Home > Citizens Bank New Hampshire > Net charge- offs to loans
Citizens Bank New Hampshire, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2521% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5715% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5838% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1404% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6748% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0460% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0796% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9371% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 2,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9838% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1028% | 8,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1475% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 7,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7706% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0933% | 8,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 7,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4498% | 2,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8657% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1941% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5737% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5293% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0540% | 7,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6495% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 2,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 7,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6954% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0035% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1240% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 3,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4765% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 8,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4789% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0043% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5521% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 8,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2439% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1687% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 8,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2485% | 4,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8686% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 7,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 3,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8594% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 3,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 3,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5632% | 2,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3076% | 5,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1476% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0136% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7950% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3134% | 4,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7683% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0209% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 2,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3068% | 4,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9784% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0434% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 3,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1176% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 8,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 8,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 8,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 8,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 3,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 4,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7805% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3572% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 8,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1012% | 9,026 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 6,595 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 8,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2565% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2597% | 5,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3768% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1033% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0971% | 1,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0027% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5943% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 5,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1203% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0993% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1511% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9780% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8240% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1484% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1456% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0513% | 1,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1607% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2595% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8280% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3277% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0263% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1864% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2016% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.3235% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9009% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2701% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2092% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4812% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3784% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4657% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2780% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5767% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4817% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3259% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0397% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6036% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2423% | 1,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1763% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2813% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3402% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0173% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8447% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3332% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2469% | 275 |
| Percentage Net Loans Charged-off:Construction & development | -0.5115% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4089% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5126% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4576% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1111% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7698% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4348% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1170% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3794% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3403% | 280 |
| Percentage Net Loans Charged-off:Construction & development | -1.6353% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1007% | 1,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6987% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5970% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7339% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3121% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0812% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8083% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0355% | 1,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9159% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8934% | 206 |
| Percentage Net Loans Charged-off:Construction & development | -0.2854% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8435% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0238% | 1,354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0429% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5614% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2219% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8494% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5420% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7077% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7032% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2019% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6860% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 8.1017% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1067% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9469% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8568% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6781% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2388% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7801% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6795% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6405% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8027% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |