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Citizens Bank, Net charge- offs to loans

2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%1,838
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,641
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0169%4,010
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0225%4,118
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals-0.0129%3,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0129%3,801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0148%3,869
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,509
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%3,799
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0191%3,938
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,504
Percentage Net Loans Charged-off: Loans to individuals-0.0330%3,958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0330%3,911
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0194%3,952
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,510
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%3,842
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0175%3,998
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,280
Percentage Net Loans Charged-off: Loans to individuals-0.0392%3,881
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0392%3,840
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0210%4,017
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,641
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%3,970
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0200%4,107
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals-0.0400%3,789
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0400%3,747
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0282%4,143
Percentage Net Loans Charged-off: Total real estate loans-0.0027%3,607
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%3,937
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0131%4,077
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals-0.0527%3,846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0527%3,806
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0527%2,036
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,936
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0137%4,142
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0207%4,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals0.0899%2,537
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0899%2,436
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%2,148
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,905
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%4,146
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0193%4,295
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.0565%2,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0565%2,482
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0399%1,947
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,946
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%4,213
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0219%4,370
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.0676%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0676%2,283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%1,657
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,812
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,144
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0161%4,316
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0574%2,184
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0574%2,088
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0100%3,327
Percentage Net Loans Charged-off: Total real estate loans-0.1131%4,943
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.1660%4,909
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0278%4,530
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0457%4,665
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.0821%2,990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0821%2,870
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%4,174
Percentage Net Loans Charged-off: Total real estate loans-0.1482%5,040
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.2210%5,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0306%4,614
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0502%4,761
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.0824%2,792
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0824%2,672
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0312%4,697
Percentage Net Loans Charged-off: Total real estate loans-0.2176%5,135
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.3329%5,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%4,594
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0450%4,753
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0866%2,513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0866%2,388
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0491%4,824
Percentage Net Loans Charged-off: Total real estate loans-0.3669%5,239
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.5674%5,192
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%4,697
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0457%4,845
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.1587%2,004
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1587%1,897
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%2,177
Percentage Net Loans Charged-off: Total real estate loans-0.0104%4,376
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%4,607
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0341%4,787
Percentage Net Loans Charged-off: Commercial and industrial0.6672%670
Percentage Net Loans Charged-off: Loans to individuals0.0670%3,087
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual0.0673%2,989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0599%1,966
Percentage Net Loans Charged-off: Total real estate loans-0.0205%4,606
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0225%4,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%4,615
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0353%4,826
Percentage Net Loans Charged-off: Commercial and industrial0.8192%503
Percentage Net Loans Charged-off: Loans to individuals0.0594%2,919
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual0.0598%2,804
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%1,709
Percentage Net Loans Charged-off: Total real estate loans-0.0267%4,740
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0340%4,970
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%4,589
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0307%4,802
Percentage Net Loans Charged-off: Commercial and industrial1.2150%332
Percentage Net Loans Charged-off: Loans to individuals0.0443%2,753
Percentage Net Loans Charged-off: Credit card loans1.2539%359
Percentage Net Loans Charged-off: Other loans to individual0.0365%2,662
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%2,067
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,230
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0177%4,679
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0312%4,925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0434%2,346
Percentage Net Loans Charged-off: Credit card loans0.3098%425
Percentage Net Loans Charged-off: Other loans to individual0.0416%2,230
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0989%2,088
Percentage Net Loans Charged-off: Total real estate loans0.0498%1,500
Percentage Net Loans Charged-off:Construction & development-5.6056%5,222
Percentage Net Loans Charged-off: Commercial real estate0.2347%446
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%4,429
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0039%4,517
Percentage Net Loans Charged-off: Commercial and industrial0.0765%1,945
Percentage Net Loans Charged-off: Loans to individuals0.1224%3,066
Percentage Net Loans Charged-off: Credit card loans2.1619%287
Percentage Net Loans Charged-off: Other loans to individual0.1073%3,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0274%2,896
Percentage Net Loans Charged-off: Total real estate loans-0.0884%5,326
Percentage Net Loans Charged-off:Construction & development-5.0607%5,256
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0030%2,054
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0051%1,904
Percentage Net Loans Charged-off: Commercial and industrial-0.0183%4,247
Percentage Net Loans Charged-off: Loans to individuals0.1027%2,933
Percentage Net Loans Charged-off: Credit card loans1.9996%310
Percentage Net Loans Charged-off: Other loans to individual0.0886%2,869
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0596%2,080
Percentage Net Loans Charged-off: Total real estate loans-0.0901%5,376
Percentage Net Loans Charged-off:Construction & development-5.0919%5,276
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0223%1,543
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0390%1,301
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%4,331
Percentage Net Loans Charged-off: Loans to individuals0.1641%2,439
Percentage Net Loans Charged-off: Credit card loans1.7991%321
Percentage Net Loans Charged-off: Other loans to individual0.1517%2,337
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1151%1,250
Percentage Net Loans Charged-off: Total real estate loans0.0030%1,494
Percentage Net Loans Charged-off:Construction & development-1.3772%5,252
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0901%788
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.1588%560
Percentage Net Loans Charged-off: Commercial and industrial-0.0260%4,280
Percentage Net Loans Charged-off: Loans to individuals0.1885%2,065
Percentage Net Loans Charged-off: Credit card loans1.7831%304
Percentage Net Loans Charged-off: Other loans to individual0.1762%1,963
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0097%3,938
Percentage Net Loans Charged-off: Total real estate loans-0.1139%5,547
Percentage Net Loans Charged-off:Construction & development-5.0203%5,444
Percentage Net Loans Charged-off: Commercial real estate-0.1935%5,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2046%767
Percentage Net Loans Charged-off: Home equity loans-0.0959%4,189
All other 1-4 family - Percent of loans charged-off, net0.4245%341
Percentage Net Loans Charged-off: Commercial and industrial-0.0272%4,577
Percentage Net Loans Charged-off: Loans to individuals0.1063%3,208
Percentage Net Loans Charged-off: Credit card loans0.6580%595
Percentage Net Loans Charged-off: Other loans to individual0.1019%3,086
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0550%2,574
Percentage Net Loans Charged-off: Total real estate loans-0.0010%4,310
Percentage Net Loans Charged-off:Construction & development-5.9580%5,490
Percentage Net Loans Charged-off: Commercial real estate-0.0451%5,325
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2841%492
Percentage Net Loans Charged-off: Home equity loans-0.1271%4,247
All other 1-4 family - Percent of loans charged-off, net0.5822%198
Percentage Net Loans Charged-off: Commercial and industrial-0.0276%4,492
Percentage Net Loans Charged-off: Loans to individuals0.1043%2,910
Percentage Net Loans Charged-off: Credit card loans0.9816%489
Percentage Net Loans Charged-off: Other loans to individual0.0973%2,785
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0921%1,921
Percentage Net Loans Charged-off: Total real estate loans0.0768%1,202
Percentage Net Loans Charged-off:Construction & development-5.0562%5,520
Percentage Net Loans Charged-off: Commercial real estate-0.0363%5,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.4419%310
Percentage Net Loans Charged-off: Home equity loans-0.1876%4,331
All other 1-4 family - Percent of loans charged-off, net0.9020%130
Percentage Net Loans Charged-off: Commercial and industrial-0.0276%4,482
Percentage Net Loans Charged-off: Loans to individuals0.1142%2,631
Percentage Net Loans Charged-off: Credit card loans1.4641%360
Percentage Net Loans Charged-off: Other loans to individual0.1033%2,526
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2171%937
Percentage Net Loans Charged-off: Total real estate loans0.2733%400
Percentage Net Loans Charged-off:Construction & development-3.7361%5,517
Percentage Net Loans Charged-off: Commercial real estate-0.0206%5,352
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.9058%134
Percentage Net Loans Charged-off: Home equity loans-0.3695%4,417
All other 1-4 family - Percent of loans charged-off, net1.8423%59
Percentage Net Loans Charged-off: Commercial and industrial-0.0277%4,535
Percentage Net Loans Charged-off: Loans to individuals0.1952%2,012
Percentage Net Loans Charged-off: Credit card loans-1.1786%1,134
Percentage Net Loans Charged-off: Other loans to individual0.2063%1,827
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%3,074
Percentage Net Loans Charged-off: Total real estate loans-0.0578%5,549
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0564%5,506
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0679%5,704
Percentage Net Loans Charged-off: Home equity loans-0.1491%4,417
All other 1-4 family - Percent of loans charged-off, net-0.0102%5,261
Percentage Net Loans Charged-off: Commercial and industrial0.0810%2,009
Percentage Net Loans Charged-off: Loans to individuals0.1545%2,900
Percentage Net Loans Charged-off: Credit card loans1.9348%329
Percentage Net Loans Charged-off: Other loans to individual0.1377%2,822
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%2,924
Percentage Net Loans Charged-off: Total real estate loans-0.0611%5,616
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0495%5,559
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0877%5,804
Percentage Net Loans Charged-off: Home equity loans-0.1999%4,482
All other 1-4 family - Percent of loans charged-off, net-0.0091%5,246
Percentage Net Loans Charged-off: Commercial and industrial0.1197%1,538
Percentage Net Loans Charged-off: Loans to individuals0.1383%2,724
Percentage Net Loans Charged-off: Credit card loans0.7364%519
Percentage Net Loans Charged-off: Other loans to individual0.1326%2,605
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0313%3,030
Percentage Net Loans Charged-off: Total real estate loans-0.0756%5,750
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0486%5,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.1277%5,942
Percentage Net Loans Charged-off: Home equity loans-0.3001%4,549
All other 1-4 family - Percent of loans charged-off, net-0.0068%5,213
Percentage Net Loans Charged-off: Commercial and industrial-0.0150%4,416
Percentage Net Loans Charged-off: Loans to individuals0.1318%2,540
Percentage Net Loans Charged-off: Credit card loans0.8240%457
Percentage Net Loans Charged-off: Other loans to individual0.1249%2,442
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0168%2,831
Percentage Net Loans Charged-off: Total real estate loans-0.1279%5,972
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0551%5,823
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.2564%6,116
Percentage Net Loans Charged-off: Home equity loans-0.6231%4,624
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.1538%2,131
Percentage Net Loans Charged-off: Credit card loans0.2759%459
Percentage Net Loans Charged-off: Other loans to individual0.1525%2,007
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%4,117
Percentage Net Loans Charged-off: Total real estate loans-0.0715%6,011
Percentage Net Loans Charged-off:Construction & development-2.1004%5,830
Percentage Net Loans Charged-off: Commercial real estate-0.0990%6,002
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0388%3,056
Percentage Net Loans Charged-off: Home equity loans0.2946%571
All other 1-4 family - Percent of loans charged-off, net-0.1330%6,151
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.1507%3,106
Percentage Net Loans Charged-off: Credit card loans0.4757%669
Percentage Net Loans Charged-off: Other loans to individual0.1468%2,987
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%3,244
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,610
Percentage Net Loans Charged-off:Construction & development-1.6101%5,841
Percentage Net Loans Charged-off: Commercial real estate-0.1139%6,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1932%1,536
Percentage Net Loans Charged-off: Home equity loans0.3938%454
All other 1-4 family - Percent of loans charged-off, net0.0600%2,418
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.1450%2,902
Percentage Net Loans Charged-off: Credit card loans0.4527%636
Percentage Net Loans Charged-off: Other loans to individual0.1411%2,767
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0824%2,865
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,847
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate-0.1214%6,159
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2150%1,403
Percentage Net Loans Charged-off: Home equity loans0.2612%549
All other 1-4 family - Percent of loans charged-off, net0.1847%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.1541%2,618
Percentage Net Loans Charged-off: Credit card loans1.0782%456
Percentage Net Loans Charged-off: Other loans to individual0.1421%2,520
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%1,903
Percentage Net Loans Charged-off: Total real estate loans0.0971%1,647
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.1130%6,271
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3758%804
Percentage Net Loans Charged-off: Home equity loans0.3905%367
All other 1-4 family - Percent of loans charged-off, net0.3662%809
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.1904%2,189
Percentage Net Loans Charged-off: Credit card loans0.8065%434
Percentage Net Loans Charged-off: Other loans to individual0.1822%2,089
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2437%2,516
Percentage Net Loans Charged-off: Total real estate loans0.1761%2,488
Percentage Net Loans Charged-off:Construction & development-2.6221%6,105
Percentage Net Loans Charged-off: Commercial real estate0.3225%1,381
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0945%3,059
Percentage Net Loans Charged-off: Home equity loans-0.0585%4,761
All other 1-4 family - Percent of loans charged-off, net0.1914%2,219
Percentage Net Loans Charged-off: Commercial and industrial0.1824%2,262
Percentage Net Loans Charged-off: Loans to individuals0.3051%2,719
Percentage Net Loans Charged-off: Credit card loans1.3310%491
Percentage Net Loans Charged-off: Other loans to individual0.2903%2,634
Percentage Net Loans Charged-off: All other loans and lease2.6210%285
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2666%2,220
Percentage Net Loans Charged-off: Total real estate loans0.2389%1,947
Percentage Net Loans Charged-off:Construction & development-3.2471%6,184
Percentage Net Loans Charged-off: Commercial real estate0.4800%993
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0704%3,052
Percentage Net Loans Charged-off: Home equity loans-0.0780%4,821
All other 1-4 family - Percent of loans charged-off, net0.1640%2,202
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals0.3327%2,384
Percentage Net Loans Charged-off: Credit card loans1.5225%429
Percentage Net Loans Charged-off: Other loans to individual0.3154%2,283
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3650%1,742
Percentage Net Loans Charged-off: Total real estate loans0.4255%1,259
Percentage Net Loans Charged-off:Construction & development-5.0803%6,246
Percentage Net Loans Charged-off: Commercial real estate0.8828%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0486%2,937
Percentage Net Loans Charged-off: Home equity loans-0.0195%4,657
All other 1-4 family - Percent of loans charged-off, net0.0909%2,460
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.3350%2,197
Percentage Net Loans Charged-off: Credit card loans1.6268%389
Percentage Net Loans Charged-off: Other loans to individual0.3160%2,104
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1376%2,580
Percentage Net Loans Charged-off: Total real estate loans0.0643%2,502
Percentage Net Loans Charged-off:Construction & development-0.2264%5,885
Percentage Net Loans Charged-off: Commercial real estate0.0838%1,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0517%2,282
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0833%2,003
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.2538%2,167
Percentage Net Loans Charged-off: Credit card loans3.5776%194
Percentage Net Loans Charged-off: Other loans to individual0.2036%2,149
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1434%4,261
Percentage Net Loans Charged-off: Total real estate loans0.1472%3,620
Percentage Net Loans Charged-off:Construction & development3.7713%713
Percentage Net Loans Charged-off: Commercial real estate0.0164%3,117
Percentage Net Loans Charged-off: Multi-family residential-0.0465%5,482
Percentage Net Loans Charged-off: 1-4 family residential0.1564%3,280
Percentage Net Loans Charged-off: Home equity loans0.1326%1,537
All other 1-4 family - Percent of loans charged-off, net0.1704%3,039
Percentage Net Loans Charged-off: Commercial and industrial1.0802%1,351
Percentage Net Loans Charged-off: Loans to individuals0.0185%4,435
Percentage Net Loans Charged-off: Credit card loans2.4307%383
Percentage Net Loans Charged-off: Other loans to individual-0.0248%5,905
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%3,771
Percentage Net Loans Charged-off: Total real estate loans0.3041%2,567
Percentage Net Loans Charged-off:Construction & development5.5959%494
Percentage Net Loans Charged-off: Commercial real estate0.1854%2,102
Percentage Net Loans Charged-off: Multi-family residential-0.0578%5,520
Percentage Net Loans Charged-off: 1-4 family residential0.2075%2,790
Percentage Net Loans Charged-off: Home equity loans0.1769%1,299
All other 1-4 family - Percent of loans charged-off, net0.2254%2,562
Percentage Net Loans Charged-off: Commercial and industrial1.2144%1,153
Percentage Net Loans Charged-off: Loans to individuals-0.1822%6,388
Percentage Net Loans Charged-off: Credit card loans1.9274%433
Percentage Net Loans Charged-off: Other loans to individual-0.2211%6,390
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6066%1,802
Percentage Net Loans Charged-off: Total real estate loans0.5633%1,718
Percentage Net Loans Charged-off:Construction & development12.9926%185
Percentage Net Loans Charged-off: Commercial real estate0.2728%1,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2943%2,241
Percentage Net Loans Charged-off: Home equity loans0.2636%1,047
All other 1-4 family - Percent of loans charged-off, net0.3122%2,083
Percentage Net Loans Charged-off: Commercial and industrial1.8443%839
Percentage Net Loans Charged-off: Loans to individuals0.5258%1,988
Percentage Net Loans Charged-off: Credit card loans3.0330%284
Percentage Net Loans Charged-off: Other loans to individual0.4780%1,936
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3259%2,345
Percentage Net Loans Charged-off: Total real estate loans0.2081%2,453
Percentage Net Loans Charged-off:Construction & development-3.3804%6,493
Percentage Net Loans Charged-off: Commercial real estate0.2415%1,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3991%1,655
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.6367%1,187
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.5840%1,659
Percentage Net Loans Charged-off: Credit card loans-0.2594%1,254
Percentage Net Loans Charged-off: Other loans to individual0.6014%1,494
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0556%1,640
Percentage Net Loans Charged-off: Total real estate loans1.3049%1,214
Percentage Net Loans Charged-off:Construction & development3.6122%1,257
Percentage Net Loans Charged-off: Commercial real estate1.3032%955
Percentage Net Loans Charged-off: Multi-family residential8.7475%122
Percentage Net Loans Charged-off: 1-4 family residential0.7227%1,687
Percentage Net Loans Charged-off: Home equity loans0.7630%1,007
All other 1-4 family - Percent of loans charged-off, net0.6999%1,685
Percentage Net Loans Charged-off: Commercial and industrial2.3975%1,003
Percentage Net Loans Charged-off: Loans to individuals0.4131%3,082
Percentage Net Loans Charged-off: Credit card loans2.1279%491
Percentage Net Loans Charged-off: Other loans to individual0.3461%3,065
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3953%1,080
Percentage Net Loans Charged-off: Total real estate loans1.7896%713
Percentage Net Loans Charged-off:Construction & development4.7959%904
Percentage Net Loans Charged-off: Commercial real estate2.1197%449
Percentage Net Loans Charged-off: Multi-family residential10.8983%94
Percentage Net Loans Charged-off: 1-4 family residential0.5681%1,854
Percentage Net Loans Charged-off: Home equity loans0.5863%1,014
All other 1-4 family - Percent of loans charged-off, net0.5578%1,797
Percentage Net Loans Charged-off: Commercial and industrial3.1662%697
Percentage Net Loans Charged-off: Loans to individuals0.4130%2,855
Percentage Net Loans Charged-off: Credit card loans0.8654%734
Percentage Net Loans Charged-off: Other loans to individual0.3637%2,708
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4341%1,048
Percentage Net Loans Charged-off: Total real estate loans1.7294%790
Percentage Net Loans Charged-off:Construction & development6.8136%631
Percentage Net Loans Charged-off: Commercial real estate1.6039%646
Percentage Net Loans Charged-off: Multi-family residential18.0120%57
Percentage Net Loans Charged-off: 1-4 family residential0.4318%2,078
Percentage Net Loans Charged-off: Home equity loans0.2445%1,192
All other 1-4 family - Percent of loans charged-off, net0.5367%1,759
Percentage Net Loans Charged-off: Commercial and industrial4.3145%471
Percentage Net Loans Charged-off: Loans to individuals0.4623%2,532
Percentage Net Loans Charged-off: Credit card loans1.4442%555
Percentage Net Loans Charged-off: Other loans to individual0.3857%2,453
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1425%1,213
Percentage Net Loans Charged-off: Total real estate loans1.0220%1,179
Percentage Net Loans Charged-off:Construction & development12.7452%265
Percentage Net Loans Charged-off: Commercial real estate0.4585%1,138
Percentage Net Loans Charged-off: Multi-family residential9.6750%89
Percentage Net Loans Charged-off: 1-4 family residential0.2810%2,022
Percentage Net Loans Charged-off: Home equity loans0.0994%962
All other 1-4 family - Percent of loans charged-off, net0.3802%1,673
Percentage Net Loans Charged-off: Commercial and industrial8.0998%224
Percentage Net Loans Charged-off: Loans to individuals0.3640%2,420
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.3052%2,243
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5014%750
Percentage Net Loans Charged-off: Total real estate loans3.2005%445
Percentage Net Loans Charged-off:Construction & development13.0887%382
Percentage Net Loans Charged-off: Commercial real estate4.4412%171
Percentage Net Loans Charged-off: Multi-family residential7.4813%205
Percentage Net Loans Charged-off: 1-4 family residential0.0325%4,740
Percentage Net Loans Charged-off: Home equity loans0.0050%1,937
All other 1-4 family - Percent of loans charged-off, net0.0469%4,413
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%6,547
Percentage Net Loans Charged-off: Loans to individuals1.5939%1,391
Percentage Net Loans Charged-off: Credit card loans4.3768%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6922%951
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2375%445
Percentage Net Loans Charged-off: Total real estate loans4.2295%236
Percentage Net Loans Charged-off:Construction & development16.8978%218
Percentage Net Loans Charged-off: Commercial real estate5.8574%98
Percentage Net Loans Charged-off: Multi-family residential10.0614%142
Percentage Net Loans Charged-off: 1-4 family residential0.0432%4,243
Percentage Net Loans Charged-off: Home equity loans0.0066%1,700
All other 1-4 family - Percent of loans charged-off, net0.0622%3,892
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%6,510
Percentage Net Loans Charged-off: Loans to individuals1.9185%1,096
Percentage Net Loans Charged-off: Credit card loans3.9282%398
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8743%786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2864%3,904
Percentage Net Loans Charged-off: Total real estate loans0.0172%4,899
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0477%3,758
Percentage Net Loans Charged-off: Home equity loans0.0200%1,395
All other 1-4 family - Percent of loans charged-off, net0.0621%3,456
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%6,456
Percentage Net Loans Charged-off: Loans to individuals0.8452%2,164
Percentage Net Loans Charged-off: Credit card loans4.9070%321
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4523%893
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2697%3,334
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0280%6,494
Percentage Net Loans Charged-off: Loans to individuals0.8302%2,040
Percentage Net Loans Charged-off: Credit card loans5.5606%298
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3575%4,440
Percentage Net Loans Charged-off: Total real estate loans0.1047%4,771
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2923%2,787
Percentage Net Loans Charged-off: Home equity loans0.1330%1,698
All other 1-4 family - Percent of loans charged-off, net0.3658%2,408
Percentage Net Loans Charged-off: Commercial and industrial0.5866%3,575
Percentage Net Loans Charged-off: Loans to individuals0.7966%3,212
Percentage Net Loans Charged-off: Credit card loans3.9181%515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2359%4,578
Percentage Net Loans Charged-off: Total real estate loans0.1065%4,254
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2966%2,416
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.4302%1,873
Percentage Net Loans Charged-off: Commercial and industrial0.7878%2,647
Percentage Net Loans Charged-off: Loans to individuals0.3902%4,121
Percentage Net Loans Charged-off: Credit card loans3.2648%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%4,436
Percentage Net Loans Charged-off: Total real estate loans0.1033%3,756
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2876%2,122
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.4133%1,661
Percentage Net Loans Charged-off: Commercial and industrial0.1834%3,323
Percentage Net Loans Charged-off: Loans to individuals0.3339%3,981
Percentage Net Loans Charged-off: Credit card loans2.7559%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1497%3,765
Percentage Net Loans Charged-off: Total real estate loans0.0404%3,374
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1131%2,169
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1621%1,818
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.3926%3,188
Percentage Net Loans Charged-off: Credit card loans1.0558%716
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1263%4,976
Percentage Net Loans Charged-off: Total real estate loans0.0119%5,063
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0452%2,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0255%7,890
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.0351%7,907
Percentage Net Loans Charged-off: Commercial and industrial-0.0044%7,103
Percentage Net Loans Charged-off: Loans to individuals0.3924%4,139
Percentage Net Loans Charged-off: Credit card loans1.7796%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1267%4,058
Percentage Net Loans Charged-off: Total real estate loans0.0165%4,173
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0645%1,378
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0342%7,931
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0467%7,940
Percentage Net Loans Charged-off: Commercial and industrial-0.0433%7,178
Percentage Net Loans Charged-off: Loans to individuals0.4031%3,563
Percentage Net Loans Charged-off: Credit card loans1.3526%779
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1414%3,330
Percentage Net Loans Charged-off: Total real estate loans0.0257%3,298
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1036%930
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0514%8,023
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0699%8,029
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.4232%3,125
Percentage Net Loans Charged-off: Credit card loans0.2513%946
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2063%2,105
Percentage Net Loans Charged-off: Total real estate loans0.0994%1,695
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.2209%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.5037%2,455
Percentage Net Loans Charged-off: Credit card loans-0.7456%1,737
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0710%4,517
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.2380%4,348
Percentage Net Loans Charged-off: Credit card loans3.7271%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0572%4,008
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.1919%4,129
Percentage Net Loans Charged-off: Credit card loans3.8371%277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%3,555
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.1864%3,732
Percentage Net Loans Charged-off: Credit card loans5.2563%167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%3,715
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0703%3,614
Percentage Net Loans Charged-off: Credit card loans0.8896%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0881%3,510
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.2988%3,897
Percentage Net Loans Charged-off: Credit card loans2.1554%554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0957%2,793
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.3238%3,322
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1098%2,354
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.3707%2,852
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0967%2,138
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.3264%2,642
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1440%2,966
Percentage Net Loans Charged-off: Total real estate loans0.0358%2,269
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0733%1,702
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1074%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.1208%3,186
Percentage Net Loans Charged-off: Loans to individuals0.3716%4,184
Percentage Net Loans Charged-off: Credit card loans3.6938%431
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1365%2,598
Percentage Net Loans Charged-off: Total real estate loans0.0369%1,956
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0766%1,441
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1124%1,139
Percentage Net Loans Charged-off: Commercial and industrial0.0828%2,868
Percentage Net Loans Charged-off: Loans to individuals0.3613%3,750
Percentage Net Loans Charged-off: Credit card loans3.7933%368
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%2,629
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.4096%3,206
Percentage Net Loans Charged-off: Credit card loans4.3494%330
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1424%2,012
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.4872%2,607
Percentage Net Loans Charged-off: Credit card loans2.7261%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3252%1,767
Percentage Net Loans Charged-off: Total real estate loans0.1094%1,501
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2375%824
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.3246%617
Percentage Net Loans Charged-off: Commercial and industrial0.7700%1,633
Percentage Net Loans Charged-off: Loans to individuals0.5909%3,398
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4495%1,087
Percentage Net Loans Charged-off: Total real estate loans0.1470%1,036
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3198%549
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4303%417
Percentage Net Loans Charged-off: Commercial and industrial0.9429%1,183
Percentage Net Loans Charged-off: Loans to individuals0.8572%2,236
Percentage Net Loans Charged-off: Credit card loans2.7529%704
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5249%889
Percentage Net Loans Charged-off: Total real estate loans0.1896%796
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4113%408
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.5454%314
Percentage Net Loans Charged-off: Commercial and industrial1.2286%881
Percentage Net Loans Charged-off: Loans to individuals0.9098%2,057
Percentage Net Loans Charged-off: Credit card loans3.5664%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7254%635
Percentage Net Loans Charged-off: Total real estate loans0.3803%369
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.8353%187
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net1.0903%150
Percentage Net Loans Charged-off: Commercial and industrial2.5129%426
Percentage Net Loans Charged-off: Loans to individuals0.7082%2,392
Percentage Net Loans Charged-off: Credit card loans3.3676%547
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4758%1,540
Percentage Net Loans Charged-off: Total real estate loans0.0108%3,587
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0232%2,846
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0287%2,611
Percentage Net Loans Charged-off: Commercial and industrial0.5892%2,412
Percentage Net Loans Charged-off: Loans to individuals1.2963%1,689
Percentage Net Loans Charged-off: Credit card loans13.5159%88
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4806%1,335
Percentage Net Loans Charged-off: Total real estate loans0.0145%2,921
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0313%2,233
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0383%2,044
Percentage Net Loans Charged-off: Commercial and industrial0.1451%3,343
Percentage Net Loans Charged-off: Loans to individuals1.4829%1,260
Percentage Net Loans Charged-off: Credit card loans17.6596%63
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1628%3,136
Percentage Net Loans Charged-off: Total real estate loans0.0334%2,109
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0717%1,474
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0868%1,336
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.4717%3,685
Percentage Net Loans Charged-off: Credit card loans1.8059%1,076
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2407%2,072
Percentage Net Loans Charged-off: Total real estate loans0.0670%1,295
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1430%854
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1696%768
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.6679%2,690
Percentage Net Loans Charged-off: Credit card loans1.0428%1,085
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2208%3,445
Percentage Net Loans Charged-off: Total real estate loans0.0056%3,882
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0107%3,106
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0122%2,921
Percentage Net Loans Charged-off: Commercial and industrial0.1056%4,235
Percentage Net Loans Charged-off: Loans to individuals0.6975%3,391
Percentage Net Loans Charged-off: Credit card loans3.2733%863
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2378%3,207
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0714%4,333
Percentage Net Loans Charged-off: Loans to individuals0.7464%3,084
Percentage Net Loans Charged-off: Credit card loans3.2987%805
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1837%3,373
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1874%3,387
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1554%4,116
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2024%3,788
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2061%3,984
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2398%3,421
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0815%6,130
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2012%5,378
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2397%6,748
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA