Home > Citizens Bank and Trust of West Georgia > Income and Expense
Citizens Bank and Trust of West Georgia, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,087,000 | 1,413 |
| Total interest expense | $10,472,000 | 1,204 |
| Net interest income | $10,615,000 | 1,590 |
| Provision for loan and lease losses | $11,301,000 | 368 |
| Total noninterest income | $-1,601,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,272,000 | 578 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,873,000 | 8,377 |
| Total noninterest expense | $12,427,000 | 1,172 |
| Salaries and employee benefits | $6,280,000 | 1,214 |
| Premises and equipment expense | $1,255,000 | 1,662 |
| Additional noninterest expense | $4,892,000 | 934 |
| Pre-tax net operating income | $-14,714,000 | 8,257 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,794,000 | 8,280 |
| Income before extraordinary items | $-8,920,000 | 8,207 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-8,920,000 | 8,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,909,000 | 322 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 903 |
| Net operating income | $-8,920,000 | 8,230 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,677,000 | 1,361 |
| Total interest expense | $7,295,000 | 1,205 |
| Net interest income | $7,382,000 | 1,518 |
| Provision for loan and lease losses | $6,901,000 | 343 |
| Total noninterest income | $624,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,494,000 | 574 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-870,000 | 8,438 |
| Total noninterest expense | $7,536,000 | 1,276 |
| Salaries and employee benefits | $3,584,000 | 1,470 |
| Premises and equipment expense | $838,000 | 1,659 |
| Additional noninterest expense | $3,114,000 | 953 |
| Pre-tax net operating income | $-6,431,000 | 8,320 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-2,558,000 | 8,348 |
| Income before extraordinary items | $-3,873,000 | 8,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,873,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,383,000 | 280 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 745 |
| Net operating income | $-3,873,000 | 8,289 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 1,289 |
| Total interest expense | $3,967,000 | 1,178 |
| Net interest income | $3,963,000 | 1,404 |
| Provision for loan and lease losses | $-196,000 | 8,463 |
| Total noninterest income | $1,326,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $800,000 | 527 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $526,000 | 1,369 |
| Total noninterest expense | $3,830,000 | 1,263 |
| Salaries and employee benefits | $1,861,000 | 1,414 |
| Premises and equipment expense | $417,000 | 1,663 |
| Additional noninterest expense | $1,552,000 | 927 |
| Pre-tax net operating income | $1,655,000 | 1,148 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $604,000 | 863 |
| Income before extraordinary items | $1,051,000 | 1,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,051,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 789 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
| Net operating income | $1,051,000 | 1,380 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $38,100,000 | 1,110 |
| Total interest expense | $19,305,000 | 1,017 |
| Net interest income | $18,795,000 | 1,182 |
| Provision for loan and lease losses | $7,701,000 | 304 |
| Total noninterest income | $4,340,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,458,000 | 501 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $882,000 | 2,409 |
| Total noninterest expense | $15,278,000 | 1,216 |
| Salaries and employee benefits | $7,655,000 | 1,311 |
| Premises and equipment expense | $1,652,000 | 1,608 |
| Additional noninterest expense | $5,971,000 | 944 |
| Pre-tax net operating income | $156,000 | 6,989 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $-130,000 | 8,054 |
| Income before extraordinary items | $284,000 | 6,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $284,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,831,000 | 237 |
| Cash dividends | $2,818,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 714 |
| Net operating income | $286,000 | 6,461 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,049,000 | 1,095 |
| Total interest expense | $14,639,000 | 1,003 |
| Net interest income | $14,410,000 | 1,163 |
| Provision for loan and lease losses | $4,916,000 | 258 |
| Total noninterest income | $3,442,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,613,000 | 491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $829,000 | 2,082 |
| Total noninterest expense | $11,436,000 | 1,217 |
| Salaries and employee benefits | $5,753,000 | 1,306 |
| Premises and equipment expense | $1,202,000 | 1,641 |
| Additional noninterest expense | $4,481,000 | 914 |
| Pre-tax net operating income | $1,500,000 | 3,475 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $465,000 | 2,626 |
| Income before extraordinary items | $1,033,000 | 3,819 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,033,000 | 3,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,292,000 | 365 |
| Cash dividends | $2,420,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 662 |
| Net operating income | $1,034,380 | 3,797 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,325,000 | 1,106 |
| Total interest expense | $9,621,000 | 1,026 |
| Net interest income | $9,704,000 | 1,170 |
| Provision for loan and lease losses | $3,151,000 | 238 |
| Total noninterest income | $2,478,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,711,000 | 509 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $767,000 | 1,655 |
| Total noninterest expense | $7,706,000 | 1,226 |
| Salaries and employee benefits | $3,944,000 | 1,289 |
| Premises and equipment expense | $793,000 | 1,677 |
| Additional noninterest expense | $2,969,000 | 928 |
| Pre-tax net operating income | $1,325,000 | 2,916 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $424,000 | 2,303 |
| Income before extraordinary items | $899,000 | 3,248 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $899,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,473,000 | 338 |
| Cash dividends | $1,210,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 551 |
| Net operating income | $900,360 | 3,226 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,504,000 | 1,126 |
| Total interest expense | $4,785,000 | 1,027 |
| Net interest income | $4,719,000 | 1,204 |
| Provision for loan and lease losses | $749,000 | 370 |
| Total noninterest income | $1,264,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $840,000 | 498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $424,000 | 1,541 |
| Total noninterest expense | $3,993,000 | 1,175 |
| Salaries and employee benefits | $2,018,000 | 1,276 |
| Premises and equipment expense | $396,000 | 1,683 |
| Additional noninterest expense | $1,579,000 | 871 |
| Pre-tax net operating income | $1,241,000 | 1,817 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $442,000 | 1,411 |
| Income before extraordinary items | $799,000 | 2,067 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $799,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 501 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 426 |
| Net operating income | $799,000 | 2,057 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $37,115,000 | 1,062 |
| Total interest expense | $16,377,000 | 1,013 |
| Net interest income | $20,738,000 | 1,071 |
| Provision for loan and lease losses | $3,839,000 | 312 |
| Total noninterest income | $4,776,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,626,000 | 473 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,150,000 | 2,025 |
| Total noninterest expense | $14,238,000 | 1,256 |
| Salaries and employee benefits | $7,645,000 | 1,268 |
| Premises and equipment expense | $1,603,000 | 1,597 |
| Additional noninterest expense | $4,990,000 | 1,065 |
| Pre-tax net operating income | $7,437,000 | 1,321 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,740,000 | 1,024 |
| Income before extraordinary items | $4,697,000 | 1,547 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,697,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,407,000 | 254 |
| Cash dividends | $5,449,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 762 |
| Net operating income | $4,697,000 | 1,527 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $27,567,000 | 1,071 |
| Total interest expense | $11,741,000 | 1,032 |
| Net interest income | $15,826,000 | 1,071 |
| Provision for loan and lease losses | $1,956,000 | 412 |
| Total noninterest income | $3,900,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,814,000 | 470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,086,000 | 1,718 |
| Total noninterest expense | $10,167,000 | 1,328 |
| Salaries and employee benefits | $5,539,000 | 1,335 |
| Premises and equipment expense | $1,189,000 | 1,630 |
| Additional noninterest expense | $3,439,000 | 1,174 |
| Pre-tax net operating income | $7,603,000 | 1,012 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,798,000 | 835 |
| Income before extraordinary items | $4,805,000 | 1,181 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,805,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,756,000 | 295 |
| Cash dividends | $4,121,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 659 |
| Net operating income | $4,805,000 | 1,170 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,879,000 | 1,075 |
| Total interest expense | $7,505,000 | 1,017 |
| Net interest income | $10,374,000 | 1,087 |
| Provision for loan and lease losses | $1,169,000 | 444 |
| Total noninterest income | $2,625,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,868,000 | 463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $757,000 | 1,655 |
| Total noninterest expense | $6,711,000 | 1,351 |
| Salaries and employee benefits | $3,646,000 | 1,355 |
| Premises and equipment expense | $793,000 | 1,627 |
| Additional noninterest expense | $2,272,000 | 1,196 |
| Pre-tax net operating income | $5,119,000 | 998 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,892,000 | 827 |
| Income before extraordinary items | $3,227,000 | 1,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,227,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,264,000 | 283 |
| Cash dividends | $2,717,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 532 |
| Net operating income | $3,227,000 | 1,170 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,631,000 | 1,090 |
| Total interest expense | $3,604,000 | 1,005 |
| Net interest income | $5,027,000 | 1,119 |
| Provision for loan and lease losses | $543,000 | 446 |
| Total noninterest income | $1,247,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $898,000 | 461 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $349,000 | 1,730 |
| Total noninterest expense | $3,345,000 | 1,360 |
| Salaries and employee benefits | $1,806,000 | 1,372 |
| Premises and equipment expense | $396,000 | 1,640 |
| Additional noninterest expense | $1,143,000 | 1,164 |
| Pre-tax net operating income | $2,386,000 | 1,045 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $889,000 | 860 |
| Income before extraordinary items | $1,497,000 | 1,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,497,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 478 |
| Cash dividends | $1,312,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 371 |
| Net operating income | $1,497,000 | 1,217 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,243,000 | 989 |
| Total interest expense | $12,451,000 | 900 |
| Net interest income | $20,792,000 | 1,032 |
| Provision for loan and lease losses | $2,024,000 | 543 |
| Total noninterest income | $5,562,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,855,000 | 442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,707,000 | 1,510 |
| Total noninterest expense | $12,279,000 | 1,394 |
| Salaries and employee benefits | $6,553,000 | 1,424 |
| Premises and equipment expense | $1,332,000 | 1,806 |
| Additional noninterest expense | $4,394,000 | 1,165 |
| Pre-tax net operating income | $12,051,000 | 817 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,491,000 | 705 |
| Income before extraordinary items | $7,560,000 | 953 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,560,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,941,000 | 406 |
| Cash dividends | $5,249,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 719 |
| Net operating income | $7,560,000 | 934 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,548,000 | 980 |
| Total interest expense | $9,080,000 | 875 |
| Net interest income | $15,468,000 | 1,022 |
| Provision for loan and lease losses | $977,000 | 778 |
| Total noninterest income | $4,248,000 | 996 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,931,000 | 434 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,317,000 | 1,487 |
| Total noninterest expense | $9,230,000 | 1,378 |
| Salaries and employee benefits | $5,013,000 | 1,377 |
| Premises and equipment expense | $953,000 | 1,892 |
| Additional noninterest expense | $3,264,000 | 1,159 |
| Pre-tax net operating income | $9,509,000 | 780 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,368,000 | 707 |
| Income before extraordinary items | $6,141,000 | 878 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,141,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,305,000 | 414 |
| Cash dividends | $3,272,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 571 |
| Net operating income | $6,141,000 | 859 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,156,000 | 960 |
| Total interest expense | $5,937,000 | 841 |
| Net interest income | $10,219,000 | 1,020 |
| Provision for loan and lease losses | $800,000 | 633 |
| Total noninterest income | $2,619,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,871,000 | 442 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $748,000 | 1,661 |
| Total noninterest expense | $6,146,000 | 1,381 |
| Salaries and employee benefits | $3,446,000 | 1,331 |
| Premises and equipment expense | $507,000 | 2,301 |
| Additional noninterest expense | $2,193,000 | 1,133 |
| Pre-tax net operating income | $5,892,000 | 810 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,180,000 | 717 |
| Income before extraordinary items | $3,712,000 | 939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,712,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 401 |
| Cash dividends | $1,768,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 455 |
| Net operating income | $3,712,000 | 920 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 965 |
| Total interest expense | $2,834,000 | 839 |
| Net interest income | $5,081,000 | 1,023 |
| Provision for loan and lease losses | $450,000 | 520 |
| Total noninterest income | $1,300,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $825,000 | 490 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $475,000 | 1,372 |
| Total noninterest expense | $3,083,000 | 1,374 |
| Salaries and employee benefits | $1,671,000 | 1,387 |
| Premises and equipment expense | $268,000 | 2,218 |
| Additional noninterest expense | $1,144,000 | 1,081 |
| Pre-tax net operating income | $2,848,000 | 826 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,053,000 | 733 |
| Income before extraordinary items | $1,795,000 | 967 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,795,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 403 |
| Cash dividends | $737,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 286 |
| Net operating income | $1,795,000 | 945 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,679,000 | 913 |
| Total interest expense | $8,555,000 | 952 |
| Net interest income | $22,124,000 | 886 |
| Provision for loan and lease losses | $1,608,000 | 670 |
| Total noninterest income | $5,258,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,899,000 | 456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,359,000 | 1,751 |
| Total noninterest expense | $13,332,000 | 1,231 |
| Salaries and employee benefits | $7,878,000 | 1,099 |
| Premises and equipment expense | $1,077,000 | 2,128 |
| Additional noninterest expense | $4,377,000 | 1,124 |
| Pre-tax net operating income | $12,442,000 | 718 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,621,000 | 636 |
| Income before extraordinary items | $7,821,000 | 842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,821,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 936 |
| Cash dividends | $6,246,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,821,000 | 813 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,047,000 | 898 |
| Total interest expense | $5,964,000 | 995 |
| Net interest income | $17,083,000 | 860 |
| Provision for loan and lease losses | $1,206,000 | 643 |
| Total noninterest income | $3,905,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,888,000 | 471 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,017,000 | 1,751 |
| Total noninterest expense | $10,147,000 | 1,205 |
| Salaries and employee benefits | $6,079,000 | 1,062 |
| Premises and equipment expense | $811,000 | 2,120 |
| Additional noninterest expense | $3,257,000 | 1,126 |
| Pre-tax net operating income | $9,635,000 | 709 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,577,000 | 632 |
| Income before extraordinary items | $6,058,000 | 827 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,058,000 | 828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,255 |
| Cash dividends | $4,857,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,058,000 | 795 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,093,000 | 903 |
| Total interest expense | $3,642,000 | 1,072 |
| Net interest income | $11,451,000 | 855 |
| Provision for loan and lease losses | $804,000 | 633 |
| Total noninterest income | $2,553,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,881,000 | 478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $672,000 | 1,771 |
| Total noninterest expense | $6,671,000 | 1,215 |
| Salaries and employee benefits | $3,943,000 | 1,087 |
| Premises and equipment expense | $535,000 | 2,138 |
| Additional noninterest expense | $2,193,000 | 1,117 |
| Pre-tax net operating income | $6,529,000 | 694 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,427,000 | 626 |
| Income before extraordinary items | $4,102,000 | 800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,102,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,224 |
| Cash dividends | $3,497,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,102,000 | 767 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 923 |
| Total interest expense | $1,744,000 | 1,146 |
| Net interest income | $5,673,000 | 874 |
| Provision for loan and lease losses | $402,000 | 619 |
| Total noninterest income | $1,209,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $892,000 | 493 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $317,000 | 1,816 |
| Total noninterest expense | $3,350,000 | 1,214 |
| Salaries and employee benefits | $1,992,000 | 1,086 |
| Premises and equipment expense | $268,000 | 2,159 |
| Additional noninterest expense | $1,090,000 | 1,120 |
| Pre-tax net operating income | $3,130,000 | 714 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,167,000 | 653 |
| Income before extraordinary items | $1,963,000 | 844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,963,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,072 |
| Cash dividends | $1,137,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,963,000 | 793 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,268,000 | 928 |
| Total interest expense | $8,680,000 | 1,030 |
| Net interest income | $21,588,000 | 897 |
| Provision for loan and lease losses | $1,800,000 | 706 |
| Total noninterest income | $4,609,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,335,000 | 518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,274,000 | 2,038 |
| Total noninterest expense | $12,694,000 | 1,274 |
| Salaries and employee benefits | $7,284,000 | 1,177 |
| Premises and equipment expense | $1,099,000 | 2,071 |
| Additional noninterest expense | $4,311,000 | 1,171 |
| Pre-tax net operating income | $11,703,000 | 747 |
| Securities gains (losses) | $297,000 | 1,050 |
| Applicable income taxes | $4,424,000 | 681 |
| Income before extraordinary items | $7,576,000 | 856 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,576,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,607,000 | 650 |
| Cash dividends | $4,551,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,385,920 | 820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,857,000 | 941 |
| Total interest expense | $6,855,000 | 1,021 |
| Net interest income | $16,002,000 | 924 |
| Provision for loan and lease losses | $1,305,000 | 714 |
| Total noninterest income | $3,414,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,387,000 | 550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,027,000 | 2,017 |
| Total noninterest expense | $9,400,000 | 1,303 |
| Salaries and employee benefits | $5,383,000 | 1,193 |
| Premises and equipment expense | $831,000 | 2,072 |
| Additional noninterest expense | $3,186,000 | 1,189 |
| Pre-tax net operating income | $8,711,000 | 782 |
| Securities gains (losses) | $147,000 | 1,435 |
| Applicable income taxes | $3,264,000 | 719 |
| Income before extraordinary items | $5,594,000 | 910 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,594,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 729 |
| Cash dividends | $3,249,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,499,920 | 852 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,358,000 | 944 |
| Total interest expense | $4,806,000 | 1,002 |
| Net interest income | $10,552,000 | 925 |
| Provision for loan and lease losses | $810,000 | 754 |
| Total noninterest income | $2,221,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,544,000 | 561 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $677,000 | 2,019 |
| Total noninterest expense | $6,179,000 | 1,317 |
| Salaries and employee benefits | $3,530,000 | 1,216 |
| Premises and equipment expense | $534,000 | 2,127 |
| Additional noninterest expense | $2,115,000 | 1,190 |
| Pre-tax net operating income | $5,784,000 | 774 |
| Securities gains (losses) | $57,000 | 1,923 |
| Applicable income taxes | $2,141,000 | 733 |
| Income before extraordinary items | $3,700,000 | 916 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,700,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 689 |
| Cash dividends | $1,945,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,663,520 | 855 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 950 |
| Total interest expense | $2,442,000 | 1,008 |
| Net interest income | $5,273,000 | 925 |
| Provision for loan and lease losses | $315,000 | 878 |
| Total noninterest income | $1,137,000 | 1,212 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $778,000 | 536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $359,000 | 1,868 |
| Total noninterest expense | $3,054,000 | 1,322 |
| Salaries and employee benefits | $1,751,000 | 1,219 |
| Premises and equipment expense | $270,000 | 2,112 |
| Additional noninterest expense | $1,033,000 | 1,182 |
| Pre-tax net operating income | $3,041,000 | 748 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,120,000 | 714 |
| Income before extraordinary items | $1,921,000 | 873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,921,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 801 |
| Cash dividends | $1,075,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,921,000 | 802 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,895,000 | 985 |
| Total interest expense | $10,456,000 | 1,069 |
| Net interest income | $20,439,000 | 941 |
| Provision for loan and lease losses | $1,943,000 | 760 |
| Total noninterest income | $4,564,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,989,000 | 542 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,575,000 | 1,590 |
| Total noninterest expense | $12,156,000 | 1,265 |
| Salaries and employee benefits | $6,960,000 | 1,153 |
| Premises and equipment expense | $1,161,000 | 1,904 |
| Additional noninterest expense | $4,035,000 | 1,207 |
| Pre-tax net operating income | $10,904,000 | 797 |
| Securities gains (losses) | $97,000 | 1,784 |
| Applicable income taxes | $4,030,000 | 726 |
| Income before extraordinary items | $6,971,000 | 897 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,971,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,296,000 | 770 |
| Cash dividends | $3,964,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,908,920 | 868 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,009,000 | 1,061 |
| Total interest expense | $14,085,000 | 1,138 |
| Net interest income | $17,924,000 | 1,013 |
| Provision for loan and lease losses | $900,000 | 1,348 |
| Total noninterest income | $3,921,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,744,000 | 556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,177,000 | 1,824 |
| Total noninterest expense | $11,601,000 | 1,252 |
| Salaries and employee benefits | $6,944,000 | 1,073 |
| Premises and equipment expense | $1,139,000 | 1,879 |
| Additional noninterest expense | $3,518,000 | 1,326 |
| Pre-tax net operating income | $9,344,000 | 817 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $3,392,000 | 752 |
| Income before extraordinary items | $5,973,000 | 920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,973,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,679 |
| Cash dividends | $2,969,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,959,560 | 880 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,961,000 | 1,220 |
| Total interest expense | $13,570,000 | 1,287 |
| Net interest income | $15,391,000 | 1,143 |
| Provision for loan and lease losses | $825,000 | 1,240 |
| Total noninterest income | $3,947,000 | 1,077 |
| Gross Fiduciary activities income | $4,000 | 1,270 |
| Service charges on deposit accounts | $2,422,000 | 549 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,521,000 | 1,366 |
| Total noninterest expense | $10,283,000 | 1,350 |
| Salaries and employee benefits | $5,913,000 | 1,194 |
| Premises and equipment expense | $1,156,000 | 1,816 |
| Additional noninterest expense | $3,214,000 | 1,396 |
| Pre-tax net operating income | $8,230,000 | 939 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,972,000 | 835 |
| Income before extraordinary items | $5,258,000 | 1,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,258,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,937 |
| Cash dividends | $2,909,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,258,000 | 1,014 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,084,000 | 1,347 |
| Total interest expense | $9,845,000 | 1,525 |
| Net interest income | $14,239,000 | 1,236 |
| Provision for loan and lease losses | $825,000 | 1,161 |
| Total noninterest income | $3,823,000 | 1,127 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $2,070,000 | 638 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,752,000 | 1,261 |
| Total noninterest expense | $10,187,000 | 1,368 |
| Salaries and employee benefits | $5,783,000 | 1,195 |
| Premises and equipment expense | $1,196,000 | 1,715 |
| Additional noninterest expense | $3,208,000 | 1,435 |
| Pre-tax net operating income | $7,050,000 | 1,100 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $2,548,000 | 998 |
| Income before extraordinary items | $4,511,000 | 1,210 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,511,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,037 |
| Cash dividends | $4,106,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,505,240 | 1,192 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,028,000 | 1,468 |
| Total interest expense | $9,133,000 | 1,686 |
| Net interest income | $12,895,000 | 1,317 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $3,416,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,990,000 | 614 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,426,000 | 1,450 |
| Total noninterest expense | $9,306,000 | 1,418 |
| Salaries and employee benefits | $5,641,000 | 1,162 |
| Premises and equipment expense | $1,114,000 | 1,765 |
| Additional noninterest expense | $2,551,000 | 1,683 |
| Pre-tax net operating income | $6,405,000 | 1,168 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,323,000 | 1,083 |
| Income before extraordinary items | $4,082,000 | 1,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,082,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,392 |
| Cash dividends | $3,804,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,082,000 | 1,252 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,888,000 | 1,581 |
| Total interest expense | $8,416,000 | 1,843 |
| Net interest income | $12,472,000 | 1,380 |
| Provision for loan and lease losses | $-400,000 | 10,860 |
| Total noninterest income | $2,532,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,822,000 | 695 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $710,000 | 2,198 |
| Total noninterest expense | $8,976,000 | 1,463 |
| Salaries and employee benefits | $5,057,000 | 1,304 |
| Premises and equipment expense | $1,146,000 | 1,710 |
| Additional noninterest expense | $2,773,000 | 1,546 |
| Pre-tax net operating income | $6,428,000 | 1,222 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,341,000 | 1,156 |
| Income before extraordinary items | $4,087,000 | 1,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,087,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-639,000 | 10,888 |
| Cash dividends | $2,219,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,087,000 | 1,295 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,727,000 | 1,712 |
| Total interest expense | $8,246,000 | 1,902 |
| Net interest income | $11,481,000 | 1,545 |
| Provision for loan and lease losses | $840,000 | 1,166 |
| Total noninterest income | $2,756,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,881,000 | 704 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $875,000 | 1,990 |
| Total noninterest expense | $8,516,000 | 1,670 |
| Salaries and employee benefits | $4,669,000 | 1,438 |
| Premises and equipment expense | $1,041,000 | 1,923 |
| Additional noninterest expense | $2,806,000 | 1,848 |
| Pre-tax net operating income | $4,881,000 | 1,485 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $1,757,000 | 1,379 |
| Income before extraordinary items | $3,119,000 | 1,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,119,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,539 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,122,200 | 1,562 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,750,000 | 1,809 |
| Total interest expense | $8,014,000 | 1,951 |
| Net interest income | $10,736,000 | 1,663 |
| Provision for loan and lease losses | $3,040,000 | 438 |
| Total noninterest income | $2,240,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,552,000 | 854 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $688,000 | 2,316 |
| Total noninterest expense | $7,499,000 | 1,865 |
| Salaries and employee benefits | $3,964,000 | 1,671 |
| Premises and equipment expense | $1,018,000 | 1,987 |
| Additional noninterest expense | $2,517,000 | 1,984 |
| Pre-tax net operating income | $2,437,000 | 2,918 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $835,000 | 2,779 |
| Income before extraordinary items | $1,602,000 | 3,055 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,602,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,020,000 | 364 |
| Cash dividends | $2,024,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,602,000 | 3,028 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,301,000 | 1,778 |
| Total interest expense | $6,535,000 | 1,907 |
| Net interest income | $10,766,000 | 1,676 |
| Provision for loan and lease losses | $770,000 | 1,130 |
| Total noninterest income | $2,206,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,489,000 | 872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $717,000 | 2,294 |
| Total noninterest expense | $7,483,000 | 1,922 |
| Salaries and employee benefits | $3,917,000 | 1,709 |
| Premises and equipment expense | $1,165,000 | 1,766 |
| Additional noninterest expense | $2,401,000 | 2,206 |
| Pre-tax net operating income | $4,719,000 | 1,546 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,715,000 | 1,374 |
| Income before extraordinary items | $3,004,000 | 1,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,004,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $1,995,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,004,000 | 1,636 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,437,000 | 1,905 |
| Total interest expense | $6,385,000 | 2,031 |
| Net interest income | $10,052,000 | 1,790 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,934,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,270,000 | 1,043 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $664,000 | 2,688 |
| Total noninterest expense | $6,982,000 | 2,098 |
| Salaries and employee benefits | $3,820,000 | 1,755 |
| Premises and equipment expense | $1,074,000 | 1,927 |
| Additional noninterest expense | $2,088,000 | 2,634 |
| Pre-tax net operating income | $4,704,000 | 1,492 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,687,000 | 1,406 |
| Income before extraordinary items | $3,017,000 | 1,676 |
| Extraordinary gains, net | $-118,000 | 12,953 |
| Net income | $2,899,000 | 1,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,355 |
| Cash dividends | $2,653,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,017,000 | 1,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,654,000 | 2,129 |
| Total interest expense | $7,092,000 | 2,372 |
| Net interest income | $9,562,000 | 1,915 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,627,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,192,000 | 1,101 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $435,000 | 3,513 |
| Total noninterest expense | $6,363,000 | 2,298 |
| Salaries and employee benefits | $3,424,000 | 1,921 |
| Premises and equipment expense | $951,000 | 2,193 |
| Additional noninterest expense | $1,988,000 | 2,818 |
| Pre-tax net operating income | $4,226,000 | 1,494 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $1,486,000 | 1,464 |
| Income before extraordinary items | $2,742,000 | 1,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,742,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 3,087 |
| Cash dividends | $2,642,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,740,700 | 1,554 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.