Home > Citizens Bank and Trust of West Georgia > Assets and Liabilities
Citizens Bank and Trust of West Georgia, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $469,525,000 | 1,498 |
| Cash and due from depository institutions | $7,698,000 | 1,474 |
| Interest-bearing balances | $11,000 | 6,433 |
| Securities | $81,577,000 | 1,449 |
| Federal funds sold & reverse repurchase agreements | $4,384,000 | 2,497 |
| Net loans & leases | $336,967,000 | 1,474 |
| Loan loss allowance | $10,752,000 | 631 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,716,000 | 995 |
| Other real estate owned | $15,778,000 | 1,474 |
| Goodwill and other intangibles | $492,000 | 2,122 |
| All other assets | $9,913,000 | 1,894 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $469,525,000 | 1,498 |
| Total liabilities | $428,778,000 | 1,480 |
| Total deposits | $393,836,000 | 1,374 |
| Interest-bearing deposits | $377,958,000 | 1,245 |
| Deposits held in domestic offices | $393,836,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,334,000 | 2,323 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $28,001,000 | 1,788 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,607,000 | 1,201 |
| Total equity capital | $40,747,000 | 1,670 |
| Total bank equity capital | $40,747,000 | 1,670 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $216,000 | 5,363 |
| Surplus | $33,567,000 | 959 |
| Undivided profits | $6,964,000 | 3,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,592,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,405,000 | 119 |
| Income earned, not collected on loans | $2,968,000 | 1,278 |
| Earning assets | $422,939,000 | 1,514 |
| Long-term assets (5+ years) | $46,377,000 | 2,400 |
| Average Assets, year-to-date | $492,210,750 | 1,379 |
| Average Assets, quarterly | $478,497,000 | 1,466 |
| Volatile liabilities | $106,567,000 | 1,383 |
| Insider loans | $6,129,000 | 1,290 |
| FHLB advances | $28,001,000 | 1,692 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $43,223,000 | 1,895 |
| Tier 1 (core) risk-based capital | $39,733,000 | 1,641 |
| Tier 2 risk-based capital | $4,648,000 | 1,233 |
| Total risk weighted assets | $365,614,000 | 1,430 |
| Total unused commitments | $43,223,000 | 1,895 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 138 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $487,469,000 | 1,436 |
| Cash and due from depository institutions | $7,053,000 | 1,237 |
| Interest-bearing balances | $107,000 | 4,939 |
| Securities | $86,112,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $351,815,000 | 1,400 |
| Loan loss allowance | $8,878,000 | 707 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,868,000 | 971 |
| Other real estate owned | $18,240,000 | 1,237 |
| Goodwill and other intangibles | $492,000 | 2,140 |
| All other assets | $10,889,000 | 1,727 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $487,469,000 | 1,436 |
| Total liabilities | $448,969,000 | 1,402 |
| Total deposits | $385,260,000 | 1,390 |
| Interest-bearing deposits | $367,599,000 | 1,259 |
| Deposits held in domestic offices | $385,260,000 | 1,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,989,000 | 670 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,000,000 | 1,729 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,720,000 | 1,427 |
| Total equity capital | $38,500,000 | 1,782 |
| Total bank equity capital | $38,500,000 | 1,782 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $216,000 | 5,410 |
| Surplus | $26,256,000 | 1,189 |
| Undivided profits | $12,028,000 | 2,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,341,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,216,000 | 120 |
| Income earned, not collected on loans | $3,289,000 | 1,109 |
| Earning assets | $438,034,000 | 1,461 |
| Long-term assets (5+ years) | $50,353,000 | 2,226 |
| Average Assets, year-to-date | $499,772,670 | 1,348 |
| Average Assets, quarterly | $495,962,500 | 1,379 |
| Volatile liabilities | $134,408,000 | 1,098 |
| Insider loans | $5,989,000 | 1,336 |
| FHLB advances | $28,000,000 | 1,636 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $45,851,000 | 1,860 |
| Tier 1 (core) risk-based capital | $37,468,000 | 1,739 |
| Tier 2 risk-based capital | $4,844,000 | 1,154 |
| Total risk weighted assets | $383,496,000 | 1,359 |
| Total unused commitments | $45,851,000 | 1,861 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 142 | 1,202 |
| Assets and Liabilities | ||
| Total Assets: | $504,456,000 | 1,348 |
| Cash and due from depository institutions | $7,397,000 | 1,202 |
| Interest-bearing balances | $35,000 | 5,841 |
| Securities | $90,411,000 | 1,328 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $369,511,000 | 1,298 |
| Loan loss allowance | $6,740,000 | 848 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,386,000 | 1,004 |
| Other real estate owned | $16,173,000 | 1,202 |
| Goodwill and other intangibles | $493,000 | 2,143 |
| All other assets | $8,085,000 | 2,140 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $504,456,000 | 1,348 |
| Total liabilities | $463,829,000 | 1,320 |
| Total deposits | $391,198,000 | 1,368 |
| Interest-bearing deposits | $373,146,000 | 1,242 |
| Deposits held in domestic offices | $391,198,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,826,000 | 561 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $28,000,000 | 1,605 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,805,000 | 1,241 |
| Total equity capital | $40,627,000 | 1,735 |
| Total bank equity capital | $40,627,000 | 1,735 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $216,000 | 5,433 |
| Surplus | $22,223,000 | 1,341 |
| Undivided profits | $18,188,000 | 1,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,213,000 | 418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,401,000 | 170 |
| Income earned, not collected on loans | $3,589,000 | 1,024 |
| Earning assets | $459,957,000 | 1,356 |
| Long-term assets (5+ years) | $58,849,000 | 1,907 |
| Average Assets, year-to-date | $505,924,500 | 1,320 |
| Average Assets, quarterly | $505,924,500 | 1,320 |
| Volatile liabilities | $143,273,000 | 1,029 |
| Insider loans | $14,013,000 | 498 |
| FHLB advances | $28,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $42,321,000 | 2,030 |
| Tier 1 (core) risk-based capital | $38,360,000 | 1,705 |
| Tier 2 risk-based capital | $4,919,000 | 1,097 |
| Total risk weighted assets | $391,742,000 | 1,297 |
| Total unused commitments | $42,321,000 | 2,033 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 141 | 1,213 |
| Assets and Liabilities | ||
| Total Assets: | $507,393,000 | 1,322 |
| Cash and due from depository institutions | $10,915,000 | 1,213 |
| Interest-bearing balances | $35,000 | 5,641 |
| Securities | $84,566,000 | 1,403 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $376,938,000 | 1,270 |
| Loan loss allowance | $7,360,000 | 779 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,891,000 | 1,058 |
| Other real estate owned | $11,939,000 | 1,213 |
| Goodwill and other intangibles | $494,000 | 2,143 |
| All other assets | $10,650,000 | 1,702 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $507,393,000 | 1,322 |
| Total liabilities | $469,190,000 | 1,284 |
| Total deposits | $413,127,000 | 1,274 |
| Interest-bearing deposits | $394,223,000 | 1,159 |
| Deposits held in domestic offices | $413,127,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,378,000 | 797 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $28,000,000 | 1,515 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,685,000 | 1,261 |
| Total equity capital | $38,203,000 | 1,836 |
| Total bank equity capital | $38,203,000 | 1,836 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $216,000 | 5,470 |
| Surplus | $22,199,000 | 1,324 |
| Undivided profits | $15,788,000 | 2,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,268,000 | 361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,175,000 | 191 |
| Income earned, not collected on loans | $4,170,000 | 945 |
| Earning assets | $461,539,000 | 1,329 |
| Long-term assets (5+ years) | $48,820,000 | 2,048 |
| Average Assets, year-to-date | $522,567,000 | 1,239 |
| Average Assets, quarterly | $517,873,000 | 1,286 |
| Volatile liabilities | $129,677,000 | 1,128 |
| Insider loans | $16,044,000 | 411 |
| FHLB advances | $28,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $47,037,000 | 1,863 |
| Tier 1 (core) risk-based capital | $37,286,000 | 1,742 |
| Tier 2 risk-based capital | $5,008,000 | 1,064 |
| Total risk weighted assets | $398,316,000 | 1,271 |
| Total unused commitments | $47,037,000 | 1,864 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 140 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $528,353,000 | 1,259 |
