Home > Citizens Bank and Trust Company of Chicago > Assets and Liabilities
Citizens Bank and Trust Company of Chicago, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 20 | 5,679 |
| Assets and Liabilities | ||
| Total Assets: | $73,490,000 | 5,966 |
| Cash and due from depository institutions | $11,975,000 | 5,679 |
| Interest-bearing balances | $11,252,000 | 2,460 |
| Securities | $586,000 | 7,531 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 4,659 |
| Net loans & leases | $57,656,000 | 5,309 |
| Loan loss allowance | $2,531,000 | 2,763 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $740,000 | 5,944 |
| Other real estate owned | $2,130,000 | 5,679 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $354,000 | 7,709 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $73,490,000 | 5,966 |
| Total liabilities | $73,068,000 | 5,697 |
| Total deposits | $72,772,000 | 5,527 |
| Interest-bearing deposits | $67,447,000 | 5,295 |
| Deposits held in domestic offices | $72,772,000 | 5,526 |
| % insured | 98.36% | 501 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $296,000 | 5,883 |
| Total equity capital | $422,000 | 7,914 |
| Total bank equity capital | $422,000 | 7,914 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $122,000 | 5,819 |
| Surplus | $8,155,000 | 3,081 |
| Undivided profits | $-7,855,000 | 7,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,474,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $296,000 | 6,564 |
| Earning assets | $69,543,000 | 5,874 |
| Long-term assets (5+ years) | $993,000 | 6,925 |
| Average Assets, year-to-date | $75,207,500 | 5,899 |
| Average Assets, quarterly | $75,207,500 | 5,899 |
| Volatile liabilities | $19,719,000 | 4,931 |
| Insider loans | $1,062,000 | 4,106 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,640,000 | 6,880 |
| Tier 1 (core) risk-based capital | $407,000 | 7,912 |
| Tier 2 risk-based capital | $407,000 | 6,238 |
| Total risk weighted assets | $57,147,000 | 5,498 |
| Total unused commitments | $1,640,000 | 6,884 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 20 | 5,708 |
| Assets and Liabilities | ||
| Total Assets: | $76,925,000 | 5,887 |
| Cash and due from depository institutions | $12,687,000 | 5,708 |
| Interest-bearing balances | $12,155,000 | 2,025 |
| Securities | $641,000 | 7,574 |
| Federal funds sold & reverse repurchase agreements | $344,000 | 4,147 |
| Net loans & leases | $59,476,000 | 5,285 |
| Loan loss allowance | $1,895,000 | 3,350 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $773,000 | 5,953 |
| Other real estate owned | $2,631,000 | 5,708 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $373,000 | 7,768 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $76,925,000 | 5,887 |
| Total liabilities | $74,914,000 | 5,657 |
| Total deposits | $74,519,000 | 5,481 |
| Interest-bearing deposits | $68,916,000 | 5,228 |
| Deposits held in domestic offices | $74,519,000 | 5,481 |
| % insured | 96.68% | 1,033 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $395,000 | 5,387 |
| Total equity capital | $2,011,000 | 7,803 |
| Total bank equity capital | $2,011,000 | 7,803 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $122,000 | 5,878 |
| Surplus | $8,155,000 | 3,090 |
| Undivided profits | $-6,266,000 | 7,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,668,000 | 907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $296,000 | 6,659 |
| Earning assets | $72,616,000 | 5,783 |
| Long-term assets (5+ years) | $1,024,000 | 6,959 |
| Average Assets, year-to-date | $80,589,000 | 5,712 |
| Average Assets, quarterly | $78,639,500 | 5,813 |
| Volatile liabilities | $19,278,000 | 4,998 |
| Insider loans | $1,071,000 | 4,139 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $1,239,000 | 7,132 |
| Tier 1 (core) risk-based capital | $1,995,000 | 7,794 |
| Tier 2 risk-based capital | $761,000 | 5,002 |
| Total risk weighted assets | $59,390,000 | 5,464 |
| Total unused commitments | $1,239,000 | 7,133 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 22 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $80,354,000 | 5,795 |
| Cash and due from depository institutions | $11,007,000 | 5,528 |
| Interest-bearing balances | $10,062,000 | 2,029 |
| Securities | $695,000 | 7,636 |
| Federal funds sold & reverse repurchase agreements | $267,000 | 4,430 |
| Net loans & leases | $62,061,000 | 5,228 |
| Loan loss allowance | $1,765,000 | 3,427 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $812,000 | 5,938 |
| Other real estate owned | $2,556,000 | 5,528 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,956,000 | 4,264 |
| Life insurance assets | $1,606,000 | 2,521 |
| Total liabilities and capital | $80,354,000 | 5,795 |
| Total liabilities | $76,258,000 | 5,614 |
| Total deposits | $75,816,000 | 5,412 |
| Interest-bearing deposits | $70,260,000 | 5,183 |
| Deposits held in domestic offices | $75,816,000 | 5,411 |
| % insured | 95.86% | 1,533 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $442,000 | 5,614 |
| Total equity capital | $4,096,000 | 7,313 |
| Total bank equity capital | $4,096,000 | 7,312 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $122,000 | 5,947 |
| Surplus | $8,155,000 | 3,085 |
| Undivided profits | $-4,181,000 | 7,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,635,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $473,000 | 5,766 |
| Earning assets | $73,085,000 | 5,797 |
| Long-term assets (5+ years) | $1,141,000 | 7,003 |
| Average Assets, year-to-date | $81,505,000 | 5,711 |
| Average Assets, quarterly | $79,736,000 | 5,807 |
| Volatile liabilities | $23,144,000 | 4,629 |
| Insider loans | $1,009,000 | 4,242 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,854,000 | 5,644 |
| Tier 1 (core) risk-based capital | $4,080,000 | 7,250 |
| Tier 2 risk-based capital | $815,000 | 4,811 |
| Total risk weighted assets | $63,951,000 | 5,301 |
| Total unused commitments | $4,854,000 | 5,644 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $79,118,000 | 5,858 |
| Cash and due from depository institutions | $10,905,000 | 5,448 |
| Interest-bearing balances | $9,816,000 | 1,858 |
| Securities | $751,000 | 7,688 |
| Federal funds sold & reverse repurchase agreements | $342,000 | 4,660 |
| Net loans & leases | $61,348,000 | 5,273 |
| Loan loss allowance | $1,736,000 | 3,382 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $852,000 | 5,947 |
| Other real estate owned | $2,556,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,364,000 | 4,748 |
| Life insurance assets | $1,593,000 | 2,544 |
| Total liabilities and capital | $79,118,000 | 5,858 |
| Total liabilities | $75,381,000 | 5,652 |
| Total deposits | $75,016,000 | 5,445 |
| Interest-bearing deposits | $69,539,000 | 5,201 |
| Deposits held in domestic offices | $75,016,000 | 5,443 |
| % insured | 85.13% | 2,151 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $365,000 | 6,009 |
| Total equity capital | $3,737,000 | 7,476 |
| Total bank equity capital | $3,737,000 | 7,476 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $122,000 | 6,022 |
| Surplus | $8,155,000 | 3,092 |
| Undivided profits | $-4,540,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,834,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $615,000 | 4,931 |
| Earning assets | $72,257,000 | 5,847 |
| Long-term assets (5+ years) | $1,185,000 | 7,054 |
| Average Assets, year-to-date | $81,888,670 | 5,733 |
| Average Assets, quarterly | $81,174,000 | 5,793 |
| Volatile liabilities | $23,976,000 | 4,556 |
| Insider loans | $1,009,000 | 4,292 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,311,000 | 5,637 |
| Tier 1 (core) risk-based capital | $3,726,000 | 7,424 |
| Tier 2 risk-based capital | $818,000 | 4,789 |
| Total risk weighted assets | $64,505,000 | 5,337 |
| Total unused commitments | $5,311,000 | 5,641 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 25 | 5,255 |
| Assets and Liabilities | ||
| Total Assets: | $83,230,000 | 5,733 |
| Cash and due from depository institutions | $15,054,000 | 5,255 |
| Interest-bearing balances | $13,898,000 | 1,269 |
| Securities | $851,000 | 7,752 |
| Federal funds sold & reverse repurchase agreements | $461,000 | 4,943 |
| Net loans & leases | $61,034,000 | 5,294 |
| Loan loss allowance | $1,735,000 | 3,292 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $907,000 | 5,900 |
| Other real estate owned | $2,566,000 | 5,255 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,357,000 | 4,758 |
| Life insurance assets | $1,580,000 | 2,567 |
| Total liabilities and capital | $83,229,000 | 5,733 |
| Total liabilities | $79,182,000 | 5,515 |
| Total deposits | $78,864,000 | 5,302 |
| Interest-bearing deposits | $74,203,000 | 5,033 |
| Deposits held in domestic offices | $78,864,000 | 5,300 |
| % insured | 85.42% | 2,162 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $318,000 | 6,178 |
| Total equity capital | $4,047,000 | 7,441 |
| Total bank equity capital | $4,047,000 | 7,441 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $122,000 | 6,058 |
| Surplus | $8,155,000 | 3,077 |
| Undivided profits | $-4,230,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,735,000 | 1,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $461,000 | 5,790 |
| Earning assets | $76,244,000 | 5,726 |
| Long-term assets (5+ years) | $911,000 | 7,164 |
| Average Assets, year-to-date | $83,274,000 | 5,695 |
| Average Assets, quarterly | $83,274,000 | 5,695 |
| Volatile liabilities | $26,475,000 | 4,269 |
| Insider loans | $990,000 | 4,373 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,543,000 | 5,318 |
| Tier 1 (core) risk-based capital | $4,040,000 | 7,380 |
| Tier 2 risk-based capital | $814,000 | 4,773 |
| Total risk weighted assets | $65,086,000 | 5,326 |
| Total unused commitments | $6,543,000 | 5,319 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 25 | 5,276 |
| Assets and Liabilities | ||
| Total Assets: | $83,318,000 | 5,722 |
| Cash and due from depository institutions | $10,286,000 | 5,276 |
| Interest-bearing balances | $8,720,000 | 1,231 |
| Securities | $844,000 | 7,805 |
| Federal funds sold & reverse repurchase agreements | $4,681,000 | 1,980 |
| Net loans & leases | $61,860,000 | 5,289 |
| Loan loss allowance | $1,731,000 | 3,241 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $951,000 | 5,864 |
| Other real estate owned | $2,575,000 | 5,276 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,121,000 | 5,061 |
| Life insurance assets | $1,567,000 | 2,588 |
| Total liabilities and capital | $83,318,000 | 5,722 |
| Total liabilities | $79,355,000 | 5,512 |
| Total deposits | $78,974,000 | 5,243 |
| Interest-bearing deposits | $73,896,000 | 4,962 |
| Deposits held in domestic offices | $78,974,000 | 5,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $381,000 | 5,905 |
| Total equity capital | $3,963,000 | 7,517 |
| Total bank equity capital | $3,963,000 | 7,517 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $122,000 | 6,098 |
| Surplus | $8,155,000 | 3,053 |
| Undivided profits | $-4,314,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,729,000 | 1,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $404,000 | 6,366 |
| Earning assets | $76,105,000 | 5,708 |
| Long-term assets (5+ years) | $917,000 | 7,167 |
| Average Assets, year-to-date | $74,597,200 | 5,891 |
| Average Assets, quarterly | $78,440,500 | 5,848 |
| Volatile liabilities | $27,635,000 | 4,113 |
| Insider loans | $894,000 | 4,606 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,353,000 | 5,397 |
| Tier 1 (core) risk-based capital | $3,959,000 | 7,459 |
| Tier 2 risk-based capital | $864,000 | 4,611 |
| Total risk weighted assets | $68,271,000 | 5,226 |
| Total unused commitments | $6,353,000 | 5,399 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 25 | 5,346 |
| Assets and Liabilities | ||
| Total Assets: | $73,563,000 | 6,023 |
| Cash and due from depository institutions | $2,362,000 | 5,346 |
| Interest-bearing balances | $396,000 | 3,902 |
| Securities | $890,000 | 7,855 |
| Federal funds sold & reverse repurchase agreements | $3,028,000 | 3,106 |
| Net loans & leases | $60,804,000 | 5,340 |
| Loan loss allowance | $548,000 | 5,890 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $994,000 | 5,838 |
| Other real estate owned | $2,707,000 | 5,346 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,778,000 | 4,495 |
| Life insurance assets | $1,553,000 | 2,599 |
| Total liabilities and capital | $73,564,000 | 6,023 |
| Total liabilities | $68,101,000 | 5,869 |
| Total deposits | $67,579,000 | 5,654 |
| Interest-bearing deposits | $60,464,000 | 5,485 |
| Deposits held in domestic offices | $67,579,000 | 5,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $522,000 | 5,368 |
| Total equity capital | $5,463,000 | 7,036 |
| Total bank equity capital | $5,463,000 | 7,036 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $122,000 | 6,150 |
| Surplus | $8,155,000 | 3,048 |
| Undivided profits | $-2,814,000 | 7,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,611,000 | 2,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $382,000 | 6,614 |
| Earning assets | $65,118,000 | 6,087 |
| Long-term assets (5+ years) | $953,000 | 7,195 |
| Average Assets, year-to-date | $72,417,000 | 5,975 |
| Average Assets, quarterly | $71,225,500 | 6,064 |
| Volatile liabilities | $16,382,000 | 5,290 |
| Insider loans | $923,000 | 4,545 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,159,000 | 5,593 |
| Tier 1 (core) risk-based capital | $5,457,000 | 6,988 |
| Tier 2 risk-based capital | $548,000 | 5,661 |
| Total risk weighted assets | $66,442,000 | 5,292 |
| Total unused commitments | $6,159,000 | 5,595 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $68,888,000 | 6,168 |
| Cash and due from depository institutions | $2,849,000 | 5,394 |
| Interest-bearing balances | $396,000 | 3,773 |
| Securities | $920,000 | 7,905 |
| Federal funds sold & reverse repurchase agreements | $1,161,000 | 4,529 |
| Net loans & leases | $59,308,000 | 5,379 |
| Loan loss allowance | $485,000 | 6,138 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,032,000 | 5,821 |
| Other real estate owned | $1,604,000 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,014,000 | 5,209 |
| Life insurance assets | $1,541,000 | 2,621 |
| Total liabilities and capital | $68,888,000 | 6,168 |
| Total liabilities | $63,898,000 | 6,017 |
| Total deposits | $63,530,000 | 5,847 |
| Interest-bearing deposits | $58,316,000 | 5,614 |
| Deposits held in domestic offices | $63,530,000 | 5,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $368,000 | 6,120 |
| Total equity capital | $4,990,000 | 7,227 |
| Total bank equity capital | $4,990,000 | 7,227 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $121,000 | 6,204 |
| Surplus | $8,155,000 | 3,038 |
| Undivided profits | $-3,286,000 | 8,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,568,000 | 3,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $385,000 | 6,534 |
| Earning assets | $61,785,000 | 6,205 |
| Long-term assets (5+ years) | $440,000 | 7,403 |
| Average Assets, year-to-date | $72,035,000 | 6,012 |
| Average Assets, quarterly | $71,919,500 | 6,052 |
| Volatile liabilities | $16,522,000 | 5,276 |
| Insider loans | $913,000 | 4,554 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,084,000 | 5,699 |
| Tier 1 (core) risk-based capital | $4,982,000 | 7,196 |
| Tier 2 risk-based capital | $485,000 | 5,930 |
| Total risk weighted assets | $60,227,000 | 5,538 |
| Total unused commitments | $6,084,000 | 5,702 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $74,951,000 | 5,988 |
| Cash and due from depository institutions | $4,657,000 | 5,298 |
| Interest-bearing balances | $396,000 | 3,856 |
| Securities | $888,000 | 7,962 |
| Federal funds sold & reverse repurchase agreements | $10,167,000 | 1,736 |
| Net loans & leases | $54,499,000 | 5,544 |
| Loan loss allowance | $416,000 | 6,419 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,060,000 | 5,795 |
| Other real estate owned | $1,602,000 | 5,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,078,000 | 5,049 |
| Life insurance assets | $1,528,000 | 2,623 |
| Total liabilities and capital | $74,951,000 | 5,988 |
| Total liabilities | $70,051,000 | 5,805 |
| Total deposits | $69,537,000 | 5,594 |
| Interest-bearing deposits | $64,136,000 | 5,343 |
| Deposits held in domestic offices | $69,537,000 | 5,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $514,000 | 5,593 |
| Total equity capital | $4,900,000 | 7,324 |
| Total bank equity capital | $4,900,000 | 7,324 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $122,000 | 6,229 |
| Surplus | $7,955,000 | 3,070 |
| Undivided profits | $-3,177,000 | 8,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 4,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $331,000 | 6,840 |
| Earning assets | $65,950,000 | 6,071 |
| Long-term assets (5+ years) | $483,000 | 7,402 |
| Average Assets, year-to-date | $73,608,500 | 5,980 |
| Average Assets, quarterly | $73,608,500 | 5,980 |
| Volatile liabilities | $24,113,000 | 4,318 |
| Insider loans | $918,000 | 4,513 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,109,000 | 5,479 |
| Tier 1 (core) risk-based capital | $4,887,000 | 7,249 |
| Tier 2 risk-based capital | $416,000 | 6,211 |
| Total risk weighted assets | $57,621,000 | 5,607 |
| Total unused commitments | $7,109,000 | 5,483 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $72,266,000 | 6,016 |
| Cash and due from depository institutions | $5,319,000 | 5,310 |
| Interest-bearing balances | $396,000 | 3,404 |
| Securities | $1,146,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $6,255,000 | 2,131 |
| Net loans & leases | $54,709,000 | 5,522 |
| Loan loss allowance | $412,000 | 6,422 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,103,000 | 5,742 |
| Other real estate owned | $1,578,000 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,156,000 | 4,997 |
| Life insurance assets | $1,515,000 | 2,614 |
| Total liabilities and capital | $72,266,000 | 6,016 |
| Total liabilities | $67,287,000 | 5,869 |
| Total deposits | $66,756,000 | 5,662 |
| Interest-bearing deposits | $61,705,000 | 5,410 |
| Deposits held in domestic offices | $66,756,000 | 5,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $531,000 | 5,522 |
| Total equity capital | $4,979,000 | 7,275 |
| Total bank equity capital | $4,979,000 | 7,275 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $122,000 | 6,267 |
| Surplus | $7,955,000 | 3,038 |
| Undivided profits | $-3,098,000 | 8,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,861,000 | 1,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $467,000 | 6,259 |
| Earning assets | $62,506,000 | 6,143 |
| Long-term assets (5+ years) | $642,000 | 7,335 |
| Average Assets, year-to-date | $73,562,800 | 5,877 |
| Average Assets, quarterly | $71,096,000 | 6,019 |
| Volatile liabilities | $22,341,000 | 4,524 |
| Insider loans | $775,000 | 4,795 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $6,533,000 | 5,568 |
| Tier 1 (core) risk-based capital | $4,976,000 | 7,217 |
| Tier 2 risk-based capital | $412,000 | 6,239 |
| Total risk weighted assets | $56,042,000 | 5,650 |
| Total unused commitments | $6,533,000 | 5,568 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $69,926,000 | 6,081 |
| Cash and due from depository institutions | $4,849,000 | 5,580 |
| Interest-bearing balances | $396,000 | 3,259 |
| Securities | $1,178,000 | 8,014 |
| Federal funds sold & reverse repurchase agreements | $5,006,000 | 2,549 |
| Net loans & leases | $55,249,000 | 5,475 |
| Loan loss allowance | $723,000 | 5,108 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,151,000 | 5,674 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,493,000 | 4,733 |
| Life insurance assets | $1,502,000 | 2,577 |
| Total liabilities and capital | $69,926,000 | 6,081 |
| Total liabilities | $64,724,000 | 5,952 |
| Total deposits | $64,006,000 | 5,786 |
| Interest-bearing deposits | $58,842,000 | 5,520 |
| Deposits held in domestic offices | $64,006,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $718,000 | 4,852 |
| Total equity capital | $5,202,000 | 7,195 |
| Total bank equity capital | $5,202,000 | 7,195 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $122,000 | 6,277 |
| Surplus | $7,955,000 | 2,989 |
| Undivided profits | $-2,875,000 | 8,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,367,000 | 863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $583,000 | 5,915 |
| Earning assets | $61,829,000 | 6,170 |
| Long-term assets (5+ years) | $743,000 | 7,283 |
| Average Assets, year-to-date | $73,887,000 | 5,887 |
| Average Assets, quarterly | $72,999,000 | 5,969 |
| Volatile liabilities | $23,707,000 | 4,307 |
| Insider loans | $643,000 | 5,068 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,417,000 | 5,360 |
| Tier 1 (core) risk-based capital | $5,202,000 | 7,159 |
| Tier 2 risk-based capital | $723,000 | 4,919 |
| Total risk weighted assets | $57,361,000 | 5,581 |
| Total unused commitments | $7,417,000 | 5,361 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $76,072,000 | 5,889 |
| Cash and due from depository institutions | $3,768,000 | 5,505 |
| Interest-bearing balances | $396,000 | 3,296 |
| Securities | $5,170,000 | 7,129 |
| Federal funds sold & reverse repurchase agreements | $11,799,000 | 1,356 |
| Net loans & leases | $52,020,000 | 5,613 |
| Loan loss allowance | $723,000 | 5,116 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,210,000 | 5,609 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,105,000 | 5,109 |
| Life insurance assets | $1,489,000 | 2,589 |
| Total liabilities and capital | $76,072,000 | 5,889 |
| Total liabilities | $70,476,000 | 5,736 |
| Total deposits | $70,001,000 | 5,537 |
| Interest-bearing deposits | $65,055,000 | 5,238 |
| Deposits held in domestic offices | $70,001,000 | 5,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $475,000 | 5,678 |
| Total equity capital | $5,596,000 | 7,042 |
