Citizens Bank and Trust Company of Ardmore, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$3,661,0002,525
Total interest expense$1,153,0002,555
Net interest income$2,508,0002,483
Provision for loan and lease losses$5,0002,666
Total noninterest income$498,0001,936
Gross Fiduciary activities income$170,000613
Service charges on deposit accounts$160,0001,389
Trading account gains and feesNANA
Additional Noninterest Income$168,0002,579
Total noninterest expense$1,893,0002,521
Salaries and employee benefits$1,047,0002,549
Premises and equipment expense$207,0002,307
Additional noninterest expense$168,0002,579
Pre-tax net operating income$1,108,0002,119
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$1,108,0001,901
Extraordinary gains, net$047
Net income$1,108,0001,925
Minority interest net income$065
Net income of bank and minority interests.$1,108,0001,901
Net charge-offs$02,299
Cash dividends$444,0001,438
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,108,0001,915
2024-12-31 (YTD Data)Rank
Total interest income$14,400,0002,535
Total interest expense$4,605,0002,586
Net interest income$9,795,0002,431
Provision for loan and lease losses$195,0002,093
Total noninterest income$1,996,0002,014
Gross Fiduciary activities income$559,000620
Service charges on deposit accounts$667,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$770,0002,534
Total noninterest expense$7,555,0002,492
Salaries and employee benefits$4,105,0002,524
Premises and equipment expense$790,0002,345
Additional noninterest expense$770,0002,534
Pre-tax net operating income$4,041,0002,110
Securities gains (losses)$-7,0003,538
Applicable income taxes$03,278
Income before extraordinary items$4,034,0001,946
Extraordinary gains, net$053
Net income$4,034,0001,967
Minority interest net income$090
Net income of bank and minority interests.$4,034,0001,946
Net charge-offs$1,0003,012
Cash dividends$2,428,0001,457
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,041,0001,948
2024-09-30 (YTD Data)Rank
Total interest income$10,688,0002,533
Total interest expense$3,436,0002,589
Net interest income$7,252,0002,433
Provision for loan and lease losses$195,0001,745
Total noninterest income$1,455,0002,027
Gross Fiduciary activities income$408,000631
Service charges on deposit accounts$492,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,551
Total noninterest expense$5,700,0002,450
Salaries and employee benefits$3,136,0002,481
Premises and equipment expense$586,0002,338
Additional noninterest expense$555,0002,551
Pre-tax net operating income$2,812,0002,211
Securities gains (losses)$-7,0003,779
Applicable income taxes$03,278
Income before extraordinary items$2,805,0002,030
Extraordinary gains, net$051
Net income$2,805,0002,050
Minority interest net income$082
Net income of bank and minority interests.$2,805,0002,031
Net charge-offs$1,0002,756
Cash dividends$985,0001,790
Sale, conversion, retirement of capital stock, net$0527
Net operating income$2,812,0002,033
2024-06-30 (YTD Data)Rank
Total interest income$7,033,0002,528
Total interest expense$2,279,0002,557
Net interest income$4,754,0002,453
Provision for loan and lease losses$160,0001,503
Total noninterest income$954,0002,019
Gross Fiduciary activities income$273,000627
Service charges on deposit accounts$317,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$364,0002,536
Total noninterest expense$3,787,0002,455
Salaries and employee benefits$2,085,0002,487
Premises and equipment expense$383,0002,362
Additional noninterest expense$364,0002,536
Pre-tax net operating income$1,761,0002,261
Securities gains (losses)$-7,0003,702
Applicable income taxes$03,283
Income before extraordinary items$1,754,0002,090
Extraordinary gains, net$052
Net income$1,754,0002,118
Minority interest net income$084
Net income of bank and minority interests.$1,754,0002,091
Net charge-offs$1,0002,478
Cash dividends$685,0001,754
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,761,0002,085
2024-03-31 (YTD Data)Rank
Total interest income$80,0004,519
Total interest expense$10,0004,449
Net interest income$5,182,0001,395
Provision for loan and lease lossesNANA
Total noninterest income$2,1194,479
Gross Fiduciary activities income$0895
Service charges on deposit accounts$3664,355
Trading account gains and fees$6,075103
Additional Noninterest Income$04,439
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,504
Additional noninterest expense$4,2374,378
Pre-tax net operating income$04,212
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$7,0004,208
Extraordinary gains, net$22,717,00018
Net income$827,0002,152
Minority interest net income$412,00029
Net income of bank and minority interests.$04,219
Net charge-offs$02,217
Cash dividends$1,893,000561
Sale, conversion, retirement of capital stock, net$388413
Net operating income$04,227
2023-12-31 (YTD Data)Rank
Total interest income$11,797,0002,616
Total interest expense$3,090,0002,577
Net interest income$8,707,0002,559
Provision for loan and lease losses$130,0002,283
Total noninterest income$2,018,0002,003
Gross Fiduciary activities income$519,000589
Service charges on deposit accounts$672,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,479
Total noninterest expense$7,498,0002,443
Salaries and employee benefits$4,192,0002,450
Premises and equipment expense$795,0002,316
Additional noninterest expense$827,0002,479
Pre-tax net operating income$3,097,0002,476
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,097,0002,289
Extraordinary gains, net$054
Net income$3,097,0002,313
Minority interest net income$088
Net income of bank and minority interests.$3,097,0002,292
Net charge-offs$02,884
Cash dividends$1,748,0001,666
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,097,0002,310
2023-09-30 (YTD Data)Rank
Total interest income$8,501,0002,648
Total interest expense$1,978,0002,660
Net interest income$6,523,0002,574
Provision for loan and lease losses$49,0002,505
Total noninterest income$1,471,0002,038
Gross Fiduciary activities income$388,000587
Service charges on deposit accounts$487,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,502
Total noninterest expense$5,690,0002,411
Salaries and employee benefits$3,234,0002,410
Premises and equipment expense$595,0002,314
Additional noninterest expense$596,0002,501
Pre-tax net operating income$2,255,0002,559
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,255,0002,367
Extraordinary gains, net$052
Net income$2,255,0002,390
Minority interest net income$081
Net income of bank and minority interests.$2,255,0002,369
Net charge-offs$02,641
Cash dividends$1,016,0001,664
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,255,0002,388
2023-06-30 (YTD Data)Rank
Total interest income$5,514,0002,661
Total interest expense$1,026,0002,787
Net interest income$4,488,0002,563
Provision for loan and lease losses$32,0002,422
Total noninterest income$962,0001,991
Gross Fiduciary activities income$257,000586
Service charges on deposit accounts$309,0001,426
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,474
Total noninterest expense$3,889,0002,359
Salaries and employee benefits$2,195,0002,382
Premises and equipment expense$398,0002,314
Additional noninterest expense$396,0002,470
Pre-tax net operating income$1,529,0002,566
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,529,0002,381
Extraordinary gains, net$051
Net income$1,529,0002,408
Minority interest net income$081
Net income of bank and minority interests.$1,529,0002,381
Net charge-offs$02,431
Cash dividends$599,0001,821
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,529,0002,401
2023-03-31 (YTD Data)Rank
Total interest income$2,720,0002,664
Total interest expense$413,0002,831
Net interest income$2,307,0002,542
Provision for loan and lease losses$15,0002,190
Total noninterest income$467,0002,037
Gross Fiduciary activities income$128,000611
Service charges on deposit accounts$136,0001,558
Trading account gains and feesNANA
Additional Noninterest Income$203,0002,422
Total noninterest expense$1,988,0002,351
Salaries and employee benefits$1,106,0002,399
Premises and equipment expense$202,0002,337
Additional noninterest expense$203,0002,422
Pre-tax net operating income$771,0002,598
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$771,0002,427
Extraordinary gains, net$04
Net income$771,0002,427
Minority interest net income$048
Net income of bank and minority interests.$771,0002,427
Net charge-offs$02,062
Cash dividends$294,0001,607
Sale, conversion, retirement of capital stock, net$0430
Net operating income$771,0002,447
2022-12-31 (YTD Data)Rank
Total interest income$9,495,0002,591
Total interest expense$909,0002,548
Net interest income$8,586,0002,575
Provision for loan and lease losses$40,0002,615
Total noninterest income$1,904,0002,095
Gross Fiduciary activities income$524,000610
Service charges on deposit accounts$556,0001,572
Trading account gains and feesNANA
Additional Noninterest Income$824,0002,555
Total noninterest expense$7,348,0002,435
Salaries and employee benefits$4,097,0002,463
Premises and equipment expense$794,0002,321
Additional noninterest expense$824,0002,555
Pre-tax net operating income$3,102,0002,613
Securities gains (losses)$-42,0003,715
Applicable income taxes$03,596
Income before extraordinary items$3,060,0002,433
Extraordinary gains, net$05
Net income$3,060,0002,431
Minority interest net income$063
Net income of bank and minority interests.$3,060,0002,432
Net charge-offs$-65,0004,168
Cash dividends$1,792,0001,618
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,102,0002,440
2022-09-30 (YTD Data)Rank
Total interest income$6,907,0002,583
Total interest expense$625,0002,349
Net interest income$6,282,0002,586
Provision for loan and lease losses$15,0002,615
Total noninterest income$1,444,0002,109
Gross Fiduciary activities income$399,000607
Service charges on deposit accounts$426,0001,560
Trading account gains and feesNANA
Additional Noninterest Income$619,0002,567
Total noninterest expense$5,537,0002,425
Salaries and employee benefits$3,071,0002,459
Premises and equipment expense$594,0002,341
Additional noninterest expense$619,0002,567
Pre-tax net operating income$2,174,0002,686
Securities gains (losses)$-6,0003,686
Applicable income taxes$03,603
Income before extraordinary items$2,168,0002,483
Extraordinary gains, net$04
Net income$2,168,0002,482
Minority interest net income$057
Net income of bank and minority interests.$2,168,0002,482
Net charge-offs$02,349
Cash dividends$805,0001,836
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,174,0002,521
2022-06-30 (YTD Data)Rank
Total interest income$4,425,0002,598
Total interest expense$401,0002,259
Net interest income$4,024,0002,615
Provision for loan and lease losses$5,0002,508
Total noninterest income$973,0002,096
Gross Fiduciary activities income$276,000565
Service charges on deposit accounts$284,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$413,0002,599
Total noninterest expense$3,717,0002,397
Salaries and employee benefits$2,036,0002,467
Premises and equipment expense$392,0002,356
Additional noninterest expense$1,289,0002,205
Pre-tax net operating income$1,275,0002,747
Securities gains (losses)$-1,0003,689
Applicable income taxes$03,564
Income before extraordinary items$1,274,0002,552
Extraordinary gains, net$04
Net income$1,274,0002,552
Minority interest net income$060
Net income of bank and minority interests.$1,274,0002,552
Net charge-offs$02,156
Cash dividends$522,0001,846
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,275,0002,589
2022-03-31 (YTD Data)Rank
Total interest income$2,155,0002,599
Total interest expense$196,0002,256
Net interest income$1,959,0002,613
Provision for loan and lease losses$02,285
Total noninterest income$487,0002,094
Gross Fiduciary activities income$145,000570
Service charges on deposit accounts$138,0001,568
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,548
Total noninterest expense$1,867,0002,399
Salaries and employee benefits$1,021,0002,472
Premises and equipment expense$195,0002,374
Additional noninterest expense$651,0002,176
Pre-tax net operating income$579,0002,753
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$579,0002,579
Extraordinary gains, net$04
Net income$579,0002,577
Minority interest net income$050
Net income of bank and minority interests.$579,0002,579
Net charge-offs$01,838
Cash dividends$250,0001,607
Sale, conversion, retirement of capital stock, net$0453
Net operating income$579,0002,603
2021-12-31 (YTD Data)Rank
Total interest income$8,920,0002,639
Total interest expense$889,0002,386
Net interest income$8,031,0002,646
Provision for loan and lease losses$03,064
Total noninterest income$1,718,0002,412
Gross Fiduciary activities income$534,000569
Service charges on deposit accounts$425,0001,787
Trading account gains and feesNANA
Additional Noninterest Income$759,0002,890
Total noninterest expense$7,120,0002,457
Salaries and employee benefits$4,154,0002,431
Premises and equipment expense$772,0002,367
Additional noninterest expense$2,194,0002,428
Pre-tax net operating income$2,629,0002,840
Securities gains (losses)$31,0001,330
Applicable income taxes$03,710
Income before extraordinary items$2,660,0002,681
Extraordinary gains, net$010
Net income$2,660,0002,682
Minority interest net income$074
Net income of bank and minority interests.$2,660,0002,682
Net charge-offs$74,0001,476
Cash dividends$2,053,0001,492
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,629,0002,680
2021-09-30 (YTD Data)Rank
Total interest income$6,807,0002,659
Total interest expense$684,0002,442
Net interest income$6,123,0002,658
Provision for loan and lease losses$02,963
Total noninterest income$1,256,0002,451
Gross Fiduciary activities income$403,000564
Service charges on deposit accounts$300,0001,859
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,968
Total noninterest expense$5,369,0002,460
Salaries and employee benefits$3,176,0002,428
Premises and equipment expense$561,0002,437
Additional noninterest expense$1,632,0002,440
Pre-tax net operating income$2,010,0002,929
Securities gains (losses)$31,0001,244
Applicable income taxes$03,719
Income before extraordinary items$2,041,0002,775
Extraordinary gains, net$08
Net income$2,041,0002,774
Minority interest net income$069
Net income of bank and minority interests.$2,041,0002,775
Net charge-offs$74,0001,198
Cash dividends$749,0001,998
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,010,0002,767
2021-06-30 (YTD Data)Rank
Total interest income$4,689,0002,601
Total interest expense$471,0002,456
Net interest income$4,218,0002,609
Provision for loan and lease losses$02,862
Total noninterest income$821,0002,448
Gross Fiduciary activities income$270,000561
Service charges on deposit accounts$185,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,955
Total noninterest expense$3,563,0002,460
Salaries and employee benefits$2,124,0002,411
Premises and equipment expense$358,0002,491
Additional noninterest expense$1,081,0002,438
Pre-tax net operating income$1,476,0002,788
Securities gains (losses)$12,0001,351
Applicable income taxes$03,702
Income before extraordinary items$1,488,0002,643
Extraordinary gains, net$06
Net income$1,488,0002,642
Minority interest net income$067
Net income of bank and minority interests.$1,488,0002,643
Net charge-offs$75,0001,015
Cash dividends$469,0002,028
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,476,0002,622
2021-03-31 (YTD Data)Rank
Total interest income$2,528,0002,481
Total interest expense$243,0002,486
Net interest income$2,285,0002,474
Provision for loan and lease losses$02,741
Total noninterest income$392,0002,504
Gross Fiduciary activities income$136,000567
Service charges on deposit accounts$92,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,035
Total noninterest expense$1,792,0002,433
Salaries and employee benefits$1,071,0002,386
Premises and equipment expense$174,0002,549
Additional noninterest expense$547,0002,399
Pre-tax net operating income$885,0002,543
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$885,0002,379
Extraordinary gains, net$03
Net income$885,0002,377
Minority interest net income$055
Net income of bank and minority interests.$885,0002,379
Net charge-offs$76,000694
Cash dividends$186,0001,864
Sale, conversion, retirement of capital stock, net$0482
Net operating income$885,0002,334
2020-12-31 (YTD Data)Rank
Total interest income$9,479,0002,596
Total interest expense$1,292,0002,592
Net interest income$8,187,0002,586
Provision for loan and lease losses$90,0003,614
Total noninterest income$1,878,0002,195
Gross Fiduciary activities income$462,000585
Service charges on deposit accounts$553,0001,500
Trading account gains and feesNANA
Additional Noninterest Income$863,0002,617
Total noninterest expense$6,982,0002,462
Salaries and employee benefits$4,175,0002,417
Premises and equipment expense$694,0002,536
Additional noninterest expense$2,113,0002,447
Pre-tax net operating income$2,993,0002,427
Securities gains (losses)$25,0002,028
Applicable income taxes$03,697
Income before extraordinary items$3,018,0002,304
Extraordinary gains, net$04
Net income$3,018,0002,303
Minority interest net income$072
Net income of bank and minority interests.$3,018,0002,304
Net charge-offs$-7,0004,184
Cash dividends$2,392,0001,340
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,993,0002,257
2020-09-30 (YTD Data)Rank
Total interest income$7,422,0002,540
Total interest expense$1,019,0002,607
Net interest income$6,403,0002,513
Provision for loan and lease losses$80,0003,450
Total noninterest income$1,423,0002,141
Gross Fiduciary activities income$341,000580
Service charges on deposit accounts$403,0001,533
Trading account gains and feesNANA
Additional Noninterest Income$679,0002,534
Total noninterest expense$5,270,0002,444
Salaries and employee benefits$3,189,0002,373
Premises and equipment expense$509,0002,577
Additional noninterest expense$1,572,0002,432
Pre-tax net operating income$2,476,0002,306
Securities gains (losses)$25,0001,834
Applicable income taxes$03,696
Income before extraordinary items$2,501,0002,149
Extraordinary gains, net$04
Net income$2,501,0002,149
Minority interest net income$065
Net income of bank and minority interests.$2,501,0002,149
Net charge-offs$-6,0004,127
Cash dividends$704,0002,024
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,476,0002,103
2020-06-30 (YTD Data)Rank
Total interest income$5,137,0002,525
Total interest expense$720,0002,615
Net interest income$4,417,0002,462
Provision for loan and lease losses$60,0003,299
Total noninterest income$797,0002,268
Gross Fiduciary activities income$224,000587
Service charges on deposit accounts$262,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$311,0002,872
Total noninterest expense$3,465,0002,466
Salaries and employee benefits$2,082,0002,405
Premises and equipment expense$330,0002,619
Additional noninterest expense$1,053,0002,416
Pre-tax net operating income$1,689,0002,240
Securities gains (losses)$25,0001,599
Applicable income taxes$03,655
Income before extraordinary items$1,714,0002,044
Extraordinary gains, net$04
Net income$1,714,0002,044
Minority interest net income$065
Net income of bank and minority interests.$1,714,0002,044
Net charge-offs$-5,0004,124
Cash dividends$427,0002,108
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,689,0002,025
2020-03-31 (YTD Data)Rank
Total interest income$2,361,0002,655
Total interest expense$370,0002,716
Net interest income$1,991,0002,610
Provision for loan and lease losses$03,711
Total noninterest income$433,0002,094
Gross Fiduciary activities income$120,000582
Service charges on deposit accounts$158,0001,577
Trading account gains and feesNANA
Additional Noninterest Income$155,0002,737
Total noninterest expense$1,735,0002,476
Salaries and employee benefits$1,003,0002,481
Premises and equipment expense$166,0002,620
Additional noninterest expense$566,0002,338
Pre-tax net operating income$689,0002,368
Securities gains (losses)$2,0001,565
Applicable income taxes$03,513
Income before extraordinary items$691,0002,192
Extraordinary gains, net$04
Net income$691,0002,191
Minority interest net income$056
Net income of bank and minority interests.$691,0002,192
Net charge-offs$-1,0003,618
Cash dividends$183,0001,997
Sale, conversion, retirement of capital stock, net$0482
Net operating income$689,0002,167
2019-12-31 (YTD Data)Rank
Total interest income$9,334,0002,687
Total interest expense$1,325,0002,910
Net interest income$8,009,0002,625
Provision for loan and lease losses$80,0003,087
Total noninterest income$1,684,0002,165
Gross Fiduciary activities income$464,000585
Service charges on deposit accounts$589,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$631,0002,781
Total noninterest expense$6,972,0002,457
Salaries and employee benefits$4,169,0002,363
Premises and equipment expense$720,0002,499
Additional noninterest expense$2,083,0002,485
Pre-tax net operating income$2,641,0002,656
Securities gains (losses)$6,0002,041
Applicable income taxes$03,859
Income before extraordinary items$2,647,0002,491
Extraordinary gains, net$011
Net income$2,647,0002,492
Minority interest net income$076
Net income of bank and minority interests.$2,647,0002,493
Net charge-offs$10,0003,318
Cash dividends$2,112,0001,527
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,641,0002,461
2019-09-30 (YTD Data)Rank
Total interest income$6,975,0002,732
Total interest expense$975,0002,963
Net interest income$6,000,0002,655
Provision for loan and lease losses$70,0002,898
Total noninterest income$1,260,0002,164
Gross Fiduciary activities income$351,000582
Service charges on deposit accounts$437,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$472,0002,794
Total noninterest expense$5,229,0002,468
Salaries and employee benefits$3,163,0002,373
Premises and equipment expense$545,0002,499
Additional noninterest expense$1,521,0002,544
Pre-tax net operating income$1,961,0002,759
Securities gains (losses)$6,0001,791
Applicable income taxes$03,902
Income before extraordinary items$1,967,0002,553
Extraordinary gains, net$011
Net income$1,967,0002,554
Minority interest net income$072
Net income of bank and minority interests.$1,967,0002,554
Net charge-offs$-7,0004,332
Cash dividends$710,0002,163
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,961,0002,532
2019-06-30 (YTD Data)Rank
Total interest income$4,637,0002,748
Total interest expense$634,0002,976
Net interest income$4,003,0002,659
Provision for loan and lease losses$60,0002,560
Total noninterest income$840,0002,149
Gross Fiduciary activities income$242,000584
Service charges on deposit accounts$284,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$314,0002,766
Total noninterest expense$3,458,0002,489
Salaries and employee benefits$2,084,0002,400
Premises and equipment expense$361,0002,510
Additional noninterest expense$1,013,0002,562
Pre-tax net operating income$1,325,0002,710
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,325,0002,500
Extraordinary gains, net$011
Net income$1,325,0002,499
Minority interest net income$069
Net income of bank and minority interests.$1,325,0002,499
Net charge-offs$-7,0004,387
Cash dividends$438,0002,242
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,325,0002,473
2019-03-31 (YTD Data)Rank
Total interest income$2,297,0002,774
Total interest expense$311,0002,983
Net interest income$1,986,0002,694
Provision for loan and lease losses$30,0002,400
Total noninterest income$402,0002,162
Gross Fiduciary activities income$128,000583
Service charges on deposit accounts$133,0001,807
Trading account gains and feesNANA
Additional Noninterest Income$141,0002,818
Total noninterest expense$1,727,0002,499
Salaries and employee benefits$1,030,0002,438
Premises and equipment expense$179,0002,550
Additional noninterest expense$518,0002,521
Pre-tax net operating income$631,0002,733
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$631,0002,532
Extraordinary gains, net$05
Net income$631,0002,531
Minority interest net income$052
Net income of bank and minority interests.$631,0002,531
Net charge-offs$-5,0004,404
Cash dividends$166,0002,144
Sale, conversion, retirement of capital stock, net$0529
Net operating income$631,0002,517
2018-12-31 (YTD Data)Rank
Total interest income$8,552,0002,815
Total interest expense$1,013,0002,899
Net interest income$7,539,0002,758
Provision for loan and lease losses$120,0002,842
Total noninterest income$1,828,0002,087
Gross Fiduciary activities income$502,000591
Service charges on deposit accounts$567,0001,814
Trading account gains and feesNANA
Additional Noninterest Income$759,0002,564
Total noninterest expense$6,757,0002,520
Salaries and employee benefits$3,875,0002,507
Premises and equipment expense$755,0002,444
Additional noninterest expense$2,127,0002,489
Pre-tax net operating income$2,490,0002,785
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,490,0002,592
Extraordinary gains, net$06
Net income$2,490,0002,591
Minority interest net income$072
Net income of bank and minority interests.$2,490,0002,591
Net charge-offs$25,0003,000
Cash dividends$1,998,0001,474
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,490,0002,584
2018-09-30 (YTD Data)Rank
Total interest income$6,351,0002,827
Total interest expense$731,0002,894
Net interest income$5,620,0002,776
Provision for loan and lease losses$90,0002,683
Total noninterest income$1,399,0002,081
Gross Fiduciary activities income$378,000589
Service charges on deposit accounts$414,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$607,0002,504
Total noninterest expense$5,086,0002,522
Salaries and employee benefits$2,927,0002,492
Premises and equipment expense$562,0002,477
Additional noninterest expense$1,597,0002,495
Pre-tax net operating income$1,843,0002,868
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,843,0002,653
Extraordinary gains, net$05
Net income$1,843,0002,652
Minority interest net income$066
Net income of bank and minority interests.$1,843,0002,652
Net charge-offs$27,0002,553
Cash dividends$741,0001,993
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,843,0002,642
2018-06-30 (YTD Data)Rank
Total interest income$4,195,0002,832
Total interest expense$466,0002,892
Net interest income$3,729,0002,786
Provision for loan and lease losses$60,0002,584
Total noninterest income$943,0002,074
Gross Fiduciary activities income$248,000601
Service charges on deposit accounts$267,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$428,0002,441
Total noninterest expense$3,361,0002,553
Salaries and employee benefits$1,938,0002,526
Premises and equipment expense$363,0002,536
Additional noninterest expense$1,060,0002,506
Pre-tax net operating income$1,251,0002,805
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,251,0002,598
Extraordinary gains, net$06
Net income$1,251,0002,597
Minority interest net income$065
Net income of bank and minority interests.$1,251,0002,597
Net charge-offs$13,0002,478
Cash dividends$463,0002,093
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,251,0002,591
2018-03-31 (YTD Data)Rank
Total interest income$2,053,0002,881
Total interest expense$219,0002,946
Net interest income$1,834,0002,832
Provision for loan and lease losses$30,0002,415
Total noninterest income$404,0002,243
Gross Fiduciary activities income$133,000588
Service charges on deposit accounts$131,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$140,0002,924
Total noninterest expense$1,642,0002,612
Salaries and employee benefits$949,0002,586
Premises and equipment expense$177,0002,638
Additional noninterest expense$516,0002,569
Pre-tax net operating income$566,0002,918
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$566,0002,707
Extraordinary gains, net$07
Net income$566,0002,707
Minority interest net income$052
Net income of bank and minority interests.$566,0002,707
Net charge-offs$-2,0004,048
Cash dividends$222,0001,831
Sale, conversion, retirement of capital stock, net$0580
Net operating income$566,0002,700
2017-12-31 (YTD Data)Rank
Total interest income$7,946,0002,879
Total interest expense$675,0003,189
Net interest income$7,271,0002,818
Provision for loan and lease losses$193,0002,415
Total noninterest income$1,656,0002,266
Gross Fiduciary activities income$512,000582
Service charges on deposit accounts$568,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,992
Total noninterest expense$6,337,0002,684
Salaries and employee benefits$3,843,0002,533
Premises and equipment expense$694,0002,674
Additional noninterest expense$1,800,0002,851
Pre-tax net operating income$2,397,0002,820
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$2,397,0002,388
Extraordinary gains, net$09
Net income$2,397,0002,388
Minority interest net income$076
Net income of bank and minority interests.$2,397,0002,388
Net charge-offs$26,0003,302
Cash dividends$1,845,0001,513
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,397,0002,371
2017-09-30 (YTD Data)Rank
Total interest income$5,852,0002,934
Total interest expense$467,0003,333
Net interest income$5,385,0002,853
Provision for loan and lease losses$133,0002,431
Total noninterest income$1,229,0002,308
Gross Fiduciary activities income$367,000594
Service charges on deposit accounts$422,0001,874
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,979
Total noninterest expense$4,774,0002,682
Salaries and employee benefits$2,900,0002,530
Premises and equipment expense$519,0002,699
Additional noninterest expense$1,355,0002,840
Pre-tax net operating income$1,707,0002,953
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$1,707,0002,656
Extraordinary gains, net$09
Net income$1,707,0002,656
Minority interest net income$071
Net income of bank and minority interests.$1,707,0002,656
Net charge-offs$28,0002,818
Cash dividends$749,0002,015
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,707,0002,635
2017-06-30 (YTD Data)Rank
Total interest income$3,838,0002,960
Total interest expense$286,0003,450
Net interest income$3,552,0002,871
Provision for loan and lease losses$97,0002,280
Total noninterest income$845,0002,280
Gross Fiduciary activities income$250,000592
Service charges on deposit accounts$276,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$319,0002,859
Total noninterest expense$3,175,0002,692
Salaries and employee benefits$1,920,0002,560
Premises and equipment expense$344,0002,719
Additional noninterest expense$911,0002,839
Pre-tax net operating income$1,125,0002,939
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,125,0002,627
Extraordinary gains, net$011
Net income$1,125,0002,626
Minority interest net income$071
Net income of bank and minority interests.$1,125,0002,627
Net charge-offs$22,0002,525
Cash dividends$472,0002,092
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,125,0002,612
2017-03-31 (YTD Data)Rank
Total interest income$1,848,0003,037
Total interest expense$136,0003,520
Net interest income$1,712,0002,949
Provision for loan and lease losses$36,0002,328
Total noninterest income$422,0002,261
Gross Fiduciary activities income$130,000598
Service charges on deposit accounts$136,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$156,0002,880
Total noninterest expense$1,575,0002,730
Salaries and employee benefits$949,0002,626
Premises and equipment expense$169,0002,792
Additional noninterest expense$457,0002,841
Pre-tax net operating income$523,0003,011
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$523,0002,681
Extraordinary gains, net$08
Net income$523,0002,681
Minority interest net income$055
Net income of bank and minority interests.$523,0002,681
Net charge-offs$23,0001,807
Cash dividends$208,0001,921
Sale, conversion, retirement of capital stock, net$0632
Net operating income$523,0002,666
2016-12-31 (YTD Data)Rank
Total interest income$6,925,0003,146
Total interest expense$441,0003,858
Net interest income$6,484,0003,038
Provision for loan and lease losses$214,0002,362
Total noninterest income$2,137,0002,043
Gross Fiduciary activities income$475,000607
Service charges on deposit accounts$533,0001,977
Trading account gains and fees$0170
Additional Noninterest Income$1,129,0002,252
Total noninterest expense$5,969,0002,863
Salaries and employee benefits$3,638,0002,675
Premises and equipment expense$702,0002,727
Additional noninterest expense$1,629,0003,164
Pre-tax net operating income$2,438,0002,719
Securities gains (losses)$71,0001,599
Applicable income taxes$04,278
Income before extraordinary items$2,509,0002,401
Extraordinary gains, net$05
Net income$2,509,0002,400
Minority interest net income$082
Net income of bank and minority interests.$2,509,0002,401
Net charge-offs$-3,0004,789
Cash dividends$1,928,0001,473
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,438,0002,393
2016-09-30 (YTD Data)Rank
Total interest income$5,024,0003,221
Total interest expense$314,0003,967
Net interest income$4,710,0003,103
Provision for loan and lease losses$104,0002,690
Total noninterest income$1,741,0001,935
Gross Fiduciary activities income$360,000600
Service charges on deposit accounts$406,0001,960
Trading account gains and fees$0169
Additional Noninterest Income$975,0002,080
Total noninterest expense$4,438,0002,872
Salaries and employee benefits$2,767,0002,648
Premises and equipment expense$527,0002,734
Additional noninterest expense$1,144,0003,324
Pre-tax net operating income$1,909,0002,699
Securities gains (losses)$58,0001,652
Applicable income taxes$04,325
Income before extraordinary items$1,967,0002,376
Extraordinary gains, net$05
Net income$1,967,0002,375
Minority interest net income$071
Net income of bank and minority interests.$1,967,0002,376
Net charge-offs$4,0003,666
Cash dividends$541,0002,291
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,909,0002,355
2016-06-30 (YTD Data)Rank
Total interest income$3,314,0003,252
Total interest expense$200,0004,075
Net interest income$3,114,0003,136
Provision for loan and lease losses$59,0002,848
Total noninterest income$1,324,0001,771
Gross Fiduciary activities income$244,000603
Service charges on deposit accounts$266,0001,970
Trading account gains and fees$0157
Additional Noninterest Income$814,0001,774
Total noninterest expense$2,961,0002,890
Salaries and employee benefits$1,849,0002,659
Premises and equipment expense$341,0002,807
Additional noninterest expense$771,0003,326
Pre-tax net operating income$1,418,0002,499
Securities gains (losses)$11,0002,212
Applicable income taxes$04,338
Income before extraordinary items$1,429,0002,213
Extraordinary gains, net$016
Net income$1,429,0002,212
Minority interest net income$071
Net income of bank and minority interests.$1,429,0002,212
Net charge-offs$3,0003,433
Cash dividends$486,0002,047
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,418,0002,151
2016-03-31 (YTD Data)Rank
Total interest income$1,631,0003,298
Total interest expense$96,0004,173
Net interest income$1,535,0003,174
Provision for loan and lease losses$14,0003,163
Total noninterest income$407,0002,341
Gross Fiduciary activities income$129,000597
Service charges on deposit accounts$131,0001,977
Trading account gains and fees$0142
Additional Noninterest Income$147,0003,007
Total noninterest expense$1,447,0002,947
Salaries and employee benefits$891,0002,742
Premises and equipment expense$166,0002,875
Additional noninterest expense$390,0003,284
Pre-tax net operating income$481,0003,114
Securities gains (losses)$6,0001,655
Applicable income taxes$04,259
Income before extraordinary items$487,0002,796
Extraordinary gains, net$012
Net income$487,0002,795
Minority interest net income$062
Net income of bank and minority interests.$487,0002,796
Net charge-offs$-2,0004,420
Cash dividends$208,0001,899
Sale, conversion, retirement of capital stock, net$0659
Net operating income$481,0002,768
2015-12-31 (YTD Data)Rank
Total interest income$6,473,0003,289
Total interest expense$311,0004,547
Net interest income$6,162,0003,133
Provision for loan and lease losses$65,0003,401
Total noninterest income$1,708,0002,318
Gross Fiduciary activities income$497,000596
Service charges on deposit accounts$588,0001,854
Trading account gains and fees$0159
Additional Noninterest Income$623,0002,990
Total noninterest expense$5,716,0002,958
Salaries and employee benefits$3,476,0002,749
Premises and equipment expense$690,0002,842
Additional noninterest expense$1,550,0003,337
Pre-tax net operating income$2,089,0002,924
Securities gains (losses)$17,0002,325
Applicable income taxes$04,402
Income before extraordinary items$2,106,0002,627
Extraordinary gains, net$023
Net income$2,106,0002,628
Minority interest net income$081
Net income of bank and minority interests.$2,106,0002,629
Net charge-offs$39,0003,421
Cash dividends$1,715,0001,486
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,089,0002,597
2015-09-30 (YTD Data)Rank
Total interest income$4,839,0003,319
Total interest expense$224,0004,691
Net interest income$4,615,0003,160
Provision for loan and lease losses$35,0003,544
Total noninterest income$1,281,0002,331
Gross Fiduciary activities income$382,000592
Service charges on deposit accounts$436,0001,895
Trading account gains and fees$0153
Additional Noninterest Income$463,0003,013
Total noninterest expense$4,304,0002,974
Salaries and employee benefits$2,670,0002,707
Premises and equipment expense$510,0002,911
Additional noninterest expense$1,124,0003,419
Pre-tax net operating income$1,557,0003,006
Securities gains (losses)$18,0002,073
Applicable income taxes$04,489
Income before extraordinary items$1,575,0002,681
Extraordinary gains, net$021
Net income$1,575,0002,681
Minority interest net income$078
Net income of bank and minority interests.$1,575,0002,682
Net charge-offs$36,0003,018
Cash dividends$766,0001,872
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,557,0002,645
2015-06-30 (YTD Data)Rank
Total interest income$3,223,0003,334
Total interest expense$146,0004,782
Net interest income$3,077,0003,166
Provision for loan and lease losses$25,0003,365
Total noninterest income$843,0002,355
Gross Fiduciary activities income$269,000588
Service charges on deposit accounts$278,0001,936
Trading account gains and fees$0157
Additional Noninterest Income$296,0003,077
Total noninterest expense$2,857,0002,991
Salaries and employee benefits$1,773,0002,740
Premises and equipment expense$330,0002,967
Additional noninterest expense$754,0003,418
Pre-tax net operating income$1,038,0002,996
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,038,0002,689
Extraordinary gains, net$022
Net income$1,038,0002,690
Minority interest net income$075
Net income of bank and minority interests.$1,038,0002,691
Net charge-offs$37,0002,563
Cash dividends$488,0001,970
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,038,0002,635
2015-03-31 (YTD Data)Rank
Total interest income$1,587,0003,376
Total interest expense$74,0004,806
Net interest income$1,513,0003,201
Provision for loan and lease losses$10,0003,223
Total noninterest income$427,0002,313
Gross Fiduciary activities income$149,000579
Service charges on deposit accounts$132,0002,009
Trading account gains and fees$0152
Additional Noninterest Income$146,0003,052
Total noninterest expense$1,423,0003,014
Salaries and employee benefits$880,0002,778
Premises and equipment expense$167,0002,987
Additional noninterest expense$376,0003,418
Pre-tax net operating income$507,0002,990
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$507,0002,701
Extraordinary gains, net$013
Net income$507,0002,704
Minority interest net income$064
Net income of bank and minority interests.$507,0002,704
Net charge-offs$39,0001,740
Cash dividends$244,0001,724
Sale, conversion, retirement of capital stock, net$0697
Net operating income$507,0002,619
2014-12-31 (YTD Data)Rank
Total interest income$6,398,0003,380
Total interest expense$326,0004,819
Net interest income$6,072,0003,215
Provision for loan and lease losses$25,0004,136
Total noninterest income$1,733,0002,310
Gross Fiduciary activities income$504,000608
Service charges on deposit accounts$625,0001,898
Trading account gains and fees$0180
Additional Noninterest Income$604,0003,015
Total noninterest expense$5,779,0002,998
Salaries and employee benefits$3,524,0002,745
Premises and equipment expense$715,0002,889
Additional noninterest expense$1,540,0003,493
Pre-tax net operating income$2,001,0002,977
Securities gains (losses)$51,0001,723
Applicable income taxes$04,531
Income before extraordinary items$2,052,0002,652
Extraordinary gains, net$017
Net income$2,052,0002,650
Minority interest net income$084
Net income of bank and minority interests.$2,052,0002,652
Net charge-offs$-22,0005,819
Cash dividends$1,706,0001,427
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,001,0002,661
2014-09-30 (YTD Data)Rank
Total interest income$4,782,0003,416
Total interest expense$247,0004,873
Net interest income$4,535,0003,252
Provision for loan and lease losses$15,0004,038
Total noninterest income$1,308,0002,309
Gross Fiduciary activities income$382,000604
Service charges on deposit accounts$474,0001,887
Trading account gains and fees$0174
Additional Noninterest Income$452,0003,050
Total noninterest expense$4,335,0003,013
Salaries and employee benefits$2,702,0002,719
Premises and equipment expense$537,0002,900
Additional noninterest expense$1,096,0003,634
Pre-tax net operating income$1,493,0003,042
Securities gains (losses)$51,0001,437
Applicable income taxes$04,583
Income before extraordinary items$1,544,0002,676
Extraordinary gains, net$015
Net income$1,544,0002,676
Minority interest net income$081
Net income of bank and minority interests.$1,544,0002,676
Net charge-offs$-19,0005,777
Cash dividends$741,0001,831
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,493,0002,694
2014-06-30 (YTD Data)Rank
Total interest income$3,161,0003,438
Total interest expense$170,0004,861
Net interest income$2,991,0003,277
Provision for loan and lease losses$15,0003,758
Total noninterest income$872,0002,290
Gross Fiduciary activities income$262,000600
Service charges on deposit accounts$308,0001,910
Trading account gains and fees$0172
Additional Noninterest Income$302,0003,027
Total noninterest expense$2,900,0003,014
Salaries and employee benefits$1,812,0002,723
Premises and equipment expense$355,0002,930
Additional noninterest expense$733,0003,626
Pre-tax net operating income$948,0003,050
Securities gains (losses)$51,0001,152
Applicable income taxes$04,568
Income before extraordinary items$999,0002,642
Extraordinary gains, net$020
Net income$999,0002,646
Minority interest net income$080
Net income of bank and minority interests.$999,0002,646
Net charge-offs$-11,0005,696
Cash dividends$463,0001,889
Sale, conversion, retirement of capital stock, net$0794
Net operating income$948,0002,697
2014-03-31 (YTD Data)Rank
Total interest income$1,511,0003,564
Total interest expense$88,0004,865
Net interest income$1,423,0003,395
Provision for loan and lease losses$03,817
Total noninterest income$440,0002,218
Gross Fiduciary activities income$142,000588
Service charges on deposit accounts$153,0001,902
Trading account gains and fees$0147
Additional Noninterest Income$145,0003,020
Total noninterest expense$1,441,0003,047
Salaries and employee benefits$896,0002,755
Premises and equipment expense$182,0002,943
Additional noninterest expense$363,0003,631
Pre-tax net operating income$422,0003,206
Securities gains (losses)$12,0001,116
Applicable income taxes$04,445
Income before extraordinary items$434,0002,847
Extraordinary gains, net$016
Net income$434,0002,850
Minority interest net income$066
Net income of bank and minority interests.$434,0002,850
Net charge-offs$-7,0005,595
Cash dividends$186,0001,832
Sale, conversion, retirement of capital stock, net$0747
Net operating income$422,0002,856
2013-12-31 (YTD Data)Rank
Total interest income$6,321,0003,497
Total interest expense$400,0004,912
Net interest income$5,921,0003,308
Provision for loan and lease losses$05,091
Total noninterest income$1,810,0002,295
Gross Fiduciary activities income$459,000618
Service charges on deposit accounts$728,0001,773
Trading account gains and fees$0184
Additional Noninterest Income$623,0003,062
Total noninterest expense$5,943,0003,018
Salaries and employee benefits$3,673,0002,684
Premises and equipment expense$713,0002,931
Additional noninterest expense$1,557,0003,563
Pre-tax net operating income$1,788,0003,073
Securities gains (losses)$28,0002,166
Applicable income taxes$04,631
Income before extraordinary items$1,816,0002,793
Extraordinary gains, net$029
Net income$1,816,0002,795
Minority interest net income$090
Net income of bank and minority interests.$1,816,0002,796
Net charge-offs$-59,0006,448
Cash dividends$1,584,0001,425
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,788,0002,757
2013-09-30 (YTD Data)Rank
Total interest income$4,680,0003,559
Total interest expense$303,0004,978
Net interest income$4,377,0003,365
Provision for loan and lease losses$04,941
Total noninterest income$1,346,0002,352
Gross Fiduciary activities income$344,000619
Service charges on deposit accounts$556,0001,754
Trading account gains and fees$0180
Additional Noninterest Income$446,0003,195
Total noninterest expense$4,537,0002,975
Salaries and employee benefits$2,849,0002,594
Premises and equipment expense$533,0002,964
Additional noninterest expense$1,155,0003,594
Pre-tax net operating income$1,186,0003,379
Securities gains (losses)$28,0002,032
Applicable income taxes$04,713
Income before extraordinary items$1,214,0003,058
Extraordinary gains, net$025
Net income$1,214,0003,063
Minority interest net income$084
Net income of bank and minority interests.$1,214,0003,063
Net charge-offs$-60,0006,501
Cash dividends$896,0001,569
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,186,0003,024
2013-06-30 (YTD Data)Rank
Total interest income$3,106,0003,573
Total interest expense$208,0004,991
Net interest income$2,898,0003,378
Provision for loan and lease losses$04,788
Total noninterest income$891,0002,385
Gross Fiduciary activities income$231,000621
Service charges on deposit accounts$367,0001,750
Trading account gains and fees$0157
Additional Noninterest Income$293,0003,236
Total noninterest expense$3,005,0002,997
Salaries and employee benefits$1,905,0002,611
Premises and equipment expense$350,0002,998
Additional noninterest expense$750,0003,647
Pre-tax net operating income$784,0003,372
Securities gains (losses)$22,0001,956
Applicable income taxes$04,679
Income before extraordinary items$806,0003,048
Extraordinary gains, net$022
Net income$806,0003,050
Minority interest net income$082
Net income of bank and minority interests.$806,0003,051
Net charge-offs$-33,0006,447
Cash dividends$555,0001,598
Sale, conversion, retirement of capital stock, net$0838
Net operating income$784,0003,015
2013-03-31 (YTD Data)Rank
Total interest income$1,554,0003,609
Total interest expense$106,0005,039
Net interest income$1,448,0003,384
Provision for loan and lease losses$04,409
Total noninterest income$448,0002,393
Gross Fiduciary activities income$122,000623
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$145,0003,222
Total noninterest expense$1,501,0003,016
Salaries and employee benefits$960,0002,603
Premises and equipment expense$168,0003,127
Additional noninterest expense$373,0003,688
Pre-tax net operating income$395,0003,320
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$395,0003,045
Extraordinary gains, net$010
Net income$395,0003,045
Minority interest net income$076
Net income of bank and minority interests.$395,0003,047
Net charge-offs$-23,0006,491
Cash dividends$277,0001,395
Sale, conversion, retirement of capital stock, net$0789
Net operating income$395,0002,961
2012-12-31 (YTD Data)Rank
Total interest income$6,704,0003,545
Total interest expense$557,0004,915
Net interest income$6,147,0003,312
Provision for loan and lease losses$35,0005,382
Total noninterest income$1,814,0002,341
Gross Fiduciary activities income$424,000640
Service charges on deposit accounts$726,0001,838
Trading account gains and fees$0166
Additional Noninterest Income$664,0002,967
Total noninterest expense$6,173,0002,970
Salaries and employee benefits$3,966,0002,475
Premises and equipment expense$806,0002,729
Additional noninterest expense$1,401,0003,960
Pre-tax net operating income$1,753,0003,060
Securities gains (losses)$104,0002,238
Applicable income taxes$04,751
Income before extraordinary items$1,857,0002,723
Extraordinary gains, net$029
Net income$1,857,0002,727
Minority interest net income$093
Net income of bank and minority interests.$1,857,0002,725
Net charge-offs$85,0004,550
Cash dividends$1,354,0001,602
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,753,0002,718
2012-09-30 (YTD Data)Rank
Total interest income$5,143,0003,550
Total interest expense$435,0004,958
Net interest income$4,708,0003,319
Provision for loan and lease losses$10,0005,570
Total noninterest income$1,332,0002,365
Gross Fiduciary activities income$320,000638
Service charges on deposit accounts$542,0001,865
Trading account gains and fees$0157
Additional Noninterest Income$470,0003,042
Total noninterest expense$4,728,0002,927
Salaries and employee benefits$3,086,0002,390
Premises and equipment expense$560,0002,920
Additional noninterest expense$1,082,0003,902
Pre-tax net operating income$1,302,0003,147
Securities gains (losses)$68,0002,251
Applicable income taxes$04,802
Income before extraordinary items$1,370,0002,804
Extraordinary gains, net$020
Net income$1,370,0002,805
Minority interest net income$086
Net income of bank and minority interests.$1,370,0002,804
Net charge-offs$94,0004,032
Cash dividends$660,0001,740
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,302,0002,772
2012-06-30 (YTD Data)Rank
Total interest income$3,508,0003,522
Total interest expense$299,0004,986
Net interest income$3,209,0003,246
Provision for loan and lease losses$10,0005,356
Total noninterest income$877,0002,354
Gross Fiduciary activities income$219,000641
Service charges on deposit accounts$350,0001,904
Trading account gains and fees$0153
Additional Noninterest Income$308,0003,036
Total noninterest expense$3,144,0002,942
Salaries and employee benefits$2,060,0002,393
Premises and equipment expense$371,0002,940
Additional noninterest expense$713,0003,936
Pre-tax net operating income$932,0002,992
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$932,0002,741
Extraordinary gains, net$019
Net income$932,0002,742
Minority interest net income$084
Net income of bank and minority interests.$932,0002,742
Net charge-offs$99,0003,430
Cash dividends$388,0001,884
Sale, conversion, retirement of capital stock, net$0928
Net operating income$932,0002,608
2012-03-31 (YTD Data)Rank
Total interest income$1,756,0003,558
Total interest expense$155,0005,022
Net interest income$1,601,0003,273
Provision for loan and lease losses$05,254
Total noninterest income$447,0002,327
Gross Fiduciary activities income$115,000627
Service charges on deposit accounts$171,0001,937
Trading account gains and fees$0148
Additional Noninterest Income$161,0002,974
Total noninterest expense$1,566,0002,941
Salaries and employee benefits$1,032,0002,404
Premises and equipment expense$182,0003,006
Additional noninterest expense$352,0003,970
Pre-tax net operating income$482,0002,947
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$482,0002,691
Extraordinary gains, net$019
Net income$482,0002,693
Minority interest net income$078
Net income of bank and minority interests.$482,0002,694
Net charge-offs$-4,0006,305
Cash dividends$139,0001,864
Sale, conversion, retirement of capital stock, net$0861
Net operating income$482,0002,558
2011-12-31 (YTD Data)Rank
Total interest income$7,343,0003,561
Total interest expense$876,0004,704
Net interest income$6,467,0003,275
Provision for loan and lease losses$65,0005,666
Total noninterest income$1,929,0002,065
Gross Fiduciary activities income$397,000608
Service charges on deposit accounts$834,0001,733
Trading account gains and fees$0146
Additional Noninterest Income$698,0002,640
Total noninterest expense$6,126,0003,005
Salaries and employee benefits$3,964,0002,424
Premises and equipment expense$657,0003,337
Additional noninterest expense$1,505,0003,859
Pre-tax net operating income$2,205,0002,331
Securities gains (losses)$4,0003,534
Applicable income taxes$04,719
Income before extraordinary items$2,209,0002,088
Extraordinary gains, net$029
Net income$2,209,0002,089
Minority interest net income$096
Net income of bank and minority interests.$2,209,0002,089
Net charge-offs$51,0005,463
Cash dividends$1,637,0001,144
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,205,0002,004
2011-09-30 (YTD Data)Rank
Total interest income$5,552,0003,576
Total interest expense$681,0004,748
Net interest income$4,871,0003,284
Provision for loan and lease losses$20,0006,008
Total noninterest income$1,382,0002,126
Gross Fiduciary activities income$303,000598
Service charges on deposit accounts$626,0001,735
Trading account gains and fees$0145
Additional Noninterest Income$453,0002,842
Total noninterest expense$4,580,0003,010
Salaries and employee benefits$3,014,0002,393
Premises and equipment expense$491,0003,396
Additional noninterest expense$1,075,0003,969
Pre-tax net operating income$1,653,0002,399
Securities gains (losses)$2,0003,369
Applicable income taxes$04,740
Income before extraordinary items$1,655,0002,144
Extraordinary gains, net$021
Net income$1,655,0002,144
Minority interest net income$087
Net income of bank and minority interests.$1,655,0002,145
Net charge-offs$12,0005,733
Cash dividends$832,0001,325
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,653,0002,054
2011-06-30 (YTD Data)Rank
Total interest income$3,735,0003,586
Total interest expense$466,0004,798
Net interest income$3,269,0003,275
Provision for loan and lease losses$10,0005,964
Total noninterest income$899,0002,150
Gross Fiduciary activities income$198,000610
Service charges on deposit accounts$405,0001,748
Trading account gains and fees$0153
Additional Noninterest Income$296,0002,893
Total noninterest expense$3,029,0003,076
Salaries and employee benefits$1,999,0002,423
Premises and equipment expense$305,0003,606
Additional noninterest expense$725,0003,997
Pre-tax net operating income$1,129,0002,340
Securities gains (losses)$2,0002,702
Applicable income taxes$04,697
Income before extraordinary items$1,131,0002,048
Extraordinary gains, net$015
Net income$1,131,0002,048
Minority interest net income$089
Net income of bank and minority interests.$1,131,0002,048
Net charge-offs$7,0005,446
Cash dividends$555,0001,322
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,129,0001,986
2011-03-31 (YTD Data)Rank
Total interest income$1,870,0003,593
Total interest expense$231,0004,933
Net interest income$1,639,0003,254
Provision for loan and lease losses$10,0005,371
Total noninterest income$446,0002,182
Gross Fiduciary activities income$105,000603
Service charges on deposit accounts$199,0001,755
Trading account gains and fees$0158
Additional Noninterest Income$142,0003,001
Total noninterest expense$1,494,0003,112
Salaries and employee benefits$989,0002,458
Premises and equipment expense$150,0003,699
Additional noninterest expense$355,0004,056
Pre-tax net operating income$581,0002,282
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$581,0001,966
Extraordinary gains, net$09
Net income$581,0001,965
Minority interest net income$086
Net income of bank and minority interests.$581,0001,966
Net charge-offs$-4,0006,688
Cash dividends$277,0001,184
Sale, conversion, retirement of capital stock, net$0925
Net operating income$581,0001,916
2010-12-31 (YTD Data)Rank
Total interest income$7,567,0003,695
Total interest expense$1,406,0004,421
Net interest income$6,161,0003,406
Provision for loan and lease losses$115,0005,925
Total noninterest income$1,848,0002,182
Gross Fiduciary activities income$351,000637
Service charges on deposit accounts$916,0001,620
Trading account gains and fees$0175
Additional Noninterest Income$581,0002,970
Total noninterest expense$5,927,0003,141
Salaries and employee benefits$3,726,0002,576
Premises and equipment expense$644,0003,533
Additional noninterest expense$1,557,0003,906
Pre-tax net operating income$1,967,0002,269
Securities gains (losses)$17,0003,166
Applicable income taxes$04,655
Income before extraordinary items$1,984,0002,042
Extraordinary gains, net$029
Net income$1,984,0002,043
Minority interest net income$0111
Net income of bank and minority interests.$1,984,0002,044
Net charge-offs$42,0006,025
Cash dividends$1,268,0001,241
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,967,0001,974
2010-09-30 (YTD Data)Rank
Total interest income$5,701,0003,756
Total interest expense$1,132,0004,399
Net interest income$4,569,0003,477
Provision for loan and lease losses$100,0005,670
Total noninterest income$1,381,0002,214
Gross Fiduciary activities income$264,000627
Service charges on deposit accounts$679,0001,682
Trading account gains and fees$0165
Additional Noninterest Income$438,0002,974
Total noninterest expense$4,463,0003,137
Salaries and employee benefits$2,854,0002,542
Premises and equipment expense$487,0003,556
Additional noninterest expense$1,122,0003,990
Pre-tax net operating income$1,387,0002,530
Securities gains (losses)$17,0002,949
Applicable income taxes$04,726
Income before extraordinary items$1,404,0002,266
Extraordinary gains, net$023
Net income$1,404,0002,266
Minority interest net income$0110
Net income of bank and minority interests.$1,404,0002,268
Net charge-offs$14,0006,146
Cash dividends$596,0001,578
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,387,0002,183
2010-06-30 (YTD Data)Rank
Total interest income$3,812,0003,790
Total interest expense$787,0004,393
Net interest income$3,025,0003,490
Provision for loan and lease losses$100,0005,137
Total noninterest income$910,0002,171
Gross Fiduciary activities income$179,000629
Service charges on deposit accounts$434,0001,753
Trading account gains and fees$0152
Additional Noninterest Income$297,0002,853
Total noninterest expense$2,979,0003,132
Salaries and employee benefits$1,874,0002,577
Premises and equipment expense$330,0003,552
Additional noninterest expense$775,0003,872
Pre-tax net operating income$856,0002,668
Securities gains (losses)$17,0002,422
Applicable income taxes$04,691
Income before extraordinary items$873,0002,352
Extraordinary gains, net$019
Net income$873,0002,348
Minority interest net income$0105
Net income of bank and minority interests.$873,0002,351
Net charge-offs$5,0006,051
Cash dividends$361,0001,705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$856,0002,289
2010-03-31 (YTD Data)Rank
Total interest income$1,894,0003,872
Total interest expense$407,0004,434
Net interest income$1,487,0003,582
Provision for loan and lease losses$100,0003,933
Total noninterest income$452,0002,186
Gross Fiduciary activities income$97,000621
Service charges on deposit accounts$210,0001,797
Trading account gains and fees$0175
Additional Noninterest Income$145,0002,901
Total noninterest expense$1,467,0003,206
Salaries and employee benefits$917,0002,669
Premises and equipment expense$168,0003,571
Additional noninterest expense$382,0003,919
Pre-tax net operating income$372,0002,950
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$372,0002,689
Extraordinary gains, net$016
Net income$372,0002,687
Minority interest net income$091
Net income of bank and minority interests.$372,0002,690
Net charge-offs$7,0005,008
Cash dividends$139,0001,662
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$372,0002,580
2009-12-31 (YTD Data)Rank
Total interest income$8,054,0003,795
Total interest expense$1,918,0004,570
Net interest income$6,136,0003,398
Provision for loan and lease losses$260,0005,467
Total noninterest income$1,753,0002,319
Gross Fiduciary activities income$317,000656
Service charges on deposit accounts$905,0001,836
Trading account gains and fees$0211
Additional Noninterest Income$531,0003,109
Total noninterest expense$5,824,0003,257
Salaries and employee benefits$3,618,0002,702
Premises and equipment expense$687,0003,516
Additional noninterest expense$1,519,0004,044
Pre-tax net operating income$1,805,0002,079
Securities gains (losses)$94,0002,196
Applicable income taxes$21,0003,644
Income before extraordinary items$1,878,0001,781
Extraordinary gains, net$034
Net income$1,878,0001,779
Minority interest net income$0115
Net income of bank and minority interests.$1,878,0001,781
Net charge-offs$140,0005,400
Cash dividends$1,124,0001,505
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,784,9401,810
2009-09-30 (YTD Data)Rank
Total interest income$6,110,0003,813
Total interest expense$1,482,0004,634
Net interest income$4,628,0003,392
Provision for loan and lease losses$140,0005,570
Total noninterest income$1,321,0002,361
Gross Fiduciary activities income$236,000655
Service charges on deposit accounts$673,0001,865
Trading account gains and fees$0212
Additional Noninterest Income$412,0003,132
Total noninterest expense$4,458,0003,211
Salaries and employee benefits$2,757,0002,674
Premises and equipment expense$503,0003,608
Additional noninterest expense$1,198,0003,877
Pre-tax net operating income$1,351,0002,243
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,351,0001,970
Extraordinary gains, net$027
Net income$1,351,0001,969
Minority interest net income$0118
Net income of bank and minority interests.$1,351,0001,970
Net charge-offs$92,0005,128
Cash dividends$568,0001,867
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,351,0001,925
2009-06-30 (YTD Data)Rank
Total interest income$4,115,0003,820
Total interest expense$1,027,0004,660
Net interest income$3,088,0003,374
Provision for loan and lease losses$70,0005,703
Total noninterest income$951,0002,254
Gross Fiduciary activities income$159,000658
Service charges on deposit accounts$432,0001,895
Trading account gains and fees$0193
Additional Noninterest Income$360,0002,707
Total noninterest expense$3,061,0003,172
Salaries and employee benefits$1,823,0002,731
Premises and equipment expense$328,0003,686
Additional noninterest expense$910,0003,522
Pre-tax net operating income$908,0002,289
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$908,0002,012
Extraordinary gains, net$021
Net income$908,0002,010
Minority interest net income$0112
Net income of bank and minority interests.$908,0002,011
Net charge-offs$83,0004,443
Cash dividends$347,0002,054
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$908,0001,943
2009-03-31 (YTD Data)Rank
Total interest income$2,104,0003,795
Total interest expense$544,0004,604
Net interest income$1,560,0003,342
Provision for loan and lease losses$40,0005,160
Total noninterest income$469,0002,241
Gross Fiduciary activities income$83,000645
Service charges on deposit accounts$207,0001,905
Trading account gains and fees$0171
Additional Noninterest Income$179,0002,661
Total noninterest expense$1,486,0003,167
Salaries and employee benefits$895,0002,825
Premises and equipment expense$162,0003,754
Additional noninterest expense$429,0003,388
Pre-tax net operating income$503,0002,367
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$503,0002,124
Extraordinary gains, net$015
Net income$503,0002,123
Minority interest net income$0102
Net income of bank and minority interests.$503,0002,125
Net charge-offs$40,0003,753
Cash dividends$139,0002,004
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$503,0001,991
2008-12-31 (YTD Data)Rank
Total interest income$8,758,0003,870
Total interest expense$3,084,0004,180
Net interest income$5,674,0003,622
Provision for loan and lease losses$140,0005,648
Total noninterest income$2,020,0002,131
Gross Fiduciary activities income$334,000655
Service charges on deposit accounts$947,0001,846
Trading account gains and fees$0154
Additional Noninterest Income$739,0002,561
Total noninterest expense$5,466,0003,324
Salaries and employee benefits$3,294,0002,992
Premises and equipment expense$573,0004,087
Additional noninterest expense$1,599,0003,461
Pre-tax net operating income$2,088,0002,361
Securities gains (losses)$67,0001,412
Applicable income taxes$04,979
Income before extraordinary items$2,155,0001,856
Extraordinary gains, net$039
Net income$2,155,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,477
Cash dividends$1,526,0001,698
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,088,0002,028
2008-09-30 (YTD Data)Rank
Total interest income$6,576,0003,932
Total interest expense$2,401,0004,197
Net interest income$4,175,0003,697
Provision for loan and lease losses$06,991
Total noninterest income$1,494,0002,220
Gross Fiduciary activities income$258,000653
Service charges on deposit accounts$702,0001,868
Trading account gains and fees$0148
Additional Noninterest Income$534,0002,711
Total noninterest expense$4,059,0003,344
Salaries and employee benefits$2,472,0003,019
Premises and equipment expense$417,0004,170
Additional noninterest expense$1,170,0003,449
Pre-tax net operating income$1,610,0002,695
Securities gains (losses)$2,0002,845
Applicable income taxes$05,372
Income before extraordinary items$1,612,0002,183
Extraordinary gains, net$031
Net income$1,612,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,143
Cash dividends$1,249,0001,550
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,610,0002,298
2008-06-30 (YTD Data)Rank
Total interest income$4,310,0004,046
Total interest expense$1,663,0004,216
Net interest income$2,647,0003,825
Provision for loan and lease losses$06,671
Total noninterest income$995,0002,236
Gross Fiduciary activities income$178,000654
Service charges on deposit accounts$451,0001,899
Trading account gains and fees$0149
Additional Noninterest Income$366,0002,708
Total noninterest expense$2,683,0003,378
Salaries and employee benefits$1,623,0003,091
Premises and equipment expense$263,0004,367
Additional noninterest expense$797,0003,374
Pre-tax net operating income$959,0003,030
Securities gains (losses)$2,0002,957
Applicable income taxes$05,627
Income before extraordinary items$961,0002,655
Extraordinary gains, net$021
Net income$961,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$832,0001,644
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$959,0002,606
2008-03-31 (YTD Data)Rank
Total interest income$2,123,0004,161
Total interest expense$882,0004,238
Net interest income$1,241,0004,002
Provision for loan and lease losses$06,080
Total noninterest income$517,0002,193
Gross Fiduciary activities income$91,000666
Service charges on deposit accounts$224,0001,890
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,561
Total noninterest expense$1,326,0003,424
Salaries and employee benefits$805,0003,144
Premises and equipment expense$119,0004,656
Additional noninterest expense$402,0003,294
Pre-tax net operating income$432,0003,375
Securities gains (losses)$2,0002,447
Applicable income taxes$05,622
Income before extraordinary items$434,0003,008
Extraordinary gains, net$015
Net income$434,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$416,0001,546
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$432,0002,928
2007-12-31 (YTD Data)Rank
Total interest income$8,369,0004,238
Total interest expense$3,267,0004,529
Net interest income$5,102,0003,938
Provision for loan and lease losses$06,851
Total noninterest income$1,805,0002,374
Gross Fiduciary activities income$289,000716
Service charges on deposit accounts$935,0001,876
Trading account gains and fees$0178
Additional Noninterest Income$581,0003,058
Total noninterest expense$4,940,0003,466
Salaries and employee benefits$3,034,0003,202
Premises and equipment expense$472,0004,537
Additional noninterest expense$1,434,0003,552
Pre-tax net operating income$1,967,0003,349
Securities gains (losses)$-50,0008,012
Applicable income taxes$06,070
Income before extraordinary items$1,917,0002,910
Extraordinary gains, net$039
Net income$1,917,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,799
Cash dividends$1,859,0001,703
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,967,0002,841
2007-09-30 (YTD Data)Rank
Total interest income$6,225,0004,277
Total interest expense$2,374,0004,646
Net interest income$3,851,0003,924
Provision for loan and lease losses$06,528
Total noninterest income$1,336,0002,401
Gross Fiduciary activities income$209,000723
Service charges on deposit accounts$695,0001,873
Trading account gains and fees$0184
Additional Noninterest Income$432,0003,067
Total noninterest expense$3,653,0003,491
Salaries and employee benefits$2,256,0003,202
Premises and equipment expense$356,0004,492
Additional noninterest expense$1,041,0003,583
Pre-tax net operating income$1,534,0003,424
Securities gains (losses)$-50,0008,179
Applicable income taxes$06,220
Income before extraordinary items$1,484,0002,995
Extraordinary gains, net$033
Net income$1,484,0002,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,091
Cash dividends$1,249,0001,735
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,534,0002,909
2007-06-30 (YTD Data)Rank
Total interest income$4,149,0004,303
Total interest expense$1,546,0004,699
Net interest income$2,603,0003,909
Provision for loan and lease losses$06,209
Total noninterest income$869,0002,443
Gross Fiduciary activities income$135,000739
Service charges on deposit accounts$446,0001,928
Trading account gains and fees$0168
Additional Noninterest Income$288,0003,091
Total noninterest expense$2,433,0003,521
Salaries and employee benefits$1,488,0003,267
Premises and equipment expense$241,0004,484
Additional noninterest expense$704,0003,548
Pre-tax net operating income$1,039,0003,444
Securities gains (losses)$-39,0008,263
Applicable income taxes$06,265
Income before extraordinary items$1,000,0003,040
Extraordinary gains, net$029
Net income$1,000,0003,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$832,0001,771
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,039,0002,944
2007-03-31 (YTD Data)Rank
Total interest income$2,031,0004,359
Total interest expense$763,0004,716
Net interest income$1,268,0003,987
Provision for loan and lease losses$05,779
Total noninterest income$434,0002,424
Gross Fiduciary activities income$70,000742
Service charges on deposit accounts$213,0001,960
Trading account gains and fees$0195
Additional Noninterest Income$151,0003,007
Total noninterest expense$1,222,0003,520
Salaries and employee benefits$725,0003,356
Premises and equipment expense$122,0004,460
Additional noninterest expense$375,0003,346
Pre-tax net operating income$480,0003,624
Securities gains (losses)$-22,0008,387
Applicable income taxes$06,196
Income before extraordinary items$458,0003,203
Extraordinary gains, net$022
Net income$458,0003,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,588
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$480,0003,098
2006-12-31 (YTD Data)Rank
Total interest income$7,706,0004,298
Total interest expense$2,728,0004,562
Net interest income$4,978,0004,019
Provision for loan and lease losses$06,850
Total noninterest income$1,712,0002,467
Gross Fiduciary activities income$238,000759
Service charges on deposit accounts$964,0001,807
Trading account gains and fees$0130
Additional Noninterest Income$510,0003,301
Total noninterest expense$4,706,0003,509
Salaries and employee benefits$2,918,0003,208
Premises and equipment expense$512,0004,196
Additional noninterest expense$1,276,0003,757
Pre-tax net operating income$1,984,0003,669
Securities gains (losses)$-83,0008,134
Applicable income taxes$06,600
Income before extraordinary items$1,901,0003,210
Extraordinary gains, net$051
Net income$1,901,0003,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$1,942,0001,599
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,984,0003,109
2006-09-30 (YTD Data)Rank
Total interest income$5,711,0004,317
Total interest expense$1,972,0004,588
Net interest income$3,739,0004,043
Provision for loan and lease losses$06,685
Total noninterest income$1,281,0002,489
Gross Fiduciary activities income$179,000751
Service charges on deposit accounts$718,0001,820
Trading account gains and fees$0126
Additional Noninterest Income$384,0003,279
Total noninterest expense$3,516,0003,513
Salaries and employee benefits$2,214,0003,168
Premises and equipment expense$379,0004,237
Additional noninterest expense$923,0003,845
Pre-tax net operating income$1,504,0003,778
Securities gains (losses)$-55,0008,216
Applicable income taxes$06,687
Income before extraordinary items$1,449,0003,278
Extraordinary gains, net$045
Net income$1,449,0003,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,781
Cash dividends$1,387,0001,549
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,504,0003,196
2006-06-30 (YTD Data)Rank
Total interest income$3,731,0004,318
Total interest expense$1,248,0004,599
Net interest income$2,483,0004,068
Provision for loan and lease losses$06,419
Total noninterest income$859,0002,476
Gross Fiduciary activities income$123,000760
Service charges on deposit accounts$480,0001,802
Trading account gains and fees$0126
Additional Noninterest Income$256,0003,285
Total noninterest expense$2,335,0003,536
Salaries and employee benefits$1,470,0003,175
Premises and equipment expense$232,0004,479
Additional noninterest expense$633,0003,756
Pre-tax net operating income$1,007,0003,784
Securities gains (losses)$-55,0008,388
Applicable income taxes$06,706
Income before extraordinary items$952,0003,326
Extraordinary gains, net$039
Net income$952,0003,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$832,0001,672
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,007,0003,182
2006-03-31 (YTD Data)Rank
Total interest income$1,795,0004,386
Total interest expense$559,0004,795
Net interest income$1,236,0004,078
Provision for loan and lease losses$06,013
Total noninterest income$441,0002,386
Gross Fiduciary activities income$65,000760
Service charges on deposit accounts$235,0001,787
Trading account gains and fees$0115
Additional Noninterest Income$141,0003,087
Total noninterest expense$1,171,0003,540
Salaries and employee benefits$727,0003,228
Premises and equipment expense$121,0004,385
Additional noninterest expense$323,0003,666
Pre-tax net operating income$506,0003,699
Securities gains (losses)$-47,0008,558
Applicable income taxes$06,588
Income before extraordinary items$459,0003,367
Extraordinary gains, net$021
Net income$459,0003,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$506,0003,104
2005-12-31 (YTD Data)Rank
Total interest income$6,898,0004,195
Total interest expense$1,954,0004,501
Net interest income$4,944,0003,985
Provision for loan and lease losses$07,120
Total noninterest income$1,783,0002,395
Gross Fiduciary activities income$218,000776
Service charges on deposit accounts$1,143,0001,527
Trading account gains and fees$0138
Additional Noninterest Income$422,0003,681
Total noninterest expense$4,725,0003,394
Salaries and employee benefits$2,806,0003,153
Premises and equipment expense$538,0003,968
Additional noninterest expense$1,381,0003,450
Pre-tax net operating income$2,002,0003,685
Securities gains (losses)$45,000962
Applicable income taxes$538,0003,248
Income before extraordinary items$1,509,0003,778
Extraordinary gains, net$046
Net income$1,509,0003,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$610,0003,288
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,475,7003,788
2005-09-30 (YTD Data)Rank
Total interest income$5,112,0004,171
Total interest expense$1,396,0004,516
Net interest income$3,716,0003,975
Provision for loan and lease losses$06,899
Total noninterest income$1,321,0002,416
Gross Fiduciary activities income$161,000777
Service charges on deposit accounts$841,0001,537
Trading account gains and fees$0126
Additional Noninterest Income$319,0003,702
Total noninterest expense$3,574,0003,347
Salaries and employee benefits$2,132,0003,089
Premises and equipment expense$400,0003,972
Additional noninterest expense$1,042,0003,402
Pre-tax net operating income$1,463,0003,825
Securities gains (losses)$45,000917
Applicable income taxes$358,0003,500
Income before extraordinary items$1,150,0003,782
Extraordinary gains, net$035
Net income$1,150,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,099
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,115,8003,830
2005-06-30 (YTD Data)Rank
Total interest income$3,367,0004,147
Total interest expense$890,0004,473
Net interest income$2,477,0003,951
Provision for loan and lease losses$06,626
Total noninterest income$865,0002,419
Gross Fiduciary activities income$109,000781
Service charges on deposit accounts$536,0001,567
Trading account gains and fees$0116
Additional Noninterest Income$220,0003,603
Total noninterest expense$2,409,0003,294
Salaries and employee benefits$1,414,0003,087
Premises and equipment expense$263,0003,989
Additional noninterest expense$732,0003,236
Pre-tax net operating income$933,0003,898
Securities gains (losses)$45,000821
Applicable income taxes$219,0003,640
Income before extraordinary items$759,0003,756
Extraordinary gains, net$030
Net income$759,0003,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$723,9003,851
2005-03-31 (YTD Data)Rank
Total interest income$1,635,0004,209
Total interest expense$424,0004,497
Net interest income$1,211,0004,032
Provision for loan and lease losses$06,226
Total noninterest income$420,0002,418
Gross Fiduciary activities income$58,000773
Service charges on deposit accounts$251,0001,623
Trading account gains and fees$0115
Additional Noninterest Income$111,0003,545
Total noninterest expense$1,211,0003,292
Salaries and employee benefits$693,0003,149
Premises and equipment expense$131,0004,048
Additional noninterest expense$387,0003,106
Pre-tax net operating income$420,0004,131
Securities gains (losses)$41,000600
Applicable income taxes$110,0003,619
Income before extraordinary items$351,0003,955
Extraordinary gains, net$024
Net income$351,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,262
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$319,8404,148
2004-12-31 (YTD Data)Rank
Total interest income$6,321,0004,101
Total interest expense$1,307,0004,878
Net interest income$5,014,0003,796
Provision for loan and lease losses$07,314
Total noninterest income$1,535,0002,642
Gross Fiduciary activities income$197,000794
Service charges on deposit accounts$941,0001,863
Trading account gains and fees$0138
Additional Noninterest Income$397,0003,733
Total noninterest expense$4,713,0003,298
Salaries and employee benefits$2,793,0003,035
Premises and equipment expense$565,0003,718
Additional noninterest expense$1,355,0003,399
Pre-tax net operating income$1,836,0003,743
Securities gains (losses)$11,0002,784
Applicable income taxes$487,0003,396
Income before extraordinary items$1,360,0003,878
Extraordinary gains, net$034
Net income$1,360,0003,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,405
Cash dividends$611,0003,183
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,351,8603,836
2004-09-30 (YTD Data)Rank
Total interest income$4,621,0004,164
Total interest expense$924,0005,013
Net interest income$3,697,0003,834
Provision for loan and lease losses$07,100
Total noninterest income$1,101,0002,739
Gross Fiduciary activities income$143,000796
Service charges on deposit accounts$660,0001,983
Trading account gains and fees$0134
Additional Noninterest Income$298,0003,733
Total noninterest expense$3,487,0003,306
Salaries and employee benefits$2,091,0003,010
Premises and equipment expense$413,0003,783
Additional noninterest expense$983,0003,479
Pre-tax net operating income$1,311,0003,929
Securities gains (losses)$11,0002,659
Applicable income taxes$326,0003,648
Income before extraordinary items$996,0004,011
Extraordinary gains, net$026
Net income$996,0004,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$987,7503,971
2004-06-30 (YTD Data)Rank
Total interest income$3,040,0004,203
Total interest expense$607,0005,071
Net interest income$2,433,0003,869
Provision for loan and lease losses$06,885
Total noninterest income$715,0002,798
Gross Fiduciary activities income$102,000793
Service charges on deposit accounts$415,0002,082
Trading account gains and fees$0130
Additional Noninterest Income$198,0003,753
Total noninterest expense$2,320,0003,332
Salaries and employee benefits$1,386,0003,051
Premises and equipment expense$266,0003,883
Additional noninterest expense$668,0003,436
Pre-tax net operating income$828,0004,021
Securities gains (losses)$11,0002,367
Applicable income taxes$202,0003,764
Income before extraordinary items$637,0004,077
Extraordinary gains, net$021
Net income$637,0004,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,291
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$628,6404,029
2004-03-31 (YTD Data)Rank
Total interest income$1,495,0004,278
Total interest expense$307,0005,096
Net interest income$1,188,0003,927
Provision for loan and lease losses$06,501
Total noninterest income$362,0002,722
Gross Fiduciary activities income$54,000784
Service charges on deposit accounts$200,0002,085
Trading account gains and fees$0121
Additional Noninterest Income$108,0003,546
Total noninterest expense$1,144,0003,362
Salaries and employee benefits$684,0003,097
Premises and equipment expense$127,0004,055
Additional noninterest expense$333,0003,437
Pre-tax net operating income$406,0004,042
Securities gains (losses)$11,0002,005
Applicable income taxes$109,0003,644
Income before extraordinary items$308,0004,197
Extraordinary gains, net$016
Net income$308,0004,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$299,8604,150
2003-12-31 (YTD Data)Rank
Total interest income$6,211,0004,209
Total interest expense$1,411,0005,058
Net interest income$4,800,0003,797
Provision for loan and lease losses$07,651
Total noninterest income$1,364,0003,029
Gross Fiduciary activities income$174,000842
Service charges on deposit accounts$818,0002,087
Trading account gains and fees$0160
Additional Noninterest Income$372,0004,105
Total noninterest expense$4,597,0003,294
Salaries and employee benefits$2,746,0003,003
Premises and equipment expense$548,0003,790
Additional noninterest expense$1,303,0003,484
Pre-tax net operating income$1,567,0004,013
Securities gains (losses)$63,0002,296
Applicable income taxes$370,0003,933
Income before extraordinary items$1,260,0004,011
Extraordinary gains, net$054
Net income$1,260,0004,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,673
Cash dividends$555,0003,336
Sale, conversion, retirement of capital stock, net$208,000595
Net operating income$1,211,4903,953
2003-09-30 (YTD Data)Rank
Total interest income$4,677,0004,245
Total interest expense$1,092,0005,102
Net interest income$3,585,0003,836
Provision for loan and lease losses$07,481
Total noninterest income$998,0003,142
Gross Fiduciary activities income$131,000843
Service charges on deposit accounts$593,0002,160
Trading account gains and fees$0153
Additional Noninterest Income$274,0004,194
Total noninterest expense$3,383,0003,334
Salaries and employee benefits$2,041,0003,035
Premises and equipment expense$400,0003,861
Additional noninterest expense$942,0003,567
Pre-tax net operating income$1,200,0004,068
Securities gains (losses)$04,204
Applicable income taxes$257,0004,224
Income before extraordinary items$943,0004,137
Extraordinary gains, net$040
Net income$943,0004,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,119
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$42,000582
Net operating income$943,0003,960
2003-06-30 (YTD Data)Rank
Total interest income$3,120,0004,282
Total interest expense$767,0005,059
Net interest income$2,353,0003,880
Provision for loan and lease losses$07,324
Total noninterest income$662,0003,123
Gross Fiduciary activities income$88,000844
Service charges on deposit accounts$381,0002,175
Trading account gains and fees$0150
Additional Noninterest Income$193,0004,098
Total noninterest expense$2,242,0003,342
Salaries and employee benefits$1,338,0003,078
Premises and equipment expense$252,0004,016
Additional noninterest expense$652,0003,442
Pre-tax net operating income$773,0004,142
Securities gains (losses)$03,782
Applicable income taxes$154,0004,454
Income before extraordinary items$619,0004,203
Extraordinary gains, net$030
Net income$619,0004,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,926
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$29,000474
Net operating income$619,0004,004
2003-03-31 (YTD Data)Rank
Total interest income$1,574,0004,283
Total interest expense$391,0005,105
Net interest income$1,183,0003,869
Provision for loan and lease losses$06,934
Total noninterest income$342,0002,953
Gross Fiduciary activities income$41,000862
Service charges on deposit accounts$185,0002,171
Trading account gains and fees$0134
Additional Noninterest Income$116,0003,667
Total noninterest expense$1,129,0003,316
Salaries and employee benefits$668,0003,075
Premises and equipment expense$124,0004,049
Additional noninterest expense$337,0003,299
Pre-tax net operating income$396,0004,057
Securities gains (losses)$02,891
Applicable income taxes$86,0004,218
Income before extraordinary items$310,0004,144
Extraordinary gains, net$021
Net income$310,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,279
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$29,000294
Net operating income$310,0003,955
2002-12-31 (YTD Data)Rank
Total interest income$7,079,0004,011
Total interest expense$2,001,0004,790
Net interest income$5,078,0003,628
Provision for loan and lease losses$08,089
Total noninterest income$1,279,0002,942
Gross Fiduciary activities income$162,000900
Service charges on deposit accounts$837,0001,922
Trading account gains and fees$0153
Additional Noninterest Income$280,0004,398
Total noninterest expense$4,580,0003,174
Salaries and employee benefits$2,628,0002,989
Premises and equipment expense$589,0003,468
Additional noninterest expense$1,363,0003,218
Pre-tax net operating income$1,777,0003,690
Securities gains (losses)$28,0002,890
Applicable income taxes$421,0003,786
Income before extraordinary items$1,384,0003,714
Extraordinary gains, net$070
Net income$1,384,0003,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,432
Cash dividends$884,0002,467
Sale, conversion, retirement of capital stock, net$120,000623
Net operating income$1,362,4403,647
2001-12-31 (YTD Data)Rank
Total interest income$7,921,0004,056
Total interest expense$3,332,0004,361
Net interest income$4,589,0003,687
Provision for loan and lease losses$70,0006,194
Total noninterest income$1,197,0002,941
Gross Fiduciary activities income$158,000897
Service charges on deposit accounts$816,0001,868
Trading account gains and fees$0177
Additional Noninterest Income$223,0004,713
Total noninterest expense$4,357,0003,173
Salaries and employee benefits$2,439,0003,010
Premises and equipment expense$542,0003,647
Additional noninterest expense$1,376,0003,102
Pre-tax net operating income$1,359,0004,114
Securities gains (losses)$46,0002,438
Applicable income taxes$161,0005,343
Income before extraordinary items$1,244,0003,702
Extraordinary gains, net$0105
Net income$1,244,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,241
Cash dividends$670,0002,949
Sale, conversion, retirement of capital stock, net$175,000593
Net operating income$1,203,0603,679
2000-12-31 (YTD Data)Rank
Total interest income$8,101,0004,085
Total interest expense$3,634,0004,277
Net interest income$4,467,0003,818
Provision for loan and lease losses$220,0003,525
Total noninterest income$989,0003,155
Gross Fiduciary activities income$112,000920
Service charges on deposit accounts$620,0002,218
Trading account gains and fees$0180
Additional Noninterest Income$257,0004,239
Total noninterest expense$3,957,0003,359
Salaries and employee benefits$2,304,0003,054
Premises and equipment expense$503,0003,768
Additional noninterest expense$1,150,0003,577
Pre-tax net operating income$1,279,0004,545
Securities gains (losses)$-1,0007,406
Applicable income taxes$260,0004,898
Income before extraordinary items$1,018,0004,331
Extraordinary gains, net$038
Net income$1,018,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,371
Cash dividends$392,0004,013
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,018,8004,334
1999-12-31 (YTD Data)Rank
Total interest income$7,905,0003,950
Total interest expense$3,207,0004,345
Net interest income$4,698,0003,650
Provision for loan and lease losses$631,0001,444
Total noninterest income$900,0003,348
Gross Fiduciary activities income$93,0001,002
Service charges on deposit accounts$649,0002,046
Trading account gains and fees$0173
Additional Noninterest Income$158,0005,485
Total noninterest expense$3,893,0003,394
Salaries and employee benefits$2,257,0003,081
Premises and equipment expense$532,0003,581
Additional noninterest expense$1,104,0003,700
Pre-tax net operating income$1,074,0005,091
Securities gains (losses)$03,155
Applicable income taxes$302,0004,813
Income before extraordinary items$772,0005,191
Extraordinary gains, net$035
Net income$772,0005,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,425
Cash dividends$391,0004,018
Sale, conversion, retirement of capital stock, net$37,000881
Net operating income$772,0005,154
1998-12-31 (YTD Data)Rank
Total interest income$8,287,0003,822
Total interest expense$3,492,0004,134
Net interest income$4,795,0003,542
Provision for loan and lease losses$230,0003,213
Total noninterest income$779,0003,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$594,0002,166
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,166
Total noninterest expense$4,037,0003,177
Salaries and employee benefits$2,266,0002,973
Premises and equipment expense$499,0003,707
Additional noninterest expense$1,272,0003,209
Pre-tax net operating income$1,307,0004,600
Securities gains (losses)$04,449
Applicable income taxes$289,0005,264
Income before extraordinary items$1,018,0004,444
Extraordinary gains, net$032
Net income$1,018,0004,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,964
Cash dividends$259,0004,884
Sale, conversion, retirement of capital stock, net$25,000912
Net operating income$1,018,0004,349
1997-12-31 (YTD Data)Rank
Total interest income$7,855,0004,039
Total interest expense$3,198,0004,453
Net interest income$4,657,0003,721
Provision for loan and lease losses$420,0002,015
Total noninterest income$782,0003,640
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$632,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,684
Total noninterest expense$3,649,0003,479
Salaries and employee benefits$2,172,0003,051
Premises and equipment expense$405,0004,410
Additional noninterest expense$1,072,0003,668
Pre-tax net operating income$1,370,0004,789
Securities gains (losses)$03,944
Applicable income taxes$455,0004,491
Income before extraordinary items$915,0004,997
Extraordinary gains, net$044
Net income$915,0004,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,0001,353
Cash dividends$271,0004,787
Sale, conversion, retirement of capital stock, net$125,000740
Net operating income$915,0004,938
1996-12-31 (YTD Data)Rank
Total interest income$7,420,0004,336
Total interest expense$2,911,0004,922
Net interest income$4,509,0003,892
Provision for loan and lease losses$195,0003,475
Total noninterest income$753,0003,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$618,0002,186
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,273
Total noninterest expense$3,285,0004,016
Salaries and employee benefits$1,922,0003,465
Premises and equipment expense$309,0005,469
Additional noninterest expense$1,054,0004,216
Pre-tax net operating income$1,782,0003,764
Securities gains (losses)$04,148
Applicable income taxes$565,0003,759
Income before extraordinary items$1,217,0003,829
Extraordinary gains, net$053
Net income$1,217,0003,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,912
Cash dividends$253,0004,912
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,217,0003,776
1995-12-31 (YTD Data)Rank
Total interest income$6,826,0004,665
Total interest expense$2,880,0004,940
Net interest income$3,946,0004,366
Provision for loan and lease losses$120,0004,090
Total noninterest income$638,0004,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$512,0002,648
Trading account gains and feesNANA
Additional Noninterest Income$126,0006,498
Total noninterest expense$2,832,0004,488
Salaries and employee benefits$1,567,0004,127
Premises and equipment expense$239,0006,526
Additional noninterest expense$1,026,0004,260
Pre-tax net operating income$1,632,0004,156
Securities gains (losses)$03,831
Applicable income taxes$499,0004,202
Income before extraordinary items$1,133,0004,140
Extraordinary gains, net$065
Net income$1,133,0004,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,805
Cash dividends$253,0004,930
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,133,0004,124
1994-12-31 (YTD Data)Rank
Total interest income$5,468,0005,268
Total interest expense$1,819,0006,018
Net interest income$3,649,0004,758
Provision for loan and lease losses$120,0004,039
Total noninterest income$638,0004,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$516,0002,646
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,880
Total noninterest expense$2,588,0004,999
Salaries and employee benefits$1,411,0004,523
Premises and equipment expense$207,0007,274
Additional noninterest expense$970,0004,835
Pre-tax net operating income$1,579,0004,227
Securities gains (losses)$2,0003,070
Applicable income taxes$435,0004,489
Income before extraordinary items$1,146,0004,031
Extraordinary gains, net$0249
Net income$1,146,0004,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,664
Cash dividends$254,0004,866
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,144,5604,071
1993-12-31 (YTD Data)Rank
Total interest income$4,843,0005,937
Total interest expense$1,579,0006,946
Net interest income$3,264,0005,257
Provision for loan and lease losses$120,0005,200
Total noninterest income$604,0004,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,735
Trading account gains and feesNANA
Additional Noninterest Income$95,0008,045
Total noninterest expense$2,414,0005,425
Salaries and employee benefits$1,321,0004,809
Premises and equipment expense$205,0007,582
Additional noninterest expense$888,0005,429
Pre-tax net operating income$1,334,0004,772
Securities gains (losses)$61,0003,136
Applicable income taxes$380,0005,186
Income before extraordinary items$1,015,0004,651
Extraordinary gains, net$03,149
Net income$1,015,0004,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,984
Cash dividends$254,0004,798
Sale, conversion, retirement of capital stock, net$75,000935
Net operating income$970,4704,553
1992-12-31 (YTD Data)Rank
Total interest income$5,187,0006,192
Total interest expense$2,085,0006,907
Net interest income$3,102,0005,573
Provision for loan and lease losses$130,0006,495
Total noninterest income$487,0005,749
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$429,0003,258
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,916
Total noninterest expense$2,310,0005,667
Salaries and employee benefits$1,184,0005,229
Premises and equipment expense$238,0007,007
Additional noninterest expense$888,0005,591
Pre-tax net operating income$1,149,0005,096
Securities gains (losses)$08,369
Applicable income taxes$304,0005,874
Income before extraordinary items$845,0005,132
Extraordinary gains, net$01,422
Net income$845,0005,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0007,730
Cash dividends$246,0004,541
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$845,0004,834

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.