| Cash and due from depository institutions | $12,617,000 | 1,220 |
| Interest-bearing balances | $37,000 | 5,521 |
| Securities | $86,011,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $397,482,000 | 1,171 |
| Loan loss allowance | $9,114,000 | 600 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,956,000 | 1,021 |
| Other real estate owned | $8,699,000 | 1,220 |
| Goodwill and other intangibles | $508,000 | 2,114 |
| All other assets | $11,080,000 | 1,632 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $528,353,000 | 1,259 |
| Total liabilities | $489,567,000 | 1,223 |
| Total deposits | $417,955,000 | 1,246 |
| Interest-bearing deposits | $395,908,000 | 1,141 |
| Deposits held in domestic offices | $417,955,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,630,000 | 555 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $28,000,000 | 1,405 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,982,000 | 1,191 |
| Total equity capital | $38,786,000 | 1,776 |
| Total bank equity capital | $38,786,000 | 1,776 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $216,000 | 5,479 |
| Surplus | $22,122,000 | 1,296 |
| Undivided profits | $16,448,000 | 2,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,886,000 | 279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $155,000 | 638 |
| Income earned, not collected on loans | $4,820,000 | 857 |
| Earning assets | $483,530,000 | 1,251 |
| Long-term assets (5+ years) | $48,473,000 | 1,976 |
| Average Assets, year-to-date | $526,360,500 | 1,231 |
| Average Assets, quarterly | $526,564,500 | 1,255 |
| Volatile liabilities | $146,290,000 | 989 |
| Insider loans | $14,918,000 | 452 |
| FHLB advances | $28,000,000 | 1,327 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $61,338,000 | 1,540 |
| Tier 1 (core) risk-based capital | $38,354,000 | 1,682 |
| Tier 2 risk-based capital | $5,294,000 | 998 |
| Total risk weighted assets | $419,730,000 | 1,177 |
| Total unused commitments | $61,338,000 | 1,541 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 151 | 1,139 |
| Assets and Liabilities | ||
| Total Assets: | $524,776,000 | 1,279 |
| Cash and due from depository institutions | $10,564,000 | 1,139 |
| Interest-bearing balances | $154,000 | 4,231 |
| Securities | $82,138,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $402,881,000 | 1,161 |
| Loan loss allowance | $8,168,000 | 663 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,945,000 | 1,019 |
| Other real estate owned | $6,249,000 | 1,139 |
| Goodwill and other intangibles | $522,000 | 2,125 |
| All other assets | $10,477,000 | 1,700 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $524,776,000 | 1,279 |
| Total liabilities | $485,729,000 | 1,238 |
| Total deposits | $409,417,000 | 1,275 |
| Interest-bearing deposits | $361,920,000 | 1,254 |
| Deposits held in domestic offices | $409,417,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,253,000 | 518 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,000,000 | 1,359 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,059,000 | 1,142 |
| Total equity capital | $39,047,000 | 1,744 |
| Total bank equity capital | $39,047,000 | 1,744 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $216,000 | 5,511 |
| Surplus | $22,092,000 | 1,306 |
| Undivided profits | $16,739,000 | 2,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,074,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,328,000 | 911 |
| Earning assets | $485,173,000 | 1,262 |
| Long-term assets (5+ years) | $42,036,000 | 2,140 |
| Average Assets, year-to-date | $525,696,330 | 1,251 |
| Average Assets, quarterly | $523,301,500 | 1,273 |
| Volatile liabilities | $149,698,000 | 962 |
| Insider loans | $16,616,000 | 385 |
| FHLB advances | $28,000,000 | 1,277 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $66,425,000 | 1,465 |
| Tier 1 (core) risk-based capital | $39,399,000 | 1,639 |
| Tier 2 risk-based capital | $5,317,000 | 988 |
| Total risk weighted assets | $422,768,000 | 1,172 |
| Total unused commitments | $66,425,000 | 1,466 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 150 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $521,827,000 | 1,287 |
| Cash and due from depository institutions | $11,760,000 | 1,133 |
| Interest-bearing balances | $455,000 | 3,249 |
| Securities | $80,906,000 | 1,473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $402,118,000 | 1,139 |
| Loan loss allowance | $6,871,000 | 768 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,865,000 | 996 |
| Other real estate owned | $5,053,000 | 1,133 |
| Goodwill and other intangibles | $524,000 | 2,119 |
| All other assets | $9,601,000 | 1,782 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $521,827,000 | 1,287 |
| Total liabilities | $481,127,000 | 1,245 |
| Total deposits | $426,776,000 | 1,218 |
| Interest-bearing deposits | $379,554,000 | 1,180 |
| Deposits held in domestic offices | $426,776,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,147,000 | 677 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,000,000 | 1,486 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,204,000 | 1,114 |
| Total equity capital | $40,700,000 | 1,678 |
| Total bank equity capital | $40,700,000 | 1,678 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $216,000 | 5,525 |
| Surplus | $22,034,000 | 1,292 |
| Undivided profits | $18,450,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,388,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,694,000 | 805 |
| Earning assets | $483,479,000 | 1,270 |
| Long-term assets (5+ years) | $37,096,000 | 2,322 |
| Average Assets, year-to-date | $526,156,500 | 1,260 |
| Average Assets, quarterly | $526,156,500 | 1,260 |
| Volatile liabilities | $136,818,000 | 1,016 |
| Insider loans | $17,486,000 | 352 |
| FHLB advances | $23,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $88,792,000 | 1,175 |
| Tier 1 (core) risk-based capital | $40,450,000 | 1,587 |
| Tier 2 risk-based capital | $5,267,000 | 987 |
| Total risk weighted assets | $419,783,000 | 1,163 |
| Total unused commitments | $88,792,000 | 1,176 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 151 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $530,486,000 | 1,234 |
| Cash and due from depository institutions | $14,286,000 | 1,127 |
| Interest-bearing balances | $535,000 | 3,082 |
| Securities | $78,829,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $408,076,000 | 1,098 |
| Loan loss allowance | $6,490,000 | 790 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,015,000 | 952 |
| Other real estate owned | $6,355,000 | 1,127 |
| Goodwill and other intangibles | $487,000 | 2,172 |
| All other assets | $10,438,000 | 1,668 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $530,486,000 | 1,234 |
| Total liabilities | $490,870,000 | 1,190 |
| Total deposits | $410,312,000 | 1,252 |
| Interest-bearing deposits | $361,753,000 | 1,223 |
| Deposits held in domestic offices | $410,312,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,511,000 | 563 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,000,000 | 1,083 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,047,000 | 1,376 |
| Total equity capital | $39,616,000 | 1,683 |
| Total bank equity capital | $39,616,000 | 1,683 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $216,000 | 5,548 |
| Surplus | $21,967,000 | 1,272 |
| Undivided profits | $17,433,000 | 1,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,870,000 | 302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,015,000 | 759 |
| Earning assets | $487,440,000 | 1,244 |
| Long-term assets (5+ years) | $28,634,000 | 2,735 |
| Average Assets, year-to-date | $524,979,200 | 1,188 |
| Average Assets, quarterly | $524,633,000 | 1,229 |
| Volatile liabilities | $172,082,000 | 918 |
| Insider loans | $22,345,000 | 250 |
| FHLB advances | $38,000,000 | 1,014 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $65,943,000 | 1,480 |
| Tier 1 (core) risk-based capital | $39,586,000 | 1,597 |
| Tier 2 risk-based capital | $5,486,000 | 946 |
| Total risk weighted assets | $437,901,000 | 1,085 |
| Total unused commitments | $65,943,000 | 1,480 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 149 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $518,780,000 | 1,259 |
| Cash and due from depository institutions | $10,637,000 | 1,166 |
| Interest-bearing balances | $33,000 | 5,770 |
| Securities | $80,207,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $398,243,000 | 1,116 |
| Loan loss allowance | $6,258,000 | 817 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,128,000 | 926 |