| Total bank equity capital | $5,596,000 | 7,042 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $122,000 | 6,318 |
| Surplus | $7,955,000 | 2,981 |
| Undivided profits | $-2,481,000 | 8,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,759,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $531,000 | 5,954 |
| Earning assets | $69,385,000 | 5,905 |
| Long-term assets (5+ years) | $767,000 | 7,298 |
| Average Assets, year-to-date | $75,207,330 | 5,879 |
| Average Assets, quarterly | $75,238,500 | 5,912 |
| Volatile liabilities | $27,464,000 | 3,922 |
| Insider loans | $721,000 | 4,862 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,765,000 | 5,858 |
| Tier 1 (core) risk-based capital | $5,639,000 | 7,006 |
| Tier 2 risk-based capital | $723,000 | 4,910 |
| Total risk weighted assets | $61,309,000 | 5,379 |
| Total unused commitments | $5,765,000 | 5,859 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 25 | 5,497 |
| Assets and Liabilities | ||
| Total Assets: | $74,405,000 | 5,966 |
| Cash and due from depository institutions | $2,852,000 | 5,497 |
| Interest-bearing balances | $396,000 | 3,371 |
| Securities | $5,247,000 | 7,170 |
| Federal funds sold & reverse repurchase agreements | $11,440,000 | 1,773 |
| Net loans & leases | $51,538,000 | 5,590 |
| Loan loss allowance | $728,000 | 5,083 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,259,000 | 5,525 |
| Other real estate owned | $0 | 5,497 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,069,000 | 5,046 |
| Life insurance assets | $1,476,000 | 2,586 |
| Total liabilities and capital | $74,405,000 | 5,966 |
| Total liabilities | $68,846,000 | 5,826 |
| Total deposits | $68,288,000 | 5,648 |
| Interest-bearing deposits | $63,941,000 | 5,304 |
| Deposits held in domestic offices | $68,288,000 | 5,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $558,000 | 5,293 |
| Total equity capital | $5,559,000 | 7,077 |
| Total bank equity capital | $5,559,000 | 7,077 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $122,000 | 6,340 |
| Surplus | $7,955,000 | 2,933 |
| Undivided profits | $-2,518,000 | 8,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,845,000 | 930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $498,000 | 5,993 |
| Earning assets | $68,621,000 | 5,953 |
| Long-term assets (5+ years) | $803,000 | 7,276 |
| Average Assets, year-to-date | $74,775,000 | 5,917 |
| Average Assets, quarterly | $74,775,000 | 5,917 |
| Volatile liabilities | $27,462,000 | 3,841 |
| Insider loans | $721,000 | 4,881 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,080,000 | 6,123 |
| Tier 1 (core) risk-based capital | $5,578,000 | 7,024 |
| Tier 2 risk-based capital | $728,000 | 4,878 |
| Total risk weighted assets | $59,152,000 | 5,433 |
| Total unused commitments | $5,080,000 | 6,123 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 26 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $75,145,000 | 5,923 |
| Cash and due from depository institutions | $4,901,000 | 5,382 |
| Interest-bearing balances | $396,000 | 3,375 |
| Securities | $4,873,000 | 7,291 |
| Federal funds sold & reverse repurchase agreements | $10,509,000 | 1,567 |
| Net loans & leases | $51,457,000 | 5,582 |
| Loan loss allowance | $730,000 | 5,059 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,308,000 | 5,445 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,097,000 | 5,058 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $75,145,000 | 5,923 |
| Total liabilities | $69,644,000 | 5,788 |
| Total deposits | $69,008,000 | 5,585 |
| Interest-bearing deposits | $63,398,000 | 5,276 |
| Deposits held in domestic offices | $69,008,000 | 5,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $636,000 | 4,912 |
| Total equity capital | $5,501,000 | 7,070 |
| Total bank equity capital | $5,501,000 | 7,070 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $122,000 | 6,371 |
| Surplus | $7,955,000 | 2,887 |
| Undivided profits | $-2,576,000 | 8,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,422,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $563,000 | 5,815 |
| Earning assets | $67,235,000 | 5,972 |
| Long-term assets (5+ years) | $572,000 | 7,390 |
| Average Assets, year-to-date | $74,492,600 | 5,820 |
| Average Assets, quarterly | $74,662,500 | 5,904 |
| Volatile liabilities | $28,311,000 | 3,856 |
| Insider loans | $723,000 | 4,863 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,586,000 | 5,856 |
| Tier 1 (core) risk-based capital | $5,532,000 | 7,014 |
| Tier 2 risk-based capital | $730,000 | 4,847 |
| Total risk weighted assets | $60,030,000 | 5,360 |
| Total unused commitments | $5,586,000 | 5,858 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $74,180,000 | 5,936 |
| Cash and due from depository institutions | $5,234,000 | 5,657 |
| Interest-bearing balances | $521,000 | 3,043 |
| Securities | $5,450,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $6,831,000 | 1,955 |
| Net loans & leases | $53,205,000 | 5,525 |
| Loan loss allowance | $796,000 | 4,839 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,358,000 | 5,356 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,102,000 | 5,106 |
| Life insurance assets | $1,451,000 | 2,545 |
| Total liabilities and capital | $74,180,000 | 5,936 |
| Total liabilities | $68,542,000 | 5,794 |
| Total deposits | $67,868,000 | 5,580 |
| Interest-bearing deposits | $62,424,000 | 5,279 |
| Deposits held in domestic offices | $67,868,000 | 5,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $674,000 | 4,822 |
| Total equity capital | $5,638,000 | 7,021 |
| Total bank equity capital | $5,638,000 | 7,021 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,425 |
| Surplus | $7,955,000 | 2,867 |
| Undivided profits | $-2,439,000 | 8,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,529,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $529,000 | 6,033 |
| Earning assets | $66,007,000 | 6,022 |
| Long-term assets (5+ years) | $615,000 | 7,417 |
| Average Assets, year-to-date | $74,329,500 | 5,840 |
| Average Assets, quarterly | $73,488,500 | 5,941 |
| Volatile liabilities | $27,593,000 | 3,923 |
| Insider loans | $728,000 | 4,816 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,670,000 | 5,551 |
| Tier 1 (core) risk-based capital | $5,670,000 | 6,973 |
| Tier 2 risk-based capital | $763,000 | 4,726 |
| Total risk weighted assets | $61,031,000 | 5,322 |
| Total unused commitments | $6,670,000 | 5,552 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $72,797,000 | 5,986 |
| Cash and due from depository institutions | $2,138,000 | 5,546 |
| Interest-bearing balances | $521,000 | 3,044 |
| Securities | $5,827,000 | 7,177 |
| Federal funds sold & reverse repurchase agreements | $7,226,000 | 1,694 |
| Net loans & leases | $54,155,000 | 5,457 |
| Loan loss allowance | $646,000 | 5,388 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,407,000 | 5,269 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,044,000 | 5,093 |
| Life insurance assets | $1,438,000 | 2,515 |
| Total liabilities and capital | $72,797,000 | 5,986 |
| Total liabilities | $67,639,000 | 5,826 |
| Total deposits | $66,897,000 | 5,616 |
| Interest-bearing deposits | $61,122,000 | 5,329 |
| Deposits held in domestic offices | $66,897,000 | 5,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $742,000 | 4,247 |
| Total equity capital | $5,158,000 | 7,165 |
| Total bank equity capital | $5,158,000 | 7,165 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $122,000 | 6,444 |
| Surplus | $7,955,000 | 2,803 |
| Undivided profits | $-2,919,000 | 8,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,679,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $477,000 | 6,006 |
| Earning assets | $67,729,000 | 5,944 |
| Long-term assets (5+ years) | $543,000 | 7,481 |
| Average Assets, year-to-date | $74,379,330 | 5,867 |
| Average Assets, quarterly | $73,060,500 | 5,941 |
| Volatile liabilities | $26,356,000 | 3,970 |
| Insider loans | $655,000 | 5,029 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,782,000 | 5,306 |
| Tier 1 (core) risk-based capital | $5,210,000 | 7,147 |
| Tier 2 risk-based capital | $646,000 | 5,157 |
| Total risk weighted assets | $54,259,000 | 5,627 |
| Total unused commitments | $7,782,000 | 5,306 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $73,324,000 | 5,934 |
| Cash and due from depository institutions | $4,255,000 | 5,414 |
| Interest-bearing balances | $924,000 | 2,649 |
| Securities | $5,760,000 | 7,230 |
| Federal funds sold & reverse repurchase agreements | $5,201,000 | 2,560 |
| Net loans & leases | $54,597,000 | 5,360 |
| Loan loss allowance | $646,000 | 5,368 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,451,000 | 5,167 |
| Other real estate owned | $0 | 5,414 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,060,000 | 4,977 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $73,324,000 | 5,934 |
| Total liabilities | $68,243,000 | 5,786 |
| Total deposits | $67,476,000 | 5,588 |
| Interest-bearing deposits | $60,280,000 | 5,375 |
| Deposits held in domestic offices | $67,476,000 | 5,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $767,000 | 4,156 |
| Total equity capital | $5,081,000 | 7,172 |
| Total bank equity capital | $5,081,000 | 7,172 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,458 |
| Surplus | $7,955,000 | 2,735 |
| Undivided profits | $-2,996,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,767,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $420,000 | 6,204 |
| Earning assets | $66,482,000 | 5,970 |
| Long-term assets (5+ years) | $590,000 | 7,468 |
| Average Assets, year-to-date | $75,170,500 | 5,845 |
| Average Assets, quarterly | $75,170,500 | 5,845 |
| Volatile liabilities | $25,283,000 | 3,927 |
| Insider loans | $715,000 | 4,832 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,120,000 | 5,483 |
| Tier 1 (core) risk-based capital | $5,129,000 | 7,141 |
| Tier 2 risk-based capital | $646,000 | 5,119 |
| Total risk weighted assets | $53,464,000 | 5,607 |
| Total unused commitments | $7,120,000 | 5,484 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $77,017,000 | 5,787 |
| Cash and due from depository institutions | $3,363,000 | 5,541 |
| Interest-bearing balances | $916,000 | 2,747 |
| Securities | $6,213,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $10,935,000 | 1,262 |
| Net loans & leases | $53,126,000 | 5,421 |
| Loan loss allowance | $645,000 | 5,369 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,474,000 | 5,120 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,906,000 | 5,187 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $77,016,000 | 5,787 |
| Total liabilities | $72,011,000 | 5,629 |
| Total deposits | $70,901,000 | 5,417 |
| Interest-bearing deposits | $62,054,000 | 5,261 |
| Deposits held in domestic offices | $70,901,000 | 5,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,110,000 | 3,248 |
| Total equity capital | $5,005,000 | 7,217 |
| Total bank equity capital | $5,005,000 | 7,217 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $122,000 | 6,482 |
| Surplus | $7,955,000 | 2,701 |
| Undivided profits | $-3,072,000 | 8,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,527,000 | 1,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $347,000 | 6,789 |
| Earning assets | $71,190,000 | 5,751 |
| Long-term assets (5+ years) | $622,000 | 7,480 |
| Average Assets, year-to-date | $68,775,400 | 5,996 |
| Average Assets, quarterly | $74,177,500 | 5,878 |
| Volatile liabilities | $26,272,000 | 3,775 |
| Insider loans | $1,100,000 | 4,008 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,012,000 | 5,433 |
| Tier 1 (core) risk-based capital | $5,054,000 | 7,175 |
| Tier 2 risk-based capital | $646,000 | 5,109 |
| Total risk weighted assets | $52,955,000 | 5,628 |
| Total unused commitments | $7,012,000 | 5,434 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 25 | 5,543 |
| Assets and Liabilities | ||
| Total Assets: | $71,338,000 | 6,013 |
| Cash and due from depository institutions | $3,182,000 | 5,543 |
| Interest-bearing balances | $909,000 | 2,811 |
| Securities | $6,179,000 | 7,188 |
| Federal funds sold & reverse repurchase agreements | $2,777,000 | 3,247 |
| Net loans & leases | $55,535,000 | 5,304 |
| Loan loss allowance | $671,000 | 5,237 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,518,000 | 5,014 |
| Other real estate owned | $0 | 5,543 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,147,000 | 4,864 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $71,338,000 | 6,013 |
| Total liabilities | $65,375,000 | 5,908 |
| Total deposits | $64,960,000 | 5,656 |
| Interest-bearing deposits | $58,728,000 | 5,400 |
| Deposits held in domestic offices | $64,960,000 | 5,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $415,000 | 5,630 |
| Total equity capital | $5,963,000 | 6,791 |
| Total bank equity capital | $5,963,000 | 6,791 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,508 |
| Surplus | $7,955,000 | 2,637 |
| Undivided profits | $-2,114,000 | 8,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,889,000 | 924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $379,000 | 6,569 |
| Earning assets | $65,400,000 | 5,994 |
| Long-term assets (5+ years) | $689,000 | 7,509 |
| Average Assets, year-to-date | $66,715,000 | 6,094 |
| Average Assets, quarterly | $70,405,500 | 6,007 |
| Volatile liabilities | $23,718,000 | 3,966 |
| Insider loans | $1,209,000 | 3,771 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,923,000 | 5,148 |
| Tier 1 (core) risk-based capital | $6,004,000 | 6,737 |
| Tier 2 risk-based capital | $671,000 | 4,968 |
| Total risk weighted assets | $60,791,000 | 5,230 |
| Total unused commitments | $7,923,000 | 5,150 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 19 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $69,473,000 | 6,029 |
| Cash and due from depository institutions | $5,434,000 | 6,393 |
| Interest-bearing balances | $902,000 | 2,848 |
| Securities | $6,154,000 | 7,247 |
| Federal funds sold & reverse repurchase agreements | $5,061,000 | 2,072 |
| Net loans & leases | $50,786,000 | 5,480 |
| Loan loss allowance | $544,000 | 5,795 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,528,000 | 4,974 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $510,000 | 7,803 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $69,473,000 | 6,029 |
| Total liabilities | $63,873,000 | 5,912 |
| Total deposits | $63,594,000 | 5,678 |
| Interest-bearing deposits | $56,120,000 | 5,511 |
| Deposits held in domestic offices | $63,594,000 | 5,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $279,000 | 6,334 |
| Total equity capital | $5,600,000 | 6,935 |
| Total bank equity capital | $5,600,000 | 6,935 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,508 |
| Surplus | $7,955,000 | 2,588 |
| Undivided profits | $-2,477,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,498,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $300,000 | 6,958 |
| Earning assets | $62,903,000 | 6,057 |
| Long-term assets (5+ years) | $761,000 | 7,501 |
| Average Assets, year-to-date | $65,174,000 | 6,156 |
| Average Assets, quarterly | $65,813,000 | 6,142 |
| Volatile liabilities | $22,423,000 | 3,998 |
| Insider loans | $1,106,000 | 3,931 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,323,000 | 4,792 |
| Tier 1 (core) risk-based capital | $5,611,000 | 6,855 |
| Tier 2 risk-based capital | $544,000 | 5,517 |
| Total risk weighted assets | $56,249,000 | 5,365 |
| Total unused commitments | $9,323,000 | 4,794 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 19 | 6,417 |
| Assets and Liabilities | ||
| Total Assets: | $62,153,000 | 6,355 |
| Cash and due from depository institutions | $1,387,000 | 6,417 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,237,000 | 7,317 |
| Federal funds sold & reverse repurchase agreements | $10,738,000 | 1,162 |
| Net loans & leases | $41,955,000 | 5,977 |
| Loan loss allowance | $534,000 | 5,867 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,513,000 | 5,009 |
| Other real estate owned | $0 | 6,417 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $323,000 | 8,339 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $62,153,000 | 6,355 |
| Total liabilities | $56,644,000 | 6,277 |
| Total deposits | $56,387,000 | 6,073 |
| Interest-bearing deposits | $51,050,000 | 5,831 |
| Deposits held in domestic offices | $56,387,000 | 6,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $257,000 | 6,403 |
| Total equity capital | $5,509,000 | 6,931 |
| Total bank equity capital | $5,509,000 | 6,931 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $122,000 | 6,560 |
| Surplus | $7,955,000 | 2,541 |
| Undivided profits | $-2,568,000 | 8,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 5,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $217,000 | 7,638 |
| Earning assets | $58,930,000 | 6,267 |
| Long-term assets (5+ years) | $857,000 | 7,499 |
| Average Assets, year-to-date | $63,024,500 | 6,313 |
| Average Assets, quarterly | $63,024,500 | 6,313 |
| Volatile liabilities | $16,795,000 | 4,583 |
| Insider loans | $678,000 | 4,872 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,052,000 | 4,604 |
| Tier 1 (core) risk-based capital | $5,519,000 | 6,895 |
| Tier 2 risk-based capital | $534,000 | 5,572 |
| Total risk weighted assets | $47,837,000 | 5,811 |
| Total unused commitments | $10,052,000 | 4,606 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $63,896,000 | 6,290 |
| Cash and due from depository institutions | $1,688,000 | 6,242 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,326,000 | 7,315 |
| Federal funds sold & reverse repurchase agreements | $11,132,000 | 1,062 |
| Net loans & leases | $43,083,000 | 5,905 |
| Loan loss allowance | $540,000 | 5,818 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,451,000 | 5,078 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $216,000 | 8,658 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $63,896,000 | 6,290 |
| Total liabilities | $58,434,000 | 6,201 |
| Total deposits | $58,177,000 | 5,977 |
| Interest-bearing deposits | $51,761,000 | 5,779 |
| Deposits held in domestic offices | $58,177,000 | 5,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $257,000 | 6,335 |
| Total equity capital | $5,462,000 | 7,000 |
| Total bank equity capital | $5,462,000 | 7,000 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $122,000 | 6,587 |
| Surplus | $7,955,000 | 2,496 |
| Undivided profits | $-2,615,000 | 8,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $194,000 | 7,838 |
| Earning assets | $60,541,000 | 6,185 |
| Long-term assets (5+ years) | $846,000 | 7,554 |
| Average Assets, year-to-date | $60,732,600 | 6,342 |
| Average Assets, quarterly | $62,550,500 | 6,330 |
| Volatile liabilities | $16,662,000 | 4,583 |
| Insider loans | $781,000 | 4,612 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,973,000 | 5,531 |
| Tier 1 (core) risk-based capital | $5,453,000 | 6,918 |
| Tier 2 risk-based capital | $540,000 | 5,538 |
| Total risk weighted assets | $45,177,000 | 5,982 |
| Total unused commitments | $5,973,000 | 5,532 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 21 | 6,149 |
| Assets and Liabilities | ||
| Total Assets: | $61,205,000 | 6,416 |
| Cash and due from depository institutions | $1,352,000 | 6,149 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $5,993,000 | 7,443 |
| Federal funds sold & reverse repurchase agreements | $9,287,000 | 1,229 |
| Net loans & leases | $42,848,000 | 5,916 |
| Loan loss allowance | $540,000 | 5,833 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,480,000 | 4,997 |
| Other real estate owned | $0 | 6,149 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $245,000 | 8,649 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $61,205,000 | 6,416 |
| Total liabilities | $55,762,000 | 6,321 |
| Total deposits | $55,503,000 | 6,090 |
| Interest-bearing deposits | $49,014,000 | 5,931 |
| Deposits held in domestic offices | $55,503,000 | 6,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $259,000 | 6,563 |
| Total equity capital | $5,443,000 | 7,025 |
| Total bank equity capital | $5,443,000 | 7,025 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $122,000 | 6,629 |
| Surplus | $7,955,000 | 2,465 |
| Undivided profits | $-2,634,000 | 8,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $187,000 | 8,007 |
| Earning assets | $58,128,000 | 6,282 |
| Long-term assets (5+ years) | $975,000 | 7,570 |
| Average Assets, year-to-date | $59,941,750 | 6,392 |
| Average Assets, quarterly | $61,400,000 | 6,370 |
| Volatile liabilities | $15,518,000 | 4,723 |
| Insider loans | $1,050,000 | 3,992 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,375,000 | 6,537 |
| Tier 1 (core) risk-based capital | $5,432,000 | 6,918 |
| Tier 2 risk-based capital | $540,000 | 5,514 |
| Total risk weighted assets | $43,875,000 | 6,044 |
| Total unused commitments | $3,375,000 | 6,542 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $61,595,000 | 6,391 |
| Cash and due from depository institutions | $1,634,000 | 6,064 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $2,551,000 | 8,353 |
| Federal funds sold & reverse repurchase agreements | $10,182,000 | 1,069 |
| Net loans & leases | $45,437,000 | 5,715 |
| Loan loss allowance | $530,000 | 5,872 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,510,000 | 4,942 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $281,000 | 8,590 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $61,595,000 | 6,391 |
| Total liabilities | $56,242,000 | 6,302 |
| Total deposits | $56,011,000 | 6,079 |
| Interest-bearing deposits | $49,732,000 | 5,914 |
| Deposits held in domestic offices | $56,011,000 | 6,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $231,000 | 6,484 |
| Total equity capital | $5,353,000 | 6,989 |
| Total bank equity capital | $5,353,000 | 6,989 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $122,000 | 6,675 |
| Surplus | $7,955,000 | 2,425 |
| Undivided profits | $-2,724,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $230,000 | 7,536 |
| Earning assets | $58,170,000 | 6,277 |
| Long-term assets (5+ years) | $991,000 | 7,631 |
| Average Assets, year-to-date | $59,520,670 | 6,453 |
| Average Assets, quarterly | $59,974,500 | 6,452 |
| Volatile liabilities | $15,885,000 | 4,599 |
| Insider loans | $1,342,000 | 3,459 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,972,000 | 6,816 |
| Tier 1 (core) risk-based capital | $5,342,000 | 6,935 |
| Tier 2 risk-based capital | $530,000 | 5,534 |
| Total risk weighted assets | $46,183,000 | 5,887 |
| Total unused commitments | $2,972,000 | 6,821 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $58,354,000 | 6,554 |
| Cash and due from depository institutions | $1,369,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $2,818,000 | 8,280 |
| Federal funds sold & reverse repurchase agreements | $8,475,000 | 1,768 |
| Net loans & leases | $43,914,000 | 5,770 |
| Loan loss allowance | $530,000 | 5,872 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,516,000 | 4,906 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $262,000 | 8,621 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $58,354,000 | 6,554 |
| Total liabilities | $53,071,000 | 6,466 |
| Total deposits | $52,795,000 | 6,282 |
| Interest-bearing deposits | $48,306,000 | 6,044 |
| Deposits held in domestic offices | $52,795,000 | 6,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $276,000 | 6,397 |
| Total equity capital | $5,283,000 | 7,108 |
| Total bank equity capital | $5,283,000 | 7,108 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $122,000 | 6,694 |
| Surplus | $7,955,000 | 2,397 |
| Undivided profits | $-2,794,000 | 8,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $199,000 | 7,799 |
| Earning assets | $55,207,000 | 6,455 |
| Long-term assets (5+ years) | $1,125,000 | 7,580 |
| Average Assets, year-to-date | $58,483,500 | 6,533 |
| Average Assets, quarterly | $58,483,500 | 6,533 |
| Volatile liabilities | $15,532,000 | 4,556 |
| Insider loans | $1,355,000 | 3,422 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,530,000 | 6,108 |
| Tier 1 (core) risk-based capital | $5,263,000 | 6,965 |
| Tier 2 risk-based capital | $530,000 | 5,539 |
| Total risk weighted assets | $43,743,000 | 6,017 |
| Total unused commitments | $4,530,000 | 6,114 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $58,613,000 | 6,555 |
| Cash and due from depository institutions | $1,518,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $3,008,000 | 8,296 |
| Federal funds sold & reverse repurchase agreements | $9,065,000 | 1,311 |
| Net loans & leases | $43,223,000 | 5,821 |
| Loan loss allowance | $527,000 | 5,881 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,546,000 | 4,862 |
| Other real estate owned | $0 | 6,366 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $253,000 | 8,730 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,613,000 | 6,555 |
| Total liabilities | $53,533,000 | 6,453 |
| Total deposits | $53,264,000 | 6,258 |
| Interest-bearing deposits | $48,565,000 | 6,017 |
| Deposits held in domestic offices | $53,264,000 | 6,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $269,000 | 6,358 |
| Total equity capital | $5,080,000 | 7,167 |
| Total bank equity capital | $5,080,000 | 7,167 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $122,000 | 6,746 |
| Surplus | $7,955,000 | 2,365 |
| Undivided profits | $-2,997,000 | 9,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $215,000 | 7,757 |
| Earning assets | $55,296,000 | 6,443 |
| Long-term assets (5+ years) | $42,000 | 8,119 |
| Average Assets, year-to-date | $59,636,000 | 6,367 |
| Average Assets, quarterly | $59,786,500 | 6,444 |
| Volatile liabilities | $15,393,000 | 4,554 |
| Insider loans | $1,285,000 | 3,522 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,275,000 | 6,069 |
| Tier 1 (core) risk-based capital | $5,063,000 | 7,053 |
| Tier 2 risk-based capital | $527,000 | 5,552 |
| Total risk weighted assets | $43,688,000 | 6,033 |
| Total unused commitments | $4,275,000 | 6,074 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $60,960,000 | 6,412 |
| Cash and due from depository institutions | $2,273,000 | 6,371 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,440,000 | 8,180 |
| Federal funds sold & reverse repurchase agreements | $13,890,000 | 1,052 |
| Net loans & leases | $39,466,000 | 6,093 |
| Loan loss allowance | $530,000 | 5,889 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,566,000 | 4,818 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $325,000 | 8,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,960,000 | 6,412 |
| Total liabilities | $55,919,000 | 6,301 |
| Total deposits | $55,642,000 | 6,112 |
| Interest-bearing deposits | $50,432,000 | 5,894 |
| Deposits held in domestic offices | $55,642,000 | 6,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $277,000 | 6,610 |
| Total equity capital | $5,041,000 | 7,206 |
| Total bank equity capital | $5,041,000 | 7,206 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $122,000 | 6,792 |
| Surplus | $7,955,000 | 2,327 |
| Undivided profits | $-3,036,000 | 9,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $217,000 | 7,850 |
| Earning assets | $56,796,000 | 6,341 |
| Long-term assets (5+ years) | $1,615,000 | 7,466 |
| Average Assets, year-to-date | $59,891,750 | 6,384 |
| Average Assets, quarterly | $61,368,000 | 6,364 |
| Volatile liabilities | $15,229,000 | 4,574 |
| Insider loans | $1,356,000 | 3,387 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,813,000 | 5,835 |
| Tier 1 (core) risk-based capital | $5,029,000 | 7,088 |
| Tier 2 risk-based capital | $510,000 | 5,661 |
| Total risk weighted assets | $40,816,000 | 6,236 |
| Total unused commitments | $4,813,000 | 5,839 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $61,776,000 | 6,365 |
| Cash and due from depository institutions | $2,001,000 | 7,034 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,981,000 | 8,036 |
| Federal funds sold & reverse repurchase agreements | $11,441,000 | 1,383 |
| Net loans & leases | $42,427,000 | 5,865 |
| Loan loss allowance | $530,000 | 5,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,591,000 | 4,768 |
| Other real estate owned | $0 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $335,000 | 8,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,776,000 | 6,365 |
| Total liabilities | $56,727,000 | 6,256 |
| Total deposits | $56,434,000 | 6,077 |
| Interest-bearing deposits | $49,699,000 | 5,955 |
| Deposits held in domestic offices | $56,434,000 | 6,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $293,000 | 6,550 |
| Total equity capital | $5,049,000 | 7,220 |
| Total bank equity capital | $5,049,000 | 7,220 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $122,000 | 6,813 |
| Surplus | $7,955,000 | 2,287 |
| Undivided profits | $-3,028,000 | 9,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $257,000 | 7,443 |
| Earning assets | $57,849,000 | 6,282 |
| Long-term assets (5+ years) | $1,910,000 | 7,331 |
| Average Assets, year-to-date | $59,535,670 | 6,416 |
| Average Assets, quarterly | $60,305,000 | 6,412 |
| Volatile liabilities | $14,591,000 | 4,660 |
