Home > Citizens Bank and Trust Company > Assets and Liabilities
Citizens Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $131,988,000 | 3,476 |
| Cash and due from depository institutions | $9,614,000 | 3,453 |
| Interest-bearing balances | $2,114,000 | 1,657 |
| Securities | $55,665,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 1,461 |
| Net loans & leases | $56,160,000 | 4,754 |
| Loan loss allowance | $680,000 | 4,639 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,500,000 | 4,851 |
| Other real estate owned | $0 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,449,000 | 3,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,988,000 | 3,476 |
| Total liabilities | $114,985,000 | 3,569 |
| Total deposits | $110,181,000 | 3,416 |
| Interest-bearing deposits | $97,263,000 | 3,338 |
| Deposits held in domestic offices | $110,181,000 | 3,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,061,000 | 2,455 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,218,000 | 4,390 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,525,000 | 2,341 |
| Total equity capital | $17,003,000 | 2,585 |
| Total bank equity capital | $17,003,000 | 2,585 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $277,000 | 6,064 |
| Surplus | $5,822,000 | 2,631 |
| Undivided profits | $10,904,000 | 2,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 4,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $209,000 | 7,671 |
| Earning assets | $120,539,000 | 3,476 |
| Long-term assets (5+ years) | $62,073,000 | 1,450 |
| Average Assets, year-to-date | $130,695,600 | 3,381 |
| Average Assets, quarterly | $132,137,500 | 3,435 |
| Volatile liabilities | $10,781,000 | 5,215 |
| Insider loans | $494,000 | 5,404 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,118,000 | 5,405 |
| Tier 1 (core) risk-based capital | $18,053,000 | 2,440 |
| Tier 2 risk-based capital | $680,000 | 4,328 |
| Total risk weighted assets | $63,476,100 | 4,411 |
| Total unused commitments | $5,118,000 | 5,410 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $129,423,000 | 3,473 |
| Cash and due from depository institutions | $4,733,000 | 3,309 |
| Interest-bearing balances | $1,703,000 | 2,302 |
| Securities | $59,983,000 | 1,934 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 3,373 |
| Net loans & leases | $56,557,000 | 4,518 |
| Loan loss allowance | $540,000 | 5,339 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,520,000 | 4,738 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,580,000 | 4,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,423,000 | 3,473 |
| Total liabilities | $110,803,000 | 3,615 |
| Total deposits | $107,017,000 | 3,493 |
| Interest-bearing deposits | $96,115,000 | 3,352 |
| Deposits held in domestic offices | $107,017,000 | 3,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,711,000 | 2,093 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $939,000 | 3,894 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,136,000 | 3,164 |
| Total equity capital | $18,620,000 | 2,422 |
| Total bank equity capital | $18,620,000 | 2,422 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $279,000 | 6,162 |
| Surplus | $6,003,000 | 2,422 |
| Undivided profits | $12,338,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $242,000 | 7,346 |
| Earning assets | $123,293,000 | 3,363 |
| Long-term assets (5+ years) | $60,064,000 | 1,351 |
| Average Assets, year-to-date | $128,977,200 | 3,309 |
| Average Assets, quarterly | $130,368,500 | 3,393 |
| Volatile liabilities | $10,235,000 | 4,924 |
| Insider loans | $493,000 | 5,326 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,155,000 | 5,259 |
| Tier 1 (core) risk-based capital | $18,232,000 | 2,346 |
| Tier 2 risk-based capital | $540,000 | 4,942 |
| Total risk weighted assets | $59,776,200 | 4,416 |
| Total unused commitments | $5,155,000 | 5,269 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $125,176,000 | 3,507 |
| Cash and due from depository institutions | $4,233,000 | 3,586 |
| Interest-bearing balances | $643,000 | 2,901 |
| Securities | $61,118,000 | 1,891 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,116 |
| Net loans & leases | $54,080,000 | 4,675 |
| Loan loss allowance | $516,000 | 5,575 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,401,000 | 4,942 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,544,000 | 4,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,176,000 | 3,507 |
| Total liabilities | $106,108,000 | 3,706 |
| Total deposits | $104,732,000 | 3,527 |
| Interest-bearing deposits | $95,891,000 | 3,315 |
| Deposits held in domestic offices | $104,732,000 | 3,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $262,000 | 3,377 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,114,000 | 3,266 |
| Total equity capital | $19,068,000 | 2,343 |
| Total bank equity capital | $19,068,000 | 2,343 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $7,300,000 | 2,056 |
| Undivided profits | $11,468,000 | 2,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 5,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $252,000 | 7,454 |
| Earning assets | $118,641,000 | 3,414 |
| Long-term assets (5+ years) | $41,759,000 | 1,609 |
| Average Assets, year-to-date | $124,710,400 | 3,360 |
| Average Assets, quarterly | $127,609,500 | 3,406 |
| Volatile liabilities | $9,828,000 | 5,057 |
| Insider loans | $256,000 | 6,976 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,417,000 | 5,509 |
| Tier 1 (core) risk-based capital | $18,883,000 | 2,269 |
| Tier 2 risk-based capital | $516,000 | 5,046 |
| Total risk weighted assets | $58,509,200 | 4,460 |
| Total unused commitments | $4,417,000 | 5,513 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $122,005,000 | 3,687 |
| Cash and due from depository institutions | $2,737,000 | 3,543 |
| Interest-bearing balances | $137,000 | 4,329 |
| Securities | $62,167,000 | 1,956 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 3,979 |
| Net loans & leases | $51,140,000 | 4,940 |
| Loan loss allowance | $457,000 | 6,273 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,524,000 | 4,642 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,562,000 | 4,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,005,000 | 3,687 |
| Total liabilities | $103,977,000 | 3,881 |
| Total deposits | $102,981,000 | 3,679 |
| Interest-bearing deposits | $93,866,000 | 3,478 |
| Deposits held in domestic offices | $102,981,000 | 3,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $996,000 | 3,529 |
| Total equity capital | $18,028,000 | 2,489 |
| Total bank equity capital | $18,028,000 | 2,489 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $7,300,000 | 2,113 |
| Undivided profits | $10,428,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $242,000 | 7,781 |
| Earning assets | $116,319,000 | 3,558 |
| Long-term assets (5+ years) | $46,565,000 | 1,367 |
| Average Assets, year-to-date | $118,817,800 | 3,621 |
| Average Assets, quarterly | $122,708,000 | 3,625 |
| Volatile liabilities | $9,804,000 | 4,945 |
| Insider loans | $296,000 | 6,870 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,792,000 | 5,783 |
| Tier 1 (core) risk-based capital | $18,097,000 | 2,393 |
| Tier 2 risk-based capital | $457,000 | 5,610 |
| Total risk weighted assets | $56,735,200 | 4,604 |
| Total unused commitments | $3,792,000 | 5,796 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $114,901,000 | 3,881 |
| Cash and due from depository institutions | $4,173,000 | 4,150 |
| Interest-bearing balances | $1,290,000 | 2,248 |
| Securities | $61,050,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,779 |
| Net loans & leases | $45,313,000 | 5,348 |
| Loan loss allowance | $405,000 | 6,916 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,056,000 | 5,859 |
| Other real estate owned | $31,000 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,428,000 | 4,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,901,000 | 3,881 |
| Total liabilities | $97,562,000 | 4,096 |
| Total deposits | $96,612,000 | 3,939 |
| Interest-bearing deposits | $88,228,000 | 3,718 |
| Deposits held in domestic offices | $96,612,000 | 3,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $950,000 | 3,790 |
| Total equity capital | $17,339,000 | 2,587 |
| Total bank equity capital | $17,339,000 | 2,587 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $7,300,000 | 2,114 |
| Undivided profits | $9,739,000 | 2,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $109,503,000 | 3,750 |
| Long-term assets (5+ years) | $40,582,000 | 1,414 |
| Average Assets, year-to-date | $113,758,000 | 3,777 |
| Average Assets, quarterly | $115,246,000 | 3,834 |
| Volatile liabilities | $6,744,000 | 5,920 |
| Insider loans | $349,000 | 6,626 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,428,000 | 5,294 |
| Tier 1 (core) risk-based capital | $17,295,000 | 2,490 |
| Tier 2 risk-based capital | $405,000 | 6,136 |
| Total risk weighted assets | $52,593,100 | 4,835 |
| Total unused commitments | $4,428,000 | 5,304 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $110,869,000 | 3,987 |
| Cash and due from depository institutions | $4,074,000 | 4,290 |
| Interest-bearing balances | $980,000 | 2,492 |
| Securities | $62,327,000 | 2,123 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $40,057,000 | 5,769 |
| Loan loss allowance | $337,000 | 7,919 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,186,000 | 5,471 |
| Other real estate owned | $0 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,325,000 | 3,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,869,000 | 3,987 |
| Total liabilities | $96,132,000 | 4,134 |
| Total deposits | $95,319,000 | 3,945 |
| Interest-bearing deposits | $86,765,000 | 3,735 |
| Deposits held in domestic offices | $95,319,000 | 3,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $813,000 | 3,576 |
| Total equity capital | $14,737,000 | 2,773 |
| Total bank equity capital | $14,737,000 | 2,773 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $7,300,000 | 2,042 |
| Undivided profits | $7,137,000 | 3,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $218,000 | 8,096 |
| Earning assets | $104,264,000 | 3,885 |
| Long-term assets (5+ years) | $41,552,000 | 1,377 |
| Average Assets, year-to-date | $112,300,200 | 3,858 |
| Average Assets, quarterly | $111,711,500 | 3,928 |
| Volatile liabilities | $4,597,000 | 7,041 |
| Insider loans | $406,000 | 6,298 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,497,000 | 5,217 |
| Tier 1 (core) risk-based capital | $16,275,000 | 2,543 |
| Tier 2 risk-based capital | $337,000 | 6,990 |
| Total risk weighted assets | $49,593,300 | 4,969 |
| Total unused commitments | $4,497,000 | 5,224 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $112,851,000 | 3,985 |
| Cash and due from depository institutions | $4,330,000 | 4,472 |
| Interest-bearing balances | $1,707,000 | 2,639 |
| Securities | $62,992,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,386 |
| Net loans & leases | $37,003,000 | 6,058 |
| Loan loss allowance | $272,000 | 9,042 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,195,000 | 5,484 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,431,000 | 4,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,851,000 | 3,985 |
| Total liabilities | $97,721,000 | 4,157 |
| Total deposits | $97,033,000 | 4,004 |
| Interest-bearing deposits | $89,035,000 | 3,784 |
| Deposits held in domestic offices | $97,033,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $688,000 | 4,200 |
| Total equity capital | $15,130,000 | 2,670 |
| Total bank equity capital | $15,130,000 | 2,670 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $2,300,000 | 4,996 |
| Undivided profits | $12,530,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 4,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $189,000 | 8,426 |
| Earning assets | $107,602,000 | 3,850 |
| Long-term assets (5+ years) | $44,302,000 | 1,343 |
| Average Assets, year-to-date | $111,485,000 | 3,918 |
| Average Assets, quarterly | $112,793,500 | 3,950 |
| Volatile liabilities | $4,712,000 | 6,760 |
| Insider loans | $352,000 | 6,799 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,888,000 | 7,687 |
| Tier 1 (core) risk-based capital | $15,130,000 | 2,614 |
| Tier 2 risk-based capital | $272,000 | 8,007 |
| Total risk weighted assets | $46,066,000 | 5,263 |
| Total unused commitments | $1,888,000 | 7,714 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $109,927,000 | 4,153 |
| Cash and due from depository institutions | $3,229,000 | 4,684 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $61,826,000 | 2,192 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 2,497 |
| Net loans & leases | $35,506,000 | 6,250 |
| Loan loss allowance | $232,000 | 9,914 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,270,000 | 5,295 |
| Other real estate owned | $0 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,471,000 | 4,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,927,000 | 4,153 |
| Total liabilities | $96,126,000 | 4,328 |
| Total deposits | $95,002,000 | 4,200 |
| Interest-bearing deposits | $88,210,000 | 3,990 |
| Deposits held in domestic offices | $95,002,000 | 4,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,124,000 | 2,991 |
| Total equity capital | $13,801,000 | 2,789 |
| Total bank equity capital | $13,801,000 | 2,789 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $2,300,000 | 4,924 |
| Undivided profits | $11,201,000 | 1,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 4,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $192,000 | 8,861 |
| Earning assets | $104,057,000 | 4,024 |
| Long-term assets (5+ years) | $48,922,000 | 1,197 |
| Average Assets, year-to-date | $109,101,000 | 4,093 |
| Average Assets, quarterly | $109,024,000 | 4,154 |
| Volatile liabilities | $9,684,000 | 4,225 |
| Insider loans | $315,000 | 2,818 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,672,000 | 7,820 |
| Tier 1 (core) risk-based capital | $13,801,000 | 2,739 |
| Tier 2 risk-based capital | $232,000 | 8,765 |
| Total risk weighted assets | $44,499,800 | 5,472 |
| Total unused commitments | $1,672,000 | 7,855 |
| Derivatives | $0 | 651 |