Home > Citizens Bank and Trust Company of Baytown, Texas > Loan Charge- Offs and Recoveries

Citizens Bank and Trust Company of Baytown, Texas, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$468,0001,649
Loans secured by real estate, total$27,0002,476
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0002,475
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$27,000825
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$295,0001,057
Loans to individuals$146,0001,750
Credit card loan charge offs$95,000563
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$51,0003,179
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$270,000907
Loans secured by real estate, total$5,0002,542
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0002,541
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$5,0001,822
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$130,000700
Loans to individuals$135,000719
Credit card loan recoveries$36,000401
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$99,000781
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$198,0002,408
Loans secured by real estate, total$22,0002,200
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,200
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-5,0009,490
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$27,000669
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$165,0001,341
To non-U.S. addresseesNANA
Loans to individuals$11,0005,248
Credit card loan net charge offs$59,000622
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-48,00010,178
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$245,0002,700
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$37,0003,824
Loans to individuals$208,0001,432
Credit card loan charge offs$133,000528
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$75,0002,599
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$197,0001,212
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$67,0001,214
Loans to individuals$130,000732
Credit card loan recoveries$54,000351
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$76,000988
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$48,0005,015
Loans secured by real estate, total$03,834
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,828
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-30,0009,935
To non-U.S. addresseesNANA
Loans to individuals$78,0002,275
Credit card loan net charge offs$79,000625
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,0009,431
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$312,0002,463
Loans secured by real estate, total$9,0003,770
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,769
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$9,0002,958
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$103,0002,253
Loans to individuals$200,0001,590
Credit card loan charge offs$108,000641
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$92,0002,382
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$157,0001,645
Loans secured by real estate, total$2,0003,556
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,556
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$2,0001,416
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$95,0001,045
Loans to individuals$60,0001,440
Credit card loan recoveries$25,000505
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0001,939
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$155,0002,967
Loans secured by real estate, total$7,0003,243
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,240
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$9,0002,489
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-2,0009,991
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0004,573
To non-U.S. addresseesNANA
Loans to individuals$140,0001,618
Credit card loan net charge offs$83,000669
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$57,0002,571
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$373,0002,257
Loans secured by real estate, total$6,0004,264
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0004,264
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$6,0003,328
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$136,0001,944
Loans to individuals$231,0001,450
Credit card loan charge offs$123,000645
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$108,0002,082
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$537,000728
Loans secured by real estate, total$284,000420
To non-U.S. addresseesNANA
Real estate loans in domestic offices$284,000420
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$282,000162
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$2,0001,672
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$156,000769
Loans to individuals$97,0001,066
Credit card loan recoveries$29,000521
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$68,0001,200
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$-164,00011,311
Loans secured by real estate, total$-278,00011,345
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-278,00011,370
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-276,00011,439
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-2,00010,379
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-20,00010,467
To non-U.S. addresseesNANA
Loans to individuals$134,0001,666
Credit card loan net charge offs$94,000666
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$40,0003,026
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$345,0002,321
Loans secured by real estate, total$44,0002,543
To non-U.S. addresseesNANA
Real estate loans in domestic offices$44,0002,541
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$20,0002,397
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$24,0001,484
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$70,0002,921
Loans to individuals$231,0001,351
Credit card loan charge offs$115,000668
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$116,0001,786
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$358,000972
Loans secured by real estate, total$155,000657
To non-U.S. addresseesNANA
Real estate loans in domestic offices$155,000656
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$154,000279
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$1,0001,982
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$121,0001,003
Loans to individuals$82,0001,199
Credit card loan recoveries$27,000572
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,450
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$-13,00010,798
Loans secured by real estate, total$-111,00011,745
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-111,00011,775
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-134,00011,923
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$23,0001,216
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-51,00011,306
To non-U.S. addresseesNANA
Loans to individuals$149,0001,405
Credit card loan net charge offs$88,000684
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$61,0002,080
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$408,0002,108
Loans secured by real estate, total$50,0002,736
To non-U.S. addresseesNANA
Real estate loans in domestic offices$50,0002,736
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$39,0001,951
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$11,0002,100
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$120,0002,145
Loans to individuals$238,0001,175
Credit card loan charge offs$131,000616
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$107,0001,817
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$310,0001,206
Loans secured by real estate, total$63,0001,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$63,0001,322
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$60,000649
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$3,0001,975
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$165,000907
Loans to individuals$82,0001,279
Credit card loan recoveries$18,000714
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$64,0001,359
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$98,0003,773
Loans secured by real estate, total$-13,00011,401
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-13,00011,440
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-21,00012,179
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$8,0001,859
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-45,00011,699
To non-U.S. addresseesNANA
Loans to individuals$156,0001,172
Credit card loan net charge offs$113,000590
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$43,0002,364
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$287,0003,261
Loans secured by real estate, total$49,0003,375
To non-U.S. addresseesNANA
Real estate loans in domestic offices$49,0003,374
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$8,0004,351
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$41,0001,874
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$67,0003,891
Loans to individuals$171,0001,703
Credit card loan charge offs$73,000857
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$98,0002,182
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$254,0001,526
Loans secured by real estate, total$114,000922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$114,000921
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$110,000387
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$4,0001,951
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$53,0002,494
Loans to individuals$87,0001,326
Credit card loan recoveries$11,000952
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$76,0001,294
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$33,0006,866
Loans secured by real estate, total$-65,00012,980
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-65,00013,019
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-102,00013,226
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$37,0001,699
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0005,195
To non-U.S. addresseesNANA
Loans to individuals$84,0002,032
Credit card loan net charge offs$62,000834
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0003,942
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$553,0002,723
Loans secured by real estate, total$136,0002,589
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,0002,589
Construction and land development$6,0001,499
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$118,0001,457
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$12,0003,222
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$168,0003,016
Loans to individuals$249,0001,598
Credit card loan charge offs$64,0001,030
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$185,0001,667
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$411,0001,052
Loans secured by real estate, total$155,000731
To non-U.S. addresseesNANA
Real estate loans in domestic offices$155,000730
Construction and land development$8,000668
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$59,000633
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$88,000538
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$118,0001,370
Loans to individuals$138,0001,028
Credit card loan recoveries$29,000600
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$109,0001,044
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$142,0005,022
Loans secured by real estate, total$-19,00013,325
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-19,00013,363
Construction and land development$-2,00013,519
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$59,0001,947
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$-76,00013,838
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$50,0004,646
To non-U.S. addresseesNANA
Loans to individuals$111,0002,194
Credit card loan net charge offs$35,0001,240
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$76,0002,448
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.