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Citizens Bank and Trust Company, Income and Expense

2022-12-31 (YTD Data)Rank
Total interest income$31,962,0001,080
Total interest expense$3,040,0001,170
Net interest income$28,922,0001,066
Provision for loan and lease losses$-320,0004,485
Total noninterest income$10,845,000726
Gross Fiduciary activities income$2,104,000407
Service charges on deposit accounts$2,893,000428
Trading account gains and fees$0116
Additional Noninterest Income$5,848,000800
Total noninterest expense$30,969,000854
Salaries and employee benefits$17,435,000844
Premises and equipment expense$3,441,000749
Additional noninterest expense$5,848,000800
Pre-tax net operating income$9,118,0001,364
Securities gains (losses)$0691
Applicable income taxes$2,117,0001,043
Income before extraordinary items$7,001,0001,456
Extraordinary gains, net$05
Net income$7,001,0001,455
Minority interest net income$063
Net income of bank and minority interests.$7,001,0001,456
Net charge-offs$-75,0004,210
Cash dividends$3,097,0001,115
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,001,0001,478
2022-09-30 (YTD Data)Rank
Total interest income$21,808,0001,129
Total interest expense$1,513,0001,307
Net interest income$20,295,0001,113
Provision for loan and lease losses$50,0002,233
Total noninterest income$7,363,000786
Gross Fiduciary activities income$1,613,000403
Service charges on deposit accounts$2,162,000435
Trading account gains and fees$0111
Additional Noninterest Income$3,588,000946
Total noninterest expense$19,818,000957
Salaries and employee benefits$10,743,000996
Premises and equipment expense$2,599,000751
Additional noninterest expense$3,588,000946
Pre-tax net operating income$7,790,0001,231
Securities gains (losses)$0740
Applicable income taxes$1,713,000979
Income before extraordinary items$6,077,0001,278
Extraordinary gains, net$04
Net income$6,077,0001,276
Minority interest net income$057
Net income of bank and minority interests.$6,077,0001,278
Net charge-offs$-71,0004,201
Cash dividends$2,347,0001,008
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,077,0001,304
2022-06-30 (YTD Data)Rank
Total interest income$12,392,0001,232
Total interest expense$676,0001,558
Net interest income$11,716,0001,205
Provision for loan and lease losses$29,0002,173
Total noninterest income$4,994,000761
Gross Fiduciary activities income$1,121,000357
Service charges on deposit accounts$1,387,000445
Trading account gains and fees$0108
Additional Noninterest Income$2,486,000944
Total noninterest expense$13,344,000922
Salaries and employee benefits$7,290,000966
Premises and equipment expense$1,728,000743
Additional noninterest expense$4,326,000866
Pre-tax net operating income$3,337,0001,609
Securities gains (losses)$0687
Applicable income taxes$700,0001,241
Income before extraordinary items$2,637,0001,666
Extraordinary gains, net$04
Net income$2,637,0001,665
Minority interest net income$060
Net income of bank and minority interests.$2,637,0001,666
Net charge-offs$-66,0004,281
Cash dividends$2,347,000741
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,637,0001,703
2022-03-31 (YTD Data)Rank
Total interest income$5,711,0001,287
Total interest expense$298,0001,689
Net interest income$5,413,0001,251
Provision for loan and lease losses$11,0001,983
Total noninterest income$2,555,000765
Gross Fiduciary activities income$550,000364
Service charges on deposit accounts$667,000450
Trading account gains and fees$0103
Additional Noninterest Income$1,338,000907
Total noninterest expense$6,528,000945
Salaries and employee benefits$3,551,0001,000
Premises and equipment expense$881,000736
Additional noninterest expense$2,096,000884
Pre-tax net operating income$1,429,0001,698
Securities gains (losses)$0623
Applicable income taxes$295,0001,322
Income before extraordinary items$1,134,0001,764
Extraordinary gains, net$04
Net income$1,134,0001,764
Minority interest net income$050
Net income of bank and minority interests.$1,134,0001,764
Net charge-offs$-4,0003,570
Cash dividends$2,347,000423
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,134,0001,783
2021-12-31 (YTD Data)Rank
Total interest income$25,366,0001,212
Total interest expense$1,602,0001,580
Net interest income$23,764,0001,182
Provision for loan and lease losses$-2,561,0004,620
Total noninterest income$9,105,000891
Gross Fiduciary activities income$2,264,000352
Service charges on deposit accounts$2,577,000448
Trading account gains and fees$0132
Additional Noninterest Income$4,264,0001,194
Total noninterest expense$28,049,000897
Salaries and employee benefits$14,243,000974
Premises and equipment expense$3,642,000722
Additional noninterest expense$10,164,000769
Pre-tax net operating income$7,381,0001,570
Securities gains (losses)$1,835,000149
Applicable income taxes$1,909,0001,136
Income before extraordinary items$7,307,0001,454
Extraordinary gains, net$010
Net income$7,307,0001,454
Minority interest net income$074
Net income of bank and minority interests.$7,307,0001,454
Net charge-offs$270,000882
Cash dividends$10,500,000458
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,857,3501,655
2021-09-30 (YTD Data)Rank
Total interest income$19,371,0001,217
Total interest expense$1,308,0001,560
Net interest income$18,063,0001,190
Provision for loan and lease losses$-1,927,0004,686
Total noninterest income$6,934,000904
Gross Fiduciary activities income$1,730,000346
Service charges on deposit accounts$1,856,000460
Trading account gains and fees$0132
Additional Noninterest Income$3,348,0001,188
Total noninterest expense$20,605,000918
Salaries and employee benefits$10,624,000993
Premises and equipment expense$2,756,000733
Additional noninterest expense$7,225,000802
Pre-tax net operating income$6,319,0001,489
Securities gains (losses)$1,835,000127
Applicable income taxes$1,694,0001,064
Income before extraordinary items$6,460,0001,321
Extraordinary gains, net$08
Net income$6,460,0001,321
Minority interest net income$069
Net income of bank and minority interests.$6,460,0001,321
Net charge-offs$-124,0004,523
Cash dividends$10,500,000366
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,010,3501,579
2021-06-30 (YTD Data)Rank
Total interest income$13,085,0001,204
Total interest expense$970,0001,497
Net interest income$12,115,0001,174
Provision for loan and lease losses$-1,076,0004,684
Total noninterest income$5,000,000853
Gross Fiduciary activities income$1,213,000333
Service charges on deposit accounts$1,170,000468
Trading account gains and fees$0133
Additional Noninterest Income$2,617,0001,074
Total noninterest expense$13,881,000903
Salaries and employee benefits$6,992,000997
Premises and equipment expense$1,810,000739
Additional noninterest expense$5,079,000757
Pre-tax net operating income$4,310,0001,454
Securities gains (losses)$1,835,000109
Applicable income taxes$1,251,000993
Income before extraordinary items$4,894,0001,205
Extraordinary gains, net$06
Net income$4,894,0001,206
Minority interest net income$067
Net income of bank and minority interests.$4,894,0001,206
Net charge-offs$32,0001,318
Cash dividends$10,500,000259
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,426,0001,530
2021-03-31 (YTD Data)Rank
Total interest income$6,599,0001,205
Total interest expense$555,0001,399
Net interest income$6,044,0001,168
Provision for loan and lease losses$9,0002,512
Total noninterest income$2,712,000808
Gross Fiduciary activities income$613,000324
Service charges on deposit accounts$565,000478
Trading account gains and fees$0127
Additional Noninterest Income$1,534,000965
Total noninterest expense$6,479,000948
Salaries and employee benefits$3,415,0001,020
Premises and equipment expense$939,000720
Additional noninterest expense$2,125,000855
Pre-tax net operating income$2,268,0001,391
Securities gains (losses)$949,000117
Applicable income taxes$606,0001,005
Income before extraordinary items$2,611,0001,154
Extraordinary gains, net$03
Net income$2,611,0001,154
Minority interest net income$055
Net income of bank and minority interests.$2,611,0001,154
Net charge-offs$21,0001,125
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,842,3101,443
2020-12-31 (YTD Data)Rank
Total interest income$30,682,0001,028
Total interest expense$5,136,000930
Net interest income$25,546,0001,051
Provision for loan and lease losses$3,376,000733
Total noninterest income$8,404,000902
Gross Fiduciary activities income$2,119,000338
Service charges on deposit accounts$2,634,000424
Trading account gains and fees$0133
Additional Noninterest Income$3,651,0001,288
Total noninterest expense$27,734,000869
Salaries and employee benefits$14,381,000939
Premises and equipment expense$4,771,000553
Additional noninterest expense$8,582,000837
Pre-tax net operating income$2,840,0002,486
Securities gains (losses)$450,000642
Applicable income taxes$576,0001,845
Income before extraordinary items$2,714,0002,431
Extraordinary gains, net$04
Net income$2,714,0002,431
Minority interest net income$072
Net income of bank and minority interests.$2,714,0002,431
Net charge-offs$816,000733
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$265,000339
Net operating income$2,345,0002,576
2020-09-30 (YTD Data)Rank
Total interest income$23,475,0001,015
Total interest expense$4,323,000881
Net interest income$19,152,0001,042
Provision for loan and lease losses$3,357,000653
Total noninterest income$6,357,000864
Gross Fiduciary activities income$1,604,000332
Service charges on deposit accounts$1,956,000424
Trading account gains and fees$0125
Additional Noninterest Income$2,797,0001,227
Total noninterest expense$20,624,000870
Salaries and employee benefits$10,742,000924
Premises and equipment expense$3,439,000566
Additional noninterest expense$6,443,000816
Pre-tax net operating income$1,528,0002,928
Securities gains (losses)$450,000532
Applicable income taxes$321,0002,045
Income before extraordinary items$1,657,0002,690
Extraordinary gains, net$04
Net income$1,657,0002,689
Minority interest net income$065
Net income of bank and minority interests.$1,657,0002,690
Net charge-offs$706,000618
Cash dividends$3,000,000806
Sale, conversion, retirement of capital stock, net$199,000319
Net operating income$1,279,0002,981
2020-06-30 (YTD Data)Rank
Total interest income$16,250,0001,005
Total interest expense$3,142,000885
Net interest income$13,108,0001,017
Provision for loan and lease losses$3,329,000524
Total noninterest income$4,270,000825
Gross Fiduciary activities income$1,116,000321
Service charges on deposit accounts$1,317,000416
Trading account gains and fees$0123
Additional Noninterest Income$1,837,0001,151
Total noninterest expense$14,075,000841
Salaries and employee benefits$7,203,000913
Premises and equipment expense$2,313,000558
Additional noninterest expense$4,559,000780
Pre-tax net operating income$-26,0004,814
Securities gains (losses)$450,000392
Applicable income taxes$48,0002,913
Income before extraordinary items$376,0003,904
Extraordinary gains, net$04
Net income$376,0003,904
Minority interest net income$065
