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Citizens Bank and Trust Company, Net Loans and Leases

2003-03-31Rank
Net loans and leases$59,624,0004,775
Loan loss allowance$604,0005,429
Total loans and leases$60,228,0004,790
Unearned income$02,814
Loans and leases, gross$60,228,0004,793
All real estate loans$31,836,0005,327
Real estate loans in domestic offices$31,836,0005,326
Construction and development loans$1,422,0005,189
Commercial RE$8,518,0005,019
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$450,0004,430
1-4 family residential loans$8,413,0006,343
Farmland loans$13,033,000616
Loans held in foreign officesNANA
Farm loans$17,012,000479
Commercial and industrial loans$9,937,0003,793
To non-U.S. addresseesNANA
Loans to individuals$1,334,0007,393
Credit card loans$02,744
Related Plans$86,0002,633
Consumer Loans - AutoNANA
Other loans to individuals$1,248,0007,293
All other loans & leases$109,0005,254
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$90,0003,167
Other loans$19,0005,030
Lease financing receivables$01,696
Loans to depository institutions and acceptances of other banks$0418
Memoranda:
Loans not secured by real estate$01,211
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$549,000446
Non 1-4 family restructured loans & leases$549,000446
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$604,0005,009
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$61,674,0004,686
Loan loss allowance$299,0007,442
Total loans and leases$61,973,0004,715
Unearned income$02,902
Loans and leases, gross$61,973,0004,715
All real estate loans$31,564,0005,348
Real estate loans in domestic offices$31,564,0005,347
Construction and development loans$1,249,0005,411
Commercial RE$7,595,0005,206
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$420,0004,479
1-4 family residential loans$9,186,0006,187
Farmland loans$13,114,000580
Loans held in foreign officesNANA
Farm loans$18,220,000465
Commercial and industrial loans$10,483,0003,604
To non-U.S. addresseesNANA
Loans to individuals$1,706,0007,035
Credit card loans$02,781
Related Plans$87,0002,655
Consumer Loans - AutoNANA
Other loans to individuals$1,619,0006,911
All other loans & leases$07,514
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$03,872
Other loans$06,651
Lease financing receivables$01,713
Loans to depository institutions and acceptances of other banks$0424
Memoranda:
Loans not secured by real estate$01,229
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$549,000487
Non 1-4 family restructured loans & leases$549,000487
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$299,0007,105
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$65,378,0004,384
Loan loss allowance$475,0005,993
Total loans and leases$65,853,0004,401
Unearned income$03,287
Loans and leases, gross$65,853,0004,403
All real estate loans$33,353,0005,070
Real estate loans in domestic offices$33,353,0005,068
Construction and development loans$1,113,0005,476
Commercial RE$6,254,0005,346
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$414,0004,440
1-4 family residential loans$11,148,0005,706
Farmland loans$14,424,000448
Loans held in foreign officesNANA
Farm loans$19,221,000426
Commercial and industrial loans$11,247,0003,435
To non-U.S. addresseesNANA
Loans to individuals$1,927,0007,072
Credit card loans$02,963
Related Plans$92,0002,623
Consumer Loans - AutoNANA
Other loans to individuals$1,835,0006,917
All other loans & leases$105,0005,406
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$55,0003,383
Other loans$50,0004,149
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$0450
Memoranda:
Loans not secured by real estate$01,287
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$01,687
Non 1-4 family restructured loans & leases$01,687
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$475,0005,600
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$65,096,0004,324
Loan loss allowance$377,0006,651
Total loans and leases$65,473,0004,336
Unearned income$03,634
Loans and leases, gross$65,473,0004,340
All real estate loans$32,435,0005,043
Real estate loans in domestic offices$32,435,0005,043
Construction and development loans$565,0006,264
Commercial RE$6,826,0005,018
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$323,0004,705
1-4 family residential loans$10,595,0005,892
Farmland loans$14,126,000438
Loans held in foreign officesNANA
Farm loans$20,874,000352
Commercial and industrial loans$9,708,0003,713
To non-U.S. addresseesNANA
Loans to individuals$2,339,0006,868
Credit card loans$97,0004,010
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,242,0006,789
All other loans & leases$117,0005,388
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$70,0003,346
Other loans$47,0004,336
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$0461
Memoranda:
Loans not secured by real estate$01,190
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$270,000784
Non 1-4 family restructured loans & leases$270,000784
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$55,421,0004,787
Loan loss allowance$343,0006,967
Total loans and leases$55,764,0004,810
Unearned income$03,913
Loans and leases, gross$55,764,0004,813
All real estate loans$25,728,0005,584
Real estate loans in domestic offices$25,728,0005,583
Construction and development loans$87,0007,920
Commercial RE$3,969,0006,031
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$340,0004,680
1-4 family residential loans$8,382,0006,469
Farmland loans$12,950,000435
Loans held in foreign officesNANA
Farm loans$17,340,000446
Commercial and industrial loans$10,369,0003,451
To non-U.S. addresseesNANA
Loans to individuals$2,197,0007,132
Credit card loans$81,0004,318
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,116,0007,013
All other loans & leases$130,0005,420
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$85,0003,340
Other loans$45,0004,516
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$50,507,0004,921
Loan loss allowance$369,0006,688
Total loans and leases$50,876,0004,936
Unearned income$04,250
Loans and leases, gross$50,876,0004,941
All real estate loans$23,838,0005,682
Real estate loans in domestic offices$23,838,0005,682
Construction and development loans$142,0007,667
Commercial RE$3,342,0006,216
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$358,0004,555
1-4 family residential loans$7,644,0006,720
Farmland loans$12,352,000424
Loans held in foreign officesNANA
Farm loans$14,728,000579
Commercial and industrial loans$9,659,0003,420
To non-U.S. addresseesNANA
Loans to individuals$2,409,0007,008
Credit card loans$73,0004,564
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,336,0006,874
All other loans & leases$242,0004,616
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$100,0003,277
Other loans$142,0003,005
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$0600
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,430
Non 1-4 family restructured loans & leases$02,430
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$44,679,0005,399
Loan loss allowance$249,0008,169
Total loans and leases$44,928,0005,427
Unearned income$04,740
Loans and leases, gross$44,928,0005,438
All real estate loans$20,265,0006,271
Real estate loans in domestic offices$20,265,0006,271
Construction and development loans$222,0007,451
Commercial RE$2,133,0007,223
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,171
1-4 family residential loans$5,730,0007,667
Farmland loans$12,180,000373
Loans held in foreign officesNANA
Farm loans$14,953,000536
Commercial and industrial loans$7,071,0004,195
To non-U.S. addresseesNANA
Loans to individuals$2,441,0007,300
Credit card loans$65,0004,933
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,376,0007,144
All other loans & leases$198,0005,041
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$115,0003,364
Other loans$83,0003,865
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$32,823,0006,604
Loan loss allowance$223,0008,837
Total loans and leases$33,046,0006,636
Unearned income$06,436
Loans and leases, gross$33,046,0006,646
All real estate loans$14,717,0007,343
Real estate loans in domestic offices$14,717,0007,343
Construction and development loans$282,0007,445
Commercial RE$1,206,0008,535
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,518
1-4 family residential loans$4,136,0008,652
Farmland loans$9,093,000545
Loans held in foreign officesNANA
Farm loans$12,090,000660
Commercial and industrial loans$3,780,0006,059
To non-U.S. addresseesNANA
Loans to individuals$2,250,0007,780
Credit card loans$58,0005,316
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,192,0007,624
All other loans & leases$209,0005,223
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$130,0003,453
Other loans$79,0004,097
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$31,541,0006,788
Loan loss allowance$221,0009,142
Total loans and leases$31,762,0006,818
Unearned income$06,974
Loans and leases, gross$31,762,0006,828
All real estate loans$13,685,0007,646
Real estate loans in domestic offices$13,685,0007,646
Construction and development loans$246,0007,701
Commercial RE$565,0009,918
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$07,869
1-4 family residential loans$3,796,0009,095
Farmland loans$9,078,000509
Loans held in foreign officesNANA
Farm loans$11,803,000661
Commercial and industrial loans$4,247,0005,656
To non-U.S. addresseesNANA
Loans to individuals$1,771,0008,664
Credit card loans$63,0005,351
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,708,0008,544
All other loans & leases$256,0005,049
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$145,0003,503
Other loans$111,0003,694
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$27,404,0007,429
Loan loss allowance$200,0009,870
Total loans and leases$27,604,0007,464
Unearned income$07,666
Loans and leases, gross$27,604,0007,477
All real estate loans$13,184,0007,955
Real estate loans in domestic offices$13,184,0007,955
Construction and development loans$138,0008,582
Commercial RE$719,00010,037
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,214
1-4 family residential loans$3,657,0009,518
Farmland loans$8,670,000468
Loans held in foreign officesNANA
Farm loans$9,770,000831
Commercial and industrial loans$2,608,0007,127
To non-U.S. addresseesNANA
Loans to individuals$1,827,0008,819
Credit card loans$69,0005,360
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,758,0008,711
All other loans & leases$215,0005,610
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$160,0003,573
Other loans$55,0004,860
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$28,399,0007,261
Loan loss allowance$167,00010,862
Total loans and leases$28,566,0007,309
Unearned income$08,395
Loans and leases, gross$28,566,0007,316
All real estate loans$12,715,0008,174
Real estate loans in domestic offices$12,715,0008,173
Construction and development loans$010,482
Commercial RE$293,00011,597
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,553
1-4 family residential loans$3,688,0009,798
Farmland loans$8,734,000395
Loans held in foreign officesNANA
Farm loans$10,954,000631
Commercial and industrial loans$2,834,0006,928
To non-U.S. addresseesNANA
Loans to individuals$2,046,0008,697
Credit card loans$84,0005,190
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,962,0008,603
All other loans & leases$17,0009,252
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$05,852
Other loans$17,0007,095
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$26,089,0007,687
Loan loss allowance$150,00011,515
Total loans and leases$26,239,0007,747
Unearned income$09,230
Loans and leases, gross$26,239,0007,758
All real estate loans$10,857,0008,835
Real estate loans in domestic offices$10,857,0008,835
Construction and development loans$010,798
Commercial RE$329,00011,894
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,720
1-4 family residential loans$3,603,00010,133
Farmland loans$6,925,000527
Loans held in foreign officesNANA
Farm loans$10,119,000621
Commercial and industrial loans$2,706,0007,247
To non-U.S. addresseesNANA
Loans to individuals$2,525,0008,268
Credit card loans$81,0005,305
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,444,0008,123
All other loans & leases$32,0008,922
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$06,060
Other loans$32,0006,103
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA