Home > Citizens Bank and Trust Company of Baytown, Texas > Income and Expense
Citizens Bank and Trust Company of Baytown, Texas, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,718,000 | 1,830 |
| Total interest expense | $5,818,000 | 2,529 |
| Net interest income | $11,900,000 | 1,481 |
| Provision for loan and lease losses | $198,000 | 3,594 |
| Total noninterest income | $6,570,000 | 783 |
| Gross Fiduciary activities income | $636,000 | 571 |
| Service charges on deposit accounts | $4,180,000 | 338 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,754,000 | 1,260 |
| Total noninterest expense | $11,940,000 | 1,157 |
| Salaries and employee benefits | $5,566,000 | 1,236 |
| Premises and equipment expense | $2,333,000 | 864 |
| Additional noninterest expense | $4,041,000 | 1,158 |
| Pre-tax net operating income | $6,332,000 | 1,210 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,016,000 | 1,223 |
| Income before extraordinary items | $4,316,000 | 1,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,316,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,408 |
| Cash dividends | $3,750,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,316,000 | 1,241 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,587,000 | 1,844 |
| Total interest expense | $6,348,000 | 2,370 |
| Net interest income | $11,239,000 | 1,511 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $5,454,000 | 877 |
| Gross Fiduciary activities income | $636,000 | 560 |
| Service charges on deposit accounts | $2,794,000 | 472 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,024,000 | 1,150 |
| Total noninterest expense | $10,806,000 | 1,224 |
| Salaries and employee benefits | $5,282,000 | 1,248 |
| Premises and equipment expense | $2,282,000 | 856 |
| Additional noninterest expense | $3,242,000 | 1,359 |
| Pre-tax net operating income | $5,839,000 | 1,287 |
| Securities gains (losses) | $437,000 | 604 |
| Applicable income taxes | $2,031,000 | 1,248 |
| Income before extraordinary items | $4,245,000 | 1,259 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,245,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $5,550,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,947,840 | 1,288 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,192,000 | 1,816 |
| Total interest expense | $6,290,000 | 2,392 |
| Net interest income | $11,902,000 | 1,453 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $4,865,000 | 946 |
| Gross Fiduciary activities income | $512,000 | 648 |
| Service charges on deposit accounts | $2,903,000 | 456 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,450,000 | 1,354 |
| Total noninterest expense | $10,405,000 | 1,277 |
| Salaries and employee benefits | $4,988,000 | 1,326 |
| Premises and equipment expense | $2,478,000 | 818 |
| Additional noninterest expense | $2,939,000 | 1,471 |
| Pre-tax net operating income | $6,207,000 | 1,261 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $1,987,000 | 1,341 |
| Income before extraordinary items | $4,229,000 | 1,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,229,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,967 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,222,880 | 1,258 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,765,000 | 1,904 |
| Total interest expense | $6,329,000 | 2,436 |
| Net interest income | $11,436,000 | 1,549 |
| Provision for loan and lease losses | $-164,000 | 11,316 |
| Total noninterest income | $5,234,000 | 924 |
| Gross Fiduciary activities income | $473,000 | 722 |
| Service charges on deposit accounts | $2,916,000 | 477 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,845,000 | 1,213 |
| Total noninterest expense | $10,047,000 | 1,427 |
| Salaries and employee benefits | $4,798,000 | 1,398 |
| Premises and equipment expense | $2,405,000 | 906 |
| Additional noninterest expense | $2,844,000 | 1,823 |
| Pre-tax net operating income | $6,787,000 | 1,095 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $2,143,000 | 1,159 |
| Income before extraordinary items | $4,629,000 | 1,115 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,629,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 11,311 |
| Cash dividends | $4,000,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,639,200 | 1,097 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,718,000 | 2,012 |
| Total interest expense | $5,867,000 | 2,614 |
| Net interest income | $10,851,000 | 1,645 |
| Provision for loan and lease losses | $-13,000 | 11,437 |
| Total noninterest income | $4,616,000 | 1,006 |
| Gross Fiduciary activities income | $450,000 | 774 |
| Service charges on deposit accounts | $3,065,000 | 483 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,101,000 | 1,688 |
| Total noninterest expense | $9,933,000 | 1,430 |
| Salaries and employee benefits | $4,676,000 | 1,415 |
| Premises and equipment expense | $2,161,000 | 990 |
| Additional noninterest expense | $3,096,000 | 1,656 |
| Pre-tax net operating income | $5,547,000 | 1,377 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $1,741,000 | 1,439 |
| Income before extraordinary items | $3,738,000 | 1,384 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,738,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,784,240 | 1,355 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,435,000 | 2,001 |
| Total interest expense | $4,674,000 | 2,621 |
| Net interest income | $10,761,000 | 1,678 |
| Provision for loan and lease losses | $98,000 | 4,627 |
| Total noninterest income | $4,193,000 | 1,042 |
| Gross Fiduciary activities income | $358,000 | 840 |
| Service charges on deposit accounts | $2,936,000 | 486 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $899,000 | 1,980 |
| Total noninterest expense | $10,412,000 | 1,406 |
| Salaries and employee benefits | $4,497,000 | 1,495 |
| Premises and equipment expense | $2,016,000 | 1,051 |
| Additional noninterest expense | $3,899,000 | 1,439 |
| Pre-tax net operating income | $4,444,000 | 1,613 |
| Securities gains (losses) | $-222,000 | 11,990 |
| Applicable income taxes | $1,265,000 | 1,802 |
| Income before extraordinary items | $2,957,000 | 1,654 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,957,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,112,400 | 1,583 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,652,000 | 1,879 |
| Total interest expense | $4,629,000 | 2,786 |
| Net interest income | $12,023,000 | 1,503 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $4,370,000 | 1,092 |
| Gross Fiduciary activities income | $345,000 | 892 |
| Service charges on deposit accounts | $2,855,000 | 491 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,170,000 | 1,842 |
| Total noninterest expense | $10,294,000 | 1,487 |
| Salaries and employee benefits | $4,292,000 | 1,572 |
| Premises and equipment expense | $2,121,000 | 1,030 |
| Additional noninterest expense | $3,881,000 | 1,563 |
| Pre-tax net operating income | $5,774,000 | 1,206 |
| Securities gains (losses) | $2,376,000 | 284 |
| Applicable income taxes | $2,663,000 | 950 |
| Income before extraordinary items | $5,487,000 | 948 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,487,000 | 977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,895,080 | 1,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,896,000 | 1,871 |
| Total interest expense | $5,942,000 | 2,804 |
| Net interest income | $12,954,000 | 1,432 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $4,511,000 | 1,064 |
| Gross Fiduciary activities income | $357,000 | 882 |
| Service charges on deposit accounts | $2,880,000 | 489 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,274,000 | 1,692 |
| Total noninterest expense | $10,205,000 | 1,504 |
| Salaries and employee benefits | $4,103,000 | 1,611 |
| Premises and equipment expense | $2,046,000 | 1,096 |
| Additional noninterest expense | $4,056,000 | 1,575 |
| Pre-tax net operating income | $6,960,000 | 937 |
| Securities gains (losses) | $2,267,000 | 370 |
| Applicable income taxes | $2,959,000 | 792 |
| Income before extraordinary items | $6,268,000 | 755 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,268,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $2,600,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,726,440 | 912 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.