Net income of bank and minority interests.$376,0003,904
Net charge-offs$571,000548
Cash dividends$3,000,000605
Sale, conversion, retirement of capital stock, net$133,000293
Net operating income$-24,5004,810
2020-03-31 (YTD Data)Rank
Total interest income$8,405,000983
Total interest expense$1,748,000886
Net interest income$6,657,000993
Provision for loan and lease losses$321,0001,143
Total noninterest income$2,275,000748
Gross Fiduciary activities income$600,000316
Service charges on deposit accounts$782,000401
Trading account gains and fees$0106
Additional Noninterest Income$893,0001,054
Total noninterest expense$7,199,000828
Salaries and employee benefits$3,684,000900
Premises and equipment expense$1,208,000544
Additional noninterest expense$2,307,000773
Pre-tax net operating income$1,412,0001,385
Securities gains (losses)$451,000202
Applicable income taxes$428,000826
Income before extraordinary items$1,435,0001,232
Extraordinary gains, net$04
Net income$1,435,0001,231
Minority interest net income$056
Net income of bank and minority interests.$1,435,0001,232
Net charge-offs$122,000794
Cash dividends$3,000,000403
Sale, conversion, retirement of capital stock, net$66,000285
Net operating income$1,078,7101,535
2019-12-31 (YTD Data)Rank
Total interest income$34,865,000958
Total interest expense$6,911,000933
Net interest income$27,954,000952
Provision for loan and lease losses$120,0002,773
Total noninterest income$8,863,000756
Gross Fiduciary activities income$2,119,000331
Service charges on deposit accounts$3,386,000383
Trading account gains and fees$0135
Additional Noninterest Income$3,358,0001,116
Total noninterest expense$27,729,000830
Salaries and employee benefits$14,341,000897
Premises and equipment expense$4,691,000551
Additional noninterest expense$8,697,000791
Pre-tax net operating income$8,968,0001,140
Securities gains (losses)$377,000439
Applicable income taxes$2,182,000843
Income before extraordinary items$7,163,0001,220
Extraordinary gains, net$011
Net income$7,163,0001,220
Minority interest net income$076
Net income of bank and minority interests.$7,163,0001,222
Net charge-offs$1,039,000645
Cash dividends$7,500,000589
Sale, conversion, retirement of capital stock, net$265,000367
Net operating income$6,865,1701,238
2019-09-30 (YTD Data)Rank
Total interest income$26,269,000958
Total interest expense$5,160,000946
Net interest income$21,109,000955
Provision for loan and lease losses$90,0002,664
Total noninterest income$6,603,000751
Gross Fiduciary activities income$1,606,000331
Service charges on deposit accounts$2,519,000381
Trading account gains and fees$0129
Additional Noninterest Income$2,478,0001,107
Total noninterest expense$20,828,000813
Salaries and employee benefits$10,816,000885
Premises and equipment expense$3,479,000561
Additional noninterest expense$6,533,000785
Pre-tax net operating income$6,794,0001,157
Securities gains (losses)$377,000362
Applicable income taxes$1,680,000864
Income before extraordinary items$5,491,0001,214
Extraordinary gains, net$011
Net income$5,491,0001,216
Minority interest net income$072
Net income of bank and minority interests.$5,491,0001,216
Net charge-offs$344,000950
Cash dividends$7,500,000450
Sale, conversion, retirement of capital stock, net$199,000339
Net operating income$5,193,1701,249
2019-06-30 (YTD Data)Rank
Total interest income$17,510,000953
Total interest expense$3,402,000939
Net interest income$14,108,000949
Provision for loan and lease losses$56,0002,725
Total noninterest income$4,341,000754
Gross Fiduciary activities income$1,122,000329
Service charges on deposit accounts$1,610,000396
Trading account gains and fees$0131
Additional Noninterest Income$1,609,0001,106
Total noninterest expense$13,544,000838
Salaries and employee benefits$7,104,000897
Premises and equipment expense$2,243,000570
Additional noninterest expense$4,197,000824
Pre-tax net operating income$4,849,0001,080
Securities gains (losses)$58,000702
Applicable income taxes$1,152,000831
Income before extraordinary items$3,755,0001,165
Extraordinary gains, net$011
Net income$3,755,0001,165
Minority interest net income$069
Net income of bank and minority interests.$3,755,0001,165
Net charge-offs$270,000839
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$133,000319
Net operating income$3,709,1801,157
2019-03-31 (YTD Data)Rank
Total interest income$8,799,000952
Total interest expense$1,662,000934
Net interest income$7,137,000941
Provision for loan and lease losses$26,0002,608
Total noninterest income$2,109,000739
Gross Fiduciary activities income$556,000324
Service charges on deposit accounts$779,000400
Trading account gains and fees$0126
Additional Noninterest Income$774,0001,087
Total noninterest expense$6,734,000839
Salaries and employee benefits$3,641,000877
Premises and equipment expense$1,172,000557
Additional noninterest expense$1,921,000870
Pre-tax net operating income$2,486,0001,029
Securities gains (losses)$01,087
Applicable income taxes$583,000800
Income before extraordinary items$1,903,0001,133
Extraordinary gains, net$05
Net income$1,903,0001,132
Minority interest net income$052
Net income of bank and minority interests.$1,903,0001,132
Net charge-offs$73,0001,035
Cash dividends$1,500,000619
Sale, conversion, retirement of capital stock, net$66,000280
Net operating income$1,903,0001,113
2018-12-31 (YTD Data)Rank
Total interest income$32,568,000956
Total interest expense$5,884,000808
Net interest income$26,684,000978
Provision for loan and lease losses$107,0003,007
Total noninterest income$8,728,000753
Gross Fiduciary activities income$2,164,000331
Service charges on deposit accounts$3,375,000390
Trading account gains and fees$0126
Additional Noninterest Income$3,189,0001,096
Total noninterest expense$26,370,000834
Salaries and employee benefits$13,854,000899
Premises and equipment expense$4,522,000558
Additional noninterest expense$7,994,000845
Pre-tax net operating income$8,935,0001,133
Securities gains (losses)$-513,0005,256
Applicable income taxes$1,660,000985
Income before extraordinary items$6,762,0001,250
Extraordinary gains, net$06
Net income$6,762,0001,248
Minority interest net income$072
Net income of bank and minority interests.$6,762,0001,249
Net charge-offs$303,0001,326
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$265,000372
Net operating income$7,172,4001,188
2018-09-30 (YTD Data)Rank
Total interest income$24,204,000953
Total interest expense$4,438,000766
Net interest income$19,766,000986
Provision for loan and lease losses$80,0002,859
Total noninterest income$6,550,000766
Gross Fiduciary activities income$1,650,000330
Service charges on deposit accounts$2,496,000397
Trading account gains and fees$0138
Additional Noninterest Income$2,404,0001,108
Total noninterest expense$19,919,000829
Salaries and employee benefits$10,557,000885
Premises and equipment expense$3,387,000562
Additional noninterest expense$5,975,000832
Pre-tax net operating income$6,317,0001,188
Securities gains (losses)$-508,0005,397
Applicable income taxes$1,097,0001,089
Income before extraordinary items$4,712,0001,324
Extraordinary gains, net$05
Net income$4,712,0001,323
Minority interest net income$066
Net income of bank and minority interests.$4,712,0001,323
Net charge-offs$113,0001,644
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,123,4801,242
2018-06-30 (YTD Data)Rank
Total interest income$15,862,000956
Total interest expense$2,879,000738
Net interest income$12,983,000998
Provision for loan and lease losses$52,0002,784
Total noninterest income$4,256,000781
Gross Fiduciary activities income$1,142,000323
Service charges on deposit accounts$1,621,000403
Trading account gains and fees$0130
Additional Noninterest Income$1,493,0001,162
Total noninterest expense$13,335,000832
Salaries and employee benefits$7,136,000877
Premises and equipment expense$2,253,000566
Additional noninterest expense$3,946,000835
Pre-tax net operating income$3,852,0001,251
Securities gains (losses)$30,000406
Applicable income taxes$927,000926
Income before extraordinary items$2,955,0001,364
Extraordinary gains, net$06
Net income$2,955,0001,363
Minority interest net income$065
Net income of bank and minority interests.$2,955,0001,363
Net charge-offs$90,0001,383
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,931,3001,369
2018-03-31 (YTD Data)Rank
Total interest income$7,752,000965
Total interest expense$1,292,000771
Net interest income$6,460,000995
Provision for loan and lease losses$29,0002,617
Total noninterest income$2,055,000773
Gross Fiduciary activities income$590,000320
Service charges on deposit accounts$758,000428
Trading account gains and fees$0123
Additional Noninterest Income$707,0001,192
Total noninterest expense$6,611,000841
Salaries and employee benefits$3,580,000883
Premises and equipment expense$1,115,000569
Additional noninterest expense$1,916,000854
Pre-tax net operating income$1,875,0001,251
Securities gains (losses)$30,000282
Applicable income taxes$453,000930
Income before extraordinary items$1,452,0001,360
Extraordinary gains, net$07
Net income$1,452,0001,360
Minority interest net income$052
Net income of bank and minority interests.$1,452,0001,360
Net charge-offs$30,0001,451
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,428,3001,372
2017-12-31 (YTD Data)Rank
Total interest income$30,819,000934
Total interest expense$3,938,000845
Net interest income$26,881,000936
Provision for loan and lease losses$120,0002,846
Total noninterest income$9,558,000711
Gross Fiduciary activities income$1,746,000363
Service charges on deposit accounts$3,260,000410
Trading account gains and fees$0151
Additional Noninterest Income$4,552,000869
Total noninterest expense$28,868,000761
Salaries and employee benefits$14,276,000853
Premises and equipment expense$4,469,000560
Additional noninterest expense$10,123,000673
Pre-tax net operating income$7,451,0001,250
Securities gains (losses)$02,243
Applicable income taxes$3,149,000921
Income before extraordinary items$4,302,0001,528
Extraordinary gains, net$09
Net income$4,302,0001,528
Minority interest net income$076
Net income of bank and minority interests.$4,302,0001,528
Net charge-offs$93,0002,505
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,302,0001,516
2017-09-30 (YTD Data)Rank
Total interest income$22,809,000943
Total interest expense$2,768,000875
Net interest income$20,041,000941
Provision for loan and lease losses$85,0002,864
Total noninterest income$7,356,000705
Gross Fiduciary activities income$1,306,000365
Service charges on deposit accounts$2,438,000412
Trading account gains and fees$0145
Additional Noninterest Income$3,612,000858
Total noninterest expense$20,375,000809
Salaries and employee benefits$10,545,000870
Premises and equipment expense$3,313,000570
Additional noninterest expense$6,517,000761
Pre-tax net operating income$6,937,0001,071
Securities gains (losses)$02,274
Applicable income taxes$1,966,000924
Income before extraordinary items$4,971,0001,161
Extraordinary gains, net$09
Net income$4,971,0001,161
Minority interest net income$071
Net income of bank and minority interests.$4,971,0001,161
Net charge-offs$54,0002,411
Cash dividends$3,500,000681
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,971,0001,145
2017-06-30 (YTD Data)Rank
Total interest income$15,034,000945
Total interest expense$1,747,000905
Net interest income$13,287,000947
Provision for loan and lease losses$54,0002,791
Total noninterest income$5,129,000685
Gross Fiduciary activities income$893,000362
Service charges on deposit accounts$1,606,000416
Trading account gains and fees$0139
Additional Noninterest Income$2,630,000801
Total noninterest expense$13,553,000810
Salaries and employee benefits$7,068,000864
Premises and equipment expense$2,207,000563
Additional noninterest expense$4,278,000771
Pre-tax net operating income$4,809,0001,023
Securities gains (losses)$01,906
Applicable income taxes$1,223,000959
Income before extraordinary items$3,586,0001,082
Extraordinary gains, net$011
Net income$3,586,0001,082
Minority interest net income$071
Net income of bank and minority interests.$3,586,0001,082
Net charge-offs$12,0002,827
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,586,0001,070
2017-03-31 (YTD Data)Rank
Total interest income$7,686,000913
Total interest expense$850,000896
Net interest income$6,836,000913
Provision for loan and lease losses$29,0002,606
Total noninterest income$2,181,000753
Gross Fiduciary activities income$468,000352
Service charges on deposit accounts$790,000422
Trading account gains and fees$0142
Additional Noninterest Income$923,0001,015
Total noninterest expense$6,717,000816
Salaries and employee benefits$3,566,000865
Premises and equipment expense$1,114,000574
Additional noninterest expense$2,037,000796
Pre-tax net operating income$2,271,0001,052
Securities gains (losses)$01,153
Applicable income taxes$787,000781
Income before extraordinary items$1,484,0001,225
Extraordinary gains, net$08
Net income$1,484,0001,224
Minority interest net income$055
Net income of bank and minority interests.$1,484,0001,225
Net charge-offs$14,0002,073
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,484,0001,208
2016-12-31 (YTD Data)Rank
Total interest income$29,954,000902
Total interest expense$3,258,000897
Net interest income$26,696,000894
Provision for loan and lease losses$170,0002,629
Total noninterest income$7,709,000838
Gross Fiduciary activities income$1,678,000370
Service charges on deposit accounts$3,236,000420
Trading account gains and fees$0170
Additional Noninterest Income$2,795,0001,271
Total noninterest expense$27,045,000791
Salaries and employee benefits$13,903,000844
Premises and equipment expense$4,613,000542
Additional noninterest expense$8,529,000778
Pre-tax net operating income$7,190,0001,215
Securities gains (losses)$960,000246
Applicable income taxes$2,778,000832
Income before extraordinary items$5,372,0001,308
Extraordinary gains, net$05
Net income$5,372,0001,307
Minority interest net income$082
Net income of bank and minority interests.$5,372,0001,307
Net charge-offs$80,0002,791
Cash dividends$6,500,000533
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,738,4001,415
2016-09-30 (YTD Data)Rank
Total interest income$22,463,000898
Total interest expense$2,397,000909
Net interest income$20,066,000886
Provision for loan and lease losses$135,0002,451
Total noninterest income$5,714,000849
Gross Fiduciary activities income$1,289,000361
Service charges on deposit accounts$2,393,000422
Trading account gains and fees$0169
Additional Noninterest Income$2,032,0001,300
Total noninterest expense$20,080,000798
Salaries and employee benefits$10,451,000838
Premises and equipment expense$3,438,000556
Additional noninterest expense$6,191,000808
Pre-tax net operating income$5,565,0001,197
Securities gains (losses)$960,000214
Applicable income taxes$2,244,000805
Income before extraordinary items$4,281,0001,263
Extraordinary gains, net$05
Net income$4,281,0001,263
Minority interest net income$071
Net income of bank and minority interests.$4,281,0001,263
Net charge-offs$96,0002,096
Cash dividends$6,500,000405
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,647,4001,402
2016-06-30 (YTD Data)Rank
Total interest income$14,786,000909
Total interest expense$1,566,000924
Net interest income$13,220,000904
Provision for loan and lease losses$45,0003,014
Total noninterest income$3,708,000861
Gross Fiduciary activities income$898,000350
Service charges on deposit accounts$1,515,000443
Trading account gains and fees$0157
Additional Noninterest Income$1,295,0001,314
Total noninterest expense$13,321,000802
Salaries and employee benefits$6,952,000847
Premises and equipment expense$2,302,000552
Additional noninterest expense$4,067,000817
Pre-tax net operating income$3,562,0001,224
Securities gains (losses)$960,000149
Applicable income taxes$1,558,000780
Income before extraordinary items$2,964,0001,215
Extraordinary gains, net$016
Net income$2,964,0001,215
Minority interest net income$071
Net income of bank and minority interests.$2,964,0001,215
Net charge-offs$51,0002,129
Cash dividends$3,500,000506
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,330,4001,436
2016-03-31 (YTD Data)Rank
Total interest income$7,375,000909
Total interest expense$775,000931
Net interest income$6,600,000905
Provision for loan and lease losses$12,0003,199
Total noninterest income$1,746,000873
Gross Fiduciary activities income$455,000352
Service charges on deposit accounts$677,000476
Trading account gains and fees$0142
Additional Noninterest Income$614,0001,327
Total noninterest expense$6,389,000828
Salaries and employee benefits$3,438,000855
Premises and equipment expense$1,147,000552
Additional noninterest expense$1,804,000905
Pre-tax net operating income$1,945,0001,110
Securities gains (losses)$376,000166
Applicable income taxes$800,000743
Income before extraordinary items$1,521,0001,166
Extraordinary gains, net$012
Net income$1,521,0001,167
Minority interest net income$062
Net income of bank and minority interests.$1,521,0001,167
Net charge-offs$60,0001,320
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,272,8401,311
2015-12-31 (YTD Data)Rank
Total interest income$29,292,000885
Total interest expense$2,924,000969
Net interest income$26,368,000866
Provision for loan and lease losses$51,0003,597
Total noninterest income$7,540,000839
Gross Fiduciary activities income$1,697,000371
Service charges on deposit accounts$3,040,000443
Trading account gains and fees$0159
Additional Noninterest Income$2,803,0001,212
Total noninterest expense$26,568,000783
Salaries and employee benefits$13,373,000846
Premises and equipment expense$4,853,000513
Additional noninterest expense$8,342,000788
Pre-tax net operating income$7,289,0001,158
Securities gains (losses)$228,000676
Applicable income taxes$1,777,0001,092
Income before extraordinary items$5,740,0001,219
Extraordinary gains, net$023
Net income$5,740,0001,219
Minority interest net income$081
Net income of bank and minority interests.$5,740,0001,219
Net charge-offs$-57,0005,607
Cash dividends$11,000,000355
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,566,7201,218
2015-09-30 (YTD Data)Rank
Total interest income$21,481,000904
Total interest expense$2,200,000960
Net interest income$19,281,000892
Provision for loan and lease losses$34,0003,568
Total noninterest income$5,742,000846
Gross Fiduciary activities income$1,260,000374
Service charges on deposit accounts$2,305,000443
Trading account gains and fees$0153
Additional Noninterest Income$2,177,0001,208
Total noninterest expense$19,690,000792
Salaries and employee benefits$9,866,000865
Premises and equipment expense$3,650,000523
Additional noninterest expense$6,174,000799
Pre-tax net operating income$5,299,0001,207
Securities gains (losses)$228,000585
Applicable income taxes$944,0001,425
Income before extraordinary items$4,583,0001,161
Extraordinary gains, net$021
Net income$4,583,0001,160
Minority interest net income$078
Net income of bank and minority interests.$4,583,0001,161
Net charge-offs$-181,0005,938
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,393,7601,178
2015-06-30 (YTD Data)Rank
Total interest income$14,372,000898
Total interest expense$1,493,000951
Net interest income$12,879,000884
Provision for loan and lease losses$19,0003,547
Total noninterest income$3,899,000835
Gross Fiduciary activities income$859,000372
Service charges on deposit accounts$1,493,000449
Trading account gains and fees$0157
Additional Noninterest Income$1,547,0001,161
Total noninterest expense$13,380,000775
Salaries and employee benefits$6,668,000861
Premises and equipment expense$2,409,000533
Additional noninterest expense$4,303,000769
Pre-tax net operating income$3,379,0001,247
Securities gains (losses)$228,000478
Applicable income taxes$602,0001,471
Income before extraordinary items$3,005,0001,172
Extraordinary gains, net$022
Net income$3,005,0001,172
Minority interest net income$075
Net income of bank and minority interests.$3,005,0001,173
Net charge-offs$-204,0006,081
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,815,7601,207
2015-03-31 (YTD Data)Rank
Total interest income$7,252,000886
Total interest expense$758,000947
Net interest income$6,494,000865
Provision for loan and lease losses$6,0003,402
Total noninterest income$1,966,000797
Gross Fiduciary activities income$464,000353
Service charges on deposit accounts$703,000462
Trading account gains and fees$0152
Additional Noninterest Income$799,0001,093
Total noninterest expense$6,837,000761
Salaries and employee benefits$3,441,000839
Premises and equipment expense$1,217,000535
Additional noninterest expense$2,179,000755
Pre-tax net operating income$1,617,0001,254
Securities gains (losses)$228,000321
Applicable income taxes$336,0001,338
Income before extraordinary items$1,509,0001,125
Extraordinary gains, net$013
Net income$1,509,0001,126
Minority interest net income$064
Net income of bank and minority interests.$1,509,0001,126
Net charge-offs$24,0002,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,322,0401,225
2014-12-31 (YTD Data)Rank
Total interest income$30,188,000832
Total interest expense$3,135,000963
Net interest income$27,053,000807
Provision for loan and lease losses$282,0002,076
Total noninterest income$7,488,000815
Gross Fiduciary activities income$1,704,000364
Service charges on deposit accounts$3,344,000420
Trading account gains and fees$0180
Additional Noninterest Income$2,440,0001,271
Total noninterest expense$29,081,000706
Salaries and employee benefits$14,340,000774
Premises and equipment expense$5,048,000502
Additional noninterest expense$9,693,000688
Pre-tax net operating income$5,178,0001,470
Securities gains (losses)$517,000383
Applicable income taxes$893,0001,670
Income before extraordinary items$4,802,0001,356
Extraordinary gains, net$017
Net income$4,802,0001,356
Minority interest net income$084
Net income of bank and minority interests.$4,802,0001,355
Net charge-offs$-183,0006,234
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,367,7201,448
2014-09-30 (YTD Data)Rank
Total interest income$22,854,000820
Total interest expense$2,346,000972
Net interest income$20,508,000799
Provision for loan and lease losses$270,0001,734
Total noninterest income$5,393,000843
Gross Fiduciary activities income$1,300,000360
Service charges on deposit accounts$2,534,000423
Trading account gains and fees$0174
Additional Noninterest Income$1,559,0001,412
Total noninterest expense$21,968,000693
Salaries and employee benefits$10,997,000753
Premises and equipment expense$3,751,000504
Additional noninterest expense$7,220,000685
Pre-tax net operating income$3,663,0001,568
Securities gains (losses)$307,000466
Applicable income taxes$657,0001,718
Income before extraordinary items$3,313,0001,449
Extraordinary gains, net$015
Net income$3,313,0001,448
Minority interest net income$081
Net income of bank and minority interests.$3,313,0001,449
Net charge-offs$-434,0006,456
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,058,1901,524
2014-06-30 (YTD Data)Rank
Total interest income$15,347,000812
Total interest expense$1,550,000978
Net interest income$13,797,000791
Provision for loan and lease losses$242,0001,481
Total noninterest income$3,090,000916
Gross Fiduciary activities income$902,000354
Service charges on deposit accounts$1,668,000418
Trading account gains and fees$0172
Additional Noninterest Income$520,0002,264
Total noninterest expense$14,775,000685
Salaries and employee benefits$7,387,000740
Premises and equipment expense$2,524,000504
Additional noninterest expense$4,864,000682
Pre-tax net operating income$1,870,0001,919
Securities gains (losses)$173,000533
Applicable income taxes$403,0001,754
Income before extraordinary items$1,640,0001,833
Extraordinary gains, net$020
Net income$1,640,0001,837
Minority interest net income$080
Net income of bank and minority interests.$1,640,0001,836
Net charge-offs$-280,0006,504
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,501,6001,922
2014-03-31 (YTD Data)Rank
Total interest income$7,697,000815
Total interest expense$756,0001,007
Net interest income$6,941,000790
Provision for loan and lease losses$122,0001,439
Total noninterest income$2,249,000672
Gross Fiduciary activities income$496,000335
Service charges on deposit accounts$802,000425
Trading account gains and fees$0147
Additional Noninterest Income$951,000882
Total noninterest expense$7,357,000693
Salaries and employee benefits$3,645,000761
Premises and equipment expense$1,293,000499
Additional noninterest expense$2,419,000685
Pre-tax net operating income$1,711,0001,122
Securities gains (losses)$01,715
Applicable income taxes$316,0001,295
Income before extraordinary items$1,395,0001,110
Extraordinary gains, net$016
Net income$1,395,0001,111
Minority interest net income$066
Net income of bank and minority interests.$1,395,0001,111
Net charge-offs$-2,196,0006,722
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,395,0001,097
2013-12-31 (YTD Data)Rank
Total interest income$27,038,000937
Total interest expense$3,085,0001,091
Net interest income$23,953,000895
Provision for loan and lease losses$1,617,000735
Total noninterest income$9,151,000733
Gross Fiduciary activities income$1,690,000355
Service charges on deposit accounts$3,515,000418
Trading account gains and fees$0184
Additional Noninterest Income$3,946,000948
Total noninterest expense$29,493,000689
Salaries and employee benefits$14,426,000750
Premises and equipment expense$4,885,000504
Additional noninterest expense$10,182,000683
Pre-tax net operating income$1,994,0002,867
Securities gains (losses)$676,000336
Applicable income taxes$410,0002,341
Income before extraordinary items$2,260,0002,365
Extraordinary gains, net$029
Net income$2,260,0002,369
Minority interest net income$090
Net income of bank and minority interests.$2,260,0002,368
Net charge-offs$4,532,000367
Cash dividends$1,700,0001,354
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,685,4002,877
2013-09-30 (YTD Data)Rank
Total interest income$19,705,000967
Total interest expense$2,300,0001,138
Net interest income$17,405,000929
Provision for loan and lease losses$86,0003,549
Total noninterest income$6,704,000745
Gross Fiduciary activities income$1,280,000353
Service charges on deposit accounts$2,644,000416
Trading account gains and fees$0180
Additional Noninterest Income$2,780,0001,024
Total noninterest expense$21,716,000701
Salaries and employee benefits$10,770,000760
Premises and equipment expense$3,608,000512
Additional noninterest expense$7,338,000715
Pre-tax net operating income$2,307,0002,197
Securities gains (losses)$676,000312
Applicable income taxes$340,0002,313
Income before extraordinary items$2,643,0001,695
Extraordinary gains, net$025
Net income$2,643,0001,697
Minority interest net income$084
Net income of bank and minority interests.$2,643,0001,699
Net charge-offs$1,064,000954
Cash dividends$1,700,000998
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,041,3602,030
2013-06-30 (YTD Data)Rank
Total interest income$12,857,000985
Total interest expense$1,560,0001,146
Net interest income$11,297,000949
Provision for loan and lease losses$53,0003,568
Total noninterest income$4,747,000725
Gross Fiduciary activities income$867,000351
Service charges on deposit accounts$1,727,000418
Trading account gains and fees$0157
Additional Noninterest Income$2,153,000935
Total noninterest expense$14,744,000698
Salaries and employee benefits$7,222,000754
Premises and equipment expense$2,336,000529
Additional noninterest expense$5,186,000657
Pre-tax net operating income$1,247,0002,529
Securities gains (losses)$413,000435
Applicable income taxes$180,0002,537
Income before extraordinary items$1,480,0001,947
Extraordinary gains, net$022
Net income$1,480,0001,953
Minority interest net income$082
Net income of bank and minority interests.$1,480,0001,953
Net charge-offs$1,030,000747
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,112,4302,327
2013-03-31 (YTD Data)Rank
Total interest income$6,626,000960
Total interest expense$807,0001,145
Net interest income$5,819,000922
Provision for loan and lease losses$21,0003,551
Total noninterest income$2,116,000790
Gross Fiduciary activities income$420,000353
Service charges on deposit accounts$819,000430
Trading account gains and fees$0148
Additional Noninterest Income$877,0001,076
Total noninterest expense$7,442,000697
Salaries and employee benefits$3,671,000750
Premises and equipment expense$1,114,000556
Additional noninterest expense$2,657,000643
Pre-tax net operating income$472,0002,979
Securities gains (losses)$413,000249
Applicable income taxes$140,0002,061
Income before extraordinary items$745,0001,905
Extraordinary gains, net$010
Net income$745,0001,906
Minority interest net income$076
Net income of bank and minority interests.$745,0001,907
Net charge-offs$1,257,000387
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$398,0802,950
2012-12-31 (YTD Data)Rank
Total interest income$28,850,000906
Total interest expense$4,708,000955
Net interest income$24,142,000898
Provision for loan and lease losses$1,293,0001,474
Total noninterest income$8,534,000768
Gross Fiduciary activities income$1,677,000342
Service charges on deposit accounts$3,473,000422
Trading account gains and fees$0166
Additional Noninterest Income$3,384,0001,075
Total noninterest expense$30,416,000676
Salaries and employee benefits$13,638,000770
Premises and equipment expense$4,454,000544
Additional noninterest expense$12,324,000586
Pre-tax net operating income$967,0004,059
Securities gains (losses)$2,822,000188
Applicable income taxes$587,0002,019
Income before extraordinary items$3,202,0001,756
Extraordinary gains, net$029
Net income$3,202,0001,756
Minority interest net income$093
Net income of bank and minority interests.$3,202,0001,757
Net charge-offs$231,0003,616
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$803,3004,092
2012-09-30 (YTD Data)Rank
Total interest income$21,496,000931
Total interest expense$3,737,000944
Net interest income$17,759,000926
Provision for loan and lease losses$1,102,0001,332
Total noninterest income$5,288,000870
Gross Fiduciary activities income$1,305,000331
Service charges on deposit accounts$2,531,000439
Trading account gains and fees$0157
Additional Noninterest Income$1,452,0001,556
Total noninterest expense$22,395,000683
Salaries and employee benefits$10,115,000775
Premises and equipment expense$3,263,000554
Additional noninterest expense$9,017,000598
Pre-tax net operating income$-450,0006,667
Securities gains (losses)$2,810,000137
Applicable income taxes$347,0002,321
Income before extraordinary items$2,013,0002,093
Extraordinary gains, net$020
Net income$2,013,0002,093
Minority interest net income$086
Net income of bank and minority interests.$2,013,0002,094
Net charge-offs$192,0003,352
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-375,5006,643
2012-06-30 (YTD Data)Rank
Total interest income$14,244,000952
Total interest expense$2,698,000906
Net interest income$11,546,000956
Provision for loan and lease losses$691,0001,439
Total noninterest income$3,747,000828
Gross Fiduciary activities income$903,000322
Service charges on deposit accounts$1,626,000449
Trading account gains and fees$0153
Additional Noninterest Income$1,218,0001,329
Total noninterest expense$14,903,000681
Salaries and employee benefits$6,695,000775
Premises and equipment expense$2,123,000568
Additional noninterest expense$6,085,000593
Pre-tax net operating income$-301,0006,696
Securities gains (losses)$1,672,000165
Applicable income taxes$170,0002,598
Income before extraordinary items$1,201,0002,272
Extraordinary gains, net$019
Net income$1,201,0002,272
Minority interest net income$084
Net income of bank and minority interests.$1,201,0002,272
Net charge-offs$256,0002,477
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-270,3606,699
2012-03-31 (YTD Data)Rank
Total interest income$7,058,000961
Total interest expense$1,623,000756
Net interest income$5,435,0001,011
Provision for loan and lease losses$494,0001,076
Total noninterest income$1,661,000890
Gross Fiduciary activities income$481,000314
Service charges on deposit accounts$739,000492
Trading account gains and fees$0148
Additional Noninterest Income$441,0001,647
Total noninterest expense$7,485,000678
Salaries and employee benefits$3,333,000772
Premises and equipment expense$1,055,000572
Additional noninterest expense$3,097,000568
Pre-tax net operating income$-883,0007,145
Securities gains (losses)$1,439,00097
Applicable income taxes$84,0002,604
Income before extraordinary items$472,0002,729
Extraordinary gains, net$019
Net income$472,0002,731
Minority interest net income$078
Net income of bank and minority interests.$472,0002,732
Net charge-offs$4,0004,348
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-751,1507,125
2011-12-31 (YTD Data)Rank
Total interest income$33,089,000836
Total interest expense$10,141,000561
Net interest income$22,948,000956
Provision for loan and lease losses$4,220,000908
Total noninterest income$8,498,000708
Gross Fiduciary activities income$1,727,000294
Service charges on deposit accounts$3,607,000426
Trading account gains and fees$0146
Additional Noninterest Income$3,164,000997
Total noninterest expense$33,522,000597
Salaries and employee benefits$14,565,000674
Premises and equipment expense$4,942,000505
Additional noninterest expense$14,015,000526
Pre-tax net operating income$-6,296,0007,118
Securities gains (losses)$4,704,000110
Applicable income taxes$04,719
Income before extraordinary items$-1,592,0006,773
Extraordinary gains, net$029
Net income$-1,592,0006,773
Minority interest net income$096
Net income of bank and minority interests.$-1,592,0006,773
Net charge-offs$13,524,000345
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-6,296,0007,115
2011-09-30 (YTD Data)Rank
Total interest income$25,489,000833
Total interest expense$7,731,000578
Net interest income$17,758,000933
Provision for loan and lease losses$3,879,000759
Total noninterest income$6,917,000660
Gross Fiduciary activities income$1,388,000277
Service charges on deposit accounts$2,690,000430
Trading account gains and fees$0145
Additional Noninterest Income$2,839,000872
Total noninterest expense$25,310,000594
Salaries and employee benefits$11,048,000670
Premises and equipment expense$3,688,000512
Additional noninterest expense$10,574,000524
Pre-tax net operating income$-4,514,0007,209
Securities gains (losses)$4,159,000104
Applicable income taxes$04,740
Income before extraordinary items$-355,0006,613
Extraordinary gains, net$021
Net income$-355,0006,615
Minority interest net income$087
Net income of bank and minority interests.$-355,0006,615
Net charge-offs$5,677,000570
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,514,0007,223
2011-06-30 (YTD Data)Rank
Total interest income$17,676,000822
Total interest expense$5,212,000595
Net interest income$12,464,000890
Provision for loan and lease losses$899,0001,612
Total noninterest income$4,689,000644
Gross Fiduciary activities income$979,000273
Service charges on deposit accounts$1,691,000456
Trading account gains and fees$0153
Additional Noninterest Income$2,019,000832
Total noninterest expense$16,865,000605
Salaries and employee benefits$7,349,000672
Premises and equipment expense$2,414,000522
Additional noninterest expense$7,102,000523
Pre-tax net operating income$-611,0006,838
Securities gains (losses)$2,726,00090
Applicable income taxes$452,0001,412
Income before extraordinary items$1,663,0001,477
Extraordinary gains, net$015
Net income$1,663,0001,477
Minority interest net income$089
Net income of bank and minority interests.$1,663,0001,477
Net charge-offs$3,236,000651
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-490,5406,828
2011-03-31 (YTD Data)Rank
Total interest income$8,962,000815
Total interest expense$2,669,000602
Net interest income$6,293,000877
Provision for loan and lease losses$58,0004,078
Total noninterest income$2,452,000624
Gross Fiduciary activities income$535,000256
Service charges on deposit accounts$800,000466
Trading account gains and fees$0158
Additional Noninterest Income$1,117,000762
Total noninterest expense$8,552,000594
Salaries and employee benefits$3,778,000654
Premises and equipment expense$1,220,000524
Additional noninterest expense$3,554,000523
Pre-tax net operating income$135,0004,773
Securities gains (losses)$1,453,00074
Applicable income taxes$398,000895
Income before extraordinary items$1,190,0001,025
Extraordinary gains, net$09
Net income$1,190,0001,025
Minority interest net income$086
Net income of bank and minority interests.$1,190,0001,025
Net charge-offs$3,147,000385
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$100,2504,943
2010-12-31 (YTD Data)Rank
Total interest income$39,661,000773
Total interest expense$13,970,000565
Net interest income$25,691,000852
Provision for loan and lease losses$12,475,000551
Total noninterest income$8,883,000693
Gross Fiduciary activities income$1,818,000284
Service charges on deposit accounts$3,833,000403
Trading account gains and fees$0175
Additional Noninterest Income$3,232,0001,003
Total noninterest expense$33,985,000600
Salaries and employee benefits$14,551,000665
Premises and equipment expense$5,129,000500
Additional noninterest expense$14,305,000539
Pre-tax net operating income$-11,886,0007,401
Securities gains (losses)$4,043,000126
Applicable income taxes$-3,920,0007,562
Income before extraordinary items$-3,923,0007,094
Extraordinary gains, net$029
Net income$-3,923,0007,094
Minority interest net income$0111
Net income of bank and minority interests.$-3,923,0007,095
Net charge-offs$15,998,000409
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-6,510,5207,237
2010-09-30 (YTD Data)Rank
Total interest income$30,395,000754
Total interest expense$11,086,000553
Net interest income$19,309,000848
Provision for loan and lease losses$7,691,000621
Total noninterest income$8,013,000584
Gross Fiduciary activities income$1,365,000274
Service charges on deposit accounts$2,924,000397
Trading account gains and fees$0165
Additional Noninterest Income$3,724,000707
Total noninterest expense$24,694,000609
Salaries and employee benefits$10,723,000668
Premises and equipment expense$3,788,000509
Additional noninterest expense$10,183,000541
Pre-tax net operating income$-5,063,0007,364
Securities gains (losses)$4,043,00097
Applicable income taxes$-934,0007,479
Income before extraordinary items$-86,0006,290
Extraordinary gains, net$023
Net income$-86,0006,290
Minority interest net income$0110
Net income of bank and minority interests.$-86,0006,290
Net charge-offs$7,552,000590
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,673,5207,206
2010-06-30 (YTD Data)Rank
Total interest income$20,690,000742
Total interest expense$7,782,000545
Net interest income$12,908,000851
Provision for loan and lease losses$4,190,000743
Total noninterest income$5,409,000577
Gross Fiduciary activities income$947,000274
Service charges on deposit accounts$1,965,000396
Trading account gains and fees$0152
Additional Noninterest Income$2,497,000678
Total noninterest expense$16,075,000630
Salaries and employee benefits$7,062,000675
Premises and equipment expense$2,449,000523
Additional noninterest expense$6,564,000556
Pre-tax net operating income$-1,948,0007,257
Securities gains (losses)$2,792,00096
Applicable income taxes$129,0002,556
Income before extraordinary items$715,0002,720
Extraordinary gains, net$019
Net income$715,0002,715
Minority interest net income$0105
Net income of bank and minority interests.$715,0002,719
Net charge-offs$3,608,000710
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,658,2007,272
2010-03-31 (YTD Data)Rank
Total interest income$10,582,000735
Total interest expense$4,092,000546
Net interest income$6,490,000854
Provision for loan and lease losses$506,0001,802
Total noninterest income$2,605,000584
Gross Fiduciary activities income$478,000269
Service charges on deposit accounts$944,000404
Trading account gains and fees$0175
Additional Noninterest Income$1,183,000699
Total noninterest expense$7,943,000640
Salaries and employee benefits$3,544,000676
Premises and equipment expense$1,174,000570
Additional noninterest expense$3,225,000568
Pre-tax net operating income$646,0001,979
Securities gains (losses)$2,720,00064
Applicable income taxes$1,099,000356
Income before extraordinary items$2,267,000477
Extraordinary gains, net$016
Net income$2,267,000478
Minority interest net income$091
Net income of bank and minority interests.$2,267,000479
Net charge-offs$-490,0007,919
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$444,6002,283
2009-12-31 (YTD Data)Rank
Total interest income$52,790,000619
Total interest expense$22,240,000504
Net interest income$30,550,000699
Provision for loan and lease losses$21,011,000476
Total noninterest income$11,342,000589
Gross Fiduciary activities income$1,822,000265
Service charges on deposit accounts$4,222,000396
Trading account gains and fees$0211
Additional Noninterest Income$5,298,000679
Total noninterest expense$44,111,000489
Salaries and employee benefits$18,626,000522
Premises and equipment expense$7,634,000357
Additional noninterest expense$17,851,000482
Pre-tax net operating income$-23,230,0007,750
Securities gains (losses)$4,596,000132
Applicable income taxes$-5,524,0007,779
Income before extraordinary items$-13,110,0007,632
Extraordinary gains, net$034
Net income$-13,110,0007,630
Minority interest net income$0115
Net income of bank and minority interests.$-13,110,0007,631
Net charge-offs$11,066,000637
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-16,327,2007,689
2009-09-30 (YTD Data)Rank
Total interest income$41,117,000613
Total interest expense$18,050,000500
Net interest income$23,067,000698
Provision for loan and lease losses$11,404,000561
Total noninterest income$8,747,000583
Gross Fiduciary activities income$1,332,000267
Service charges on deposit accounts$3,045,000411
Trading account gains and fees$0212
Additional Noninterest Income$4,370,000652
Total noninterest expense$29,614,000546
Salaries and employee benefits$13,420,000548
Premises and equipment expense$5,686,000363
Additional noninterest expense$10,508,000560
Pre-tax net operating income$-9,204,0007,717
Securities gains (losses)$4,728,000112
Applicable income taxes$-2,631,0007,782
Income before extraordinary items$-1,845,0007,122
Extraordinary gains, net$027
Net income$-1,845,0007,121
Minority interest net income$0118
Net income of bank and minority interests.$-1,845,0007,121
Net charge-offs$8,197,000586
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-4,870,9207,574
2009-06-30 (YTD Data)Rank
Total interest income$28,724,000600
Total interest expense$13,347,000484
Net interest income$15,377,000701
Provision for loan and lease losses$4,030,000886
Total noninterest income$5,240,000635
Gross Fiduciary activities income$922,000264
Service charges on deposit accounts$1,929,000427
Trading account gains and fees$0193
Additional Noninterest Income$2,389,000765
Total noninterest expense$18,797,000574
Salaries and employee benefits$8,728,000569
Premises and equipment expense$3,862,000366
Additional noninterest expense$6,207,000627
Pre-tax net operating income$-2,210,0007,432
Securities gains (losses)$3,108,000122
Applicable income taxes$-117,0007,186
Income before extraordinary items$1,015,0001,825
Extraordinary gains, net$021
Net income$1,015,0001,822
Minority interest net income$0112
Net income of bank and minority interests.$1,015,0001,824
Net charge-offs$5,621,000544
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,093,0007,501
2009-03-31 (YTD Data)Rank
Total interest income$15,027,000582
Total interest expense$7,349,000446
Net interest income$7,678,000694
Provision for loan and lease losses$704,0001,455
Total noninterest income$2,261,000682
Gross Fiduciary activities income$497,000250
Service charges on deposit accounts$907,000449
Trading account gains and fees$0171
Additional Noninterest Income$857,000952
Total noninterest expense$8,246,000623
Salaries and employee benefits$4,400,000570
Premises and equipment expense$1,693,000422
Additional noninterest expense$2,153,000780
Pre-tax net operating income$989,0001,303
Securities gains (losses)$1,296,000156
Applicable income taxes$656,000505
Income before extraordinary items$1,629,000611
Extraordinary gains, net$015
Net income$1,629,000612
Minority interest net income$0102
Net income of bank and minority interests.$1,629,000614
Net charge-offs$1,147,000880
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$708,8401,456
2008-12-31 (YTD Data)Rank
Total interest income$62,226,000599
Total interest expense$31,541,000506
Net interest income$30,685,000702
Provision for loan and lease losses$13,297,000488
Total noninterest income$9,105,000648
Gross Fiduciary activities income$1,906,000270
Service charges on deposit accounts$4,064,000427
Trading account gains and fees$0154
Additional Noninterest Income$3,135,000932
Total noninterest expense$35,160,000561
Salaries and employee benefits$17,214,000561
Premises and equipment expense$5,497,000498
Additional noninterest expense$12,449,000557
Pre-tax net operating income$-8,667,0007,959
Securities gains (losses)$31,0001,908
Applicable income taxes$-4,215,0008,071
Income before extraordinary items$-4,421,0007,774
Extraordinary gains, net$039
Net income$-4,421,0007,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,520,000459
Cash dividends$200,0004,486
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,440,8407,832
2008-09-30 (YTD Data)Rank
Total interest income$45,728,000633
Total interest expense$23,026,000544
Net interest income$22,702,000739
Provision for loan and lease losses$4,025,000760
Total noninterest income$6,848,000671
Gross Fiduciary activities income$1,515,000269
Service charges on deposit accounts$3,108,000424
Trading account gains and fees$0148
Additional Noninterest Income$2,225,0001,020
Total noninterest expense$21,116,000706
Salaries and employee benefits$12,013,000621
Premises and equipment expense$3,741,000555
Additional noninterest expense$5,362,000854
Pre-tax net operating income$4,409,0001,154
Securities gains (losses)$49,0001,442
Applicable income taxes$1,032,0001,127
Income before extraordinary items$3,426,0001,085
Extraordinary gains, net$031
Net income$3,426,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,419,0001,060
Cash dividends$200,0003,868
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,388,2701,158
2008-06-30 (YTD Data)Rank
Total interest income$30,143,000644
Total interest expense$15,170,000564
Net interest income$14,973,000736
Provision for loan and lease losses$2,008,000790
Total noninterest income$4,403,000709
Gross Fiduciary activities income$1,060,000268
Service charges on deposit accounts$1,870,000456
Trading account gains and fees$0149
Additional Noninterest Income$1,473,0001,074
Total noninterest expense$13,374,000731
Salaries and employee benefits$7,456,000671
Premises and equipment expense$2,367,000589
Additional noninterest expense$3,551,000839
Pre-tax net operating income$3,994,000881
Securities gains (losses)$45,0001,513
Applicable income taxes$1,129,000852
Income before extraordinary items$2,910,000944
Extraordinary gains, net$021
Net income$2,910,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,212,000766
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,877,600936
2008-03-31 (YTD Data)Rank
Total interest income$15,491,000650
Total interest expense$8,170,000576
Net interest income$7,321,000746
Provision for loan and lease losses$577,000932
Total noninterest income$2,156,000709
Gross Fiduciary activities income$542,000264
Service charges on deposit accounts$905,000462
Trading account gains and fees$0158
Additional Noninterest Income$709,0001,107
Total noninterest expense$6,492,000738
Salaries and employee benefits$3,742,000668
Premises and equipment expense$1,164,000597
Additional noninterest expense$1,586,000905
Pre-tax net operating income$2,408,000792
Securities gains (losses)$45,0001,139
Applicable income taxes$704,000776
Income before extraordinary items$1,749,000856
Extraordinary gains, net$015
Net income$1,749,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,000867
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,717,050832
2007-12-31 (YTD Data)Rank
Total interest income$59,499,000697
Total interest expense$34,209,000589
Net interest income$25,290,000873
Provision for loan and lease losses$2,220,000773
Total noninterest income$9,980,000611
Gross Fiduciary activities income$1,945,000282
Service charges on deposit accounts$3,656,000468
Trading account gains and fees$0178
Additional Noninterest Income$4,379,000773
Total noninterest expense$26,382,000715
Salaries and employee benefits$14,971,000642
Premises and equipment expense$4,534,000581
Additional noninterest expense$6,877,000830
Pre-tax net operating income$6,668,0001,270
Securities gains (losses)$-367,0008,329
Applicable income taxes$886,0002,011
Income before extraordinary items$5,415,0001,186
Extraordinary gains, net$039
Net income$5,415,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,828,000380
Cash dividends$5,225,000712
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,730,6201,113
2007-09-30 (YTD Data)Rank
Total interest income$43,628,000706
Total interest expense$25,257,000597
Net interest income$18,371,000901
Provision for loan and lease losses$355,0002,062
Total noninterest income$7,676,000605
Gross Fiduciary activities income$1,419,000286
Service charges on deposit accounts$2,646,000483
Trading account gains and fees$0184
Additional Noninterest Income$3,611,000718
Total noninterest expense$18,961,000731
Salaries and employee benefits$10,797,000670
Premises and equipment expense$3,330,000592
Additional noninterest expense$4,834,000849
Pre-tax net operating income$6,731,0001,026
Securities gains (losses)$-364,0008,428
Applicable income taxes$1,519,0001,215
Income before extraordinary items$4,848,0001,088
Extraordinary gains, net$033
Net income$4,848,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,795,000435
Cash dividends$1,725,0001,361
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,124,6401,013
2007-06-30 (YTD Data)Rank
Total interest income$28,595,000727
Total interest expense$16,726,000607
Net interest income$11,869,000946
Provision for loan and lease losses$151,0002,572
Total noninterest income$5,582,000594
Gross Fiduciary activities income$980,000279
Service charges on deposit accounts$1,708,000511
Trading account gains and fees$0168
Additional Noninterest Income$2,894,000622
Total noninterest expense$12,247,000766
Salaries and employee benefits$6,801,000728
Premises and equipment expense$2,224,000613
Additional noninterest expense$3,222,000874
Pre-tax net operating income$5,053,000953
Securities gains (losses)$-364,0008,511
Applicable income taxes$1,304,0001,028
Income before extraordinary items$3,385,0001,066
Extraordinary gains, net$029
Net income$3,385,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,492
Cash dividends$1,100,0001,408
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,647,080972
2007-03-31 (YTD Data)Rank
Total interest income$14,421,000726
Total interest expense$8,343,000606
Net interest income$6,078,000921
Provision for loan and lease losses$82,0002,327
Total noninterest income$2,335,000661
Gross Fiduciary activities income$524,000272
Service charges on deposit accounts$797,000523
Trading account gains and fees$0195
Additional Noninterest Income$1,014,000828
Total noninterest expense$6,231,000754
Salaries and employee benefits$3,468,000723
Premises and equipment expense$1,094,000621
Additional noninterest expense$1,669,000824
Pre-tax net operating income$2,100,0001,112
Securities gains (losses)$-364,0008,605
Applicable income taxes$431,0001,446
Income before extraordinary items$1,305,0001,347
Extraordinary gains, net$022
Net income$1,305,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,578,0001,098
2006-12-31 (YTD Data)Rank
Total interest income$56,725,000682
Total interest expense$33,315,000524
Net interest income$23,410,000948
Provision for loan and lease losses$642,0001,521
Total noninterest income$9,561,000636
Gross Fiduciary activities income$1,867,000280
Service charges on deposit accounts$3,433,000499
Trading account gains and fees$0130
Additional Noninterest Income$4,261,000771
Total noninterest expense$25,500,000701
Salaries and employee benefits$14,667,000642
Premises and equipment expense$4,460,000564
Additional noninterest expense$6,373,000839
Pre-tax net operating income$6,829,0001,436
Securities gains (losses)$-302,0008,446
Applicable income taxes$1,271,0001,887
Income before extraordinary items$5,256,0001,392
Extraordinary gains, net$051
Net income$5,256,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,292
Cash dividends$5,065,000698
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,500,6201,313
2006-09-30 (YTD Data)Rank
Total interest income$42,326,000690
Total interest expense$24,710,000519
Net interest income$17,616,000964
Provision for loan and lease losses$482,0001,434
Total noninterest income$6,244,000729
Gross Fiduciary activities income$1,377,000287
Service charges on deposit accounts$2,558,000501
Trading account gains and fees$0126
Additional Noninterest Income$2,309,000996
Total noninterest expense$18,437,000735
Salaries and employee benefits$10,406,000682
Premises and equipment expense$3,130,000624
Additional noninterest expense$4,901,000831
Pre-tax net operating income$4,941,0001,521
Securities gains (losses)$-302,0008,588
Applicable income taxes$860,0002,085
Income before extraordinary items$3,779,0001,479
Extraordinary gains, net$045
Net income$3,779,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,107
Cash dividends$2,845,000870
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,023,6201,389
2006-06-30 (YTD Data)Rank
Total interest income$28,118,000682
Total interest expense$16,255,000509
Net interest income$11,863,000960
Provision for loan and lease losses$288,0001,581
Total noninterest income$4,256,000713
Gross Fiduciary activities income$925,000288
Service charges on deposit accounts$1,627,000521
Trading account gains and fees$0126
Additional Noninterest Income$1,704,000941
Total noninterest expense$11,652,000770
Salaries and employee benefits$6,562,000728
Premises and equipment expense$2,074,000630
Additional noninterest expense$3,016,000880
Pre-tax net operating income$4,179,0001,207
Securities gains (losses)$-302,0008,663
Applicable income taxes$869,0001,558
Income before extraordinary items$3,008,0001,242
Extraordinary gains, net$039
Net income$3,008,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,000979
Cash dividends$2,235,000742
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,243,5601,163
2006-03-31 (YTD Data)Rank
Total interest income$13,865,000677
Total interest expense$7,921,000491
Net interest income$5,944,000952
Provision for loan and lease losses$131,0001,632
Total noninterest income$1,907,000769
Gross Fiduciary activities income$481,000284
Service charges on deposit accounts$745,000551
Trading account gains and fees$0115
Additional Noninterest Income$681,0001,064
Total noninterest expense$5,795,000773
Salaries and employee benefits$3,233,000739
Premises and equipment expense$1,077,000595
Additional noninterest expense$1,485,000894
Pre-tax net operating income$1,925,0001,289
Securities gains (losses)$0955
Applicable income taxes$504,0001,393
Income before extraordinary items$1,421,0001,286
Extraordinary gains, net$021
Net income$1,421,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$625,0001,112
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,421,0001,268
2005-12-31 (YTD Data)Rank
Total interest income$52,240,000628
Total interest expense$25,739,000462
Net interest income$26,501,000795
Provision for loan and lease losses$657,0001,518
Total noninterest income$7,906,000737
Gross Fiduciary activities income$1,561,000318
Service charges on deposit accounts$3,385,000507
Trading account gains and fees$0138
Additional Noninterest Income$2,960,0001,025
Total noninterest expense$24,807,000689
Salaries and employee benefits$14,461,000625
Premises and equipment expense$4,154,000589
Additional noninterest expense$6,192,000835
Pre-tax net operating income$8,943,0001,078
Securities gains (losses)$-210,0008,590
Applicable income taxes$2,115,0001,295
Income before extraordinary items$6,618,0001,098
Extraordinary gains, net$046
Net income$6,618,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,0001,212
Cash dividends$11,150,000357
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,777,6001,043
2005-09-30 (YTD Data)Rank
Total interest income$38,666,000627
Total interest expense$18,224,000463
Net interest income$20,442,000764
Provision for loan and lease losses$473,0001,479
Total noninterest income$6,038,000730
Gross Fiduciary activities income$1,162,000313
Service charges on deposit accounts$2,536,000506
Trading account gains and fees$0126
Additional Noninterest Income$2,340,000993
Total noninterest expense$17,271,000731
Salaries and employee benefits$9,987,000672
Premises and equipment expense$2,775,000662
Additional noninterest expense$4,509,000853
Pre-tax net operating income$8,736,000846
Securities gains (losses)$86,000702
Applicable income taxes$2,504,000900
Income before extraordinary items$6,318,000852
Extraordinary gains, net$035
Net income$6,318,000853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,165
Cash dividends$8,950,000312
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,256,080843
2005-06-30 (YTD Data)Rank
Total interest income$25,418,000616
Total interest expense$11,419,000459
Net interest income$13,999,000730
Provision for loan and lease losses$262,0001,714
Total noninterest income$4,015,000721
Gross Fiduciary activities income$785,000313
Service charges on deposit accounts$1,661,000503
Trading account gains and fees$0116
Additional Noninterest Income$1,569,000969
Total noninterest expense$11,101,000752
Salaries and employee benefits$6,377,000694
Premises and equipment expense$1,789,000676
Additional noninterest expense$2,935,000860
Pre-tax net operating income$6,651,000735
Securities gains (losses)$99,000566
Applicable income taxes$2,017,000755
Income before extraordinary items$4,733,000748
Extraordinary gains, net$030
Net income$4,733,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,074
Cash dividends$6,600,000271
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,663,700742
2005-03-31 (YTD Data)Rank
Total interest income$12,423,000611
Total interest expense$5,319,000473
Net interest income$7,104,000711
Provision for loan and lease losses$123,0001,714
Total noninterest income$1,859,000757
Gross Fiduciary activities income$411,000303
Service charges on deposit accounts$778,000516
Trading account gains and fees$0115
Additional Noninterest Income$670,0001,078
Total noninterest expense$5,555,000752
Salaries and employee benefits$3,184,000690
Premises and equipment expense$806,000745
Additional noninterest expense$1,565,000805
Pre-tax net operating income$3,285,000743
Securities gains (losses)$100,000366
Applicable income taxes$1,162,000677
Income before extraordinary items$2,223,000789
Extraordinary gains, net$024
Net income$2,223,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000447
Cash dividends$1,975,000382
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,157,000794
2004-12-31 (YTD Data)Rank
Total interest income$47,485,000600
Total interest expense$17,571,000478
Net interest income$29,914,000663
Provision for loan and lease losses$581,0001,717
Total noninterest income$6,998,000803
Gross Fiduciary activities income$1,366,000317
Service charges on deposit accounts$3,094,000557
Trading account gains and fees$0138
Additional Noninterest Income$2,538,0001,117
Total noninterest expense$23,637,000688
Salaries and employee benefits$13,647,000627
Premises and equipment expense$3,119,000739
Additional noninterest expense$6,871,000745
Pre-tax net operating income$12,694,000708
Securities gains (losses)$-351,0008,854
Applicable income taxes$3,962,000714
Income before extraordinary items$8,381,000795
Extraordinary gains, net$034
Net income$8,381,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$398,0001,600
Cash dividends$9,258,000381
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,619,680734
2004-09-30 (YTD Data)Rank
Total interest income$35,453,000602
Total interest expense$12,785,000481
Net interest income$22,668,000652
Provision for loan and lease losses$418,0001,712
Total noninterest income$5,419,000791
Gross Fiduciary activities income$1,022,000326
Service charges on deposit accounts$2,253,000578
Trading account gains and fees$0134
Additional Noninterest Income$2,144,0001,025
Total noninterest expense$16,910,000708
Salaries and employee benefits$9,929,000636
Premises and equipment expense$2,056,000825
Additional noninterest expense$4,925,000767
Pre-tax net operating income$10,759,000638
Securities gains (losses)$11,0002,659
Applicable income taxes$3,813,000608
Income before extraordinary items$6,957,000728
Extraordinary gains, net$026
Net income$6,957,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,619
Cash dividends$6,234,000385
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,949,850698
2004-06-30 (YTD Data)Rank
Total interest income$23,617,000589
Total interest expense$8,391,000478
Net interest income$15,226,000640
Provision for loan and lease losses$241,0001,883
Total noninterest income$3,750,000775
Gross Fiduciary activities income$677,000328
Service charges on deposit accounts$1,413,000615
Trading account gains and fees$0130
Additional Noninterest Income$1,660,000918
Total noninterest expense$10,742,000744
Salaries and employee benefits$6,143,000687
Premises and equipment expense$1,391,000815
Additional noninterest expense$3,208,000777
Pre-tax net operating income$7,993,000581
Securities gains (losses)$11,0002,367
Applicable income taxes$3,040,000518
Income before extraordinary items$4,964,000674
Extraordinary gains, net$021
Net income$4,964,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,734
Cash dividends$5,409,000311
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,956,960643
2004-03-31 (YTD Data)Rank
Total interest income$11,970,000597
Total interest expense$4,219,000488
Net interest income$7,751,000634
Provision for loan and lease losses$98,0002,175
Total noninterest income$2,113,000693
Gross Fiduciary activities income$334,000327
Service charges on deposit accounts$624,000682
Trading account gains and fees$0121
Additional Noninterest Income$1,155,000714
Total noninterest expense$5,403,000744
Salaries and employee benefits$3,113,000690
Premises and equipment expense$683,000836
Additional noninterest expense$1,607,000770
Pre-tax net operating income$4,363,000539
Securities gains (losses)$-3,0008,790
Applicable income taxes$1,580,000512
Income before extraordinary items$2,780,000613
Extraordinary gains, net$016
Net income$2,780,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$1,479,000483
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,781,920575
2003-12-31 (YTD Data)Rank
Total interest income$48,487,000579
Total interest expense$18,287,000505
Net interest income$30,200,000629
Provision for loan and lease losses$438,0002,418
Total noninterest income$6,853,000877
Gross Fiduciary activities income$1,165,000353
Service charges on deposit accounts$2,609,000658
Trading account gains and fees$0160
Additional Noninterest Income$3,079,0001,073
Total noninterest expense$22,002,000736
Salaries and employee benefits$12,613,000673
Premises and equipment expense$3,058,000744
Additional noninterest expense$6,331,000812
Pre-tax net operating income$14,613,000616
Securities gains (losses)$7,0003,771
Applicable income taxes$5,320,000592
Income before extraordinary items$9,300,000704
Extraordinary gains, net$054
Net income$9,300,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,096,000859
Cash dividends$8,266,000434
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,295,520655
2003-09-30 (YTD Data)Rank
Total interest income$36,638,000591
Total interest expense$14,074,000510
Net interest income$22,564,000647
Provision for loan and lease losses$397,0002,039
Total noninterest income$5,189,000903
Gross Fiduciary activities income$850,000366
Service charges on deposit accounts$1,909,000684
Trading account gains and fees$0153
Additional Noninterest Income$2,430,0001,086
Total noninterest expense$15,258,000797
Salaries and employee benefits$8,809,000740
Premises and equipment expense$1,923,000887
Additional noninterest expense$4,526,000859
Pre-tax net operating income$12,098,000579
Securities gains (losses)$6,0003,549
Applicable income taxes$4,642,000541
Income before extraordinary items$7,462,000690
Extraordinary gains, net$040
Net income$7,462,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$788,000810
Cash dividends$7,340,000375
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,458,160645
2003-06-30 (YTD Data)Rank
Total interest income$25,359,000581
Total interest expense$9,744,000509
Net interest income$15,615,000620
Provision for loan and lease losses$341,0001,632
Total noninterest income$3,443,000896
Gross Fiduciary activities income$568,000371
Service charges on deposit accounts$1,260,000675
Trading account gains and fees$0150
Additional Noninterest Income$1,615,0001,078
Total noninterest expense$10,182,000797
Salaries and employee benefits$5,990,000730
Premises and equipment expense$1,261,000907
Additional noninterest expense$2,931,000884
Pre-tax net operating income$8,535,000555
Securities gains (losses)$6,0003,151
Applicable income taxes$3,278,000521
Income before extraordinary items$5,263,000658
Extraordinary gains, net$030
Net income$5,263,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,000796
Cash dividends$6,710,000267
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,259,160612
2003-03-31 (YTD Data)Rank
Total interest income$13,027,000579
Total interest expense$5,028,000507
Net interest income$7,999,000609
Provision for loan and lease losses$320,000872
Total noninterest income$1,844,000832
Gross Fiduciary activities income$281,000379
Service charges on deposit accounts$593,000701
Trading account gains and fees$0134
Additional Noninterest Income$970,000913
Total noninterest expense$4,897,000832
Salaries and employee benefits$2,810,000775
Premises and equipment expense$618,000930
Additional noninterest expense$1,469,000853
Pre-tax net operating income$4,626,000518
Securities gains (losses)$6,0002,344
Applicable income taxes$1,782,000494
Income before extraordinary items$2,850,000613
Extraordinary gains, net$021
Net income$2,850,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,291
Cash dividends$5,869,000168
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,846,160570
2002-12-31 (YTD Data)Rank
Total interest income$56,653,000562
Total interest expense$24,031,000486
Net interest income$32,622,000586
Provision for loan and lease losses$1,928,000763
Total noninterest income$4,593,0001,142
Gross Fiduciary activities income$1,116,000385
Service charges on deposit accounts$2,600,000626
Trading account gains and fees$0153
Additional Noninterest Income$877,0002,362
Total noninterest expense$20,738,000773
Salaries and employee benefits$12,134,000677
Premises and equipment expense$2,838,000776
Additional noninterest expense$5,766,000868
Pre-tax net operating income$14,549,000608
Securities gains (losses)$-373,0009,238
Applicable income taxes$5,454,000551
Income before extraordinary items$8,722,000729
Extraordinary gains, net$070
Net income$8,722,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,150
Cash dividends$4,173,000717
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,960,720679
2001-12-31 (YTD Data)Rank
Total interest income$64,663,000554
Total interest expense$36,454,000481
Net interest income$28,209,000639
Provision for loan and lease losses$1,535,000888
Total noninterest income$5,522,000906
Gross Fiduciary activities income$1,020,000418
Service charges on deposit accounts$2,551,000592
Trading account gains and fees$0177
Additional Noninterest Income$1,951,0001,270
Total noninterest expense$20,366,000748
Salaries and employee benefits$11,310,000667
Premises and equipment expense$3,121,000691
Additional noninterest expense$5,935,000836
Pre-tax net operating income$11,830,000662
Securities gains (losses)$-70,0009,474
Applicable income taxes$4,323,000609
Income before extraordinary items$7,437,000751
Extraordinary gains, net$0105
Net income$7,437,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,920,000589
Cash dividends$5,860,000546
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,481,800717
2000-12-31 (YTD Data)Rank
Total interest income$47,199,000757
Total interest expense$29,570,000629
Net interest income$17,629,000987
Provision for loan and lease losses$238,0003,398
Total noninterest income$3,293,0001,240
Gross Fiduciary activities income$1,046,000414
Service charges on deposit accounts$1,101,0001,231
Trading account gains and fees$0180
Additional Noninterest Income$1,146,0001,695
Total noninterest expense$11,993,0001,162
Salaries and employee benefits$4,090,0001,758
Premises and equipment expense$1,184,0001,763
Additional noninterest expense$6,719,000762
Pre-tax net operating income$8,691,000891
Securities gains (losses)$84,000602
Applicable income taxes$3,258,000774
Income before extraordinary items$5,517,000968
Extraordinary gains, net$038
Net income$5,517,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,012,000743
Cash dividends$9,143,000405
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,463,240979
1999-12-31 (YTD Data)Rank
Total interest income$37,171,000906
Total interest expense$20,971,000762
Net interest income$16,200,0001,084
Provision for loan and lease losses$2,581,000454
Total noninterest income$3,022,0001,341
Gross Fiduciary activities income$1,076,000456
Service charges on deposit accounts$1,181,0001,127
Trading account gains and fees$0173
Additional Noninterest Income$765,0002,225
Total noninterest expense$11,139,0001,239
Salaries and employee benefits$3,794,0001,833
Premises and equipment expense$1,336,0001,535
Additional noninterest expense$6,009,000842
Pre-tax net operating income$5,502,0001,382
Securities gains (losses)$358,000411
Applicable income taxes$2,170,0001,151
Income before extraordinary items$3,690,0001,453
Extraordinary gains, net$035
Net income$3,690,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,352,000409
Cash dividends$1,945,0001,409
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,460,8801,516
1998-12-31 (YTD Data)Rank
Total interest income$35,457,000934
Total interest expense$19,605,000822
Net interest income$15,852,0001,063
Provision for loan and lease losses$5,096,000312
Total noninterest income$3,984,0001,087
Gross Fiduciary activities income$1,089,000439
Service charges on deposit accounts$1,288,000957
Trading account gains and fees$0224
Additional Noninterest Income$1,607,0001,338
Total noninterest expense$11,217,0001,170
Salaries and employee benefits$4,201,0001,582
Premises and equipment expense$1,524,0001,261
Additional noninterest expense$5,492,000895
Pre-tax net operating income$3,523,0002,056
Securities gains (losses)$389,000635
Applicable income taxes$1,189,0002,005
Income before extraordinary items$2,723,0001,916
Extraordinary gains, net$032
Net income$2,723,0001,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,847,000329
Cash dividends$1,244,0001,901
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,450,7002,060
1997-12-31 (YTD Data)Rank
Total interest income$33,284,0001,032
Total interest expense$16,780,000974
Net interest income$16,504,0001,066
Provision for loan and lease losses$499,0001,785
Total noninterest income$4,884,000945
Gross Fiduciary activities income$934,000493
Service charges on deposit accounts$952,0001,342
Trading account gains and fees$-25,0004,478
Additional Noninterest Income$3,023,000840
Total noninterest expense$9,496,0001,386
Salaries and employee benefits$5,046,0001,309
Premises and equipment expense$1,236,0001,572
Additional noninterest expense$3,214,0001,356
Pre-tax net operating income$11,393,000729
Securities gains (losses)$6,0002,665
Applicable income taxes$4,094,000708
Income before extraordinary items$7,305,000773
Extraordinary gains, net$044
Net income$7,305,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,326
Cash dividends$2,304,0001,148
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,301,160754
1996-12-31 (YTD Data)Rank
Total interest income$29,641,0001,161
Total interest expense$15,748,0001,046
Net interest income$13,893,0001,280
Provision for loan and lease losses$787,0001,217
Total noninterest income$3,985,0001,114
Gross Fiduciary activities income$802,000574
Service charges on deposit accounts$806,0001,652
Trading account gains and fees$0262
Additional Noninterest Income$2,377,0001,031
Total noninterest expense$8,313,0001,707
Salaries and employee benefits$4,221,0001,583
Premises and equipment expense$975,0002,061
Additional noninterest expense$3,117,0001,672
Pre-tax net operating income$8,778,000872
Securities gains (losses)$-4,0009,823
Applicable income taxes$3,154,000840
Income before extraordinary items$5,620,000947
Extraordinary gains, net$053
Net income$5,620,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,492
Cash dividends$4,088,000762
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,622,560926
1995-12-31 (YTD Data)Rank
Total interest income$27,735,0001,234
Total interest expense$15,311,0001,101
Net interest income$12,424,0001,445
Provision for loan and lease losses$644,0001,280
Total noninterest income$4,074,0001,106
Gross Fiduciary activities income$728,000627
Service charges on deposit accounts$706,0001,918
Trading account gains and fees$0522
Additional Noninterest Income$2,640,000958
Total noninterest expense$7,724,0001,814
Salaries and employee benefits$4,232,0001,573
Premises and equipment expense$984,0002,046
Additional noninterest expense$2,508,0001,991
Pre-tax net operating income$8,130,000964
Securities gains (losses)$105,000938
Applicable income taxes$2,841,000952
Income before extraordinary items$5,394,000986
Extraordinary gains, net$065
Net income$5,394,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,540
Cash dividends$3,707,000807
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,324,700990
1994-12-31 (YTD Data)Rank
Total interest income$22,116,0001,403
Total interest expense$11,181,0001,173
Net interest income$10,935,0001,651
Provision for loan and lease losses$325,0002,132
Total noninterest income$4,555,000982
Gross Fiduciary activities income$630,000659
Service charges on deposit accounts$642,0002,104
Trading account gains and fees$0475
Additional Noninterest Income$3,283,000836
Total noninterest expense$7,431,0001,932
Salaries and employee benefits$3,478,0001,921
Premises and equipment expense$1,204,0001,715
Additional noninterest expense$2,749,0001,970
Pre-tax net operating income$7,734,000995
Securities gains (losses)$-680,00012,318
Applicable income taxes$2,541,0001,001
Income before extraordinary items$4,513,0001,121
Extraordinary gains, net$0249
Net income$4,513,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,967
Cash dividends$3,046,000795
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,948,2001,039
1993-12-31 (YTD Data)Rank
Total interest income$20,074,0001,563
Total interest expense$8,867,0001,506
Net interest income$11,207,0001,608
Provision for loan and lease losses$298,0003,052
Total noninterest income$6,328,000831
Gross Fiduciary activities income$539,000735
Service charges on deposit accounts$583,0002,356
Trading account gains and fees$0532
Additional Noninterest Income$5,206,000646
Total noninterest expense$6,989,0002,095
Salaries and employee benefits$3,434,0001,936
Premises and equipment expense$869,0002,350
Additional noninterest expense$2,686,0002,083
Pre-tax net operating income$10,248,000711
Securities gains (losses)$382,0001,091
Applicable income taxes$3,539,000729
Income before extraordinary items$7,091,000737
Extraordinary gains, net$03,149
Net income$7,091,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0002,038
Cash dividends$6,113,000399
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,835,060712
1992-12-31 (YTD Data)Rank
Total interest income$18,853,0001,874
Total interest expense$8,997,0001,887
Net interest income$9,856,0001,856
Provision for loan and lease losses$500,0002,991
Total noninterest income$3,036,0001,425
Gross Fiduciary activities income$483,000773
Service charges on deposit accounts$411,0003,378
Trading account gains and fees$0504
Additional Noninterest Income$2,142,0001,181
Total noninterest expense$4,737,0003,017
Salaries and employee benefits$2,532,0002,559
Premises and equipment expense$607,0003,317
Additional noninterest expense$1,598,0003,407
Pre-tax net operating income$7,655,000844
Securities gains (losses)$117,0002,758
Applicable income taxes$3,002,000780
Income before extraordinary items$4,770,000994
Extraordinary gains, net$01,422
Net income$4,770,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0006,938
Cash dividends$1,895,000909
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,695,120918

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.