Home > Citizens Bank and Trust Company > Income and Expense
Citizens Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,968,000 | 1,722 |
| Total interest expense | $2,626,000 | 2,779 |
| Net interest income | $20,342,000 | 1,419 |
| Provision for loan and lease losses | $210,000 | 1,955 |
| Total noninterest income | $3,444,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $652,000 | 1,390 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,792,000 | 1,321 |
| Total noninterest expense | $12,409,000 | 1,772 |
| Salaries and employee benefits | $7,663,000 | 1,659 |
| Premises and equipment expense | $1,230,000 | 1,774 |
| Additional noninterest expense | $2,792,000 | 1,321 |
| Pre-tax net operating income | $11,167,000 | 1,078 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $2,129,000 | 952 |
| Income before extraordinary items | $9,037,000 | 1,099 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,037,000 | 1,112 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $9,037,000 | 1,102 |
| Net charge-offs | $1,000 | 2,818 |
| Cash dividends | $2,900,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $9,037,810 | 1,120 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,068,000 | 1,688 |
| Total interest expense | $1,724,000 | 2,797 |
| Net interest income | $15,344,000 | 1,418 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $2,635,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $485,000 | 1,407 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,150,000 | 1,292 |
| Total noninterest expense | $8,847,000 | 1,830 |
| Salaries and employee benefits | $5,396,000 | 1,734 |
| Premises and equipment expense | $909,000 | 1,810 |
| Additional noninterest expense | $2,150,000 | 1,292 |
| Pre-tax net operating income | $9,087,000 | 1,046 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,726,000 | 915 |
| Income before extraordinary items | $7,361,000 | 1,075 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,361,000 | 1,080 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,361,000 | 1,075 |
| Net charge-offs | $-16,000 | 3,939 |
| Cash dividends | $2,075,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,361,000 | 1,090 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,257,000 | 1,677 |
| Total interest expense | $973,000 | 2,830 |
| Net interest income | $10,284,000 | 1,430 |
| Provision for loan and lease losses | $23,000 | 2,577 |
| Total noninterest income | $1,535,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $313,000 | 1,419 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,222,000 | 1,354 |
| Total noninterest expense | $5,794,000 | 1,851 |
| Salaries and employee benefits | $3,536,000 | 1,748 |
| Premises and equipment expense | $604,000 | 1,796 |
| Additional noninterest expense | $1,222,000 | 1,353 |
| Pre-tax net operating income | $6,002,000 | 1,049 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,184,000 | 910 |
| Income before extraordinary items | $4,818,000 | 1,087 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,818,000 | 1,100 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,818,000 | 1,087 |
| Net charge-offs | $-15,000 | 4,032 |
| Cash dividends | $1,325,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,818,000 | 1,091 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 1,679 |
| Total interest expense | $410,000 | 2,842 |
| Net interest income | $5,137,000 | 1,440 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $759,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $165,000 | 1,373 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $594,000 | 1,370 |
| Total noninterest expense | $2,865,000 | 1,885 |
| Salaries and employee benefits | $1,755,000 | 1,787 |
| Premises and equipment expense | $306,000 | 1,813 |
| Additional noninterest expense | $594,000 | 1,370 |
| Pre-tax net operating income | $3,016,000 | 1,073 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $595,000 | 936 |
| Income before extraordinary items | $2,421,000 | 1,102 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,421,000 | 1,101 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,421,000 | 1,101 |
| Net charge-offs | $-18,000 | 4,211 |
| Cash dividends | $650,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,421,000 | 1,119 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,190,000 | 1,691 |
| Total interest expense | $1,003,000 | 2,419 |
| Net interest income | $17,187,000 | 1,621 |
| Provision for loan and lease losses | $-520,000 | 4,538 |
| Total noninterest income | $4,822,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $677,000 | 1,376 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,145,000 | 1,026 |
| Total noninterest expense | $11,682,000 | 1,813 |
| Salaries and employee benefits | $7,440,000 | 1,668 |
| Premises and equipment expense | $1,204,000 | 1,811 |
| Additional noninterest expense | $4,145,000 | 1,026 |
| Pre-tax net operating income | $10,847,000 | 1,210 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,145,000 | 1,029 |
| Income before extraordinary items | $8,702,000 | 1,229 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,702,000 | 1,228 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,702,000 | 1,229 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $2,950,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,702,000 | 1,248 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,680,000 | 1,729 |
| Total interest expense | $749,000 | 2,124 |
| Net interest income | $11,931,000 | 1,695 |
| Provision for loan and lease losses | $-520,000 | 4,597 |
| Total noninterest income | $3,143,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $506,000 | 1,395 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,637,000 | 1,160 |
| Total noninterest expense | $8,338,000 | 1,872 |
| Salaries and employee benefits | $5,123,000 | 1,775 |
| Premises and equipment expense | $890,000 | 1,840 |
| Additional noninterest expense | $2,637,000 | 1,160 |
| Pre-tax net operating income | $7,256,000 | 1,295 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $1,430,000 | 1,107 |
| Income before extraordinary items | $5,827,000 | 1,321 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,827,000 | 1,320 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,827,000 | 1,321 |
| Net charge-offs | $-14,000 | 3,706 |
| Cash dividends | $2,300,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,826,200 | 1,350 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,816,000 | 1,786 |
| Total interest expense | $502,000 | 1,950 |
| Net interest income | $7,314,000 | 1,772 |
| Provision for loan and lease losses | $-360,000 | 4,580 |
| Total noninterest income | $2,064,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $327,000 | 1,409 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,737,000 | 1,203 |
| Total noninterest expense | $5,390,000 | 1,893 |
| Salaries and employee benefits | $3,291,000 | 1,816 |
| Premises and equipment expense | $586,000 | 1,853 |
| Additional noninterest expense | $1,513,000 | 1,992 |
| Pre-tax net operating income | $4,348,000 | 1,325 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $853,000 | 1,118 |
| Income before extraordinary items | $3,496,000 | 1,356 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,496,000 | 1,356 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,496,000 | 1,356 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $1,400,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,495,200 | 1,390 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 1,831 |
| Total interest expense | $252,000 | 1,906 |
| Net interest income | $3,427,000 | 1,809 |
| Provision for loan and lease losses | $-200,000 | 4,563 |
| Total noninterest income | $908,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $163,000 | 1,396 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $745,000 | 1,316 |
| Total noninterest expense | $2,665,000 | 1,903 |
| Salaries and employee benefits | $1,610,000 | 1,843 |
| Premises and equipment expense | $300,000 | 1,838 |
| Additional noninterest expense | $755,000 | 1,967 |
| Pre-tax net operating income | $1,870,000 | 1,414 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $365,000 | 1,167 |
| Income before extraordinary items | $1,506,000 | 1,455 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,506,000 | 1,455 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,506,000 | 1,455 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $750,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,505,200 | 1,470 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,255,000 | 1,847 |
| Total interest expense | $1,231,000 | 1,920 |
| Net interest income | $14,024,000 | 1,820 |
| Provision for loan and lease losses | $-265,000 | 4,349 |
| Total noninterest income | $3,992,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $593,000 | 1,426 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,399,000 | 1,384 |
| Total noninterest expense | $10,683,000 | 1,891 |
| Salaries and employee benefits | $6,351,000 | 1,848 |
| Premises and equipment expense | $1,285,000 | 1,730 |
| Additional noninterest expense | $3,047,000 | 1,953 |
| Pre-tax net operating income | $7,598,000 | 1,541 |
| Securities gains (losses) | $-5,000 | 4,325 |
| Applicable income taxes | $1,465,000 | 1,337 |
| Income before extraordinary items | $6,128,000 | 1,634 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,128,000 | 1,633 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,128,000 | 1,634 |
| Net charge-offs | $-30,000 | 3,958 |
| Cash dividends | $2,800,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,132,050 | 1,613 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,353,000 | 1,888 |
| Total interest expense | $954,000 | 1,960 |
| Net interest income | $10,399,000 | 1,867 |
| Provision for loan and lease losses | $-100,000 | 4,375 |
| Total noninterest income | $3,031,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $427,000 | 1,457 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,604,000 | 1,416 |
| Total noninterest expense | $7,786,000 | 1,927 |
| Salaries and employee benefits | $4,736,000 | 1,864 |
| Premises and equipment expense | $899,000 | 1,842 |
| Additional noninterest expense | $2,151,000 | 2,054 |
| Pre-tax net operating income | $5,744,000 | 1,600 |
| Securities gains (losses) | $-7,000 | 4,530 |
| Applicable income taxes | $1,105,000 | 1,385 |
| Income before extraordinary items | $4,632,000 | 1,695 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,632,000 | 1,694 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,632,000 | 1,695 |
| Net charge-offs | $-30,000 | 4,023 |
| Cash dividends | $2,225,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,637,670 | 1,671 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,501,000 | 1,900 |
| Total interest expense | $656,000 | 1,983 |
| Net interest income | $6,845,000 | 1,860 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,072,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $273,000 | 1,445 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,799,000 | 1,382 |
| Total noninterest expense | $4,892,000 | 2,005 |
| Salaries and employee benefits | $2,884,000 | 1,977 |
| Premises and equipment expense | $601,000 | 1,843 |
| Additional noninterest expense | $1,407,000 | 2,061 |
| Pre-tax net operating income | $4,025,000 | 1,513 |
| Securities gains (losses) | $2,000 | 1,698 |
| Applicable income taxes | $777,000 | 1,340 |
| Income before extraordinary items | $3,250,000 | 1,620 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,250,000 | 1,620 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,250,000 | 1,620 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $1,550,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,248,380 | 1,594 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 1,865 |
| Total interest expense | $341,000 | 1,996 |
| Net interest income | $3,458,000 | 1,828 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $981,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $140,000 | 1,414 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $841,000 | 1,422 |
| Total noninterest expense | $2,386,000 | 2,024 |
| Salaries and employee benefits | $1,409,000 | 2,001 |
| Premises and equipment expense | $317,000 | 1,774 |
| Additional noninterest expense | $660,000 | 2,111 |
| Pre-tax net operating income | $2,053,000 | 1,492 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $396,000 | 1,314 |
| Income before extraordinary items | $1,659,000 | 1,607 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,659,000 | 1,607 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,659,000 | 1,607 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $725,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,657,380 | 1,566 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,512,000 | 1,835 |
| Total interest expense | $1,624,000 | 2,257 |
| Net interest income | $13,888,000 | 1,757 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $3,534,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $565,000 | 1,486 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $2,969,000 | 1,443 |
| Total noninterest expense | $10,328,000 | 1,909 |
| Salaries and employee benefits | $5,937,000 | 1,913 |
| Premises and equipment expense | $1,259,000 | 1,738 |
| Additional noninterest expense | $3,132,000 | 1,852 |
| Pre-tax net operating income | $6,694,000 | 1,423 |
| Securities gains (losses) | $31,000 | 1,933 |
| Applicable income taxes | $1,248,000 | 1,279 |
| Income before extraordinary items | $5,477,000 | 1,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,477,000 | 1,527 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,477,000 | 1,527 |
| Net charge-offs | $-2,000 | 3,992 |
| Cash dividends | $2,925,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,451,890 | 1,488 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,641,000 | 1,856 |
| Total interest expense | $1,253,000 | 2,321 |
| Net interest income | $10,388,000 | 1,756 |
| Provision for loan and lease losses | $400,000 | 2,141 |
| Total noninterest income | $2,579,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $438,000 | 1,443 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,141,000 | 1,421 |
| Total noninterest expense | $7,501,000 | 1,932 |
| Salaries and employee benefits | $4,384,000 | 1,910 |
| Premises and equipment expense | $901,000 | 1,798 |
| Additional noninterest expense | $2,216,000 | 1,920 |
| Pre-tax net operating income | $5,066,000 | 1,375 |
| Securities gains (losses) | $31,000 | 1,747 |
| Applicable income taxes | $943,000 | 1,233 |
| Income before extraordinary items | $4,154,000 | 1,468 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,154,000 | 1,469 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,154,000 | 1,469 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $2,200,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,128,890 | 1,438 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,835,000 | 1,862 |
| Total interest expense | $862,000 | 2,381 |
| Net interest income | $6,973,000 | 1,746 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $1,711,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $305,000 | 1,395 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,406,000 | 1,365 |
| Total noninterest expense | $4,830,000 | 1,982 |
| Salaries and employee benefits | $2,825,000 | 1,959 |
| Premises and equipment expense | $594,000 | 1,804 |
| Additional noninterest expense | $1,411,000 | 1,988 |
| Pre-tax net operating income | $3,604,000 | 1,262 |
| Securities gains (losses) | $31,000 | 1,515 |
| Applicable income taxes | $676,000 | 1,106 |
| Income before extraordinary items | $2,959,000 | 1,322 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,959,000 | 1,322 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,959,000 | 1,322 |
| Net charge-offs | $-13,000 | 4,396 |
| Cash dividends | $1,475,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,933,890 | 1,300 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 1,831 |
| Total interest expense | $439,000 | 2,497 |
| Net interest income | $3,512,000 | 1,708 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $877,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $195,000 | 1,315 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $682,000 | 1,250 |
| Total noninterest expense | $2,518,000 | 1,932 |
| Salaries and employee benefits | $1,529,000 | 1,860 |
| Premises and equipment expense | $299,000 | 1,814 |
| Additional noninterest expense | $690,000 | 2,038 |
| Pre-tax net operating income | $1,871,000 | 1,109 |
| Securities gains (losses) | $30,000 | 1,013 |
| Applicable income taxes | $354,000 | 956 |
| Income before extraordinary items | $1,547,000 | 1,161 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,547,000 | 1,160 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,547,000 | 1,161 |
| Net charge-offs | $-15,000 | 4,590 |
| Cash dividends | $575,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,522,700 | 1,154 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,036,000 | 1,824 |
| Total interest expense | $1,632,000 | 2,641 |
| Net interest income | $14,404,000 | 1,661 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $3,506,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $830,000 | 1,305 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,676,000 | 1,291 |
| Total noninterest expense | $11,079,000 | 1,760 |
| Salaries and employee benefits | $6,824,000 | 1,671 |
| Premises and equipment expense | $1,130,000 | 1,869 |
| Additional noninterest expense | $3,125,000 | 1,860 |
| Pre-tax net operating income | $6,681,000 | 1,415 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $1,200,000 | 1,276 |
| Income before extraordinary items | $5,483,000 | 1,483 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,483,000 | 1,484 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,483,000 | 1,485 |
| Net charge-offs | $-16,000 | 4,554 |
| Cash dividends | $2,275,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,481,360 | 1,449 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,018,000 | 1,845 |
| Total interest expense | $1,197,000 | 2,692 |
| Net interest income | $10,821,000 | 1,673 |
| Provision for loan and lease losses | $75,000 | 2,839 |
| Total noninterest income | $2,656,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $625,000 | 1,297 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $2,031,000 | 1,274 |
| Total noninterest expense | $8,105,000 | 1,801 |
| Salaries and employee benefits | $5,030,000 | 1,704 |
| Premises and equipment expense | $838,000 | 1,894 |
| Additional noninterest expense | $2,237,000 | 1,923 |
| Pre-tax net operating income | $5,297,000 | 1,386 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $957,000 | 1,265 |
| Income before extraordinary items | $4,340,000 | 1,454 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,340,000 | 1,454 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,340,000 | 1,456 |
| Net charge-offs | $-23,000 | 4,645 |
| Cash dividends | $1,700,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,340,000 | 1,419 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 1,844 |
| Total interest expense | $775,000 | 2,711 |
| Net interest income | $7,224,000 | 1,685 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $1,803,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $406,000 | 1,307 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,397,000 | 1,222 |
| Total noninterest expense | $5,375,000 | 1,813 |
| Salaries and employee benefits | $3,366,000 | 1,702 |
| Premises and equipment expense | $559,000 | 1,906 |
| Additional noninterest expense | $1,450,000 | 2,009 |
| Pre-tax net operating income | $3,602,000 | 1,341 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $652,000 | 1,231 |
| Income before extraordinary items | $2,950,000 | 1,407 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,950,000 | 1,407 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,950,000 | 1,407 |
| Net charge-offs | $-19,000 | 4,657 |
| Cash dividends | $1,125,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,950,000 | 1,383 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 1,861 |
| Total interest expense | $369,000 | 2,750 |
| Net interest income | $3,604,000 | 1,700 |
| Provision for loan and lease losses | $25,000 | 2,614 |
| Total noninterest income | $825,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $192,000 | 1,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $633,000 | 1,250 |
| Total noninterest expense | $2,561,000 | 1,903 |
| Salaries and employee benefits | $1,557,000 | 1,810 |
| Premises and equipment expense | $303,000 | 1,825 |
| Additional noninterest expense | $701,000 | 2,025 |
| Pre-tax net operating income | $1,843,000 | 1,284 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $334,000 | 1,183 |
| Income before extraordinary items | $1,509,000 | 1,356 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,509,000 | 1,355 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,509,000 | 1,355 |
| Net charge-offs | $-26,000 | 4,931 |
| Cash dividends | $550,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,509,000 | 1,328 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,221,000 | 1,931 |
| Total interest expense | $1,186,000 | 2,689 |
| Net interest income | $13,035,000 | 1,810 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $3,504,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $817,000 | 1,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,687,000 | 1,231 |
| Total noninterest expense | $10,382,000 | 1,842 |
| Salaries and employee benefits | $6,287,000 | 1,742 |
| Premises and equipment expense | $1,095,000 | 1,922 |
| Additional noninterest expense | $3,000,000 | 1,920 |
| Pre-tax net operating income | $6,007,000 | 1,514 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,038,000 | 1,358 |
| Income before extraordinary items | $4,969,000 | 1,594 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,969,000 | 1,593 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,969,000 | 1,593 |
| Net charge-offs | $-41,000 | 4,840 |
| Cash dividends | $1,925,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,969,000 | 1,584 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 1,960 |
| Total interest expense | $854,000 | 2,680 |
| Net interest income | $9,567,000 | 1,845 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,625,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $597,000 | 1,384 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,028,000 | 1,252 |
| Total noninterest expense | $7,393,000 | 1,922 |
| Salaries and employee benefits | $4,466,000 | 1,823 |
| Premises and equipment expense | $798,000 | 1,972 |
| Additional noninterest expense | $2,129,000 | 2,012 |
| Pre-tax net operating income | $4,799,000 | 1,469 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $840,000 | 1,322 |
| Income before extraordinary items | $3,959,000 | 1,535 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,959,000 | 1,534 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,959,000 | 1,534 |
| Net charge-offs | $-46,000 | 4,904 |
| Cash dividends | $1,425,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,959,000 | 1,521 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 1,985 |
| Total interest expense | $546,000 | 2,661 |
| Net interest income | $6,244,000 | 1,881 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,743,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $393,000 | 1,397 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,350,000 | 1,246 |
| Total noninterest expense | $4,875,000 | 1,960 |
| Salaries and employee benefits | $2,924,000 | 1,866 |
| Premises and equipment expense | $539,000 | 1,972 |
| Additional noninterest expense | $1,412,000 | 2,031 |
| Pre-tax net operating income | $3,112,000 | 1,484 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $540,000 | 1,348 |
| Income before extraordinary items | $2,572,000 | 1,543 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,572,000 | 1,542 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,572,000 | 1,542 |
| Net charge-offs | $-54,000 | 5,041 |
| Cash dividends | $950,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,572,000 | 1,525 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 2,003 |
| Total interest expense | $267,000 | 2,635 |
| Net interest income | $3,070,000 | 1,901 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $829,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $202,000 | 1,380 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $627,000 | 1,298 |
| Total noninterest expense | $2,403,000 | 1,985 |
| Salaries and employee benefits | $1,444,000 | 1,905 |
| Premises and equipment expense | $280,000 | 1,952 |
| Additional noninterest expense | $679,000 | 2,089 |
| Pre-tax net operating income | $1,496,000 | 1,490 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $257,000 | 1,345 |
| Income before extraordinary items | $1,239,000 | 1,548 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,239,000 | 1,548 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,239,000 | 1,548 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $475,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,239,000 | 1,540 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 2,001 |
| Total interest expense | $1,058,000 | 2,458 |
| Net interest income | $11,783,000 | 1,942 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,240,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $773,000 | 1,453 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,467,000 | 1,333 |
| Total noninterest expense | $9,366,000 | 2,023 |
| Salaries and employee benefits | $5,510,000 | 1,941 |
| Premises and equipment expense | $1,043,000 | 2,044 |
| Additional noninterest expense | $2,813,000 | 2,037 |
| Pre-tax net operating income | $5,657,000 | 1,550 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,862,000 | 1,335 |
| Income before extraordinary items | $3,795,000 | 1,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,795,000 | 1,681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,795,000 | 1,680 |
| Net charge-offs | $19,000 | 3,445 |
| Cash dividends | $1,900,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,795,000 | 1,656 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 2,014 |
| Total interest expense | $793,000 | 2,426 |
| Net interest income | $8,790,000 | 1,959 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,297,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $572,000 | 1,482 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,725,000 | 1,414 |
| Total noninterest expense | $6,885,000 | 2,051 |
| Salaries and employee benefits | $4,094,000 | 1,958 |
| Premises and equipment expense | $752,000 | 2,119 |
| Additional noninterest expense | $2,039,000 | 2,089 |
| Pre-tax net operating income | $4,202,000 | 1,569 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,143,000 | 1,353 |
| Income before extraordinary items | $3,059,000 | 1,714 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,059,000 | 1,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,059,000 | 1,715 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $1,425,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,059,000 | 1,693 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 2,031 |
| Total interest expense | $526,000 | 2,395 |
| Net interest income | $5,751,000 | 1,973 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,510,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $383,000 | 1,465 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,127,000 | 1,433 |
| Total noninterest expense | $4,536,000 | 2,072 |
| Salaries and employee benefits | $2,683,000 | 2,001 |
| Premises and equipment expense | $499,000 | 2,134 |
| Additional noninterest expense | $1,354,000 | 2,095 |
| Pre-tax net operating income | $2,725,000 | 1,587 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $735,000 | 1,348 |
| Income before extraordinary items | $1,990,000 | 1,710 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,990,000 | 1,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,990,000 | 1,710 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $950,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,990,000 | 1,693 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 2,031 |
| Total interest expense | $265,000 | 2,368 |
| Net interest income | $2,869,000 | 1,977 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $737,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $198,000 | 1,422 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $539,000 | 1,469 |
| Total noninterest expense | $2,299,000 | 2,073 |
| Salaries and employee benefits | $1,346,000 | 2,022 |
| Premises and equipment expense | $250,000 | 2,144 |
| Additional noninterest expense | $703,000 | 2,040 |
| Pre-tax net operating income | $1,307,000 | 1,601 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $348,000 | 1,370 |
| Income before extraordinary items | $959,000 | 1,727 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $959,000 | 1,726 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $959,000 | 1,727 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $475,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $959,000 | 1,710 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,226,000 | 2,044 |
| Total interest expense | $1,127,000 | 2,239 |
| Net interest income | $11,099,000 | 1,995 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,057,000 | 1,620 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $807,000 | 1,431 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,250,000 | 1,481 |
| Total noninterest expense | $9,051,000 | 2,084 |
| Salaries and employee benefits | $5,293,000 | 2,008 |
| Premises and equipment expense | $1,028,000 | 2,107 |
| Additional noninterest expense | $2,730,000 | 2,133 |
| Pre-tax net operating income | $5,105,000 | 1,595 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $1,352,000 | 1,361 |
| Income before extraordinary items | $3,754,000 | 1,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,754,000 | 1,732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,754,000 | 1,732 |
| Net charge-offs | $-38,000 | 5,299 |
| Cash dividends | $1,025,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,753,260 | 1,698 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 2,041 |
| Total interest expense | $855,000 | 2,212 |
| Net interest income | $8,303,000 | 2,004 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,244,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $605,000 | 1,428 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,639,000 | 1,500 |
| Total noninterest expense | $6,688,000 | 2,094 |
| Salaries and employee benefits | $3,870,000 | 2,037 |
| Premises and equipment expense | $766,000 | 2,125 |
| Additional noninterest expense | $2,052,000 | 2,134 |
| Pre-tax net operating income | $3,859,000 | 1,600 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $1,013,000 | 1,399 |
| Income before extraordinary items | $2,847,000 | 1,756 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,847,000 | 1,756 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,847,000 | 1,756 |
| Net charge-offs | $-14,000 | 5,007 |
| Cash dividends | $1,025,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,846,260 | 1,712 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 2,056 |
| Total interest expense | $581,000 | 2,198 |
| Net interest income | $5,520,000 | 2,018 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,482,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $394,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,088,000 | 1,467 |
| Total noninterest expense | $4,405,000 | 2,125 |
| Salaries and employee benefits | $2,549,000 | 2,063 |
| Premises and equipment expense | $512,000 | 2,116 |
| Additional noninterest expense | $1,344,000 | 2,186 |
| Pre-tax net operating income | $2,597,000 | 1,582 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $682,000 | 1,383 |
| Income before extraordinary items | $1,915,000 | 1,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,915,000 | 1,733 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,915,000 | 1,733 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $1,025,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,915,000 | 1,683 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 2,058 |
| Total interest expense | $294,000 | 2,172 |
| Net interest income | $2,747,000 | 2,027 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $716,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $196,000 | 1,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $520,000 | 1,471 |
| Total noninterest expense | $2,191,000 | 2,144 |
| Salaries and employee benefits | $1,281,000 | 2,058 |
| Premises and equipment expense | $265,000 | 2,070 |
| Additional noninterest expense | $645,000 | 2,243 |
| Pre-tax net operating income | $1,272,000 | 1,591 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $330,000 | 1,391 |
| Income before extraordinary items | $942,000 | 1,712 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $942,000 | 1,713 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $942,000 | 1,713 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $942,000 | 1,672 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,427,000 | 1,965 |
| Total interest expense | $1,332,000 | 1,948 |
| Net interest income | $11,095,000 | 1,949 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $3,371,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $905,000 | 1,323 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,466,000 | 1,316 |
| Total noninterest expense | $9,143,000 | 2,065 |
| Salaries and employee benefits | $5,191,000 | 1,993 |
| Premises and equipment expense | $1,050,000 | 2,099 |
| Additional noninterest expense | $2,902,000 | 2,066 |
| Pre-tax net operating income | $5,323,000 | 1,502 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $1,372,000 | 1,300 |
| Income before extraordinary items | $3,957,000 | 1,610 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,957,000 | 1,612 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,957,000 | 1,612 |
| Net charge-offs | $113,000 | 2,538 |
| Cash dividends | $1,750,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,952,560 | 1,584 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,342,000 | 1,978 |
| Total interest expense | $1,022,000 | 1,936 |
| Net interest income | $8,320,000 | 1,968 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,608,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $688,000 | 1,323 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,920,000 | 1,303 |
| Total noninterest expense | $6,690,000 | 2,103 |
| Salaries and employee benefits | $3,850,000 | 2,018 |
| Premises and equipment expense | $787,000 | 2,136 |
| Additional noninterest expense | $2,053,000 | 2,155 |
| Pre-tax net operating income | $4,238,000 | 1,458 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $1,117,000 | 1,270 |
| Income before extraordinary items | $3,126,000 | 1,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,126,000 | 1,571 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,126,000 | 1,572 |
| Net charge-offs | $94,000 | 2,227 |
| Cash dividends | $1,750,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,122,300 | 1,537 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 1,984 |
| Total interest expense | $689,000 | 1,920 |
| Net interest income | $5,541,000 | 1,964 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,875,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $467,000 | 1,285 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,408,000 | 1,237 |
| Total noninterest expense | $4,407,000 | 2,141 |
| Salaries and employee benefits | $2,553,000 | 2,047 |
| Premises and equipment expense | $520,000 | 2,158 |
| Additional noninterest expense | $1,334,000 | 2,203 |
| Pre-tax net operating income | $3,009,000 | 1,375 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $806,000 | 1,211 |
| Income before extraordinary items | $2,208,000 | 1,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,208,000 | 1,506 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,208,000 | 1,506 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $1,100,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,204,350 | 1,468 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 1,971 |
| Total interest expense | $355,000 | 1,891 |
| Net interest income | $2,764,000 | 1,964 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,097,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $206,000 | 1,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $891,000 | 1,012 |
| Total noninterest expense | $2,208,000 | 2,141 |
| Salaries and employee benefits | $1,278,000 | 2,043 |
| Premises and equipment expense | $261,000 | 2,171 |
| Additional noninterest expense | $669,000 | 2,184 |
| Pre-tax net operating income | $1,653,000 | 1,226 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $453,000 | 1,081 |
| Income before extraordinary items | $1,200,000 | 1,377 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,200,000 | 1,378 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,200,000 | 1,379 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $425,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,200,000 | 1,332 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,098,000 | 1,902 |
| Total interest expense | $1,614,000 | 1,782 |
| Net interest income | $11,484,000 | 1,897 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $2,840,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $902,000 | 1,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,938,000 | 1,493 |
| Total noninterest expense | $9,055,000 | 2,084 |
| Salaries and employee benefits | $5,244,000 | 1,956 |
| Premises and equipment expense | $1,033,000 | 2,180 |
| Additional noninterest expense | $2,778,000 | 2,180 |
| Pre-tax net operating income | $5,119,000 | 1,484 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,304,000 | 1,304 |
| Income before extraordinary items | $3,815,000 | 1,653 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,815,000 | 1,653 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,815,000 | 1,652 |
| Net charge-offs | $158,000 | 2,728 |
| Cash dividends | $1,700,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,815,000 | 1,626 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,909,000 | 1,900 |
| Total interest expense | $1,240,000 | 1,762 |
| Net interest income | $8,669,000 | 1,895 |
| Provision for loan and lease losses | $113,000 | 2,679 |
| Total noninterest income | $2,109,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $667,000 | 1,451 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,442,000 | 1,497 |
| Total noninterest expense | $6,683,000 | 2,116 |
| Salaries and employee benefits | $3,944,000 | 1,955 |
| Premises and equipment expense | $776,000 | 2,201 |
| Additional noninterest expense | $1,963,000 | 2,291 |
| Pre-tax net operating income | $3,982,000 | 1,462 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,027,000 | 1,288 |
| Income before extraordinary items | $2,955,000 | 1,602 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,955,000 | 1,602 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,955,000 | 1,602 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $1,300,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,955,000 | 1,579 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 1,881 |
| Total interest expense | $836,000 | 1,767 |
| Net interest income | $5,818,000 | 1,876 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $1,373,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $425,000 | 1,489 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $948,000 | 1,504 |
| Total noninterest expense | $4,431,000 | 2,130 |
| Salaries and employee benefits | $2,631,000 | 1,968 |
| Premises and equipment expense | $502,000 | 2,265 |
| Additional noninterest expense | $1,298,000 | 2,308 |
| Pre-tax net operating income | $2,685,000 | 1,414 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $696,000 | 1,261 |
| Income before extraordinary items | $1,989,000 | 1,549 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,989,000 | 1,552 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,989,000 | 1,551 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $900,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,989,000 | 1,521 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 1,884 |
| Total interest expense | $420,000 | 1,783 |
| Net interest income | $2,883,000 | 1,883 |
| Provision for loan and lease losses | $38,000 | 2,482 |
| Total noninterest income | $680,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $217,000 | 1,441 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $463,000 | 1,490 |
| Total noninterest expense | $2,209,000 | 2,147 |
| Salaries and employee benefits | $1,327,000 | 1,956 |
| Premises and equipment expense | $238,000 | 2,406 |
| Additional noninterest expense | $644,000 | 2,323 |
| Pre-tax net operating income | $1,316,000 | 1,408 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $341,000 | 1,224 |
| Income before extraordinary items | $975,000 | 1,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $975,000 | 1,532 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $975,000 | 1,532 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $975,000 | 1,505 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,605,000 | 1,834 |
| Total interest expense | $2,049,000 | 1,664 |
| Net interest income | $11,556,000 | 1,856 |
| Provision for loan and lease losses | $190,000 | 3,025 |
| Total noninterest income | $2,765,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $924,000 | 1,463 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,841,000 | 1,615 |
| Total noninterest expense | $9,172,000 | 2,063 |
| Salaries and employee benefits | $5,569,000 | 1,835 |
| Premises and equipment expense | $947,000 | 2,357 |
| Additional noninterest expense | $2,656,000 | 2,323 |
| Pre-tax net operating income | $4,959,000 | 1,436 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $1,268,000 | 1,258 |
| Income before extraordinary items | $3,694,000 | 1,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,694,000 | 1,608 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,694,000 | 1,609 |
| Net charge-offs | $321,000 | 2,500 |
| Cash dividends | $1,800,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,691,780 | 1,567 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,258,000 | 1,833 |
| Total interest expense | $1,597,000 | 1,647 |
| Net interest income | $8,661,000 | 1,860 |
| Provision for loan and lease losses | $120,000 | 3,182 |
| Total noninterest income | $2,065,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $697,000 | 1,466 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,368,000 | 1,660 |
| Total noninterest expense | $6,931,000 | 2,043 |
| Salaries and employee benefits | $4,243,000 | 1,812 |
| Premises and equipment expense | $724,000 | 2,335 |
| Additional noninterest expense | $1,964,000 | 2,344 |
| Pre-tax net operating income | $3,675,000 | 1,486 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $940,000 | 1,310 |
| Income before extraordinary items | $2,738,000 | 1,643 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,738,000 | 1,646 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,738,000 | 1,647 |
| Net charge-offs | $331,000 | 2,022 |
| Cash dividends | $1,400,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,735,780 | 1,599 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 1,825 |
| Total interest expense | $1,100,000 | 1,623 |
| Net interest income | $5,749,000 | 1,859 |
| Provision for loan and lease losses | $38,000 | 3,840 |
| Total noninterest income | $1,358,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $455,000 | 1,470 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $903,000 | 1,708 |
| Total noninterest expense | $4,635,000 | 2,045 |
| Salaries and employee benefits | $2,918,000 | 1,760 |
| Premises and equipment expense | $468,000 | 2,408 |
| Additional noninterest expense | $1,249,000 | 2,448 |
| Pre-tax net operating income | $2,434,000 | 1,467 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $624,000 | 1,306 |
| Income before extraordinary items | $1,813,000 | 1,658 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,813,000 | 1,661 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,813,000 | 1,662 |
| Net charge-offs | $247,000 | 1,882 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,810,780 | 1,587 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 1,861 |
| Total interest expense | $571,000 | 1,608 |
| Net interest income | $2,815,000 | 1,896 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $668,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $228,000 | 1,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 1,726 |
| Total noninterest expense | $2,449,000 | 1,951 |
| Salaries and employee benefits | $1,540,000 | 1,707 |
| Premises and equipment expense | $241,000 | 2,378 |
| Additional noninterest expense | $668,000 | 2,323 |
| Pre-tax net operating income | $1,009,000 | 1,690 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $244,000 | 1,531 |
| Income before extraordinary items | $768,000 | 1,853 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $768,000 | 1,854 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $768,000 | 1,855 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $765,720 | 1,785 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,475,000 | 1,821 |
| Total interest expense | $2,657,000 | 1,660 |
| Net interest income | $11,818,000 | 1,852 |
| Provision for loan and lease losses | $299,000 | 3,424 |
| Total noninterest income | $2,889,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $948,000 | 1,480 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,941,000 | 1,550 |
| Total noninterest expense | $9,560,000 | 2,008 |
| Salaries and employee benefits | $5,598,000 | 1,808 |
| Premises and equipment expense | $972,000 | 2,327 |
| Additional noninterest expense | $2,990,000 | 2,174 |
| Pre-tax net operating income | $4,848,000 | 1,409 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,249,000 | 1,257 |
| Income before extraordinary items | $3,599,000 | 1,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,599,000 | 1,589 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,599,000 | 1,589 |
| Net charge-offs | $181,000 | 3,858 |
| Cash dividends | $1,600,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,599,000 | 1,502 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,941,000 | 1,837 |
| Total interest expense | $2,044,000 | 1,690 |
| Net interest income | $8,897,000 | 1,868 |
| Provision for loan and lease losses | $209,000 | 3,473 |
| Total noninterest income | $2,090,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $704,000 | 1,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,386,000 | 1,598 |
| Total noninterest expense | $7,066,000 | 2,031 |
| Salaries and employee benefits | $4,142,000 | 1,824 |
| Premises and equipment expense | $749,000 | 2,303 |
| Additional noninterest expense | $2,175,000 | 2,227 |
| Pre-tax net operating income | $3,712,000 | 1,421 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $958,000 | 1,270 |
| Income before extraordinary items | $2,753,000 | 1,594 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,753,000 | 1,595 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,753,000 | 1,595 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $1,200,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,753,740 | 1,511 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 1,831 |
| Total interest expense | $1,397,000 | 1,711 |
| Net interest income | $5,955,000 | 1,859 |
| Provision for loan and lease losses | $142,000 | 3,458 |
| Total noninterest income | $1,393,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $460,000 | 1,520 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $933,000 | 1,585 |
| Total noninterest expense | $4,725,000 | 2,024 |
| Salaries and employee benefits | $2,743,000 | 1,825 |
| Premises and equipment expense | $499,000 | 2,293 |
| Additional noninterest expense | $1,483,000 | 2,183 |
| Pre-tax net operating income | $2,481,000 | 1,402 |
| Securities gains (losses) | $-28,000 | 7,009 |
| Applicable income taxes | $633,000 | 1,269 |
| Income before extraordinary items | $1,820,000 | 1,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,820,000 | 1,607 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,820,000 | 1,608 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $800,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,840,720 | 1,508 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 1,831 |
| Total interest expense | $723,000 | 1,725 |
| Net interest income | $2,993,000 | 1,861 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $701,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $229,000 | 1,511 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $472,000 | 1,567 |
| Total noninterest expense | $2,318,000 | 2,068 |
| Salaries and employee benefits | $1,362,000 | 1,847 |
| Premises and equipment expense | $234,000 | 2,443 |
| Additional noninterest expense | $722,000 | 2,228 |
| Pre-tax net operating income | $1,301,000 | 1,348 |
| Securities gains (losses) | $-28,000 | 7,125 |
| Applicable income taxes | $326,000 | 1,229 |
| Income before extraordinary items | $947,000 | 1,551 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $947,000 | 1,552 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $947,000 | 1,552 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $400,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $967,720 | 1,419 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,460,000 | 1,822 |
| Total interest expense | $3,675,000 | 1,639 |
| Net interest income | $11,785,000 | 1,877 |
| Provision for loan and lease losses | $685,000 | 2,976 |
| Total noninterest income | $2,509,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,052,000 | 1,412 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,457,000 | 1,679 |
| Total noninterest expense | $9,129,000 | 2,094 |
| Salaries and employee benefits | $5,322,000 | 1,836 |
| Premises and equipment expense | $1,059,000 | 2,297 |
| Additional noninterest expense | $2,748,000 | 2,386 |
| Pre-tax net operating income | $4,480,000 | 1,302 |
| Securities gains (losses) | $-43,000 | 7,002 |
| Applicable income taxes | $1,116,000 | 1,254 |
| Income before extraordinary items | $3,321,000 | 1,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,321,000 | 1,470 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,321,000 | 1,470 |
| Net charge-offs | $501,000 | 3,165 |
| Cash dividends | $1,600,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,353,250 | 1,392 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,678,000 | 1,829 |
| Total interest expense | $2,899,000 | 1,626 |
| Net interest income | $8,779,000 | 1,885 |
| Provision for loan and lease losses | $525,000 | 2,810 |
| Total noninterest income | $1,845,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $785,000 | 1,425 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,060,000 | 1,703 |
| Total noninterest expense | $6,806,000 | 2,109 |
| Salaries and employee benefits | $3,989,000 | 1,837 |
| Premises and equipment expense | $808,000 | 2,276 |
| Additional noninterest expense | $2,009,000 | 2,449 |
| Pre-tax net operating income | $3,293,000 | 1,366 |
| Securities gains (losses) | $-40,000 | 7,133 |
| Applicable income taxes | $807,000 | 1,285 |
| Income before extraordinary items | $2,446,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,446,000 | 1,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,446,000 | 1,555 |
| Net charge-offs | $329,000 | 3,136 |
| Cash dividends | $1,200,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,476,000 | 1,453 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 1,825 |
| Total interest expense | $2,006,000 | 1,628 |
| Net interest income | $5,860,000 | 1,888 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,176,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $506,000 | 1,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $670,000 | 1,758 |
| Total noninterest expense | $4,534,000 | 2,134 |
| Salaries and employee benefits | $2,658,000 | 1,851 |
| Premises and equipment expense | $539,000 | 2,292 |
| Additional noninterest expense | $1,337,000 | 2,486 |
| Pre-tax net operating income | $2,202,000 | 1,327 |
| Securities gains (losses) | $-40,000 | 7,207 |
| Applicable income taxes | $539,000 | 1,253 |
| Income before extraordinary items | $1,623,000 | 1,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,623,000 | 1,515 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,623,000 | 1,515 |
| Net charge-offs | $331,000 | 2,579 |
| Cash dividends | $800,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,653,000 | 1,424 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 1,826 |
| Total interest expense | $1,020,000 | 1,661 |
| Net interest income | $2,923,000 | 1,889 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $563,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $239,000 | 1,498 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $324,000 | 1,814 |
| Total noninterest expense | $2,315,000 | 2,092 |
| Salaries and employee benefits | $1,328,000 | 1,873 |
| Premises and equipment expense | $271,000 | 2,315 |
| Additional noninterest expense | $716,000 | 2,316 |
| Pre-tax net operating income | $1,021,000 | 1,407 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $253,000 | 1,268 |
| Income before extraordinary items | $768,000 | 1,538 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $768,000 | 1,538 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $768,000 | 1,538 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $768,000 | 1,493 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,147,000 | 1,873 |
| Total interest expense | $4,527,000 | 1,789 |
| Net interest income | $11,620,000 | 1,887 |
| Provision for loan and lease losses | $750,000 | 3,475 |
| Total noninterest income | $2,309,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,036,000 | 1,468 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,273,000 | 1,886 |
| Total noninterest expense | $9,081,000 | 2,135 |
| Salaries and employee benefits | $5,254,000 | 1,849 |
| Premises and equipment expense | $1,139,000 | 2,218 |
| Additional noninterest expense | $2,688,000 | 2,511 |
| Pre-tax net operating income | $4,098,000 | 1,241 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $1,073,000 | 1,161 |
| Income before extraordinary items | $3,057,000 | 1,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,057,000 | 1,382 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,057,000 | 1,383 |
| Net charge-offs | $1,255,000 | 2,383 |
| Cash dividends | $1,600,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,033,320 | 1,342 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,260,000 | 1,891 |
| Total interest expense | $3,439,000 | 1,832 |
| Net interest income | $8,821,000 | 1,901 |
| Provision for loan and lease losses | $600,000 | 3,239 |
| Total noninterest income | $1,660,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $774,000 | 1,521 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $886,000 | 1,951 |
| Total noninterest expense | $6,824,000 | 2,122 |
| Salaries and employee benefits | $3,959,000 | 1,843 |
| Premises and equipment expense | $855,000 | 2,251 |
| Additional noninterest expense | $2,010,000 | 2,472 |
| Pre-tax net operating income | $3,057,000 | 1,301 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $814,000 | 1,185 |
| Income before extraordinary items | $2,274,000 | 1,467 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,274,000 | 1,470 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,274,000 | 1,470 |
| Net charge-offs | $202,000 | 4,219 |
| Cash dividends | $1,200,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,251,060 | 1,422 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 1,919 |
| Total interest expense | $2,313,000 | 1,882 |
| Net interest income | $5,860,000 | 1,905 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $1,134,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $516,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $618,000 | 1,825 |
| Total noninterest expense | $4,537,000 | 2,137 |
| Salaries and employee benefits | $2,627,000 | 1,870 |
| Premises and equipment expense | $555,000 | 2,325 |
| Additional noninterest expense | $1,355,000 | 2,448 |
| Pre-tax net operating income | $2,007,000 | 1,301 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $551,000 | 1,133 |
| Income before extraordinary items | $1,483,000 | 1,489 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,483,000 | 1,490 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,483,000 | 1,490 |
| Net charge-offs | $139,000 | 3,909 |
| Cash dividends | $800,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,463,290 | 1,433 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 1,985 |
| Total interest expense | $1,168,000 | 1,960 |
| Net interest income | $2,862,000 | 1,973 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $552,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $261,000 | 1,498 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $291,000 | 1,872 |
| Total noninterest expense | $2,250,000 | 2,169 |
| Salaries and employee benefits | $1,321,000 | 1,894 |
| Premises and equipment expense | $284,000 | 2,319 |
| Additional noninterest expense | $645,000 | 2,547 |
| Pre-tax net operating income | $864,000 | 1,516 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $228,000 | 1,308 |
| Income before extraordinary items | $640,000 | 1,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $640,000 | 1,722 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $640,000 | 1,723 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $637,040 | 1,658 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,156,000 | 2,100 |
| Total interest expense | $5,169,000 | 2,192 |
| Net interest income | $10,987,000 | 2,001 |
| Provision for loan and lease losses | $900,000 | 3,660 |
| Total noninterest income | $2,529,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,241,000 | 1,390 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,288,000 | 1,829 |
| Total noninterest expense | $8,620,000 | 2,295 |
| Salaries and employee benefits | $5,158,000 | 1,909 |
| Premises and equipment expense | $1,151,000 | 2,299 |
| Additional noninterest expense | $2,311,000 | 2,937 |
| Pre-tax net operating income | $3,996,000 | 1,039 |
| Securities gains (losses) | $21,000 | 3,019 |
| Applicable income taxes | $1,108,000 | 887 |
| Income before extraordinary items | $2,909,000 | 1,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,909,000 | 1,160 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,909,000 | 1,161 |
| Net charge-offs | $394,000 | 4,112 |
| Cash dividends | $1,600,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,893,880 | 1,158 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,068,000 | 2,141 |
| Total interest expense | $3,932,000 | 2,250 |
| Net interest income | $8,136,000 | 2,020 |
| Provision for loan and lease losses | $425,000 | 4,088 |
| Total noninterest income | $1,854,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $910,000 | 1,421 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $944,000 | 1,904 |
| Total noninterest expense | $6,393,000 | 2,318 |
| Salaries and employee benefits | $3,800,000 | 1,954 |
| Premises and equipment expense | $860,000 | 2,330 |
| Additional noninterest expense | $1,733,000 | 2,911 |
| Pre-tax net operating income | $3,172,000 | 1,034 |
| Securities gains (losses) | $15,000 | 2,847 |
| Applicable income taxes | $898,000 | 914 |
| Income before extraordinary items | $2,289,000 | 1,172 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,289,000 | 1,172 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,289,000 | 1,172 |
| Net charge-offs | $215,000 | 4,168 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,278,200 | 1,164 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 2,187 |
| Total interest expense | $2,652,000 | 2,313 |
| Net interest income | $5,351,000 | 2,046 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $1,225,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $601,000 | 1,419 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $624,000 | 1,945 |
| Total noninterest expense | $4,267,000 | 2,343 |
| Salaries and employee benefits | $2,557,000 | 1,975 |
| Premises and equipment expense | $574,000 | 2,345 |
| Additional noninterest expense | $1,136,000 | 2,967 |
| Pre-tax net operating income | $2,084,000 | 1,089 |
| Securities gains (losses) | $15,000 | 2,438 |
| Applicable income taxes | $590,000 | 944 |
| Income before extraordinary items | $1,509,000 | 1,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,509,000 | 1,246 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,509,000 | 1,247 |
| Net charge-offs | $93,000 | 4,324 |
| Cash dividends | $800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,498,200 | 1,224 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,228 |
| Total interest expense | $1,374,000 | 2,319 |
| Net interest income | $2,584,000 | 2,116 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $594,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $287,000 | 1,432 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $307,000 | 1,920 |
| Total noninterest expense | $2,128,000 | 2,290 |
| Salaries and employee benefits | $1,279,000 | 2,011 |
| Premises and equipment expense | $291,000 | 2,359 |
| Additional noninterest expense | $558,000 | 2,729 |
| Pre-tax net operating income | $1,005,000 | 1,279 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $282,000 | 1,112 |
| Income before extraordinary items | $726,000 | 1,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $726,000 | 1,504 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $726,000 | 1,504 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $723,840 | 1,426 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,486,000 | 2,280 |
| Total interest expense | $6,114,000 | 2,476 |
| Net interest income | $10,372,000 | 2,141 |
| Provision for loan and lease losses | $245,000 | 4,940 |
| Total noninterest income | $2,712,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,414,000 | 1,268 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,298,000 | 1,776 |
| Total noninterest expense | $8,532,000 | 2,248 |
| Salaries and employee benefits | $5,037,000 | 2,005 |
| Premises and equipment expense | $1,242,000 | 2,170 |
| Additional noninterest expense | $2,253,000 | 2,559 |
| Pre-tax net operating income | $4,307,000 | 1,270 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $1,212,000 | 1,030 |
| Income before extraordinary items | $3,115,000 | 1,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,115,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,058 |
| Cash dividends | $1,575,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,100,600 | 1,418 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,429,000 | 2,323 |
| Total interest expense | $4,666,000 | 2,527 |
| Net interest income | $7,763,000 | 2,162 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $2,028,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,065,000 | 1,274 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $963,000 | 1,865 |
| Total noninterest expense | $6,333,000 | 2,264 |
| Salaries and employee benefits | $3,762,000 | 2,046 |
| Premises and equipment expense | $910,000 | 2,224 |
| Additional noninterest expense | $1,661,000 | 2,539 |
| Pre-tax net operating income | $3,403,000 | 1,434 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $961,000 | 1,187 |
| Income before extraordinary items | $2,462,000 | 1,484 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,462,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $1,175,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,447,600 | 1,566 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 2,352 |
| Total interest expense | $3,231,000 | 2,541 |
| Net interest income | $5,060,000 | 2,195 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $1,318,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $697,000 | 1,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $621,000 | 1,959 |
| Total noninterest expense | $4,196,000 | 2,276 |
| Salaries and employee benefits | $2,527,000 | 2,055 |
| Premises and equipment expense | $597,000 | 2,262 |
| Additional noninterest expense | $1,072,000 | 2,580 |
| Pre-tax net operating income | $2,147,000 | 1,588 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $616,000 | 1,368 |
| Income before extraordinary items | $1,551,000 | 1,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,551,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,215 |
| Cash dividends | $775,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,536,600 | 1,727 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 2,382 |
| Total interest expense | $1,689,000 | 2,598 |
| Net interest income | $2,529,000 | 2,186 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $638,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $334,000 | 1,309 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $304,000 | 1,952 |
| Total noninterest expense | $2,059,000 | 2,311 |
| Salaries and employee benefits | $1,274,000 | 2,063 |
| Premises and equipment expense | $287,000 | 2,356 |
| Additional noninterest expense | $498,000 | 2,739 |
| Pre-tax net operating income | $1,098,000 | 1,637 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $315,000 | 1,427 |
| Income before extraordinary items | $783,000 | 1,847 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $783,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $375,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $783,000 | 1,780 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,309,000 | 2,381 |
| Total interest expense | $6,692,000 | 2,736 |
| Net interest income | $10,617,000 | 2,133 |
| Provision for loan and lease losses | $-238,000 | 8,446 |
| Total noninterest income | $2,406,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,268,000 | 1,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,138,000 | 2,044 |
| Total noninterest expense | $8,387,000 | 2,189 |
| Salaries and employee benefits | $4,964,000 | 2,028 |
| Premises and equipment expense | $1,244,000 | 2,089 |
| Additional noninterest expense | $2,179,000 | 2,473 |
| Pre-tax net operating income | $4,874,000 | 1,680 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,428,000 | 1,458 |
| Income before extraordinary items | $3,446,000 | 1,818 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,446,000 | 1,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-253,000 | 8,466 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,446,000 | 1,814 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,913,000 | 2,398 |
| Total interest expense | $4,933,000 | 2,771 |
| Net interest income | $7,980,000 | 2,135 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,737,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $911,000 | 1,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $826,000 | 2,085 |
| Total noninterest expense | $6,168,000 | 2,203 |
| Salaries and employee benefits | $3,695,000 | 2,032 |
| Premises and equipment expense | $932,000 | 2,077 |
| Additional noninterest expense | $1,541,000 | 2,551 |
| Pre-tax net operating income | $3,549,000 | 1,835 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,036,000 | 1,603 |
| Income before extraordinary items | $2,513,000 | 2,003 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,513,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $1,125,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,513,000 | 1,992 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,536,000 | 2,429 |
| Total interest expense | $3,215,000 | 2,819 |
| Net interest income | $5,321,000 | 2,169 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,152,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $600,000 | 1,471 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $552,000 | 2,106 |
| Total noninterest expense | $4,010,000 | 2,272 |
| Salaries and employee benefits | $2,429,000 | 2,111 |
| Premises and equipment expense | $596,000 | 2,170 |
| Additional noninterest expense | $985,000 | 2,668 |
| Pre-tax net operating income | $2,463,000 | 1,831 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $726,000 | 1,610 |
| Income before extraordinary items | $1,737,000 | 1,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,737,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,737,000 | 1,963 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 2,482 |
| Total interest expense | $1,560,000 | 2,883 |
| Net interest income | $2,587,000 | 2,218 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $540,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $283,000 | 1,517 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $257,000 | 2,180 |
| Total noninterest expense | $1,970,000 | 2,318 |
| Salaries and employee benefits | $1,194,000 | 2,152 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $484,000 | 2,690 |
| Pre-tax net operating income | $1,157,000 | 1,922 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $339,000 | 1,713 |
| Income before extraordinary items | $818,000 | 2,022 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $818,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $818,000 | 2,014 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,012,000 | 2,420 |
| Total interest expense | $5,489,000 | 2,802 |
| Net interest income | $10,523,000 | 2,198 |
| Provision for loan and lease losses | $-365,000 | 8,579 |
| Total noninterest income | $2,217,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,192,000 | 1,502 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,025,000 | 2,183 |
| Total noninterest expense | $8,311,000 | 2,130 |
| Salaries and employee benefits | $4,786,000 | 2,045 |
| Premises and equipment expense | $1,310,000 | 1,922 |
| Additional noninterest expense | $2,215,000 | 2,344 |
| Pre-tax net operating income | $4,794,000 | 1,966 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,369,000 | 1,799 |
| Income before extraordinary items | $3,425,000 | 2,054 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,425,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-358,000 | 8,633 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,425,000 | 2,039 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 2,419 |
| Total interest expense | $3,967,000 | 2,801 |
| Net interest income | $7,981,000 | 2,183 |
| Provision for loan and lease losses | $-365,000 | 8,650 |
| Total noninterest income | $1,629,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $896,000 | 1,506 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $733,000 | 2,268 |
| Total noninterest expense | $6,006,000 | 2,198 |
| Salaries and employee benefits | $3,520,000 | 2,084 |
| Premises and equipment expense | $962,000 | 1,969 |
| Additional noninterest expense | $1,524,000 | 2,519 |
| Pre-tax net operating income | $3,969,000 | 1,853 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,164,000 | 1,683 |
| Income before extraordinary items | $2,805,000 | 1,947 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,805,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-401,000 | 8,693 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,805,000 | 1,928 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 2,420 |
| Total interest expense | $2,540,000 | 2,782 |
| Net interest income | $5,305,000 | 2,198 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,076,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $600,000 | 1,480 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 2,289 |
| Total noninterest expense | $3,958,000 | 2,228 |
| Salaries and employee benefits | $2,343,000 | 2,088 |
| Premises and equipment expense | $636,000 | 1,986 |
| Additional noninterest expense | $979,000 | 2,617 |
| Pre-tax net operating income | $2,423,000 | 2,011 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $698,000 | 1,850 |
| Income before extraordinary items | $1,725,000 | 2,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,725,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,381 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,725,000 | 2,075 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 2,434 |
| Total interest expense | $1,227,000 | 2,745 |
| Net interest income | $2,574,000 | 2,257 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $479,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $295,000 | 1,450 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,637 |
| Total noninterest expense | $1,923,000 | 2,311 |
| Salaries and employee benefits | $1,157,000 | 2,134 |
| Premises and equipment expense | $302,000 | 2,088 |
| Additional noninterest expense | $464,000 | 2,728 |
| Pre-tax net operating income | $1,130,000 | 2,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $320,000 | 1,936 |
| Income before extraordinary items | $810,000 | 2,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $810,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,315 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $810,000 | 2,141 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,442,000 | 2,289 |
| Total interest expense | $4,238,000 | 2,532 |
| Net interest income | $10,204,000 | 2,170 |
| Provision for loan and lease losses | $208,000 | 3,528 |
| Total noninterest income | $2,076,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,294,000 | 1,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $782,000 | 2,580 |
| Total noninterest expense | $7,614,000 | 2,190 |
| Salaries and employee benefits | $4,459,000 | 2,060 |
| Premises and equipment expense | $1,246,000 | 1,931 |
| Additional noninterest expense | $1,909,000 | 2,605 |
| Pre-tax net operating income | $4,458,000 | 2,043 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,165,000 | 2,048 |
| Income before extraordinary items | $3,293,000 | 2,081 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,293,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 668 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,293,000 | 2,056 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,646,000 | 2,282 |
| Total interest expense | $3,051,000 | 2,503 |
| Net interest income | $7,595,000 | 2,169 |
| Provision for loan and lease losses | $208,000 | 2,895 |
| Total noninterest income | $1,514,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $959,000 | 1,361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $555,000 | 2,682 |
| Total noninterest expense | $5,700,000 | 2,175 |
| Salaries and employee benefits | $3,286,000 | 2,083 |
| Premises and equipment expense | $930,000 | 1,935 |
| Additional noninterest expense | $1,484,000 | 2,481 |
| Pre-tax net operating income | $3,201,000 | 2,124 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $838,000 | 2,132 |
| Income before extraordinary items | $2,363,000 | 2,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,363,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 502 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,363,000 | 2,138 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 2,261 |
| Total interest expense | $1,959,000 | 2,456 |
| Net interest income | $5,007,000 | 2,165 |
| Provision for loan and lease losses | $196,000 | 2,199 |
| Total noninterest income | $999,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $638,000 | 1,337 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $361,000 | 2,718 |
| Total noninterest expense | $3,741,000 | 2,193 |
| Salaries and employee benefits | $2,144,000 | 2,111 |
| Premises and equipment expense | $624,000 | 1,907 |
| Additional noninterest expense | $973,000 | 2,503 |
| Pre-tax net operating income | $2,069,000 | 2,124 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $537,000 | 2,162 |
| Income before extraordinary items | $1,532,000 | 2,195 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,532,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,024,000 | 361 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,532,000 | 2,158 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 2,217 |
| Total interest expense | $964,000 | 2,412 |
| Net interest income | $2,519,000 | 2,148 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $475,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $306,000 | 1,345 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $1,781,000 | 2,319 |
| Salaries and employee benefits | $1,029,000 | 2,208 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $444,000 | 2,722 |
| Pre-tax net operating income | $1,068,000 | 2,057 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $281,000 | 2,075 |
| Income before extraordinary items | $787,000 | 2,111 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $787,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 219 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $787,000 | 2,078 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 2,166 |
| Total interest expense | $3,612,000 | 2,236 |
| Net interest income | $9,666,000 | 2,103 |
| Provision for loan and lease losses | $703,000 | 1,453 |
| Total noninterest income | $1,912,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,166,000 | 1,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $746,000 | 2,614 |
| Total noninterest expense | $7,655,000 | 2,084 |
| Salaries and employee benefits | $4,372,000 | 1,996 |
| Premises and equipment expense | $1,251,000 | 1,836 |
| Additional noninterest expense | $2,032,000 | 2,388 |
| Pre-tax net operating income | $3,220,000 | 2,432 |
| Securities gains (losses) | $102,000 | 1,233 |
| Applicable income taxes | $738,000 | 2,662 |
| Income before extraordinary items | $2,584,000 | 2,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,584,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,836 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,504,440 | 2,369 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,178 |
| Total interest expense | $2,641,000 | 2,240 |
| Net interest income | $7,158,000 | 2,114 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $1,343,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $822,000 | 1,608 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $521,000 | 2,726 |
| Total noninterest expense | $5,754,000 | 2,081 |
| Salaries and employee benefits | $3,390,000 | 1,929 |
| Premises and equipment expense | $890,000 | 1,938 |
| Additional noninterest expense | $1,474,000 | 2,432 |
| Pre-tax net operating income | $2,707,000 | 2,242 |
| Securities gains (losses) | $102,000 | 1,160 |
| Applicable income taxes | $618,000 | 2,521 |
| Income before extraordinary items | $2,191,000 | 2,135 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,191,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,314 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,111,440 | 2,158 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 2,159 |
| Total interest expense | $1,764,000 | 2,221 |
| Net interest income | $4,731,000 | 2,115 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $793,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $481,000 | 1,819 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $312,000 | 2,923 |
| Total noninterest expense | $3,717,000 | 2,144 |
| Salaries and employee benefits | $2,231,000 | 1,956 |
| Premises and equipment expense | $552,000 | 2,081 |
| Additional noninterest expense | $934,000 | 2,544 |
| Pre-tax net operating income | $1,782,000 | 2,250 |
| Securities gains (losses) | $91,000 | 1,095 |
| Applicable income taxes | $387,000 | 2,620 |
| Income before extraordinary items | $1,486,000 | 2,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,486,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,055 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,414,110 | 2,120 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 2,192 |
| Total interest expense | $897,000 | 2,214 |
| Net interest income | $2,296,000 | 2,184 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $332,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 2,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $1,802,000 | 2,218 |
| Salaries and employee benefits | $1,080,000 | 2,035 |
| Premises and equipment expense | $270,000 | 2,144 |
| Additional noninterest expense | $452,000 | 2,598 |
| Pre-tax net operating income | $826,000 | 2,360 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $686,000 | 2,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $686,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 630 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $664,400 | 2,202 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,742,000 | 2,071 |
| Total interest expense | $4,457,000 | 2,004 |
| Net interest income | $9,285,000 | 2,102 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $1,358,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $806,000 | 2,109 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $552,000 | 3,411 |
| Total noninterest expense | $7,198,000 | 2,189 |
| Salaries and employee benefits | $3,804,000 | 2,239 |
| Premises and equipment expense | $1,125,000 | 2,028 |
| Additional noninterest expense | $2,269,000 | 2,123 |
| Pre-tax net operating income | $3,195,000 | 2,385 |
| Securities gains (losses) | $114,000 | 1,775 |
| Applicable income taxes | $733,000 | 2,695 |
| Income before extraordinary items | $2,576,000 | 2,312 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,576,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,091 |
| Cash dividends | $10,906,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,487,080 | 2,276 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 2,007 |
| Total interest expense | $3,446,000 | 2,021 |
| Net interest income | $7,324,000 | 2,010 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $974,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $596,000 | 2,154 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 3,633 |
| Total noninterest expense | $5,526,000 | 2,150 |
| Salaries and employee benefits | $3,153,000 | 2,034 |
| Premises and equipment expense | $745,000 | 2,277 |
| Additional noninterest expense | $1,628,000 | 2,202 |
| Pre-tax net operating income | $2,522,000 | 2,368 |
| Securities gains (losses) | $100,000 | 1,756 |
| Applicable income taxes | $625,000 | 2,587 |
| Income before extraordinary items | $1,997,000 | 2,339 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,997,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 836 |
| Cash dividends | $588,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,921,000 | 2,301 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 1,983 |
| Total interest expense | $2,386,000 | 2,008 |
| Net interest income | $4,937,000 | 1,979 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $669,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $386,000 | 2,160 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $283,000 | 3,411 |
| Total noninterest expense | $3,418,000 | 2,298 |
| Salaries and employee benefits | $2,021,000 | 2,105 |
| Premises and equipment expense | $397,000 | 2,791 |
| Additional noninterest expense | $1,000,000 | 2,371 |
| Pre-tax net operating income | $1,938,000 | 2,099 |
| Securities gains (losses) | $66,000 | 1,831 |
| Applicable income taxes | $552,000 | 2,174 |
| Income before extraordinary items | $1,452,000 | 2,168 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,452,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 637 |
| Cash dividends | $294,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,404,480 | 2,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 1,946 |
| Total interest expense | $1,246,000 | 1,981 |
| Net interest income | $2,520,000 | 1,942 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $199,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $168,000 | 2,355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $1,652,000 | 2,350 |
| Salaries and employee benefits | $931,000 | 2,257 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $511,000 | 2,290 |
| Pre-tax net operating income | $917,000 | 2,207 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $251,000 | 2,315 |
| Income before extraordinary items | $668,000 | 2,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,704 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $666,540 | 2,176 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,584,000 | 1,857 |
| Total interest expense | $6,768,000 | 1,694 |
| Net interest income | $9,816,000 | 1,974 |
| Provision for loan and lease losses | $1,017,000 | 1,332 |
| Total noninterest income | $771,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $665,000 | 2,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 6,325 |
| Total noninterest expense | $5,683,000 | 2,604 |
| Salaries and employee benefits | $3,221,000 | 2,460 |
| Premises and equipment expense | $803,000 | 2,676 |
| Additional noninterest expense | $1,659,000 | 2,723 |
| Pre-tax net operating income | $3,887,000 | 2,030 |
| Securities gains (losses) | $47,000 | 2,464 |
| Applicable income taxes | $1,259,000 | 1,881 |
| Income before extraordinary items | $2,675,000 | 2,232 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,675,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,097,000 | 881 |
| Cash dividends | $1,053,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $-683,000 | 9,310 |
| Net operating income | $2,643,040 | 2,179 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,496,000 | 1,857 |
| Total interest expense | $10,026,000 | 1,613 |
| Net interest income | $8,470,000 | 2,110 |
| Provision for loan and lease losses | $1,318,000 | 1,006 |
| Total noninterest income | $819,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $615,000 | 2,386 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $4,744,000 | 2,955 |
| Salaries and employee benefits | $2,789,000 | 2,677 |
| Premises and equipment expense | $742,000 | 2,813 |
| Additional noninterest expense | $1,213,000 | 3,464 |
| Pre-tax net operating income | $3,227,000 | 2,124 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $1,076,000 | 1,967 |
| Income before extraordinary items | $2,218,000 | 2,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,218,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,766 |
| Cash dividends | $975,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,173,110 | 2,280 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,158,000 | 1,930 |
| Total interest expense | $9,351,000 | 1,846 |
| Net interest income | $8,807,000 | 2,016 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $757,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $602,000 | 2,283 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 5,391 |
| Total noninterest expense | $4,529,000 | 2,982 |
| Salaries and employee benefits | $2,639,000 | 2,701 |
| Premises and equipment expense | $664,000 | 3,009 |
| Additional noninterest expense | $1,226,000 | 3,363 |
| Pre-tax net operating income | $4,555,000 | 1,616 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,467,000 | 1,540 |
| Income before extraordinary items | $3,088,000 | 1,697 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,088,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,429 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,088,000 | 1,691 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,595,000 | 1,958 |
| Total interest expense | $8,656,000 | 1,717 |
| Net interest income | $7,939,000 | 2,216 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $732,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $590,000 | 2,268 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $4,239,000 | 3,142 |
| Salaries and employee benefits | $2,516,000 | 2,789 |
| Premises and equipment expense | $633,000 | 3,113 |
| Additional noninterest expense | $1,090,000 | 3,733 |
| Pre-tax net operating income | $4,132,000 | 1,794 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,358,000 | 1,726 |
| Income before extraordinary items | $2,774,000 | 1,916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,774,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,341 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,774,000 | 1,886 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,731,000 | 2,083 |
| Total interest expense | $8,293,000 | 1,846 |
| Net interest income | $7,438,000 | 2,299 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $573,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $3,815,000 | 3,363 |
| Salaries and employee benefits | $2,301,000 | 2,939 |
| Premises and equipment expense | $555,000 | 3,406 |
| Additional noninterest expense | $959,000 | 4,094 |
| Pre-tax net operating income | $3,896,000 | 1,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,240,000 | 1,933 |
| Income before extraordinary items | $2,656,000 | 1,974 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,656,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,423 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,656,000 | 1,903 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,948,000 | 2,191 |
| Total interest expense | $7,703,000 | 1,994 |
| Net interest income | $7,245,000 | 2,405 |
| Provision for loan and lease losses | $270,000 | 2,814 |
| Total noninterest income | $494,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $416,000 | 3,121 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $3,689,000 | 3,422 |
| Salaries and employee benefits | $2,132,000 | 3,104 |
| Premises and equipment expense | $569,000 | 3,312 |
| Additional noninterest expense | $988,000 | 3,956 |
| Pre-tax net operating income | $3,780,000 | 1,989 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,231,000 | 2,025 |
| Income before extraordinary items | $2,549,000 | 2,074 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,549,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $585,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,549,000 | 2,020 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 2,346 |
| Total interest expense | $7,540,000 | 2,081 |
| Net interest income | $6,723,000 | 2,619 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $455,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $364,000 | 3,632 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $3,354,000 | 3,937 |
| Salaries and employee benefits | $1,955,000 | 3,401 |
| Premises and equipment expense | $491,000 | 3,830 |
| Additional noninterest expense | $908,000 | 4,721 |
| Pre-tax net operating income | $3,524,000 | 2,042 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,125,000 | 2,117 |
| Income before extraordinary items | $2,399,000 | 2,075 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,399,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,399,000 | 2,031 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,296,000 | 2,515 |
| Total interest expense | $7,154,000 | 2,166 |
| Net interest income | $6,142,000 | 2,895 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $345,000 | 3,820 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $3,477,000 | 3,770 |
| Salaries and employee benefits | $1,953,000 | 3,379 |
| Premises and equipment expense | $422,000 | 4,329 |
| Additional noninterest expense | $1,102,000 | 4,018 |
| Pre-tax net operating income | $2,787,000 | 2,591 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $885,000 | 2,644 |
| Income before extraordinary items | $1,902,000 | 2,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,902,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $465,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,902,000 | 2,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 2,467 |
| Total interest expense | $5,864,000 | 2,131 |
| Net interest income | $6,457,000 | 2,800 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $423,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $346,000 | 3,884 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $3,555,000 | 3,794 |
| Salaries and employee benefits | $1,984,000 | 3,308 |
| Premises and equipment expense | $426,000 | 4,353 |
| Additional noninterest expense | $1,145,000 | 4,224 |
| Pre-tax net operating income | $3,025,000 | 2,356 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $935,000 | 2,381 |
| Income before extraordinary items | $2,120,000 | 2,288 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,120,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $435,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,099,300 | 2,336 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,049,000 | 2,560 |
| Total interest expense | $5,645,000 | 2,300 |
| Net interest income | $6,404,000 | 2,832 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $323,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $3,247,000 | 4,200 |
| Salaries and employee benefits | $1,782,000 | 3,642 |
| Premises and equipment expense | $424,000 | 4,480 |
| Additional noninterest expense | $1,041,000 | 4,755 |
| Pre-tax net operating income | $3,180,000 | 2,141 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $955,000 | 2,369 |
| Income before extraordinary items | $2,245,000 | 2,230 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,245,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,231,000 | 2,105 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,314,000 | 2,843 |
| Total interest expense | $6,685,000 | 2,527 |
| Net interest income | $5,629,000 | 3,251 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $190,000 | 6,193 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $2,988,000 | 4,554 |
| Salaries and employee benefits | $1,624,000 | 3,939 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $993,000 | 5,075 |
| Pre-tax net operating income | $2,678,000 | 2,307 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $795,000 | 2,635 |
| Income before extraordinary items | $1,887,000 | 2,425 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,887,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,664 |
| Cash dividends | $365,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,884,200 | 2,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.