |
| Total noninterest expense | $498,000 | 6,705 |
| Salaries and employee benefits | $308,000 | 6,543 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $141,000 | 6,818 |
| Pre-tax net operating income | $217,000 | 5,210 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $217,000 | 5,243 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $217,000 | 5,243 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $217,000 | 5,243 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $105,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $217,000 | 5,044 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 6,593 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $337,000 | 6,605 |
| Provision for loan and lease losses | $42,000 | 3,886 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $244,000 | 6,784 |
| Salaries and employee benefits | $154,000 | 6,596 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $64,000 | 6,907 |
| Pre-tax net operating income | $98,000 | 5,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $98,000 | 5,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $98,000 | 5,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,386 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $19,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $98,000 | 5,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 6,614 |
| Total interest expense | $386,000 | 6,254 |
| Net interest income | $1,361,000 | 6,631 |
| Provision for loan and lease losses | $230,000 | 4,475 |
| Total noninterest income | $184,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $173,000 | 4,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,000 | 6,517 |
| Total noninterest expense | $990,000 | 6,845 |
| Salaries and employee benefits | $640,000 | 6,607 |
| Premises and equipment expense | $44,000 | 7,202 |
| Additional noninterest expense | $306,000 | 6,836 |
| Pre-tax net operating income | $325,000 | 5,167 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $325,000 | 5,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $325,000 | 5,170 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $325,000 | 5,170 |
| Net charge-offs | $146,000 | 4,624 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $325,000 | 5,053 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 6,675 |
| Total interest expense | $303,000 | 6,304 |
| Net interest income | $1,024,000 | 6,690 |
| Provision for loan and lease losses | $187,000 | 4,224 |
| Total noninterest income | $140,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $132,000 | 4,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $754,000 | 6,872 |
| Salaries and employee benefits | $482,000 | 6,621 |
| Premises and equipment expense | $30,000 | 7,288 |
| Additional noninterest expense | $242,000 | 6,833 |
| Pre-tax net operating income | $223,000 | 5,377 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $223,000 | 5,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,400 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $223,000 | 5,400 |
| Net charge-offs | $148,000 | 4,037 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $223,000 | 5,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,714 |
| Total interest expense | $212,000 | 6,340 |
| Net interest income | $680,000 | 6,751 |
| Provision for loan and lease losses | $87,000 | 4,582 |
| Total noninterest income | $101,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $87,000 | 4,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $519,000 | 6,904 |
| Salaries and employee benefits | $317,000 | 6,708 |
| Premises and equipment expense | $19,000 | 7,368 |
| Additional noninterest expense | $183,000 | 6,769 |
| Pre-tax net operating income | $175,000 | 5,264 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $175,000 | 5,191 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 5,190 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $175,000 | 5,191 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $154,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $175,000 | 5,106 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 6,744 |
| Total interest expense | $109,000 | 6,389 |
| Net interest income | $343,000 | 6,784 |
| Provision for loan and lease losses | $68,000 | 3,861 |
| Total noninterest income | $48,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $253,000 | 6,981 |
| Salaries and employee benefits | $157,000 | 6,759 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $85,000 | 6,907 |
| Pre-tax net operating income | $70,000 | 5,489 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $70,000 | 5,414 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $70,000 | 5,413 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 5,414 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $82,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $70,000 | 5,359 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,792 |
| Total interest expense | $484,000 | 6,571 |
| Net interest income | $1,399,000 | 6,812 |
| Provision for loan and lease losses | $62,000 | 6,340 |
| Total noninterest income | $197,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 4,620 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $998,000 | 7,086 |
| Salaries and employee benefits | $640,000 | 6,834 |
| Premises and equipment expense | $61,000 | 7,370 |
| Additional noninterest expense | $297,000 | 7,124 |
| Pre-tax net operating income | $536,000 | 4,283 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $38,000 | 3,766 |
| Income before extraordinary items | $498,000 | 4,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $498,000 | 4,331 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $498,000 | 4,331 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $322,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $498,000 | 4,192 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 6,896 |
| Total interest expense | $369,000 | 6,682 |
| Net interest income | $1,047,000 | 6,908 |
| Provision for loan and lease losses | $14,000 | 6,777 |
| Total noninterest income | $148,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $135,000 | 4,683 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $13,000 | 6,828 |
| Total noninterest expense | $741,000 | 7,165 |
| Salaries and employee benefits | $485,000 | 6,869 |
| Premises and equipment expense | $43,000 | 7,497 |
| Additional noninterest expense | $213,000 | 7,238 |
| Pre-tax net operating income | $440,000 | 4,388 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $38,000 | 3,717 |
| Income before extraordinary items | $402,000 | 4,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $402,000 | 4,465 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $402,000 | 4,466 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $322,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $402,000 | 4,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,956 |
| Total interest expense | $252,000 | 6,745 |
| Net interest income | $691,000 | 6,961 |
| Provision for loan and lease losses | $4,000 | 6,793 |
| Total noninterest income | $97,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $87,000 | 4,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $500,000 | 7,208 |
| Salaries and employee benefits | $325,000 | 6,912 |
| Premises and equipment expense | $30,000 | 7,528 |
| Additional noninterest expense | $145,000 | 7,277 |
| Pre-tax net operating income | $284,000 | 4,493 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $15,000 | 3,923 |
| Income before extraordinary items | $269,000 | 4,483 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $269,000 | 4,483 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $269,000 | 4,483 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $231,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $269,000 | 4,338 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,089 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $327,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $249,000 | 7,293 |
| Salaries and employee benefits | $165,000 | 6,974 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $67,000 | 7,434 |
| Pre-tax net operating income | $126,000 | 4,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $121,000 | 4,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 4,721 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $121,000 | 4,720 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $113,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $121,000 | 4,607 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 7,138 |
| Total interest expense | $653,000 | 6,789 |
| Net interest income | $1,246,000 | 7,187 |
| Provision for loan and lease losses | $82,000 | 6,575 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $167,000 | 4,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $15,000 | 7,069 |
| Total noninterest expense | $1,010,000 | 7,373 |
| Salaries and employee benefits | $674,000 | 7,033 |
| Premises and equipment expense | $61,000 | 7,713 |
| Additional noninterest expense | $275,000 | 7,510 |
| Pre-tax net operating income | $336,000 | 4,403 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $109,000 | 2,827 |
| Income before extraordinary items | $227,000 | 4,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $227,000 | 4,722 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $227,000 | 4,723 |
| Net charge-offs | $148,000 | 5,338 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $227,000 | 4,652 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 7,206 |
| Total interest expense | $501,000 | 6,880 |
| Net interest income | $923,000 | 7,266 |
| Provision for loan and lease losses | $52,000 | 6,506 |
| Total noninterest income | $138,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $126,000 | 4,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $793,000 | 7,363 |
| Salaries and employee benefits | $521,000 | 7,015 |
| Premises and equipment expense | $43,000 | 7,818 |
| Additional noninterest expense | $229,000 | 7,453 |
| Pre-tax net operating income | $216,000 | 4,865 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $96,000 | 2,899 |
| Income before extraordinary items | $120,000 | 5,225 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $120,000 | 5,223 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $120,000 | 5,223 |
| Net charge-offs | $48,000 | 5,717 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $120,000 | 5,164 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,283 |
| Total interest expense | $335,000 | 6,988 |
| Net interest income | $612,000 | 7,311 |
| Provision for loan and lease losses | $52,000 | 6,039 |
| Total noninterest income | $90,000 | 6,535 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $82,000 | 5,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $533,000 | 7,431 |
| Salaries and employee benefits | $352,000 | 7,063 |
| Premises and equipment expense | $30,000 | 7,875 |
| Additional noninterest expense | $151,000 | 7,521 |
| Pre-tax net operating income | $117,000 | 5,109 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $57,000 | 3,064 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $60,000 | 5,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,333 |
| Total interest expense | $162,000 | 7,127 |
| Net interest income | $311,000 | 7,315 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $47,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $259,000 | 7,477 |
| Salaries and employee benefits | $189,000 | 6,967 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 7,375 |
| Total interest expense | $749,000 | 7,219 |
| Net interest income | $1,190,000 | 7,378 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $194,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 5,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $1,098,000 | 7,416 |
| Salaries and employee benefits | $749,000 | 7,029 |
| Premises and equipment expense | $77,000 | 7,821 |
| Additional noninterest expense | $272,000 | 7,581 |
| Pre-tax net operating income | $286,000 | 5,488 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $104,000 | 3,365 |
| Income before extraordinary items | $182,000 | 5,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,824 |
| Cash dividends | $550,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $182,000 | 5,706 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 7,452 |
| Total interest expense | $575,000 | 7,311 |
| Net interest income | $884,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $152,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $138,000 | 4,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $784,000 | 7,498 |
| Salaries and employee benefits | $522,000 | 7,172 |
| Premises and equipment expense | $56,000 | 7,894 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $252,000 | 5,832 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $73,000 | 3,849 |
| Income before extraordinary items | $179,000 | 5,814 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $179,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $179,000 | 5,988 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 7,520 |
| Total interest expense | $395,000 | 7,387 |
| Net interest income | $573,000 | 7,522 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $524,000 | 7,553 |
| Salaries and employee benefits | $342,000 | 7,272 |
| Premises and equipment expense | $35,000 | 7,997 |
| Additional noninterest expense | $147,000 | 7,541 |
| Pre-tax net operating income | $154,000 | 6,095 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $42,000 | 4,205 |
| Income before extraordinary items | $112,000 | 6,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $112,000 | 6,206 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,596 |
| Total interest expense | $205,000 | 7,449 |
| Net interest income | $285,000 | 7,572 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $256,000 | 7,614 |
| Salaries and employee benefits | $170,000 | 7,320 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $77,000 | 6,284 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $26,000 | 4,162 |
| Income before extraordinary items | $51,000 | 6,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $51,000 | 6,473 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 7,573 |
| Total interest expense | $866,000 | 7,383 |
| Net interest income | $1,115,000 | 7,599 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $233,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $213,000 | 4,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $1,345,000 | 7,149 |
| Salaries and employee benefits | $1,034,000 | 6,353 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $241,000 | 7,822 |
| Pre-tax net operating income | $3,000 | 7,417 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,000 | 7,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,000 | 7,456 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 7,647 |
| Total interest expense | $654,000 | 7,407 |
| Net interest income | $802,000 | 7,707 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $182,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 4,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $766,000 | 7,601 |
| Salaries and employee benefits | $531,000 | 7,200 |
| Premises and equipment expense | $52,000 | 8,060 |
| Additional noninterest expense | $183,000 | 7,780 |
| Pre-tax net operating income | $218,000 | 6,897 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $49,000 | 4,958 |
| Income before extraordinary items | $169,000 | 6,961 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $169,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $169,000 | 6,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $962,000 | 7,699 |
| Total interest expense | $439,000 | 7,416 |
| Net interest income | $523,000 | 7,787 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $494,000 | 7,707 |
| Salaries and employee benefits | $345,000 | 7,320 |
| Premises and equipment expense | $29,000 | 8,219 |
| Additional noninterest expense | $120,000 | 7,843 |
| Pre-tax net operating income | $148,000 | 6,972 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $29,000 | 5,136 |
| Income before extraordinary items | $119,000 | 6,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $119,000 | 6,974 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,754 |
| Total interest expense | $223,000 | 7,418 |
| Net interest income | $253,000 | 7,899 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $242,000 | 7,765 |
| Salaries and employee benefits | $168,000 | 7,410 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $56,000 | 7,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $56,000 | 7,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 7,737 |
| Total interest expense | $709,000 | 7,498 |
| Net interest income | $1,035,000 | 7,797 |
| Provision for loan and lease losses | $31,000 | 6,003 |
| Total noninterest income | $205,000 | 6,888 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $184,000 | 5,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $1,006,000 | 7,699 |
| Salaries and employee benefits | $703,000 | 7,261 |
| Premises and equipment expense | $73,000 | 8,113 |
| Additional noninterest expense | $230,000 | 7,956 |
| Pre-tax net operating income | $203,000 | 7,397 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $34,000 | 5,690 |
| Income before extraordinary items | $169,000 | 7,403 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $169,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,431 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $169,000 | 7,397 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 7,821 |
| Total interest expense | $514,000 | 7,555 |
| Net interest income | $772,000 | 7,885 |
| Provision for loan and lease losses | $11,000 | 6,314 |
| Total noninterest income | $153,000 | 6,930 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $135,000 | 5,233 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $733,000 | 7,747 |
| Salaries and employee benefits | $516,000 | 7,301 |
| Premises and equipment expense | $55,000 | 8,153 |
| Additional noninterest expense | $162,000 | 8,058 |
| Pre-tax net operating income | $181,000 | 7,488 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $34,000 | 5,676 |
| Income before extraordinary items | $147,000 | 7,494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $147,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $147,000 | 7,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 7,864 |
| Total interest expense | $328,000 | 7,585 |
| Net interest income | $512,000 | 7,937 |
| Provision for loan and lease losses | $11,000 | 5,966 |
| Total noninterest income | $103,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $88,000 | 5,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $473,000 | 7,818 |
| Salaries and employee benefits | $328,000 | 7,445 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $131,000 | 7,492 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $96,000 | 7,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $96,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,954 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $96,000 | 7,565 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,919 |
| Total interest expense | $157,000 | 7,610 |
| Net interest income | $248,000 | 7,986 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $232,000 | 7,864 |
| Salaries and employee benefits | $162,000 | 7,488 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $51,000 | 8,144 |
| Pre-tax net operating income | $62,000 | 7,543 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $49,000 | 7,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $49,000 | 7,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,776 |
| Total interest expense | $493,000 | 7,637 |
| Net interest income | $1,132,000 | 7,767 |
| Provision for loan and lease losses | $53,000 | 5,686 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $974,000 | 7,799 |
| Salaries and employee benefits | $695,000 | 7,289 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $217,000 | 8,128 |
| Pre-tax net operating income | $286,000 | 7,441 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $85,000 | 5,503 |
| Income before extraordinary items | $201,000 | 7,582 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $201,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $201,000 | 7,548 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,815 |
| Total interest expense | $347,000 | 7,692 |
| Net interest income | $858,000 | 7,795 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $133,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 5,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $722,000 | 7,797 |
| Salaries and employee benefits | $517,000 | 7,287 |
| Premises and equipment expense | $40,000 | 8,431 |
| Additional noninterest expense | $165,000 | 8,106 |
| Pre-tax net operating income | $233,000 | 7,509 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $74,000 | 5,502 |
| Income before extraordinary items | $159,000 | 7,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $159,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $159,000 | 7,637 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,845 |
| Total interest expense | $218,000 | 7,727 |
| Net interest income | $563,000 | 7,833 |
| Provision for loan and lease losses | $19,000 | 5,720 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $459,000 | 7,881 |
| Salaries and employee benefits | $324,000 | 7,433 |
| Premises and equipment expense | $25,000 | 8,468 |
| Additional noninterest expense | $110,000 | 8,091 |
| Pre-tax net operating income | $168,000 | 7,418 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $62,000 | 5,321 |
| Income before extraordinary items | $106,000 | 7,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $106,000 | 7,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,949 |
| Total interest expense | $104,000 | 7,785 |
| Net interest income | $274,000 | 7,943 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $232,000 | 7,932 |
| Salaries and employee benefits | $163,000 | 7,473 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $84,000 | 7,434 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $55,000 | 7,676 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $55,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $55,000 | 7,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 7,879 |
| Total interest expense | $384,000 | 7,752 |
| Net interest income | $1,128,000 | 7,847 |
| Provision for loan and lease losses | $29,000 | 6,495 |
| Total noninterest income | $198,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $172,000 | 5,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $919,000 | 7,951 |
| Salaries and employee benefits | $624,000 | 7,574 |
| Premises and equipment expense | $66,000 | 8,404 |
| Additional noninterest expense | $229,000 | 8,123 |
| Pre-tax net operating income | $378,000 | 7,169 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $133,000 | 5,233 |
| Income before extraordinary items | $242,000 | 7,456 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $242,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $243,950 | 7,398 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,911 |
| Total interest expense | $282,000 | 7,809 |
| Net interest income | $849,000 | 7,871 |
| Provision for loan and lease losses | $29,000 | 6,049 |
| Total noninterest income | $154,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $132,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $681,000 | 7,957 |
| Salaries and employee benefits | $469,000 | 7,508 |
| Premises and equipment expense | $45,000 | 8,490 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $293,000 | 7,244 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $105,000 | 5,284 |
| Income before extraordinary items | $186,000 | 7,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $186,000 | 7,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $187,280 | 7,502 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 7,958 |
| Total interest expense | $185,000 | 7,888 |
| Net interest income | $570,000 | 7,908 |
| Provision for loan and lease losses | $29,000 | 5,552 |
| Total noninterest income | $104,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $435,000 | 8,088 |
| Salaries and employee benefits | $299,000 | 7,689 |
| Premises and equipment expense | $31,000 | 8,504 |
| Additional noninterest expense | $105,000 | 8,288 |
| Pre-tax net operating income | $210,000 | 7,109 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $137,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,000 | 7,373 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,989 |
| Total interest expense | $92,000 | 7,971 |
| Net interest income | $288,000 | 7,917 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $210,000 | 8,172 |
| Salaries and employee benefits | $142,000 | 7,825 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $126,000 | 6,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $46,000 | 4,955 |
| Income before extraordinary items | $80,000 | 7,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $80,000 | 7,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 8,046 |
| Total interest expense | $417,000 | 8,052 |
| Net interest income | $1,112,000 | 7,939 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $198,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $174,000 | 5,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $877,000 | 8,129 |
| Salaries and employee benefits | $615,000 | 7,631 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $199,000 | 8,449 |
| Pre-tax net operating income | $418,000 | 6,958 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $140,000 | 5,360 |
| Income before extraordinary items | $278,000 | 7,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $278,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $97,000 | 5,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $278,000 | 7,243 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 8,146 |
| Total interest expense | $322,000 | 8,143 |
| Net interest income | $820,000 | 8,042 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $150,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $131,000 | 5,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $635,000 | 8,196 |
| Salaries and employee benefits | $442,000 | 7,701 |
| Premises and equipment expense | $46,000 | 8,634 |
| Additional noninterest expense | $147,000 | 8,486 |
| Pre-tax net operating income | $330,000 | 7,027 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $127,000 | 5,310 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $203,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $203,000 | 7,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $756,000 | 8,213 |
| Total interest expense | $224,000 | 8,179 |
| Net interest income | $532,000 | 8,120 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $407,000 | 8,260 |
| Salaries and employee benefits | $280,000 | 7,854 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $96,000 | 8,511 |
| Pre-tax net operating income | $221,000 | 7,033 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $149,000 | 7,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $149,000 | 7,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,253 |
| Total interest expense | $118,000 | 8,202 |
| Net interest income | $263,000 | 8,171 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $199,000 | 8,349 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $52,000 | 8,435 |
| Pre-tax net operating income | $115,000 | 6,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $80,000 | 7,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,000 | 7,135 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 8,213 |
| Total interest expense | $551,000 | 8,240 |
| Net interest income | $1,101,000 | 8,115 |
| Provision for loan and lease losses | $68,000 | 6,337 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $157,000 | 5,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $863,000 | 8,225 |
| Salaries and employee benefits | $586,000 | 7,758 |
| Premises and equipment expense | $65,000 | 8,676 |
| Additional noninterest expense | $212,000 | 8,472 |
| Pre-tax net operating income | $348,000 | 7,363 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $103,000 | 5,938 |
| Income before extraordinary items | $245,000 | 7,593 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $245,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $68,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $245,000 | 7,503 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 8,409 |
| Total interest expense | $830,000 | 8,373 |
| Net interest income | $978,000 | 8,333 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $158,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $135,000 | 6,013 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $853,000 | 8,318 |
| Salaries and employee benefits | $556,000 | 7,884 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $207,000 | 8,597 |
| Pre-tax net operating income | $257,000 | 7,606 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $193,000 | 7,791 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $193,000 | 7,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,726 |
| Cash dividends | $59,000 | 6,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $193,000 | 7,672 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 8,674 |
| Total interest expense | $849,000 | 8,541 |
| Net interest income | $909,000 | 8,676 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $812,000 | 8,543 |
| Salaries and employee benefits | $523,000 | 8,133 |
| Premises and equipment expense | $88,000 | 8,649 |
| Additional noninterest expense | $201,000 | 8,773 |
| Pre-tax net operating income | $202,000 | 8,360 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $44,000 | 7,335 |
| Income before extraordinary items | $156,000 | 8,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $156,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $59,000 | 6,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $157,560 | 8,367 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 8,863 |
| Total interest expense | $818,000 | 8,640 |
| Net interest income | $858,000 | 8,935 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $158,000 | 8,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $718,000 | 8,979 |
| Salaries and employee benefits | $475,000 | 8,482 |
| Premises and equipment expense | $58,000 | 9,477 |
| Additional noninterest expense | $185,000 | 9,176 |
| Pre-tax net operating income | $277,000 | 8,223 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $73,000 | 7,293 |
| Income before extraordinary items | $204,000 | 8,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $68,000 | 6,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $204,000 | 8,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 9,050 |
| Total interest expense | $825,000 | 8,873 |
| Net interest income | $882,000 | 9,067 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $171,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $703,000 | 9,094 |
| Salaries and employee benefits | $443,000 | 8,691 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $181,000 | 9,330 |
| Pre-tax net operating income | $297,000 | 8,418 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $95,000 | 7,609 |
| Income before extraordinary items | $202,000 | 8,607 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $202,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $59,000 | 6,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $202,000 | 8,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 9,508 |
| Total interest expense | $754,000 | 9,393 |
| Net interest income | $889,000 | 9,449 |
| Provision for loan and lease losses | $89,000 | 5,462 |
| Total noninterest income | $162,000 | 8,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $626,000 | 9,641 |
| Salaries and employee benefits | $394,000 | 9,298 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $161,000 | 9,871 |
| Pre-tax net operating income | $336,000 | 8,797 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $110,000 | 8,243 |
| Income before extraordinary items | $226,000 | 8,935 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $226,000 | 8,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $226,000 | 8,903 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 9,969 |
| Total interest expense | $740,000 | 9,848 |
| Net interest income | $865,000 | 9,928 |
| Provision for loan and lease losses | $136,000 | 4,320 |
| Total noninterest income | $165,000 | 8,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $627,000 | 10,075 |
| Salaries and employee benefits | $391,000 | 9,663 |
| Premises and equipment expense | $68,000 | 10,142 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $267,000 | 9,358 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $186,000 | 9,429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $186,000 | 9,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $186,000 | 9,372 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 10,627 |
| Total interest expense | $656,000 | 10,461 |
| Net interest income | $785,000 | 10,575 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $636,000 | 10,426 |
| Salaries and employee benefits | $397,000 | 9,967 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $179,000 | 10,702 |
| Pre-tax net operating income | $257,000 | 10,063 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $69,000 | 9,810 |
| Income before extraordinary items | $188,000 | 10,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $188,000 | 10,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $188,000 | 10,032 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 11,407 |
| Total interest expense | $439,000 | 11,395 |
| Net interest income | $730,000 | 11,275 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $116,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $548,000 | 11,363 |
| Salaries and employee benefits | $311,000 | 11,105 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $167,000 | 11,561 |
| Pre-tax net operating income | $275,000 | 10,309 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $187,000 | 10,430 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $187,000 | 10,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $67,000 | 7,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $192,600 | 10,415 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 12,049 |
| Total interest expense | $457,000 | 11,903 |
| Net interest income | $663,000 | 11,998 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $107,000 | 11,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $547,000 | 11,924 |
| Salaries and employee benefits | $296,000 | 11,690 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $214,000 | 10,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $50,000 | 10,946 |
| Income before extraordinary items | $164,000 | 11,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $164,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $164,000 | 10,829 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 12,732 |
| Total interest expense | $554,000 | 12,516 |
| Net interest income | $589,000 | 12,745 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $108,000 | 11,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $493,000 | 12,681 |
| Salaries and employee benefits | $258,000 | 12,522 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $154,000 | 12,891 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $136,000 | 11,459 |
| Extraordinary gains, net | $46,000 | 1,017 |
| Net income | $182,000 | 10,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $54,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $137,340 | 11,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.