Home > Citizens Bank and Trust Company > Income and Expense
Citizens Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 6,646 |
| Total interest expense | $1,568,000 | 6,988 |
| Net interest income | $2,625,000 | 6,308 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $702,000 | 4,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,385 |
| Total noninterest expense | $2,254,000 | 5,750 |
| Salaries and employee benefits | $1,166,000 | 5,367 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $786,000 | 6,006 |
| Pre-tax net operating income | $983,000 | 5,957 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $393,000 | 5,077 |
| Income before extraordinary items | $595,000 | 6,824 |
| Extraordinary gains, net | $147,000 | 1,256 |
| Net income | $742,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $369,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $591,800 | 6,602 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,983 |
| Total interest expense | $1,940,000 | 7,245 |
| Net interest income | $2,483,000 | 6,640 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $738,000 | 4,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $2,251,000 | 5,801 |
| Salaries and employee benefits | $1,067,000 | 5,710 |
| Premises and equipment expense | $336,000 | 5,522 |
| Additional noninterest expense | $848,000 | 5,809 |
| Pre-tax net operating income | $730,000 | 6,938 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $251,000 | 6,641 |
| Income before extraordinary items | $505,000 | 7,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $505,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $487,580 | 7,065 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.