Home > Citizens Bank and Trust Company of Baytown, Texas > Assets and Liabilities
Citizens Bank and Trust Company of Baytown, Texas, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $287,757,000 | 1,641 |
| Cash and due from depository institutions | $30,757,000 | 1,171 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $174,198,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $74,264,000 | 3,794 |
| Loan loss allowance | $2,000,000 | 1,839 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,218,000 | 3,688 |
| Other real estate owned | $487,000 | 1,171 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,833,000 | 1,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,757,000 | 1,641 |
| Total liabilities | $262,233,000 | 1,630 |
| Total deposits | $245,054,000 | 1,548 |
| Interest-bearing deposits | $165,798,000 | 1,965 |
| Deposits held in domestic offices | $245,054,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,200,000 | 945 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,511 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $979,000 | 3,329 |
| Total equity capital | $25,524,000 | 1,746 |
| Total bank equity capital | $25,524,000 | 1,746 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 938 |
| Surplus | $12,000,000 | 1,384 |
| Undivided profits | $9,524,000 | 2,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $552,000 | 4,188 |
| Earning assets | $248,463,000 | 1,739 |
| Long-term assets (5+ years) | $115,660,000 | 848 |
| Average Assets, year-to-date | $286,090,200 | 1,582 |
| Average Assets, quarterly | $283,481,000 | 1,651 |
| Volatile liabilities | $34,795,000 | 2,265 |
| Insider loans | $11,789,000 | 340 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,102,000 | 1,864 |
| Tier 1 (core) risk-based capital | $28,709,000 | 1,517 |
| Tier 2 risk-based capital | $1,529,200 | 2,147 |
| Total risk weighted assets | $121,865,000 | 2,496 |
| Total unused commitments | $27,102,000 | 1,868 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 156 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $299,019,000 | 1,528 |
| Cash and due from depository institutions | $19,377,000 | 1,082 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $169,859,000 | 705 |
| Federal funds sold & reverse repurchase agreements | $34,565,000 | 459 |
| Net loans & leases | $68,265,000 | 3,855 |
| Loan loss allowance | $2,000,000 | 1,771 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,116,000 | 3,738 |
| Other real estate owned | $579,000 | 1,082 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,258,000 | 1,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,019,000 | 1,528 |
| Total liabilities | $271,838,000 | 1,509 |
| Total deposits | $269,729,000 | 1,372 |
| Interest-bearing deposits | $178,147,000 | 1,831 |
| Deposits held in domestic offices | $269,729,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,382 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $110,000 | 4,757 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $999,000 | 3,527 |
| Total equity capital | $27,181,000 | 1,638 |
| Total bank equity capital | $27,181,000 | 1,638 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,000,000 | 898 |
| Surplus | $12,000,000 | 1,311 |
| Undivided profits | $11,181,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $501,000 | 4,591 |
| Earning assets | $272,689,000 | 1,557 |
| Long-term assets (5+ years) | $93,090,000 | 951 |
| Average Assets, year-to-date | $281,425,200 | 1,536 |
| Average Assets, quarterly | $289,018,000 | 1,550 |
| Volatile liabilities | $23,265,000 | 2,651 |
| Insider loans | $8,229,000 | 484 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,163,000 | 2,025 |
| Tier 1 (core) risk-based capital | $28,142,000 | 1,496 |
| Tier 2 risk-based capital | $1,454,440 | 2,168 |
| Total risk weighted assets | $115,809,840 | 2,472 |
| Total unused commitments | $23,163,000 | 2,029 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 153 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $270,484,000 | 1,690 |
| Cash and due from depository institutions | $15,394,000 | 1,135 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $174,937,000 | 691 |
| Federal funds sold & reverse repurchase agreements | $9,219,000 | 1,491 |
| Net loans & leases | $63,135,000 | 4,151 |
| Loan loss allowance | $2,000,000 | 1,788 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,348,000 | 3,343 |
| Other real estate owned | $991,000 | 1,135 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,460,000 | 1,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,484,000 | 1,690 |
| Total liabilities | $242,388,000 | 1,683 |
| Total deposits | $240,313,000 | 1,542 |
| Interest-bearing deposits | $165,195,000 | 1,965 |
| Deposits held in domestic offices | $240,313,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,027,000 | 3,433 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,048,000 | 3,435 |
| Total equity capital | $28,096,000 | 1,613 |
| Total bank equity capital | $28,096,000 | 1,613 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000,000 | 897 |
| Surplus | $12,000,000 | 1,306 |
| Undivided profits | $12,096,000 | 2,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $468,000 | 5,008 |
| Earning assets | $247,292,000 | 1,689 |
| Long-term assets (5+ years) | $97,919,000 | 792 |
| Average Assets, year-to-date | $270,263,000 | 1,603 |
| Average Assets, quarterly | $269,273,000 | 1,669 |
| Volatile liabilities | $18,432,000 | 3,197 |
| Insider loans | $7,627,000 | 524 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,127,000 | 2,188 |
| Tier 1 (core) risk-based capital | $29,447,000 | 1,445 |
| Tier 2 risk-based capital | $1,316,380 | 2,270 |
| Total risk weighted assets | $104,626,480 | 2,658 |
| Total unused commitments | $19,127,000 | 2,194 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 146 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $273,704,000 | 1,693 |
| Cash and due from depository institutions | $23,249,000 | 1,261 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $180,297,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $1,795,000 | 5,198 |
| Net loans & leases | $60,003,000 | 4,378 |
| Loan loss allowance | $2,000,000 | 1,898 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,462,000 | 3,141 |
| Other real estate owned | $1,320,000 | 1,261 |
| Goodwill and other intangibles | $7,000 | 3,294 |
| All other assets | $4,571,000 | 1,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,704,000 | 1,693 |
| Total liabilities | $246,144,000 | 1,697 |
| Total deposits | $243,785,000 | 1,573 |
| Interest-bearing deposits | $171,392,000 | 1,946 |
| Deposits held in domestic offices | $243,785,000 | 1,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,278 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $837,000 | 3,522 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,072,000 | 3,342 |
| Total equity capital | $27,560,000 | 1,649 |
| Total bank equity capital | $27,560,000 | 1,649 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000,000 | 948 |
| Surplus | $12,000,000 | 1,367 |
| Undivided profits | $11,560,000 | 2,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 6,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $514,000 | 4,519 |
| Earning assets | $242,193,000 | 1,764 |
| Long-term assets (5+ years) | $88,409,000 | 799 |
| Average Assets, year-to-date | $267,891,400 | 1,663 |
| Average Assets, quarterly | $270,758,500 | 1,698 |
| Volatile liabilities | $18,165,000 | 3,154 |
| Insider loans | $7,588,000 | 566 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,321,000 | 1,966 |
| Tier 1 (core) risk-based capital | $29,212,000 | 1,469 |
| Tier 2 risk-based capital | $1,305,700 | 2,321 |
| Total risk weighted assets | $103,761,900 | 2,688 |
| Total unused commitments | $21,321,000 | 1,979 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 145 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $268,049,000 | 1,754 |
| Cash and due from depository institutions | $20,893,000 | 1,314 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $165,580,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $14,480,000 | 981 |
| Net loans & leases | $57,893,000 | 4,425 |
| Loan loss allowance | $2,000,000 | 1,938 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,525,000 | 3,001 |
| Other real estate owned | $2,394,000 | 1,314 |
| Goodwill and other intangibles | $25,000 | 2,825 |
| All other assets | $4,259,000 | 1,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,049,000 | 1,754 |
| Total liabilities | $240,484,000 | 1,767 |
| Total deposits | $238,510,000 | 1,636 |
| Interest-bearing deposits | $169,050,000 | 2,013 |
| Deposits held in domestic offices | $238,510,000 | 1,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 3,271 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $403,000 | 3,587 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,231,000 | 3,065 |
| Total equity capital | $27,565,000 | 1,640 |
| Total bank equity capital | $27,565,000 | 1,640 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,000,000 | 954 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $19,565,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $471,000 | 5,006 |
| Earning assets | $238,052,000 | 1,808 |
| Long-term assets (5+ years) | $80,035,000 | 813 |
| Average Assets, year-to-date | $257,554,400 | 1,761 |
| Average Assets, quarterly | $262,003,500 | 1,779 |
| Volatile liabilities | $16,735,000 | 3,054 |
| Insider loans | $6,336,000 | 699 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,604,000 | 2,089 |
| Tier 1 (core) risk-based capital | $28,564,000 | 1,511 |
| Tier 2 risk-based capital | $1,178,140 | 2,532 |
| Total risk weighted assets | $93,429,340 | 2,904 |
| Total unused commitments | $18,604,000 | 2,099 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 151 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $254,384,000 | 1,812 |
| Cash and due from depository institutions | $16,949,000 | 1,315 |
| Interest-bearing balances | $98,000 | 5,691 |
| Securities | $161,568,000 | 822 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 1,518 |
| Net loans & leases | $59,082,000 | 4,253 |
| Loan loss allowance | $2,000,000 | 1,968 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,180,000 | 3,372 |
| Other real estate owned | $2,483,000 | 1,315 |
| Goodwill and other intangibles | $52,000 | 2,525 |
| All other assets | $6,020,000 | 1,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,384,000 | 1,812 |
| Total liabilities | $231,446,000 | 1,813 |
| Total deposits | $229,226,000 | 1,656 |
| Interest-bearing deposits | $159,043,000 | 2,086 |
| Deposits held in domestic offices | $229,226,000 | 1,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $977,000 | 3,212 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,243,000 | 2,582 |
| Total equity capital | $22,938,000 | 1,803 |
| Total bank equity capital | $22,938,000 | 1,803 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000,000 | 939 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $14,938,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $476,000 | 4,400 |
| Earning assets | $226,798,000 | 1,847 |
| Long-term assets (5+ years) | $40,444,000 | 1,407 |
| Average Assets, year-to-date | $255,297,800 | 1,746 |
| Average Assets, quarterly | $253,452,000 | 1,808 |
| Volatile liabilities | $15,234,000 | 3,140 |
| Insider loans | $6,868,000 | 637 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,925,000 | 2,088 |
| Tier 1 (core) risk-based capital | $26,799,000 | 1,544 |
| Tier 2 risk-based capital | $1,182,080 | 2,499 |
| Total risk weighted assets | $93,748,480 | 2,803 |
| Total unused commitments | $17,925,000 | 2,099 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 159 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $262,746,000 | 1,762 |
| Cash and due from depository institutions | $14,142,000 | 1,315 |
| Interest-bearing balances | $98,000 | 6,721 |
| Securities | $160,671,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 2,079 |
| Net loans & leases | $71,943,000 | 3,495 |
| Loan loss allowance | $2,000,000 | 2,070 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,478,000 | 2,944 |
| Other real estate owned | $2,682,000 | 1,315 |
| Goodwill and other intangibles | $89,000 | 2,244 |
| All other assets | $4,041,000 | 1,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,746,000 | 1,762 |
| Total liabilities | $237,730,000 | 1,775 |
| Total deposits | $235,293,000 | 1,686 |
| Interest-bearing deposits | $165,270,000 | 2,098 |
| Deposits held in domestic offices | $235,293,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,168,000 | 2,562 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,269,000 | 2,626 |
| Total equity capital | $25,016,000 | 1,641 |
| Total bank equity capital | $25,016,000 | 1,641 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,000,000 | 936 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $17,016,000 | 1,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $533,000 | 3,467 |
| Earning assets | $239,412,000 | 1,780 |
| Long-term assets (5+ years) | $53,524,000 | 1,140 |
| Average Assets, year-to-date | $257,626,400 | 1,747 |
| Average Assets, quarterly | $256,202,500 | 1,788 |
| Volatile liabilities | $17,564,000 | 2,663 |
| Insider loans | $1,561,000 | 2,582 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,976,000 | 1,844 |
| Tier 1 (core) risk-based capital | $24,927,000 | 1,598 |
| Tier 2 risk-based capital | $1,238,300 | 2,363 |
| Total risk weighted assets | $98,302,200 | 2,647 |
| Total unused commitments | $20,976,000 | 1,864 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 155 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $263,415,000 | 1,816 |
| Cash and due from depository institutions | $19,756,000 | 1,393 |
| Interest-bearing balances | $126,000 | 6,566 |
| Securities | $148,733,000 | 913 |
| Federal funds sold & reverse repurchase agreements | $20,450,000 | 830 |
| Net loans & leases | $66,868,000 | 3,804 |
| Loan loss allowance | $1,708,000 | 2,408 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,815,000 | 2,621 |
| Other real estate owned | $1,656,000 | 1,393 |
| Goodwill and other intangibles | $136,000 | 2,063 |
| All other assets | $3,001,000 | 2,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,415,000 | 1,816 |
| Total liabilities | $241,886,000 | 1,828 |
| Total deposits | $239,192,000 | 1,740 |
| Interest-bearing deposits | $165,474,000 | 2,193 |
| Deposits held in domestic offices | $239,192,000 | 1,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,116,000 | 2,406 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,578,000 | 2,260 |
| Total equity capital | $21,529,000 | 1,805 |
| Total bank equity capital | $21,529,000 | 1,805 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $13,529,000 | 1,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,428,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $467,000 | 4,360 |
| Earning assets | $236,177,000 | 1,853 |
| Long-term assets (5+ years) | $58,403,000 | 1,020 |
| Average Assets, year-to-date | $244,335,600 | 1,913 |
| Average Assets, quarterly | $252,820,500 | 1,863 |
| Volatile liabilities | $18,695,000 | 2,487 |
| Insider loans | $1,147,000 | 705 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,229,000 | 1,875 |
| Tier 1 (core) risk-based capital | $21,393,000 | 1,767 |
| Tier 2 risk-based capital | $1,216,600 | 2,446 |
| Total risk weighted assets | $96,836,400 | 2,751 |
| Total unused commitments | $19,229,000 | 1,891 |
| Derivatives | $0 | 651 |