Home > Citizens Bank, Inc. > Assets and Liabilities
Citizens Bank, Inc., Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $210,144,000 | 2,326 |
| Cash and due from depository institutions | $4,016,000 | 4,097 |
| Interest-bearing balances | $2,027,000 | 1,676 |
| Securities | $3,671,000 | 8,798 |
| Federal funds sold & reverse repurchase agreements | $3,865,000 | 2,903 |
| Net loans & leases | $188,625,000 | 1,688 |
| Loan loss allowance | $1,224,000 | 2,920 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,317,000 | 3,593 |
| Other real estate owned | $151,000 | 4,097 |
| Goodwill and other intangibles | $75,000 | 2,699 |
| All other assets | $7,424,000 | 1,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,144,000 | 2,326 |
| Total liabilities | $185,671,000 | 2,367 |
| Total deposits | $165,615,000 | 2,384 |
| Interest-bearing deposits | $164,618,000 | 2,053 |
| Deposits held in domestic offices | $165,615,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,056,000 | 996 |
| Total equity capital | $24,473,000 | 1,889 |
| Total bank equity capital | $24,473,000 | 1,889 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $6,340,000 | 2,479 |
| Undivided profits | $18,132,000 | 1,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,951,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $949,000 | 2,898 |
| Earning assets | $198,188,000 | 2,256 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $202,944,600 | 2,272 |
| Average Assets, quarterly | $209,980,000 | 2,286 |
| Volatile liabilities | $39,801,000 | 2,119 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $15,000,000 | 399 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $25,404,000 | 1,973 |
| Tier 1 (core) risk-based capital | $24,430,000 | 1,799 |
| Tier 2 risk-based capital | $1,224,000 | 2,735 |
| Total risk weighted assets | $132,147,000 | 2,398 |
| Total unused commitments | $25,404,000 | 1,975 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $195,613,000 | 2,423 |
| Cash and due from depository institutions | $4,061,000 | 3,927 |
| Interest-bearing balances | $1,926,000 | 1,787 |
| Securities | $9,327,000 | 7,275 |
| Federal funds sold & reverse repurchase agreements | $1,743,000 | 3,977 |
| Net loans & leases | $170,732,000 | 1,765 |
| Loan loss allowance | $1,224,000 | 2,877 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,494,000 | 3,369 |
| Other real estate owned | $107,000 | 3,927 |
| Goodwill and other intangibles | $109,000 | 2,656 |
| All other assets | $7,040,000 | 1,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,613,000 | 2,423 |
| Total liabilities | $168,378,000 | 2,543 |
| Total deposits | $157,304,000 | 2,436 |
| Interest-bearing deposits | $156,519,000 | 2,086 |
| Deposits held in domestic offices | $157,304,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 2,427 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,074,000 | 1,089 |
| Total equity capital | $27,235,000 | 1,623 |
| Total bank equity capital | $27,235,000 | 1,623 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $9,899,000 | 1,659 |
| Undivided profits | $17,335,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $749,000 | 3,140 |
| Earning assets | $183,728,000 | 2,350 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $198,103,800 | 2,276 |
| Average Assets, quarterly | $194,024,500 | 2,396 |
| Volatile liabilities | $27,812,000 | 2,695 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $7,000,000 | 550 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,438,000 | 2,034 |
| Tier 1 (core) risk-based capital | $27,189,000 | 1,604 |
| Tier 2 risk-based capital | $1,224,000 | 2,624 |
| Total risk weighted assets | $114,052,000 | 2,655 |
| Total unused commitments | $24,438,000 | 2,038 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $205,026,000 | 2,247 |
| Cash and due from depository institutions | $18,440,000 | 4,171 |
| Interest-bearing balances | $14,766,000 | 385 |
| Securities | $7,356,000 | 7,905 |
| Federal funds sold & reverse repurchase agreements | $13,413,000 | 1,254 |
| Net loans & leases | $158,116,000 | 1,777 |
| Loan loss allowance | $1,224,000 | 2,790 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,367,000 | 5,045 |
| Other real estate owned | $107,000 | 4,171 |
| Goodwill and other intangibles | $88,000 | 2,718 |
| All other assets | $6,139,000 | 1,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,026,000 | 2,247 |
| Total liabilities | $179,822,000 | 2,298 |
| Total deposits | $161,870,000 | 2,355 |
| Interest-bearing deposits | $160,843,000 | 2,009 |
| Deposits held in domestic offices | $161,870,000 | 2,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,952,000 | 727 |
| Total equity capital | $25,204,000 | 1,761 |
| Total bank equity capital | $25,204,000 | 1,761 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $8,931,000 | 1,751 |
| Undivided profits | $16,272,000 | 1,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $724,000 | 3,214 |
| Earning assets | $193,651,000 | 2,191 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $195,602,200 | 2,213 |
| Average Assets, quarterly | $197,549,500 | 2,281 |
| Volatile liabilities | $32,625,000 | 2,012 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $10,000,000 | 412 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,902,000 | 1,964 |
| Tier 1 (core) risk-based capital | $25,132,000 | 1,662 |
| Tier 2 risk-based capital | $1,224,000 | 2,521 |
| Total risk weighted assets | $106,074,000 | 2,677 |
| Total unused commitments | $23,902,000 | 1,968 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $196,568,000 | 2,311 |
| Cash and due from depository institutions | $10,837,000 | 4,375 |
| Interest-bearing balances | $8,247,000 | 542 |
| Securities | $13,429,000 | 6,412 |
| Federal funds sold & reverse repurchase agreements | $2,936,000 | 4,005 |
| Net loans & leases | $165,847,000 | 1,702 |
| Loan loss allowance | $1,223,000 | 2,806 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,303,000 | 5,176 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $52,000 | 2,928 |
| All other assets | $2,164,000 | 3,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,568,000 | 2,311 |
| Total liabilities | $181,674,000 | 2,259 |
| Total deposits | $161,251,000 | 2,322 |
| Interest-bearing deposits | $158,870,000 | 2,040 |
| Deposits held in domestic offices | $161,251,000 | 2,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,000,000 | 983 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,423,000 | 2,660 |
| Total equity capital | $14,894,000 | 2,977 |
| Total bank equity capital | $14,894,000 | 2,977 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $14,894,000 | 1,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $768,000 | 3,031 |
| Earning assets | $190,459,000 | 2,198 |
| Long-term assets (5+ years) | $38,636,000 | 1,723 |
| Average Assets, year-to-date | $198,660,800 | 2,181 |
| Average Assets, quarterly | $198,122,500 | 2,265 |
| Volatile liabilities | $26,621,000 | 2,348 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $468,000 | 1,075 |
| Unused loan commitments | $17,413,000 | 2,345 |
| Tier 1 (core) risk-based capital | $14,767,100 | 2,881 |
| Tier 2 risk-based capital | $1,223,000 | 2,431 |
| Total risk weighted assets | $99,824,400 | 2,764 |
| Total unused commitments | $17,413,000 | 2,350 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $197,039,000 | 2,382 |
| Cash and due from depository institutions | $3,453,000 | 4,676 |
| Interest-bearing balances | $855,000 | 2,544 |
| Securities | $16,499,000 | 6,037 |
| Federal funds sold & reverse repurchase agreements | $3,809,000 | 3,248 |
| Net loans & leases | $169,782,000 | 1,696 |
| Loan loss allowance | $1,216,000 | 2,953 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,325,000 | 5,111 |
| Other real estate owned | $105,000 | 4,676 |
| Goodwill and other intangibles | $12,000 | 3,220 |
| All other assets | $2,054,000 | 3,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,039,000 | 2,382 |
| Total liabilities | $183,166,000 | 2,305 |
| Total deposits | $155,115,000 | 2,485 |
| Interest-bearing deposits | $153,146,000 | 2,181 |
| Deposits held in domestic offices | $155,115,000 | 2,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $27,000,000 | 803 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,051,000 | 3,382 |
| Total equity capital | $13,873,000 | 3,205 |
| Total bank equity capital | $13,873,000 | 3,205 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $13,873,000 | 1,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $781,000 | 2,917 |
| Earning assets | $190,945,000 | 2,249 |
| Long-term assets (5+ years) | $30,042,000 | 1,976 |
| Average Assets, year-to-date | $195,109,600 | 2,312 |
| Average Assets, quarterly | $193,761,500 | 2,393 |
| Volatile liabilities | $24,363,000 | 2,477 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,500,000 | 2,735 |
| Tier 1 (core) risk-based capital | $13,810,000 | 3,128 |
| Tier 2 risk-based capital | $1,216,000 | 2,482 |
| Total risk weighted assets | $99,255,300 | 2,799 |
| Total unused commitments | $13,500,000 | 2,748 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $201,600,000 | 2,335 |
| Cash and due from depository institutions | $5,392,000 | 4,916 |
| Interest-bearing balances | $4,563,000 | 1,030 |
| Securities | $16,480,000 | 6,328 |
| Federal funds sold & reverse repurchase agreements | $2,249,000 | 5,221 |
| Net loans & leases | $174,300,000 | 1,645 |
| Loan loss allowance | $1,215,000 | 2,975 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,353,000 | 4,997 |
| Other real estate owned | $49,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,777,000 | 4,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,600,000 | 2,335 |
| Total liabilities | $187,951,000 | 2,267 |
| Total deposits | $160,029,000 | 2,443 |
| Interest-bearing deposits | $157,767,000 | 2,160 |
| Deposits held in domestic offices | $160,029,000 | 2,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $27,000,000 | 736 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $922,000 | 3,896 |
| Total equity capital | $13,649,000 | 3,229 |
| Total bank equity capital | $13,649,000 | 3,229 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $13,649,000 | 1,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $871,000 | 2,653 |
| Earning assets | $197,592,000 | 2,191 |
| Long-term assets (5+ years) | $20,313,000 | 2,469 |
| Average Assets, year-to-date | $203,969,200 | 2,233 |
| Average Assets, quarterly | $201,927,000 | 2,306 |
| Volatile liabilities | $16,683,000 | 3,063 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $494,000 | 1,030 |
| Unused loan commitments | $7,855,000 | 3,829 |
| Tier 1 (core) risk-based capital | $13,611,000 | 3,148 |
| Tier 2 risk-based capital | $1,215,000 | 2,459 |
| Total risk weighted assets | $97,999,800 | 2,775 |
| Total unused commitments | $7,855,000 | 3,842 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $205,414,000 | 2,255 |
| Cash and due from depository institutions | $7,174,000 | 4,868 |
| Interest-bearing balances | $6,056,000 | 589 |
| Securities | $21,942,000 | 5,502 |
| Federal funds sold & reverse repurchase agreements | $3,533,000 | 2,463 |
| Net loans & leases | $169,617,000 | 1,650 |
| Loan loss allowance | $1,215,000 | 3,025 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,450,000 | 4,763 |
| Other real estate owned | $83,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,615,000 | 4,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,414,000 | 2,255 |
| Total liabilities | $192,752,000 | 2,187 |
| Total deposits | $164,969,000 | 2,336 |
| Interest-bearing deposits | $162,847,000 | 2,036 |
| Deposits held in domestic offices | $164,969,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $27,000,000 | 757 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $783,000 | 3,664 |
| Total equity capital | $12,662,000 | 3,217 |
| Total bank equity capital | $12,662,000 | 3,217 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $12,662,000 | 1,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $828,000 | 2,444 |
| Earning assets | $201,148,000 | 2,095 |
| Long-term assets (5+ years) | $20,095,000 | 2,538 |
| Average Assets, year-to-date | $186,576,000 | 2,391 |
| Average Assets, quarterly | $203,143,000 | 2,261 |
| Volatile liabilities | $18,416,000 | 2,700 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,319,000 | 559 |
| Unused loan commitments | $9,275,000 | 3,302 |
| Tier 1 (core) risk-based capital | $12,662,000 | 3,259 |
| Tier 2 risk-based capital | $1,215,000 | 2,449 |
| Total risk weighted assets | $100,259,400 | 2,633 |
| Total unused commitments | $9,275,000 | 3,313 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $176,206,000 | 2,627 |
| Cash and due from depository institutions | $1,638,000 | 5,064 |
| Interest-bearing balances | $326,000 | 4,923 |
| Securities | $21,606,000 | 5,794 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $149,595,000 | 1,827 |
| Loan loss allowance | $1,215,000 | 3,128 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,535,000 | 4,573 |
| Other real estate owned | $151,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,481,000 | 4,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,206,000 | 2,627 |
| Total liabilities | $165,317,000 | 2,557 |
| Total deposits | $157,081,000 | 2,525 |
| Interest-bearing deposits | $154,608,000 | 2,229 |
| Deposits held in domestic offices | $157,081,000 | 2,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,822,000 | 1,221 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $414,000 | 6,127 |
| Total equity capital | $10,889,000 | 3,738 |
| Total bank equity capital | $10,889,000 | 3,738 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $10,889,000 | 2,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 9,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $706,000 | 2,541 |
| Earning assets | $171,727,000 | 2,479 |
| Long-term assets (5+ years) | $40,271,000 | 1,460 |
| Average Assets, year-to-date | $163,555,800 | 2,743 |
| Average Assets, quarterly | $174,370,500 | 2,627 |
| Volatile liabilities | $23,203,000 | 2,133 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,008,000 | 420 |
| Unused loan commitments | $16,593,000 | 2,142 |
| Tier 1 (core) risk-based capital | $10,889,000 | 3,670 |
| Tier 2 risk-based capital | $1,145,540 | 2,534 |
| Total risk weighted assets | $91,573,440 | 2,816 |
| Total unused commitments | $16,593,000 | 2,161 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $151,786,000 | 3,062 |
| Cash and due from depository institutions | $1,758,000 | 5,070 |
| Interest-bearing balances | $302,000 | 5,530 |
| Securities | $22,929,000 | 5,530 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 10,211 |
| Net loans & leases | $122,362,000 | 2,251 |
| Loan loss allowance | $1,154,000 | 3,314 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,566,000 | 4,507 |
| Other real estate owned | $363,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,333,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,786,000 | 3,062 |
| Total liabilities | $143,439,000 | 2,984 |
| Total deposits | $137,418,000 | 2,973 |
| Interest-bearing deposits | $134,843,000 | 2,671 |
| Deposits held in domestic offices | $137,418,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,295 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,021,000 | 3,232 |
| Total equity capital | $8,347,000 | 4,608 |
| Total bank equity capital | $8,347,000 | 4,608 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,347,000 | 2,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 10,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $630,000 | 3,216 |
| Earning assets | $146,068,000 | 2,946 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $149,055,800 | 3,066 |
| Average Assets, quarterly | $150,704,500 | 3,079 |
| Volatile liabilities | $14,496,000 | 3,054 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,000,000 | 490 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,044,000 | 2,449 |
| Tier 1 (core) risk-based capital | $8,347,000 | 4,534 |
| Tier 2 risk-based capital | $989,000 | 2,944 |
| Total risk weighted assets | $78,934,000 | 3,324 |
| Total unused commitments | $13,044,000 | 2,469 |
| Derivatives | $0 | 651 |