Home > Citizens Bank and Trust > Net Charge- offs 1- 4 Family Residential
Citizens Bank and Trust, Net Charge- offs 1- 4 Family Residential
| 2023-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 791 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 698 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 146 |
| Home equity lines of credit - net charge-offs | $0 | 257 |
| 2023-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 649 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 555 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 131 |
| Home equity lines of credit - net charge-offs | $0 | 215 |
| 2023-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 531 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 450 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 106 |
| Home equity lines of credit - net charge-offs | $0 | 171 |
| 2023-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 372 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 314 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 73 |
| Home equity lines of credit - net charge-offs | $0 | 101 |
| 2022-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 3,972 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 726 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-15,000 | 4,448 |
| Home equity lines of credit - net charge-offs | $0 | 206 |
| 2022-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-14,000 | 4,062 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 600 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-14,000 | 4,511 |
| Home equity lines of credit - net charge-offs | $0 | 164 |
| 2022-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-14,000 | 4,193 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 502 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-14,000 | 4,575 |
| Home equity lines of credit - net charge-offs | $0 | 130 |
| 2022-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-14,000 | 4,410 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 346 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-14,000 | 4,655 |
| Home equity lines of credit - net charge-offs | $0 | 93 |
| 2021-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-56,000 | 4,407 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-55,000 | 4,527 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,142 |
| Home equity lines of credit - net charge-offs | $0 | 244 |
| 2021-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-56,000 | 4,558 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-55,000 | 4,656 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,234 |
| Home equity lines of credit - net charge-offs | $0 | 217 |
| 2021-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-57,000 | 4,680 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-56,000 | 4,758 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,332 |
| Home equity lines of credit - net charge-offs | $0 | 181 |
| 2021-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-45,000 | 4,789 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-44,000 | 4,836 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,443 |
| Home equity lines of credit - net charge-offs | $0 | 134 |
| 2020-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 3,833 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,419 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,328 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,510 |
| 2020-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 3,864 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,209 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,379 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,562 |
| 2020-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 3,786 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,034 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 239 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,622 |
| 2020-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 861 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 757 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 173 |
| Home equity lines of credit - net charge-offs | $0 | 214 |
| 2019-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 1,305 |
| Loans secured by 1-4 family senior liens - net charge-offs | $16,000 | 1,239 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 372 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,673 |
| 2019-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 1,117 |
| Loans secured by 1-4 family senior liens - net charge-offs | $17,000 | 967 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 358 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,747 |
| 2019-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 890 |
| Loans secured by 1-4 family senior liens - net charge-offs | $17,000 | 753 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 292 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,814 |
| 2019-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,729 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 4,910 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 188 |
| Home equity lines of credit - net charge-offs | $0 | 226 |
| 2018-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 865 |
| Loans secured by 1-4 family senior liens - net charge-offs | $21,000 | 1,284 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 522 |
| Home equity lines of credit - net charge-offs | $41,000 | 269 |
| 2018-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 645 |
| Loans secured by 1-4 family senior liens - net charge-offs | $22,000 | 1,017 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 429 |
| Home equity lines of credit - net charge-offs | $42,000 | 205 |
| 2018-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $65,000 | 472 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 772 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 355 |
| Home equity lines of credit - net charge-offs | $42,000 | 179 |
| 2018-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 821 |
| Loans secured by 1-4 family senior liens - net charge-offs | $11,000 | 681 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 231 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,106 |
| 2017-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 1,796 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,000 | 1,925 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $11,000 | 538 |
| 2017-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 4,698 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 4,803 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 503 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,162 |
| 2017-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,811 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,000 | 1,579 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 424 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,197 |
| 2017-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 1,255 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,000 | 1,091 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 296 |
| Home equity lines of credit - net charge-offs | $0 | 360 |
| 2016-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $141,000 | 777 |
| Loans secured by 1-4 family senior liens - net charge-offs | $145,000 | 581 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 786 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,516 |
| 2016-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 2,249 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,000 | 1,891 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 664 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,605 |
| 2016-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-10,000 | 5,472 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 5,533 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 547 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,667 |
| 2016-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 5,131 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 5,365 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 375 |
| Home equity lines of credit - net charge-offs | $0 | 409 |
| 2015-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $43,000 | 1,917 |
| Loans secured by 1-4 family senior liens - net charge-offs | $6,000 | 2,585 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 979 |
| Home equity lines of credit - net charge-offs | $37,000 | 523 |
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 5,594 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 5,438 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 824 |
| Home equity lines of credit - net charge-offs | $-5,000 | 5,929 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 5,575 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 5,357 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 666 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,975 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 5,479 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,618 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
| Home equity lines of credit - net charge-offs | $-2,000 | 6,072 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $179,000 | 1,139 |
| Loans secured by 1-4 family senior liens - net charge-offs | $166,000 | 940 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,241 |
| Home equity lines of credit - net charge-offs | $13,000 | 950 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $117,000 | 1,218 |
| Loans secured by 1-4 family senior liens - net charge-offs | $103,000 | 1,041 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,090 |
| Home equity lines of credit - net charge-offs | $14,000 | 826 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $168,000 | 728 |
| Loans secured by 1-4 family senior liens - net charge-offs | $146,000 | 627 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 881 |
| Home equity lines of credit - net charge-offs | $22,000 | 598 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,172 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 6,285 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 615 |
| Home equity lines of credit - net charge-offs | $4,000 | 563 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $873,000 | 455 |
| Loans secured by 1-4 family senior liens - net charge-offs | $880,000 | 313 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 1,435 |
| Home equity lines of credit - net charge-offs | $-12,000 | 6,663 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $664,000 | 455 |
| Loans secured by 1-4 family senior liens - net charge-offs | $668,000 | 325 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 1,225 |
| Home equity lines of credit - net charge-offs | $-9,000 | 6,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $635,000 | 360 |
| Loans secured by 1-4 family senior liens - net charge-offs | $637,000 | 259 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 1,015 |
| Home equity lines of credit - net charge-offs | $-7,000 | 6,774 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,692 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 1,316 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 792 |
| Home equity lines of credit - net charge-offs | $-4,000 | 6,840 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,101,000 | 363 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,913,000 | 268 |
| Loans secured by 1-4 family junior liens - net charge-offs | $79,000 | 825 |
| Home equity lines of credit - net charge-offs | $109,000 | 821 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,539,000 | 389 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,398,000 | 289 |
| Loans secured by 1-4 family junior liens - net charge-offs | $79,000 | 702 |
| Home equity lines of credit - net charge-offs | $62,000 | 882 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,145,000 | 362 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,089,000 | 261 |
| Loans secured by 1-4 family junior liens - net charge-offs | $48,000 | 733 |
| Home equity lines of credit - net charge-offs | $8,000 | 1,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $327,000 | 558 |
| Loans secured by 1-4 family senior liens - net charge-offs | $319,000 | 416 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,017 |
| Home equity lines of credit - net charge-offs | $8,000 | 898 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,118,000 | 418 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,713,000 | 352 |
| Loans secured by 1-4 family junior liens - net charge-offs | $47,000 | 1,358 |
| Home equity lines of credit - net charge-offs | $358,000 | 465 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,714,000 | 400 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,404,000 | 318 |
| Loans secured by 1-4 family junior liens - net charge-offs | $47,000 | 1,107 |
| Home equity lines of credit - net charge-offs | $263,000 | 461 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,022,000 | 453 |
| Loans secured by 1-4 family senior liens - net charge-offs | $894,000 | 350 |
| Loans secured by 1-4 family junior liens - net charge-offs | $33,000 | 1,037 |
| Home equity lines of credit - net charge-offs | $95,000 | 698 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $759,000 | 335 |
| Loans secured by 1-4 family senior liens - net charge-offs | $676,000 | 251 |
| Loans secured by 1-4 family junior liens - net charge-offs | $33,000 | 647 |
| Home equity lines of credit - net charge-offs | $50,000 | 600 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,017,000 | 874 |
| Loans secured by 1-4 family senior liens - net charge-offs | $708,000 | 819 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
| Home equity lines of credit - net charge-offs | $309,000 | 577 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $573,000 | 1,022 |
| Loans secured by 1-4 family senior liens - net charge-offs | $284,000 | 1,212 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $289,000 | 464 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $415,000 | 937 |
| Loans secured by 1-4 family senior liens - net charge-offs | $126,000 | 1,452 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $289,000 | 358 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $107,000 | 1,313 |
| Loans secured by 1-4 family senior liens - net charge-offs | $68,000 | 1,283 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $39,000 | 669 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $689,000 | 1,137 |
| Loans secured by 1-4 family senior liens - net charge-offs | $167,000 | 1,874 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,286 |
| Home equity lines of credit - net charge-offs | $522,000 | 395 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $370,000 | 1,236 |
| Loans secured by 1-4 family senior liens - net charge-offs | $370,000 | 869 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,868 |
| Home equity lines of credit - net charge-offs | $0 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $223,000 | 1,196 |
| Loans secured by 1-4 family senior liens - net charge-offs | $223,000 | 841 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 8,031 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 8,062 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $306,000 | 1,056 |
| Loans secured by 1-4 family senior liens - net charge-offs | $157,000 | 1,105 |
| Loans secured by 1-4 family junior liens - net charge-offs | $149,000 | 483 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $226,000 | 855 |
| Loans secured by 1-4 family senior liens - net charge-offs | $77,000 | 1,107 |
| Loans secured by 1-4 family junior liens - net charge-offs | $149,000 | 330 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $183,000 | 704 |
| Loans secured by 1-4 family senior liens - net charge-offs | $34,000 | 1,231 |
| Loans secured by 1-4 family junior liens - net charge-offs | $149,000 | 222 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 1,045 |
| Loans secured by 1-4 family senior liens - net charge-offs | $33,000 | 726 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,352 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,699 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,928 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,059 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,617 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,147 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,540 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,241 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,708 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,271 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,846 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,467 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,919 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,732 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,443 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,307 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,988 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 3,093 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,290 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,512 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.