Home > Citizens Bank and Trust > Income and Expense
Citizens Bank and Trust, Income and Expense
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $13,074,000 | 983 |
| Total interest expense | $5,186,000 | 978 |
| Net interest income | $7,888,000 | 1,006 |
| Provision for loan and lease losses | $-197,000 | 4,398 |
| Total noninterest income | $2,456,000 | 756 |
| Gross Fiduciary activities income | $919,000 | 322 |
| Service charges on deposit accounts | $462,000 | 589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 945 |
| Total noninterest expense | $8,381,000 | 826 |
| Salaries and employee benefits | $4,924,000 | 800 |
| Premises and equipment expense | $1,034,000 | 676 |
| Additional noninterest expense | $1,075,000 | 945 |
| Pre-tax net operating income | $2,160,000 | 1,235 |
| Securities gains (losses) | $4,000 | 464 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $2,164,000 | 1,107 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,164,000 | 1,117 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,164,000 | 1,107 |
| Net charge-offs | $103,000 | 707 |
| Cash dividends | $1,053,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,160,000 | 1,103 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $47,713,000 | 966 |
| Total interest expense | $15,242,000 | 966 |
| Net interest income | $32,471,000 | 971 |
| Provision for loan and lease losses | $708,000 | 1,035 |
| Total noninterest income | $9,408,000 | 765 |
| Gross Fiduciary activities income | $3,254,000 | 324 |
| Service charges on deposit accounts | $1,753,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,401,000 | 961 |
| Total noninterest expense | $31,656,000 | 856 |
| Salaries and employee benefits | $18,335,000 | 825 |
| Premises and equipment expense | $4,055,000 | 664 |
| Additional noninterest expense | $4,401,000 | 961 |
| Pre-tax net operating income | $9,515,000 | 1,206 |
| Securities gains (losses) | $235,000 | 151 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $9,750,000 | 1,029 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,750,000 | 1,041 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,750,000 | 1,032 |
| Net charge-offs | $132,000 | 1,350 |
| Cash dividends | $4,773,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,515,000 | 1,074 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $35,067,000 | 963 |
| Total interest expense | $10,439,000 | 964 |
| Net interest income | $24,628,000 | 966 |
| Provision for loan and lease losses | $485,000 | 1,023 |
| Total noninterest income | $7,029,000 | 782 |
| Gross Fiduciary activities income | $2,401,000 | 325 |
| Service charges on deposit accounts | $1,285,000 | 644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,343,000 | 963 |
| Total noninterest expense | $24,045,000 | 847 |
| Salaries and employee benefits | $14,292,000 | 810 |
| Premises and equipment expense | $3,009,000 | 677 |
| Additional noninterest expense | $3,343,000 | 963 |
| Pre-tax net operating income | $7,127,000 | 1,261 |
| Securities gains (losses) | $235,000 | 100 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,362,000 | 1,074 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,362,000 | 1,079 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,362,000 | 1,074 |
| Net charge-offs | $79,000 | 1,286 |
| Cash dividends | $3,847,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,127,000 | 1,121 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $22,792,000 | 960 |
| Total interest expense | $6,137,000 | 965 |
| Net interest income | $16,655,000 | 960 |
| Provision for loan and lease losses | $512,000 | 767 |
| Total noninterest income | $4,696,000 | 765 |
| Gross Fiduciary activities income | $1,607,000 | 320 |
| Service charges on deposit accounts | $868,000 | 628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,221,000 | 895 |
| Total noninterest expense | $15,842,000 | 839 |
| Salaries and employee benefits | $9,436,000 | 805 |
| Premises and equipment expense | $1,968,000 | 679 |
| Additional noninterest expense | $2,221,000 | 894 |
| Pre-tax net operating income | $4,997,000 | 1,205 |
| Securities gains (losses) | $235,000 | 106 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $5,232,000 | 1,020 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,232,000 | 1,033 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,232,000 | 1,020 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $2,793,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,997,000 | 1,064 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $11,181,000 | 967 |
| Total interest expense | $2,767,000 | 943 |
| Net interest income | $8,414,000 | 952 |
| Provision for loan and lease losses | $261,000 | 754 |
| Total noninterest income | $2,314,000 | 753 |
| Gross Fiduciary activities income | $817,000 | 329 |
| Service charges on deposit accounts | $434,000 | 633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,063,000 | 921 |
| Total noninterest expense | $7,881,000 | 851 |
| Salaries and employee benefits | $4,631,000 | 833 |
| Premises and equipment expense | $985,000 | 705 |
| Additional noninterest expense | $1,063,000 | 921 |
| Pre-tax net operating income | $2,586,000 | 1,196 |
| Securities gains (losses) | $230,000 | 103 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,816,000 | 982 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,816,000 | 981 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,816,000 | 981 |
| Net charge-offs | $-33,000 | 4,335 |
| Cash dividends | $1,670,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,586,000 | 1,060 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $37,722,000 | 939 |
| Total interest expense | $3,926,000 | 948 |
| Net interest income | $33,796,000 | 921 |
| Provision for loan and lease losses | $1,379,000 | 664 |
| Total noninterest income | $9,252,000 | 801 |
| Gross Fiduciary activities income | $3,148,000 | 336 |
| Service charges on deposit accounts | $1,331,000 | 814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,773,000 | 939 |
| Total noninterest expense | $29,648,000 | 883 |
| Salaries and employee benefits | $17,564,000 | 839 |
| Premises and equipment expense | $3,877,000 | 682 |
| Additional noninterest expense | $4,773,000 | 939 |
| Pre-tax net operating income | $12,021,000 | 1,113 |
| Securities gains (losses) | $-103,000 | 3,918 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $11,918,000 | 969 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,918,000 | 970 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $11,918,000 | 970 |
| Net charge-offs | $108,000 | 1,190 |
| Cash dividends | $3,634,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $12,021,000 | 982 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $26,889,000 | 947 |
| Total interest expense | $1,759,000 | 1,139 |
| Net interest income | $25,130,000 | 919 |
| Provision for loan and lease losses | $203,000 | 1,462 |
| Total noninterest income | $7,073,000 | 803 |
| Gross Fiduciary activities income | $2,458,000 | 329 |
| Service charges on deposit accounts | $1,115,000 | 754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,500,000 | 957 |
| Total noninterest expense | $22,313,000 | 869 |
| Salaries and employee benefits | $13,225,000 | 836 |
| Premises and equipment expense | $2,876,000 | 694 |
| Additional noninterest expense | $3,500,000 | 957 |
| Pre-tax net operating income | $9,687,000 | 1,059 |
| Securities gains (losses) | $-103,000 | 4,229 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $9,584,000 | 921 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,584,000 | 921 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,584,000 | 921 |
| Net charge-offs | $92,000 | 965 |
| Cash dividends | $3,332,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,687,000 | 931 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $16,964,000 | 959 |
| Total interest expense | $783,000 | 1,380 |
| Net interest income | $16,181,000 | 926 |
| Provision for loan and lease losses | $58,000 | 1,869 |
| Total noninterest income | $4,949,000 | 768 |
| Gross Fiduciary activities income | $1,716,000 | 285 |
| Service charges on deposit accounts | $840,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,393,000 | 966 |
| Total noninterest expense | $14,479,000 | 873 |
| Salaries and employee benefits | $8,582,000 | 841 |
| Premises and equipment expense | $1,850,000 | 704 |
| Additional noninterest expense | $4,047,000 | 922 |
| Pre-tax net operating income | $6,593,000 | 991 |
| Securities gains (losses) | $-103,000 | 4,377 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $6,490,000 | 862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,490,000 | 862 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,490,000 | 862 |
| Net charge-offs | $60,000 | 897 |
| Cash dividends | $1,944,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,593,000 | 868 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $8,245,000 | 956 |
| Total interest expense | $313,000 | 1,618 |
| Net interest income | $7,932,000 | 923 |
| Provision for loan and lease losses | $16,000 | 1,836 |
| Total noninterest income | $2,256,000 | 823 |
| Gross Fiduciary activities income | $802,000 | 298 |
| Service charges on deposit accounts | $424,000 | 669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,030,000 | 1,066 |
| Total noninterest expense | $7,128,000 | 886 |
| Salaries and employee benefits | $4,162,000 | 865 |
| Premises and equipment expense | $923,000 | 709 |
| Additional noninterest expense | $2,043,000 | 903 |
| Pre-tax net operating income | $3,044,000 | 1,000 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $3,044,000 | 878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,044,000 | 877 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,044,000 | 878 |
| Net charge-offs | $-7,000 | 3,791 |
| Cash dividends | $782,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,044,000 | 890 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $32,064,000 | 995 |
| Total interest expense | $757,000 | 2,590 |
| Net interest income | $31,307,000 | 936 |
| Provision for loan and lease losses | $260,000 | 1,517 |
| Total noninterest income | $8,607,000 | 931 |
| Gross Fiduciary activities income | $3,057,000 | 302 |
| Service charges on deposit accounts | $1,602,000 | 644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,948,000 | 1,260 |
| Total noninterest expense | $26,426,000 | 942 |
| Salaries and employee benefits | $15,127,000 | 930 |
| Premises and equipment expense | $3,487,000 | 751 |
| Additional noninterest expense | $7,812,000 | 952 |
| Pre-tax net operating income | $13,228,000 | 1,036 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $13,228,000 | 915 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $13,228,000 | 915 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $13,228,000 | 915 |
| Net charge-offs | $115,000 | 1,286 |
| Cash dividends | $4,291,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $13,228,000 | 902 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $24,088,000 | 1,013 |
| Total interest expense | $534,000 | 2,773 |
| Net interest income | $23,554,000 | 949 |
| Provision for loan and lease losses | $153,000 | 1,656 |
| Total noninterest income | $6,320,000 | 971 |
| Gross Fiduciary activities income | $2,314,000 | 298 |
| Service charges on deposit accounts | $1,165,000 | 655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,841,000 | 1,343 |
| Total noninterest expense | $20,202,000 | 928 |
| Salaries and employee benefits | $11,581,000 | 921 |
| Premises and equipment expense | $2,566,000 | 776 |
| Additional noninterest expense | $6,055,000 | 929 |
| Pre-tax net operating income | $9,519,000 | 1,121 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $9,519,000 | 994 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,519,000 | 994 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,519,000 | 994 |
| Net charge-offs | $65,000 | 1,259 |
| Cash dividends | $3,379,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,519,000 | 978 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,723,000 | 1,020 |
| Total interest expense | $342,000 | 2,894 |
| Net interest income | $15,381,000 | 955 |
| Provision for loan and lease losses | $35,000 | 2,321 |
| Total noninterest income | $4,125,000 | 979 |
| Gross Fiduciary activities income | $1,192,000 | 336 |
| Service charges on deposit accounts | $724,000 | 672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,209,000 | 1,211 |
| Total noninterest expense | $12,932,000 | 953 |
| Salaries and employee benefits | $7,353,000 | 952 |
| Premises and equipment expense | $1,677,000 | 791 |
| Additional noninterest expense | $3,902,000 | 951 |
| Pre-tax net operating income | $6,539,000 | 1,074 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $6,539,000 | 957 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,539,000 | 957 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,539,000 | 957 |
| Net charge-offs | $-12,000 | 3,873 |
| Cash dividends | $3,317,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,539,000 | 935 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 1,031 |
| Total interest expense | $166,000 | 3,027 |
| Net interest income | $7,542,000 | 955 |
| Provision for loan and lease losses | $9,000 | 2,512 |
| Total noninterest income | $1,888,000 | 1,042 |
| Gross Fiduciary activities income | $586,000 | 334 |
| Service charges on deposit accounts | $353,000 | 683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 1,316 |
| Total noninterest expense | $6,174,000 | 986 |
| Salaries and employee benefits | $3,569,000 | 966 |
| Premises and equipment expense | $811,000 | 824 |
| Additional noninterest expense | $1,794,000 | 985 |
| Pre-tax net operating income | $3,247,000 | 1,075 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $3,247,000 | 948 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,247,000 | 948 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,247,000 | 948 |
| Net charge-offs | $-30,000 | 4,464 |
| Cash dividends | $2,366,000 | 418 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,247,000 | 928 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $29,109,000 | 1,092 |
| Total interest expense | $1,066,000 | 2,835 |
| Net interest income | $28,043,000 | 969 |
| Provision for loan and lease losses | $1,876,000 | 1,090 |
| Total noninterest income | $7,310,000 | 993 |
| Gross Fiduciary activities income | $2,030,000 | 349 |
| Service charges on deposit accounts | $1,320,000 | 750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,960,000 | 1,216 |
| Total noninterest expense | $24,495,000 | 963 |
| Salaries and employee benefits | $14,853,000 | 915 |
| Premises and equipment expense | $3,297,000 | 784 |
| Additional noninterest expense | $6,345,000 | 1,052 |
| Pre-tax net operating income | $8,982,000 | 1,155 |
| Securities gains (losses) | $3,179,000 | 154 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $12,161,000 | 796 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,161,000 | 796 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,161,000 | 796 |
| Net charge-offs | $277,000 | 1,334 |
| Cash dividends | $2,599,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $8,982,000 | 1,017 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $20,796,000 | 1,135 |
| Total interest expense | $890,000 | 2,774 |
| Net interest income | $19,906,000 | 1,008 |
| Provision for loan and lease losses | $761,000 | 1,584 |
| Total noninterest income | $5,280,000 | 995 |
| Gross Fiduciary activities income | $1,481,000 | 349 |
| Service charges on deposit accounts | $968,000 | 762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,831,000 | 1,215 |
| Total noninterest expense | $18,131,000 | 955 |
| Salaries and employee benefits | $10,983,000 | 904 |
| Premises and equipment expense | $2,434,000 | 784 |
| Additional noninterest expense | $4,714,000 | 1,050 |
| Pre-tax net operating income | $6,294,000 | 1,173 |
| Securities gains (losses) | $3,180,000 | 130 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $9,474,000 | 748 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,474,000 | 748 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,474,000 | 748 |
| Net charge-offs | $86,000 | 1,759 |
| Cash dividends | $2,537,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $6,294,000 | 1,037 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,512,000 | 1,169 |
| Total interest expense | $702,000 | 2,652 |
| Net interest income | $12,810,000 | 1,043 |
| Provision for loan and lease losses | $421,000 | 1,757 |
| Total noninterest income | $3,410,000 | 953 |
| Gross Fiduciary activities income | $969,000 | 352 |
| Service charges on deposit accounts | $644,000 | 773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,797,000 | 1,170 |
| Total noninterest expense | $11,460,000 | 987 |
| Salaries and employee benefits | $6,701,000 | 974 |
| Premises and equipment expense | $1,617,000 | 790 |
| Additional noninterest expense | $3,142,000 | 1,045 |
| Pre-tax net operating income | $4,339,000 | 1,097 |
| Securities gains (losses) | $160,000 | 788 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $4,499,000 | 941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,499,000 | 941 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,499,000 | 941 |
| Net charge-offs | $58,000 | 1,649 |
| Cash dividends | $608,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,339,000 | 946 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 1,213 |
| Total interest expense | $494,000 | 2,300 |
| Net interest income | $6,041,000 | 1,071 |
| Provision for loan and lease losses | $154,000 | 1,618 |
| Total noninterest income | $1,798,000 | 870 |
| Gross Fiduciary activities income | $497,000 | 350 |
| Service charges on deposit accounts | $384,000 | 772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 1,029 |
| Total noninterest expense | $5,822,000 | 984 |
| Salaries and employee benefits | $3,376,000 | 967 |
| Premises and equipment expense | $828,000 | 779 |
| Additional noninterest expense | $1,618,000 | 1,047 |
| Pre-tax net operating income | $1,863,000 | 1,117 |
| Securities gains (losses) | $160,000 | 446 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $2,023,000 | 922 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,023,000 | 922 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,023,000 | 922 |
| Net charge-offs | $40,000 | 1,291 |
| Cash dividends | $540,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,863,000 | 989 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,358,000 | 1,249 |
| Total interest expense | $2,013,000 | 2,321 |
| Net interest income | $23,345,000 | 1,107 |
| Provision for loan and lease losses | $296,000 | 2,000 |
| Total noninterest income | $6,756,000 | 923 |
| Gross Fiduciary activities income | $1,874,000 | 362 |
| Service charges on deposit accounts | $1,577,000 | 774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,305,000 | 1,123 |
| Total noninterest expense | $22,430,000 | 991 |
| Salaries and employee benefits | $13,396,000 | 954 |
| Premises and equipment expense | $3,182,000 | 794 |
| Additional noninterest expense | $5,852,000 | 1,108 |
| Pre-tax net operating income | $7,375,000 | 1,304 |
| Securities gains (losses) | $351,000 | 464 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $7,726,000 | 1,150 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,726,000 | 1,152 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,726,000 | 1,152 |
| Net charge-offs | $166,000 | 1,841 |
| Cash dividends | $3,106,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,375,000 | 1,170 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,938,000 | 1,266 |
| Total interest expense | $1,524,000 | 2,328 |
| Net interest income | $17,414,000 | 1,115 |
| Provision for loan and lease losses | $172,000 | 2,142 |
| Total noninterest income | $5,002,000 | 924 |
| Gross Fiduciary activities income | $1,375,000 | 364 |
| Service charges on deposit accounts | $1,161,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,466,000 | 1,112 |
| Total noninterest expense | $16,287,000 | 1,010 |
| Salaries and employee benefits | $9,822,000 | 972 |
| Premises and equipment expense | $2,314,000 | 826 |
| Additional noninterest expense | $4,151,000 | 1,151 |
| Pre-tax net operating income | $5,957,000 | 1,264 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $5,957,000 | 1,148 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,957,000 | 1,149 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,957,000 | 1,149 |
| Net charge-offs | $126,000 | 1,614 |
| Cash dividends | $1,905,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,957,000 | 1,126 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,391,000 | 1,281 |
| Total interest expense | $1,012,000 | 2,321 |
| Net interest income | $11,379,000 | 1,130 |
| Provision for loan and lease losses | $74,000 | 2,463 |
| Total noninterest income | $3,258,000 | 925 |
| Gross Fiduciary activities income | $891,000 | 370 |
| Service charges on deposit accounts | $762,000 | 790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,605,000 | 1,111 |
| Total noninterest expense | $10,589,000 | 1,039 |
| Salaries and employee benefits | $6,200,000 | 1,001 |
| Premises and equipment expense | $1,520,000 | 842 |
| Additional noninterest expense | $2,869,000 | 1,130 |
| Pre-tax net operating income | $3,974,000 | 1,238 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $3,974,000 | 1,115 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,974,000 | 1,115 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,974,000 | 1,115 |
| Net charge-offs | $74,000 | 1,579 |
| Cash dividends | $1,205,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,974,000 | 1,097 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 1,290 |
| Total interest expense | $517,000 | 2,255 |
| Net interest income | $5,565,000 | 1,156 |
| Provision for loan and lease losses | $47,000 | 2,120 |
| Total noninterest income | $1,570,000 | 914 |
| Gross Fiduciary activities income | $437,000 | 370 |
| Service charges on deposit accounts | $379,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $754,000 | 1,102 |
| Total noninterest expense | $5,193,000 | 1,048 |
| Salaries and employee benefits | $3,023,000 | 1,020 |
| Premises and equipment expense | $776,000 | 830 |
| Additional noninterest expense | $1,394,000 | 1,143 |
| Pre-tax net operating income | $1,895,000 | 1,261 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,895,000 | 1,138 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,895,000 | 1,137 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,895,000 | 1,137 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $88,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,895,000 | 1,117 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,978,000 | 1,275 |
| Total interest expense | $1,771,000 | 2,094 |
| Net interest income | $21,207,000 | 1,177 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $6,068,000 | 972 |
| Gross Fiduciary activities income | $1,700,000 | 375 |
| Service charges on deposit accounts | $1,484,000 | 828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,884,000 | 1,173 |
| Total noninterest expense | $20,301,000 | 1,054 |
| Salaries and employee benefits | $11,745,000 | 1,024 |
| Premises and equipment expense | $3,033,000 | 824 |
| Additional noninterest expense | $5,523,000 | 1,153 |
| Pre-tax net operating income | $6,734,000 | 1,398 |
| Securities gains (losses) | $-16,000 | 4,523 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $6,718,000 | 1,261 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,718,000 | 1,260 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,718,000 | 1,260 |
| Net charge-offs | $223,000 | 1,558 |
| Cash dividends | $3,890,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,734,000 | 1,251 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,885,000 | 1,297 |
| Total interest expense | $1,194,000 | 2,184 |
| Net interest income | $15,691,000 | 1,191 |
| Provision for loan and lease losses | $162,000 | 2,198 |
| Total noninterest income | $4,766,000 | 946 |
| Gross Fiduciary activities income | $1,272,000 | 377 |
| Service charges on deposit accounts | $1,084,000 | 842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,410,000 | 1,101 |
| Total noninterest expense | $15,319,000 | 1,055 |
| Salaries and employee benefits | $8,900,000 | 1,023 |
| Premises and equipment expense | $2,262,000 | 829 |
| Additional noninterest expense | $4,157,000 | 1,139 |
| Pre-tax net operating income | $4,976,000 | 1,430 |
| Securities gains (losses) | $-16,000 | 4,874 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,960,000 | 1,290 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,960,000 | 1,288 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,960,000 | 1,289 |
| Net charge-offs | $149,000 | 1,433 |
| Cash dividends | $1,816,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,976,000 | 1,278 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,076,000 | 1,300 |
| Total interest expense | $716,000 | 2,250 |
| Net interest income | $10,360,000 | 1,193 |
| Provision for loan and lease losses | $44,000 | 2,935 |
| Total noninterest income | $3,159,000 | 949 |
| Gross Fiduciary activities income | $833,000 | 383 |
| Service charges on deposit accounts | $697,000 | 866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,629,000 | 1,093 |
| Total noninterest expense | $10,199,000 | 1,050 |
| Salaries and employee benefits | $5,962,000 | 1,025 |
| Premises and equipment expense | $1,500,000 | 837 |
| Additional noninterest expense | $2,737,000 | 1,156 |
| Pre-tax net operating income | $3,276,000 | 1,427 |
| Securities gains (losses) | $-16,000 | 5,070 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $3,260,000 | 1,272 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,260,000 | 1,271 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,260,000 | 1,271 |
| Net charge-offs | $63,000 | 1,604 |
| Cash dividends | $1,282,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,276,000 | 1,260 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 1,350 |
| Total interest expense | $303,000 | 2,451 |
| Net interest income | $4,886,000 | 1,260 |
| Provision for loan and lease losses | $8,000 | 3,217 |
| Total noninterest income | $1,514,000 | 958 |
| Gross Fiduciary activities income | $430,000 | 376 |
| Service charges on deposit accounts | $332,000 | 910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $752,000 | 1,137 |
| Total noninterest expense | $5,144,000 | 1,045 |
| Salaries and employee benefits | $2,923,000 | 1,051 |
| Premises and equipment expense | $753,000 | 840 |
| Additional noninterest expense | $1,468,000 | 1,094 |
| Pre-tax net operating income | $1,248,000 | 1,731 |
| Securities gains (losses) | $-16,000 | 5,283 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,232,000 | 1,558 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,232,000 | 1,558 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,232,000 | 1,558 |
| Net charge-offs | $34,000 | 1,388 |
| Cash dividends | $71,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,248,000 | 1,529 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,596,000 | 1,368 |
| Total interest expense | $952,000 | 2,625 |
| Net interest income | $18,644,000 | 1,288 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $5,793,000 | 1,012 |
| Gross Fiduciary activities income | $1,584,000 | 381 |
| Service charges on deposit accounts | $1,428,000 | 856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,781,000 | 1,227 |
| Total noninterest expense | $19,353,000 | 1,082 |
| Salaries and employee benefits | $11,386,000 | 1,047 |
| Premises and equipment expense | $3,003,000 | 822 |
| Additional noninterest expense | $4,964,000 | 1,256 |
| Pre-tax net operating income | $5,024,000 | 1,703 |
| Securities gains (losses) | $182,000 | 424 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,206,000 | 1,305 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,206,000 | 1,305 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,206,000 | 1,305 |
| Net charge-offs | $158,000 | 2,029 |
| Cash dividends | $4,300,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,024,000 | 1,326 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,518,000 | 1,384 |
| Total interest expense | $704,000 | 2,630 |
| Net interest income | $13,814,000 | 1,301 |
| Provision for loan and lease losses | $37,000 | 3,457 |
| Total noninterest income | $4,375,000 | 1,020 |
| Gross Fiduciary activities income | $1,183,000 | 380 |
| Service charges on deposit accounts | $1,081,000 | 854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,111,000 | 1,226 |
| Total noninterest expense | $14,322,000 | 1,097 |
| Salaries and employee benefits | $8,387,000 | 1,073 |
| Premises and equipment expense | $2,230,000 | 829 |
| Additional noninterest expense | $3,705,000 | 1,257 |
| Pre-tax net operating income | $3,830,000 | 1,706 |
| Securities gains (losses) | $182,000 | 390 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $4,012,000 | 1,367 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,012,000 | 1,367 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,012,000 | 1,367 |
| Net charge-offs | $99,000 | 1,948 |
| Cash dividends | $4,151,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,830,000 | 1,404 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,601,000 | 1,383 |
| Total interest expense | $460,000 | 2,631 |
| Net interest income | $9,141,000 | 1,310 |
| Provision for loan and lease losses | $27,000 | 3,287 |
| Total noninterest income | $2,908,000 | 1,023 |
| Gross Fiduciary activities income | $782,000 | 381 |
| Service charges on deposit accounts | $712,000 | 851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,414,000 | 1,233 |
| Total noninterest expense | $9,502,000 | 1,108 |
| Salaries and employee benefits | $5,592,000 | 1,074 |
| Premises and equipment expense | $1,468,000 | 850 |
| Additional noninterest expense | $2,442,000 | 1,261 |
| Pre-tax net operating income | $2,520,000 | 1,689 |
| Securities gains (losses) | $182,000 | 298 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,702,000 | 1,355 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,702,000 | 1,354 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,702,000 | 1,355 |
| Net charge-offs | $43,000 | 2,097 |
| Cash dividends | $4,085,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,520,000 | 1,401 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 1,404 |
| Total interest expense | $229,000 | 2,610 |
| Net interest income | $4,470,000 | 1,326 |
| Provision for loan and lease losses | $3,000 | 3,441 |
| Total noninterest income | $1,424,000 | 1,029 |
| Gross Fiduciary activities income | $374,000 | 390 |
| Service charges on deposit accounts | $356,000 | 855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $694,000 | 1,239 |
| Total noninterest expense | $4,763,000 | 1,113 |
| Salaries and employee benefits | $2,805,000 | 1,081 |
| Premises and equipment expense | $733,000 | 859 |
| Additional noninterest expense | $1,225,000 | 1,266 |
| Pre-tax net operating income | $1,128,000 | 1,795 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,131,000 | 1,526 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,131,000 | 1,526 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,131,000 | 1,526 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $2,798,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,128,000 | 1,509 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,793,000 | 1,430 |
| Total interest expense | $790,000 | 2,841 |
| Net interest income | $17,003,000 | 1,345 |
| Provision for loan and lease losses | $-45,000 | 5,521 |
| Total noninterest income | $5,353,000 | 1,093 |
| Gross Fiduciary activities income | $1,498,000 | 388 |
| Service charges on deposit accounts | $1,469,000 | 858 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,386,000 | 1,417 |
| Total noninterest expense | $17,958,000 | 1,151 |
| Salaries and employee benefits | $10,261,000 | 1,125 |
| Premises and equipment expense | $2,877,000 | 857 |
| Additional noninterest expense | $4,820,000 | 1,303 |
| Pre-tax net operating income | $4,443,000 | 1,775 |
| Securities gains (losses) | $190,000 | 911 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,633,000 | 1,472 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,633,000 | 1,471 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,633,000 | 1,471 |
| Net charge-offs | $247,000 | 1,725 |
| Cash dividends | $3,561,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,443,000 | 1,492 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,175,000 | 1,449 |
| Total interest expense | $578,000 | 2,879 |
| Net interest income | $12,597,000 | 1,359 |
| Provision for loan and lease losses | $-62,000 | 5,701 |
| Total noninterest income | $4,058,000 | 1,084 |
| Gross Fiduciary activities income | $1,110,000 | 387 |
| Service charges on deposit accounts | $1,076,000 | 876 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,872,000 | 1,368 |
| Total noninterest expense | $13,362,000 | 1,162 |
| Salaries and employee benefits | $7,618,000 | 1,133 |
| Premises and equipment expense | $2,120,000 | 875 |
| Additional noninterest expense | $3,624,000 | 1,300 |
| Pre-tax net operating income | $3,355,000 | 1,800 |
| Securities gains (losses) | $190,000 | 835 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,545,000 | 1,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,545,000 | 1,472 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,545,000 | 1,473 |
| Net charge-offs | $87,000 | 2,178 |
| Cash dividends | $3,043,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,355,000 | 1,497 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 1,473 |
| Total interest expense | $383,000 | 2,901 |
| Net interest income | $8,261,000 | 1,383 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $2,380,000 | 1,167 |
| Gross Fiduciary activities income | $727,000 | 392 |
| Service charges on deposit accounts | $708,000 | 878 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $945,000 | 1,621 |
| Total noninterest expense | $8,762,000 | 1,179 |
| Salaries and employee benefits | $4,987,000 | 1,153 |
| Premises and equipment expense | $1,406,000 | 883 |
| Additional noninterest expense | $2,369,000 | 1,328 |
| Pre-tax net operating income | $1,829,000 | 2,084 |
| Securities gains (losses) | $190,000 | 622 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,019,000 | 1,649 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,019,000 | 1,650 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,019,000 | 1,650 |
| Net charge-offs | $57,000 | 2,050 |
| Cash dividends | $2,951,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,829,000 | 1,743 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 1,498 |
| Total interest expense | $192,000 | 2,918 |
| Net interest income | $4,050,000 | 1,406 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $1,061,000 | 1,252 |
| Gross Fiduciary activities income | $351,000 | 396 |
| Service charges on deposit accounts | $370,000 | 831 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $340,000 | 1,942 |
| Total noninterest expense | $4,344,000 | 1,189 |
| Salaries and employee benefits | $2,468,000 | 1,174 |
| Premises and equipment expense | $712,000 | 877 |
| Additional noninterest expense | $1,164,000 | 1,338 |
| Pre-tax net operating income | $747,000 | 2,369 |
| Securities gains (losses) | $176,000 | 332 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $923,000 | 1,748 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $923,000 | 1,748 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $923,000 | 1,749 |
| Net charge-offs | $16,000 | 2,108 |
| Cash dividends | $106,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $747,000 | 2,050 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,421,000 | 1,499 |
| Total interest expense | $783,000 | 2,862 |
| Net interest income | $15,638,000 | 1,420 |
| Provision for loan and lease losses | $-770,000 | 6,012 |
| Total noninterest income | $4,221,000 | 1,258 |
| Gross Fiduciary activities income | $1,530,000 | 385 |
| Service charges on deposit accounts | $1,080,000 | 1,150 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,611,000 | 1,765 |
| Total noninterest expense | $17,417,000 | 1,152 |
| Salaries and employee benefits | $9,640,000 | 1,168 |
| Premises and equipment expense | $2,676,000 | 915 |
| Additional noninterest expense | $5,101,000 | 1,246 |
| Pre-tax net operating income | $3,212,000 | 2,216 |
| Securities gains (losses) | $1,088,000 | 195 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,300,000 | 1,524 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,300,000 | 1,524 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,300,000 | 1,524 |
| Net charge-offs | $136,000 | 2,360 |
| Cash dividends | $2,712,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,212,000 | 1,899 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,270,000 | 1,519 |
| Total interest expense | $580,000 | 2,923 |
| Net interest income | $11,690,000 | 1,436 |
| Provision for loan and lease losses | $-472,000 | 6,074 |
| Total noninterest income | $3,487,000 | 1,188 |
| Gross Fiduciary activities income | $1,175,000 | 382 |
| Service charges on deposit accounts | $799,000 | 1,167 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,513,000 | 1,526 |
| Total noninterest expense | $13,111,000 | 1,156 |
| Salaries and employee benefits | $7,262,000 | 1,168 |
| Premises and equipment expense | $1,989,000 | 927 |
| Additional noninterest expense | $3,860,000 | 1,246 |
| Pre-tax net operating income | $2,538,000 | 2,169 |
| Securities gains (losses) | $643,000 | 251 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,181,000 | 1,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,181,000 | 1,548 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,181,000 | 1,549 |
| Net charge-offs | $74,000 | 2,434 |
| Cash dividends | $2,400,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,538,000 | 1,839 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 1,539 |
| Total interest expense | $379,000 | 2,975 |
| Net interest income | $7,713,000 | 1,455 |
| Provision for loan and lease losses | $17,000 | 3,596 |
| Total noninterest income | $2,473,000 | 1,149 |
| Gross Fiduciary activities income | $804,000 | 381 |
| Service charges on deposit accounts | $519,000 | 1,173 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,150,000 | 1,406 |
| Total noninterest expense | $8,818,000 | 1,148 |
| Salaries and employee benefits | $4,847,000 | 1,166 |
| Premises and equipment expense | $1,310,000 | 946 |
| Additional noninterest expense | $2,661,000 | 1,204 |
| Pre-tax net operating income | $1,351,000 | 2,520 |
| Securities gains (losses) | $947,000 | 152 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,298,000 | 1,448 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,298,000 | 1,447 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,298,000 | 1,449 |
| Net charge-offs | $68,000 | 2,064 |
| Cash dividends | $260,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,351,000 | 2,174 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 1,519 |
| Total interest expense | $186,000 | 3,040 |
| Net interest income | $3,910,000 | 1,432 |
| Provision for loan and lease losses | $4,000 | 3,525 |
| Total noninterest income | $1,198,000 | 1,139 |
| Gross Fiduciary activities income | $394,000 | 386 |
| Service charges on deposit accounts | $256,000 | 1,168 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,409 |
| Total noninterest expense | $4,281,000 | 1,191 |
| Salaries and employee benefits | $2,365,000 | 1,192 |
| Premises and equipment expense | $644,000 | 964 |
| Additional noninterest expense | $1,272,000 | 1,239 |
| Pre-tax net operating income | $823,000 | 2,168 |
| Securities gains (losses) | $947,000 | 96 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,770,000 | 969 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,770,000 | 969 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,770,000 | 970 |
| Net charge-offs | $61,000 | 1,419 |
| Cash dividends | $127,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $823,000 | 1,820 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,706,000 | 1,489 |
| Total interest expense | $772,000 | 3,101 |
| Net interest income | $15,934,000 | 1,400 |
| Provision for loan and lease losses | $54,000 | 3,725 |
| Total noninterest income | $4,269,000 | 1,227 |
| Gross Fiduciary activities income | $1,497,000 | 391 |
| Service charges on deposit accounts | $1,240,000 | 1,064 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,532,000 | 1,753 |
| Total noninterest expense | $16,837,000 | 1,188 |
| Salaries and employee benefits | $9,028,000 | 1,194 |
| Premises and equipment expense | $2,597,000 | 940 |
| Additional noninterest expense | $5,212,000 | 1,248 |
| Pre-tax net operating income | $3,312,000 | 2,110 |
| Securities gains (losses) | $249,000 | 695 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,561,000 | 1,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,561,000 | 1,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,561,000 | 1,735 |
| Net charge-offs | $625,000 | 1,259 |
| Cash dividends | $2,005,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,312,000 | 1,830 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,534,000 | 1,505 |
| Total interest expense | $582,000 | 3,158 |
| Net interest income | $11,952,000 | 1,403 |
| Provision for loan and lease losses | $51,000 | 3,370 |
| Total noninterest income | $3,316,000 | 1,189 |
| Gross Fiduciary activities income | $1,127,000 | 392 |
| Service charges on deposit accounts | $922,000 | 1,077 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,267,000 | 1,651 |
| Total noninterest expense | $12,353,000 | 1,222 |
| Salaries and employee benefits | $6,675,000 | 1,208 |
| Premises and equipment expense | $1,942,000 | 941 |
| Additional noninterest expense | $3,736,000 | 1,302 |
| Pre-tax net operating income | $2,864,000 | 1,930 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,908,000 | 1,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,908,000 | 1,629 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,908,000 | 1,628 |
| Net charge-offs | $180,000 | 2,114 |
| Cash dividends | $323,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,864,000 | 1,621 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,311,000 | 1,506 |
| Total interest expense | $384,000 | 3,207 |
| Net interest income | $7,927,000 | 1,401 |
| Provision for loan and lease losses | $33,000 | 3,284 |
| Total noninterest income | $2,063,000 | 1,258 |
| Gross Fiduciary activities income | $751,000 | 391 |
| Service charges on deposit accounts | $583,000 | 1,114 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $729,000 | 1,808 |
| Total noninterest expense | $8,064,000 | 1,242 |
| Salaries and employee benefits | $4,351,000 | 1,238 |
| Premises and equipment expense | $1,291,000 | 953 |
| Additional noninterest expense | $2,422,000 | 1,328 |
| Pre-tax net operating income | $1,893,000 | 1,902 |
| Securities gains (losses) | $145,000 | 599 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,038,000 | 1,516 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,038,000 | 1,519 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,038,000 | 1,518 |
| Net charge-offs | $205,000 | 1,564 |
| Cash dividends | $193,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,893,000 | 1,581 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 1,529 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $3,879,000 | 1,420 |
| Provision for loan and lease losses | $-7,000 | 6,397 |
| Total noninterest income | $1,227,000 | 1,075 |
| Gross Fiduciary activities income | $393,000 | 378 |
| Service charges on deposit accounts | $287,000 | 1,125 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $547,000 | 1,330 |
| Total noninterest expense | $3,982,000 | 1,271 |
| Salaries and employee benefits | $2,181,000 | 1,255 |
| Premises and equipment expense | $642,000 | 981 |
| Additional noninterest expense | $1,159,000 | 1,369 |
| Pre-tax net operating income | $1,131,000 | 1,591 |
| Securities gains (losses) | $-12,000 | 6,452 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,119,000 | 1,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,119,000 | 1,362 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,119,000 | 1,361 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $63,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,131,000 | 1,315 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,896,000 | 1,570 |
| Total interest expense | $930,000 | 3,113 |
| Net interest income | $14,966,000 | 1,457 |
| Provision for loan and lease losses | $466,000 | 1,934 |
| Total noninterest income | $4,710,000 | 1,185 |
| Gross Fiduciary activities income | $1,318,000 | 404 |
| Service charges on deposit accounts | $1,234,000 | 1,122 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,158,000 | 1,425 |
| Total noninterest expense | $16,526,000 | 1,228 |
| Salaries and employee benefits | $8,705,000 | 1,235 |
| Premises and equipment expense | $2,674,000 | 900 |
| Additional noninterest expense | $5,147,000 | 1,306 |
| Pre-tax net operating income | $2,684,000 | 2,341 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,712,000 | 2,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,712,000 | 2,055 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,712,000 | 2,055 |
| Net charge-offs | $1,400,000 | 986 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,684,000 | 2,021 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,830,000 | 1,595 |
| Total interest expense | $735,000 | 3,071 |
| Net interest income | $11,095,000 | 1,468 |
| Provision for loan and lease losses | $247,000 | 2,310 |
| Total noninterest income | $3,679,000 | 1,170 |
| Gross Fiduciary activities income | $964,000 | 407 |
| Service charges on deposit accounts | $915,000 | 1,140 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,800,000 | 1,363 |
| Total noninterest expense | $12,249,000 | 1,243 |
| Salaries and employee benefits | $6,384,000 | 1,264 |
| Premises and equipment expense | $1,995,000 | 908 |
| Additional noninterest expense | $3,870,000 | 1,298 |
| Pre-tax net operating income | $2,278,000 | 2,215 |
| Securities gains (losses) | $27,000 | 2,054 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,305,000 | 1,899 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,305,000 | 1,906 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,305,000 | 1,904 |
| Net charge-offs | $871,000 | 1,104 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,278,000 | 1,861 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,728,000 | 1,624 |
| Total interest expense | $516,000 | 2,996 |
| Net interest income | $7,212,000 | 1,494 |
| Provision for loan and lease losses | $229,000 | 1,961 |
| Total noninterest income | $2,324,000 | 1,227 |
| Gross Fiduciary activities income | $634,000 | 410 |
| Service charges on deposit accounts | $589,000 | 1,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,101,000 | 1,479 |
| Total noninterest expense | $8,175,000 | 1,240 |
| Salaries and employee benefits | $4,243,000 | 1,262 |
| Premises and equipment expense | $1,324,000 | 913 |
| Additional noninterest expense | $2,608,000 | 1,274 |
| Pre-tax net operating income | $1,132,000 | 2,677 |
| Securities gains (losses) | $28,000 | 1,854 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,160,000 | 2,348 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,160,000 | 2,358 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,160,000 | 2,356 |
| Net charge-offs | $862,000 | 857 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,132,000 | 2,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 1,651 |
| Total interest expense | $278,000 | 2,938 |
| Net interest income | $3,560,000 | 1,526 |
| Provision for loan and lease losses | $218,000 | 1,290 |
| Total noninterest income | $1,113,000 | 1,252 |
| Gross Fiduciary activities income | $318,000 | 412 |
| Service charges on deposit accounts | $291,000 | 1,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $504,000 | 1,569 |
| Total noninterest expense | $4,022,000 | 1,263 |
| Salaries and employee benefits | $2,079,000 | 1,294 |
| Premises and equipment expense | $668,000 | 924 |
| Additional noninterest expense | $1,275,000 | 1,296 |
| Pre-tax net operating income | $433,000 | 3,150 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $433,000 | 2,878 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $433,000 | 2,879 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $433,000 | 2,880 |
| Net charge-offs | $55,000 | 2,358 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $433,000 | 2,785 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,469,000 | 1,505 |
| Total interest expense | $1,898,000 | 2,223 |
| Net interest income | $15,571,000 | 1,411 |
| Provision for loan and lease losses | $3,216,000 | 726 |
| Total noninterest income | $3,924,000 | 1,355 |
| Gross Fiduciary activities income | $1,144,000 | 418 |
| Service charges on deposit accounts | $1,274,000 | 1,120 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,506,000 | 1,844 |
| Total noninterest expense | $16,121,000 | 1,253 |
| Salaries and employee benefits | $8,003,000 | 1,290 |
| Premises and equipment expense | $2,700,000 | 893 |
| Additional noninterest expense | $5,418,000 | 1,257 |
| Pre-tax net operating income | $158,000 | 5,780 |
| Securities gains (losses) | $1,848,000 | 292 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,006,000 | 2,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,006,000 | 2,584 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,006,000 | 2,583 |
| Net charge-offs | $4,218,000 | 658 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $158,000 | 5,742 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,349,000 | 1,515 |
| Total interest expense | $1,575,000 | 2,131 |
| Net interest income | $11,774,000 | 1,409 |
| Provision for loan and lease losses | $1,842,000 | 908 |
| Total noninterest income | $2,626,000 | 1,453 |
| Gross Fiduciary activities income | $840,000 | 419 |
| Service charges on deposit accounts | $926,000 | 1,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $860,000 | 2,194 |
| Total noninterest expense | $11,726,000 | 1,278 |
| Salaries and employee benefits | $5,659,000 | 1,367 |
| Premises and equipment expense | $1,980,000 | 917 |
| Additional noninterest expense | $4,087,000 | 1,250 |
| Pre-tax net operating income | $832,000 | 3,963 |
| Securities gains (losses) | $1,550,000 | 264 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,382,000 | 1,813 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,382,000 | 1,812 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,382,000 | 1,814 |
| Net charge-offs | $2,840,000 | 699 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $832,000 | 3,624 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 1,489 |
| Total interest expense | $1,138,000 | 2,064 |
| Net interest income | $7,990,000 | 1,383 |
| Provision for loan and lease losses | $1,299,000 | 895 |
| Total noninterest income | $1,916,000 | 1,364 |
| Gross Fiduciary activities income | $555,000 | 421 |
| Service charges on deposit accounts | $588,000 | 1,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 1,789 |
| Total noninterest expense | $8,146,000 | 1,233 |
| Salaries and employee benefits | $3,751,000 | 1,376 |
| Premises and equipment expense | $1,329,000 | 914 |
| Additional noninterest expense | $3,066,000 | 1,125 |
| Pre-tax net operating income | $461,000 | 4,228 |
| Securities gains (losses) | $605,000 | 453 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,066,000 | 2,495 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,066,000 | 2,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,066,000 | 2,495 |
| Net charge-offs | $1,717,000 | 771 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $461,000 | 3,928 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 1,507 |
| Total interest expense | $601,000 | 2,034 |
| Net interest income | $3,979,000 | 1,395 |
| Provision for loan and lease losses | $202,000 | 1,986 |
| Total noninterest income | $918,000 | 1,399 |
| Gross Fiduciary activities income | $276,000 | 425 |
| Service charges on deposit accounts | $290,000 | 1,215 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 1,917 |
| Total noninterest expense | $4,211,000 | 1,186 |
| Salaries and employee benefits | $1,902,000 | 1,359 |
| Premises and equipment expense | $658,000 | 923 |
| Additional noninterest expense | $1,651,000 | 1,037 |
| Pre-tax net operating income | $484,000 | 2,934 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $484,000 | 2,682 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $484,000 | 2,684 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $484,000 | 2,685 |
| Net charge-offs | $614,000 | 957 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $484,000 | 2,553 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,183,000 | 1,412 |
| Total interest expense | $3,978,000 | 1,530 |
| Net interest income | $16,205,000 | 1,373 |
| Provision for loan and lease losses | $2,427,000 | 1,370 |
| Total noninterest income | $3,357,000 | 1,379 |
| Gross Fiduciary activities income | $1,117,000 | 377 |
| Service charges on deposit accounts | $1,222,000 | 1,204 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,018,000 | 2,105 |
| Total noninterest expense | $15,913,000 | 1,239 |
| Salaries and employee benefits | $7,087,000 | 1,392 |
| Premises and equipment expense | $2,635,000 | 951 |
| Additional noninterest expense | $6,191,000 | 1,136 |
| Pre-tax net operating income | $1,222,000 | 3,376 |
| Securities gains (losses) | $1,666,000 | 280 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,888,000 | 1,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,888,000 | 1,662 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,888,000 | 1,662 |
| Net charge-offs | $2,755,000 | 1,270 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,222,000 | 3,077 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,324,000 | 1,418 |
| Total interest expense | $3,247,000 | 1,452 |
| Net interest income | $12,077,000 | 1,383 |
| Provision for loan and lease losses | $1,696,000 | 1,393 |
| Total noninterest income | $2,412,000 | 1,407 |
| Gross Fiduciary activities income | $850,000 | 369 |
| Service charges on deposit accounts | $884,000 | 1,253 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $678,000 | 2,256 |
| Total noninterest expense | $11,469,000 | 1,292 |
| Salaries and employee benefits | $5,327,000 | 1,397 |
| Premises and equipment expense | $1,991,000 | 958 |
| Additional noninterest expense | $4,151,000 | 1,247 |
| Pre-tax net operating income | $1,324,000 | 2,812 |
| Securities gains (losses) | $528,000 | 625 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,852,000 | 1,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,852,000 | 1,959 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,852,000 | 1,959 |
| Net charge-offs | $2,176,000 | 1,160 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,324,000 | 2,448 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 1,427 |
| Total interest expense | $2,274,000 | 1,438 |
| Net interest income | $8,004,000 | 1,393 |
| Provision for loan and lease losses | $717,000 | 1,870 |
| Total noninterest income | $1,610,000 | 1,405 |
| Gross Fiduciary activities income | $571,000 | 373 |
| Service charges on deposit accounts | $554,000 | 1,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $485,000 | 2,149 |
| Total noninterest expense | $7,711,000 | 1,289 |
| Salaries and employee benefits | $3,544,000 | 1,410 |
| Premises and equipment expense | $1,299,000 | 987 |
| Additional noninterest expense | $2,868,000 | 1,228 |
| Pre-tax net operating income | $1,186,000 | 2,256 |
| Securities gains (losses) | $528,000 | 349 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,714,000 | 1,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,714,000 | 1,434 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,714,000 | 1,434 |
| Net charge-offs | $1,304,000 | 1,244 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,186,000 | 1,908 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 1,419 |
| Total interest expense | $1,178,000 | 1,446 |
| Net interest income | $3,985,000 | 1,390 |
| Provision for loan and lease losses | $290,000 | 2,046 |
| Total noninterest income | $613,000 | 1,726 |
| Gross Fiduciary activities income | $295,000 | 366 |
| Service charges on deposit accounts | $267,000 | 1,333 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $3,772,000 | 1,325 |
| Salaries and employee benefits | $1,825,000 | 1,386 |
| Premises and equipment expense | $656,000 | 1,002 |
| Additional noninterest expense | $1,291,000 | 1,365 |
| Pre-tax net operating income | $536,000 | 2,436 |
| Securities gains (losses) | $190,000 | 356 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $726,000 | 1,620 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $726,000 | 1,620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $726,000 | 1,620 |
| Net charge-offs | $947,000 | 888 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $536,000 | 2,081 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,930,000 | 1,393 |
| Total interest expense | $5,945,000 | 1,401 |
| Net interest income | $15,985,000 | 1,395 |
| Provision for loan and lease losses | $4,576,000 | 1,223 |
| Total noninterest income | $3,532,000 | 1,386 |
| Gross Fiduciary activities income | $1,035,000 | 388 |
| Service charges on deposit accounts | $1,387,000 | 1,088 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,110,000 | 2,056 |
| Total noninterest expense | $15,075,000 | 1,330 |
| Salaries and employee benefits | $6,609,000 | 1,494 |
| Premises and equipment expense | $2,661,000 | 968 |
| Additional noninterest expense | $5,805,000 | 1,270 |
| Pre-tax net operating income | $-134,000 | 5,975 |
| Securities gains (losses) | $815,000 | 586 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $681,000 | 3,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $681,000 | 3,890 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $681,000 | 3,892 |
| Net charge-offs | $1,659,000 | 2,057 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-134,000 | 6,039 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,568,000 | 1,412 |
| Total interest expense | $4,636,000 | 1,397 |
| Net interest income | $11,932,000 | 1,428 |
| Provision for loan and lease losses | $1,968,000 | 1,674 |
| Total noninterest income | $2,636,000 | 1,367 |
| Gross Fiduciary activities income | $758,000 | 395 |
| Service charges on deposit accounts | $1,023,000 | 1,130 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $855,000 | 1,991 |
| Total noninterest expense | $11,155,000 | 1,336 |
| Salaries and employee benefits | $4,974,000 | 1,493 |
| Premises and equipment expense | $2,041,000 | 942 |
| Additional noninterest expense | $4,140,000 | 1,308 |
| Pre-tax net operating income | $1,445,000 | 2,442 |
| Securities gains (losses) | $811,000 | 489 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,256,000 | 1,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,256,000 | 1,478 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,256,000 | 1,478 |
| Net charge-offs | $929,000 | 2,280 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,445,000 | 2,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,121,000 | 1,421 |
| Total interest expense | $3,179,000 | 1,418 |
| Net interest income | $7,942,000 | 1,432 |
| Provision for loan and lease losses | $1,143,000 | 1,807 |
| Total noninterest income | $1,702,000 | 1,381 |
| Gross Fiduciary activities income | $501,000 | 398 |
| Service charges on deposit accounts | $679,000 | 1,152 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $522,000 | 2,033 |
| Total noninterest expense | $7,258,000 | 1,374 |
| Salaries and employee benefits | $3,240,000 | 1,529 |
| Premises and equipment expense | $1,347,000 | 976 |
| Additional noninterest expense | $2,671,000 | 1,339 |
| Pre-tax net operating income | $1,243,000 | 2,006 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,243,000 | 1,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,243,000 | 1,748 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,243,000 | 1,749 |
| Net charge-offs | $666,000 | 2,140 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,243,000 | 1,670 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 1,497 |
| Total interest expense | $1,587,000 | 1,487 |
| Net interest income | $3,845,000 | 1,492 |
| Provision for loan and lease losses | $636,000 | 1,561 |
| Total noninterest income | $984,000 | 1,253 |
| Gross Fiduciary activities income | $257,000 | 398 |
| Service charges on deposit accounts | $323,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $404,000 | 1,502 |
| Total noninterest expense | $3,611,000 | 1,397 |
| Salaries and employee benefits | $1,610,000 | 1,550 |
| Premises and equipment expense | $674,000 | 1,009 |
| Additional noninterest expense | $1,327,000 | 1,340 |
| Pre-tax net operating income | $582,000 | 2,142 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $582,000 | 1,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $582,000 | 1,871 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $582,000 | 1,873 |
| Net charge-offs | $253,000 | 2,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $582,000 | 1,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,929,000 | 1,629 |
| Total interest expense | $7,287,000 | 1,623 |
| Net interest income | $13,642,000 | 1,648 |
| Provision for loan and lease losses | $6,181,000 | 1,214 |
| Total noninterest income | $3,199,000 | 1,536 |
| Gross Fiduciary activities income | $762,000 | 453 |
| Service charges on deposit accounts | $1,479,000 | 1,164 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $958,000 | 2,197 |
| Total noninterest expense | $21,649,000 | 967 |
| Salaries and employee benefits | $6,565,000 | 1,522 |
| Premises and equipment expense | $2,604,000 | 1,041 |
| Additional noninterest expense | $12,480,000 | 654 |
| Pre-tax net operating income | $-10,989,000 | 7,521 |
| Securities gains (losses) | $684,000 | 695 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-10,305,000 | 7,568 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,305,000 | 7,567 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,305,000 | 7,567 |
| Net charge-offs | $4,836,000 | 1,179 |
| Cash dividends | $705,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,989,000 | 7,590 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,082,000 | 1,626 |
| Total interest expense | $5,710,000 | 1,623 |
| Net interest income | $10,372,000 | 1,623 |
| Provision for loan and lease losses | $1,405,000 | 2,303 |
| Total noninterest income | $2,306,000 | 1,596 |
| Gross Fiduciary activities income | $527,000 | 465 |
| Service charges on deposit accounts | $1,079,000 | 1,199 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $700,000 | 2,293 |
| Total noninterest expense | $10,440,000 | 1,474 |
| Salaries and employee benefits | $5,175,000 | 1,476 |
| Premises and equipment expense | $1,883,000 | 1,100 |
| Additional noninterest expense | $3,382,000 | 1,602 |
| Pre-tax net operating income | $833,000 | 3,049 |
| Securities gains (losses) | $677,000 | 545 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,510,000 | 1,761 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,510,000 | 1,761 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,510,000 | 1,761 |
| Net charge-offs | $1,380,000 | 1,849 |
| Cash dividends | $705,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $833,000 | 2,745 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 1,662 |
| Total interest expense | $3,881,000 | 1,680 |
| Net interest income | $6,766,000 | 1,661 |
| Provision for loan and lease losses | $668,000 | 2,555 |
| Total noninterest income | $1,495,000 | 1,657 |
| Gross Fiduciary activities income | $322,000 | 486 |
| Service charges on deposit accounts | $697,000 | 1,220 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $476,000 | 2,286 |
| Total noninterest expense | $6,840,000 | 1,520 |
| Salaries and employee benefits | $3,473,000 | 1,497 |
| Premises and equipment expense | $1,210,000 | 1,163 |
| Additional noninterest expense | $2,157,000 | 1,685 |
| Pre-tax net operating income | $753,000 | 2,623 |
| Securities gains (losses) | $339,000 | 691 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,092,000 | 1,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 1,701 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,092,000 | 1,703 |
| Net charge-offs | $791,000 | 1,851 |
| Cash dividends | $325,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $753,000 | 2,274 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 1,728 |
| Total interest expense | $1,949,000 | 1,738 |
| Net interest income | $3,235,000 | 1,712 |
| Provision for loan and lease losses | $228,000 | 2,672 |
| Total noninterest income | $687,000 | 1,716 |
| Gross Fiduciary activities income | $137,000 | 533 |
| Service charges on deposit accounts | $344,000 | 1,200 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $206,000 | 2,467 |
| Total noninterest expense | $3,412,000 | 1,463 |
| Salaries and employee benefits | $1,775,000 | 1,480 |
| Premises and equipment expense | $594,000 | 1,209 |
| Additional noninterest expense | $1,043,000 | 1,553 |
| Pre-tax net operating income | $282,000 | 3,432 |
| Securities gains (losses) | $147,000 | 807 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $429,000 | 2,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 2,420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $429,000 | 2,422 |
| Net charge-offs | $195,000 | 2,156 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $282,000 | 3,087 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,735,000 | 1,843 |
| Total interest expense | $8,447,000 | 1,867 |
| Net interest income | $12,288,000 | 1,816 |
| Provision for loan and lease losses | $2,655,000 | 1,511 |
| Total noninterest income | $2,845,000 | 1,647 |
| Gross Fiduciary activities income | $598,000 | 531 |
| Service charges on deposit accounts | $1,407,000 | 1,275 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $840,000 | 2,399 |
| Total noninterest expense | $13,342,000 | 1,460 |
| Salaries and employee benefits | $7,196,000 | 1,424 |
| Premises and equipment expense | $2,342,000 | 1,177 |
| Additional noninterest expense | $3,804,000 | 1,631 |
| Pre-tax net operating income | $-864,000 | 6,952 |
| Securities gains (losses) | $-685,000 | 7,622 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,549,000 | 7,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,549,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 2,159 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-864,000 | 7,047 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,558,000 | 1,887 |
| Total interest expense | $6,384,000 | 1,929 |
| Net interest income | $9,174,000 | 1,845 |
| Provision for loan and lease losses | $654,000 | 2,351 |
| Total noninterest income | $2,161,000 | 1,683 |
| Gross Fiduciary activities income | $469,000 | 526 |
| Service charges on deposit accounts | $1,042,000 | 1,300 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $650,000 | 2,428 |
| Total noninterest expense | $9,383,000 | 1,555 |
| Salaries and employee benefits | $4,826,000 | 1,624 |
| Premises and equipment expense | $1,748,000 | 1,185 |
| Additional noninterest expense | $2,809,000 | 1,593 |
| Pre-tax net operating income | $1,298,000 | 3,158 |
| Securities gains (losses) | $-510,000 | 7,787 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $788,000 | 3,595 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $788,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 1,765 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,298,000 | 2,730 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,247,000 | 1,930 |
| Total interest expense | $4,275,000 | 2,018 |
| Net interest income | $5,972,000 | 1,875 |
| Provision for loan and lease losses | $341,000 | 2,360 |
| Total noninterest income | $1,474,000 | 1,677 |
| Gross Fiduciary activities income | $338,000 | 518 |
| Service charges on deposit accounts | $667,000 | 1,337 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $469,000 | 2,347 |
| Total noninterest expense | $5,990,000 | 1,618 |
| Salaries and employee benefits | $3,029,000 | 1,722 |
| Premises and equipment expense | $1,096,000 | 1,250 |
| Additional noninterest expense | $1,865,000 | 1,573 |
| Pre-tax net operating income | $1,115,000 | 2,733 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,117,000 | 2,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,117,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,784 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,115,000 | 2,302 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 2,000 |
| Total interest expense | $2,210,000 | 2,070 |
| Net interest income | $2,880,000 | 1,935 |
| Provision for loan and lease losses | $86,000 | 2,973 |
| Total noninterest income | $790,000 | 1,578 |
| Gross Fiduciary activities income | $205,000 | 476 |
| Service charges on deposit accounts | $319,000 | 1,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $266,000 | 2,126 |
| Total noninterest expense | $2,937,000 | 1,651 |
| Salaries and employee benefits | $1,514,000 | 1,739 |
| Premises and equipment expense | $541,000 | 1,274 |
| Additional noninterest expense | $882,000 | 1,625 |
| Pre-tax net operating income | $647,000 | 2,562 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $647,000 | 2,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $647,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $647,000 | 2,098 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,938,000 | 2,096 |
| Total interest expense | $8,794,000 | 2,148 |
| Net interest income | $11,144,000 | 2,038 |
| Provision for loan and lease losses | $633,000 | 1,985 |
| Total noninterest income | $2,765,000 | 1,738 |
| Gross Fiduciary activities income | $518,000 | 582 |
| Service charges on deposit accounts | $1,319,000 | 1,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $928,000 | 2,329 |
| Total noninterest expense | $10,594,000 | 1,755 |
| Salaries and employee benefits | $5,519,000 | 1,827 |
| Premises and equipment expense | $1,877,000 | 1,420 |
| Additional noninterest expense | $3,198,000 | 1,735 |
| Pre-tax net operating income | $2,682,000 | 2,666 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,682,000 | 2,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,682,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,462 |
| Cash dividends | $1,279,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,682,000 | 2,214 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,728,000 | 2,131 |
| Total interest expense | $6,420,000 | 2,199 |
| Net interest income | $8,308,000 | 2,063 |
| Provision for loan and lease losses | $242,000 | 2,667 |
| Total noninterest income | $1,940,000 | 1,826 |
| Gross Fiduciary activities income | $387,000 | 581 |
| Service charges on deposit accounts | $954,000 | 1,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $599,000 | 2,565 |
| Total noninterest expense | $7,613,000 | 1,797 |
| Salaries and employee benefits | $3,987,000 | 1,889 |
| Premises and equipment expense | $1,337,000 | 1,490 |
| Additional noninterest expense | $2,289,000 | 1,770 |
| Pre-tax net operating income | $2,393,000 | 2,513 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,393,000 | 2,073 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,393,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,253 |
| Cash dividends | $1,054,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,393,000 | 2,052 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 2,171 |
| Total interest expense | $4,115,000 | 2,275 |
| Net interest income | $5,535,000 | 2,094 |
| Provision for loan and lease losses | $147,000 | 2,699 |
| Total noninterest income | $1,344,000 | 1,806 |
| Gross Fiduciary activities income | $254,000 | 594 |
| Service charges on deposit accounts | $637,000 | 1,384 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $453,000 | 2,395 |
| Total noninterest expense | $4,933,000 | 1,870 |
| Salaries and employee benefits | $2,613,000 | 1,951 |
| Premises and equipment expense | $834,000 | 1,609 |
| Additional noninterest expense | $1,486,000 | 1,827 |
| Pre-tax net operating income | $1,799,000 | 2,344 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,799,000 | 1,921 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,799,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $749,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,799,000 | 1,898 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 2,213 |
| Total interest expense | $2,014,000 | 2,304 |
| Net interest income | $2,694,000 | 2,149 |
| Provision for loan and lease losses | $63,000 | 2,711 |
| Total noninterest income | $615,000 | 1,911 |
| Gross Fiduciary activities income | $127,000 | 605 |
| Service charges on deposit accounts | $314,000 | 1,366 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $174,000 | 2,761 |
| Total noninterest expense | $2,577,000 | 1,792 |
| Salaries and employee benefits | $1,404,000 | 1,834 |
| Premises and equipment expense | $421,000 | 1,588 |
| Additional noninterest expense | $752,000 | 1,777 |
| Pre-tax net operating income | $669,000 | 2,895 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $669,000 | 2,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $669,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $669,000 | 2,402 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,117,000 | 2,279 |
| Total interest expense | $6,540,000 | 2,410 |
| Net interest income | $10,577,000 | 2,187 |
| Provision for loan and lease losses | $168,000 | 3,878 |
| Total noninterest income | $2,686,000 | 1,780 |
| Gross Fiduciary activities income | $431,000 | 616 |
| Service charges on deposit accounts | $1,276,000 | 1,401 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $979,000 | 2,262 |
| Total noninterest expense | $9,409,000 | 1,896 |
| Salaries and employee benefits | $4,718,000 | 2,073 |
| Premises and equipment expense | $1,603,000 | 1,597 |
| Additional noninterest expense | $3,088,000 | 1,708 |
| Pre-tax net operating income | $3,686,000 | 2,391 |
| Securities gains (losses) | $-209,000 | 8,386 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,477,000 | 2,026 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,477,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,125 |
| Cash dividends | $2,233,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,686,000 | 1,912 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,492,000 | 2,323 |
| Total interest expense | $4,562,000 | 2,497 |
| Net interest income | $7,930,000 | 2,201 |
| Provision for loan and lease losses | $43,000 | 5,331 |
| Total noninterest income | $2,043,000 | 1,769 |
| Gross Fiduciary activities income | $312,000 | 620 |
| Service charges on deposit accounts | $950,000 | 1,418 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $781,000 | 2,167 |
| Total noninterest expense | $6,887,000 | 1,920 |
| Salaries and employee benefits | $3,485,000 | 2,107 |
| Premises and equipment expense | $1,170,000 | 1,643 |
| Additional noninterest expense | $2,232,000 | 1,746 |
| Pre-tax net operating income | $3,043,000 | 2,301 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,042,000 | 1,809 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,042,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $2,008,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,043,000 | 1,791 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,055,000 | 2,358 |
| Total interest expense | $2,813,000 | 2,575 |
| Net interest income | $5,242,000 | 2,229 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $1,253,000 | 1,889 |
| Gross Fiduciary activities income | $202,000 | 638 |
| Service charges on deposit accounts | $624,000 | 1,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $427,000 | 2,455 |
| Total noninterest expense | $4,605,000 | 1,919 |
| Salaries and employee benefits | $2,327,000 | 2,108 |
| Premises and equipment expense | $757,000 | 1,692 |
| Additional noninterest expense | $1,521,000 | 1,741 |
| Pre-tax net operating income | $1,870,000 | 2,442 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,868,000 | 1,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,868,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $1,215,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,870,000 | 1,932 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 2,409 |
| Total interest expense | $1,273,000 | 2,682 |
| Net interest income | $2,568,000 | 2,267 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $628,000 | 1,857 |
| Gross Fiduciary activities income | $101,000 | 643 |
| Service charges on deposit accounts | $305,000 | 1,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $222,000 | 2,339 |
| Total noninterest expense | $2,340,000 | 1,906 |
| Salaries and employee benefits | $1,253,000 | 1,957 |
| Premises and equipment expense | $341,000 | 1,853 |
| Additional noninterest expense | $746,000 | 1,753 |
| Pre-tax net operating income | $851,000 | 2,588 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $851,000 | 2,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $885,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $851,000 | 2,058 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,718,000 | 2,412 |
| Total interest expense | $3,799,000 | 2,760 |
| Net interest income | $9,919,000 | 2,235 |
| Provision for loan and lease losses | $133,000 | 4,311 |
| Total noninterest income | $2,879,000 | 1,675 |
| Gross Fiduciary activities income | $449,000 | 611 |
| Service charges on deposit accounts | $1,307,000 | 1,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,123,000 | 2,052 |
| Total noninterest expense | $9,404,000 | 1,807 |
| Salaries and employee benefits | $4,239,000 | 2,169 |
| Premises and equipment expense | $1,309,000 | 1,838 |
| Additional noninterest expense | $3,856,000 | 1,328 |
| Pre-tax net operating income | $3,261,000 | 2,590 |
| Securities gains (losses) | $-220,000 | 8,600 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,041,000 | 2,218 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,041,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,034 |
| Cash dividends | $1,210,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,261,000 | 2,073 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,012,000 | 2,416 |
| Total interest expense | $2,662,000 | 2,784 |
| Net interest income | $7,350,000 | 2,232 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $2,164,000 | 1,669 |
| Gross Fiduciary activities income | $333,000 | 607 |
| Service charges on deposit accounts | $943,000 | 1,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $888,000 | 1,966 |
| Total noninterest expense | $6,659,000 | 1,885 |
| Salaries and employee benefits | $3,062,000 | 2,227 |
| Premises and equipment expense | $948,000 | 1,901 |
| Additional noninterest expense | $2,649,000 | 1,430 |
| Pre-tax net operating income | $2,772,000 | 2,368 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,772,000 | 1,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,772,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,050 |
| Cash dividends | $980,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,772,000 | 1,850 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 2,413 |
| Total interest expense | $1,638,000 | 2,836 |
| Net interest income | $4,875,000 | 2,220 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $1,482,000 | 1,612 |
| Gross Fiduciary activities income | $226,000 | 607 |
| Service charges on deposit accounts | $589,000 | 1,435 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $667,000 | 1,798 |
| Total noninterest expense | $4,385,000 | 1,888 |
| Salaries and employee benefits | $1,952,000 | 2,311 |
| Premises and equipment expense | $627,000 | 1,900 |
| Additional noninterest expense | $1,806,000 | 1,376 |
| Pre-tax net operating income | $1,962,000 | 2,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,962,000 | 1,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,962,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $730,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,962,000 | 1,714 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 2,418 |
| Total interest expense | $745,000 | 2,977 |
| Net interest income | $2,450,000 | 2,191 |
| Provision for loan and lease losses | $-4,000 | 8,697 |
| Total noninterest income | $614,000 | 1,843 |
| Gross Fiduciary activities income | $116,000 | 611 |
| Service charges on deposit accounts | $276,000 | 1,478 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $222,000 | 2,327 |
| Total noninterest expense | $2,383,000 | 1,752 |
| Salaries and employee benefits | $1,077,000 | 2,118 |
| Premises and equipment expense | $303,000 | 1,983 |
| Additional noninterest expense | $1,003,000 | 1,243 |
| Pre-tax net operating income | $685,000 | 2,904 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $685,000 | 2,367 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $525,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $685,000 | 2,331 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 3,111 |
| Total interest expense | $2,102,000 | 3,501 |
| Net interest income | $6,865,000 | 2,940 |
| Provision for loan and lease losses | $192,000 | 3,768 |
| Total noninterest income | $1,814,000 | 2,358 |
| Gross Fiduciary activities income | $302,000 | 692 |
| Service charges on deposit accounts | $1,105,000 | 1,586 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $407,000 | 3,681 |
| Total noninterest expense | $6,594,000 | 2,424 |
| Salaries and employee benefits | $3,123,000 | 2,740 |
| Premises and equipment expense | $1,020,000 | 2,245 |
| Additional noninterest expense | $2,451,000 | 1,993 |
| Pre-tax net operating income | $1,893,000 | 3,638 |
| Securities gains (losses) | $-85,000 | 8,698 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,808,000 | 3,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,808,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,555 |
| Cash dividends | $12,454,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,893,000 | 3,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 3,360 |
| Total interest expense | $1,395,000 | 3,821 |
| Net interest income | $4,660,000 | 3,187 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $1,264,000 | 2,484 |
| Gross Fiduciary activities income | $167,000 | 767 |
| Service charges on deposit accounts | $818,000 | 1,618 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $279,000 | 3,863 |
| Total noninterest expense | $4,067,000 | 2,875 |
| Salaries and employee benefits | $1,937,000 | 3,226 |
| Premises and equipment expense | $714,000 | 2,383 |
| Additional noninterest expense | $1,416,000 | 2,507 |
| Pre-tax net operating income | $1,769,000 | 3,188 |
| Securities gains (losses) | $-79,000 | 8,870 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,690,000 | 2,688 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,690,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,433 |
| Cash dividends | $12,419,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,769,000 | 2,525 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 3,997 |
| Total interest expense | $744,000 | 4,501 |
| Net interest income | $2,525,000 | 3,747 |
| Provision for loan and lease losses | $88,000 | 3,797 |
| Total noninterest income | $603,000 | 3,155 |
| Gross Fiduciary activities income | $41,000 | 987 |
| Service charges on deposit accounts | $425,000 | 2,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 4,492 |
| Total noninterest expense | $2,084,000 | 3,623 |
| Salaries and employee benefits | $1,046,000 | 3,844 |
| Premises and equipment expense | $369,000 | 2,991 |
| Additional noninterest expense | $669,000 | 3,428 |
| Pre-tax net operating income | $956,000 | 3,635 |
| Securities gains (losses) | $-79,000 | 8,957 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $877,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $877,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $9,254,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $956,000 | 2,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,486 |
| Total interest expense | $328,000 | 4,906 |
| Net interest income | $1,071,000 | 4,274 |
| Provision for loan and lease losses | $88,000 | 2,379 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 2,349 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $867,000 | 4,214 |
| Salaries and employee benefits | $368,000 | 5,005 |
| Premises and equipment expense | $198,000 | 2,838 |
| Additional noninterest expense | $301,000 | 3,739 |
| Pre-tax net operating income | $336,000 | 4,541 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $336,000 | 3,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $1,254,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $336,000 | 3,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 4,450 |
| Total interest expense | $1,428,000 | 5,022 |
| Net interest income | $4,259,000 | 4,166 |
| Provision for loan and lease losses | $86,000 | 5,552 |
| Total noninterest income | $1,076,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $774,000 | 2,170 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $302,000 | 4,492 |
| Total noninterest expense | $3,078,000 | 4,529 |
| Salaries and employee benefits | $1,608,000 | 4,620 |
| Premises and equipment expense | $507,000 | 4,016 |
| Additional noninterest expense | $963,000 | 4,397 |
| Pre-tax net operating income | $2,171,000 | 3,208 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,183,000 | 2,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,183,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,222 |
| Cash dividends | $1,619,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,171,000 | 2,562 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 4,515 |
| Total interest expense | $1,104,000 | 5,066 |
| Net interest income | $3,160,000 | 4,225 |
| Provision for loan and lease losses | $93,000 | 4,780 |
| Total noninterest income | $794,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $569,000 | 2,223 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,563 |
| Total noninterest expense | $2,223,000 | 4,621 |
| Salaries and employee benefits | $1,082,000 | 4,966 |
| Premises and equipment expense | $385,000 | 3,972 |
| Additional noninterest expense | $756,000 | 4,238 |
| Pre-tax net operating income | $1,638,000 | 3,322 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,646,000 | 2,755 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,646,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,725 |
| Cash dividends | $216,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,638,000 | 2,627 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 4,556 |
| Total interest expense | $754,000 | 5,113 |
| Net interest income | $2,085,000 | 4,267 |
| Provision for loan and lease losses | $94,000 | 3,984 |
| Total noninterest income | $538,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $377,000 | 2,201 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $161,000 | 4,447 |
| Total noninterest expense | $1,523,000 | 4,535 |
| Salaries and employee benefits | $739,000 | 4,888 |
| Premises and equipment expense | $258,000 | 3,953 |
| Additional noninterest expense | $526,000 | 4,082 |
| Pre-tax net operating income | $1,006,000 | 3,510 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,012,000 | 2,950 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,012,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $216,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,006,000 | 2,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 4,546 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $1,058,000 | 4,229 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $289,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 2,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 3,931 |
| Total noninterest expense | $743,000 | 4,601 |
| Salaries and employee benefits | $350,000 | 5,087 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $574,000 | 3,181 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $574,000 | 2,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $574,000 | 2,501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 4,672 |
| Total interest expense | $1,554,000 | 5,617 |
| Net interest income | $4,247,000 | 4,156 |
| Provision for loan and lease losses | $117,000 | 5,469 |
| Total noninterest income | $804,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $545,000 | 2,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,560 |
| Total noninterest expense | $2,962,000 | 4,502 |
| Salaries and employee benefits | $1,517,000 | 4,659 |
| Premises and equipment expense | $601,000 | 3,412 |
| Additional noninterest expense | $844,000 | 4,750 |
| Pre-tax net operating income | $1,972,000 | 3,469 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,019,000 | 2,776 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,019,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $1,079,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,972,000 | 2,746 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 5,120 |
| Total interest expense | $2,242,000 | 5,761 |
| Net interest income | $3,509,000 | 4,548 |
| Provision for loan and lease losses | $122,000 | 5,165 |
| Total noninterest income | $565,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $408,000 | 3,331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $157,000 | 5,454 |
| Total noninterest expense | $2,656,000 | 4,757 |
| Salaries and employee benefits | $1,387,000 | 4,789 |
| Premises and equipment expense | $520,000 | 3,748 |
| Additional noninterest expense | $749,000 | 5,015 |
| Pre-tax net operating income | $1,296,000 | 4,232 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,296,000 | 3,588 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,296,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,643 |
| Cash dividends | $863,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,296,000 | 3,490 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 5,219 |
| Total interest expense | $1,773,000 | 6,647 |
| Net interest income | $3,992,000 | 4,187 |
| Provision for loan and lease losses | $556,000 | 1,720 |
| Total noninterest income | $490,000 | 4,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $2,349,000 | 5,077 |
| Salaries and employee benefits | $1,156,000 | 5,366 |
| Premises and equipment expense | $404,000 | 4,477 |
| Additional noninterest expense | $789,000 | 4,789 |
| Pre-tax net operating income | $1,577,000 | 3,930 |
| Securities gains (losses) | $-67,000 | 9,297 |
| Applicable income taxes | $6,000 | 8,174 |
| Income before extraordinary items | $1,504,000 | 3,246 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,504,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,433 |
| Cash dividends | $1,079,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,571,000 | 3,132 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 5,234 |
| Total interest expense | $1,536,000 | 6,888 |
| Net interest income | $3,957,000 | 4,210 |
| Provision for loan and lease losses | $473,000 | 1,853 |
| Total noninterest income | $380,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $2,230,000 | 5,284 |
| Salaries and employee benefits | $1,167,000 | 5,268 |
| Premises and equipment expense | $339,000 | 5,072 |
| Additional noninterest expense | $724,000 | 5,138 |
| Pre-tax net operating income | $1,634,000 | 3,866 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,634,000 | 3,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,634,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,689 |
| Cash dividends | $1,079,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,634,000 | 2,999 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 6,072 |
| Total interest expense | $1,284,000 | 7,710 |
| Net interest income | $3,203,000 | 4,906 |
| Provision for loan and lease losses | $77,000 | 5,674 |
| Total noninterest income | $287,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $1,771,000 | 6,060 |
| Salaries and employee benefits | $937,000 | 6,040 |
| Premises and equipment expense | $276,000 | 5,627 |
| Additional noninterest expense | $558,000 | 6,036 |
| Pre-tax net operating income | $1,642,000 | 3,913 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $6,000 | 9,185 |
| Income before extraordinary items | $1,646,000 | 3,021 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,646,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $657,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,636,000 | 2,946 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 6,908 |
| Total interest expense | $1,068,000 | 8,495 |
| Net interest income | $2,678,000 | 5,784 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $1,448,000 | 6,921 |
| Salaries and employee benefits | $818,000 | 6,685 |
| Premises and equipment expense | $194,000 | 6,955 |
| Additional noninterest expense | $436,000 | 7,045 |
| Pre-tax net operating income | $1,367,000 | 4,794 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-98,000 | 10,704 |
| Income before extraordinary items | $1,465,000 | 3,429 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,465,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,465,000 | 3,351 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 7,505 |
| Total interest expense | $991,000 | 9,040 |
| Net interest income | $2,412,000 | 6,365 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $1,363,000 | 7,483 |
| Salaries and employee benefits | $779,000 | 7,089 |
| Premises and equipment expense | $215,000 | 6,774 |
| Additional noninterest expense | $369,000 | 8,163 |
| Pre-tax net operating income | $1,259,000 | 4,958 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $859,000 | 5,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $859,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 11,317 |
| Net operating income | $859,000 | 4,984 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,908 |
| Total interest expense | $908,000 | 9,596 |
| Net interest income | $2,311,000 | 6,660 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,378,000 | 7,649 |
| Salaries and employee benefits | $719,000 | 7,595 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $477,000 | 7,458 |
| Pre-tax net operating income | $1,114,000 | 5,556 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $368,000 | 5,242 |
| Income before extraordinary items | $754,000 | 5,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $754,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $748,640 | 5,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 7,870 |
| Total interest expense | $790,000 | 9,652 |
| Net interest income | $2,321,000 | 6,822 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,357,000 | 8,050 |
| Salaries and employee benefits | $685,000 | 7,993 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $511,000 | 7,745 |
| Pre-tax net operating income | $1,091,000 | 5,599 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $739,000 | 5,671 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $739,000 | 5,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-87,000 | 12,508 |
| Net operating income | $733,640 | 5,778 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 8,089 |
| Total interest expense | $787,000 | 10,112 |
| Net interest income | $2,366,000 | 6,800 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $226,000 | 8,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,346,000 | 8,349 |
| Salaries and employee benefits | $676,000 | 8,165 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $491,000 | 8,311 |
| Pre-tax net operating income | $1,090,000 | 5,542 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $486,000 | 4,289 |
| Income before extraordinary items | $604,000 | 6,746 |
| Extraordinary gains, net | $142,000 | 1,284 |
| Net income | $746,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $604,000 | 6,507 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 8,282 |
| Total interest expense | $933,000 | 10,698 |
| Net interest income | $2,499,000 | 6,604 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,368,000 | 8,412 |
| Salaries and employee benefits | $639,000 | 8,464 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $564,000 | 7,825 |
| Pre-tax net operating income | $1,379,000 | 4,376 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $456,000 | 4,314 |
| Income before extraordinary items | $923,000 | 4,840 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $923,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $923,000 | 4,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.