| Other real estate owned | $6,597,000 | 1,166 |
| Goodwill and other intangibles | $487,000 | 2,172 |
| All other assets | $10,481,000 | 1,666 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $518,780,000 | 1,259 |
| Total liabilities | $479,065,000 | 1,218 |
| Total deposits | $408,920,000 | 1,230 |
| Interest-bearing deposits | $361,405,000 | 1,198 |
| Deposits held in domestic offices | $408,920,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,630,000 | 681 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $38,000,000 | 1,124 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,515,000 | 1,026 |
| Total equity capital | $39,715,000 | 1,670 |
| Total bank equity capital | $39,715,000 | 1,670 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $216,000 | 5,595 |
| Surplus | $20,735,000 | 1,322 |
| Undivided profits | $18,764,000 | 1,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,272,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,495,000 | 850 |
| Earning assets | $478,483,000 | 1,252 |
| Long-term assets (5+ years) | $27,608,000 | 2,780 |
| Average Assets, year-to-date | $523,602,500 | 1,207 |
| Average Assets, quarterly | $522,817,500 | 1,241 |
| Volatile liabilities | $161,409,000 | 992 |
| Insider loans | $17,315,000 | 351 |
| FHLB advances | $38,000,000 | 1,039 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $63,147,000 | 1,542 |
| Tier 1 (core) risk-based capital | $39,791,000 | 1,584 |
| Tier 2 risk-based capital | $5,319,000 | 969 |
| Total risk weighted assets | $424,623,000 | 1,115 |
| Total unused commitments | $63,147,000 | 1,542 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 145 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $526,855,000 | 1,225 |
| Cash and due from depository institutions | $14,408,000 | 1,200 |
| Interest-bearing balances | $16,000 | 6,170 |
| Securities | $81,103,000 | 1,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $400,692,000 | 1,093 |
| Loan loss allowance | $5,963,000 | 836 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,096,000 | 908 |
| Other real estate owned | $6,535,000 | 1,200 |
| Goodwill and other intangibles | $487,000 | 2,165 |
| All other assets | $11,534,000 | 1,539 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $526,855,000 | 1,225 |
| Total liabilities | $488,245,000 | 1,187 |
| Total deposits | $399,667,000 | 1,251 |
| Interest-bearing deposits | $348,069,000 | 1,226 |
| Deposits held in domestic offices | $399,667,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,180,000 | 601 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $48,000,000 | 965 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,398,000 | 979 |
| Total equity capital | $38,610,000 | 1,644 |
| Total bank equity capital | $38,610,000 | 1,644 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $216,000 | 5,602 |
| Surplus | $20,701,000 | 1,301 |
| Undivided profits | $17,693,000 | 1,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,060,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,220,000 | 810 |
| Earning assets | $481,811,000 | 1,226 |
| Long-term assets (5+ years) | $24,301,000 | 2,975 |
| Average Assets, year-to-date | $525,210,000 | 1,201 |
| Average Assets, quarterly | $525,215,000 | 1,215 |
| Volatile liabilities | $193,933,000 | 825 |
| Insider loans | $13,824,000 | 462 |
| FHLB advances | $48,000,000 | 882 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $62,551,000 | 1,570 |
| Tier 1 (core) risk-based capital | $39,583,000 | 1,560 |
| Tier 2 risk-based capital | $5,297,000 | 960 |
| Total risk weighted assets | $423,082,000 | 1,098 |
| Total unused commitments | $62,551,000 | 1,570 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 148 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $523,575,000 | 1,210 |
| Cash and due from depository institutions | $13,265,000 | 1,150 |
| Interest-bearing balances | $43,000 | 5,691 |
| Securities | $78,550,000 | 1,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $406,265,000 | 1,043 |
| Loan loss allowance | $6,314,000 | 797 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,198,000 | 868 |
| Other real estate owned | $2,196,000 | 1,150 |
| Goodwill and other intangibles | $487,000 | 2,134 |
| All other assets | $10,614,000 | 1,596 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $523,575,000 | 1,210 |
| Total liabilities | $485,017,000 | 1,169 |
| Total deposits | $409,581,000 | 1,203 |
| Interest-bearing deposits | $359,759,000 | 1,156 |
| Deposits held in domestic offices | $409,581,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,769,000 | 739 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,000,000 | 928 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,667,000 | 950 |
| Total equity capital | $38,558,000 | 1,623 |
| Total bank equity capital | $38,558,000 | 1,623 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $216,000 | 5,605 |
| Surplus | $20,663,000 | 1,255 |
| Undivided profits | $17,679,000 | 1,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,696,000 | 279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $432,000 | 364 |
| Income earned, not collected on loans | $3,826,000 | 845 |
| Earning assets | $484,858,000 | 1,199 |
| Long-term assets (5+ years) | $24,895,000 | 2,897 |
| Average Assets, year-to-date | $524,387,500 | 1,192 |
| Average Assets, quarterly | $524,387,500 | 1,192 |
| Volatile liabilities | $180,903,000 | 831 |
| Insider loans | $14,183,000 | 436 |
| FHLB advances | $48,000,000 | 857 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $63,011,000 | 1,535 |
| Tier 1 (core) risk-based capital | $39,219,000 | 1,529 |
| Tier 2 risk-based capital | $5,269,000 | 945 |
| Total risk weighted assets | $420,534,000 | 1,067 |
| Total unused commitments | $63,011,000 | 1,535 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 153 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $525,200,000 | 1,192 |
| Cash and due from depository institutions | $14,986,000 | 1,094 |
| Interest-bearing balances | $147,000 | 4,562 |
| Securities | $74,363,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $7,097,000 | 1,863 |
| Net loans & leases | $403,571,000 | 1,035 |
| Loan loss allowance | $6,058,000 | 808 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,144,000 | 852 |
| Other real estate owned | $1,009,000 | 1,094 |
| Goodwill and other intangibles | $487,000 | 2,129 |
| All other assets | $11,543,000 | 1,477 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $525,200,000 | 1,192 |
| Total liabilities | $486,570,000 | 1,158 |
| Total deposits | $406,455,000 | 1,191 |
| Interest-bearing deposits | $352,591,000 | 1,157 |
| Deposits held in domestic offices | $406,455,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,611,000 | 865 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $58,000,000 | 812 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,504,000 | 935 |
| Total equity capital | $38,630,000 | 1,596 |
| Total bank equity capital | $38,630,000 | 1,596 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $216,000 | 5,628 |
| Surplus | $20,598,000 | 1,231 |
| Undivided profits | $17,816,000 | 1,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,919,000 | 465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $403,000 | 366 |
| Income earned, not collected on loans | $4,379,000 | 737 |
| Earning assets | $485,178,000 | 1,175 |
| Long-term assets (5+ years) | $20,265,000 | 3,279 |
| Average Assets, year-to-date | $522,567,200 | 1,141 |
| Average Assets, quarterly | $522,180,500 | 1,178 |
| Volatile liabilities | $170,757,000 | 866 |
| Insider loans | $15,964,000 | 355 |
| FHLB advances | $58,000,000 | 738 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $74,464,000 | 1,270 |
| Tier 1 (core) risk-based capital | $38,969,000 | 1,506 |
| Tier 2 risk-based capital | $4,866,000 | 994 |
| Total risk weighted assets | $388,130,000 | 1,138 |
| Total unused commitments | $74,464,000 | 1,270 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 158 | 1,042 |
| Assets and Liabilities | ||
| Total Assets: | $519,161,000 | 1,171 |
| Cash and due from depository institutions | $17,768,000 | 1,042 |
| Interest-bearing balances | $138,000 | 4,683 |
| Securities | $68,720,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $409,361,000 | 993 |
| Loan loss allowance | $5,647,000 | 859 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,929,000 | 858 |
| Other real estate owned | $462,000 | 1,042 |
| Goodwill and other intangibles | $487,000 | 2,116 |
| All other assets | $10,434,000 | 1,561 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $519,161,000 | 1,171 |
| Total liabilities | $479,787,000 | 1,144 |
| Total deposits | $399,023,000 | 1,187 |
| Interest-bearing deposits | $349,072,000 | 1,144 |
| Deposits held in domestic offices | $399,023,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,522,000 | 856 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $58,000,000 | 804 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,242,000 | 827 |
| Total equity capital | $39,374,000 | 1,532 |
| Total bank equity capital | $39,374,000 | 1,532 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $216,000 | 5,647 |
| Surplus | $20,593,000 | 1,196 |
| Undivided profits | $18,565,000 | 1,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,940,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $413,000 | 373 |
| Income earned, not collected on loans | $3,918,000 | 778 |
| Earning assets | $478,219,000 | 1,168 |
| Long-term assets (5+ years) | $19,049,000 | 3,418 |
| Average Assets, year-to-date | $521,909,000 | 1,125 |
| Average Assets, quarterly | $519,428,000 | 1,158 |
| Volatile liabilities | $167,379,000 | 854 |
| Insider loans | $21,696,000 | 231 |
| FHLB advances | $58,000,000 | 734 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $67,661,000 | 1,365 |
| Tier 1 (core) risk-based capital | $39,521,000 | 1,443 |
| Tier 2 risk-based capital | $4,978,000 | 962 |
| Total risk weighted assets | $397,587,000 | 1,083 |
| Total unused commitments | $67,661,000 | 1,365 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 157 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $519,695,000 | 1,146 |
| Cash and due from depository institutions | $11,923,000 | 1,048 |
| Interest-bearing balances | $72,000 | 5,440 |
| Securities | $67,480,000 | 1,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $417,983,000 | 955 |
| Loan loss allowance | $5,906,000 | 825 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,125,000 | 913 |
| Other real estate owned | $391,000 | 1,048 |
| Goodwill and other intangibles | $487,000 | 2,119 |
| All other assets | $10,306,000 | 1,549 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $519,695,000 | 1,146 |
| Total liabilities | $481,029,000 | 1,121 |
| Total deposits | $396,426,000 | 1,164 |
| Interest-bearing deposits | $349,056,000 | 1,107 |
| Deposits held in domestic offices | $396,426,000 | 1,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,326,000 | 741 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $58,000,000 | 814 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,277,000 | 882 |
| Total equity capital | $38,666,000 | 1,528 |
| Total bank equity capital | $38,666,000 | 1,528 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $216,000 | 5,644 |
| Surplus | $20,576,000 | 1,174 |
| Undivided profits | $17,874,000 | 1,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,723,000 | 573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $431,000 | 352 |
| Income earned, not collected on loans | $4,098,000 | 677 |
| Earning assets | $485,535,000 | 1,128 |
| Long-term assets (5+ years) | $20,113,000 | 3,356 |
| Average Assets, year-to-date | $522,825,000 | 1,104 |
| Average Assets, quarterly | $524,430,000 | 1,118 |
| Volatile liabilities | $160,879,000 | 854 |
| Insider loans | $11,730,000 | 487 |
| FHLB advances | $58,000,000 | 748 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $69,600,000 | 1,290 |
| Tier 1 (core) risk-based capital | $38,579,000 | 1,434 |
| Tier 2 risk-based capital | $5,087,000 | 918 |
| Total risk weighted assets | $406,124,000 | 1,029 |
| Total unused commitments | $69,600,000 | 1,290 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 159 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $529,165,000 | 1,098 |
| Cash and due from depository institutions | $11,161,000 | 1,017 |
| Interest-bearing balances | $30,000 | 6,013 |
| Securities | $68,660,000 | 1,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $428,104,000 | 915 |
| Loan loss allowance | $6,016,000 | 794 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,158,000 | 995 |
| Other real estate owned | $653,000 | 1,017 |
| Goodwill and other intangibles | $486,000 | 2,108 |
| All other assets | $9,943,000 | 1,576 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $529,165,000 | 1,098 |
| Total liabilities | $491,684,000 | 1,074 |
| Total deposits | $393,669,000 | 1,156 |
| Interest-bearing deposits | $345,972,000 | 1,117 |
| Deposits held in domestic offices | $393,669,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,918,000 | 545 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $58,000,000 | 786 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,097,000 | 1,093 |
| Total equity capital | $37,481,000 | 1,528 |
| Total bank equity capital | $37,481,000 | 1,528 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $216,000 | 5,689 |
| Surplus | $20,573,000 | 1,133 |
| Undivided profits | $16,692,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,493,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,047,000 | 665 |
| Earning assets | $496,794,000 | 1,079 |
| Long-term assets (5+ years) | $22,125,000 | 3,235 |
| Average Assets, year-to-date | $524,390,000 | 1,098 |
| Average Assets, quarterly | $524,390,000 | 1,098 |
| Volatile liabilities | $167,563,000 | 800 |
| Insider loans | $15,282,000 | 321 |
| FHLB advances | $58,000,000 | 718 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $72,329,000 | 1,220 |
| Tier 1 (core) risk-based capital | $37,691,000 | 1,434 |
| Tier 2 risk-based capital | $5,166,000 | 900 |
| Total risk weighted assets | $412,430,000 | 984 |
| Total unused commitments | $72,329,000 | 1,220 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $519,615,000 | 1,111 |
| Cash and due from depository institutions | $11,754,000 | 1,035 |
| Interest-bearing balances | $128,000 | 4,786 |
| Securities | $70,182,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $417,873,000 | 933 |
| Loan loss allowance | $5,975,000 | 805 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,951,000 | 1,133 |
| Other real estate owned | $579,000 | 1,035 |
| Goodwill and other intangibles | $486,000 | 2,114 |
| All other assets | $9,790,000 | 1,557 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $519,615,000 | 1,111 |
| Total liabilities | $482,808,000 | 1,079 |
| Total deposits | $375,574,000 | 1,202 |
| Interest-bearing deposits | $330,359,000 | 1,162 |
| Deposits held in domestic offices | $375,574,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,690,000 | 477 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $58,000,000 | 804 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,544,000 | 988 |
| Total equity capital | $36,807,000 | 1,553 |
| Total bank equity capital | $36,807,000 | 1,553 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $216,000 | 5,705 |
| Surplus | $20,498,000 | 1,124 |
| Undivided profits | $16,093,000 | 2,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,835,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,870,000 | 684 |
| Earning assets | $488,183,000 | 1,092 |
| Long-term assets (5+ years) | $21,521,000 | 3,335 |
| Average Assets, year-to-date | $492,074,000 | 1,115 |
| Average Assets, quarterly | $514,601,000 | 1,109 |
| Volatile liabilities | $169,378,000 | 779 |
| Insider loans | $15,559,000 | 324 |
| FHLB advances | $58,000,000 | 728 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $73,590,000 | 1,163 |
| Tier 1 (core) risk-based capital | $36,558,000 | 1,464 |
| Tier 2 risk-based capital | $5,045,000 | 914 |
| Total risk weighted assets | $402,654,000 | 1,000 |
| Total unused commitments | $73,590,000 | 1,164 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 158 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $509,587,000 | 1,117 |
| Cash and due from depository institutions | $12,868,000 | 1,024 |
| Interest-bearing balances | $67,000 | 5,606 |
| Securities | $74,656,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $405,267,000 | 927 |
| Loan loss allowance | $5,975,000 | 795 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,700,000 | 1,295 |
| Other real estate owned | $515,000 | 1,024 |
| Goodwill and other intangibles | $252,000 | 2,440 |
| All other assets | $8,329,000 | 1,743 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $509,587,000 | 1,117 |
| Total liabilities | $473,073,000 | 1,085 |
| Total deposits | $361,921,000 | 1,231 |
| Interest-bearing deposits | $316,237,000 | 1,215 |
| Deposits held in domestic offices | $361,921,000 | 1,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,584,000 | 397 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $48,000,000 | 921 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,568,000 | 979 |
| Total equity capital | $36,514,000 | 1,556 |
| Total bank equity capital | $36,514,000 | 1,556 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $216,000 | 5,732 |
| Surplus | $20,490,000 | 1,097 |
| Undivided profits | $15,808,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,039,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,361,000 | 796 |
| Earning assets | $479,990,000 | 1,092 |
| Long-term assets (5+ years) | $22,359,000 | 3,333 |
| Average Assets, year-to-date | $485,188,750 | 1,132 |
| Average Assets, quarterly | $504,290,000 | 1,122 |
| Volatile liabilities | $169,707,000 | 745 |
| Insider loans | $14,957,000 | 335 |
| FHLB advances | $48,000,000 | 836 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $69,213,000 | 1,222 |
| Tier 1 (core) risk-based capital | $36,166,000 | 1,460 |
| Tier 2 risk-based capital | $4,877,000 | 924 |
| Total risk weighted assets | $389,035,000 | 1,018 |
| Total unused commitments | $69,213,000 | 1,223 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 155 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $498,993,000 | 1,124 |
| Cash and due from depository institutions | $11,634,000 | 1,073 |
| Interest-bearing balances | $49,000 | 5,853 |
| Securities | $79,676,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $392,080,000 | 936 |
| Loan loss allowance | $5,701,000 | 824 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,310,000 | 1,351 |
| Other real estate owned | $193,000 | 1,073 |
| Goodwill and other intangibles | $252,000 | 2,448 |
| All other assets | $7,848,000 | 1,838 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $498,993,000 | 1,124 |
| Total liabilities | $463,700,000 | 1,091 |
| Total deposits | $341,520,000 | 1,296 |
| Interest-bearing deposits | $294,979,000 | 1,291 |
| Deposits held in domestic offices | $341,520,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,394,000 | 362 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,000,000 | 935 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,786,000 | 890 |
| Total equity capital | $35,293,000 | 1,538 |
| Total bank equity capital | $35,293,000 | 1,538 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $216,000 | 5,772 |
| Surplus | $20,488,000 | 1,070 |
| Undivided profits | $14,589,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,620,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,694,000 | 691 |
| Earning assets | $471,805,000 | 1,083 |
| Long-term assets (5+ years) | $22,817,000 | 3,375 |
| Average Assets, year-to-date | $477,056,000 | 1,143 |
| Average Assets, quarterly | $485,861,500 | 1,135 |
| Volatile liabilities | $159,750,000 | 756 |
| Insider loans | $14,855,000 | 332 |
| FHLB advances | $48,000,000 | 852 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $76,883,000 | 1,103 |
| Tier 1 (core) risk-based capital | $35,578,000 | 1,455 |
| Tier 2 risk-based capital | $4,740,000 | 946 |
| Total risk weighted assets | $378,243,000 | 1,022 |
| Total unused commitments | $76,883,000 | 1,103 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 157 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $472,730,000 | 1,166 |
| Cash and due from depository institutions | $11,204,000 | 1,034 |
| Interest-bearing balances | $31,000 | 6,189 |
| Securities | $80,255,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $365,745,000 | 989 |
| Loan loss allowance | $5,403,000 | 860 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,335,000 | 1,318 |
| Other real estate owned | $55,000 | 1,034 |
| Goodwill and other intangibles | $252,000 | 2,430 |
| All other assets | $7,884,000 | 1,727 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $472,730,000 | 1,166 |
| Total liabilities | $435,917,000 | 1,146 |
| Total deposits | $330,066,000 | 1,346 |
| Interest-bearing deposits | $282,497,000 | 1,346 |
| Deposits held in domestic offices | $330,066,000 | 1,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,652,000 | 419 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $48,000,000 | 866 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,199,000 | 926 |
| Total equity capital | $36,813,000 | 1,498 |
| Total bank equity capital | $36,813,000 | 1,498 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $216,000 | 5,786 |
| Surplus | $20,465,000 | 1,058 |
| Undivided profits | $16,132,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,413,000 | 2,005 |
| Earning assets | $446,031,000 | 1,144 |
| Long-term assets (5+ years) | $20,349,000 | 3,529 |
| Average Assets, year-to-date | $466,087,500 | 1,169 |
| Average Assets, quarterly | $466,087,500 | 1,169 |
| Volatile liabilities | $122,897,000 | 904 |
| Insider loans | $11,899,000 | 413 |
| FHLB advances | $48,000,000 | 786 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $65,053,000 | 1,219 |
| Tier 1 (core) risk-based capital | $35,776,000 | 1,428 |
| Tier 2 risk-based capital | $4,529,000 | 972 |
| Total risk weighted assets | $361,447,000 | 1,048 |
| Total unused commitments | $65,053,000 | 1,223 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 157 | 1,046 |
| Assets and Liabilities | ||
| Total Assets: | $459,445,000 | 1,200 |
| Cash and due from depository institutions | $13,159,000 | 1,046 |
| Interest-bearing balances | $30,000 | 6,167 |
| Securities | $78,971,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $351,935,000 | 1,025 |
| Loan loss allowance | $5,133,000 | 919 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,371,000 | 1,299 |
| Other real estate owned | $676,000 | 1,046 |
| Goodwill and other intangibles | $252,000 | 2,426 |
| All other assets | $7,081,000 | 1,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,445,000 | 1,200 |
| Total liabilities | $423,639,000 | 1,174 |
| Total deposits | $327,871,000 | 1,336 |
| Interest-bearing deposits | $281,156,000 | 1,331 |
| Deposits held in domestic offices | $327,871,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,113,000 | 400 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,655,000 | 982 |
| Total equity capital | $35,806,000 | 1,515 |
| Total bank equity capital | $35,806,000 | 1,515 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $216,000 | 5,828 |
| Surplus | $16,465,000 | 1,257 |
| Undivided profits | $19,125,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,613,000 | 707 |
| Earning assets | $430,936,000 | 1,173 |
| Long-term assets (5+ years) | $17,624,000 | 3,844 |
| Average Assets, year-to-date | $463,182,800 | 1,158 |
| Average Assets, quarterly | $463,965,000 | 1,183 |
| Volatile liabilities | $135,102,000 | 834 |
| Insider loans | $13,152,000 | 353 |
| FHLB advances | $30,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $53,183,000 | 1,384 |
| Tier 1 (core) risk-based capital | $34,950,000 | 1,459 |
| Tier 2 risk-based capital | $4,371,000 | 1,007 |
| Total risk weighted assets | $348,944,000 | 1,080 |
| Total unused commitments | $53,183,000 | 1,385 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 158 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $468,485,000 | 1,187 |
| Cash and due from depository institutions | $12,325,000 | 1,051 |
| Interest-bearing balances | $78,000 | 5,645 |
| Securities | $84,548,000 | 1,566 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $355,375,000 | 1,004 |
| Loan loss allowance | $5,317,000 | 894 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,150,000 | 1,320 |
| Other real estate owned | $1,219,000 | 1,051 |
| Goodwill and other intangibles | $252,000 | 2,404 |
| All other assets | $7,616,000 | 1,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,485,000 | 1,187 |
| Total liabilities | $433,179,000 | 1,160 |
| Total deposits | $339,134,000 | 1,311 |
| Interest-bearing deposits | $291,192,000 | 1,316 |
| Deposits held in domestic offices | $339,134,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,567,000 | 447 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,003 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,478,000 | 1,048 |
| Total equity capital | $35,306,000 | 1,550 |
| Total bank equity capital | $35,306,000 | 1,550 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $216,000 | 5,864 |
| Surplus | $16,390,000 | 1,243 |
| Undivided profits | $18,700,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,841,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,500,000 | 743 |
| Earning assets | $440,001,000 | 1,163 |
| Long-term assets (5+ years) | $16,815,000 | 3,979 |
| Average Assets, year-to-date | $464,117,250 | 1,170 |
| Average Assets, quarterly | $468,532,500 | 1,187 |
| Volatile liabilities | $135,067,000 | 825 |
| Insider loans | $12,559,000 | 371 |
| FHLB advances | $40,000,000 | 899 |
| Loans and leases held for sale | $200,000 | 1,724 |
| Unused loan commitments | $54,035,000 | 1,385 |
| Tier 1 (core) risk-based capital | $34,195,000 | 1,505 |
| Tier 2 risk-based capital | $4,484,000 | 990 |
| Total risk weighted assets | $357,901,000 | 1,049 |
| Total unused commitments | $54,035,000 | 1,388 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 157 | 1,063 |
| Assets and Liabilities | ||
| Total Assets: | $468,580,000 | 1,185 |
| Cash and due from depository institutions | $20,278,000 | 1,063 |
| Interest-bearing balances | $336,000 | 4,299 |
| Securities | $70,089,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $361,202,000 | 973 |
| Loan loss allowance | $5,074,000 | 908 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,231,000 | 1,283 |
| Other real estate owned | $832,000 | 1,063 |
| Goodwill and other intangibles | $252,000 | 2,364 |
| All other assets | $8,696,000 | 1,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,580,000 | 1,185 |
| Total liabilities | $433,511,000 | 1,150 |
| Total deposits | $344,830,000 | 1,262 |
| Interest-bearing deposits | $295,920,000 | 1,271 |
| Deposits held in domestic offices | $344,830,000 | 1,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,944,000 | 647 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $60,000,000 | 726 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,737,000 | 918 |
| Total equity capital | $35,069,000 | 1,556 |
| Total bank equity capital | $35,069,000 | 1,556 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $216,000 | 5,880 |
| Surplus | $16,390,000 | 1,222 |
| Undivided profits | $18,463,000 | 1,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,221,000 | 775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,739,000 | 693 |
| Earning assets | $431,627,000 | 1,174 |
| Long-term assets (5+ years) | $15,202,000 | 4,066 |
| Average Assets, year-to-date | $462,661,330 | 1,173 |
| Average Assets, quarterly | $464,201,000 | 1,182 |
| Volatile liabilities | $135,954,000 | 820 |
| Insider loans | $12,444,000 | 368 |
| FHLB advances | $60,000,000 | 649 |
| Loans and leases held for sale | $201,000 | 1,891 |
| Unused loan commitments | $45,710,000 | 1,534 |
| Tier 1 (core) risk-based capital | $33,605,000 | 1,497 |
| Tier 2 risk-based capital | $4,414,000 | 972 |
| Total risk weighted assets | $352,452,000 | 1,055 |
| Total unused commitments | $45,710,000 | 1,541 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 152 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $459,822,000 | 1,189 |
| Cash and due from depository institutions | $17,021,000 | 1,100 |
| Interest-bearing balances | $31,000 | 6,164 |
| Securities | $69,685,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $1,155,000 | 6,076 |
| Net loans & leases | $354,949,000 | 977 |
| Loan loss allowance | $5,001,000 | 910 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,123,000 | 1,284 |
| Other real estate owned | $825,000 | 1,100 |
| Goodwill and other intangibles | $252,000 | 2,347 |
| All other assets | $8,812,000 | 1,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,822,000 | 1,189 |
| Total liabilities | $425,708,000 | 1,161 |
| Total deposits | $348,783,000 | 1,223 |
| Interest-bearing deposits | $300,060,000 | 1,235 |
| Deposits held in domestic offices | $348,783,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,383,000 | 930 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $60,000,000 | 702 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,542,000 | 953 |
| Total equity capital | $34,114,000 | 1,570 |
| Total bank equity capital | $34,114,000 | 1,570 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $216,000 | 5,904 |
| Surplus | $16,390,000 | 1,203 |
| Undivided profits | $17,508,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,251,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,733,000 | 721 |
| Earning assets | $425,820,000 | 1,175 |
| Long-term assets (5+ years) | $19,439,000 | 3,446 |
| Average Assets, year-to-date | $459,702,000 | 1,179 |
| Average Assets, quarterly | $459,702,000 | 1,179 |
| Volatile liabilities | $128,074,000 | 839 |
| Insider loans | $14,587,000 | 306 |
| FHLB advances | $60,000,000 | 629 |
| Loans and leases held for sale | $202,000 | 1,787 |
| Unused loan commitments | $47,235,000 | 1,463 |
| Tier 1 (core) risk-based capital | $32,696,000 | 1,519 |
| Tier 2 risk-based capital | $4,398,000 | 960 |
| Total risk weighted assets | $351,265,000 | 1,038 |
| Total unused commitments | $47,235,000 | 1,477 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 149 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $459,582,000 | 1,171 |
| Cash and due from depository institutions | $18,564,000 | 1,119 |
| Interest-bearing balances | $253,000 | 4,375 |
| Securities | $66,817,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $357,371,000 | 956 |
| Loan loss allowance | $4,940,000 | 899 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,189,000 | 1,254 |
| Other real estate owned | $565,000 | 1,119 |
| Goodwill and other intangibles | $252,000 | 2,320 |
| All other assets | $8,824,000 | 1,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,582,000 | 1,171 |
| Total liabilities | $426,204,000 | 1,142 |
| Total deposits | $320,668,000 | 1,319 |
| Interest-bearing deposits | $276,150,000 | 1,329 |
| Deposits held in domestic offices | $320,668,000 | 1,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,819,000 | 434 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $50,000,000 | 799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,717,000 | 904 |
| Total equity capital | $33,378,000 | 1,572 |
| Total bank equity capital | $33,378,000 | 1,572 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $216,000 | 5,926 |
| Surplus | $16,385,000 | 1,175 |
| Undivided profits | $16,777,000 | 1,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,535,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,866,000 | 709 |
| Earning assets | $424,441,000 | 1,162 |
| Long-term assets (5+ years) | $21,124,000 | 3,222 |
| Average Assets, year-to-date | $425,531,400 | 1,196 |
| Average Assets, quarterly | $448,677,000 | 1,181 |
| Volatile liabilities | $160,944,000 | 715 |
| Insider loans | $13,127,000 | 339 |
| FHLB advances | $50,000,000 | 704 |
| Loans and leases held for sale | $205,000 | 1,760 |
| Unused loan commitments | $49,308,000 | 1,361 |
| Tier 1 (core) risk-based capital | $31,845,000 | 1,529 |
| Tier 2 risk-based capital | $4,405,000 | 941 |
| Total risk weighted assets | $351,845,000 | 1,020 |
| Total unused commitments | $49,308,000 | 1,364 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 147 | 1,112 |
| Assets and Liabilities | ||
| Total Assets: | $403,645,000 | 1,261 |
| Cash and due from depository institutions | $15,081,000 | 1,112 |
| Interest-bearing balances | $183,000 | 4,607 |
| Securities | $60,087,000 | 1,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $312,798,000 | 1,057 |
| Loan loss allowance | $4,293,000 | 974 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,437,000 | 1,163 |
| Other real estate owned | $288,000 | 1,112 |
| Goodwill and other intangibles | $252,000 | 2,259 |
| All other assets | $7,702,000 | 1,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $403,645,000 | 1,261 |
| Total liabilities | $373,843,000 | 1,237 |
| Total deposits | $289,805,000 | 1,382 |
| Interest-bearing deposits | $245,181,000 | 1,424 |
| Deposits held in domestic offices | $289,805,000 | 1,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,023,000 | 479 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,000,000 | 939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,015,000 | 872 |
| Total equity capital | $29,802,000 | 1,644 |
| Total bank equity capital | $29,802,000 | 1,644 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $216,000 | 6,061 |
| Surplus | $16,357,000 | 1,118 |
| Undivided profits | $13,229,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,479,000 | 872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,932,000 | 756 |
| Earning assets | $373,068,000 | 1,256 |
| Long-term assets (5+ years) | $18,386,000 | 3,481 |
| Average Assets, year-to-date | $373,426,400 | 1,296 |
| Average Assets, quarterly | $396,306,000 | 1,274 |
| Volatile liabilities | $105,165,000 | 954 |
| Insider loans | $10,732,000 | 394 |
| FHLB advances | $35,000,000 | 838 |
| Loans and leases held for sale | $205,000 | 1,608 |
| Unused loan commitments | $43,147,000 | 1,409 |
| Tier 1 (core) risk-based capital | $28,810,000 | 1,596 |
| Tier 2 risk-based capital | $3,831,000 | 1,023 |
| Total risk weighted assets | $306,049,000 | 1,116 |
| Total unused commitments | $43,147,000 | 1,413 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 144 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $345,617,000 | 1,388 |
| Cash and due from depository institutions | $11,775,000 | 1,121 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $54,524,000 | 2,023 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $267,490,000 | 1,185 |
| Loan loss allowance | $3,842,000 | 1,038 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,904,000 | 1,466 |
| Other real estate owned | $170,000 | 1,121 |
| Goodwill and other intangibles | $321,000 | 2,081 |
| All other assets | $5,433,000 | 1,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,617,000 | 1,388 |
| Total liabilities | $321,045,000 | 1,348 |
| Total deposits | $248,407,000 | 1,535 |
| Interest-bearing deposits | $209,060,000 | 1,589 |
| Deposits held in domestic offices | $248,407,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,265,000 | 484 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,373,000 | 1,104 |
| Total equity capital | $24,572,000 | 1,881 |
| Total bank equity capital | $24,572,000 | 1,881 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $216,000 | 6,251 |
| Surplus | $14,776,000 | 1,186 |
| Undivided profits | $9,580,000 | 2,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 2,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,140,000 | 792 |
| Earning assets | $322,014,000 | 1,371 |
| Long-term assets (5+ years) | $12,834,000 | 4,074 |
| Average Assets, year-to-date | $322,891,400 | 1,419 |
| Average Assets, quarterly | $336,867,000 | 1,406 |
| Volatile liabilities | $90,615,000 | 1,067 |
| Insider loans | $10,034,000 | 422 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $204,000 | 1,185 |
| Unused loan commitments | $44,094,000 | 1,287 |
| Tier 1 (core) risk-based capital | $24,156,000 | 1,824 |
| Tier 2 risk-based capital | $3,289,180 | 1,139 |
| Total risk weighted assets | $262,581,780 | 1,239 |
| Total unused commitments | $44,094,000 | 1,288 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $302,019,000 | 1,563 |
| Cash and due from depository institutions | $14,574,000 | 1,141 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $54,257,000 | 2,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $223,118,000 | 1,372 |
| Loan loss allowance | $3,291,000 | 1,175 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,087,000 | 1,670 |
| Other real estate owned | $226,000 | 1,141 |
| Goodwill and other intangibles | $405,000 | 2,011 |
| All other assets | $4,352,000 | 2,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,019,000 | 1,563 |
| Total liabilities | $280,669,000 | 1,516 |
| Total deposits | $238,761,000 | 1,589 |
| Interest-bearing deposits | $198,895,000 | 1,642 |
| Deposits held in domestic offices | $238,761,000 | 1,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,991,000 | 578 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,917,000 | 1,391 |
| Total equity capital | $21,350,000 | 2,085 |
| Total bank equity capital | $21,350,000 | 2,085 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $216,000 | 6,470 |
| Surplus | $14,741,000 | 1,177 |
| Undivided profits | $6,393,000 | 3,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,066,000 | 1,015 |
| Earning assets | $277,375,000 | 1,564 |
| Long-term assets (5+ years) | $14,415,000 | 4,047 |
| Average Assets, year-to-date | $280,366,600 | 1,615 |
| Average Assets, quarterly | $293,945,000 | 1,587 |
| Volatile liabilities | $81,939,000 | 1,114 |
| Insider loans | $13,479,000 | 289 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,616,000 | 564 |
| Unused loan commitments | $47,048,000 | 1,253 |
| Tier 1 (core) risk-based capital | $21,688,000 | 2,045 |
| Tier 2 risk-based capital | $2,803,890 | 1,275 |
| Total risk weighted assets | $223,823,890 | 1,395 |
| Total unused commitments | $47,048,000 | 1,256 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 154 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $264,483,000 | 1,756 |
| Cash and due from depository institutions | $11,773,000 | 1,096 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $51,814,000 | 2,227 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $191,162,000 | 1,474 |
| Loan loss allowance | $2,724,000 | 1,345 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,029,000 | 1,577 |
| Other real estate owned | $1,038,000 | 1,096 |
| Goodwill and other intangibles | $487,000 | 1,871 |
| All other assets | $3,180,000 | 2,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,483,000 | 1,756 |
| Total liabilities | $242,623,000 | 1,718 |
| Total deposits | $238,601,000 | 1,564 |
| Interest-bearing deposits | $203,210,000 | 1,575 |
| Deposits held in domestic offices | $238,601,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,671 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,472,000 | 1,294 |
| Total equity capital | $21,860,000 | 2,061 |
| Total bank equity capital | $21,860,000 | 2,061 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $216,000 | 6,588 |
| Surplus | $12,699,000 | 1,260 |
| Undivided profits | $8,945,000 | 2,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 2,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,564,000 | 1,327 |
| Earning assets | $242,976,000 | 1,750 |
| Long-term assets (5+ years) | $19,078,000 | 3,247 |
| Average Assets, year-to-date | $249,882,600 | 1,741 |
| Average Assets, quarterly | $257,600,000 | 1,766 |
| Volatile liabilities | $47,579,000 | 1,449 |
| Insider loans | $11,554,000 | 342 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,324,000 | 763 |
| Unused loan commitments | $42,951,000 | 1,259 |
| Tier 1 (core) risk-based capital | $21,045,000 | 2,020 |
| Tier 2 risk-based capital | $2,389,700 | 1,384 |
| Total risk weighted assets | $190,841,400 | 1,509 |
| Total unused commitments | $42,951,000 | 1,265 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 150 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $243,920,000 | 1,872 |
| Cash and due from depository institutions | $11,820,000 | 1,166 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,414,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,044 |
| Net loans & leases | $165,082,000 | 1,713 |
| Loan loss allowance | $2,566,000 | 1,439 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,332,000 | 1,469 |
| Other real estate owned | $347,000 | 1,166 |
| Goodwill and other intangibles | $569,000 | 1,688 |
| All other assets | $2,656,000 | 2,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,920,000 | 1,872 |
| Total liabilities | $222,671,000 | 1,837 |
| Total deposits | $219,630,000 | 1,705 |
| Interest-bearing deposits | $188,609,000 | 1,718 |
| Deposits held in domestic offices | $219,630,000 | 1,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,041,000 | 1,448 |
| Total equity capital | $21,249,000 | 2,117 |
| Total bank equity capital | $21,249,000 | 2,117 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $216,000 | 6,866 |
| Surplus | $12,463,000 | 1,274 |
| Undivided profits | $8,570,000 | 2,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,369,000 | 1,609 |
| Earning assets | $223,196,000 | 1,872 |
| Long-term assets (5+ years) | $7,600,000 | 5,027 |
| Average Assets, year-to-date | $234,818,200 | 1,852 |
| Average Assets, quarterly | $239,751,500 | 1,879 |
| Volatile liabilities | $35,123,000 | 1,877 |
| Insider loans | $10,805,000 | 357 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,524,000 | 682 |
| Unused loan commitments | $18,686,000 | 2,226 |
| Tier 1 (core) risk-based capital | $20,450,000 | 2,079 |
| Tier 2 risk-based capital | $2,055,940 | 1,495 |
| Total risk weighted assets | $163,965,240 | 1,702 |
| Total unused commitments | $18,686,000 | 2,232 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 139 | 1,337 |
| Assets and Liabilities | ||
| Total Assets: | $227,765,000 | 2,059 |
| Cash and due from depository institutions | $9,762,000 | 1,337 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $48,205,000 | 2,528 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,293 |
| Net loans & leases | $158,321,000 | 1,825 |
| Loan loss allowance | $2,327,000 | 1,658 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,555,000 | 1,416 |
| Other real estate owned | $719,000 | 1,337 |
| Goodwill and other intangibles | $652,000 | 1,533 |
| All other assets | $2,851,000 | 2,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,765,000 | 2,059 |
| Total liabilities | $208,577,000 | 2,030 |
| Total deposits | $206,138,000 | 1,886 |
| Interest-bearing deposits | $176,603,000 | 1,898 |
| Deposits held in domestic offices | $206,138,000 | 1,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,439,000 | 1,725 |
| Total equity capital | $19,188,000 | 2,344 |
| Total bank equity capital | $19,188,000 | 2,344 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $216,000 | 7,242 |
| Surplus | $12,463,000 | 1,333 |
| Undivided profits | $6,509,000 | 3,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 3,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,335,000 | 1,638 |
| Earning assets | $208,226,000 | 2,073 |
| Long-term assets (5+ years) | $13,637,000 | 3,480 |
| Average Assets, year-to-date | $227,939,400 | 1,985 |
| Average Assets, quarterly | $229,366,000 | 2,026 |
| Volatile liabilities | $31,433,000 | 2,001 |
| Insider loans | $11,823,000 | 371 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $968,000 | 762 |
| Unused loan commitments | $17,041,000 | 2,306 |
| Tier 1 (core) risk-based capital | $18,499,000 | 2,342 |
| Tier 2 risk-based capital | $2,006,300 | 1,572 |
| Total risk weighted assets | $160,183,100 | 1,774 |
| Total unused commitments | $17,041,000 | 2,321 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 135 | 1,405 |
| Assets and Liabilities | ||
| Total Assets: | $230,739,000 | 2,046 |
| Cash and due from depository institutions | $13,381,000 | 1,405 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $43,634,000 | 2,890 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,370 |
| Net loans & leases | $153,257,000 | 1,863 |
| Loan loss allowance | $1,942,000 | 1,989 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,973,000 | 1,269 |
| Other real estate owned | $443,000 | 1,405 |
| Goodwill and other intangibles | $735,000 | 1,352 |
| All other assets | $2,916,000 | 2,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,739,000 | 2,046 |
| Total liabilities | $214,594,000 | 1,979 |
| Total deposits | $212,609,000 | 1,823 |
| Interest-bearing deposits | $178,997,000 | 1,885 |
| Deposits held in domestic offices | $212,609,000 | 1,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,985,000 | 2,113 |
| Total equity capital | $16,145,000 | 2,762 |
| Total bank equity capital | $16,145,000 | 2,762 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $216,000 | 7,612 |
| Surplus | $12,384,000 | 1,335 |
| Undivided profits | $3,545,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 2,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,423,000 | 1,581 |
| Earning assets | $207,291,000 | 2,100 |
| Long-term assets (5+ years) | $13,213,000 | 3,371 |
| Average Assets, year-to-date | $219,801,200 | 2,067 |
| Average Assets, quarterly | $224,779,000 | 2,079 |
| Volatile liabilities | $34,114,000 | 1,708 |
| Insider loans | $9,820,000 | 453 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,221,000 | 2,535 |
| Tier 1 (core) risk-based capital | $15,218,000 | 2,827 |
| Tier 2 risk-based capital | $1,931,180 | 1,644 |
| Total risk weighted assets | $154,483,180 | 1,830 |
| Total unused commitments | $14,221,000 | 2,546 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 131 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $210,886,000 | 2,197 |
| Cash and due from depository institutions | $9,268,000 | 1,505 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,428,000 | 3,601 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $155,778,000 | 1,785 |
| Loan loss allowance | $2,922,000 | 1,429 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,476,000 | 1,357 |
| Other real estate owned | $0 | 1,505 |
| Goodwill and other intangibles | $818,000 | 1,182 |
| All other assets | $3,118,000 | 2,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,886,000 | 2,197 |
| Total liabilities | $194,973,000 | 2,160 |
| Total deposits | $193,456,000 | 2,007 |
| Interest-bearing deposits | $165,288,000 | 2,003 |
| Deposits held in domestic offices | $193,456,000 | 1,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,517,000 | 2,221 |
| Total equity capital | $15,913,000 | 2,578 |
| Total bank equity capital | $15,913,000 | 2,578 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $216,000 | 8,051 |
| Surplus | $11,803,000 | 1,328 |
| Undivided profits | $3,894,000 | 5,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,529,000 | 1,264 |
| Earning assets | $192,206,000 | 2,204 |
| Long-term assets (5+ years) | $15,019,000 | 3,175 |
| Average Assets, year-to-date | $209,053,200 | 2,142 |
| Average Assets, quarterly | $212,052,000 | 2,153 |
| Volatile liabilities | $39,632,000 | 1,482 |
| Insider loans | $11,129,000 | 405 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $94,000 | 1,261 |
| Unused loan commitments | $12,033,000 | 2,758 |
| Tier 1 (core) risk-based capital | $15,557,000 | 2,660 |
| Tier 2 risk-based capital | $1,906,470 | 1,652 |
| Total risk weighted assets | $151,502,170 | 1,835 |
| Total unused commitments | $12,033,000 | 2,769 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 128 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $205,004,000 | 2,273 |
| Cash and due from depository institutions | $10,300,000 | 1,636 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $37,131,000 | 3,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $147,123,000 | 1,855 |
| Loan loss allowance | $2,321,000 | 1,837 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,977,000 | 1,219 |
| Other real estate owned | $0 | 1,636 |
| Goodwill and other intangibles | $900,000 | 1,053 |
| All other assets | $3,573,000 | 2,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,004,000 | 2,273 |
| Total liabilities | $189,287,000 | 2,257 |
| Total deposits | $186,775,000 | 2,136 |
| Interest-bearing deposits | $163,467,000 | 2,117 |
| Deposits held in domestic offices | $186,775,000 | 2,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,683 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,000 | 412 |
| All other liabilities | $1,411,000 | 2,392 |
| Total equity capital | $15,717,000 | 2,567 |
| Total bank equity capital | $15,717,000 | 2,567 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $216,000 | 8,467 |
| Surplus | $11,803,000 | 1,258 |
| Undivided profits | $3,698,000 | 5,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,147,000 | 1,509 |
| Earning assets | $184,254,000 | 2,316 |
| Long-term assets (5+ years) | $18,828,000 | 2,793 |
| Average Assets, year-to-date | $196,190,000 | 2,295 |
| Average Assets, quarterly | $205,564,500 | 2,241 |
| Volatile liabilities | $41,559,000 | 1,387 |
| Insider loans | $10,751,000 | 399 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,736,000 | 2,468 |
| Tier 1 (core) risk-based capital | $14,466,000 | 2,722 |
| Tier 2 risk-based capital | $1,795,010 | 1,734 |
| Total risk weighted assets | $143,074,610 | 1,901 |
| Total unused commitments | $13,736,000 | 2,490 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 127 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $184,420,000 | 2,570 |
| Cash and due from depository institutions | $11,901,000 | 1,709 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $30,758,000 | 4,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $131,804,000 | 2,115 |
| Loan loss allowance | $2,199,000 | 1,961 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,819,000 | 1,249 |
| Other real estate owned | $102,000 | 1,709 |
| Goodwill and other intangibles | $982,000 | 1,015 |
| All other assets | $3,054,000 | 2,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,420,000 | 2,570 |
| Total liabilities | $169,300,000 | 2,571 |
| Total deposits | $162,751,000 | 2,533 |
| Interest-bearing deposits | $139,495,000 | 2,586 |
| Deposits held in domestic offices | $162,751,000 | 2,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,900,000 | 1,383 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $34,000 | 4,727 |
| Subordinated debt | $11,000 | 480 |
| All other liabilities | $1,604,000 | 2,234 |
| Total equity capital | $15,120,000 | 2,547 |
| Total bank equity capital | $15,120,000 | 2,547 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $216,000 | 8,891 |
| Surplus | $11,803,000 | 1,220 |
| Undivided profits | $3,101,000 | 5,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 10,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $706,000 | 2,812 |
| Earning assets | $162,662,000 | 2,664 |
| Long-term assets (5+ years) | $16,519,000 | 3,007 |
| Average Assets, year-to-date | $179,485,600 | 2,581 |
| Average Assets, quarterly | $181,963,000 | 2,585 |
| Volatile liabilities | $39,441,000 | 1,409 |
| Insider loans | $1,246,000 | 642 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,436,000 | 3,078 |
| Tier 1 (core) risk-based capital | $14,138,000 | 2,678 |
| Tier 2 risk-based capital | $1,624,750 | 1,934 |
| Total risk weighted assets | $129,227,450 | 2,149 |
| Total unused commitments | $9,436,000 | 3,094 |
| Derivatives | $0 | 651 |