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Citizens Bank, Income and Expense

2013-03-31 (YTD Data)Rank
Total interest income$85,469,000121
Total interest expense$14,164,00088
Net interest income$71,305,000119
Provision for loan and lease losses$3,734,000129
Total noninterest income$22,038,000138
Gross Fiduciary activities income$3,628,00092
Service charges on deposit accounts$7,767,00069
Trading account gains and fees$0148
Additional Noninterest Income$10,643,000168
Total noninterest expense$65,586,000111
Salaries and employee benefits$31,697,000101
Premises and equipment expense$8,529,00090
Additional noninterest expense$25,360,000112
Pre-tax net operating income$24,023,000146
Securities gains (losses)$01,966
Applicable income taxes$8,981,000132
Income before extraordinary items$15,042,000160
Extraordinary gains, net$010
Net income$15,042,000161
Minority interest net income$076
Net income of bank and minority interests.$15,042,000161
Net charge-offs$10,433,00074
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$15,042,000156
2012-12-31 (YTD Data)Rank
Total interest income$375,129,000111
Total interest expense$64,811,00089
Net interest income$310,318,000113
Provision for loan and lease losses$23,205,000144
Total noninterest income$88,643,000136
Gross Fiduciary activities income$14,601,00087
Service charges on deposit accounts$33,406,00068
Trading account gains and fees$0166
Additional Noninterest Income$40,636,000184
Total noninterest expense$260,373,000108
Salaries and employee benefits$129,544,00092
Premises and equipment expense$31,563,00096
Additional noninterest expense$99,266,000114
Pre-tax net operating income$115,383,000125
Securities gains (losses)$03,810
Applicable income taxes$-243,185,0007,080
Income before extraordinary items$358,568,00049
Extraordinary gains, net$029
Net income$358,568,00049
Minority interest net income$093
Net income of bank and minority interests.$358,568,00049
Net charge-offs$85,492,00060
Cash dividends$25,000,000169
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$358,568,00048
2012-09-30 (YTD Data)Rank
Total interest income$284,373,000112
Total interest expense$49,808,00090
Net interest income$234,565,000113
Provision for loan and lease losses$18,891,000136
Total noninterest income$67,141,000134
Gross Fiduciary activities income$10,819,00086
Service charges on deposit accounts$24,972,00067
Trading account gains and fees$0157
Additional Noninterest Income$31,350,000179
Total noninterest expense$196,174,000108
Salaries and employee benefits$97,136,00094
Premises and equipment expense$23,964,00093
Additional noninterest expense$75,074,000111
Pre-tax net operating income$86,641,000127
Securities gains (losses)$03,575
Applicable income taxes$-247,069,0007,180
Income before extraordinary items$333,710,00044
Extraordinary gains, net$020
Net income$333,710,00043
Minority interest net income$086
Net income of bank and minority interests.$333,710,00044
Net charge-offs$69,492,00059
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$333,710,00042
2012-06-30 (YTD Data)Rank
Total interest income$191,091,000110
Total interest expense$34,296,00088
Net interest income$156,795,000112
Provision for loan and lease losses$13,696,000127
Total noninterest income$45,503,000127
Gross Fiduciary activities income$7,184,00086
Service charges on deposit accounts$16,414,00065
Trading account gains and fees$0153
Additional Noninterest Income$21,905,000168
Total noninterest expense$131,628,000106
Salaries and employee benefits$64,505,00093
Premises and equipment expense$16,235,00093
Additional noninterest expense$50,888,000111
Pre-tax net operating income$56,974,000129
Securities gains (losses)$03,178
Applicable income taxes$-248,890,0007,244
Income before extraordinary items$305,864,00034
Extraordinary gains, net$019
Net income$305,864,00033
Minority interest net income$084
Net income of bank and minority interests.$305,864,00033
Net charge-offs$50,302,00057
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$305,864,00033
2012-03-31 (YTD Data)Rank
Total interest income$96,754,000111
Total interest expense$18,121,00086
Net interest income$78,633,000110
Provision for loan and lease losses$8,397,000109
Total noninterest income$23,248,000127
Gross Fiduciary activities income$3,602,00084
Service charges on deposit accounts$8,000,00068
Trading account gains and fees$0148
Additional Noninterest Income$11,646,000152
Total noninterest expense$66,214,000106
Salaries and employee benefits$32,413,00093
Premises and equipment expense$8,519,00093
Additional noninterest expense$25,282,000113
Pre-tax net operating income$27,270,000135
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$27,270,000109
Extraordinary gains, net$019
Net income$27,270,000110
Minority interest net income$078
Net income of bank and minority interests.$27,270,000110
Net charge-offs$28,116,00057
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$27,270,000107
2011-12-31 (YTD Data)Rank
Total interest income$411,268,000109
Total interest expense$88,554,00088
Net interest income$322,714,000106
Provision for loan and lease losses$138,808,00052
Total noninterest income$80,613,000135
Gross Fiduciary activities income$15,103,00072
Service charges on deposit accounts$35,297,00063
Trading account gains and fees$0146
Additional Noninterest Income$30,213,000202
Total noninterest expense$265,615,000106
Salaries and employee benefits$121,093,00095
Premises and equipment expense$32,895,00095
Additional noninterest expense$111,627,000105
Pre-tax net operating income$-1,096,0006,607
Securities gains (losses)$-1,488,0007,305
Applicable income taxes$-19,594,0007,349
Income before extraordinary items$17,010,000340
Extraordinary gains, net$029
Net income$17,010,000340
Minority interest net income$096
Net income of bank and minority interests.$17,010,000341
Net charge-offs$262,113,00043
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,962,320316
2011-09-30 (YTD Data)Rank
Total interest income$311,140,000108
Total interest expense$68,801,00088
Net interest income$242,339,000107
Provision for loan and lease losses$123,801,00049
Total noninterest income$58,855,000135
Gross Fiduciary activities income$11,356,00073
Service charges on deposit accounts$26,766,00063
Trading account gains and fees$0145
Additional Noninterest Income$20,733,000212
Total noninterest expense$200,986,000106
Salaries and employee benefits$90,839,00093
Premises and equipment expense$24,651,00095
Additional noninterest expense$85,496,000103
Pre-tax net operating income$-23,593,0007,409
Securities gains (losses)$-1,488,0007,398
Applicable income taxes$-22,028,0007,432
Income before extraordinary items$-3,053,0007,155
Extraordinary gains, net$021
Net income$-3,053,0007,155
Minority interest net income$087
Net income of bank and minority interests.$-3,053,0007,156
Net charge-offs$229,478,00042
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,100,6807,053
2011-06-30 (YTD Data)Rank
Total interest income$208,337,000110
Total interest expense$47,754,00092
Net interest income$160,583,000108
Provision for loan and lease losses$106,320,00044
Total noninterest income$36,209,000142
Gross Fiduciary activities income$7,734,00073
Service charges on deposit accounts$17,761,00062
Trading account gains and fees$0153
Additional Noninterest Income$10,714,000262
Total noninterest expense$137,680,000105
Salaries and employee benefits$61,083,00093
Premises and equipment expense$16,858,00094
Additional noninterest expense$59,739,000104
Pre-tax net operating income$-47,208,0007,506
Securities gains (losses)$-1,382,0007,482
Applicable income taxes$-9,559,0007,499
Income before extraordinary items$-39,031,0007,496
Extraordinary gains, net$015
Net income$-39,031,0007,495
Minority interest net income$089
Net income of bank and minority interests.$-39,031,0007,496
Net charge-offs$196,059,00039
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-37,925,4007,495
2011-03-31 (YTD Data)Rank
Total interest income$105,370,000109
Total interest expense$24,673,00094
Net interest income$80,697,000110
Provision for loan and lease losses$88,724,00033
Total noninterest income$9,656,000236
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$8,744,00065
Trading account gains and fees$0158
Additional Noninterest Income$912,000883
Total noninterest expense$69,004,000107
Salaries and employee benefits$29,240,000100
Premises and equipment expense$9,178,00089
Additional noninterest expense$30,586,000101
Pre-tax net operating income$-67,375,0007,579
Securities gains (losses)$-389,0007,507
Applicable income taxes$69,0002,568
Income before extraordinary items$-67,833,0007,571
Extraordinary gains, net$09
Net income$-67,833,0007,571
Minority interest net income$086
Net income of bank and minority interests.$-67,833,0007,571
Net charge-offs$160,638,00028
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-67,444,0007,571
2010-12-31 (YTD Data)Rank
Total interest income$487,274,00097
Total interest expense$151,112,00076
Net interest income$336,162,000104
Provision for loan and lease losses$393,221,00046
Total noninterest income$48,344,000210
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$36,905,00065
Trading account gains and fees$0175
Additional Noninterest Income$11,439,000417
Total noninterest expense$277,288,000108
Salaries and employee benefits$104,663,000103
Premises and equipment expense$33,999,00090
Additional noninterest expense$138,626,000102
Pre-tax net operating income$-286,003,0007,653
Securities gains (losses)$13,744,00051
Applicable income taxes$13,324,000178
Income before extraordinary items$-285,583,0007,647
Extraordinary gains, net$029
Net income$-285,583,0007,647
Minority interest net income$0111
Net income of bank and minority interests.$-285,583,0007,647
Net charge-offs$435,417,00047
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-299,327,0007,646
2010-09-30 (YTD Data)Rank
Total interest income$372,506,00092
Total interest expense$120,155,00076
Net interest income$252,351,000101
Provision for loan and lease losses$261,925,00048
Total noninterest income$30,003,000236
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$27,640,00065
Trading account gains and fees$0165
Additional Noninterest Income$2,363,000984
Total noninterest expense$204,205,000108
Salaries and employee benefits$78,143,000102
Premises and equipment expense$25,313,00090
Additional noninterest expense$100,749,000102
Pre-tax net operating income$-183,776,0007,758
Securities gains (losses)$14,048,00046
Applicable income taxes$8,881,000193
Income before extraordinary items$-178,609,0007,748
Extraordinary gains, net$023
Net income$-178,609,0007,748
Minority interest net income$0110
Net income of bank and minority interests.$-178,609,0007,748
Net charge-offs$276,106,00050
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-192,657,0007,751
2010-06-30 (YTD Data)Rank
Total interest income$252,952,00090
Total interest expense$84,023,00072
Net interest income$168,929,000100
Provision for loan and lease losses$172,308,00053
Total noninterest income$11,333,000348
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$17,884,00066
Trading account gains and fees$0152
Additional Noninterest Income$-6,551,0007,831
Total noninterest expense$135,563,000111
Salaries and employee benefits$51,434,000103
Premises and equipment expense$17,038,00091
Additional noninterest expense$67,091,000104
Pre-tax net operating income$-127,609,0007,822
Securities gains (losses)$14,048,00033
Applicable income taxes$2,907,000304
Income before extraordinary items$-116,468,0007,814
Extraordinary gains, net$019
Net income$-116,468,0007,814
Minority interest net income$0105
Net income of bank and minority interests.$-116,468,0007,814
Net charge-offs$188,694,00049
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-130,516,0007,818
2010-03-31 (YTD Data)Rank
Total interest income$127,263,00089
Total interest expense$44,691,00068
Net interest income$82,572,00099
Provision for loan and lease losses$101,158,00048
Total noninterest income$4,670,000394
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$8,830,00062
Trading account gains and fees$0175
Additional Noninterest Income$-4,160,0007,933
Total noninterest expense$66,646,000105
Salaries and employee benefits$25,009,000102
Premises and equipment expense$9,190,00084
Additional noninterest expense$32,447,00096
Pre-tax net operating income$-80,562,0007,922
Securities gains (losses)$5,997,00039
Applicable income taxes$147,0001,754
Income before extraordinary items$-74,712,0007,915
Extraordinary gains, net$016
Net income$-74,712,0007,916
Minority interest net income$091
Net income of bank and minority interests.$-74,712,0007,916
Net charge-offs$117,544,00048
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-80,709,0007,917
2009-12-31 (YTD Data)Rank
Total interest income$556,201,00086
Total interest expense$229,634,00070
Net interest income$326,567,00098
Provision for loan and lease losses$323,201,00066
Total noninterest income$36,502,000250
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$38,318,00065
Trading account gains and fees$0211
Additional Noninterest Income$-1,816,0007,943
Total noninterest expense$309,554,00098
Salaries and employee benefits$111,812,00097
Premises and equipment expense$33,932,00089
Additional noninterest expense$163,810,00089
Pre-tax net operating income$-269,686,0007,982
Securities gains (losses)$5,0003,451
Applicable income taxes$-26,940,0007,939
Income before extraordinary items$-242,741,0007,973
Extraordinary gains, net$034
Net income$-242,741,0007,972
Minority interest net income$0115
Net income of bank and minority interests.$-242,741,0007,972
Net charge-offs$237,751,00066
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$74,000,00021
Net operating income$-242,745,5007,977
2009-09-30 (YTD Data)Rank
Total interest income$423,482,00090
Total interest expense$180,272,00073
Net interest income$243,210,000101
Provision for loan and lease losses$239,306,00071
Total noninterest income$35,698,000213
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$28,487,00066
Trading account gains and fees$0212
Additional Noninterest Income$7,211,000461
Total noninterest expense$241,108,000100
Salaries and employee benefits$87,336,000100
Premises and equipment expense$26,025,00090
Additional noninterest expense$127,747,00090
Pre-tax net operating income$-201,506,0008,066
Securities gains (losses)$5,0003,160
Applicable income taxes$-27,075,0008,040
Income before extraordinary items$-174,426,0008,054
Extraordinary gains, net$027
Net income$-174,426,0008,053
Minority interest net income$0118
Net income of bank and minority interests.$-174,426,0008,052
Net charge-offs$156,482,00077
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$74,000,00016
Net operating income$-174,430,3508,057
2009-06-30 (YTD Data)Rank
Total interest income$285,498,00095
Total interest expense$126,619,00075
Net interest income$158,879,000103
Provision for loan and lease losses$162,308,00071
Total noninterest income$18,555,000245
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$18,493,00069
Trading account gains and fees$0193
Additional Noninterest Income$62,0005,530
Total noninterest expense$169,327,00097
Salaries and employee benefits$56,822,000104
Premises and equipment expense$17,793,00089
Additional noninterest expense$94,712,00088
Pre-tax net operating income$-154,201,0008,162
Securities gains (losses)$5,0002,770
Applicable income taxes$-16,017,0008,122
Income before extraordinary items$-138,179,0008,157
Extraordinary gains, net$021
Net income$-138,179,0008,156
Minority interest net income$0112
Net income of bank and minority interests.$-138,179,0008,156
Net charge-offs$85,142,00087
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$50,000,00013
Net operating income$-138,183,5008,156
2009-03-31 (YTD Data)Rank
Total interest income$146,479,00094
Total interest expense$66,629,00076
Net interest income$79,850,000100
Provision for loan and lease losses$63,398,00084
Total noninterest income$6,556,000306
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$8,984,00070
Trading account gains and fees$0171
Additional Noninterest Income$-2,428,0008,238
Total noninterest expense$66,877,000113
Salaries and employee benefits$28,005,000107
Premises and equipment expense$9,379,00089
Additional noninterest expense$29,493,000121
Pre-tax net operating income$-43,869,0008,189
Securities gains (losses)$02,434
Applicable income taxes$-3,846,0008,140
Income before extraordinary items$-40,023,0008,186
Extraordinary gains, net$015
Net income$-40,023,0008,186
Minority interest net income$0102
Net income of bank and minority interests.$-40,023,0008,186
Net charge-offs$36,585,00088
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-40,023,0008,188
2008-12-31 (YTD Data)Rank
Total interest income$688,372,00090
Total interest expense$325,668,00077
Net interest income$362,704,00095
Provision for loan and lease losses$280,804,00067
Total noninterest income$69,945,000145
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,546,00064
Trading account gains and fees$0154
Additional Noninterest Income$28,399,000193
Total noninterest expense$286,313,000107
Salaries and employee benefits$127,786,00085
Premises and equipment expense$35,380,00088
Additional noninterest expense$123,147,000123
Pre-tax net operating income$-134,468,0008,253
Securities gains (losses)$03,220
Applicable income taxes$58,968,00059
Income before extraordinary items$-193,436,0008,261
Extraordinary gains, net$039
Net income$-193,436,0008,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,569,00057
Cash dividends$27,000,000139
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-193,436,0008,264
2008-09-30 (YTD Data)Rank
Total interest income$523,832,00097
Total interest expense$249,427,00084
Net interest income$274,405,000102
Provision for loan and lease losses$162,692,00072
Total noninterest income$60,765,000144
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$31,347,00066
Trading account gains and fees$0148
Additional Noninterest Income$29,418,000171
Total noninterest expense$218,973,000104
Salaries and employee benefits$98,309,00091
Premises and equipment expense$26,621,00093
Additional noninterest expense$94,043,000111
Pre-tax net operating income$-46,495,0008,326
Securities gains (losses)$03,106
Applicable income taxes$-22,703,0008,337
Income before extraordinary items$-23,792,0008,287
Extraordinary gains, net$031
Net income$-23,792,0008,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,030,00068
Cash dividends$27,000,000115
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-23,792,0008,301
2008-06-30 (YTD Data)Rank
Total interest income$355,053,000100
Total interest expense$170,781,00090
Net interest income$184,272,000102
Provision for loan and lease losses$104,089,00073
Total noninterest income$38,638,000151
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$20,642,00066
Trading account gains and fees$0149
Additional Noninterest Income$17,996,000186
Total noninterest expense$153,713,000101
Salaries and employee benefits$66,828,00092
Premises and equipment expense$18,188,00095
Additional noninterest expense$68,697,00099
Pre-tax net operating income$-34,892,0008,406
Securities gains (losses)$03,233
Applicable income taxes$-14,521,0008,408
Income before extraordinary items$-20,371,0008,394
Extraordinary gains, net$021
Net income$-20,371,0008,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,496,00062
Cash dividends$27,000,00092
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-20,371,0008,392
2008-03-31 (YTD Data)Rank
Total interest income$183,798,00099
Total interest expense$91,299,00092
Net interest income$92,499,00099
Provision for loan and lease losses$29,892,00091
Total noninterest income$24,049,000136
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,069,00068
Trading account gains and fees$0158
Additional Noninterest Income$13,980,000149
Total noninterest expense$68,258,000106
Salaries and employee benefits$35,141,00092
Premises and equipment expense$9,299,00096
Additional noninterest expense$23,818,000120
Pre-tax net operating income$18,398,000148
Securities gains (losses)$02,688
Applicable income taxes$3,386,000222
Income before extraordinary items$15,012,000138
Extraordinary gains, net$015
Net income$15,012,000138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,374,00095
Cash dividends$15,000,00077
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$15,012,000132
2007-12-31 (YTD Data)Rank
Total interest income$799,691,00091
Total interest expense$401,543,00086
Net interest income$398,148,00092
Provision for loan and lease losses$45,536,00095
Total noninterest income$95,366,000129
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$42,208,00062
Trading account gains and fees$0178
Additional Noninterest Income$53,158,000148
Total noninterest expense$289,585,00097
Salaries and employee benefits$143,718,00085
Premises and equipment expense$38,627,00084
Additional noninterest expense$107,240,000106
Pre-tax net operating income$158,393,00098
Securities gains (losses)$-48,0008,000
Applicable income taxes$41,509,000113
Income before extraordinary items$116,836,00087
Extraordinary gains, net$039
Net income$116,836,00086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,704,00073
Cash dividends$87,000,00089
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$116,871,52091
2007-09-30 (YTD Data)Rank
Total interest income$603,951,00089
Total interest expense$302,192,00088
Net interest income$301,759,00090
Provision for loan and lease losses$39,322,00073
Total noninterest income$72,663,000131
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,485,00061
Trading account gains and fees$0184
Additional Noninterest Income$41,178,000144
Total noninterest expense$219,211,00096
Salaries and employee benefits$107,269,00086
Premises and equipment expense$28,829,00086
Additional noninterest expense$83,113,000101
Pre-tax net operating income$115,889,000111
Securities gains (losses)$290,000315
Applicable income taxes$29,832,000133
Income before extraordinary items$86,347,000105
Extraordinary gains, net$033
Net income$86,347,000103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,113,00074
Cash dividends$55,000,000103
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$86,132,400104
2007-06-30 (YTD Data)Rank
Total interest income$405,617,00094
Total interest expense$202,780,00095
Net interest income$202,837,00092
Provision for loan and lease losses$35,445,00061
Total noninterest income$49,330,000141
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$20,539,00067
Trading account gains and fees$0168
Additional Noninterest Income$28,791,000148
Total noninterest expense$151,349,000104
Salaries and employee benefits$73,655,00094
Premises and equipment expense$19,849,00094
Additional noninterest expense$57,845,000108
Pre-tax net operating income$65,373,000140
Securities gains (losses)$381,000209
Applicable income taxes$15,693,000171
Income before extraordinary items$50,061,000132
Extraordinary gains, net$029
Net income$50,061,000132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,193,00066
Cash dividends$30,000,000129
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$49,771,440130
2007-03-31 (YTD Data)Rank
Total interest income$120,335,000142
Total interest expense$56,909,000138
Net interest income$63,426,000133
Provision for loan and lease losses$-7,006,0008,649
Total noninterest income$16,820,000167
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$7,922,00076
Trading account gains and fees$0195
Additional Noninterest Income$8,898,000194
Total noninterest expense$53,628,000132
Salaries and employee benefits$24,860,000130
Premises and equipment expense$6,806,000128
Additional noninterest expense$21,962,000124
Pre-tax net operating income$33,624,000134
Securities gains (losses)$16,000605
Applicable income taxes$9,146,000153
Income before extraordinary items$24,494,000128
Extraordinary gains, net$022
Net income$24,494,000128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,350,000146
Cash dividends$15,000,000105
Sale, conversion, retirement of capital stock, net$0885
Net operating income$24,482,320128
2006-12-31 (YTD Data)Rank
Total interest income$455,495,000137
Total interest expense$192,143,000140
Net interest income$263,352,000125
Provision for loan and lease losses$13,289,000115
Total noninterest income$69,998,000159
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$32,807,00073
Trading account gains and fees$19,000114
Additional Noninterest Income$37,172,000179
Total noninterest expense$220,692,000126
Salaries and employee benefits$102,712,000116
Premises and equipment expense$30,594,000107
Additional noninterest expense$87,386,000122
Pre-tax net operating income$99,369,000162
Securities gains (losses)$-6,213,0008,644
Applicable income taxes$23,793,000203
Income before extraordinary items$69,363,000164
Extraordinary gains, net$051
Net income$69,363,000165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,082,00094
Cash dividends$67,000,000115
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$73,960,620149
2006-09-30 (YTD Data)Rank
Total interest income$336,988,000145
Total interest expense$138,813,000146
Net interest income$198,175,000132
Provision for loan and lease losses$7,009,000147
Total noninterest income$52,302,000174
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$24,383,00078
Trading account gains and fees$18,000110
Additional Noninterest Income$27,901,000192
Total noninterest expense$153,218,000141
Salaries and employee benefits$75,524,000126
Premises and equipment expense$21,990,000118
Additional noninterest expense$55,704,000145
Pre-tax net operating income$90,250,000157
Securities gains (losses)$01,388
Applicable income taxes$25,158,000176
Income before extraordinary items$65,092,000150
Extraordinary gains, net$045
Net income$65,092,000150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,592,000108
Cash dividends$42,000,000123
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$65,092,000146
2006-06-30 (YTD Data)Rank
Total interest income$220,459,000149
Total interest expense$87,960,000150
Net interest income$132,499,000132
Provision for loan and lease losses$5,709,000127
Total noninterest income$35,325,000174
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$16,023,00081
Trading account gains and fees$18,000105
Additional Noninterest Income$19,284,000189
Total noninterest expense$103,237,000142
Salaries and employee benefits$51,133,000124
Premises and equipment expense$14,650,000117
Additional noninterest expense$37,454,000147
Pre-tax net operating income$58,878,000157
Securities gains (losses)$01,185
Applicable income taxes$16,349,000181
Income before extraordinary items$42,529,000155
Extraordinary gains, net$039
Net income$42,529,000155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,954,000110
Cash dividends$27,000,000120
Sale, conversion, retirement of capital stock, net$0887
Net operating income$42,529,000151
2006-03-31 (YTD Data)Rank
Total interest income$108,148,000145
Total interest expense$41,396,000151
Net interest income$66,752,000128
Provision for loan and lease losses$4,296,00095
Total noninterest income$18,451,000171
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,814,00083
Trading account gains and fees$14,00095
Additional Noninterest Income$10,623,000182
Total noninterest expense$52,854,000138
Salaries and employee benefits$25,756,000127
Premises and equipment expense$7,630,000111
Additional noninterest expense$19,468,000143
Pre-tax net operating income$28,053,000163
Securities gains (losses)$0955
Applicable income taxes$7,730,000189
Income before extraordinary items$20,323,000159
Extraordinary gains, net$021
Net income$20,323,000161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,954,00098
Cash dividends$12,000,000119
Sale, conversion, retirement of capital stock, net$0648
Net operating income$20,323,000157
2005-12-31 (YTD Data)Rank
Total interest income$407,799,000136
Total interest expense$136,228,000142
Net interest income$271,571,000119
Provision for loan and lease losses$1,004,0001,037
Total noninterest income$63,221,000191
Gross Fiduciary activities income$67,0001,005
Service charges on deposit accounts$30,952,00083
Trading account gains and fees$105,000100
Additional Noninterest Income$32,097,000213
Total noninterest expense$205,639,000141
Salaries and employee benefits$104,157,000117
Premises and equipment expense$30,322,000113
Additional noninterest expense$71,160,000152
Pre-tax net operating income$128,149,000151
Securities gains (losses)$-8,159,0008,810
Applicable income taxes$35,329,000172
Income before extraordinary items$84,661,000157
Extraordinary gains, net$046
Net income$84,661,000157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,568,000188
Cash dividends$61,000,000113
Sale, conversion, retirement of capital stock, net$0934
Net operating income$90,453,890148
2005-09-30 (YTD Data)Rank
Total interest income$299,922,000137
Total interest expense$96,589,000140
Net interest income$203,333,000120
Provision for loan and lease losses$8,291,000124
Total noninterest income$50,166,000191
Gross Fiduciary activities income$67,000952
Service charges on deposit accounts$23,131,00085
Trading account gains and fees$91,00093
Additional Noninterest Income$26,877,000207
Total noninterest expense$154,896,000143
Salaries and employee benefits$79,312,000118
Premises and equipment expense$23,008,000111
Additional noninterest expense$52,576,000154
Pre-tax net operating income$90,312,000157
Securities gains (losses)$-1,0007,299
Applicable income taxes$26,338,000178
Income before extraordinary items$63,973,000153
Extraordinary gains, net$035
Net income$63,973,000153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,671,000103
Cash dividends$42,000,000112
Sale, conversion, retirement of capital stock, net$0769
Net operating income$63,973,710149
2005-06-30 (YTD Data)Rank
Total interest income$195,335,000136
Total interest expense$60,780,000139
Net interest income$134,555,000121
Provision for loan and lease losses$4,291,000144
Total noninterest income$33,006,000191
Gross Fiduciary activities income$67,000886
Service charges on deposit accounts$14,991,00083
Trading account gains and fees$30,00092
Additional Noninterest Income$17,918,000204
Total noninterest expense$103,268,000141
Salaries and employee benefits$52,805,000119
Premises and equipment expense$16,226,000111
Additional noninterest expense$34,237,000155
Pre-tax net operating income$60,002,000160
Securities gains (losses)$-1,0007,609
Applicable income taxes$17,638,000173
Income before extraordinary items$42,363,000156
Extraordinary gains, net$030
Net income$42,363,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,354,000110
Cash dividends$27,000,000106
Sale, conversion, retirement of capital stock, net$0643
Net operating income$42,363,710151
2005-03-31 (YTD Data)Rank
Total interest income$75,573,000161
Total interest expense$22,359,000161
Net interest income$53,214,000147
Provision for loan and lease losses$2,980,000116
Total noninterest income$12,920,000214
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,979,00097
Trading account gains and fees$22,00094
Additional Noninterest Income$6,919,000241
Total noninterest expense$38,961,000166
Salaries and employee benefits$21,768,000142
Premises and equipment expense$5,816,000143
Additional noninterest expense$11,377,000197
Pre-tax net operating income$24,193,000177
Securities gains (losses)$6,0001,143
Applicable income taxes$7,291,000191
Income before extraordinary items$16,908,000182
Extraordinary gains, net$024
Net income$16,908,000182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,855,000121
Cash dividends$12,000,000102
Sale, conversion, retirement of capital stock, net$0491
Net operating income$16,903,800177
2004-12-31 (YTD Data)Rank
Total interest income$278,367,000159
Total interest expense$72,809,000164
Net interest income$205,558,000151
Provision for loan and lease losses$14,577,000114
Total noninterest income$56,870,000205
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$27,154,00093
Trading account gains and fees$45,000118
Additional Noninterest Income$29,671,000231
Total noninterest expense$172,053,000163
Salaries and employee benefits$81,643,000137
Premises and equipment expense$21,438,000146
Additional noninterest expense$68,972,000154
Pre-tax net operating income$75,798,000193
Securities gains (losses)$-1,520,0008,911
Applicable income taxes$22,351,000216
Income before extraordinary items$51,927,000198
Extraordinary gains, net$034
Net income$51,927,000199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,032,000154
Cash dividends$49,000,000129
Sale, conversion, retirement of capital stock, net$0872
Net operating income$52,991,000189
2004-09-30 (YTD Data)Rank
Total interest income$205,491,000159
Total interest expense$52,626,000166
Net interest income$152,865,000148
Provision for loan and lease losses$11,816,000119
Total noninterest income$52,063,000191
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$20,269,00099
Trading account gains and fees$35,000112
Additional Noninterest Income$31,759,000199
Total noninterest expense$142,022,000151
Salaries and employee benefits$61,754,000141
Premises and equipment expense$15,964,000151
Additional noninterest expense$64,304,000135
Pre-tax net operating income$51,090,000212
Securities gains (losses)$-1,527,0008,988
Applicable income taxes$14,749,000232
Income before extraordinary items$34,814,000217
Extraordinary gains, net$026
Net income$34,814,000218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,445,000142
Cash dividends$46,000,000112
Sale, conversion, retirement of capital stock, net$0738
Net operating income$35,882,900210
2004-06-30 (YTD Data)Rank
Total interest income$135,067,000160
Total interest expense$34,464,000162
Net interest income$100,603,000150
Provision for loan and lease losses$6,661,000131
Total noninterest income$35,697,000189
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$13,166,00099
Trading account gains and fees$-2,0009,038
Additional Noninterest Income$22,533,000194
Total noninterest expense$82,603,000169
Salaries and employee benefits$41,269,000138
Premises and equipment expense$10,741,000150
Additional noninterest expense$30,593,000172
Pre-tax net operating income$47,036,000174
Securities gains (losses)$-2,053,0009,054
Applicable income taxes$13,791,000185
Income before extraordinary items$31,192,000177
Extraordinary gains, net$021
Net income$31,192,000178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,454,000146
Cash dividends$30,000,000103
Sale, conversion, retirement of capital stock, net$0638
Net operating income$32,608,570168
2004-03-31 (YTD Data)Rank
Total interest income$66,911,000158
Total interest expense$17,082,000163
Net interest income$49,829,000148
Provision for loan and lease losses$4,900,000114
Total noninterest income$16,715,000189
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$6,240,000100
Trading account gains and fees$10,000110
Additional Noninterest Income$10,465,000197
Total noninterest expense$40,653,000169
Salaries and employee benefits$20,668,000142
Premises and equipment expense$5,475,000149
Additional noninterest expense$14,510,000173
Pre-tax net operating income$20,991,000178
Securities gains (losses)$02,934
Applicable income taxes$6,331,000197
Income before extraordinary items$14,660,000185
Extraordinary gains, net$016
Net income$14,660,000186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,365,000123
Cash dividends$16,000,00087
Sale, conversion, retirement of capital stock, net$0464
Net operating income$14,660,000173
2003-12-31 (YTD Data)Rank
Total interest income$286,413,000154
Total interest expense$76,781,000165
Net interest income$209,632,000144
Provision for loan and lease losses$41,138,00097
Total noninterest income$70,935,000191
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$22,588,000110
Trading account gains and fees$227,000112
Additional Noninterest Income$48,120,000190
Total noninterest expense$152,343,000174
Salaries and employee benefits$76,300,000147
Premises and equipment expense$20,436,000152
Additional noninterest expense$55,607,000185
Pre-tax net operating income$87,086,000167
Securities gains (losses)$60,0002,343
Applicable income taxes$26,753,000189
Income before extraordinary items$60,393,000174
Extraordinary gains, net$054
Net income$60,393,000175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,150,000102
Cash dividends$23,000,000214
Sale, conversion, retirement of capital stock, net$0868
Net operating income$60,351,600162
2003-09-30 (YTD Data)Rank
Total interest income$217,363,000153
Total interest expense$59,177,000170
Net interest income$158,186,000146
Provision for loan and lease losses$38,338,00083
Total noninterest income$55,102,000190
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$16,349,000117
Trading account gains and fees$180,000108
Additional Noninterest Income$38,573,000187
Total noninterest expense$112,148,000175
Salaries and employee benefits$57,923,000150
Premises and equipment expense$14,798,000156
Additional noninterest expense$39,427,000186
Pre-tax net operating income$62,802,000176
Securities gains (losses)$60,0002,163
Applicable income taxes$19,201,000201
Income before extraordinary items$43,661,000183
Extraordinary gains, net$040
Net income$43,661,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,455,00090
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$43,619,600170
2003-06-30 (YTD Data)Rank
Total interest income$145,964,000154
Total interest expense$40,554,000170
Net interest income$105,410,000144
Provision for loan and lease losses$30,238,00077
Total noninterest income$36,376,000190
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$10,541,000120
Trading account gains and fees$183,00098
Additional Noninterest Income$25,652,000182
Total noninterest expense$73,183,000176
Salaries and employee benefits$38,545,000152
Premises and equipment expense$9,926,000157
Additional noninterest expense$24,712,000196
Pre-tax net operating income$38,365,000184
Securities gains (losses)$50,0002,013
Applicable income taxes$11,532,000214
Income before extraordinary items$26,883,000192
Extraordinary gains, net$030
Net income$26,883,000192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,087,00086
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$26,848,000176
2003-03-31 (YTD Data)Rank
Total interest income$71,423,000158
Total interest expense$20,127,000174
Net interest income$51,296,000147
Provision for loan and lease losses$16,988,00077
Total noninterest income$17,691,000194
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$4,876,000128
Trading account gains and fees$128,00087
Additional Noninterest Income$12,687,000183
Total noninterest expense$36,149,000178
Salaries and employee benefits$18,631,000159
Premises and equipment expense$5,158,000156
Additional noninterest expense$12,360,000198
Pre-tax net operating income$15,850,000218
Securities gains (losses)$46,0001,434
Applicable income taxes$4,552,000263
Income before extraordinary items$11,344,000221
Extraordinary gains, net$021
Net income$11,344,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,145,00075
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$11,311,340204
2002-12-31 (YTD Data)Rank
Total interest income$314,809,000154
Total interest expense$99,124,000164
Net interest income$215,685,000143
Provision for loan and lease losses$69,457,00081
Total noninterest income$79,929,000173
Gross Fiduciary activities income$3,015,000224
Service charges on deposit accounts$19,403,000124
Trading account gains and fees$205,00093
Additional Noninterest Income$57,306,000162
Total noninterest expense$168,516,000161
Salaries and employee benefits$75,888,000146
Premises and equipment expense$22,541,000142
Additional noninterest expense$70,087,000161
Pre-tax net operating income$57,641,000227
Securities gains (losses)$3,665,000192
Applicable income taxes$17,955,000242
Income before extraordinary items$43,351,000222
Extraordinary gains, net$070
Net income$43,351,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,900,00081
Cash dividends$48,724,000138
Sale, conversion, retirement of capital stock, net$0862
Net operating income$40,748,850218
2001-12-31 (YTD Data)Rank
Total interest income$378,995,000152
Total interest expense$163,856,000164
Net interest income$215,139,000141
Provision for loan and lease losses$12,197,000213
Total noninterest income$94,335,000159
Gross Fiduciary activities income$19,711,00082
Service charges on deposit accounts$19,143,000120
Trading account gains and fees$141,000112
Additional Noninterest Income$55,340,000166
Total noninterest expense$176,849,000154
Salaries and employee benefits$84,616,000127
Premises and equipment expense$22,591,000132
Additional noninterest expense$69,642,000174
Pre-tax net operating income$120,428,000137
Securities gains (losses)$5,867,000129
Applicable income taxes$41,006,000141
Income before extraordinary items$85,289,000138
Extraordinary gains, net$0105
Net income$85,289,000137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,850,000192
Cash dividends$100,000,00086
Sale, conversion, retirement of capital stock, net$0922
Net operating income$81,299,440137
2000-12-31 (YTD Data)Rank
Total interest income$402,332,000157
Total interest expense$192,284,000174
Net interest income$210,048,000145
Provision for loan and lease losses$15,195,000161
Total noninterest income$77,812,000176
Gross Fiduciary activities income$22,317,00076
Service charges on deposit accounts$17,038,000125
Trading account gains and fees$89,000127
Additional Noninterest Income$38,368,000197
Total noninterest expense$175,739,000156
Salaries and employee benefits$79,640,000137
Premises and equipment expense$22,476,000138
Additional noninterest expense$73,623,000167
Pre-tax net operating income$96,926,000159
Securities gains (losses)$-4,0007,844
Applicable income taxes$30,590,000154
Income before extraordinary items$66,332,000146
Extraordinary gains, net$038
Net income$66,332,000146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,349,000186
Cash dividends$30,000,000191
Sale, conversion, retirement of capital stock, net$0969
Net operating income$66,334,720151
1999-12-31 (YTD Data)Rank
Total interest income$330,829,000161
Total interest expense$134,187,000188
Net interest income$196,642,000148
Provision for loan and lease losses$14,300,000163
Total noninterest income$62,317,000205
Gross Fiduciary activities income$19,840,00091
Service charges on deposit accounts$13,214,000155
Trading account gains and fees$0173
Additional Noninterest Income$29,263,000242
Total noninterest expense$171,321,000157
Salaries and employee benefits$73,118,000144
Premises and equipment expense$19,104,000153
Additional noninterest expense$79,099,000151
Pre-tax net operating income$73,338,000194
Securities gains (losses)$-1,413,00010,158
Applicable income taxes$22,031,000211
Income before extraordinary items$49,894,000193
Extraordinary gains, net$035
Net income$49,894,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,744,000162
Cash dividends$35,650,000175
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$50,868,970189
1998-12-31 (YTD Data)Rank
Total interest income$321,814,000164
Total interest expense$132,681,000189
Net interest income$189,133,000153
Provision for loan and lease losses$13,370,000183
Total noninterest income$54,895,000221
Gross Fiduciary activities income$18,041,00098
Service charges on deposit accounts$11,645,000159
Trading account gains and fees$0224
Additional Noninterest Income$25,209,000255
Total noninterest expense$147,795,000173
Salaries and employee benefits$67,416,000146
Premises and equipment expense$20,079,000149
Additional noninterest expense$60,300,000192
Pre-tax net operating income$82,863,000179
Securities gains (losses)$114,0001,198
Applicable income taxes$26,112,000189
Income before extraordinary items$56,865,000183
Extraordinary gains, net$032
Net income$56,865,000183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,938,000160
Cash dividends$46,435,000150
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$56,786,340174
1997-12-31 (YTD Data)Rank
Total interest income$317,390,000171
Total interest expense$134,040,000193
Net interest income$183,350,000165
Provision for loan and lease losses$14,612,000159
Total noninterest income$46,410,000228
Gross Fiduciary activities income$14,860,000107
Service charges on deposit accounts$11,459,000157
Trading account gains and fees$0239
Additional Noninterest Income$20,091,000262
Total noninterest expense$165,909,000158
Salaries and employee benefits$66,104,000144
Premises and equipment expense$19,996,000152
Additional noninterest expense$79,809,000154
Pre-tax net operating income$49,239,000234
Securities gains (losses)$-723,00010,887
Applicable income taxes$15,879,000259
Income before extraordinary items$32,637,000240
Extraordinary gains, net$044
Net income$32,637,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,586,000180
Cash dividends$21,732,000215
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$33,121,410228
1996-12-31 (YTD Data)Rank
Total interest income$237,108,000229
Total interest expense$97,521,000257
Net interest income$139,587,000212
Provision for loan and lease losses$7,686,000255
Total noninterest income$41,628,000259
Gross Fiduciary activities income$11,725,000129
Service charges on deposit accounts$9,307,000214
Trading account gains and fees$0262
Additional Noninterest Income$20,596,000286
Total noninterest expense$117,494,000221
Salaries and employee benefits$63,050,000160
Premises and equipment expense$15,559,000206
Additional noninterest expense$38,885,000283
Pre-tax net operating income$56,035,000231
Securities gains (losses)$39,0001,512
Applicable income taxes$16,688,000261
Income before extraordinary items$39,386,000223
Extraordinary gains, net$053
Net income$39,386,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,588,000283
Cash dividends$50,541,000136
Sale, conversion, retirement of capital stock, net$0953
Net operating income$39,358,700221
1995-12-31 (YTD Data)Rank
Total interest income$133,309,000359
Total interest expense$56,934,000401
Net interest income$76,375,000324
Provision for loan and lease losses$3,680,000390
Total noninterest income$32,459,000302
Gross Fiduciary activities income$6,009,000217
Service charges on deposit accounts$5,357,000315
Trading account gains and fees$2,000493
Additional Noninterest Income$21,091,000262
Total noninterest expense$78,405,000299
Salaries and employee benefits$40,153,000235
Premises and equipment expense$10,799,000275
Additional noninterest expense$27,453,000352
Pre-tax net operating income$26,749,000387
Securities gains (losses)$71,0001,109
Applicable income taxes$6,828,000490
Income before extraordinary items$19,992,000354
Extraordinary gains, net$065
Net income$19,992,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,613,000654
Cash dividends$8,240,000444
Sale, conversion, retirement of capital stock, net$0809
Net operating income$19,938,750351
1994-12-31 (YTD Data)Rank
Total interest income$83,781,000466
Total interest expense$29,884,000529
Net interest income$53,897,000418
Provision for loan and lease losses$2,880,000448
Total noninterest income$25,602,000337
Gross Fiduciary activities income$4,621,000233
Service charges on deposit accounts$3,661,000420
Trading account gains and fees$2,000434
Additional Noninterest Income$17,318,000302
Total noninterest expense$58,012,000361
Salaries and employee benefits$31,081,000293
Premises and equipment expense$8,550,000330
Additional noninterest expense$18,381,000463
Pre-tax net operating income$18,607,000479
Securities gains (losses)$-36,00010,793
Applicable income taxes$3,567,000750
Income before extraordinary items$15,004,000413
Extraordinary gains, net$0249
Net income$15,004,000414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,262,000515
Cash dividends$8,757,000381
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$15,033,160420
1993-12-31 (YTD Data)Rank
Total interest income$82,123,000463
Total interest expense$31,827,000508
Net interest income$50,296,000439
Provision for loan and lease losses$2,880,000631
Total noninterest income$25,648,000331
Gross Fiduciary activities income$4,395,000241
Service charges on deposit accounts$3,861,000398
Trading account gains and fees$10,000417
Additional Noninterest Income$17,382,000299
Total noninterest expense$57,106,000365
Salaries and employee benefits$30,715,000284
Premises and equipment expense$8,222,000341
Additional noninterest expense$18,169,000505
Pre-tax net operating income$15,958,000493
Securities gains (losses)$123,0002,217
Applicable income taxes$2,462,0001,018
Income before extraordinary items$13,619,000416
Extraordinary gains, net$03,149
Net income$13,619,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,455,000645
Cash dividends$6,400,000387
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$13,514,450401
1992-12-31 (YTD Data)Rank
Total interest income$89,924,000478
Total interest expense$40,515,000528
Net interest income$49,409,000455
Provision for loan and lease losses$2,880,000865
Total noninterest income$21,139,000379
Gross Fiduciary activities income$4,134,000243
Service charges on deposit accounts$3,844,000387
Trading account gains and fees$29,000350
Additional Noninterest Income$13,132,000366
Total noninterest expense$54,765,000377
Salaries and employee benefits$28,743,000288
Premises and equipment expense$8,109,000349
Additional noninterest expense$17,913,000494
Pre-tax net operating income$12,903,000497
Securities gains (losses)$-14,00013,390
Applicable income taxes$1,286,0001,642
Income before extraordinary items$11,603,000427
Extraordinary gains, net$-9,042,00013,920
Net income$2,561,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,478,000666
Cash dividends$8,560,000245
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$11,615,600392

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.