Home > Citizens Bank and Trust Company > Net charge- offs to loans
Citizens Bank and Trust Company, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0641% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4995% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4995% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0356% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 4,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0146% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0146% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0384% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0847% | 4,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7807% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7807% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1796% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1796% | 4,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0257% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0540% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2808% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2813% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2813% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 4,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 4,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6244% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6244% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0328% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0328% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7007% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7007% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3639% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9992% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9992% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5265% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9756% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9756% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7901% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1553% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1553% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3146% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3146% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0062% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4134% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0008% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0008% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9176% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9176% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1767% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1767% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4868% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4868% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5749% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0204% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3556% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3556% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3378% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7697% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7697% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4906% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1892% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1892% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6019% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6019% | 134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 4,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7979% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7979% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3097% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3097% | 137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 3,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2157% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1155% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1155% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4277% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4277% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 3,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 4,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9164% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9164% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0202% | 1,469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0171% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8243% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8243% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 5,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2429% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5725% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5725% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0530% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1270% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 5,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3400% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4151% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4151% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0482% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 5,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3519% | 503 |
| Percentage Net Loans Charged-off:Construction & development | -0.2563% | 5,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8474% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3162% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4350% | 5,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2658% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2658% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0119% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 5,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4445% | 344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0776% | 5,061 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1172% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9486% | 5,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5163% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5163% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0182% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0691% | 5,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6617% | 215 |
| Percentage Net Loans Charged-off:Construction & development | -0.0899% | 5,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6590% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9590% | 6,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4931% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4931% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0104% | 5,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.0604% | 5,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1322% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0696% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4877% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4877% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 5,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 5,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0890% | 6,062 |
| Percentage Net Loans Charged-off:Construction & development | -6.4627% | 5,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0397% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0239% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0412% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 2,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5415% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5415% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1002% | 6,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1493% | 6,247 |
| Percentage Net Loans Charged-off:Construction & development | -8.9925% | 5,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3839% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 5,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1110% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 5,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 4,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3177% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3178% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 5,471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0963% | 6,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1463% | 6,281 |
| Percentage Net Loans Charged-off:Construction & development | -12.6732% | 6,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0614% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1670% | 4,709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1995% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1995% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0356% | 5,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5137% | 6,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0849% | 6,628 |
| Percentage Net Loans Charged-off:Construction & development | -25.9317% | 6,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0614% | 6,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3386% | 4,803 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 4,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6030% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6030% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8796% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1252% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 9.7311% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 2,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1876% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3336% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9712% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9712% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2917% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2850% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3218% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 2.1160% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 2,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4477% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2143% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 2,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6386% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6383% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3525% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4180% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4710% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 3.0988% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2501% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2818% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1630% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8486% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8486% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1300% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0268% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3119% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 9.5729% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 6,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3835% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 4,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4402% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2683% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2683% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2018% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.1513% | 2,135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0395% | 6,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2470% | 5,122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 5,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0155% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0155% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2242% | 6,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.2042% | 1,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 2,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3262% | 5,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 3,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0429% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0429% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9212% | 6,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 4,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.3028% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2140% | 2,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4774% | 5,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3237% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 5,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3763% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3763% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0352% | 5,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 4,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 6,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0248% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 6,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 6,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9211% | 5,265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 2,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 5,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6512% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6512% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7724% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3014% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 16.9000% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5901% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3274% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4718% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3043% | 2,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 3,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0802% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.4009% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4669% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5338% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7247% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 6.7725% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7905% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6361% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4049% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3073% | 2,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9159% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9694% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0717% | 6,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3038% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3913% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 3.2057% | 1,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2708% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6584% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9655% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6121% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5811% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9147% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5932% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5092% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6284% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 5.0092% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9048% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0296% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6623% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9385% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7135% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2047% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9150% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7438% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0088% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 3.3224% | 1,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6118% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4060% | 2,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5010% | 1,253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3944% | 2,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3577% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4725% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4019% | 6,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6753% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9879% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 1.4178% | 2,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2517% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4452% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3274% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4592% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9037% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4474% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4037% | 6,701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1732% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9302% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 2,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6495% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4950% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5067% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4937% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4637% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4274% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5025% | 6,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3134% | 7,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4766% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 2,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0624% | 7,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 2,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 5,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2163% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3486% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3195% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6635% | 6,776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6136% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7284% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 1.0996% | 2,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8881% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3997% | 2,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 1,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2347% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3079% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4547% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5638% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7059% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 1.4652% | 1,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6837% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4921% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1237% | 1,455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5278% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9781% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2365% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6826% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5729% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3497% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | 1.5233% | 1,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0793% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2680% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2802% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9483% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7356% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0379% | 1,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6338% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6211% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 3.0668% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1017% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3505% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3828% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3061% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2206% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.6327% | 1,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 6,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1367% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1879% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2871% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4727% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0970% | 7,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 7,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 6,209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 2,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1908% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5926% | 931 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9181% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0153% | 6,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1224% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7590% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9127% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0134% | 6,762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6681% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8986% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5801% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5810% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.1339% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1397% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3231% | 2,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0843% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0863% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3641% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3308% | 531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 7,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6943% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 7,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4536% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5382% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1172% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 7,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 8,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 8,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4924% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3816% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0116% | 6,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 7,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0694% | 8,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0723% | 8,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8248% | 633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1980% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1711% | 7,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2943% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2654% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2273% | 7,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1262% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0209% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0530% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0886% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4001% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1476% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5138% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 4,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1493% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 7,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4482% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4290% | 7,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2947% | 7,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9642% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5614% | 7,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 3,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1312% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3126% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4670% | 8,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7804% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8102% | 7,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2310% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2541% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6442% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1085% | 7,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7527% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1276% | 7,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 4,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 3,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 3,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9329% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0967% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 8,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 2,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8030% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1220% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7033% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1837% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1104% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6073% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1826% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7361% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1270% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1252% | 7,600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2669% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5427% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9114% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1664% | 7,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6935% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3864% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2465% | 7,741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1269% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2554% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0115% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1619% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2569% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8151% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -14.1022% | 9,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8219% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 9,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1552% | 9,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8572% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1606% | 9,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3742% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0693% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3838% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1860% | 1,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6676% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7676% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8656% | 1,326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7932% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9145% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1547% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6584% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3985% | 457 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2004% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3162% | 1,320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5181% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6336% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2551% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4028% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 17.8571% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1234% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.1426% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | 22.1380% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0344% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 5,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1361% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1492% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8262% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 5,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3632% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7129% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1312% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5039% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9084% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0582% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8850% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 8,981 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |