Home > Citizens' Bank, Inc. > Income and Expense
Citizens' Bank, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 3,374 |
| Total interest expense | $2,218,000 | 2,928 |
| Net interest income | $4,286,000 | 3,535 |
| Provision for loan and lease losses | $75,000 | 2,605 |
| Total noninterest income | $648,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $140,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 2,961 |
| Total noninterest expense | $3,847,000 | 3,401 |
| Salaries and employee benefits | $1,883,000 | 3,531 |
| Premises and equipment expense | $656,000 | 2,578 |
| Additional noninterest expense | $508,000 | 2,961 |
| Pre-tax net operating income | $1,012,000 | 3,577 |
| Securities gains (losses) | $-188,000 | 3,941 |
| Applicable income taxes | $18,000 | 3,227 |
| Income before extraordinary items | $806,000 | 3,616 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $806,000 | 3,653 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $806,000 | 3,617 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $211,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $990,240 | 3,511 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 3,395 |
| Total interest expense | $1,472,000 | 2,959 |
| Net interest income | $3,233,000 | 3,550 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $522,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $104,000 | 3,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 2,848 |
| Total noninterest expense | $2,892,000 | 3,382 |
| Salaries and employee benefits | $1,426,000 | 3,496 |
| Premises and equipment expense | $482,000 | 2,611 |
| Additional noninterest expense | $418,000 | 2,847 |
| Pre-tax net operating income | $863,000 | 3,550 |
| Securities gains (losses) | $-188,000 | 4,167 |
| Applicable income taxes | $83,000 | 2,804 |
| Income before extraordinary items | $592,000 | 3,716 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $592,000 | 3,749 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $592,000 | 3,716 |
| Net charge-offs | $3,000 | 2,411 |
| Cash dividends | $125,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $757,440 | 3,554 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 3,398 |
| Total interest expense | $868,000 | 2,947 |
| Net interest income | $2,204,000 | 3,543 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $411,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $69,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,622 |
| Total noninterest expense | $1,905,000 | 3,399 |
| Salaries and employee benefits | $941,000 | 3,515 |
| Premises and equipment expense | $316,000 | 2,628 |
| Additional noninterest expense | $342,000 | 2,617 |
| Pre-tax net operating income | $710,000 | 3,417 |
| Securities gains (losses) | $-188,000 | 4,319 |
| Applicable income taxes | $56,000 | 2,825 |
| Income before extraordinary items | $466,000 | 3,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $466,000 | 3,672 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $466,000 | 3,636 |
| Net charge-offs | $4,000 | 2,088 |
| Cash dividends | $125,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $633,320 | 3,395 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 3,427 |
| Total interest expense | $367,000 | 2,954 |
| Net interest income | $1,131,000 | 3,537 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $271,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 2,252 |
| Total noninterest expense | $920,000 | 3,487 |
| Salaries and employee benefits | $470,000 | 3,566 |
| Premises and equipment expense | $156,000 | 2,686 |
| Additional noninterest expense | $236,000 | 2,252 |
| Pre-tax net operating income | $482,000 | 3,137 |
| Securities gains (losses) | $-188,000 | 4,427 |
| Applicable income taxes | $28,000 | 2,834 |
| Income before extraordinary items | $266,000 | 3,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,606 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $266,000 | 3,607 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $125,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $435,200 | 3,104 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 3,454 |
| Total interest expense | $437,000 | 3,380 |
| Net interest income | $4,625,000 | 3,432 |
| Provision for loan and lease losses | $-497,000 | 4,522 |
| Total noninterest income | $512,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $133,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,313 |
| Total noninterest expense | $3,781,000 | 3,419 |
| Salaries and employee benefits | $1,971,000 | 3,488 |
| Premises and equipment expense | $673,000 | 2,554 |
| Additional noninterest expense | $379,000 | 3,313 |
| Pre-tax net operating income | $1,853,000 | 3,221 |
| Securities gains (losses) | $-393,000 | 4,269 |
| Applicable income taxes | $61,000 | 3,188 |
| Income before extraordinary items | $1,399,000 | 3,330 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,399,000 | 3,326 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,399,000 | 3,329 |
| Net charge-offs | $-12,000 | 3,682 |
| Cash dividends | $1,886,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,776,280 | 3,110 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 3,487 |
| Total interest expense | $231,000 | 3,575 |
| Net interest income | $3,372,000 | 3,459 |
| Provision for loan and lease losses | $-80,000 | 4,434 |
| Total noninterest income | $390,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $100,000 | 3,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,320 |
| Total noninterest expense | $2,771,000 | 3,442 |
| Salaries and employee benefits | $1,466,000 | 3,484 |
| Premises and equipment expense | $490,000 | 2,592 |
| Additional noninterest expense | $290,000 | 3,320 |
| Pre-tax net operating income | $1,071,000 | 3,469 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $47,000 | 3,184 |
| Income before extraordinary items | $1,024,000 | 3,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,024,000 | 3,346 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,024,000 | 3,347 |
| Net charge-offs | $-14,000 | 3,706 |
| Cash dividends | $1,828,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,024,000 | 3,371 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 3,507 |
| Total interest expense | $119,000 | 3,785 |
| Net interest income | $2,220,000 | 3,464 |
| Provision for loan and lease losses | $-80,000 | 4,457 |
| Total noninterest income | $270,000 | 3,480 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $67,000 | 3,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,295 |
| Total noninterest expense | $1,818,000 | 3,469 |
| Salaries and employee benefits | $951,000 | 3,539 |
| Premises and equipment expense | $334,000 | 2,563 |
| Additional noninterest expense | $533,000 | 3,580 |
| Pre-tax net operating income | $752,000 | 3,306 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $25,000 | 3,194 |
| Income before extraordinary items | $727,000 | 3,166 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $727,000 | 3,165 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $727,000 | 3,166 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $242,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $727,000 | 3,196 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 3,654 |
| Total interest expense | $49,000 | 3,944 |
| Net interest income | $967,000 | 3,601 |
| Provision for loan and lease losses | $-80,000 | 4,501 |
| Total noninterest income | $140,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $34,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,212 |
| Total noninterest expense | $930,000 | 3,434 |
| Salaries and employee benefits | $468,000 | 3,570 |
| Premises and equipment expense | $162,000 | 2,617 |
| Additional noninterest expense | $300,000 | 3,414 |
| Pre-tax net operating income | $257,000 | 3,566 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $257,000 | 3,419 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $257,000 | 3,418 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $257,000 | 3,419 |
| Net charge-offs | $-29,000 | 4,268 |
| Cash dividends | $242,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $257,000 | 3,442 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 3,683 |
| Total interest expense | $191,000 | 4,157 |
| Net interest income | $4,084,000 | 3,631 |
| Provision for loan and lease losses | $93,000 | 2,252 |
| Total noninterest income | $753,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $125,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 3,067 |
| Total noninterest expense | $3,621,000 | 3,495 |
| Salaries and employee benefits | $1,891,000 | 3,602 |
| Premises and equipment expense | $718,000 | 2,478 |
| Additional noninterest expense | $1,012,000 | 3,678 |
| Pre-tax net operating income | $1,123,000 | 3,744 |
| Securities gains (losses) | $12,000 | 1,670 |
| Applicable income taxes | $35,000 | 3,386 |
| Income before extraordinary items | $1,100,000 | 3,664 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,100,000 | 3,664 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,100,000 | 3,664 |
| Net charge-offs | $-65,000 | 4,219 |
| Cash dividends | $132,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,088,360 | 3,657 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 3,747 |
| Total interest expense | $149,000 | 4,223 |
| Net interest income | $3,080,000 | 3,700 |
| Provision for loan and lease losses | $93,000 | 1,995 |
| Total noninterest income | $631,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $91,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,991 |
| Total noninterest expense | $2,797,000 | 3,490 |
| Salaries and employee benefits | $1,440,000 | 3,602 |
| Premises and equipment expense | $542,000 | 2,493 |
| Additional noninterest expense | $815,000 | 3,609 |
| Pre-tax net operating income | $821,000 | 3,900 |
| Securities gains (losses) | $12,000 | 1,602 |
| Applicable income taxes | $52,000 | 3,182 |
| Income before extraordinary items | $781,000 | 3,856 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $781,000 | 3,856 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $781,000 | 3,856 |
| Net charge-offs | $-65,000 | 4,310 |
| Cash dividends | $132,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $769,720 | 3,846 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 3,753 |
| Total interest expense | $95,000 | 4,304 |
| Net interest income | $2,083,000 | 3,683 |
| Provision for loan and lease losses | $93,000 | 1,745 |
| Total noninterest income | $492,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $60,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,775 |
| Total noninterest expense | $1,863,000 | 3,497 |
| Salaries and employee benefits | $966,000 | 3,608 |
| Premises and equipment expense | $358,000 | 2,491 |
| Additional noninterest expense | $539,000 | 3,606 |
| Pre-tax net operating income | $619,000 | 3,780 |
| Securities gains (losses) | $12,000 | 1,351 |
| Applicable income taxes | $23,000 | 3,285 |
| Income before extraordinary items | $608,000 | 3,699 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $608,000 | 3,699 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $608,000 | 3,699 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $132,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $596,480 | 3,688 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 3,739 |
| Total interest expense | $49,000 | 4,336 |
| Net interest income | $1,052,000 | 3,656 |
| Provision for loan and lease losses | $93,000 | 1,301 |
| Total noninterest income | $293,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $32,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 2,582 |
| Total noninterest expense | $928,000 | 3,499 |
| Salaries and employee benefits | $495,000 | 3,569 |
| Premises and equipment expense | $189,000 | 2,429 |
| Additional noninterest expense | $244,000 | 3,719 |
| Pre-tax net operating income | $324,000 | 3,722 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $5,000 | 3,399 |
| Income before extraordinary items | $319,000 | 3,628 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $319,000 | 3,628 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $319,000 | 3,628 |
| Net charge-offs | $1,000 | 1,805 |
| Cash dividends | $132,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $319,000 | 3,606 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 3,755 |
| Total interest expense | $296,000 | 4,310 |
| Net interest income | $4,168,000 | 3,627 |
| Provision for loan and lease losses | $254,000 | 2,834 |
| Total noninterest income | $540,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $147,000 | 3,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,388 |
| Total noninterest expense | $3,827,000 | 3,442 |
| Salaries and employee benefits | $1,965,000 | 3,591 |
| Premises and equipment expense | $689,000 | 2,555 |
| Additional noninterest expense | $1,173,000 | 3,464 |
| Pre-tax net operating income | $627,000 | 4,078 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $625,000 | 4,059 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $625,000 | 4,058 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $625,000 | 4,059 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $132,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $625,000 | 3,996 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 3,779 |
| Total interest expense | $243,000 | 4,319 |
| Net interest income | $3,113,000 | 3,656 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $733,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $111,000 | 3,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 2,621 |
| Total noninterest expense | $3,306,000 | 3,211 |
| Salaries and employee benefits | $1,493,000 | 3,557 |
| Premises and equipment expense | $531,000 | 2,502 |
| Additional noninterest expense | $1,282,000 | 2,795 |
| Pre-tax net operating income | $390,000 | 4,207 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $15,000 | 3,396 |
| Income before extraordinary items | $375,000 | 4,211 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $375,000 | 4,210 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $375,000 | 4,211 |
| Net charge-offs | $12,000 | 2,686 |
| Cash dividends | $132,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $375,000 | 4,167 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,806 |
| Total interest expense | $182,000 | 4,292 |
| Net interest income | $2,074,000 | 3,686 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $468,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $74,000 | 3,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,626 |
| Total noninterest expense | $2,083,000 | 3,300 |
| Salaries and employee benefits | $1,018,000 | 3,532 |
| Premises and equipment expense | $362,000 | 2,463 |
| Additional noninterest expense | $703,000 | 3,133 |
| Pre-tax net operating income | $459,000 | 3,796 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $10,000 | 3,373 |
| Income before extraordinary items | $449,000 | 3,756 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $449,000 | 3,756 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $449,000 | 3,756 |
| Net charge-offs | $-5,000 | 4,124 |
| Cash dividends | $132,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $449,000 | 3,710 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 3,761 |
| Total interest expense | $112,000 | 4,211 |
| Net interest income | $1,076,000 | 3,619 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $129,000 | 3,542 |
| Gross Fiduciary activities income | $46,000 | 685 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,384 |
| Total noninterest expense | $1,005,000 | 3,390 |
| Salaries and employee benefits | $532,000 | 3,493 |
| Premises and equipment expense | $177,000 | 2,516 |
| Additional noninterest expense | $296,000 | 3,472 |
| Pre-tax net operating income | $200,000 | 3,784 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $195,000 | 3,733 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $195,000 | 3,734 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $195,000 | 3,734 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $132,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $195,000 | 3,701 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 3,846 |
| Total interest expense | $461,000 | 4,212 |
| Net interest income | $4,239,000 | 3,694 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $546,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $175,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,357 |
| Total noninterest expense | $4,162,000 | 3,350 |
| Salaries and employee benefits | $2,087,000 | 3,539 |
| Premises and equipment expense | $692,000 | 2,563 |
| Additional noninterest expense | $1,383,000 | 3,235 |
| Pre-tax net operating income | $623,000 | 4,299 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-6,000 | 5,004 |
| Income before extraordinary items | $629,000 | 4,221 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $629,000 | 4,223 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $629,000 | 4,223 |
| Net charge-offs | $53,000 | 2,608 |
| Cash dividends | $153,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $629,000 | 4,194 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 3,898 |
| Total interest expense | $341,000 | 4,280 |
| Net interest income | $3,163,000 | 3,753 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $421,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $165,000 | 3,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,462 |
| Total noninterest expense | $3,051,000 | 3,408 |
| Salaries and employee benefits | $1,562,000 | 3,552 |
| Premises and equipment expense | $490,000 | 2,682 |
| Additional noninterest expense | $999,000 | 3,330 |
| Pre-tax net operating income | $533,000 | 4,287 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $15,000 | 3,599 |
| Income before extraordinary items | $518,000 | 4,237 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $518,000 | 4,237 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $518,000 | 4,237 |
| Net charge-offs | $42,000 | 2,332 |
| Cash dividends | $153,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $518,000 | 4,217 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 3,887 |
| Total interest expense | $219,000 | 4,327 |
| Net interest income | $2,159,000 | 3,744 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $282,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $99,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,368 |
| Total noninterest expense | $1,987,000 | 3,478 |
| Salaries and employee benefits | $1,015,000 | 3,623 |
| Premises and equipment expense | $300,000 | 2,820 |
| Additional noninterest expense | $672,000 | 3,342 |
| Pre-tax net operating income | $454,000 | 4,091 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $10,000 | 3,606 |
| Income before extraordinary items | $444,000 | 3,991 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $444,000 | 3,989 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $444,000 | 3,990 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $153,000 | 2,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $444,000 | 3,977 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 3,933 |
| Total interest expense | $100,000 | 4,412 |
| Net interest income | $1,067,000 | 3,792 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $142,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,358 |
| Total noninterest expense | $947,000 | 3,599 |
| Salaries and employee benefits | $506,000 | 3,676 |
| Premises and equipment expense | $157,000 | 2,769 |
| Additional noninterest expense | $284,000 | 3,666 |
| Pre-tax net operating income | $262,000 | 3,930 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $5,000 | 3,547 |
| Income before extraordinary items | $257,000 | 3,809 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $257,000 | 3,807 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $257,000 | 3,808 |
| Net charge-offs | $14,000 | 1,843 |
| Cash dividends | $153,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $257,000 | 3,809 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 3,915 |
| Total interest expense | $300,000 | 4,488 |
| Net interest income | $4,250,000 | 3,787 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $492,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $194,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 3,697 |
| Total noninterest expense | $3,808,000 | 3,586 |
| Salaries and employee benefits | $1,933,000 | 3,751 |
| Premises and equipment expense | $616,000 | 2,792 |
| Additional noninterest expense | $1,259,000 | 3,495 |
| Pre-tax net operating income | $934,000 | 4,103 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $28,000 | 3,556 |
| Income before extraordinary items | $906,000 | 4,001 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $906,000 | 4,000 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $906,000 | 4,000 |
| Net charge-offs | $84,000 | 2,271 |
| Cash dividends | $107,000 | 3,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $906,000 | 4,012 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 3,963 |
| Total interest expense | $212,000 | 4,543 |
| Net interest income | $3,156,000 | 3,835 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $489,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $146,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,219 |
| Total noninterest expense | $2,791,000 | 3,637 |
| Salaries and employee benefits | $1,398,000 | 3,833 |
| Premises and equipment expense | $464,000 | 2,799 |
| Additional noninterest expense | $929,000 | 3,543 |
| Pre-tax net operating income | $854,000 | 3,953 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $854,000 | 3,794 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $854,000 | 3,792 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $854,000 | 3,793 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $107,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $854,000 | 3,796 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,016 |
| Total interest expense | $132,000 | 4,607 |
| Net interest income | $2,049,000 | 3,894 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $294,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $94,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,395 |
| Total noninterest expense | $1,877,000 | 3,635 |
| Salaries and employee benefits | $950,000 | 3,818 |
| Premises and equipment expense | $329,000 | 2,713 |
| Additional noninterest expense | $598,000 | 3,624 |
| Pre-tax net operating income | $466,000 | 4,181 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $466,000 | 4,041 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $466,000 | 4,040 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $466,000 | 4,040 |
| Net charge-offs | $16,000 | 2,366 |
| Cash dividends | $107,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $466,000 | 4,040 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 4,075 |
| Total interest expense | $58,000 | 4,744 |
| Net interest income | $1,004,000 | 3,947 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $152,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $44,000 | 3,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,231 |
| Total noninterest expense | $910,000 | 3,730 |
| Salaries and employee benefits | $496,000 | 3,768 |
| Premises and equipment expense | $158,000 | 2,819 |
| Additional noninterest expense | $256,000 | 3,937 |
| Pre-tax net operating income | $246,000 | 4,094 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $246,000 | 3,935 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $246,000 | 3,935 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $246,000 | 3,935 |
| Net charge-offs | $12,000 | 1,889 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $246,000 | 3,936 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,077 |
| Total interest expense | $229,000 | 4,724 |
| Net interest income | $3,945,000 | 3,966 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $425,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $170,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 3,970 |
| Total noninterest expense | $3,738,000 | 3,684 |
| Salaries and employee benefits | $2,047,000 | 3,711 |
| Premises and equipment expense | $603,000 | 2,906 |
| Additional noninterest expense | $1,088,000 | 3,867 |
| Pre-tax net operating income | $632,000 | 4,553 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $13,000 | 3,839 |
| Income before extraordinary items | $619,000 | 4,287 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $619,000 | 4,287 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $619,000 | 4,287 |
| Net charge-offs | $127,000 | 2,222 |
| Cash dividends | $149,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $619,000 | 4,274 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 4,110 |
| Total interest expense | $168,000 | 4,775 |
| Net interest income | $2,962,000 | 3,994 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $379,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $125,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 3,690 |
| Total noninterest expense | $2,779,000 | 3,715 |
| Salaries and employee benefits | $1,535,000 | 3,728 |
| Premises and equipment expense | $443,000 | 2,981 |
| Additional noninterest expense | $801,000 | 3,909 |
| Pre-tax net operating income | $562,000 | 4,478 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $9,000 | 3,895 |
| Income before extraordinary items | $553,000 | 4,316 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $553,000 | 4,315 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $553,000 | 4,316 |
| Net charge-offs | $148,000 | 1,617 |
| Cash dividends | $149,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $553,000 | 4,299 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 4,120 |
| Total interest expense | $109,000 | 4,818 |
| Net interest income | $1,967,000 | 4,003 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $263,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $83,000 | 3,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 3,624 |
| Total noninterest expense | $1,918,000 | 3,648 |
| Salaries and employee benefits | $1,068,000 | 3,655 |
| Premises and equipment expense | $290,000 | 3,017 |
| Additional noninterest expense | $560,000 | 3,850 |
| Pre-tax net operating income | $312,000 | 4,635 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $7,000 | 3,897 |
| Income before extraordinary items | $305,000 | 4,484 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $305,000 | 4,483 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $305,000 | 4,484 |
| Net charge-offs | $150,000 | 1,246 |
| Cash dividends | $149,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $305,000 | 4,475 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 4,158 |
| Total interest expense | $52,000 | 4,885 |
| Net interest income | $969,000 | 4,042 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $136,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,562 |
| Total noninterest expense | $964,000 | 3,685 |
| Salaries and employee benefits | $545,000 | 3,660 |
| Premises and equipment expense | $147,000 | 3,030 |
| Additional noninterest expense | $272,000 | 3,913 |
| Pre-tax net operating income | $141,000 | 4,713 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $5,000 | 3,770 |
| Income before extraordinary items | $136,000 | 4,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $136,000 | 4,589 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $136,000 | 4,589 |
| Net charge-offs | $95,000 | 959 |
| Cash dividends | $149,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $136,000 | 4,575 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 4,191 |
| Total interest expense | $207,000 | 4,929 |
| Net interest income | $3,813,000 | 4,081 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $643,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $193,000 | 3,619 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $450,000 | 3,394 |
| Total noninterest expense | $3,804,000 | 3,745 |
| Salaries and employee benefits | $2,074,000 | 3,756 |
| Premises and equipment expense | $602,000 | 3,010 |
| Additional noninterest expense | $1,128,000 | 3,960 |
| Pre-tax net operating income | $652,000 | 4,578 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $-32,000 | 5,711 |
| Income before extraordinary items | $727,000 | 4,315 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $727,000 | 4,313 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $727,000 | 4,314 |
| Net charge-offs | $-81,000 | 5,480 |
| Cash dividends | $17,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $684,000 | 4,331 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 4,253 |
| Total interest expense | $153,000 | 5,000 |
| Net interest income | $2,815,000 | 4,134 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $510,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $144,000 | 3,659 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $366,000 | 3,307 |
| Total noninterest expense | $2,862,000 | 3,745 |
| Salaries and employee benefits | $1,523,000 | 3,801 |
| Premises and equipment expense | $469,000 | 2,955 |
| Additional noninterest expense | $870,000 | 3,921 |
| Pre-tax net operating income | $463,000 | 4,720 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $3,000 | 4,173 |
| Income before extraordinary items | $503,000 | 4,479 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $503,000 | 4,478 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $503,000 | 4,479 |
| Net charge-offs | $78,000 | 2,275 |
| Cash dividends | $17,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $460,430 | 4,535 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 4,325 |
| Total interest expense | $100,000 | 5,070 |
| Net interest income | $1,833,000 | 4,211 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $264,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $96,000 | 3,658 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 3,839 |
| Total noninterest expense | $1,867,000 | 3,818 |
| Salaries and employee benefits | $1,020,000 | 3,821 |
| Premises and equipment expense | $299,000 | 3,049 |
| Additional noninterest expense | $548,000 | 4,070 |
| Pre-tax net operating income | $230,000 | 4,996 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $273,000 | 4,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 4,726 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $273,000 | 4,726 |
| Net charge-offs | $71,000 | 1,899 |
| Cash dividends | $17,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $230,000 | 4,847 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,368 |
| Total interest expense | $49,000 | 5,128 |
| Net interest income | $911,000 | 4,243 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $130,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $929,000 | 3,859 |
| Salaries and employee benefits | $501,000 | 3,882 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $266,000 | 4,146 |
| Pre-tax net operating income | $112,000 | 4,977 |
| Securities gains (losses) | $41,000 | 916 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $153,000 | 4,600 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $153,000 | 4,599 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $153,000 | 4,600 |
| Net charge-offs | $64,000 | 1,283 |
| Cash dividends | $17,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $112,000 | 4,848 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 4,428 |
| Total interest expense | $203,000 | 5,145 |
| Net interest income | $3,558,000 | 4,305 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $495,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $194,000 | 3,756 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $301,000 | 3,978 |
| Total noninterest expense | $3,858,000 | 3,793 |
| Salaries and employee benefits | $2,054,000 | 3,852 |
| Premises and equipment expense | $643,000 | 2,965 |
| Additional noninterest expense | $1,161,000 | 3,995 |
| Pre-tax net operating income | $195,000 | 5,483 |
| Securities gains (losses) | $47,000 | 1,685 |
| Applicable income taxes | $23,000 | 3,885 |
| Income before extraordinary items | $219,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $219,000 | 5,419 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $219,000 | 5,420 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $176,700 | 5,478 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 4,475 |
| Total interest expense | $151,000 | 5,232 |
| Net interest income | $2,673,000 | 4,343 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $411,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 3,778 |
| Total noninterest expense | $2,849,000 | 3,842 |
| Salaries and employee benefits | $1,521,000 | 3,894 |
| Premises and equipment expense | $483,000 | 3,009 |
| Additional noninterest expense | $845,000 | 4,068 |
| Pre-tax net operating income | $235,000 | 5,381 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $242,000 | 5,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,303 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $242,000 | 5,304 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $235,000 | 5,278 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,514 |
| Total interest expense | $100,000 | 5,294 |
| Net interest income | $1,770,000 | 4,388 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $276,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $94,000 | 3,819 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,774 |
| Total noninterest expense | $1,929,000 | 3,849 |
| Salaries and employee benefits | $1,022,000 | 3,906 |
| Premises and equipment expense | $319,000 | 3,039 |
| Additional noninterest expense | $588,000 | 4,005 |
| Pre-tax net operating income | $117,000 | 5,550 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $124,000 | 5,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 5,487 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $124,000 | 5,489 |
| Net charge-offs | $8,000 | 3,322 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $117,000 | 5,469 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 4,566 |
| Total interest expense | $50,000 | 5,338 |
| Net interest income | $877,000 | 4,428 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $124,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 3,964 |
| Total noninterest expense | $1,007,000 | 3,782 |
| Salaries and employee benefits | $510,000 | 3,930 |
| Premises and equipment expense | $167,000 | 2,987 |
| Additional noninterest expense | $330,000 | 3,741 |
| Pre-tax net operating income | $-6,000 | 6,044 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,000 | 6,045 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,000 | 6,046 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,000 | 6,046 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-6,000 | 6,044 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 4,529 |
| Total interest expense | $243,000 | 5,266 |
| Net interest income | $3,646,000 | 4,384 |
| Provision for loan and lease losses | $123,000 | 2,947 |
| Total noninterest income | $515,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $213,000 | 3,816 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $3,859,000 | 3,909 |
| Salaries and employee benefits | $2,084,000 | 3,903 |
| Premises and equipment expense | $596,000 | 3,249 |
| Additional noninterest expense | $1,179,000 | 4,087 |
| Pre-tax net operating income | $179,000 | 5,711 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $-10,000 | 6,141 |
| Income before extraordinary items | $210,000 | 5,642 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $210,000 | 5,642 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $210,000 | 5,643 |
| Net charge-offs | $79,000 | 3,402 |
| Cash dividends | $36,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $189,000 | 5,653 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 4,564 |
| Total interest expense | $190,000 | 5,282 |
| Net interest income | $2,727,000 | 4,424 |
| Provision for loan and lease losses | $124,000 | 2,591 |
| Total noninterest income | $390,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $154,000 | 3,915 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $236,000 | 3,983 |
| Total noninterest expense | $2,848,000 | 3,965 |
| Salaries and employee benefits | $1,560,000 | 3,920 |
| Premises and equipment expense | $458,000 | 3,238 |
| Additional noninterest expense | $830,000 | 4,258 |
| Pre-tax net operating income | $145,000 | 5,765 |
| Securities gains (losses) | $16,000 | 2,131 |
| Applicable income taxes | $9,000 | 4,218 |
| Income before extraordinary items | $152,000 | 5,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 5,733 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $152,000 | 5,734 |
| Net charge-offs | $41,000 | 3,405 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $136,960 | 5,745 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 4,590 |
| Total interest expense | $135,000 | 5,247 |
| Net interest income | $1,803,000 | 4,455 |
| Provision for loan and lease losses | $122,000 | 2,121 |
| Total noninterest income | $279,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $106,000 | 3,836 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $173,000 | 3,854 |
| Total noninterest expense | $1,909,000 | 3,985 |
| Salaries and employee benefits | $1,034,000 | 3,950 |
| Premises and equipment expense | $312,000 | 3,206 |
| Additional noninterest expense | $563,000 | 4,238 |
| Pre-tax net operating income | $51,000 | 5,975 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $60,000 | 5,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $60,000 | 5,945 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $60,000 | 5,946 |
| Net charge-offs | $44,000 | 2,900 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $45,600 | 5,983 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 4,646 |
| Total interest expense | $79,000 | 5,058 |
| Net interest income | $887,000 | 4,530 |
| Provision for loan and lease losses | $76,000 | 1,800 |
| Total noninterest income | $141,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $911,000 | 4,117 |
| Salaries and employee benefits | $491,000 | 4,093 |
| Premises and equipment expense | $151,000 | 3,330 |
| Additional noninterest expense | $269,000 | 4,357 |
| Pre-tax net operating income | $41,000 | 5,829 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $45,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $45,000 | 5,758 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $37,640 | 5,809 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 4,609 |
| Total interest expense | $496,000 | 4,471 |
| Net interest income | $3,512,000 | 4,578 |
| Provision for loan and lease losses | $82,000 | 3,882 |
| Total noninterest income | $385,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $152,000 | 4,934 |
| Total noninterest expense | $3,612,000 | 4,180 |
| Salaries and employee benefits | $1,949,000 | 4,144 |
| Premises and equipment expense | $548,000 | 3,519 |
| Additional noninterest expense | $1,115,000 | 4,357 |
| Pre-tax net operating income | $203,000 | 5,716 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $207,000 | 5,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $207,000 | 5,692 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $207,000 | 5,692 |
| Net charge-offs | $584,000 | 1,847 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $182,700 | 5,702 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 4,673 |
| Total interest expense | $394,000 | 4,446 |
| Net interest income | $2,598,000 | 4,665 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $341,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $171,000 | 3,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $170,000 | 4,532 |
| Total noninterest expense | $2,678,000 | 4,217 |
| Salaries and employee benefits | $1,430,000 | 4,198 |
| Premises and equipment expense | $427,000 | 3,465 |
| Additional noninterest expense | $821,000 | 4,416 |
| Pre-tax net operating income | $261,000 | 5,476 |
| Securities gains (losses) | $21,000 | 2,191 |
| Applicable income taxes | $15,000 | 4,204 |
| Income before extraordinary items | $267,000 | 5,395 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $267,000 | 5,396 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $267,000 | 5,397 |
| Net charge-offs | $320,000 | 2,053 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $247,050 | 5,385 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 4,690 |
| Total interest expense | $277,000 | 4,388 |
| Net interest income | $1,717,000 | 4,684 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $270,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $162,000 | 4,107 |
| Total noninterest expense | $1,799,000 | 4,219 |
| Salaries and employee benefits | $938,000 | 4,265 |
| Premises and equipment expense | $276,000 | 3,545 |
| Additional noninterest expense | $585,000 | 4,251 |
| Pre-tax net operating income | $188,000 | 5,382 |
| Securities gains (losses) | $21,000 | 1,987 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $199,000 | 5,277 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $199,000 | 5,280 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $199,000 | 5,280 |
| Net charge-offs | $131,000 | 2,498 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $179,050 | 5,260 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 4,740 |
| Total interest expense | $146,000 | 4,373 |
| Net interest income | $845,000 | 4,743 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $126,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $889,000 | 4,288 |
| Salaries and employee benefits | $455,000 | 4,373 |
| Premises and equipment expense | $137,000 | 3,594 |
| Additional noninterest expense | $297,000 | 4,250 |
| Pre-tax net operating income | $82,000 | 5,494 |
| Securities gains (losses) | $14,000 | 1,385 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $77,700 | 5,402 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 4,561 |
| Total interest expense | $685,000 | 4,461 |
| Net interest income | $3,833,000 | 4,517 |
| Provision for loan and lease losses | $47,000 | 5,242 |
| Total noninterest income | $675,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $256,000 | 3,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $419,000 | 3,579 |
| Total noninterest expense | $3,671,000 | 4,261 |
| Salaries and employee benefits | $1,958,000 | 4,185 |
| Premises and equipment expense | $522,000 | 3,713 |
| Additional noninterest expense | $1,191,000 | 4,378 |
| Pre-tax net operating income | $790,000 | 4,355 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $61,000 | 3,799 |
| Income before extraordinary items | $734,000 | 4,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $734,000 | 4,396 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $734,000 | 4,398 |
| Net charge-offs | $300,000 | 3,298 |
| Cash dividends | $144,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $729,400 | 4,244 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 4,608 |
| Total interest expense | $530,000 | 4,518 |
| Net interest income | $2,900,000 | 4,567 |
| Provision for loan and lease losses | $47,000 | 4,977 |
| Total noninterest income | $304,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,901 |
| Total noninterest expense | $2,752,000 | 4,283 |
| Salaries and employee benefits | $1,461,000 | 4,212 |
| Premises and equipment expense | $432,000 | 3,524 |
| Additional noninterest expense | $859,000 | 4,499 |
| Pre-tax net operating income | $405,000 | 4,975 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $389,000 | 5,016 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $389,000 | 5,017 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $389,000 | 5,017 |
| Net charge-offs | $172,000 | 3,458 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $387,080 | 4,841 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 4,578 |
| Total interest expense | $367,000 | 4,535 |
| Net interest income | $1,980,000 | 4,525 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $225,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $121,000 | 3,940 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,607 |
| Total noninterest expense | $1,877,000 | 4,238 |
| Salaries and employee benefits | $985,000 | 4,213 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $607,000 | 4,363 |
| Pre-tax net operating income | $320,000 | 4,762 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $309,000 | 4,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $309,000 | 4,777 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $309,000 | 4,777 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $308,040 | 4,587 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 4,580 |
| Total interest expense | $195,000 | 4,509 |
| Net interest income | $998,000 | 4,532 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $88,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $956,000 | 4,214 |
| Salaries and employee benefits | $474,000 | 4,341 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $338,000 | 4,070 |
| Pre-tax net operating income | $130,000 | 5,114 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $124,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $124,000 | 5,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $124,000 | 5,111 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $124,000 | 4,964 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 4,492 |
| Total interest expense | $987,000 | 4,433 |
| Net interest income | $4,171,000 | 4,427 |
| Provision for loan and lease losses | $648,000 | 3,065 |
| Total noninterest income | $378,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $372,000 | 3,175 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,000 | 6,599 |
| Total noninterest expense | $3,767,000 | 4,284 |
| Salaries and employee benefits | $1,881,000 | 4,332 |
| Premises and equipment expense | $590,000 | 3,619 |
| Additional noninterest expense | $1,296,000 | 4,244 |
| Pre-tax net operating income | $134,000 | 5,657 |
| Securities gains (losses) | $-7,000 | 6,847 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $102,000 | 5,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 5,871 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $102,000 | 5,871 |
| Net charge-offs | $792,000 | 2,650 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $107,600 | 5,737 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 4,508 |
| Total interest expense | $771,000 | 4,451 |
| Net interest income | $3,138,000 | 4,442 |
| Provision for loan and lease losses | $648,000 | 2,553 |
| Total noninterest income | $258,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $307,000 | 2,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-49,000 | 7,002 |
| Total noninterest expense | $2,957,000 | 4,155 |
| Salaries and employee benefits | $1,424,000 | 4,302 |
| Premises and equipment expense | $511,000 | 3,295 |
| Additional noninterest expense | $1,022,000 | 4,123 |
| Pre-tax net operating income | $-209,000 | 6,396 |
| Securities gains (losses) | $16,000 | 2,895 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-193,000 | 6,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-193,000 | 6,501 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-193,000 | 6,501 |
| Net charge-offs | $763,000 | 2,198 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-209,000 | 6,442 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,522 |
| Total interest expense | $549,000 | 4,406 |
| Net interest income | $2,081,000 | 4,469 |
| Provision for loan and lease losses | $434,000 | 2,498 |
| Total noninterest income | $152,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $207,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-55,000 | 7,141 |
| Total noninterest expense | $2,022,000 | 4,133 |
| Salaries and employee benefits | $952,000 | 4,332 |
| Premises and equipment expense | $344,000 | 3,294 |
| Additional noninterest expense | $726,000 | 3,992 |
| Pre-tax net operating income | $-223,000 | 6,575 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $-228,000 | 6,658 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-228,000 | 6,659 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-228,000 | 6,659 |
| Net charge-offs | $551,000 | 2,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-241,000 | 6,648 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 4,583 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,000,000 | 4,574 |
| Provision for loan and lease losses | $122,000 | 3,104 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $102,000 | 2,938 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-75,000 | 7,337 |
| Total noninterest expense | $970,000 | 4,261 |
| Salaries and employee benefits | $467,000 | 4,411 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $332,000 | 4,241 |
| Pre-tax net operating income | $-65,000 | 6,593 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $-74,000 | 6,654 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-74,000 | 6,654 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-74,000 | 6,654 |
| Net charge-offs | $310,000 | 1,720 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-74,000 | 6,639 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 4,615 |
| Total interest expense | $1,556,000 | 4,172 |
| Net interest income | $3,829,000 | 4,701 |
| Provision for loan and lease losses | $1,507,000 | 2,454 |
| Total noninterest income | $-36,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $538,000 | 2,503 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-574,000 | 7,420 |
| Total noninterest expense | $3,742,000 | 4,404 |
| Salaries and employee benefits | $1,928,000 | 4,341 |
| Premises and equipment expense | $601,000 | 3,713 |
| Additional noninterest expense | $1,213,000 | 4,580 |
| Pre-tax net operating income | $-1,456,000 | 6,642 |
| Securities gains (losses) | $142,000 | 1,882 |
| Applicable income taxes | $-144,000 | 6,907 |
| Income before extraordinary items | $-1,170,000 | 6,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,170,000 | 6,651 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,170,000 | 6,652 |
| Net charge-offs | $941,000 | 2,771 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,296,380 | 6,669 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 4,666 |
| Total interest expense | $1,211,000 | 4,226 |
| Net interest income | $2,880,000 | 4,762 |
| Provision for loan and lease losses | $647,000 | 3,145 |
| Total noninterest income | $314,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $424,000 | 2,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-110,000 | 7,397 |
| Total noninterest expense | $2,811,000 | 4,410 |
| Salaries and employee benefits | $1,456,000 | 4,352 |
| Premises and equipment expense | $479,000 | 3,596 |
| Additional noninterest expense | $876,000 | 4,666 |
| Pre-tax net operating income | $-264,000 | 6,364 |
| Securities gains (losses) | $142,000 | 1,649 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-122,000 | 6,336 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-122,000 | 6,337 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-122,000 | 6,336 |
| Net charge-offs | $817,000 | 2,434 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-264,000 | 6,416 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 4,683 |
| Total interest expense | $818,000 | 4,286 |
| Net interest income | $1,934,000 | 4,754 |
| Provision for loan and lease losses | $414,000 | 3,135 |
| Total noninterest income | $434,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $295,000 | 2,390 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $1,900,000 | 4,382 |
| Salaries and employee benefits | $987,000 | 4,322 |
| Premises and equipment expense | $321,000 | 3,623 |
| Additional noninterest expense | $592,000 | 4,620 |
| Pre-tax net operating income | $54,000 | 5,788 |
| Securities gains (losses) | $73,000 | 1,640 |
| Applicable income taxes | $18,000 | 3,827 |
| Income before extraordinary items | $109,000 | 5,488 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $109,000 | 5,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $109,000 | 5,490 |
| Net charge-offs | $423,000 | 2,634 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,220 | 5,819 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 4,782 |
| Total interest expense | $411,000 | 4,408 |
| Net interest income | $949,000 | 4,822 |
| Provision for loan and lease losses | $260,000 | 2,614 |
| Total noninterest income | $131,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-22,000 | 7,614 |
| Total noninterest expense | $929,000 | 4,490 |
| Salaries and employee benefits | $490,000 | 4,411 |
| Premises and equipment expense | $144,000 | 3,981 |
| Additional noninterest expense | $295,000 | 4,630 |
| Pre-tax net operating income | $-109,000 | 6,671 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $-103,000 | 6,761 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-103,000 | 6,762 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-103,000 | 6,761 |
| Net charge-offs | $174,000 | 2,583 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-118,000 | 6,743 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 4,674 |
| Total interest expense | $2,043,000 | 4,384 |
| Net interest income | $3,856,000 | 4,661 |
| Provision for loan and lease losses | $1,126,000 | 3,311 |
| Total noninterest income | $-84,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $544,000 | 2,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-628,000 | 7,830 |
| Total noninterest expense | $3,799,000 | 4,479 |
| Salaries and employee benefits | $2,005,000 | 4,361 |
| Premises and equipment expense | $636,000 | 3,732 |
| Additional noninterest expense | $1,158,000 | 4,838 |
| Pre-tax net operating income | $-1,153,000 | 6,309 |
| Securities gains (losses) | $57,000 | 2,550 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $-1,078,000 | 6,396 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,078,000 | 6,397 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,078,000 | 6,397 |
| Net charge-offs | $636,000 | 3,483 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,133,860 | 6,421 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 4,694 |
| Total interest expense | $1,605,000 | 4,398 |
| Net interest income | $2,866,000 | 4,714 |
| Provision for loan and lease losses | $702,000 | 3,272 |
| Total noninterest income | $-225,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $383,000 | 2,849 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-608,000 | 7,972 |
| Total noninterest expense | $2,760,000 | 4,586 |
| Salaries and employee benefits | $1,493,000 | 4,404 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $820,000 | 4,998 |
| Pre-tax net operating income | $-821,000 | 6,547 |
| Securities gains (losses) | $47,000 | 2,339 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-774,000 | 6,614 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-774,000 | 6,615 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-774,000 | 6,615 |
| Net charge-offs | $530,000 | 2,957 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-821,000 | 6,638 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,691 |
| Total interest expense | $1,103,000 | 4,451 |
| Net interest income | $1,909,000 | 4,713 |
| Provision for loan and lease losses | $273,000 | 3,886 |
| Total noninterest income | $-438,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-661,000 | 8,100 |
| Total noninterest expense | $1,920,000 | 4,492 |
| Salaries and employee benefits | $1,007,000 | 4,416 |
| Premises and equipment expense | $302,000 | 3,913 |
| Additional noninterest expense | $611,000 | 4,672 |
| Pre-tax net operating income | $-722,000 | 6,837 |
| Securities gains (losses) | $60,000 | 1,792 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-662,000 | 6,914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-662,000 | 6,914 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-662,000 | 6,914 |
| Net charge-offs | $156,000 | 3,732 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-722,000 | 6,946 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,784 |
| Total interest expense | $558,000 | 4,535 |
| Net interest income | $929,000 | 4,789 |
| Provision for loan and lease losses | $112,000 | 3,720 |
| Total noninterest income | $171,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $110,000 | 3,094 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $61,000 | 4,486 |
| Total noninterest expense | $910,000 | 4,580 |
| Salaries and employee benefits | $510,000 | 4,397 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $254,000 | 4,905 |
| Pre-tax net operating income | $78,000 | 5,281 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $52,000 | 3,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $62,000 | 5,338 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 4,643 |
| Total interest expense | $2,480,000 | 4,765 |
| Net interest income | $4,165,000 | 4,456 |
| Provision for loan and lease losses | $580,000 | 3,572 |
| Total noninterest income | $545,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $528,000 | 2,890 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $3,677,000 | 4,489 |
| Salaries and employee benefits | $2,208,000 | 4,128 |
| Premises and equipment expense | $622,000 | 3,831 |
| Additional noninterest expense | $847,000 | 5,328 |
| Pre-tax net operating income | $453,000 | 5,004 |
| Securities gains (losses) | $-499,000 | 7,559 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-46,000 | 6,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-46,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 3,816 |
| Cash dividends | $194,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $453,000 | 4,762 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 4,699 |
| Total interest expense | $1,908,000 | 4,817 |
| Net interest income | $3,100,000 | 4,523 |
| Provision for loan and lease losses | $252,000 | 3,839 |
| Total noninterest income | $432,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $397,000 | 2,906 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $2,881,000 | 4,349 |
| Salaries and employee benefits | $1,762,000 | 3,988 |
| Premises and equipment expense | $444,000 | 3,982 |
| Additional noninterest expense | $675,000 | 5,069 |
| Pre-tax net operating income | $399,000 | 5,271 |
| Securities gains (losses) | $-474,000 | 7,758 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-75,000 | 6,735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-75,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $194,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $399,000 | 4,951 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 4,703 |
| Total interest expense | $1,346,000 | 4,807 |
| Net interest income | $2,068,000 | 4,498 |
| Provision for loan and lease losses | $178,000 | 3,355 |
| Total noninterest income | $428,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $274,000 | 2,821 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $154,000 | 4,270 |
| Total noninterest expense | $1,862,000 | 4,466 |
| Salaries and employee benefits | $1,181,000 | 4,003 |
| Premises and equipment expense | $287,000 | 4,090 |
| Additional noninterest expense | $394,000 | 5,458 |
| Pre-tax net operating income | $456,000 | 4,537 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $432,000 | 4,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 4,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,355 |
| Cash dividends | $142,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $437,760 | 4,234 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 4,691 |
| Total interest expense | $724,000 | 4,800 |
| Net interest income | $1,043,000 | 4,474 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $213,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $885,000 | 4,624 |
| Salaries and employee benefits | $578,000 | 4,083 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $197,000 | 5,417 |
| Pre-tax net operating income | $339,000 | 3,879 |
| Securities gains (losses) | $-3,000 | 8,245 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $318,000 | 3,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $318,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,242 |
| Cash dividends | $18,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $320,850 | 3,563 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 4,581 |
| Total interest expense | $3,426,000 | 4,397 |
| Net interest income | $4,010,000 | 4,617 |
| Provision for loan and lease losses | $125,000 | 4,554 |
| Total noninterest income | $846,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $567,000 | 2,794 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $279,000 | 4,379 |
| Total noninterest expense | $3,647,000 | 4,397 |
| Salaries and employee benefits | $2,089,000 | 4,257 |
| Premises and equipment expense | $431,000 | 4,801 |
| Additional noninterest expense | $1,127,000 | 4,250 |
| Pre-tax net operating income | $1,084,000 | 4,581 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $1,051,000 | 4,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,051,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $710,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,014,340 | 4,276 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 4,598 |
| Total interest expense | $2,616,000 | 4,359 |
| Net interest income | $2,939,000 | 4,698 |
| Provision for loan and lease losses | $92,000 | 4,233 |
| Total noninterest income | $618,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $188,000 | 4,617 |
| Total noninterest expense | $2,828,000 | 4,266 |
| Salaries and employee benefits | $1,598,000 | 4,173 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $916,000 | 3,964 |
| Pre-tax net operating income | $637,000 | 5,319 |
| Securities gains (losses) | $42,000 | 657 |
| Applicable income taxes | $55,000 | 4,884 |
| Income before extraordinary items | $624,000 | 4,929 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $624,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $543,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $585,360 | 5,041 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 4,640 |
| Total interest expense | $1,762,000 | 4,350 |
| Net interest income | $1,900,000 | 4,822 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $407,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $120,000 | 4,752 |
| Total noninterest expense | $1,955,000 | 4,192 |
| Salaries and employee benefits | $1,039,000 | 4,299 |
| Premises and equipment expense | $191,000 | 5,166 |
| Additional noninterest expense | $725,000 | 3,461 |
| Pre-tax net operating income | $292,000 | 6,091 |
| Securities gains (losses) | $75,000 | 465 |
| Applicable income taxes | $37,000 | 4,979 |
| Income before extraordinary items | $330,000 | 5,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $330,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $443,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $262,500 | 5,916 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 4,588 |
| Total interest expense | $857,000 | 4,399 |
| Net interest income | $1,016,000 | 4,646 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $203,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $145,000 | 2,663 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $772,000 | 4,911 |
| Salaries and employee benefits | $512,000 | 4,358 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $420,000 | 3,888 |
| Securities gains (losses) | $-4,000 | 8,145 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $397,000 | 3,523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $397,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $129,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $400,800 | 3,475 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 4,479 |
| Total interest expense | $3,073,000 | 4,260 |
| Net interest income | $4,153,000 | 4,556 |
| Provision for loan and lease losses | $193,000 | 3,604 |
| Total noninterest income | $808,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $580,000 | 2,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 4,873 |
| Total noninterest expense | $2,936,000 | 4,962 |
| Salaries and employee benefits | $1,837,000 | 4,555 |
| Premises and equipment expense | $420,000 | 4,770 |
| Additional noninterest expense | $679,000 | 5,727 |
| Pre-tax net operating income | $1,832,000 | 3,849 |
| Securities gains (losses) | $-21,000 | 7,568 |
| Applicable income taxes | $58,000 | 5,351 |
| Income before extraordinary items | $1,753,000 | 3,417 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,753,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,424 |
| Cash dividends | $493,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,773,370 | 3,368 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 4,497 |
| Total interest expense | $2,241,000 | 4,241 |
| Net interest income | $3,121,000 | 4,590 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $610,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $427,000 | 2,815 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $2,152,000 | 5,020 |
| Salaries and employee benefits | $1,320,000 | 4,659 |
| Premises and equipment expense | $146,000 | 6,809 |
| Additional noninterest expense | $686,000 | 4,785 |
| Pre-tax net operating income | $1,459,000 | 3,847 |
| Securities gains (losses) | $-16,000 | 7,758 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $1,359,000 | 3,417 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,359,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,763 |
| Cash dividends | $487,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,374,040 | 3,388 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 4,530 |
| Total interest expense | $1,429,000 | 4,241 |
| Net interest income | $2,048,000 | 4,654 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $420,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $285,000 | 2,774 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $1,408,000 | 5,095 |
| Salaries and employee benefits | $879,000 | 4,687 |
| Premises and equipment expense | $89,000 | 6,995 |
| Additional noninterest expense | $440,000 | 4,900 |
| Pre-tax net operating income | $1,010,000 | 3,778 |
| Securities gains (losses) | $-11,000 | 7,893 |
| Applicable income taxes | $36,000 | 5,457 |
| Income before extraordinary items | $963,000 | 3,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $963,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $308,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $973,560 | 3,271 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,626 |
| Total interest expense | $663,000 | 4,316 |
| Net interest income | $987,000 | 4,752 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $211,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $694,000 | 5,157 |
| Salaries and employee benefits | $442,000 | 4,700 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $479,000 | 3,844 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $455,000 | 3,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $460,760 | 3,340 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 4,706 |
| Total interest expense | $2,288,000 | 4,051 |
| Net interest income | $3,488,000 | 5,032 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $719,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $577,000 | 2,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,824 |
| Total noninterest expense | $2,648,000 | 5,181 |
| Salaries and employee benefits | $1,654,000 | 4,751 |
| Premises and equipment expense | $387,000 | 4,956 |
| Additional noninterest expense | $607,000 | 6,020 |
| Pre-tax net operating income | $1,501,000 | 4,378 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $375,000 | 3,810 |
| Income before extraordinary items | $1,131,000 | 4,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,131,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $1,225,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,127,250 | 4,450 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 4,792 |
| Total interest expense | $1,653,000 | 4,025 |
| Net interest income | $2,508,000 | 5,170 |
| Provision for loan and lease losses | $43,000 | 5,499 |
| Total noninterest income | $549,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $439,000 | 2,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $1,876,000 | 5,350 |
| Salaries and employee benefits | $1,138,000 | 4,986 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $449,000 | 6,031 |
| Pre-tax net operating income | $1,138,000 | 4,453 |
| Securities gains (losses) | $-33,000 | 8,363 |
| Applicable income taxes | $324,000 | 3,669 |
| Income before extraordinary items | $781,000 | 4,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $781,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $1,125,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $804,430 | 4,706 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 4,800 |
| Total interest expense | $1,072,000 | 3,944 |
| Net interest income | $1,656,000 | 5,192 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $371,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $297,000 | 2,637 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $1,236,000 | 5,374 |
| Salaries and employee benefits | $740,000 | 5,079 |
| Premises and equipment expense | $193,000 | 4,940 |
| Additional noninterest expense | $303,000 | 5,967 |
| Pre-tax net operating income | $762,000 | 4,400 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $208,000 | 3,726 |
| Income before extraordinary items | $535,000 | 4,714 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $535,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $1,125,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $548,680 | 4,607 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 4,845 |
| Total interest expense | $514,000 | 3,945 |
| Net interest income | $816,000 | 5,276 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $203,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $154,000 | 2,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $605,000 | 5,494 |
| Salaries and employee benefits | $360,000 | 5,185 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $400,000 | 4,275 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $99,000 | 3,778 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $925,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $300,250 | 4,337 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 5,071 |
| Total interest expense | $1,819,000 | 3,940 |
| Net interest income | $2,838,000 | 5,596 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $768,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $645,000 | 2,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,060 |
| Total noninterest expense | $2,350,000 | 5,505 |
| Salaries and employee benefits | $1,431,000 | 5,109 |
| Premises and equipment expense | $372,000 | 5,003 |
| Additional noninterest expense | $547,000 | 6,295 |
| Pre-tax net operating income | $1,208,000 | 4,781 |
| Securities gains (losses) | $29,000 | 2,137 |
| Applicable income taxes | $349,000 | 3,940 |
| Income before extraordinary items | $888,000 | 5,012 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $888,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,217 |
| Cash dividends | $85,000 | 5,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $867,120 | 5,002 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 5,132 |
| Total interest expense | $1,337,000 | 3,966 |
| Net interest income | $2,078,000 | 5,670 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $582,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $491,000 | 2,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 6,107 |
| Total noninterest expense | $1,737,000 | 5,517 |
| Salaries and employee benefits | $1,050,000 | 5,133 |
| Premises and equipment expense | $286,000 | 4,909 |
| Additional noninterest expense | $401,000 | 6,301 |
| Pre-tax net operating income | $887,000 | 4,920 |
| Securities gains (losses) | $-22,000 | 8,667 |
| Applicable income taxes | $258,000 | 4,024 |
| Income before extraordinary items | $607,000 | 5,331 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $607,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $622,400 | 5,183 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 5,181 |
| Total interest expense | $860,000 | 4,059 |
| Net interest income | $1,380,000 | 5,669 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $381,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $1,153,000 | 5,562 |
| Salaries and employee benefits | $699,000 | 5,171 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $263,000 | 6,373 |
| Pre-tax net operating income | $584,000 | 4,894 |
| Securities gains (losses) | $-30,000 | 8,857 |
| Applicable income taxes | $169,000 | 4,052 |
| Income before extraordinary items | $385,000 | 5,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $405,700 | 5,207 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 5,329 |
| Total interest expense | $413,000 | 4,224 |
| Net interest income | $667,000 | 5,788 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $198,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $590,000 | 5,505 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $-9,000 | 8,908 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $173,000 | 5,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $179,120 | 5,483 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,271 |
| Total interest expense | $1,790,000 | 4,363 |
| Net interest income | $2,674,000 | 5,670 |
| Provision for loan and lease losses | $46,000 | 6,403 |
| Total noninterest income | $845,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $658,000 | 2,502 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $187,000 | 5,428 |
| Total noninterest expense | $2,405,000 | 5,356 |
| Salaries and employee benefits | $1,516,000 | 4,811 |
| Premises and equipment expense | $372,000 | 4,980 |
| Additional noninterest expense | $517,000 | 6,451 |
| Pre-tax net operating income | $1,068,000 | 4,995 |
| Securities gains (losses) | $-11,000 | 8,793 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $741,000 | 5,430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $741,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $85,000 | 5,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $748,700 | 5,259 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 5,301 |
| Total interest expense | $1,373,000 | 4,426 |
| Net interest income | $2,002,000 | 5,712 |
| Provision for loan and lease losses | $46,000 | 5,848 |
| Total noninterest income | $605,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $495,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 5,911 |
| Total noninterest expense | $1,778,000 | 5,378 |
| Salaries and employee benefits | $1,139,000 | 4,797 |
| Premises and equipment expense | $268,000 | 5,096 |
| Additional noninterest expense | $371,000 | 6,561 |
| Pre-tax net operating income | $783,000 | 5,196 |
| Securities gains (losses) | $-47,000 | 9,072 |
| Applicable income taxes | $309,000 | 3,863 |
| Income before extraordinary items | $427,000 | 6,199 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $427,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $457,080 | 5,891 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 5,199 |
| Total interest expense | $938,000 | 4,451 |
| Net interest income | $1,414,000 | 5,518 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $408,000 | 4,196 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $332,000 | 2,447 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $1,183,000 | 5,369 |
| Salaries and employee benefits | $767,000 | 4,768 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $244,000 | 6,602 |
| Pre-tax net operating income | $593,000 | 4,859 |
| Securities gains (losses) | $-22,000 | 9,108 |
| Applicable income taxes | $206,000 | 3,907 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $379,080 | 5,334 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,196 |
| Total interest expense | $474,000 | 4,515 |
| Net interest income | $715,000 | 5,482 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 2,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $596,000 | 5,358 |
| Salaries and employee benefits | $384,000 | 4,751 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $315,000 | 4,668 |
| Securities gains (losses) | $-15,000 | 9,182 |
| Applicable income taxes | $103,000 | 3,881 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,900 | 5,060 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 5,019 |
| Total interest expense | $2,220,000 | 4,489 |
| Net interest income | $3,020,000 | 5,261 |
| Provision for loan and lease losses | $43,000 | 6,876 |
| Total noninterest income | $657,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $597,000 | 2,580 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $2,358,000 | 5,285 |
| Salaries and employee benefits | $1,496,000 | 4,709 |
| Premises and equipment expense | $323,000 | 5,330 |
| Additional noninterest expense | $539,000 | 6,283 |
| Pre-tax net operating income | $1,276,000 | 4,546 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $420,000 | 3,790 |
| Income before extraordinary items | $877,000 | 4,942 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $877,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 9,261 |
| Cash dividends | $85,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $862,720 | 4,871 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 5,005 |
| Total interest expense | $2,956,000 | 4,787 |
| Net interest income | $2,978,000 | 5,108 |
| Provision for loan and lease losses | $283,000 | 3,341 |
| Total noninterest income | $631,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $532,000 | 2,691 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $2,272,000 | 5,281 |
| Salaries and employee benefits | $1,432,000 | 4,674 |
| Premises and equipment expense | $305,000 | 5,469 |
| Additional noninterest expense | $535,000 | 6,233 |
| Pre-tax net operating income | $1,054,000 | 4,776 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $243,000 | 4,657 |
| Income before extraordinary items | $808,000 | 4,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $808,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 1,897 |
| Cash dividends | $85,000 | 5,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $810,310 | 4,724 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 5,033 |
| Total interest expense | $3,028,000 | 4,890 |
| Net interest income | $3,055,000 | 5,088 |
| Provision for loan and lease losses | $277,000 | 3,024 |
| Total noninterest income | $660,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $2,196,000 | 5,341 |
| Salaries and employee benefits | $1,375,000 | 4,688 |
| Premises and equipment expense | $325,000 | 5,187 |
| Additional noninterest expense | $496,000 | 6,459 |
| Pre-tax net operating income | $1,242,000 | 4,640 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $388,000 | 4,036 |
| Income before extraordinary items | $858,000 | 4,830 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $858,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $85,000 | 6,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,240 | 4,847 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 5,416 |
| Total interest expense | $2,444,000 | 5,264 |
| Net interest income | $2,780,000 | 5,454 |
| Provision for loan and lease losses | $56,000 | 6,372 |
| Total noninterest income | $551,000 | 4,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $2,053,000 | 5,590 |
| Salaries and employee benefits | $1,286,000 | 4,909 |
| Premises and equipment expense | $283,000 | 5,641 |
| Additional noninterest expense | $484,000 | 6,633 |
| Pre-tax net operating income | $1,222,000 | 4,712 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $369,000 | 4,365 |
| Income before extraordinary items | $858,000 | 4,875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $858,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $85,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $854,500 | 4,849 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,831 |
| Total interest expense | $2,253,000 | 5,740 |
| Net interest income | $2,555,000 | 5,761 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $480,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,070 |
| Total noninterest expense | $1,891,000 | 5,811 |
| Salaries and employee benefits | $1,188,000 | 5,097 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $417,000 | 7,080 |
| Pre-tax net operating income | $1,093,000 | 5,154 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $312,000 | 5,065 |
| Income before extraordinary items | $781,000 | 5,261 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $781,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $781,000 | 5,162 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,542 |
| Total interest expense | $1,748,000 | 6,786 |
| Net interest income | $2,376,000 | 6,247 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $427,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $1,666,000 | 6,375 |
| Salaries and employee benefits | $1,036,000 | 5,735 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $358,000 | 7,723 |
| Pre-tax net operating income | $1,086,000 | 5,580 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $330,000 | 5,468 |
| Income before extraordinary items | $756,000 | 5,646 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $756,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $756,000 | 5,605 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 7,114 |
| Total interest expense | $1,584,000 | 7,367 |
| Net interest income | $2,157,000 | 6,847 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $402,000 | 5,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,495,000 | 7,125 |
| Salaries and employee benefits | $945,000 | 6,239 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $1,007,000 | 5,713 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $698,000 | 5,770 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $698,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $55,000 | 7,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $694,550 | 5,727 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,925 |
| Total interest expense | $1,363,000 | 8,080 |
| Net interest income | $1,840,000 | 7,670 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $424,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,435,000 | 7,474 |
| Salaries and employee benefits | $888,000 | 6,612 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $315,000 | 9,094 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $538,000 | 6,977 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $538,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $55,000 | 7,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $538,000 | 6,953 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 8,612 |
| Total interest expense | $907,000 | 9,103 |
| Net interest income | $1,766,000 | 8,129 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $427,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,417,000 | 7,860 |
| Salaries and employee benefits | $838,000 | 6,987 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $381,000 | 9,026 |
| Pre-tax net operating income | $752,000 | 7,120 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $221,000 | 6,993 |
| Income before extraordinary items | $531,000 | 7,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $531,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $531,000 | 7,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 9,172 |
| Total interest expense | $809,000 | 10,004 |
| Net interest income | $1,697,000 | 8,502 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $391,000 | 6,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,142,000 | 9,146 |
| Salaries and employee benefits | $661,000 | 8,291 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $309,000 | 10,334 |
| Pre-tax net operating income | $922,000 | 6,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $326,000 | 5,780 |
| Income before extraordinary items | $596,000 | 6,813 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $620,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $596,000 | 6,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 10,095 |
| Total interest expense | $963,000 | 10,571 |
| Net interest income | $1,433,000 | 9,501 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $378,000 | 6,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,081,000 | 9,605 |
| Salaries and employee benefits | $614,000 | 8,691 |
| Premises and equipment expense | $162,000 | 8,785 |
| Additional noninterest expense | $305,000 | 10,762 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $511,000 | 7,226 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $511,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $511,000 | 6,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.