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Citizens Bank, Income and Expense

2022-03-31 (YTD Data)Rank
Total interest income$4,126,0001,688
Total interest expense$201,0002,205
Net interest income$3,925,0001,644
Provision for loan and lease losses$30,0001,548
Total noninterest income$1,202,0001,233
Gross Fiduciary activities income$0892
Service charges on deposit accounts$235,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$967,0001,104
Total noninterest expense$4,141,0001,349
Salaries and employee benefits$2,498,0001,313
Premises and equipment expense$428,0001,383
Additional noninterest expense$1,215,0001,362
Pre-tax net operating income$956,0002,144
Securities gains (losses)$0623
Applicable income taxes$148,0001,811
Income before extraordinary items$808,0002,180
Extraordinary gains, net$04
Net income$808,0002,180
Minority interest net income$050
Net income of bank and minority interests.$808,0002,180
Net charge-offs$01,838
Cash dividends$317,0001,460
Sale, conversion, retirement of capital stock, net$0453
Net operating income$808,0002,200
2021-12-31 (YTD Data)Rank
Total interest income$17,178,0001,676
Total interest expense$1,004,0002,206
Net interest income$16,174,0001,627
Provision for loan and lease losses$-397,0004,397
Total noninterest income$4,934,0001,325
Gross Fiduciary activities income$0994
Service charges on deposit accounts$708,0001,236
Trading account gains and feesNANA
Additional Noninterest Income$4,226,0001,203
Total noninterest expense$15,846,0001,387
Salaries and employee benefits$9,539,0001,346
Premises and equipment expense$1,489,0001,528
Additional noninterest expense$4,818,0001,376
Pre-tax net operating income$5,659,0001,901
Securities gains (losses)$02,062
Applicable income taxes$1,112,0001,529
Income before extraordinary items$4,547,0002,002
Extraordinary gains, net$010
Net income$4,547,0002,002
Minority interest net income$074
Net income of bank and minority interests.$4,547,0002,003
Net charge-offs$-52,0004,137
Cash dividends$2,868,0001,220
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,547,0001,974
2021-09-30 (YTD Data)Rank
Total interest income$12,919,0001,700
Total interest expense$785,0002,238
Net interest income$12,134,0001,649
Provision for loan and lease losses$-199,0004,446
Total noninterest income$3,849,0001,325
Gross Fiduciary activities income$0957
Service charges on deposit accounts$504,0001,284
Trading account gains and feesNANA
Additional Noninterest Income$3,345,0001,189
Total noninterest expense$11,463,0001,433
Salaries and employee benefits$6,813,0001,401
Premises and equipment expense$1,068,0001,608
Additional noninterest expense$3,582,0001,388
Pre-tax net operating income$4,719,0001,846
Securities gains (losses)$02,015
Applicable income taxes$960,0001,492
Income before extraordinary items$3,759,0001,959
Extraordinary gains, net$08
Net income$3,759,0001,958
Minority interest net income$069
Net income of bank and minority interests.$3,759,0001,959
Net charge-offs$-52,0004,224
Cash dividends$2,152,0001,105
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,759,0001,934
2021-06-30 (YTD Data)Rank
Total interest income$8,630,0001,698
Total interest expense$559,0002,196
Net interest income$8,071,0001,644
Provision for loan and lease losses$-99,0004,483
Total noninterest income$2,769,0001,242
Gross Fiduciary activities income$0951
Service charges on deposit accounts$307,0001,335
Trading account gains and feesNANA
Additional Noninterest Income$2,462,0001,119
Total noninterest expense$7,603,0001,435
Salaries and employee benefits$4,493,0001,414
Premises and equipment expense$722,0001,600
Additional noninterest expense$2,388,0001,368
Pre-tax net operating income$3,336,0001,722
Securities gains (losses)$01,818
Applicable income taxes$690,0001,431
Income before extraordinary items$2,646,0001,864
Extraordinary gains, net$06
Net income$2,646,0001,865
Minority interest net income$067
Net income of bank and minority interests.$2,646,0001,864
Net charge-offs$-38,0004,285
Cash dividends$1,375,0001,124
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,646,0001,832
2021-03-31 (YTD Data)Rank
Total interest income$4,428,0001,659
Total interest expense$306,0002,149
Net interest income$4,122,0001,606
Provision for loan and lease losses$51,0001,715
Total noninterest income$1,596,0001,144
Gross Fiduciary activities income$0922
Service charges on deposit accounts$149,0001,358
Trading account gains and feesNANA
Additional Noninterest Income$1,447,0001,000
Total noninterest expense$3,759,0001,441
Salaries and employee benefits$2,236,0001,414
Premises and equipment expense$386,0001,522
Additional noninterest expense$1,137,0001,386
Pre-tax net operating income$1,908,0001,574
Securities gains (losses)$01,392
Applicable income taxes$407,0001,294
Income before extraordinary items$1,501,0001,720
Extraordinary gains, net$03
Net income$1,501,0001,720
Minority interest net income$055
Net income of bank and minority interests.$1,501,0001,720
Net charge-offs$-26,0004,430
Cash dividends$556,0001,117
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,501,0001,681
2020-12-31 (YTD Data)Rank
Total interest income$18,793,0001,577
Total interest expense$1,583,0002,304
Net interest income$17,210,0001,463
Provision for loan and lease losses$225,0002,934
Total noninterest income$4,511,0001,345
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$744,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$3,767,0001,259
Total noninterest expense$14,722,0001,431
Salaries and employee benefits$8,750,0001,407
Premises and equipment expense$1,299,0001,694
Additional noninterest expense$4,673,0001,357
Pre-tax net operating income$6,774,0001,408
Securities gains (losses)$02,675
Applicable income taxes$1,432,0001,166
Income before extraordinary items$5,342,0001,553
Extraordinary gains, net$04
Net income$5,342,0001,553
Minority interest net income$072
Net income of bank and minority interests.$5,342,0001,553
Net charge-offs$196,0001,562
Cash dividends$1,121,0002,083
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,342,0001,515
2020-09-30 (YTD Data)Rank
Total interest income$14,083,0001,579
Total interest expense$1,219,0002,355
Net interest income$12,864,0001,456
Provision for loan and lease losses$281,0002,479
Total noninterest income$3,603,0001,270
Gross Fiduciary activities income$0981
Service charges on deposit accounts$560,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$3,043,0001,156
Total noninterest expense$11,018,0001,413
Salaries and employee benefits$6,406,0001,407
Premises and equipment expense$979,0001,686
Additional noninterest expense$3,633,0001,297
Pre-tax net operating income$5,168,0001,354
Securities gains (losses)$02,494
Applicable income taxes$1,102,0001,109
Income before extraordinary items$4,066,0001,493
Extraordinary gains, net$04
Net income$4,066,0001,494
Minority interest net income$065
Net income of bank and minority interests.$4,066,0001,494
Net charge-offs$95,0001,701
Cash dividends$800,0001,906
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,066,0001,450
2020-06-30 (YTD Data)Rank
Total interest income$9,300,0001,606
Total interest expense$842,0002,415
Net interest income$8,458,0001,479
Provision for loan and lease losses$171,0002,553
Total noninterest income$2,159,0001,295
Gross Fiduciary activities income$0970
Service charges on deposit accounts$374,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$1,785,0001,176
Total noninterest expense$7,217,0001,426
Salaries and employee benefits$4,197,0001,428
Premises and equipment expense$644,0001,697
Additional noninterest expense$2,376,0001,303
Pre-tax net operating income$3,229,0001,358
Securities gains (losses)$02,249
Applicable income taxes$681,0001,101
Income before extraordinary items$2,548,0001,505
Extraordinary gains, net$04
Net income$2,548,0001,504
Minority interest net income$065
Net income of bank and minority interests.$2,548,0001,505
Net charge-offs$73,0001,514
Cash dividends$540,0001,885
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,548,0001,463
2020-03-31 (YTD Data)Rank
Total interest income$4,632,0001,606
Total interest expense$477,0002,356
Net interest income$4,155,0001,470
Provision for loan and lease losses$42,0002,695
Total noninterest income$1,104,0001,207
Gross Fiduciary activities income$0941
Service charges on deposit accounts$229,0001,189
Trading account gains and feesNANA
Additional Noninterest Income$875,0001,073
Total noninterest expense$3,640,0001,430
Salaries and employee benefits$2,105,0001,432
Premises and equipment expense$318,0001,743
Additional noninterest expense$1,217,0001,295
Pre-tax net operating income$1,577,0001,270
Securities gains (losses)$01,705
Applicable income taxes$332,0001,003
Income before extraordinary items$1,245,0001,384
Extraordinary gains, net$04
Net income$1,245,0001,382
Minority interest net income$056
Net income of bank and minority interests.$1,245,0001,384
Net charge-offs$34,0001,369
Cash dividends$260,0001,761
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,245,0001,362
2019-12-31 (YTD Data)Rank
Total interest income$18,675,0001,608
Total interest expense$2,248,0002,181
Net interest income$16,427,0001,471
Provision for loan and lease losses$-216,0005,046
Total noninterest income$3,813,0001,361
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$992,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$2,821,0001,250
Total noninterest expense$13,554,0001,480
Salaries and employee benefits$7,957,0001,457
Premises and equipment expense$1,148,0001,842
Additional noninterest expense$4,449,0001,386
Pre-tax net operating income$6,902,0001,374
Securities gains (losses)$-58,0005,033
Applicable income taxes$1,505,0001,103
Income before extraordinary items$5,339,0001,527
Extraordinary gains, net$011
Net income$5,339,0001,528
Minority interest net income$076
Net income of bank and minority interests.$5,339,0001,529
Net charge-offs$36,0002,824
Cash dividends$936,0002,436
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,384,8201,481
2019-09-30 (YTD Data)Rank
Total interest income$13,919,0001,635
Total interest expense$1,701,0002,181
Net interest income$12,218,0001,500
Provision for loan and lease losses$-60,0005,086
Total noninterest income$2,772,0001,381
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$744,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$2,028,0001,276
Total noninterest expense$10,087,0001,491
Salaries and employee benefits$5,827,0001,493
Premises and equipment expense$827,0001,918
Additional noninterest expense$3,433,0001,339
Pre-tax net operating income$4,963,0001,453
Securities gains (losses)$-58,0005,124
Applicable income taxes$1,078,0001,173
Income before extraordinary items$3,827,0001,595
Extraordinary gains, net$011
Net income$3,827,0001,596
Minority interest net income$072
Net income of bank and minority interests.$3,827,0001,596
Net charge-offs$-12,0004,473
Cash dividends$631,0002,272
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,872,8201,552
2019-06-30 (YTD Data)Rank
Total interest income$9,189,0001,645
Total interest expense$1,132,0002,160
Net interest income$8,057,0001,519
Provision for loan and lease losses$90,0002,284
Total noninterest income$1,760,0001,403
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$483,0001,163
Trading account gains and feesNANA
Additional Noninterest Income$1,277,0001,281
Total noninterest expense$6,703,0001,499
Salaries and employee benefits$3,839,0001,509
Premises and equipment expense$551,0001,929
Additional noninterest expense$2,313,0001,355
Pre-tax net operating income$3,024,0001,533
Securities gains (losses)$-61,0005,177
Applicable income taxes$648,0001,237
Income before extraordinary items$2,315,0001,696
Extraordinary gains, net$011
Net income$2,315,0001,696
Minority interest net income$069
Net income of bank and minority interests.$2,315,0001,696
Net charge-offs$-57,0004,943
Cash dividends$408,0002,305
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,363,1901,645
2019-03-31 (YTD Data)Rank
Total interest income$4,569,0001,657
Total interest expense$562,0002,144
Net interest income$4,007,0001,524
Provision for loan and lease losses$90,0001,533
Total noninterest income$915,0001,314
Gross Fiduciary activities income$0972
Service charges on deposit accounts$240,0001,162
Trading account gains and feesNANA
Additional Noninterest Income$675,0001,196
Total noninterest expense$3,268,0001,545
Salaries and employee benefits$1,916,0001,524
Premises and equipment expense$292,0001,871
Additional noninterest expense$1,060,0001,444
Pre-tax net operating income$1,564,0001,470
Securities gains (losses)$-61,0005,270
Applicable income taxes$336,0001,180
Income before extraordinary items$1,167,0001,664
Extraordinary gains, net$05
Net income$1,167,0001,662
Minority interest net income$052
Net income of bank and minority interests.$1,167,0001,663
Net charge-offs$-45,0005,048
Cash dividends$204,0002,006
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,215,1901,586
2018-12-31 (YTD Data)Rank
Total interest income$17,619,0001,620
Total interest expense$1,563,0002,283
Net interest income$16,056,0001,497
Provision for loan and lease losses$570,0001,351
Total noninterest income$3,686,0001,344
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,065,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$2,621,0001,254
Total noninterest expense$13,673,0001,455
Salaries and employee benefits$7,620,0001,476
Premises and equipment expense$1,108,0001,903
Additional noninterest expense$4,945,0001,250
Pre-tax net operating income$5,499,0001,661
Securities gains (losses)$01,125
Applicable income taxes$1,208,0001,213
Income before extraordinary items$4,291,0001,804
Extraordinary gains, net$06
Net income$4,291,0001,803
Minority interest net income$072
Net income of bank and minority interests.$4,291,0001,803
Net charge-offs$238,0001,493
Cash dividends$807,0002,447
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,291,0001,798
2018-09-30 (YTD Data)Rank
Total interest income$12,938,0001,635
Total interest expense$1,050,0002,368
Net interest income$11,888,0001,514
Provision for loan and lease losses$560,0001,038
Total noninterest income$2,618,0001,403
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$795,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$1,823,0001,333
Total noninterest expense$10,092,0001,472
Salaries and employee benefits$5,586,0001,501
Premises and equipment expense$840,0001,900
Additional noninterest expense$3,666,0001,269
Pre-tax net operating income$3,854,0001,763
Securities gains (losses)$01,118
Applicable income taxes$840,0001,322
Income before extraordinary items$3,014,0001,906
Extraordinary gains, net$05
Net income$3,014,0001,904
Minority interest net income$066
Net income of bank and minority interests.$3,014,0001,905
Net charge-offs$161,0001,386
Cash dividends$558,0002,276
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,014,0001,894
2018-06-30 (YTD Data)Rank
Total interest income$8,484,0001,637
Total interest expense$590,0002,543
Net interest income$7,894,0001,512
Provision for loan and lease losses$428,000929
Total noninterest income$1,728,0001,419
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$516,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$1,212,0001,349
Total noninterest expense$6,613,0001,498
Salaries and employee benefits$3,670,0001,533
Premises and equipment expense$563,0001,912
Additional noninterest expense$2,380,0001,309
Pre-tax net operating income$2,581,0001,723
Securities gains (losses)$0961
Applicable income taxes$566,0001,293
Income before extraordinary items$2,015,0001,870
Extraordinary gains, net$06
Net income$2,015,0001,868
Minority interest net income$065
Net income of bank and minority interests.$2,015,0001,869
Net charge-offs$113,0001,249
Cash dividends$372,0002,283
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,015,0001,861
2018-03-31 (YTD Data)Rank
Total interest income$4,124,0001,666
Total interest expense$259,0002,687
Net interest income$3,865,0001,546
Provision for loan and lease losses$86,0001,613
Total noninterest income$906,0001,360
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$256,0001,153
Trading account gains and feesNANA
Additional Noninterest Income$650,0001,267
Total noninterest expense$3,374,0001,495
Salaries and employee benefits$1,872,0001,519
Premises and equipment expense$310,0001,822
Additional noninterest expense$1,192,0001,292
Pre-tax net operating income$1,311,0001,657
Securities gains (losses)$0735
Applicable income taxes$289,0001,250
Income before extraordinary items$1,022,0001,813
Extraordinary gains, net$07
Net income$1,022,0001,812
Minority interest net income$052
Net income of bank and minority interests.$1,022,0001,813
Net charge-offs$19,0001,687
Cash dividends$176,0002,000
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,022,0001,805
2017-12-31 (YTD Data)Rank
Total interest income$15,780,0001,678
Total interest expense$962,0002,600
Net interest income$14,818,0001,580
Provision for loan and lease losses$403,0001,641
Total noninterest income$3,400,0001,451
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,154,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$2,246,0001,429
Total noninterest expense$12,707,0001,549
Salaries and employee benefits$7,007,0001,581
Premises and equipment expense$1,070,0002,013
Additional noninterest expense$4,630,0001,325
Pre-tax net operating income$5,108,0001,677
Securities gains (losses)$02,243
Applicable income taxes$2,081,0001,248
Income before extraordinary items$3,027,0002,033
Extraordinary gains, net$09
Net income$3,027,0002,032
Minority interest net income$076
Net income of bank and minority interests.$3,027,0002,033
Net charge-offs$330,0001,396
Cash dividends$654,0002,668
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,027,0002,008
2017-09-30 (YTD Data)Rank
Total interest income$11,697,0001,693
Total interest expense$709,0002,614
Net interest income$10,988,0001,592
Provision for loan and lease losses$264,0001,767
Total noninterest income$2,455,0001,499
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$863,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$1,592,0001,491
Total noninterest expense$9,554,0001,552
Salaries and employee benefits$5,172,0001,615
Premises and equipment expense$807,0002,013
Additional noninterest expense$3,575,0001,291
Pre-tax net operating income$3,625,0001,785
Securities gains (losses)$02,274
Applicable income taxes$1,268,0001,256
Income before extraordinary items$2,357,0002,126
Extraordinary gains, net$09
Net income$2,357,0002,127
Minority interest net income$071
Net income of bank and minority interests.$2,357,0002,127
Net charge-offs$68,0002,224
Cash dividends$477,0002,462
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,357,0002,098
2017-06-30 (YTD Data)Rank
Total interest income$7,705,0001,695
Total interest expense$467,0002,607
Net interest income$7,238,0001,602
Provision for loan and lease losses$162,0001,762
Total noninterest income$1,621,0001,508
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$571,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0001,497
Total noninterest expense$6,266,0001,575
Salaries and employee benefits$3,398,0001,647
Premises and equipment expense$533,0002,025
Additional noninterest expense$2,335,0001,312
Pre-tax net operating income$2,431,0001,746
Securities gains (losses)$01,906
Applicable income taxes$857,0001,218
Income before extraordinary items$1,574,0002,074
Extraordinary gains, net$011
Net income$1,574,0002,074
Minority interest net income$071
Net income of bank and minority interests.$1,574,0002,074
Net charge-offs$98,0001,537
Cash dividends$312,0002,460
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,574,0002,040
2017-03-31 (YTD Data)Rank
Total interest income$3,789,0001,714
Total interest expense$230,0002,602
Net interest income$3,559,0001,617
Provision for loan and lease losses$60,0001,878
Total noninterest income$789,0001,522
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$279,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$510,0001,509
Total noninterest expense$3,217,0001,552
Salaries and employee benefits$1,753,0001,605
Premises and equipment expense$270,0002,028
Additional noninterest expense$1,194,0001,286
Pre-tax net operating income$1,071,0001,877
Securities gains (losses)$01,153
Applicable income taxes$374,0001,307
Income before extraordinary items$697,0002,200
Extraordinary gains, net$08
Net income$697,0002,201
Minority interest net income$055
Net income of bank and minority interests.$697,0002,201
Net charge-offs$94,000968
Cash dividends$156,0002,108
Sale, conversion, retirement of capital stock, net$0632
Net operating income$697,0002,174
2016-12-31 (YTD Data)Rank
Total interest income$14,979,0001,683
Total interest expense$834,0002,744
Net interest income$14,145,0001,583
Provision for loan and lease losses$337,0001,888
Total noninterest income$3,503,0001,473
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,248,000984
Trading account gains and fees$0170
Additional Noninterest Income$2,255,0001,475
Total noninterest expense$12,294,0001,579
Salaries and employee benefits$6,480,0001,668
Premises and equipment expense$987,0002,166
Additional noninterest expense$4,827,0001,302
Pre-tax net operating income$5,017,0001,623
Securities gains (losses)$03,212
Applicable income taxes$1,804,0001,125
Income before extraordinary items$3,213,0001,985
Extraordinary gains, net$05
Net income$3,213,0001,984
Minority interest net income$082
Net income of bank and minority interests.$3,213,0001,984
Net charge-offs$31,0003,435
Cash dividends$542,0002,876
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,213,0001,931
2016-09-30 (YTD Data)Rank
Total interest income$11,175,0001,705
Total interest expense$621,0002,764
Net interest income$10,554,0001,589
Provision for loan and lease losses$273,0001,724
Total noninterest income$2,678,0001,449
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$935,000983
Trading account gains and fees$0169
Additional Noninterest Income$1,743,0001,434
Total noninterest expense$9,311,0001,561
Salaries and employee benefits$4,802,0001,683
Premises and equipment expense$748,0002,152
Additional noninterest expense$3,761,0001,261
Pre-tax net operating income$3,648,0001,676
Securities gains (losses)$03,160
Applicable income taxes$1,313,0001,188
Income before extraordinary items$2,335,0002,070
Extraordinary gains, net$05
Net income$2,335,0002,070
Minority interest net income$071
Net income of bank and minority interests.$2,335,0002,070
Net charge-offs$131,0001,817
Cash dividends$386,0002,663
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,335,0001,998
2016-06-30 (YTD Data)Rank
Total interest income$7,422,0001,716
Total interest expense$415,0002,766
Net interest income$7,007,0001,596
Provision for loan and lease losses$154,0001,871
Total noninterest income$1,864,0001,391
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$617,000980
Trading account gains and fees$0157
Additional Noninterest Income$1,247,0001,347
Total noninterest expense$6,175,0001,575
Salaries and employee benefits$3,130,0001,714
Premises and equipment expense$501,0002,149
Additional noninterest expense$2,544,0001,248
Pre-tax net operating income$2,542,0001,612
Securities gains (losses)$02,835
Applicable income taxes$920,0001,143
Income before extraordinary items$1,622,0001,978
Extraordinary gains, net$016
Net income$1,622,0001,978
Minority interest net income$071
Net income of bank and minority interests.$1,622,0001,978
Net charge-offs$146,0001,342
Cash dividends$255,0002,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,622,0001,917
2016-03-31 (YTD Data)Rank
Total interest income$3,737,0001,702
Total interest expense$215,0002,713
Net interest income$3,522,0001,597
Provision for loan and lease losses$79,0001,719
Total noninterest income$1,024,0001,284
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$297,0001,011
Trading account gains and fees$0142
Additional Noninterest Income$727,0001,175
Total noninterest expense$3,116,0001,565
Salaries and employee benefits$1,531,0001,754
Premises and equipment expense$274,0002,007
Additional noninterest expense$1,311,0001,218
Pre-tax net operating income$1,351,0001,505
Securities gains (losses)$02,077
Applicable income taxes$491,0001,069
Income before extraordinary items$860,0001,864
Extraordinary gains, net$012
Net income$860,0001,865
Minority interest net income$062
Net income of bank and minority interests.$860,0001,865
Net charge-offs$172,000739
Cash dividends$124,0002,268
Sale, conversion, retirement of capital stock, net$0659
Net operating income$860,0001,821
2015-12-31 (YTD Data)Rank
Total interest income$15,138,0001,645
Total interest expense$1,014,0002,396
Net interest income$14,124,0001,554
Provision for loan and lease losses$657,0001,106
Total noninterest income$3,358,0001,476
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,370,000930
Trading account gains and fees$0159
Additional Noninterest Income$1,988,0001,526
Total noninterest expense$12,163,0001,578
Salaries and employee benefits$6,431,0001,639
Premises and equipment expense$1,042,0002,113
Additional noninterest expense$4,690,0001,342
Pre-tax net operating income$4,662,0001,670
Securities gains (losses)$03,216
Applicable income taxes$1,604,0001,184
Income before extraordinary items$3,058,0002,020
Extraordinary gains, net$023
Net income$3,058,0002,021
Minority interest net income$081
Net income of bank and minority interests.$3,058,0002,022
Net charge-offs$174,0002,119
Cash dividends$488,0002,970
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,058,0001,982
2015-09-30 (YTD Data)Rank
Total interest income$11,254,0001,675
Total interest expense$772,0002,397
Net interest income$10,482,0001,581
Provision for loan and lease losses$533,000990
Total noninterest income$2,512,0001,498
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,024,000942
Trading account gains and fees$0153
Additional Noninterest Income$1,488,0001,544
Total noninterest expense$9,061,0001,603
Salaries and employee benefits$4,793,0001,650
Premises and equipment expense$789,0002,133
Additional noninterest expense$3,479,0001,353
Pre-tax net operating income$3,400,0001,728
Securities gains (losses)$03,031
Applicable income taxes$1,159,0001,238
Income before extraordinary items$2,241,0002,078
Extraordinary gains, net$021
Net income$2,241,0002,079
Minority interest net income$078
Net income of bank and minority interests.$2,241,0002,079
Net charge-offs$109,0002,075
Cash dividends$349,0002,672
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,241,0002,021
2015-06-30 (YTD Data)Rank
Total interest income$7,400,0001,696
Total interest expense$521,0002,396
Net interest income$6,879,0001,608
Provision for loan and lease losses$296,0001,172
Total noninterest income$1,632,0001,522
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$660,000952
Trading account gains and fees$0157
Additional Noninterest Income$972,0001,591
Total noninterest expense$5,966,0001,624
Salaries and employee benefits$3,156,0001,680
Premises and equipment expense$522,0002,152
Additional noninterest expense$2,288,0001,370
Pre-tax net operating income$2,249,0001,733
Securities gains (losses)$02,636
Applicable income taxes$761,0001,266
Income before extraordinary items$1,488,0002,068
Extraordinary gains, net$022
Net income$1,488,0002,070
Minority interest net income$075
Net income of bank and minority interests.$1,488,0002,070
Net charge-offs$46,0002,379
Cash dividends$236,0002,641
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,488,0002,018
2015-03-31 (YTD Data)Rank
Total interest income$3,650,0001,714
Total interest expense$272,0002,337
Net interest income$3,378,0001,639
Provision for loan and lease losses$138,0001,195
Total noninterest income$808,0001,498
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$316,000965
Trading account gains and fees$0152
Additional Noninterest Income$492,0001,524
Total noninterest expense$3,041,0001,595
Salaries and employee benefits$1,646,0001,624
Premises and equipment expense$270,0002,122
Additional noninterest expense$1,125,0001,371
Pre-tax net operating income$1,007,0001,848
Securities gains (losses)$02,027
Applicable income taxes$334,0001,342
Income before extraordinary items$673,0002,211
Extraordinary gains, net$013
Net income$673,0002,212
Minority interest net income$064
Net income of bank and minority interests.$673,0002,212
Net charge-offs$12,0002,395
Cash dividends$124,0002,197
Sale, conversion, retirement of capital stock, net$0697
Net operating income$673,0002,142
2014-12-31 (YTD Data)Rank
Total interest income$14,220,0001,770
Total interest expense$1,402,0002,005
Net interest income$12,818,0001,714
Provision for loan and lease losses$201,0002,462
Total noninterest income$3,412,0001,424
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,557,000855
Trading account gains and fees$0180
Additional Noninterest Income$1,855,0001,553
Total noninterest expense$14,756,0001,324
Salaries and employee benefits$8,891,0001,224
Premises and equipment expense$1,138,0002,012
Additional noninterest expense$4,727,0001,361
Pre-tax net operating income$1,273,0003,750
Securities gains (losses)$03,259
Applicable income taxes$291,0002,667
Income before extraordinary items$982,0003,990
Extraordinary gains, net$017
Net income$982,0003,989
Minority interest net income$084
Net income of bank and minority interests.$982,0003,991
Net charge-offs$94,0003,240
Cash dividends$690,0002,488
Sale, conversion, retirement of capital stock, net$0862
Net operating income$982,0003,930
2014-09-30 (YTD Data)Rank
Total interest income$10,605,0001,790
Total interest expense$1,089,0001,972
Net interest income$9,516,0001,741
Provision for loan and lease losses$111,0002,691
Total noninterest income$2,558,0001,434
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,166,000865
Trading account gains and fees$0174
Additional Noninterest Income$1,392,0001,537
Total noninterest expense$10,010,0001,439
Salaries and employee benefits$5,484,0001,442
Premises and equipment expense$879,0001,977
Additional noninterest expense$3,647,0001,324
Pre-tax net operating income$1,953,0002,550
Securities gains (losses)$02,980
Applicable income taxes$604,0001,791
Income before extraordinary items$1,349,0002,933
Extraordinary gains, net$015
Net income$1,349,0002,933
Minority interest net income$081
Net income of bank and minority interests.$1,349,0002,934
Net charge-offs$129,0002,442
Cash dividends$551,0002,108
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,349,0002,873
2014-06-30 (YTD Data)Rank
Total interest income$6,973,0001,807
Total interest expense$742,0001,957
Net interest income$6,231,0001,758
Provision for loan and lease losses$04,196
Total noninterest income$1,699,0001,423
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$761,000872
Trading account gains and fees$0172
Additional Noninterest Income$938,0001,517
Total noninterest expense$6,708,0001,433
Salaries and employee benefits$3,646,0001,434
Premises and equipment expense$600,0001,948
Additional noninterest expense$2,462,0001,314
Pre-tax net operating income$1,222,0002,615
Securities gains (losses)$02,580
Applicable income taxes$368,0001,858
Income before extraordinary items$854,0002,967
Extraordinary gains, net$020
Net income$854,0002,973
Minority interest net income$080
Net income of bank and minority interests.$854,0002,973
Net charge-offs$104,0002,150
Cash dividends$439,0001,956
Sale, conversion, retirement of capital stock, net$0794
Net operating income$854,0002,905
2014-03-31 (YTD Data)Rank
Total interest income$3,508,0001,777
Total interest expense$376,0001,972
Net interest income$3,132,0001,741
Provision for loan and lease losses$03,817
Total noninterest income$827,0001,424
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$346,000935
Trading account gains and fees$0147
Additional Noninterest Income$481,0001,457
Total noninterest expense$3,422,0001,425
Salaries and employee benefits$1,865,0001,426
Premises and equipment expense$323,0001,861
Additional noninterest expense$1,234,0001,302
Pre-tax net operating income$537,0002,765
Securities gains (losses)$01,715
Applicable income taxes$153,0001,986
Income before extraordinary items$384,0003,090
Extraordinary gains, net$016
Net income$384,0003,093
Minority interest net income$066
Net income of bank and minority interests.$384,0003,093
Net charge-offs$84,0001,483
Cash dividends$233,0001,652
Sale, conversion, retirement of capital stock, net$0747
Net operating income$384,0003,044
2013-12-31 (YTD Data)Rank
Total interest income$14,100,0001,773
Total interest expense$1,596,0002,045
Net interest income$12,504,0001,721
Provision for loan and lease losses$-272,0006,499
Total noninterest income$3,860,0001,351
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,614,000863
Trading account gains and fees$0184
Additional Noninterest Income$2,246,0001,393
Total noninterest expense$13,135,0001,487
Salaries and employee benefits$7,176,0001,454
Premises and equipment expense$1,146,0001,994
Additional noninterest expense$4,813,0001,386
Pre-tax net operating income$3,501,0001,905
Securities gains (losses)$03,182
Applicable income taxes$1,079,0001,400
Income before extraordinary items$2,422,0002,254
Extraordinary gains, net$029
Net income$2,422,0002,257
Minority interest net income$090
Net income of bank and minority interests.$2,422,0002,257
Net charge-offs$596,0001,824
Cash dividends$225,0003,500
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,422,0002,206
2013-09-30 (YTD Data)Rank
Total interest income$10,673,0001,760
Total interest expense$1,208,0002,091
Net interest income$9,465,0001,703
Provision for loan and lease losses$-95,0006,558
Total noninterest income$2,925,0001,369
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,196,000873
Trading account gains and fees$0180
Additional Noninterest Income$1,729,0001,406
Total noninterest expense$9,886,0001,485
Salaries and employee benefits$5,337,0001,470
Premises and equipment expense$906,0001,918
Additional noninterest expense$3,643,0001,376
Pre-tax net operating income$2,599,0001,995
Securities gains (losses)$03,040
Applicable income taxes$756,0001,507
Income before extraordinary items$1,843,0002,280
Extraordinary gains, net$025
Net income$1,843,0002,285
Minority interest net income$084
Net income of bank and minority interests.$1,843,0002,285
Net charge-offs$487,0001,616
Cash dividends$225,0002,849
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,843,0002,215
2013-06-30 (YTD Data)Rank
Total interest income$7,158,0001,749
Total interest expense$812,0002,105
Net interest income$6,346,0001,684
Provision for loan and lease losses$165,0002,337
Total noninterest income$1,964,0001,369
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$774,000873
Trading account gains and fees$0157
Additional Noninterest Income$1,190,0001,405
Total noninterest expense$6,606,0001,486
Salaries and employee benefits$3,585,0001,460
Premises and equipment expense$605,0001,909
Additional noninterest expense$2,416,0001,367
Pre-tax net operating income$1,539,0002,155
Securities gains (losses)$02,791
Applicable income taxes$425,0001,679
Income before extraordinary items$1,114,0002,414
Extraordinary gains, net$022
Net income$1,114,0002,423
Minority interest net income$082
Net income of bank and minority interests.$1,114,0002,421
Net charge-offs$443,0001,352
Cash dividends$150,0002,739
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,114,0002,325
2013-03-31 (YTD Data)Rank
Total interest income$3,585,0001,759
Total interest expense$412,0002,132
Net interest income$3,173,0001,703
Provision for loan and lease losses$75,0002,354
Total noninterest income$999,0001,365
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$369,000902
Trading account gains and fees$0148
Additional Noninterest Income$630,0001,344
Total noninterest expense$3,342,0001,482
Salaries and employee benefits$1,862,0001,427
Premises and equipment expense$312,0001,896
Additional noninterest expense$1,168,0001,392
Pre-tax net operating income$755,0002,133
Securities gains (losses)$01,966
Applicable income taxes$205,0001,687
Income before extraordinary items$550,0002,412
Extraordinary gains, net$010
Net income$550,0002,414
Minority interest net income$076
Net income of bank and minority interests.$550,0002,414
Net charge-offs$83,0002,038
Cash dividends$75,0002,210
Sale, conversion, retirement of capital stock, net$0789
Net operating income$550,0002,318
2012-12-31 (YTD Data)Rank
Total interest income$15,113,0001,752
Total interest expense$1,825,0002,310
Net interest income$13,288,0001,661
Provision for loan and lease losses$740,0002,191
Total noninterest income$4,027,0001,329
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,700,000830
Trading account gains and fees$0166
Additional Noninterest Income$2,327,0001,403
Total noninterest expense$13,701,0001,427
Salaries and employee benefits$7,360,0001,385
Premises and equipment expense$1,158,0002,009
Additional noninterest expense$5,183,0001,314
Pre-tax net operating income$2,874,0002,171
Securities gains (losses)$03,810
Applicable income taxes$768,0001,744
Income before extraordinary items$2,106,0002,493
Extraordinary gains, net$029
Net income$2,106,0002,494
Minority interest net income$093
Net income of bank and minority interests.$2,106,0002,494
Net charge-offs$334,0003,178
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,106,0002,362
2012-09-30 (YTD Data)Rank
Total interest income$11,414,0001,768
Total interest expense$1,391,0002,361
Net interest income$10,023,0001,668
Provision for loan and lease losses$740,0001,801
Total noninterest income$3,023,0001,329
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,268,000836
Trading account gains and fees$0157
Additional Noninterest Income$1,755,0001,390
Total noninterest expense$10,287,0001,430
Salaries and employee benefits$5,392,0001,416
Premises and equipment expense$923,0001,929
Additional noninterest expense$3,972,0001,278
Pre-tax net operating income$2,019,0002,340
Securities gains (losses)$03,575
Applicable income taxes$515,0001,907
Income before extraordinary items$1,504,0002,640
Extraordinary gains, net$020
Net income$1,504,0002,641
Minority interest net income$086
Net income of bank and minority interests.$1,504,0002,641
Net charge-offs$292,0002,866
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,504,0002,517
2012-06-30 (YTD Data)Rank
Total interest income$7,581,0001,783
Total interest expense$942,0002,415
Net interest income$6,639,0001,672
Provision for loan and lease losses$460,0001,895
Total noninterest income$1,945,0001,352
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$817,000857
Trading account gains and fees$0153
Additional Noninterest Income$1,128,0001,394
Total noninterest expense$6,831,0001,434
Salaries and employee benefits$3,545,0001,440
Premises and equipment expense$615,0001,926
Additional noninterest expense$2,671,0001,267
Pre-tax net operating income$1,293,0002,378
Securities gains (losses)$03,178
Applicable income taxes$319,0001,989
Income before extraordinary items$974,0002,665
Extraordinary gains, net$019
Net income$974,0002,665
Minority interest net income$084
Net income of bank and minority interests.$974,0002,665
Net charge-offs$696,0001,459
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$974,0002,530
2012-03-31 (YTD Data)Rank
Total interest income$3,739,0001,821
Total interest expense$473,0002,502
Net interest income$3,266,0001,705
Provision for loan and lease losses$270,0001,691
Total noninterest income$1,067,0001,267
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$385,000903
Trading account gains and fees$0148
Additional Noninterest Income$682,0001,203
Total noninterest expense$3,352,0001,468
Salaries and employee benefits$1,748,0001,466
Premises and equipment expense$298,0001,985
Additional noninterest expense$1,306,0001,281
Pre-tax net operating income$711,0002,250
Securities gains (losses)$02,210
Applicable income taxes$183,0001,832
Income before extraordinary items$528,0002,494
Extraordinary gains, net$019
Net income$528,0002,495
Minority interest net income$078
Net income of bank and minority interests.$528,0002,497
Net charge-offs$182,0001,935
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$528,0002,370
2011-12-31 (YTD Data)Rank
Total interest income$15,282,0001,842
Total interest expense$2,170,0002,602
Net interest income$13,112,0001,704
Provision for loan and lease losses$2,155,0001,489
Total noninterest income$4,318,0001,176
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,834,000801
Trading account gains and fees$0146
Additional Noninterest Income$2,484,0001,183
Total noninterest expense$13,590,0001,426
Salaries and employee benefits$6,551,0001,509
Premises and equipment expense$1,251,0001,980
Additional noninterest expense$5,788,0001,205
Pre-tax net operating income$1,685,0002,833
Securities gains (losses)$03,838
Applicable income taxes$244,0002,716
Income before extraordinary items$1,441,0002,854
Extraordinary gains, net$029
Net income$1,441,0002,856
Minority interest net income$096
Net income of bank and minority interests.$1,441,0002,856
Net charge-offs$2,415,0001,391
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,441,0002,755
2011-09-30 (YTD Data)Rank
Total interest income$11,507,0001,853
Total interest expense$1,671,0002,637
Net interest income$9,836,0001,712
Provision for loan and lease losses$1,885,0001,291
Total noninterest income$3,149,0001,200
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,382,000800
Trading account gains and fees$0145
Additional Noninterest Income$1,767,0001,214
Total noninterest expense$10,081,0001,451
Salaries and employee benefits$4,940,0001,503
Premises and equipment expense$943,0001,994
Additional noninterest expense$4,198,0001,231
Pre-tax net operating income$1,019,0003,275
Securities gains (losses)$03,555
Applicable income taxes$84,0003,334
Income before extraordinary items$935,0003,208
Extraordinary gains, net$021
Net income$935,0003,208
Minority interest net income$087
Net income of bank and minority interests.$935,0003,208
Net charge-offs$2,419,0001,072
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$935,0003,106
2011-06-30 (YTD Data)Rank
Total interest income$7,738,0001,853
Total interest expense$1,139,0002,674
Net interest income$6,599,0001,702
Provision for loan and lease losses$1,425,0001,180
Total noninterest income$2,023,0001,218
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$915,000798
Trading account gains and fees$0153
Additional Noninterest Income$1,108,0001,262
Total noninterest expense$6,773,0001,458
Salaries and employee benefits$3,300,0001,517
Premises and equipment expense$644,0001,962
Additional noninterest expense$2,829,0001,248
Pre-tax net operating income$424,0004,104
Securities gains (losses)$02,914
Applicable income taxes$-44,0007,016
Income before extraordinary items$468,0003,709
Extraordinary gains, net$015
Net income$468,0003,710
Minority interest net income$089
Net income of bank and minority interests.$468,0003,711
Net charge-offs$1,680,0001,029
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$468,0003,600
2011-03-31 (YTD Data)Rank
Total interest income$3,894,0001,853
Total interest expense$578,0002,712
Net interest income$3,316,0001,690
Provision for loan and lease losses$675,0001,168
Total noninterest income$946,0001,265
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$436,000824
Trading account gains and fees$0158
Additional Noninterest Income$510,0001,325
Total noninterest expense$3,390,0001,459
Salaries and employee benefits$1,687,0001,495
Premises and equipment expense$333,0001,936
Additional noninterest expense$1,370,0001,291
Pre-tax net operating income$197,0004,264
Securities gains (losses)$01,772
Applicable income taxes$-29,0007,126
Income before extraordinary items$226,0003,763
Extraordinary gains, net$09
Net income$226,0003,764
Minority interest net income$086
Net income of bank and minority interests.$226,0003,763
Net charge-offs$682,0001,106
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$226,0003,704
2010-12-31 (YTD Data)Rank
Total interest income$16,773,0001,805
Total interest expense$2,641,0002,863
Net interest income$14,132,0001,580
Provision for loan and lease losses$7,569,000835
Total noninterest income$3,667,0001,347
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,886,000798
Trading account gains and fees$0175
Additional Noninterest Income$1,781,0001,523
Total noninterest expense$13,647,0001,453
Salaries and employee benefits$6,986,0001,414
Premises and equipment expense$1,277,0001,989
Additional noninterest expense$5,384,0001,346
Pre-tax net operating income$-3,417,0006,970
Securities gains (losses)$03,793
Applicable income taxes$-1,872,0007,442
Income before extraordinary items$-1,545,0006,754
Extraordinary gains, net$029
Net income$-1,545,0006,754
Minority interest net income$0111
Net income of bank and minority interests.$-1,545,0006,755
Net charge-offs$6,446,000833
Cash dividends$1,008,0001,452
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,545,0006,729
2010-09-30 (YTD Data)Rank
Total interest income$12,551,0001,846
Total interest expense$2,031,0002,917
Net interest income$10,520,0001,614
Provision for loan and lease losses$6,944,000681
Total noninterest income$2,742,0001,332
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,384,000844
Trading account gains and fees$0165
Additional Noninterest Income$1,358,0001,441
Total noninterest expense$10,492,0001,416
Salaries and employee benefits$5,616,0001,313
Premises and equipment expense$991,0001,956
Additional noninterest expense$3,885,0001,372
Pre-tax net operating income$-4,174,0007,311
Securities gains (losses)$03,651
Applicable income taxes$-2,031,0007,608
Income before extraordinary items$-2,143,0007,160
Extraordinary gains, net$023
Net income$-2,143,0007,158
Minority interest net income$0110
Net income of bank and minority interests.$-2,143,0007,160
Net charge-offs$6,336,000668
Cash dividends$1,009,0001,036
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,143,0007,138
2010-06-30 (YTD Data)Rank
Total interest income$8,451,0001,855
Total interest expense$1,376,0002,980
Net interest income$7,075,0001,599
Provision for loan and lease losses$3,424,000854
Total noninterest income$1,850,0001,302
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$891,000882
Trading account gains and fees$0152
Additional Noninterest Income$959,0001,335
Total noninterest expense$6,721,0001,473
Salaries and employee benefits$3,747,0001,316
Premises and equipment expense$672,0001,935
Additional noninterest expense$2,302,0001,544
Pre-tax net operating income$-1,220,0007,093
Securities gains (losses)$03,184
Applicable income taxes$-732,0007,558
Income before extraordinary items$-488,0006,850
Extraordinary gains, net$019
Net income$-488,0006,852
Minority interest net income$0105
Net income of bank and minority interests.$-488,0006,851
Net charge-offs$379,0002,768
Cash dividends$731,000963
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-488,0006,806
2010-03-31 (YTD Data)Rank
Total interest income$4,346,0001,841
Total interest expense$696,0003,075
Net interest income$3,650,0001,575
Provision for loan and lease losses$450,0001,922
Total noninterest income$891,0001,351
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$409,000962
Trading account gains and fees$0175
Additional Noninterest Income$482,0001,333
Total noninterest expense$3,378,0001,488
Salaries and employee benefits$1,893,0001,326
Premises and equipment expense$346,0001,947
Additional noninterest expense$1,139,0001,546
Pre-tax net operating income$713,0001,796
Securities gains (losses)$02,284
Applicable income taxes$155,0001,706
Income before extraordinary items$558,0001,945
Extraordinary gains, net$016
Net income$558,0001,943
Minority interest net income$091
Net income of bank and minority interests.$558,0001,945
Net charge-offs$179,0002,557
Cash dividends$394,000880
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$558,0001,876
2009-12-31 (YTD Data)Rank
Total interest income$18,654,0001,827
Total interest expense$3,517,0003,042
Net interest income$15,137,0001,483
Provision for loan and lease losses$1,637,0002,756
Total noninterest income$3,651,0001,393
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,943,000890
Trading account gains and fees$0211
Additional Noninterest Income$1,708,0001,526
Total noninterest expense$13,682,0001,506
Salaries and employee benefits$7,523,0001,323
Premises and equipment expense$1,345,0001,989
Additional noninterest expense$4,814,0001,546
Pre-tax net operating income$3,469,0001,166
Securities gains (losses)$03,754
Applicable income taxes$758,0001,182
Income before extraordinary items$2,711,0001,224
Extraordinary gains, net$034
Net income$2,711,0001,223
Minority interest net income$0115
Net income of bank and minority interests.$2,711,0001,223
Net charge-offs$941,0002,937
Cash dividends$1,837,000987
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,711,0001,213
2009-09-30 (YTD Data)Rank
Total interest income$14,044,0001,854
Total interest expense$2,775,0003,037
Net interest income$11,269,0001,490
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$2,864,0001,372
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,447,000894
Trading account gains and fees$0212
Additional Noninterest Income$1,417,0001,451
Total noninterest expense$10,251,0001,502
Salaries and employee benefits$5,717,0001,324
Premises and equipment expense$1,019,0001,993
Additional noninterest expense$3,515,0001,531
Pre-tax net operating income$2,882,0001,137
Securities gains (losses)$03,497
Applicable income taxes$686,0001,106
Income before extraordinary items$2,196,0001,221
Extraordinary gains, net$027
Net income$2,196,0001,219
Minority interest net income$0118
Net income of bank and minority interests.$2,196,0001,221
Net charge-offs$464,0003,145
Cash dividends$1,462,000894
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,196,0001,201
2009-06-30 (YTD Data)Rank
Total interest income$9,308,0001,896
Total interest expense$1,980,0002,989
Net interest income$7,328,0001,533
Provision for loan and lease losses$480,0003,018
Total noninterest income$1,871,0001,412
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$928,000918
Trading account gains and fees$0193
Additional Noninterest Income$943,0001,483
Total noninterest expense$6,869,0001,512
Salaries and employee benefits$3,780,0001,374
Premises and equipment expense$679,0002,024
Additional noninterest expense$2,410,0001,524
Pre-tax net operating income$1,850,0001,236
Securities gains (losses)$03,136
Applicable income taxes$437,0001,196
Income before extraordinary items$1,413,0001,342
Extraordinary gains, net$021
Net income$1,413,0001,339
Minority interest net income$0112
Net income of bank and minority interests.$1,413,0001,340
Net charge-offs$236,0003,240
Cash dividends$1,050,000851
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,413,0001,296
2009-03-31 (YTD Data)Rank
Total interest income$4,594,0001,943
Total interest expense$1,031,0002,979
Net interest income$3,563,0001,564
Provision for loan and lease losses$240,0002,611
Total noninterest income$936,0001,364
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$445,000923
Trading account gains and fees$0171
Additional Noninterest Income$491,0001,411
Total noninterest expense$3,229,0001,561
Salaries and employee benefits$1,872,0001,392
Premises and equipment expense$348,0002,012
Additional noninterest expense$1,009,0001,604
Pre-tax net operating income$1,030,0001,250
Securities gains (losses)$02,434
Applicable income taxes$258,0001,197
Income before extraordinary items$772,0001,422
Extraordinary gains, net$015
Net income$772,0001,421
Minority interest net income$0102
Net income of bank and minority interests.$772,0001,424
Net charge-offs$96,0002,912
Cash dividends$638,000683
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$772,0001,340
2008-12-31 (YTD Data)Rank
Total interest income$18,168,0002,097
Total interest expense$5,630,0002,658
Net interest income$12,538,0001,774
Provision for loan and lease losses$423,0004,058
Total noninterest income$3,574,0001,383
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,924,000922
Trading account gains and fees$0154
Additional Noninterest Income$1,650,0001,493
Total noninterest expense$12,286,0001,597
Salaries and employee benefits$7,168,0001,435
Premises and equipment expense$1,282,0002,106
Additional noninterest expense$3,836,0001,624
Pre-tax net operating income$3,403,0001,597
Securities gains (losses)$106,0001,086
Applicable income taxes$689,0001,534
Income before extraordinary items$2,820,0001,453
Extraordinary gains, net$039
Net income$2,820,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0003,564
Cash dividends$2,194,0001,243
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,735,2001,584
2008-09-30 (YTD Data)Rank
Total interest income$13,560,0002,152
Total interest expense$4,484,0002,614
Net interest income$9,076,0001,865
Provision for loan and lease losses$258,0003,802
Total noninterest income$2,640,0001,443
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,426,000936
Trading account gains and fees$0148
Additional Noninterest Income$1,214,0001,590
Total noninterest expense$9,078,0001,607
Salaries and employee benefits$5,294,0001,488
Premises and equipment expense$951,0002,138
Additional noninterest expense$2,833,0001,582
Pre-tax net operating income$2,380,0002,015
Securities gains (losses)$106,000929
Applicable income taxes$448,0002,034
Income before extraordinary items$2,038,0001,751
Extraordinary gains, net$031
Net income$2,038,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,970
Cash dividends$1,556,0001,265
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,951,0801,916
2008-06-30 (YTD Data)Rank
Total interest income$9,016,0002,184
Total interest expense$3,132,0002,605
Net interest income$5,884,0001,913
Provision for loan and lease losses$150,0003,592
Total noninterest income$1,754,0001,466
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$917,000958
Trading account gains and fees$0149
Additional Noninterest Income$837,0001,588
Total noninterest expense$6,027,0001,612
Salaries and employee benefits$3,501,0001,509
Premises and equipment expense$641,0002,103
Additional noninterest expense$1,885,0001,558
Pre-tax net operating income$1,461,0002,248
Securities gains (losses)$106,000926
Applicable income taxes$257,0002,387
Income before extraordinary items$1,310,0002,021
Extraordinary gains, net$021
Net income$1,310,0002,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,505
Cash dividends$1,144,0001,273
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,220,9602,119
2008-03-31 (YTD Data)Rank
Total interest income$4,554,0002,212
Total interest expense$1,698,0002,581
Net interest income$2,856,0001,954
Provision for loan and lease losses$78,0003,090
Total noninterest income$888,0001,460
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$444,000975
Trading account gains and fees$0158
Additional Noninterest Income$444,0001,523
Total noninterest expense$2,993,0001,623
Salaries and employee benefits$1,746,0001,531
Premises and equipment expense$322,0002,111
Additional noninterest expense$925,0001,550
Pre-tax net operating income$673,0002,492
Securities gains (losses)$106,000688
Applicable income taxes$124,0002,551
Income before extraordinary items$655,0002,145
Extraordinary gains, net$015
Net income$655,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,707
Cash dividends$638,0001,113
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$565,9602,355
2007-12-31 (YTD Data)Rank
Total interest income$18,304,0002,249
Total interest expense$6,748,0002,715
Net interest income$11,556,0001,968
Provision for loan and lease losses$344,0002,947
Total noninterest income$3,394,0001,497
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,985,000899
Trading account gains and fees$0178
Additional Noninterest Income$1,409,0001,753
Total noninterest expense$11,260,0001,638
Salaries and employee benefits$6,503,0001,559
Premises and equipment expense$1,226,0002,125
Additional noninterest expense$3,531,0001,571
Pre-tax net operating income$3,346,0002,273
Securities gains (losses)$02,146
Applicable income taxes$498,0002,740
Income before extraordinary items$2,848,0002,120
Extraordinary gains, net$039
Net income$2,848,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,260
Cash dividends$2,044,0001,572
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,848,0002,105
2007-09-30 (YTD Data)Rank
Total interest income$13,602,0002,285
Total interest expense$4,964,0002,753
Net interest income$8,638,0001,989
Provision for loan and lease losses$236,0002,710
Total noninterest income$2,536,0001,499
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,467,000896
Trading account gains and fees$0184
Additional Noninterest Income$1,069,0001,743
Total noninterest expense$8,404,0001,629
Salaries and employee benefits$4,844,0001,562
Premises and equipment expense$900,0002,144
Additional noninterest expense$2,660,0001,520
Pre-tax net operating income$2,534,0002,411
Securities gains (losses)$01,655
Applicable income taxes$381,0002,862
Income before extraordinary items$2,153,0002,237
Extraordinary gains, net$033
Net income$2,153,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,004
Cash dividends$1,463,0001,555
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,153,0002,224
2007-06-30 (YTD Data)Rank
Total interest income$8,861,0002,357
Total interest expense$3,190,0002,847
Net interest income$5,671,0002,042
Provision for loan and lease losses$140,0002,749
Total noninterest income$1,677,0001,538
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$957,000930
Trading account gains and fees$0168
Additional Noninterest Income$720,0001,739
Total noninterest expense$5,629,0001,640
Salaries and employee benefits$3,223,0001,594
Premises and equipment expense$648,0002,005
Additional noninterest expense$1,758,0001,541
Pre-tax net operating income$1,579,0002,590
Securities gains (losses)$01,444
Applicable income taxes$208,0003,213
Income before extraordinary items$1,371,0002,372
Extraordinary gains, net$029
Net income$1,371,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,722
Cash dividends$1,031,0001,472
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,371,0002,355
2007-03-31 (YTD Data)Rank
Total interest income$4,340,0002,394
Total interest expense$1,521,0002,957
Net interest income$2,819,0002,057
Provision for loan and lease losses$65,0002,671
Total noninterest income$796,0001,585
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$452,000950
Trading account gains and fees$0195
Additional Noninterest Income$344,0001,771
Total noninterest expense$2,765,0001,677
Salaries and employee benefits$1,573,0001,654
Premises and equipment expense$338,0001,928
Additional noninterest expense$854,0001,563
Pre-tax net operating income$785,0002,590
Securities gains (losses)$01,187
Applicable income taxes$104,0003,212
Income before extraordinary items$681,0002,387
Extraordinary gains, net$022
Net income$681,0002,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$681,0002,373
2006-12-31 (YTD Data)Rank
Total interest income$15,948,0002,430
Total interest expense$5,013,0003,022
Net interest income$10,935,0002,119
Provision for loan and lease losses$262,0003,016
Total noninterest income$3,217,0001,518
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,017,000876
Trading account gains and fees$0130
Additional Noninterest Income$1,200,0001,967
Total noninterest expense$10,889,0001,626
Salaries and employee benefits$6,297,0001,562
Premises and equipment expense$1,114,0002,235
Additional noninterest expense$3,478,0001,519
Pre-tax net operating income$3,001,0002,776
Securities gains (losses)$01,687
Applicable income taxes$375,0003,517
Income before extraordinary items$2,626,0002,510
Extraordinary gains, net$051
Net income$2,626,0002,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,490
Cash dividends$1,969,0001,583
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,626,0002,489
2006-09-30 (YTD Data)Rank
Total interest income$11,668,0002,469
Total interest expense$3,516,0003,097
Net interest income$8,152,0002,149
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,439,0001,515
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,509,000882
Trading account gains and fees$0126
Additional Noninterest Income$930,0001,927
Total noninterest expense$8,115,0001,650
Salaries and employee benefits$4,724,0001,576
Premises and equipment expense$820,0002,266
Additional noninterest expense$2,571,0001,538
Pre-tax net operating income$2,296,0002,839
Securities gains (losses)$01,388
Applicable income taxes$296,0003,593
Income before extraordinary items$2,000,0002,564
Extraordinary gains, net$045
Net income$2,000,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,987
Cash dividends$1,538,0001,409
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,000,0002,551
2006-06-30 (YTD Data)Rank
Total interest income$7,515,0002,500
Total interest expense$2,150,0003,203
Net interest income$5,365,0002,177
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,620,0001,520
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$991,000881
Trading account gains and fees$0126
Additional Noninterest Income$629,0001,891
Total noninterest expense$5,335,0001,675
Salaries and employee benefits$3,128,0001,584
Premises and equipment expense$575,0002,161
Additional noninterest expense$1,632,0001,612
Pre-tax net operating income$1,530,0002,845
Securities gains (losses)$01,185
Applicable income taxes$193,0003,658
Income before extraordinary items$1,337,0002,561
Extraordinary gains, net$039
Net income$1,337,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,738
Cash dividends$938,0001,529
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,337,0002,543
2006-03-31 (YTD Data)Rank
Total interest income$3,695,0002,493
Total interest expense$1,002,0003,251
Net interest income$2,693,0002,153
Provision for loan and lease losses$60,0002,788
Total noninterest income$809,0001,498
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$457,000928
Trading account gains and fees$0115
Additional Noninterest Income$352,0001,721
Total noninterest expense$2,691,0001,664
Salaries and employee benefits$1,543,0001,612
Premises and equipment expense$268,0002,325
Additional noninterest expense$880,0001,497
Pre-tax net operating income$751,0002,828
Securities gains (losses)$0955
Applicable income taxes$91,0003,722
Income before extraordinary items$660,0002,551
Extraordinary gains, net$021
Net income$660,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,610
Cash dividends$469,0001,451
Sale, conversion, retirement of capital stock, net$0648
Net operating income$660,0002,531
2005-12-31 (YTD Data)Rank
Total interest income$14,115,0002,348
Total interest expense$3,216,0003,146
Net interest income$10,899,0002,033
Provision for loan and lease losses$278,0002,988
Total noninterest income$3,124,0001,552
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,005,000867
Trading account gains and fees$0138
Additional Noninterest Income$1,119,0002,054
Total noninterest expense$9,820,0001,732
Salaries and employee benefits$5,802,0001,612
Premises and equipment expense$972,0002,433
Additional noninterest expense$3,046,0001,656
Pre-tax net operating income$3,925,0002,257
Securities gains (losses)$02,296
Applicable income taxes$728,0002,749
Income before extraordinary items$3,197,0002,128
Extraordinary gains, net$046
Net income$3,197,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,975
Cash dividends$1,906,0001,530
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,197,0002,109
2005-09-30 (YTD Data)Rank
Total interest income$10,385,0002,335
Total interest expense$2,262,0003,177
Net interest income$8,123,0002,032
Provision for loan and lease losses$241,0002,605
Total noninterest income$2,354,0001,544
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,497,000874
Trading account gains and fees$0126
Additional Noninterest Income$857,0002,026
Total noninterest expense$7,305,0001,720
Salaries and employee benefits$4,352,0001,600
Premises and equipment expense$726,0002,428
Additional noninterest expense$2,227,0001,685
Pre-tax net operating income$2,931,0002,283
Securities gains (losses)$02,317
Applicable income taxes$543,0002,809
Income before extraordinary items$2,388,0002,152
Extraordinary gains, net$035
Net income$2,388,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,820
Cash dividends$1,419,0001,407
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,388,0002,117
2005-06-30 (YTD Data)Rank
Total interest income$6,818,0002,321
Total interest expense$1,439,0003,152
Net interest income$5,379,0002,022
Provision for loan and lease losses$187,0002,263
Total noninterest income$1,540,0001,561
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$961,000892
Trading account gains and fees$0116
Additional Noninterest Income$579,0001,976
Total noninterest expense$4,835,0001,726
Salaries and employee benefits$2,883,0001,601
Premises and equipment expense$499,0002,334
Additional noninterest expense$1,453,0001,699
Pre-tax net operating income$1,897,0002,272
Securities gains (losses)$02,146
Applicable income taxes$342,0002,862
Income before extraordinary items$1,555,0002,165
Extraordinary gains, net$030
Net income$1,555,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,884
Cash dividends$819,0001,543
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,555,0002,131
2005-03-31 (YTD Data)Rank
Total interest income$3,383,0002,280
Total interest expense$712,0003,072
Net interest income$2,671,0002,022
Provision for loan and lease losses$109,0001,911
Total noninterest income$751,0001,567
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$453,000911
Trading account gains and fees$0115
Additional Noninterest Income$298,0001,899
Total noninterest expense$2,396,0001,744
Salaries and employee benefits$1,420,0001,629
Premises and equipment expense$254,0002,321
Additional noninterest expense$722,0001,709
Pre-tax net operating income$917,0002,318
Securities gains (losses)$01,685
Applicable income taxes$155,0003,051
Income before extraordinary items$762,0002,175
Extraordinary gains, net$024
Net income$762,0002,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,543
Cash dividends$406,0001,428
Sale, conversion, retirement of capital stock, net$0491
Net operating income$762,0002,137
2004-12-31 (YTD Data)Rank
Total interest income$13,112,0002,196
Total interest expense$2,561,0002,990
Net interest income$10,551,0001,925
Provision for loan and lease losses$517,0001,908
Total noninterest income$3,170,0001,527
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,043,000846
Trading account gains and fees$0138
Additional Noninterest Income$1,127,0001,990
Total noninterest expense$9,365,0001,729
Salaries and employee benefits$5,502,0001,600
Premises and equipment expense$952,0002,396
Additional noninterest expense$2,911,0001,671
Pre-tax net operating income$3,839,0002,121
Securities gains (losses)$03,819
Applicable income taxes$675,0002,828
Income before extraordinary items$3,164,0001,979
Extraordinary gains, net$034
Net income$3,164,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,250
Cash dividends$1,620,0001,632
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,164,0001,933
2004-09-30 (YTD Data)Rank
Total interest income$9,777,0002,181
Total interest expense$1,875,0002,998
Net interest income$7,902,0001,906
Provision for loan and lease losses$465,0001,538
Total noninterest income$2,411,0001,528
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,531,000853
Trading account gains and fees$0134
Additional Noninterest Income$880,0001,944
Total noninterest expense$7,041,0001,718
Salaries and employee benefits$4,125,0001,610
Premises and equipment expense$703,0002,410
Additional noninterest expense$2,213,0001,631
Pre-tax net operating income$2,807,0002,181
Securities gains (losses)$03,710
Applicable income taxes$480,0002,969
Income before extraordinary items$2,327,0002,016
Extraordinary gains, net$026
Net income$2,327,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,000856
Cash dividends$1,215,0001,482
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,327,0001,963
2004-06-30 (YTD Data)Rank
Total interest income$6,539,0002,144
Total interest expense$1,251,0002,988
Net interest income$5,288,0001,893
Provision for loan and lease losses$332,0001,423
Total noninterest income$1,611,0001,514
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,001,000858
Trading account gains and fees$0130
Additional Noninterest Income$610,0001,903
Total noninterest expense$4,620,0001,735
Salaries and employee benefits$2,669,0001,653
Premises and equipment expense$479,0002,374
Additional noninterest expense$1,472,0001,633
Pre-tax net operating income$1,947,0002,089
Securities gains (losses)$03,413
Applicable income taxes$355,0002,778
Income before extraordinary items$1,592,0001,966
Extraordinary gains, net$021
Net income$1,592,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,000779
Cash dividends$810,0001,504
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,592,0001,914
2004-03-31 (YTD Data)Rank
Total interest income$3,319,0002,105
Total interest expense$639,0002,975
Net interest income$2,680,0001,863
Provision for loan and lease losses$166,0001,328
Total noninterest income$767,0001,546
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$467,000892
Trading account gains and fees$0121
Additional Noninterest Income$300,0001,887
Total noninterest expense$2,255,0001,792
Salaries and employee benefits$1,329,0001,670
Premises and equipment expense$243,0002,373
Additional noninterest expense$683,0001,747
Pre-tax net operating income$1,026,0001,954
Securities gains (losses)$02,934
Applicable income taxes$205,0002,536
Income before extraordinary items$821,0001,906
Extraordinary gains, net$016
Net income$821,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,000610
Cash dividends$405,0001,419
Sale, conversion, retirement of capital stock, net$0464
Net operating income$821,0001,818
2003-12-31 (YTD Data)Rank
Total interest income$13,692,0002,079
Total interest expense$2,719,0003,129
Net interest income$10,973,0001,780
Provision for loan and lease losses$883,0001,348
Total noninterest income$3,181,0001,604
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,801,000954
Trading account gains and fees$0160
Additional Noninterest Income$1,380,0001,931
Total noninterest expense$8,615,0001,843
Salaries and employee benefits$5,004,0001,719
Premises and equipment expense$790,0002,796
Additional noninterest expense$2,821,0001,716
Pre-tax net operating income$4,656,0001,733
Securities gains (losses)$04,500
Applicable income taxes$1,065,0002,092
Income before extraordinary items$3,591,0001,732
Extraordinary gains, net$054
Net income$3,591,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,0001,120
Cash dividends$1,755,0001,543
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,591,0001,647
2003-09-30 (YTD Data)Rank
Total interest income$10,313,0002,101
Total interest expense$2,090,0003,174
Net interest income$8,223,0001,782
Provision for loan and lease losses$519,0001,610
Total noninterest income$2,416,0001,633
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,318,000995
Trading account gains and fees$0153
Additional Noninterest Income$1,098,0001,914
Total noninterest expense$6,499,0001,833
Salaries and employee benefits$3,757,0001,730
Premises and equipment expense$628,0002,658
Additional noninterest expense$2,114,0001,711
Pre-tax net operating income$3,621,0001,720
Securities gains (losses)$04,204
Applicable income taxes$862,0002,091
Income before extraordinary items$2,759,0001,742
Extraordinary gains, net$040
Net income$2,759,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0001,031
Cash dividends$1,470,0001,295
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,759,0001,644
2003-06-30 (YTD Data)Rank
Total interest income$6,881,0002,114
Total interest expense$1,416,0003,218
Net interest income$5,465,0001,785
Provision for loan and lease losses$243,0002,181
Total noninterest income$1,659,0001,583
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$854,0001,006
Trading account gains and fees$0150
Additional Noninterest Income$805,0001,770
Total noninterest expense$4,302,0001,838
Salaries and employee benefits$2,484,0001,729
Premises and equipment expense$424,0002,622
Additional noninterest expense$1,394,0001,720
Pre-tax net operating income$2,579,0001,625
Securities gains (losses)$03,782
Applicable income taxes$643,0001,946
Income before extraordinary items$1,936,0001,678
Extraordinary gains, net$030
Net income$1,936,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,149
Cash dividends$945,0001,375
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,936,0001,567
2003-03-31 (YTD Data)Rank
Total interest income$3,438,0002,138
Total interest expense$721,0003,232
Net interest income$2,717,0001,792
Provision for loan and lease losses$120,0002,030
Total noninterest income$845,0001,517
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$407,0001,023
Trading account gains and fees$0134
Additional Noninterest Income$438,0001,625
Total noninterest expense$2,106,0001,864
Salaries and employee benefits$1,220,0001,747
Premises and equipment expense$218,0002,563
Additional noninterest expense$668,0001,760
Pre-tax net operating income$1,336,0001,575
Securities gains (losses)$02,891
Applicable income taxes$344,0001,845
Income before extraordinary items$992,0001,621
Extraordinary gains, net$021
Net income$992,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,550
Cash dividends$495,0001,248
Sale, conversion, retirement of capital stock, net$0419
Net operating income$992,0001,521
2002-12-31 (YTD Data)Rank
Total interest income$14,319,0002,141
Total interest expense$2,997,0003,545
Net interest income$11,322,0001,709
Provision for loan and lease losses$558,0002,196
Total noninterest income$2,245,0001,934
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,347,0001,203
Trading account gains and fees$0153
Additional Noninterest Income$898,0002,328
Total noninterest expense$8,170,0001,853
Salaries and employee benefits$4,754,0001,692
Premises and equipment expense$679,0003,073
Additional noninterest expense$2,737,0001,716
Pre-tax net operating income$4,839,0001,682
Securities gains (losses)$4,0004,045
Applicable income taxes$1,262,0001,878
Income before extraordinary items$3,581,0001,672
Extraordinary gains, net$070
Net income$3,581,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0002,180
Cash dividends$1,365,0001,765
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,578,0401,619
2001-12-31 (YTD Data)Rank
Total interest income$15,773,0002,185
Total interest expense$5,737,0002,782
Net interest income$10,036,0001,776
Provision for loan and lease losses$417,0002,540
Total noninterest income$2,076,0001,963
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,150,0001,297
Trading account gains and fees$0177
Additional Noninterest Income$926,0002,163
Total noninterest expense$7,417,0001,940
Salaries and employee benefits$4,298,0001,750
Premises and equipment expense$699,0002,946
Additional noninterest expense$2,420,0001,873
Pre-tax net operating income$4,278,0001,658
Securities gains (losses)$04,612
Applicable income taxes$1,129,0001,910
Income before extraordinary items$3,149,0001,668
Extraordinary gains, net$0105
Net income$3,149,0001,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0002,050
Cash dividends$1,557,0001,612
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,149,0001,602
2000-12-31 (YTD Data)Rank
Total interest income$15,696,0002,235
Total interest expense$6,587,0002,541
Net interest income$9,109,0001,938
Provision for loan and lease losses$488,0001,918
Total noninterest income$1,848,0001,997
Gross Fiduciary activities income$14,0001,182
Service charges on deposit accounts$1,176,0001,151
Trading account gains and fees$0180
Additional Noninterest Income$658,0002,479
Total noninterest expense$6,791,0002,035
Salaries and employee benefits$3,892,0001,853
Premises and equipment expense$838,0002,471
Additional noninterest expense$2,061,0002,099
Pre-tax net operating income$3,678,0001,983
Securities gains (losses)$9,0001,192
Applicable income taxes$912,0002,294
Income before extraordinary items$2,775,0001,880
Extraordinary gains, net$038
Net income$2,775,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,038
Cash dividends$1,230,0001,947
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,768,2501,883
1999-12-31 (YTD Data)Rank
Total interest income$14,237,0002,286
Total interest expense$5,559,0002,658
Net interest income$8,678,0002,033
Provision for loan and lease losses$297,0002,712
Total noninterest income$1,586,0002,214
Gross Fiduciary activities income$11,0001,259
Service charges on deposit accounts$1,114,0001,190
Trading account gains and fees$0173
Additional Noninterest Income$461,0003,115
Total noninterest expense$6,532,0002,086
Salaries and employee benefits$3,667,0001,907
Premises and equipment expense$941,0002,170
Additional noninterest expense$1,924,0002,272
Pre-tax net operating income$3,435,0002,141
Securities gains (losses)$-3,0008,917
Applicable income taxes$826,0002,579
Income before extraordinary items$2,606,0002,031
Extraordinary gains, net$035
Net income$2,606,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,186
Cash dividends$1,336,0001,833
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,608,2802,001
1998-12-31 (YTD Data)Rank
Total interest income$13,493,0002,407
Total interest expense$5,501,0002,746
Net interest income$7,992,0002,133
Provision for loan and lease losses$244,0003,045
Total noninterest income$1,577,0002,180
Gross Fiduciary activities income$86,0001,033
Service charges on deposit accounts$1,055,0001,192
Trading account gains and fees$0224
Additional Noninterest Income$436,0003,245
Total noninterest expense$5,879,0002,226
Salaries and employee benefits$3,454,0001,922
Premises and equipment expense$606,0003,136
Additional noninterest expense$1,819,0002,292
Pre-tax net operating income$3,446,0002,100
Securities gains (losses)$13,0002,771
Applicable income taxes$834,0002,644
Income before extraordinary items$2,625,0001,996
Extraordinary gains, net$032
Net income$2,625,0001,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,792
Cash dividends$1,305,0001,832
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,615,1201,926
1997-12-31 (YTD Data)Rank
Total interest income$12,944,0002,538
Total interest expense$5,244,0002,853
Net interest income$7,700,0002,282
Provision for loan and lease losses$289,0002,712
Total noninterest income$1,315,0002,437
Gross Fiduciary activities income$26,0001,253
Service charges on deposit accounts$999,0001,282
Trading account gains and fees$0239
Additional Noninterest Income$290,0004,011
Total noninterest expense$5,562,0002,324
Salaries and employee benefits$3,251,0002,021
Premises and equipment expense$694,0002,770
Additional noninterest expense$1,617,0002,539
Pre-tax net operating income$3,164,0002,370
Securities gains (losses)$6,0002,665
Applicable income taxes$842,0002,816
Income before extraordinary items$2,328,0002,259
Extraordinary gains, net$044
Net income$2,328,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,522
Cash dividends$1,244,0001,845
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,323,6202,207
1996-12-31 (YTD Data)Rank
Total interest income$12,188,0002,725
Total interest expense$4,523,0003,302
Net interest income$7,665,0002,352
Provision for loan and lease losses$308,0002,518
Total noninterest income$1,245,0002,613
Gross Fiduciary activities income$44,0001,257
Service charges on deposit accounts$932,0001,445
Trading account gains and fees$0262
Additional Noninterest Income$269,0004,342
Total noninterest expense$5,156,0002,643
Salaries and employee benefits$2,962,0002,251
Premises and equipment expense$590,0003,260
Additional noninterest expense$1,604,0002,950
Pre-tax net operating income$3,446,0002,078
Securities gains (losses)$-37,00010,927
Applicable income taxes$974,0002,408
Income before extraordinary items$2,435,0002,039
Extraordinary gains, net$053
Net income$2,435,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,738
Cash dividends$673,0002,831
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,461,2701,974
1995-12-31 (YTD Data)Rank
Total interest income$11,447,0002,911
Total interest expense$4,134,0003,581
Net interest income$7,313,0002,455
Provision for loan and lease losses$225,0002,789
Total noninterest income$1,176,0002,763
Gross Fiduciary activities income$33,0001,352
Service charges on deposit accounts$913,0001,498
Trading account gains and fees$0522
Additional Noninterest Income$230,0004,721
Total noninterest expense$4,973,0002,735
Salaries and employee benefits$2,720,0002,457
Premises and equipment expense$624,0003,106
Additional noninterest expense$1,629,0002,857
Pre-tax net operating income$3,291,0002,238
Securities gains (losses)$-45,00011,108
Applicable income taxes$1,000,0002,382
Income before extraordinary items$2,246,0002,243
Extraordinary gains, net$065
Net income$2,246,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,420
Cash dividends$595,0003,001
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,277,0502,184
1994-12-31 (YTD Data)Rank
Total interest income$9,794,0003,087
Total interest expense$3,463,0003,484
Net interest income$6,331,0002,857
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,125,0002,856
Gross Fiduciary activities income$38,0001,356
Service charges on deposit accounts$839,0001,615
Trading account gains and fees$0475
Additional Noninterest Income$248,0004,617
Total noninterest expense$4,917,0002,817
Salaries and employee benefits$2,656,0002,515
Premises and equipment expense$688,0002,872
Additional noninterest expense$1,573,0003,170
Pre-tax net operating income$2,419,0002,912
Securities gains (losses)$10,0002,219
Applicable income taxes$697,0003,099
Income before extraordinary items$1,732,0002,804
Extraordinary gains, net$0249
Net income$1,732,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$454,0003,429
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,724,9002,824
1993-12-31 (YTD Data)Rank
Total interest income$8,744,0003,520
Total interest expense$3,351,0003,741
Net interest income$5,393,0003,331
Provision for loan and lease losses$205,0003,850
Total noninterest income$1,031,0003,261
Gross Fiduciary activities income$43,0001,368
Service charges on deposit accounts$734,0001,870
Trading account gains and fees$0532
Additional Noninterest Income$254,0004,970
Total noninterest expense$4,413,0003,179
Salaries and employee benefits$2,223,0002,950
Premises and equipment expense$634,0003,152
Additional noninterest expense$1,556,0003,397
Pre-tax net operating income$1,806,0003,663
Securities gains (losses)$569,000817
Applicable income taxes$716,0003,056
Income before extraordinary items$1,659,0002,945
Extraordinary gains, net$31,0002,476
Net income$1,690,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,656
Cash dividends$668,0002,471
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,260,7003,624
1992-12-31 (YTD Data)Rank
Total interest income$9,077,0003,829
Total interest expense$3,976,0004,106
Net interest income$5,101,0003,565
Provision for loan and lease losses$234,0004,813
Total noninterest income$903,0003,606
Gross Fiduciary activities income$31,0001,432
Service charges on deposit accounts$669,0002,032
Trading account gains and fees$0504
Additional Noninterest Income$203,0005,628
Total noninterest expense$3,956,0003,539
Salaries and employee benefits$2,064,0003,128
Premises and equipment expense$546,0003,669
Additional noninterest expense$1,346,0003,928
Pre-tax net operating income$1,814,0003,402
Securities gains (losses)$08,369
Applicable income taxes$498,0004,015
Income before extraordinary items$1,316,0003,477
Extraordinary gains, net$01,422
Net income$1,316,0003,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0004,614
Cash dividends$402,0003,278
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,316,0003,229

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.