Home > Citizens Bank and Trust Company of Chicago > Income and Expense
Citizens Bank and Trust Company of Chicago, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 6,255 |
| Total interest expense | $394,000 | 4,512 |
| Net interest income | $358,000 | 6,971 |
| Provision for loan and lease losses | $984,000 | 1,190 |
| Total noninterest income | $83,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $1,045,000 | 4,151 |
| Salaries and employee benefits | $323,000 | 5,600 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $574,000 | 2,818 |
| Pre-tax net operating income | $-1,588,000 | 7,538 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,588,000 | 7,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,588,000 | 7,585 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,588,000 | 7,585 |
| Net charge-offs | $348,000 | 1,887 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,588,000 | 7,583 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 5,777 |
| Total interest expense | $2,251,000 | 4,146 |
| Net interest income | $1,650,000 | 6,723 |
| Provision for loan and lease losses | $1,550,000 | 2,840 |
| Total noninterest income | $1,435,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $584,000 | 2,589 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $851,000 | 2,365 |
| Total noninterest expense | $3,499,000 | 4,721 |
| Salaries and employee benefits | $1,480,000 | 5,241 |
| Premises and equipment expense | $620,000 | 3,789 |
| Additional noninterest expense | $1,399,000 | 4,275 |
| Pre-tax net operating income | $-1,964,000 | 6,622 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,964,000 | 6,740 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,964,000 | 6,738 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,964,000 | 6,738 |
| Net charge-offs | $1,386,000 | 2,477 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,964,000 | 6,739 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 5,695 |
| Total interest expense | $1,781,000 | 4,155 |
| Net interest income | $1,317,000 | 6,655 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $1,281,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $455,000 | 2,539 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $826,000 | 2,083 |
| Total noninterest expense | $2,428,000 | 4,966 |
| Salaries and employee benefits | $1,135,000 | 5,209 |
| Premises and equipment expense | $477,000 | 3,756 |
| Additional noninterest expense | $816,000 | 5,008 |
| Pre-tax net operating income | $120,000 | 5,215 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $120,000 | 5,225 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $120,000 | 5,223 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $120,000 | 5,223 |
| Net charge-offs | $16,000 | 6,341 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $120,000 | 5,164 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,500 |
| Total interest expense | $1,261,000 | 4,117 |
| Net interest income | $1,022,000 | 6,346 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $375,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $282,000 | 2,632 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $1,630,000 | 4,988 |
| Salaries and employee benefits | $763,000 | 5,247 |
| Premises and equipment expense | $319,000 | 3,759 |
| Additional noninterest expense | $548,000 | 4,978 |
| Pre-tax net operating income | $-233,000 | 6,336 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-233,000 | 6,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-233,000 | 6,434 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-233,000 | 6,434 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-233,000 | 6,423 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 5,467 |
| Total interest expense | $655,000 | 4,124 |
| Net interest income | $522,000 | 6,322 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $338,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $206,000 | 2,467 |
| Total noninterest expense | $780,000 | 5,041 |
| Salaries and employee benefits | $385,000 | 5,263 |
| Premises and equipment expense | $163,000 | 3,735 |
| Additional noninterest expense | $232,000 | 5,163 |
| Pre-tax net operating income | $80,000 | 5,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 5,529 |
| Total interest expense | $2,536,000 | 4,707 |
| Net interest income | $2,343,000 | 6,050 |
| Provision for loan and lease losses | $1,464,000 | 2,196 |
| Total noninterest income | $1,179,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $342,000 | 3,768 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $837,000 | 2,403 |
| Total noninterest expense | $3,277,000 | 4,838 |
| Salaries and employee benefits | $1,517,000 | 5,306 |
| Premises and equipment expense | $645,000 | 3,710 |
| Additional noninterest expense | $1,115,000 | 4,497 |
| Pre-tax net operating income | $-1,219,000 | 7,111 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,216,000 | 7,098 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,216,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,522 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,219,000 | 7,212 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 5,590 |
| Total interest expense | $1,916,000 | 4,800 |
| Net interest income | $1,761,000 | 6,096 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $1,041,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $236,000 | 3,970 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $805,000 | 2,112 |
| Total noninterest expense | $2,422,000 | 4,862 |
| Salaries and employee benefits | $1,118,000 | 5,367 |
| Premises and equipment expense | $483,000 | 3,729 |
| Additional noninterest expense | $821,000 | 4,491 |
| Pre-tax net operating income | $280,000 | 5,721 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $283,000 | 5,297 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $283,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,154 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,000 | 5,476 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,606 |
| Total interest expense | $1,355,000 | 4,783 |
| Net interest income | $1,140,000 | 6,178 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $239,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $150,000 | 4,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $1,525,000 | 5,074 |
| Salaries and employee benefits | $744,000 | 5,424 |
| Premises and equipment expense | $323,000 | 3,739 |
| Additional noninterest expense | $458,000 | 5,004 |
| Pre-tax net operating income | $-196,000 | 7,325 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-193,000 | 7,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-193,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,080 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-196,000 | 7,377 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,615 |
| Total interest expense | $715,000 | 4,828 |
| Net interest income | $569,000 | 6,224 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $775,000 | 5,027 |
| Salaries and employee benefits | $366,000 | 5,505 |
| Premises and equipment expense | $164,000 | 3,723 |
| Additional noninterest expense | $245,000 | 4,756 |
| Pre-tax net operating income | $-92,000 | 7,534 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-89,000 | 7,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-89,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-92,000 | 7,583 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 5,375 |
| Total interest expense | $2,942,000 | 4,855 |
| Net interest income | $2,784,000 | 5,684 |
| Provision for loan and lease losses | $265,000 | 3,404 |
| Total noninterest income | $782,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $278,000 | 4,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $504,000 | 3,302 |
| Total noninterest expense | $3,870,000 | 4,225 |
| Salaries and employee benefits | $1,519,000 | 5,266 |
| Premises and equipment expense | $677,000 | 3,526 |
| Additional noninterest expense | $1,674,000 | 3,127 |
| Pre-tax net operating income | $-569,000 | 7,847 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-564,000 | 7,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-564,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,513 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-569,000 | 7,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 5,405 |
| Total interest expense | $2,268,000 | 4,780 |
| Net interest income | $1,988,000 | 5,860 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $661,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $202,000 | 4,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $459,000 | 2,982 |
| Total noninterest expense | $2,990,000 | 4,106 |
| Salaries and employee benefits | $1,165,000 | 5,190 |
| Premises and equipment expense | $498,000 | 3,552 |
| Additional noninterest expense | $1,327,000 | 2,919 |
| Pre-tax net operating income | $-341,000 | 7,980 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-336,000 | 8,030 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-336,000 | 8,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-341,000 | 8,017 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 5,403 |
| Total interest expense | $1,524,000 | 4,748 |
| Net interest income | $1,343,000 | 5,850 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $236,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $102,000 | 5,087 |
| Total noninterest expense | $1,473,000 | 5,070 |
| Salaries and employee benefits | $770,000 | 5,252 |
| Premises and equipment expense | $332,000 | 3,585 |
| Additional noninterest expense | $371,000 | 5,520 |
| Pre-tax net operating income | $106,000 | 7,210 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $106,000 | 7,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $106,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $106,000 | 7,066 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 5,468 |
| Total interest expense | $748,000 | 4,786 |
| Net interest income | $654,000 | 5,933 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $127,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $74,000 | 4,056 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $739,000 | 5,060 |
| Salaries and employee benefits | $397,000 | 5,192 |
| Premises and equipment expense | $164,000 | 3,633 |
| Additional noninterest expense | $178,000 | 5,624 |
| Pre-tax net operating income | $42,000 | 7,384 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $42,000 | 7,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $42,000 | 7,263 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,185 |
| Total interest expense | $2,575,000 | 4,753 |
| Net interest income | $3,116,000 | 5,408 |
| Provision for loan and lease losses | $375,000 | 2,388 |
| Total noninterest income | $948,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $242,000 | 4,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $706,000 | 2,751 |
| Total noninterest expense | $3,174,000 | 4,701 |
| Salaries and employee benefits | $1,539,000 | 5,104 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $1,008,000 | 4,487 |
| Pre-tax net operating income | $515,000 | 6,435 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $515,000 | 6,093 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $515,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,714 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $515,000 | 6,092 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,239 |
| Total interest expense | $1,837,000 | 4,795 |
| Net interest income | $2,328,000 | 5,465 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $820,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $648,000 | 2,445 |
| Total noninterest expense | $2,402,000 | 4,664 |
| Salaries and employee benefits | $1,174,000 | 5,043 |
| Premises and equipment expense | $466,000 | 3,672 |
| Additional noninterest expense | $762,000 | 4,435 |
| Pre-tax net operating income | $596,000 | 5,872 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $596,000 | 5,371 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $596,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $596,000 | 5,366 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 5,407 |
| Total interest expense | $1,192,000 | 4,736 |
| Net interest income | $1,406,000 | 5,789 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $214,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $1,476,000 | 4,936 |
| Salaries and employee benefits | $786,000 | 5,043 |
| Premises and equipment expense | $309,000 | 3,682 |
| Additional noninterest expense | $381,000 | 5,376 |
| Pre-tax net operating income | $144,000 | 7,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $144,000 | 7,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $144,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $144,000 | 7,216 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 5,411 |
| Total interest expense | $563,000 | 4,772 |
| Net interest income | $709,000 | 5,767 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $105,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $751,000 | 4,887 |
| Salaries and employee benefits | $401,000 | 5,004 |
| Premises and equipment expense | $157,000 | 3,643 |
| Additional noninterest expense | $193,000 | 5,294 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 5,607 |
| Total interest expense | $1,615,000 | 5,051 |
| Net interest income | $2,693,000 | 5,838 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $682,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $166,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $516,000 | 3,316 |
| Total noninterest expense | $3,643,000 | 4,160 |
| Salaries and employee benefits | $1,313,000 | 5,494 |
| Premises and equipment expense | $612,000 | 3,596 |
| Additional noninterest expense | $1,718,000 | 2,886 |
| Pre-tax net operating income | $-398,000 | 8,468 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-398,000 | 8,507 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-398,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-398,000 | 8,490 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 5,734 |
| Total interest expense | $1,090,000 | 5,203 |
| Net interest income | $1,972,000 | 5,926 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $592,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,991 |
| Total noninterest expense | $1,886,000 | 5,328 |
| Salaries and employee benefits | $936,000 | 5,646 |
| Premises and equipment expense | $457,000 | 3,604 |
| Additional noninterest expense | $493,000 | 5,743 |
| Pre-tax net operating income | $548,000 | 6,212 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $548,000 | 5,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $548,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $548,000 | 5,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 5,873 |
| Total interest expense | $637,000 | 5,406 |
| Net interest income | $1,275,000 | 6,000 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $104,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $82,000 | 5,439 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $1,202,000 | 5,468 |
| Salaries and employee benefits | $592,000 | 5,793 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $312,000 | 5,893 |
| Pre-tax net operating income | $167,000 | 7,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $167,000 | 7,199 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $167,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $167,000 | 7,165 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 6,013 |
| Total interest expense | $299,000 | 5,494 |
| Net interest income | $612,000 | 6,170 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $580,000 | 5,615 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 5,880 |
| Total interest expense | $1,137,000 | 5,280 |
| Net interest income | $2,472,000 | 6,040 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $293,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $156,000 | 5,703 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $2,346,000 | 5,508 |
| Salaries and employee benefits | $1,117,000 | 5,927 |
| Premises and equipment expense | $573,000 | 3,670 |
| Additional noninterest expense | $656,000 | 5,738 |
| Pre-tax net operating income | $409,000 | 7,045 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $409,000 | 6,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $409,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $409,000 | 6,664 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,896 |
| Total interest expense | $846,000 | 5,279 |
| Net interest income | $1,838,000 | 6,083 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $114,000 | 5,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 5,493 |
| Total noninterest expense | $1,692,000 | 5,593 |
| Salaries and employee benefits | $827,000 | 5,908 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $433,000 | 6,059 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $375,000 | 6,459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $375,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $375,000 | 6,387 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 5,911 |
| Total interest expense | $563,000 | 5,300 |
| Net interest income | $1,220,000 | 6,105 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $1,129,000 | 5,633 |
| Salaries and employee benefits | $559,000 | 5,915 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $285,000 | 6,140 |
| Pre-tax net operating income | $279,000 | 6,641 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $279,000 | 6,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $279,000 | 6,117 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,967 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $601,000 | 6,155 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $141,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $104,000 | 3,624 |
| Total noninterest expense | $543,000 | 5,767 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $142,000 | 3,735 |
| Additional noninterest expense | $128,000 | 6,476 |
| Pre-tax net operating income | $199,000 | 5,834 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $199,000 | 5,232 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 5,888 |
| Total interest expense | $1,328,000 | 5,264 |
| Net interest income | $2,376,000 | 6,061 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $210,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $157,000 | 5,772 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $2,393,000 | 5,379 |
| Salaries and employee benefits | $1,064,000 | 6,045 |
| Premises and equipment expense | $555,000 | 3,745 |
| Additional noninterest expense | $774,000 | 5,169 |
| Pre-tax net operating income | $182,000 | 7,880 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $183,000 | 7,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $183,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $182,000 | 7,719 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 5,923 |
| Total interest expense | $1,020,000 | 5,320 |
| Net interest income | $1,788,000 | 6,073 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $156,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $116,000 | 5,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,785,000 | 5,365 |
| Salaries and employee benefits | $782,000 | 6,081 |
| Premises and equipment expense | $419,000 | 3,722 |
| Additional noninterest expense | $584,000 | 5,103 |
| Pre-tax net operating income | $148,000 | 7,980 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $149,000 | 7,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $149,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $148,000 | 7,766 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 5,881 |
| Total interest expense | $699,000 | 5,353 |
| Net interest income | $1,221,000 | 6,014 |
| Provision for loan and lease losses | $11,000 | 6,777 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $1,155,000 | 5,474 |
| Salaries and employee benefits | $510,000 | 6,191 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $373,000 | 5,252 |
| Pre-tax net operating income | $158,000 | 7,543 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $159,000 | 7,353 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $159,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $158,000 | 7,182 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,900 |
| Total interest expense | $363,000 | 5,337 |
| Net interest income | $597,000 | 6,076 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $560,000 | 5,566 |
| Salaries and employee benefits | $250,000 | 6,257 |
| Premises and equipment expense | $129,000 | 3,947 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $80,000 | 7,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $80,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $79,000 | 7,156 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 5,996 |
| Total interest expense | $1,645,000 | 5,436 |
| Net interest income | $2,247,000 | 6,248 |
| Provision for loan and lease losses | $129,000 | 5,225 |
| Total noninterest income | $159,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $2,105,000 | 5,699 |
| Salaries and employee benefits | $1,101,000 | 5,805 |
| Premises and equipment expense | $460,000 | 4,208 |
| Additional noninterest expense | $544,000 | 6,258 |
| Pre-tax net operating income | $172,000 | 8,040 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $300,000 | 7,322 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $300,000 | 7,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $820,000 | 408 |
| Net operating income | $172,000 | 7,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 7,421 |
| Total interest expense | $1,634,000 | 6,721 |
| Net interest income | $1,191,000 | 7,902 |
| Provision for loan and lease losses | $167,000 | 4,573 |
| Total noninterest income | $135,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $135,000 | 6,013 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $2,102,000 | 5,556 |
| Salaries and employee benefits | $1,200,000 | 5,324 |
| Premises and equipment expense | $419,000 | 4,450 |
| Additional noninterest expense | $483,000 | 6,552 |
| Pre-tax net operating income | $-943,000 | 9,339 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-891,000 | 9,391 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-891,000 | 9,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,304,000 | 362 |
| Net operating income | $-943,000 | 9,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 8,949 |
| Total interest expense | $902,000 | 8,436 |
| Net interest income | $609,000 | 9,281 |
| Provision for loan and lease losses | $250,000 | 3,225 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $1,610,000 | 6,460 |
| Salaries and employee benefits | $772,000 | 6,870 |
| Premises and equipment expense | $361,000 | 4,827 |
| Additional noninterest expense | $477,000 | 6,603 |
| Pre-tax net operating income | $-1,108,000 | 9,746 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,108,000 | 9,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,108,000 | 9,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,532,000 | 236 |
| Net operating income | $-1,108,000 | 9,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.