| Insider loans | $1,458,000 | 3,212 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,694,000 | 5,887 |
| Tier 1 (core) risk-based capital | $5,039,000 | 7,061 |
| Tier 2 risk-based capital | $530,000 | 5,516 |
| Total risk weighted assets | $42,575,000 | 6,086 |
| Total unused commitments | $4,694,000 | 5,899 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 19 | 6,553 |
| Assets and Liabilities | ||
| Total Assets: | $58,834,000 | 6,487 |
| Cash and due from depository institutions | $2,158,000 | 6,553 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,524,000 | 7,948 |
| Federal funds sold & reverse repurchase agreements | $4,422,000 | 3,481 |
| Net loans & leases | $45,774,000 | 5,557 |
| Loan loss allowance | $530,000 | 5,823 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,613,000 | 4,697 |
| Other real estate owned | $0 | 6,553 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $343,000 | 8,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,834,000 | 6,487 |
| Total liabilities | $53,857,000 | 6,387 |
| Total deposits | $53,575,000 | 6,198 |
| Interest-bearing deposits | $48,517,000 | 6,027 |
| Deposits held in domestic offices | $53,575,000 | 6,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $282,000 | 6,694 |
| Total equity capital | $4,977,000 | 7,227 |
| Total bank equity capital | $4,977,000 | 7,227 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $122,000 | 6,846 |
| Surplus | $7,955,000 | 2,257 |
| Undivided profits | $-3,100,000 | 9,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 3,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $261,000 | 7,454 |
| Earning assets | $54,720,000 | 6,426 |
| Long-term assets (5+ years) | $2,210,000 | 7,147 |
| Average Assets, year-to-date | $58,415,500 | 6,484 |
| Average Assets, quarterly | $58,415,500 | 6,484 |
| Volatile liabilities | $14,178,000 | 4,689 |
| Insider loans | $950,000 | 4,049 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,377,000 | 6,479 |
| Tier 1 (core) risk-based capital | $4,960,000 | 7,070 |
| Tier 2 risk-based capital | $530,000 | 5,471 |
| Total risk weighted assets | $43,963,000 | 5,914 |
| Total unused commitments | $3,377,000 | 6,490 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $57,997,000 | 6,512 |
| Cash and due from depository institutions | $1,420,000 | 6,711 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $4,735,000 | 7,910 |
| Federal funds sold & reverse repurchase agreements | $4,391,000 | 3,098 |
| Net loans & leases | $45,381,000 | 5,600 |
| Loan loss allowance | $524,000 | 5,816 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,637,000 | 4,651 |
| Other real estate owned | $0 | 6,711 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $433,000 | 8,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,997,000 | 6,512 |
| Total liabilities | $53,103,000 | 6,416 |
| Total deposits | $52,760,000 | 6,215 |
| Interest-bearing deposits | $48,320,000 | 5,980 |
| Deposits held in domestic offices | $52,760,000 | 6,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $343,000 | 6,312 |
| Total equity capital | $4,894,000 | 7,240 |
| Total bank equity capital | $4,894,000 | 7,240 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $122,000 | 6,872 |
| Surplus | $7,955,000 | 2,219 |
| Undivided profits | $-3,183,000 | 9,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $293,000 | 7,296 |
| Earning assets | $54,507,000 | 6,421 |
| Long-term assets (5+ years) | $2,465,000 | 7,014 |
| Average Assets, year-to-date | $53,943,800 | 6,602 |
| Average Assets, quarterly | $58,596,500 | 6,449 |
| Volatile liabilities | $13,399,000 | 4,854 |
| Insider loans | $656,000 | 4,875 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,198,000 | 7,113 |
| Tier 1 (core) risk-based capital | $4,880,000 | 7,090 |
| Tier 2 risk-based capital | $524,000 | 5,483 |
| Total risk weighted assets | $43,259,000 | 5,954 |
| Total unused commitments | $2,198,000 | 7,118 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $45,649,000 | 7,220 |
| Cash and due from depository institutions | $2,039,000 | 6,455 |
| Interest-bearing balances | $103,000 | 5,009 |
| Securities | $3,730,000 | 8,349 |
| Federal funds sold & reverse repurchase agreements | $4,967,000 | 2,801 |
| Net loans & leases | $32,845,000 | 6,543 |
| Loan loss allowance | $369,000 | 6,819 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,762,000 | 4,404 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $306,000 | 9,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,649,000 | 7,220 |
| Total liabilities | $41,733,000 | 7,137 |
| Total deposits | $41,393,000 | 6,962 |
| Interest-bearing deposits | $36,590,000 | 6,824 |
| Deposits held in domestic offices | $41,393,000 | 6,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $340,000 | 6,542 |
| Total equity capital | $3,916,000 | 7,869 |
| Total bank equity capital | $3,916,000 | 7,869 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $94,000 | 7,727 |
| Surplus | $7,162,000 | 2,307 |
| Undivided profits | $-3,340,000 | 9,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $295,000 | 7,594 |
| Earning assets | $41,645,000 | 7,210 |
| Long-term assets (5+ years) | $934,000 | 7,915 |
| Average Assets, year-to-date | $38,020,600 | 7,598 |
| Average Assets, quarterly | $43,592,000 | 7,313 |
| Volatile liabilities | $13,060,000 | 4,879 |
| Insider loans | $110,000 | 7,589 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,570,000 | 7,685 |
| Tier 1 (core) risk-based capital | $3,837,000 | 7,818 |
| Tier 2 risk-based capital | $369,000 | 6,499 |
| Total risk weighted assets | $32,894,000 | 6,771 |
| Total unused commitments | $1,570,000 | 7,692 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $31,474,000 | 8,241 |
| Cash and due from depository institutions | $1,726,000 | 6,388 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $6,273,000 | 7,921 |
| Federal funds sold & reverse repurchase agreements | $6,828,000 | 1,774 |
| Net loans & leases | $14,592,000 | 8,550 |
| Loan loss allowance | $250,000 | 7,799 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,792,000 | 4,341 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $263,000 | 9,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,474,000 | 8,241 |
| Total liabilities | $27,971,000 | 8,203 |
| Total deposits | $27,689,000 | 8,080 |
| Interest-bearing deposits | $22,835,000 | 8,135 |
| Deposits held in domestic offices | $27,689,000 | 8,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $282,000 | 7,461 |
| Total equity capital | $3,503,000 | 8,226 |
| Total bank equity capital | $3,503,000 | 8,226 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $50,000 | 8,238 |
| Surplus | $5,902,000 | 2,642 |
| Undivided profits | $-2,449,000 | 9,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $140,000 | 8,631 |
| Earning assets | $27,793,000 | 8,306 |
| Long-term assets (5+ years) | $730,000 | 8,148 |
| Average Assets, year-to-date | $24,802,250 | 8,619 |
| Average Assets, quarterly | $29,318,000 | 8,351 |
| Volatile liabilities | $11,453,000 | 5,251 |
| Insider loans | $160,000 | 7,399 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $3,424,000 | 8,226 |
| Tier 2 risk-based capital | $242,160 | 7,611 |
| Total risk weighted assets | $19,328,710 | 8,192 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |