Home > Citizens Bank and Trust Company > Income and Expense
Citizens Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 7,185 |
| Total interest expense | $1,858,000 | 6,188 |
| Net interest income | $1,897,000 | 7,961 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $872,000 | 3,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 3,074 |
| Total noninterest expense | $1,801,000 | 6,887 |
| Salaries and employee benefits | $890,000 | 6,774 |
| Premises and equipment expense | $274,000 | 6,283 |
| Additional noninterest expense | $637,000 | 7,034 |
| Pre-tax net operating income | $870,000 | 6,471 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $577,000 | 6,961 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $577,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $355,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $574,360 | 6,718 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,302,000 | 7,125 |
| Total interest expense | $2,296,000 | 6,413 |
| Net interest income | $2,006,000 | 7,744 |
| Provision for loan and lease losses | $106,000 | 7,118 |
| Total noninterest income | $782,000 | 4,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,746 |
| Total noninterest expense | $2,280,000 | 5,736 |
| Salaries and employee benefits | $1,074,000 | 5,683 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $1,002,000 | 5,041 |
| Pre-tax net operating income | $402,000 | 9,233 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $363,000 | 8,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $363,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 3,539 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,120 | 9,472 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.