Home > Citizens Bank New Hampshire > Income and Expense
Citizens Bank New Hampshire, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $272,577,000 | 134 |
| Total interest expense | $143,946,000 | 122 |
| Net interest income | $128,631,000 | 130 |
| Provision for loan and lease losses | $5,889,000 | 155 |
| Total noninterest income | $60,118,000 | 130 |
| Gross Fiduciary activities income | $5,661,000 | 97 |
| Service charges on deposit accounts | $23,744,000 | 63 |
| Trading account gains and fees | $1,998,000 | 57 |
| Additional Noninterest Income | $28,715,000 | 149 |
| Total noninterest expense | $72,046,000 | 171 |
| Salaries and employee benefits | $37,794,000 | 154 |
| Premises and equipment expense | $15,880,000 | 112 |
| Additional noninterest expense | $18,372,000 | 221 |
| Pre-tax net operating income | $110,814,000 | 97 |
| Securities gains (losses) | $-32,000 | 8,226 |
| Applicable income taxes | $37,327,000 | 100 |
| Income before extraordinary items | $73,455,000 | 98 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,455,000 | 99 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,734,000 | 125 |
| Cash dividends | $190,000,000 | 40 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $73,476,120 | 97 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $137,399,000 | 130 |
| Total interest expense | $72,504,000 | 120 |
| Net interest income | $64,895,000 | 129 |
| Provision for loan and lease losses | $4,643,000 | 102 |
| Total noninterest income | $24,873,000 | 133 |
| Gross Fiduciary activities income | $2,654,000 | 99 |
| Service charges on deposit accounts | $11,720,000 | 63 |
| Trading account gains and fees | $1,143,000 | 57 |
| Additional Noninterest Income | $9,356,000 | 188 |
| Total noninterest expense | $36,345,000 | 167 |
| Salaries and employee benefits | $18,585,000 | 155 |
| Premises and equipment expense | $8,162,000 | 110 |
| Additional noninterest expense | $9,598,000 | 212 |
| Pre-tax net operating income | $48,780,000 | 106 |
| Securities gains (losses) | $-32,000 | 8,438 |
| Applicable income taxes | $16,678,000 | 108 |
| Income before extraordinary items | $32,070,000 | 107 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,070,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,929,000 | 120 |
| Cash dividends | $100,000,000 | 31 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,091,120 | 103 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $529,071,000 | 123 |
| Total interest expense | $265,484,000 | 115 |
| Net interest income | $263,587,000 | 124 |
| Provision for loan and lease losses | $2,966,000 | 382 |
| Total noninterest income | $104,844,000 | 135 |
| Gross Fiduciary activities income | $10,133,000 | 101 |
| Service charges on deposit accounts | $43,232,000 | 61 |
| Trading account gains and fees | $3,272,000 | 59 |
| Additional Noninterest Income | $48,207,000 | 152 |
| Total noninterest expense | $146,542,000 | 162 |
| Salaries and employee benefits | $75,342,000 | 146 |
| Premises and equipment expense | $30,133,000 | 111 |
| Additional noninterest expense | $41,067,000 | 198 |
| Pre-tax net operating income | $218,923,000 | 94 |
| Securities gains (losses) | $3,831,000 | 68 |
| Applicable income taxes | $75,075,000 | 96 |
| Income before extraordinary items | $147,679,000 | 96 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $147,679,000 | 98 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,885,000 | 132 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $145,150,540 | 92 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $393,189,000 | 127 |
| Total interest expense | $195,184,000 | 120 |
| Net interest income | $198,005,000 | 133 |
| Provision for loan and lease losses | $2,027,000 | 398 |
| Total noninterest income | $78,702,000 | 143 |
| Gross Fiduciary activities income | $7,520,000 | 107 |
| Service charges on deposit accounts | $31,555,000 | 66 |
| Trading account gains and fees | $2,611,000 | 58 |
| Additional Noninterest Income | $37,016,000 | 164 |
| Total noninterest expense | $108,920,000 | 178 |
| Salaries and employee benefits | $56,083,000 | 159 |
| Premises and equipment expense | $22,453,000 | 114 |
| Additional noninterest expense | $30,384,000 | 209 |
| Pre-tax net operating income | $165,760,000 | 105 |
| Securities gains (losses) | $1,632,000 | 104 |
| Applicable income taxes | $57,519,000 | 107 |
| Income before extraordinary items | $109,873,000 | 106 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $109,873,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,123,000 | 138 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $108,795,880 | 105 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $256,321,000 | 130 |
| Total interest expense | $124,659,000 | 122 |
| Net interest income | $131,662,000 | 133 |
| Provision for loan and lease losses | $1,357,000 | 376 |
| Total noninterest income | $51,748,000 | 147 |
| Gross Fiduciary activities income | $5,019,000 | 109 |
| Service charges on deposit accounts | $20,553,000 | 71 |
| Trading account gains and fees | $1,796,000 | 58 |
| Additional Noninterest Income | $24,380,000 | 167 |
| Total noninterest expense | $73,617,000 | 176 |
| Salaries and employee benefits | $38,452,000 | 153 |
| Premises and equipment expense | $15,058,000 | 113 |
| Additional noninterest expense | $20,107,000 | 212 |
| Pre-tax net operating income | $108,436,000 | 114 |
| Securities gains (losses) | $189,000 | 274 |
| Applicable income taxes | $37,350,000 | 116 |
| Income before extraordinary items | $71,275,000 | 116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,275,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,968,000 | 142 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $71,150,260 | 114 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $125,259,000 | 130 |
| Total interest expense | $59,037,000 | 121 |
| Net interest income | $66,222,000 | 131 |
| Provision for loan and lease losses | $2,570,000 | 136 |
| Total noninterest income | $23,391,000 | 153 |
| Gross Fiduciary activities income | $2,392,000 | 111 |
| Service charges on deposit accounts | $9,619,000 | 73 |
| Trading account gains and fees | $704,000 | 60 |
| Additional Noninterest Income | $10,676,000 | 181 |
| Total noninterest expense | $35,787,000 | 181 |
| Salaries and employee benefits | $19,376,000 | 152 |
| Premises and equipment expense | $7,310,000 | 119 |
| Additional noninterest expense | $9,101,000 | 230 |
| Pre-tax net operating income | $51,256,000 | 118 |
| Securities gains (losses) | $189,000 | 190 |
| Applicable income taxes | $17,708,000 | 117 |
| Income before extraordinary items | $33,737,000 | 118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,737,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,472,000 | 125 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $33,612,260 | 116 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $432,343,000 | 128 |
| Total interest expense | $162,953,000 | 124 |
| Net interest income | $269,390,000 | 120 |
| Provision for loan and lease losses | $2,910,000 | 372 |
| Total noninterest income | $87,051,000 | 161 |
| Gross Fiduciary activities income | $9,628,000 | 107 |
| Service charges on deposit accounts | $39,086,000 | 72 |
| Trading account gains and fees | $2,088,000 | 62 |
| Additional Noninterest Income | $36,249,000 | 195 |
| Total noninterest expense | $139,055,000 | 177 |
| Salaries and employee benefits | $73,990,000 | 155 |
| Premises and equipment expense | $27,184,000 | 122 |
| Additional noninterest expense | $37,881,000 | 230 |
| Pre-tax net operating income | $214,476,000 | 104 |
| Securities gains (losses) | $10,139,000 | 56 |
| Applicable income taxes | $77,851,000 | 103 |
| Income before extraordinary items | $146,764,000 | 108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $146,764,000 | 108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,602,000 | 187 |
| Cash dividends | $10,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $140,173,650 | 108 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $311,626,000 | 133 |
| Total interest expense | $110,428,000 | 128 |
| Net interest income | $201,198,000 | 123 |
| Provision for loan and lease losses | $3,225,000 | 252 |
| Total noninterest income | $62,711,000 | 168 |
| Gross Fiduciary activities income | $7,309,000 | 106 |
| Service charges on deposit accounts | $28,401,000 | 74 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,001,000 | 205 |
| Total noninterest expense | $99,631,000 | 180 |
| Salaries and employee benefits | $55,117,000 | 158 |
| Premises and equipment expense | $20,026,000 | 129 |
| Additional noninterest expense | $24,488,000 | 249 |
| Pre-tax net operating income | $161,053,000 | 107 |
| Securities gains (losses) | $3,634,000 | 85 |
| Applicable income taxes | $59,958,000 | 104 |
| Income before extraordinary items | $104,729,000 | 112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $104,729,000 | 112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,317,000 | 198 |
| Cash dividends | $10,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $102,403,240 | 111 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $202,505,000 | 130 |
| Total interest expense | $68,023,000 | 125 |
| Net interest income | $134,482,000 | 122 |
| Provision for loan and lease losses | $2,350,000 | 237 |
| Total noninterest income | $40,630,000 | 171 |
| Gross Fiduciary activities income | $4,919,000 | 104 |
| Service charges on deposit accounts | $18,288,000 | 74 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,423,000 | 208 |
| Total noninterest expense | $66,417,000 | 179 |
| Salaries and employee benefits | $41,186,000 | 143 |
| Premises and equipment expense | $10,983,000 | 145 |
| Additional noninterest expense | $14,248,000 | 256 |
| Pre-tax net operating income | $106,345,000 | 109 |
| Securities gains (losses) | $3,746,000 | 74 |
| Applicable income taxes | $40,196,000 | 104 |
| Income before extraordinary items | $69,895,000 | 115 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,895,000 | 116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,405,000 | 202 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $67,497,560 | 112 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $97,184,000 | 135 |
| Total interest expense | $30,799,000 | 127 |
| Net interest income | $66,385,000 | 127 |
| Provision for loan and lease losses | $1,475,000 | 195 |
| Total noninterest income | $19,317,000 | 177 |
| Gross Fiduciary activities income | $2,305,000 | 110 |
| Service charges on deposit accounts | $8,558,000 | 77 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,454,000 | 210 |
| Total noninterest expense | $33,541,000 | 183 |
| Salaries and employee benefits | $18,913,000 | 152 |
| Premises and equipment expense | $6,627,000 | 126 |
| Additional noninterest expense | $8,001,000 | 247 |
| Pre-tax net operating income | $50,686,000 | 111 |
| Securities gains (losses) | $1,619,000 | 81 |
| Applicable income taxes | $19,025,000 | 107 |
| Income before extraordinary items | $33,280,000 | 119 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $33,280,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,384,000 | 187 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $32,243,840 | 118 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $361,290,000 | 131 |
| Total interest expense | $98,315,000 | 136 |
| Net interest income | $262,975,000 | 125 |
| Provision for loan and lease losses | $5,702,000 | 226 |
| Total noninterest income | $82,495,000 | 173 |
| Gross Fiduciary activities income | $9,473,000 | 107 |
| Service charges on deposit accounts | $36,689,000 | 79 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,333,000 | 206 |
| Total noninterest expense | $138,385,000 | 183 |
| Salaries and employee benefits | $77,693,000 | 147 |
| Premises and equipment expense | $26,780,000 | 124 |
| Additional noninterest expense | $33,912,000 | 243 |
| Pre-tax net operating income | $201,383,000 | 105 |
| Securities gains (losses) | $3,806,000 | 135 |
| Applicable income taxes | $74,481,000 | 100 |
| Income before extraordinary items | $130,708,000 | 115 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $130,708,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,074,000 | 237 |
| Cash dividends | $103,000,000 | 78 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $128,272,160 | 110 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $265,883,000 | 135 |
| Total interest expense | $71,317,000 | 135 |
| Net interest income | $194,566,000 | 131 |
| Provision for loan and lease losses | $5,702,000 | 189 |
| Total noninterest income | $61,741,000 | 177 |
| Gross Fiduciary activities income | $7,196,000 | 108 |
| Service charges on deposit accounts | $27,612,000 | 83 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,933,000 | 214 |
| Total noninterest expense | $102,334,000 | 187 |
| Salaries and employee benefits | $57,287,000 | 152 |
| Premises and equipment expense | $19,321,000 | 132 |
| Additional noninterest expense | $25,726,000 | 239 |
| Pre-tax net operating income | $148,271,000 | 110 |
| Securities gains (losses) | $3,823,000 | 127 |
| Applicable income taxes | $56,505,000 | 104 |
| Income before extraordinary items | $95,589,000 | 120 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $95,589,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,042,000 | 258 |
| Cash dividends | $86,000,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $93,142,280 | 116 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $172,653,000 | 139 |
| Total interest expense | $46,171,000 | 136 |
| Net interest income | $126,482,000 | 134 |
| Provision for loan and lease losses | $4,446,000 | 174 |
| Total noninterest income | $40,850,000 | 177 |
| Gross Fiduciary activities income | $4,789,000 | 111 |
| Service charges on deposit accounts | $18,404,000 | 84 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,657,000 | 218 |
| Total noninterest expense | $68,441,000 | 184 |
| Salaries and employee benefits | $38,516,000 | 149 |
| Premises and equipment expense | $12,799,000 | 133 |
| Additional noninterest expense | $17,126,000 | 234 |
| Pre-tax net operating income | $94,445,000 | 115 |
| Securities gains (losses) | $3,784,000 | 109 |
| Applicable income taxes | $36,063,000 | 115 |
| Income before extraordinary items | $62,166,000 | 125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,166,000 | 126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,715,000 | 289 |
| Cash dividends | $30,000,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $59,744,240 | 121 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $85,909,000 | 137 |
| Total interest expense | $23,040,000 | 137 |
| Net interest income | $62,869,000 | 132 |
| Provision for loan and lease losses | $2,668,000 | 155 |
| Total noninterest income | $20,127,000 | 171 |
| Gross Fiduciary activities income | $2,283,000 | 114 |
| Service charges on deposit accounts | $8,528,000 | 85 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,316,000 | 211 |
| Total noninterest expense | $33,678,000 | 184 |
| Salaries and employee benefits | $19,520,000 | 150 |
| Premises and equipment expense | $6,091,000 | 136 |
| Additional noninterest expense | $8,067,000 | 236 |
| Pre-tax net operating income | $46,650,000 | 110 |
| Securities gains (losses) | $2,736,000 | 95 |
| Applicable income taxes | $17,972,000 | 111 |
| Income before extraordinary items | $31,414,000 | 120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,414,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 255 |
| Cash dividends | $20,000,000 | 70 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,662,960 | 114 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $330,256,000 | 138 |
| Total interest expense | $89,734,000 | 143 |
| Net interest income | $240,522,000 | 134 |
| Provision for loan and lease losses | $8,787,000 | 219 |
| Total noninterest income | $74,173,000 | 185 |
| Gross Fiduciary activities income | $9,217,000 | 114 |
| Service charges on deposit accounts | $33,504,000 | 92 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,452,000 | 234 |
| Total noninterest expense | $147,043,000 | 176 |
| Salaries and employee benefits | $82,127,000 | 141 |
| Premises and equipment expense | $28,693,000 | 119 |
| Additional noninterest expense | $36,223,000 | 233 |
| Pre-tax net operating income | $158,865,000 | 117 |
| Securities gains (losses) | $9,677,000 | 113 |
| Applicable income taxes | $60,625,000 | 118 |
| Income before extraordinary items | $107,917,000 | 126 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $107,917,000 | 127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,062,000 | 203 |
| Cash dividends | $63,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $101,723,720 | 119 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $247,593,000 | 142 |
| Total interest expense | $67,892,000 | 149 |
| Net interest income | $179,701,000 | 136 |
| Provision for loan and lease losses | $6,445,000 | 232 |
| Total noninterest income | $54,514,000 | 193 |
| Gross Fiduciary activities income | $6,950,000 | 118 |
| Service charges on deposit accounts | $24,664,000 | 93 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,900,000 | 244 |
| Total noninterest expense | $108,717,000 | 179 |
| Salaries and employee benefits | $60,818,000 | 143 |
| Premises and equipment expense | $21,103,000 | 123 |
| Additional noninterest expense | $26,796,000 | 236 |
| Pre-tax net operating income | $119,053,000 | 116 |
| Securities gains (losses) | $9,672,000 | 103 |
| Applicable income taxes | $45,306,000 | 117 |
| Income before extraordinary items | $83,419,000 | 124 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $83,419,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,197,000 | 184 |
| Cash dividends | $48,000,000 | 109 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $77,132,200 | 118 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $164,604,000 | 143 |
| Total interest expense | $46,734,000 | 152 |
| Net interest income | $117,870,000 | 137 |
| Provision for loan and lease losses | $4,086,000 | 239 |
| Total noninterest income | $34,119,000 | 200 |
| Gross Fiduciary activities income | $4,631,000 | 119 |
| Service charges on deposit accounts | $15,911,000 | 94 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,577,000 | 265 |
| Total noninterest expense | $73,681,000 | 175 |
| Salaries and employee benefits | $41,130,000 | 144 |
| Premises and equipment expense | $14,334,000 | 123 |
| Additional noninterest expense | $18,217,000 | 233 |
| Pre-tax net operating income | $74,222,000 | 124 |
| Securities gains (losses) | $9,673,000 | 82 |
| Applicable income taxes | $29,312,000 | 122 |
| Income before extraordinary items | $54,583,000 | 121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,583,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,666,000 | 274 |
| Cash dividends | $44,000,000 | 74 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $48,295,550 | 124 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $81,853,000 | 145 |
| Total interest expense | $24,166,000 | 153 |
| Net interest income | $57,687,000 | 140 |
| Provision for loan and lease losses | $1,662,000 | 274 |
| Total noninterest income | $17,395,000 | 200 |
| Gross Fiduciary activities income | $2,159,000 | 122 |
| Service charges on deposit accounts | $7,726,000 | 98 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,510,000 | 247 |
| Total noninterest expense | $35,432,000 | 180 |
| Salaries and employee benefits | $19,822,000 | 149 |
| Premises and equipment expense | $6,948,000 | 127 |
| Additional noninterest expense | $8,662,000 | 239 |
| Pre-tax net operating income | $37,988,000 | 123 |
| Securities gains (losses) | $4,536,000 | 88 |
| Applicable income taxes | $14,906,000 | 124 |
| Income before extraordinary items | $27,618,000 | 125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,618,000 | 125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,091,000 | 314 |
| Cash dividends | $36,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $24,669,600 | 125 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $339,575,000 | 149 |
| Total interest expense | $102,689,000 | 161 |
| Net interest income | $236,886,000 | 137 |
| Provision for loan and lease losses | $10,647,000 | 233 |
| Total noninterest income | $81,040,000 | 171 |
| Gross Fiduciary activities income | $9,610,000 | 119 |
| Service charges on deposit accounts | $31,931,000 | 96 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,499,000 | 205 |
| Total noninterest expense | $145,273,000 | 174 |
| Salaries and employee benefits | $85,797,000 | 135 |
| Premises and equipment expense | $25,655,000 | 131 |
| Additional noninterest expense | $33,821,000 | 250 |
| Pre-tax net operating income | $162,006,000 | 117 |
| Securities gains (losses) | $9,870,000 | 107 |
| Applicable income taxes | $62,994,000 | 114 |
| Income before extraordinary items | $108,882,000 | 124 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $108,882,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,594,000 | 343 |
| Cash dividends | $97,000,000 | 95 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $102,565,200 | 120 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $362,818,000 | 154 |
| Total interest expense | $148,154,000 | 172 |
| Net interest income | $214,664,000 | 142 |
| Provision for loan and lease losses | $2,800,000 | 536 |
| Total noninterest income | $69,750,000 | 191 |
| Gross Fiduciary activities income | $10,458,000 | 114 |
| Service charges on deposit accounts | $26,974,000 | 100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,318,000 | 229 |
| Total noninterest expense | $148,654,000 | 170 |
| Salaries and employee benefits | $73,247,000 | 142 |
| Premises and equipment expense | $25,705,000 | 125 |
| Additional noninterest expense | $49,702,000 | 202 |
| Pre-tax net operating income | $132,960,000 | 128 |
| Securities gains (losses) | $5,984,000 | 124 |
| Applicable income taxes | $50,433,000 | 123 |
| Income before extraordinary items | $88,511,000 | 132 |
| Extraordinary gains, net | $952,000 | 27 |
| Net income | $89,463,000 | 132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,283,000 | 209 |
| Cash dividends | $65,500,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $84,681,240 | 133 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $351,179,000 | 168 |
| Total interest expense | $176,426,000 | 185 |
| Net interest income | $174,753,000 | 166 |
| Provision for loan and lease losses | $4,093,000 | 370 |
| Total noninterest income | $62,095,000 | 200 |
| Gross Fiduciary activities income | $11,555,000 | 108 |
| Service charges on deposit accounts | $20,942,000 | 113 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,598,000 | 229 |
| Total noninterest expense | $142,482,000 | 176 |
| Salaries and employee benefits | $68,403,000 | 148 |
| Premises and equipment expense | $23,960,000 | 129 |
| Additional noninterest expense | $50,119,000 | 198 |
| Pre-tax net operating income | $90,273,000 | 168 |
| Securities gains (losses) | $291,000 | 347 |
| Applicable income taxes | $36,689,000 | 143 |
| Income before extraordinary items | $53,875,000 | 167 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $53,875,000 | 165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,649,000 | 410 |
| Cash dividends | $47,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $53,688,760 | 169 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $311,489,000 | 167 |
| Total interest expense | $141,519,000 | 183 |
| Net interest income | $169,970,000 | 168 |
| Provision for loan and lease losses | $3,152,000 | 400 |
| Total noninterest income | $55,161,000 | 217 |
| Gross Fiduciary activities income | $11,600,000 | 127 |
| Service charges on deposit accounts | $20,123,000 | 118 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $23,438,000 | 274 |
| Total noninterest expense | $134,851,000 | 176 |
| Salaries and employee benefits | $39,972,000 | 210 |
| Premises and equipment expense | $13,011,000 | 207 |
| Additional noninterest expense | $81,868,000 | 148 |
| Pre-tax net operating income | $87,128,000 | 178 |
| Securities gains (losses) | $2,687,000 | 109 |
| Applicable income taxes | $35,646,000 | 165 |
| Income before extraordinary items | $54,169,000 | 178 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $54,169,000 | 179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,110,000 | 434 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $52,449,320 | 185 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $288,031,000 | 181 |
| Total interest expense | $126,275,000 | 197 |
| Net interest income | $161,756,000 | 173 |
| Provision for loan and lease losses | $3,687,000 | 400 |
| Total noninterest income | $63,817,000 | 204 |
| Gross Fiduciary activities income | $11,085,000 | 130 |
| Service charges on deposit accounts | $18,360,000 | 119 |
| Trading account gains and fees | $137,000 | 146 |
| Additional Noninterest Income | $34,235,000 | 216 |
| Total noninterest expense | $131,390,000 | 183 |
| Salaries and employee benefits | $41,813,000 | 198 |
| Premises and equipment expense | $12,397,000 | 211 |
| Additional noninterest expense | $77,180,000 | 166 |
| Pre-tax net operating income | $90,496,000 | 168 |
| Securities gains (losses) | $8,630,000 | 79 |
| Applicable income taxes | $38,729,000 | 147 |
| Income before extraordinary items | $60,397,000 | 173 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $60,397,000 | 174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,169,000 | 368 |
| Cash dividends | $60,000,000 | 128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $54,873,800 | 181 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $271,726,000 | 195 |
| Total interest expense | $114,274,000 | 210 |
| Net interest income | $157,452,000 | 182 |
| Provision for loan and lease losses | $3,302,000 | 410 |
| Total noninterest income | $45,835,000 | 231 |
| Gross Fiduciary activities income | $9,572,000 | 138 |
| Service charges on deposit accounts | $17,219,000 | 126 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $19,044,000 | 270 |
| Total noninterest expense | $125,554,000 | 187 |
| Salaries and employee benefits | $42,367,000 | 199 |
| Premises and equipment expense | $12,919,000 | 207 |
| Additional noninterest expense | $70,268,000 | 168 |
| Pre-tax net operating income | $74,431,000 | 183 |
| Securities gains (losses) | $7,275,000 | 63 |
| Applicable income taxes | $35,541,000 | 153 |
| Income before extraordinary items | $46,165,000 | 195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $46,165,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,907,000 | 328 |
| Cash dividends | $40,500,000 | 149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $41,509,000 | 201 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $183,053,000 | 277 |
| Total interest expense | $74,991,000 | 315 |
| Net interest income | $108,062,000 | 254 |
| Provision for loan and lease losses | $19,102,000 | 143 |
| Total noninterest income | $26,692,000 | 322 |
| Gross Fiduciary activities income | $6,626,000 | 188 |
| Service charges on deposit accounts | $11,604,000 | 181 |
| Trading account gains and fees | $5,000 | 244 |
| Additional Noninterest Income | $8,457,000 | 472 |
| Total noninterest expense | $97,364,000 | 250 |
| Salaries and employee benefits | $35,070,000 | 248 |
| Premises and equipment expense | $11,486,000 | 254 |
| Additional noninterest expense | $50,808,000 | 240 |
| Pre-tax net operating income | $18,288,000 | 486 |
| Securities gains (losses) | $1,940,000 | 155 |
| Applicable income taxes | $11,385,000 | 332 |
| Income before extraordinary items | $8,843,000 | 649 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,843,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,488,000 | 196 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,601,400 | 709 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $272,108,000 | 217 |
| Total interest expense | $118,467,000 | 241 |
| Net interest income | $153,641,000 | 199 |
| Provision for loan and lease losses | $-5,000,000 | 11,945 |
| Total noninterest income | $41,832,000 | 256 |
| Gross Fiduciary activities income | $10,070,000 | 150 |
| Service charges on deposit accounts | $19,788,000 | 141 |
| Trading account gains and fees | $11,000 | 425 |
| Additional Noninterest Income | $11,963,000 | 383 |
| Total noninterest expense | $134,140,000 | 198 |
| Salaries and employee benefits | $45,324,000 | 208 |
| Premises and equipment expense | $10,367,000 | 283 |
| Additional noninterest expense | $78,449,000 | 166 |
| Pre-tax net operating income | $66,333,000 | 207 |
| Securities gains (losses) | $-136,000 | 11,593 |
| Applicable income taxes | $-5,640,000 | 11,951 |
| Income before extraordinary items | $71,837,000 | 135 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $71,837,000 | 134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,440,000 | 260 |
| Cash dividends | $35,500,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $71,973,000 | 133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $216,288,000 | 233 |
| Total interest expense | $85,156,000 | 249 |
| Net interest income | $131,132,000 | 222 |
| Provision for loan and lease losses | $3,136,000 | 416 |
| Total noninterest income | $39,456,000 | 260 |
| Gross Fiduciary activities income | $9,567,000 | 154 |
| Service charges on deposit accounts | $18,953,000 | 137 |
| Trading account gains and fees | $30,000 | 311 |
| Additional Noninterest Income | $10,906,000 | 394 |
| Total noninterest expense | $127,481,000 | 207 |
| Salaries and employee benefits | $40,871,000 | 226 |
| Premises and equipment expense | $10,417,000 | 286 |
| Additional noninterest expense | $76,193,000 | 166 |
| Pre-tax net operating income | $39,971,000 | 286 |
| Securities gains (losses) | $-126,000 | 11,693 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $39,845,000 | 211 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $39,845,000 | 211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,002,000 | 247 |
| Cash dividends | $10,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $39,971,000 | 214 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $213,687,000 | 223 |
| Total interest expense | $75,296,000 | 256 |
| Net interest income | $138,391,000 | 202 |
| Provision for loan and lease losses | $-15,388,000 | 13,277 |
| Total noninterest income | $41,446,000 | 241 |
| Gross Fiduciary activities income | $9,577,000 | 153 |
| Service charges on deposit accounts | $18,744,000 | 134 |
| Trading account gains and fees | $7,000 | 442 |
| Additional Noninterest Income | $13,118,000 | 370 |
| Total noninterest expense | $161,095,000 | 162 |
| Salaries and employee benefits | $40,225,000 | 223 |
| Premises and equipment expense | $9,892,000 | 295 |
| Additional noninterest expense | $110,978,000 | 115 |
| Pre-tax net operating income | $34,130,000 | 271 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $34,130,000 | 215 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $34,130,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,988,000 | 179 |
| Cash dividends | $28,830,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $-50,000,000 | 13,279 |
| Net operating income | $34,130,000 | 206 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $256,524,000 | 203 |
| Total interest expense | $107,615,000 | 235 |
| Net interest income | $148,909,000 | 176 |
| Provision for loan and lease losses | $44,504,000 | 115 |
| Total noninterest income | $46,843,000 | 213 |
| Gross Fiduciary activities income | $9,283,000 | 152 |
| Service charges on deposit accounts | $16,614,000 | 138 |
| Trading account gains and fees | $-29,000 | 5,228 |
| Additional Noninterest Income | $20,975,000 | 263 |
| Total noninterest expense | $159,379,000 | 157 |
| Salaries and employee benefits | $46,016,000 | 193 |
| Premises and equipment expense | $21,436,000 | 151 |
| Additional noninterest expense | $91,927,000 | 129 |
| Pre-tax net operating income | $-8,131,000 | 13,850 |
| Securities gains (losses) | $16,447,000 | 81 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $8,316,000 | 573 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,316,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,144,000 | 83 |
| Cash dividends | $6,292,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-8,131,000 | 13,820 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.