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Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,934,0001,298
Total interest expense$11,495,0001,174
Net interest income$21,439,0001,358
Provision for loan and lease losses$420,0001,397
Total noninterest income$1,957,0002,040
Gross Fiduciary activities income$0981
Service charges on deposit accounts$761,0001,239
Trading account gains and feesNANA
Additional Noninterest Income$1,196,0002,102
Total noninterest expense$8,226,0002,294
Salaries and employee benefits$4,832,0002,237
Premises and equipment expense$753,0002,384
Additional noninterest expense$1,196,0002,102
Pre-tax net operating income$14,750,000869
Securities gains (losses)$23,000629
Applicable income taxes$2,294,000897
Income before extraordinary items$12,479,000840
Extraordinary gains, net$054
Net income$12,479,000852
Minority interest net income$088
Net income of bank and minority interests.$12,479,000843
Net charge-offs$204,0001,152
Cash dividends$10,011,000488
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,459,680851
2023-09-30 (YTD Data)Rank
Total interest income$23,891,0001,302
Total interest expense$7,819,0001,181
Net interest income$16,072,0001,357
Provision for loan and lease losses$176,0001,780
Total noninterest income$1,528,0001,992
Gross Fiduciary activities income$0950
Service charges on deposit accounts$593,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$935,0002,066
Total noninterest expense$5,855,0002,359
Salaries and employee benefits$3,362,0002,346
Premises and equipment expense$451,0002,710
Additional noninterest expense$935,0002,066
Pre-tax net operating income$11,569,000866
Securities gains (losses)$23,000419
Applicable income taxes$1,620,000966
Income before extraordinary items$9,972,000837
Extraordinary gains, net$052
Net income$9,972,000841
Minority interest net income$081
Net income of bank and minority interests.$9,972,000837
Net charge-offs$173,000943
Cash dividends$10,011,000372
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,952,220856
2023-06-30 (YTD Data)Rank
Total interest income$15,293,0001,315
Total interest expense$4,562,0001,190
Net interest income$10,731,0001,368
Provision for loan and lease losses$102,0001,798
Total noninterest income$1,053,0001,893
Gross Fiduciary activities income$0931
Service charges on deposit accounts$421,0001,119
Trading account gains and feesNANA
Additional Noninterest Income$632,0001,963
Total noninterest expense$3,659,0002,457
Salaries and employee benefits$2,301,0002,302
Premises and equipment expense$294,0002,736
Additional noninterest expense$632,0001,960
Pre-tax net operating income$8,023,000845
Securities gains (losses)$23,000433
Applicable income taxes$1,245,000878
Income before extraordinary items$6,801,000826
Extraordinary gains, net$051
Net income$6,801,000838
Minority interest net income$081
Net income of bank and minority interests.$6,801,000826
Net charge-offs$82,000999
Cash dividends$10,011,000271
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,781,450838
2023-03-31 (YTD Data)Rank
Total interest income$7,180,0001,358
Total interest expense$1,850,0001,260
Net interest income$5,330,0001,385
Provision for loan and lease losses$28,0002,017
Total noninterest income$526,0001,892
Gross Fiduciary activities income$0913
Service charges on deposit accounts$214,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$312,0001,963
Total noninterest expense$1,810,0002,500
Salaries and employee benefits$1,153,0002,331
Premises and equipment expense$138,0002,873
Additional noninterest expense$312,0001,963
Pre-tax net operating income$4,018,000874
Securities gains (losses)$23,000407
Applicable income taxes$649,000881
Income before extraordinary items$3,392,000848
Extraordinary gains, net$04
Net income$3,392,000847
Minority interest net income$048
Net income of bank and minority interests.$3,392,000847
Net charge-offs$23,0001,067
Cash dividends$10,011,000172
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,372,680866
2022-12-31 (YTD Data)Rank
Total interest income$29,504,0001,169
Total interest expense$2,557,0001,332
Net interest income$26,947,0001,129
Provision for loan and lease losses$1,002,000813
Total noninterest income$2,517,0001,805
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$839,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$1,678,0001,795
Total noninterest expense$7,908,0002,317
Salaries and employee benefits$4,636,0002,289
Premises and equipment expense$759,0002,391
Additional noninterest expense$1,678,0001,795
Pre-tax net operating income$20,554,000736
Securities gains (losses)$-287,0004,199
Applicable income taxes$3,102,000817
Income before extraordinary items$17,165,000720
Extraordinary gains, net$05
Net income$17,165,000721
Minority interest net income$063
Net income of bank and minority interests.$17,165,000721
Net charge-offs$72,0001,384
Cash dividends$9,611,000496
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,408,950719
2022-09-30 (YTD Data)Rank
Total interest income$21,677,0001,136
Total interest expense$1,629,0001,221
Net interest income$20,048,0001,124
Provision for loan and lease losses$418,0001,065
Total noninterest income$1,905,0001,810
Gross Fiduciary activities income$0968
Service charges on deposit accounts$599,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$1,306,0001,780
Total noninterest expense$5,337,0002,473
Salaries and employee benefits$3,248,0002,374
Premises and equipment expense$420,0002,840
Additional noninterest expense$1,306,0001,780
Pre-tax net operating income$16,198,000711
Securities gains (losses)$108,000151
Applicable income taxes$2,957,000699
Income before extraordinary items$13,349,000698
Extraordinary gains, net$04
Net income$13,349,000698
Minority interest net income$057
Net income of bank and minority interests.$13,349,000698
Net charge-offs$59,0001,141
Cash dividends$9,611,000374
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,260,440713
2022-06-30 (YTD Data)Rank
Total interest income$13,898,0001,131
Total interest expense$1,007,0001,128
Net interest income$12,891,0001,127
Provision for loan and lease losses$279,000988
Total noninterest income$1,386,0001,728
Gross Fiduciary activities income$0925
Service charges on deposit accounts$391,0001,212
Trading account gains and feesNANA
Additional Noninterest Income$995,0001,685
Total noninterest expense$3,518,0002,484
Salaries and employee benefits$2,177,0002,374
Premises and equipment expense$268,0002,912
Additional noninterest expense$1,073,0002,499
Pre-tax net operating income$10,480,000681
Securities gains (losses)$56,000198
Applicable income taxes$1,740,000724
Income before extraordinary items$8,796,000669
Extraordinary gains, net$04
Net income$8,796,000669
Minority interest net income$060
Net income of bank and minority interests.$8,796,000669
Net charge-offs$37,0001,090
Cash dividends$9,611,000283
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,749,520679
2022-03-31 (YTD Data)Rank
Total interest income$6,886,0001,110
Total interest expense$491,0001,114
Net interest income$6,395,0001,104
Provision for loan and lease losses$140,000846
Total noninterest income$758,0001,635
Gross Fiduciary activities income$0892
Service charges on deposit accounts$180,0001,281
Trading account gains and feesNANA
Additional Noninterest Income$578,0001,547
Total noninterest expense$1,744,0002,502
Salaries and employee benefits$1,103,0002,357
Premises and equipment expense$125,0003,021
Additional noninterest expense$516,0002,534
Pre-tax net operating income$5,269,000665
Securities gains (losses)$14,000336
Applicable income taxes$881,000697
Income before extraordinary items$4,402,000645
Extraordinary gains, net$04
Net income$4,402,000645
Minority interest net income$050
Net income of bank and minority interests.$4,402,000645
Net charge-offs$105,000488
Cash dividends$9,611,000178
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,390,380652
2021-12-31 (YTD Data)Rank
Total interest income$27,344,0001,135
Total interest expense$2,222,0001,216
Net interest income$25,122,0001,128
Provision for loan and lease losses$399,0001,217
Total noninterest income$2,912,0001,835
Gross Fiduciary activities income$0994
Service charges on deposit accounts$702,0001,246
Trading account gains and feesNANA
Additional Noninterest Income$2,210,0001,816
Total noninterest expense$8,070,0002,273
Salaries and employee benefits$4,697,0002,243
Premises and equipment expense$716,0002,482
Additional noninterest expense$2,657,0002,167
Pre-tax net operating income$19,565,000749
Securities gains (losses)$51,0001,113
Applicable income taxes$3,065,000851
Income before extraordinary items$16,551,000753
Extraordinary gains, net$010
Net income$16,551,000754
Minority interest net income$074
Net income of bank and minority interests.$16,551,000754
Net charge-offs$87,0001,399
Cash dividends$9,211,000512
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,508,160736
2021-09-30 (YTD Data)Rank
Total interest income$20,490,0001,159
Total interest expense$1,710,0001,250
Net interest income$18,780,0001,156
Provision for loan and lease losses$249,0001,309
Total noninterest income$2,232,0001,862
Gross Fiduciary activities income$0957
Service charges on deposit accounts$484,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$1,748,0001,813
Total noninterest expense$5,356,0002,462
Salaries and employee benefits$3,229,0002,397
Premises and equipment expense$408,0002,923
Additional noninterest expense$1,719,0002,379
Pre-tax net operating income$15,407,000746
Securities gains (losses)$39,0001,157
Applicable income taxes$2,541,000828
Income before extraordinary items$12,905,000748
Extraordinary gains, net$08
Net income$12,905,000748
Minority interest net income$069
Net income of bank and minority interests.$12,905,000748
Net charge-offs$-24,0003,947
Cash dividends$9,211,000405
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,872,240731
2021-06-30 (YTD Data)Rank
Total interest income$13,634,0001,164
Total interest expense$1,185,0001,252
Net interest income$12,449,0001,151
Provision for loan and lease losses$249,0001,045
Total noninterest income$1,506,0001,800
Gross Fiduciary activities income$0951
Service charges on deposit accounts$290,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,216,0001,723
Total noninterest expense$3,586,0002,449
Salaries and employee benefits$2,161,0002,381
Premises and equipment expense$247,0003,068
Additional noninterest expense$1,178,0002,317
Pre-tax net operating income$10,120,000756
Securities gains (losses)$38,000979
Applicable income taxes$1,658,000838
Income before extraordinary items$8,500,000756
Extraordinary gains, net$06
Net income$8,500,000756
Minority interest net income$067
Net income of bank and minority interests.$8,500,000756
Net charge-offs$-61,0004,421
Cash dividends$9,211,000295
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,468,080739
2021-03-31 (YTD Data)Rank
Total interest income$6,385,0001,233
Total interest expense$632,0001,247
Net interest income$5,753,0001,222
Provision for loan and lease losses$125,0001,106
Total noninterest income$719,0001,844
Gross Fiduciary activities income$0922
Service charges on deposit accounts$146,0001,377
Trading account gains and feesNANA
Additional Noninterest Income$573,0001,775
Total noninterest expense$1,794,0002,429
Salaries and employee benefits$1,100,0002,340
Premises and equipment expense$140,0002,889
Additional noninterest expense$554,0002,384
Pre-tax net operating income$4,553,000829
Securities gains (losses)$33,000769
Applicable income taxes$698,000920
Income before extraordinary items$3,888,000828
Extraordinary gains, net$03
Net income$3,888,000828
Minority interest net income$055
Net income of bank and minority interests.$3,888,000828
Net charge-offs$-23,0004,396
Cash dividends$9,211,000166
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,859,950812
2020-12-31 (YTD Data)Rank
Total interest income$26,364,0001,184
Total interest expense$3,809,0001,219
Net interest income$22,555,0001,164
Provision for loan and lease losses$964,0001,635
Total noninterest income$2,924,0001,748
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$714,0001,239
Trading account gains and feesNANA
Additional Noninterest Income$2,210,0001,702
Total noninterest expense$8,084,0002,254
Salaries and employee benefits$4,520,0002,288
Premises and equipment expense$846,0002,265
Additional noninterest expense$2,718,0002,081
Pre-tax net operating income$16,431,000689
Securities gains (losses)$170,0001,112
Applicable income taxes$2,359,000836
Income before extraordinary items$14,242,000693
Extraordinary gains, net$04
Net income$14,242,000693
Minority interest net income$072
Net income of bank and minority interests.$14,242,000693
Net charge-offs$15,0002,901
Cash dividends$8,810,000510
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,095,800673
2020-09-30 (YTD Data)Rank
Total interest income$19,799,0001,178
Total interest expense$3,040,0001,221
Net interest income$16,759,0001,160
Provision for loan and lease losses$729,0001,636
Total noninterest income$2,157,0001,730
Gross Fiduciary activities income$0981
Service charges on deposit accounts$514,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$1,643,0001,663
Total noninterest expense$5,507,0002,384
Salaries and employee benefits$3,143,0002,391
Premises and equipment expense$582,0002,375
Additional noninterest expense$1,782,0002,245
Pre-tax net operating income$12,680,000648
Securities gains (losses)$82,0001,307
Applicable income taxes$2,245,000664
Income before extraordinary items$10,517,000675
Extraordinary gains, net$04
Net income$10,517,000675
Minority interest net income$065
Net income of bank and minority interests.$10,517,000675
Net charge-offs$25,0002,405
Cash dividends$8,810,000399
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,449,760650
2020-06-30 (YTD Data)Rank
Total interest income$13,260,0001,189
Total interest expense$2,193,0001,214
Net interest income$11,067,0001,167
Provision for loan and lease losses$470,0001,664
Total noninterest income$1,304,0001,754
Gross Fiduciary activities income$0970
Service charges on deposit accounts$344,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$960,0001,711
Total noninterest expense$3,488,0002,452
Salaries and employee benefits$2,111,0002,381
Premises and equipment expense$345,0002,542
Additional noninterest expense$1,032,0002,459
Pre-tax net operating income$8,413,000599
Securities gains (losses)$111,000942
Applicable income taxes$1,549,000597
Income before extraordinary items$6,975,000619
Extraordinary gains, net$04
Net income$6,975,000619
Minority interest net income$065
Net income of bank and minority interests.$6,975,000619
Net charge-offs$-8,0004,259
Cash dividends$8,810,000298
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,883,980603
2020-03-31 (YTD Data)Rank
Total interest income$6,496,0001,218
Total interest expense$1,216,0001,230
Net interest income$5,280,0001,192
Provision for loan and lease losses$188,0001,497
Total noninterest income$600,0001,754
Gross Fiduciary activities income$0941
Service charges on deposit accounts$213,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$387,0001,771
Total noninterest expense$1,713,0002,500
Salaries and employee benefits$1,047,0002,405
Premises and equipment expense$154,0002,722
Additional noninterest expense$512,0002,507
Pre-tax net operating income$3,979,000569
Securities gains (losses)$-30,0004,911
Applicable income taxes$743,000567
Income before extraordinary items$3,206,000611
Extraordinary gains, net$04
Net income$3,206,000612
Minority interest net income$056
Net income of bank and minority interests.$3,206,000611
Net charge-offs$2,0002,313
Cash dividends$8,810,000217
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,230,300589
2019-12-31 (YTD Data)Rank
Total interest income$25,588,0001,237
Total interest expense$4,973,0001,251
Net interest income$20,615,0001,225
Provision for loan and lease losses$380,0001,734
Total noninterest income$2,436,0001,776
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,038,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$1,398,0001,874
Total noninterest expense$8,020,0002,244
Salaries and employee benefits$4,569,0002,231
Premises and equipment expense$696,0002,555
Additional noninterest expense$2,755,0002,059
Pre-tax net operating income$14,651,000763
Securities gains (losses)$536,000338
Applicable income taxes$2,633,000755
Income before extraordinary items$12,554,000775
Extraordinary gains, net$011
Net income$12,554,000776
Minority interest net income$076
Net income of bank and minority interests.$12,554,000776
Net charge-offs$122,0002,063
Cash dividends$8,610,000529
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,109,120777
2019-09-30 (YTD Data)Rank
Total interest income$19,055,0001,253
Total interest expense$3,632,0001,284
Net interest income$15,423,0001,240
Provision for loan and lease losses$285,0001,644
Total noninterest income$1,786,0001,797
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$764,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0001,896
Total noninterest expense$5,309,0002,442
Salaries and employee benefits$3,181,0002,361
Premises and equipment expense$413,0002,961
Additional noninterest expense$1,715,0002,346
Pre-tax net operating income$11,615,000742
Securities gains (losses)$466,000332
Applicable income taxes$2,101,000748
Income before extraordinary items$9,980,000740
Extraordinary gains, net$011
Net income$9,980,000742
Minority interest net income$072
Net income of bank and minority interests.$9,980,000741
Net charge-offs$85,0001,863
Cash dividends$8,610,000416
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,593,220756
2019-06-30 (YTD Data)Rank
Total interest income$12,553,0001,262
Total interest expense$2,332,0001,306
Net interest income$10,221,0001,244
Provision for loan and lease losses$228,0001,459
Total noninterest income$1,215,0001,749
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$484,0001,161
Trading account gains and feesNANA
Additional Noninterest Income$731,0001,802
Total noninterest expense$3,465,0002,486
Salaries and employee benefits$2,133,0002,365
Premises and equipment expense$277,0002,967
Additional noninterest expense$1,055,0002,487
Pre-tax net operating income$7,743,000719
Securities gains (losses)$407,000252
Applicable income taxes$1,540,000674
Income before extraordinary items$6,610,000723
Extraordinary gains, net$011
Net income$6,610,000724
Minority interest net income$069
Net income of bank and minority interests.$6,610,000723
Net charge-offs$117,0001,318
Cash dividends$8,610,000303
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,280,330744
2019-03-31 (YTD Data)Rank
Total interest income$6,217,0001,263
Total interest expense$1,095,0001,335
Net interest income$5,122,0001,237
Provision for loan and lease losses$114,0001,382
Total noninterest income$584,0001,762
Gross Fiduciary activities income$0972
Service charges on deposit accounts$236,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$348,0001,815
Total noninterest expense$1,729,0002,496
Salaries and employee benefits$1,085,0002,336
Premises and equipment expense$109,0003,405
Additional noninterest expense$535,0002,473
Pre-tax net operating income$3,863,000709
Securities gains (losses)$11,000693
Applicable income taxes$659,000730
Income before extraordinary items$3,215,000731
Extraordinary gains, net$05
Net income$3,215,000731
Minority interest net income$052
Net income of bank and minority interests.$3,215,000730
Net charge-offs$80,000989
Cash dividends$8,610,000199
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,205,870722
2018-12-31 (YTD Data)Rank
Total interest income$24,408,0001,204
Total interest expense$2,978,0001,446
Net interest income$21,430,0001,166
Provision for loan and lease losses$624,0001,251
Total noninterest income$2,348,0001,823
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$878,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$1,470,0001,820
Total noninterest expense$7,629,0002,329
Salaries and employee benefits$4,382,0002,310
Premises and equipment expense$699,0002,575
Additional noninterest expense$2,548,0002,194
Pre-tax net operating income$15,525,000735
Securities gains (losses)$160,000240
Applicable income taxes$2,548,000741
Income before extraordinary items$13,137,000719
Extraordinary gains, net$06
Net income$13,137,000717
Minority interest net income$072
Net income of bank and minority interests.$13,137,000717
Net charge-offs$380,0001,143
Cash dividends$8,409,000485
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,002,600726
2018-09-30 (YTD Data)Rank
Total interest income$18,192,0001,198
Total interest expense$2,129,0001,428
Net interest income$16,063,0001,164
Provision for loan and lease losses$407,0001,307
Total noninterest income$1,761,0001,839
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$652,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0001,823
Total noninterest expense$5,131,0002,514
Salaries and employee benefits$3,042,0002,431
Premises and equipment expense$501,0002,669
Additional noninterest expense$1,588,0002,504
Pre-tax net operating income$12,286,000699
Securities gains (losses)$160,000234
Applicable income taxes$2,020,000725
Income before extraordinary items$10,426,000685
Extraordinary gains, net$05
Net income$10,426,000684
Minority interest net income$066
Net income of bank and minority interests.$10,426,000684
Net charge-offs$145,0001,448
Cash dividends$8,409,000365
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,291,600695
2018-06-30 (YTD Data)Rank
Total interest income$11,979,0001,200
Total interest expense$1,365,0001,396
Net interest income$10,614,0001,169
Provision for loan and lease losses$213,0001,453
Total noninterest income$1,104,0001,898
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$429,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$675,0001,920
Total noninterest expense$3,258,0002,602
Salaries and employee benefits$2,045,0002,430
Premises and equipment expense$327,0002,727
Additional noninterest expense$886,0002,836
Pre-tax net operating income$8,247,000689
Securities gains (losses)$160,000196
Applicable income taxes$1,412,000685
Income before extraordinary items$6,995,000689
Extraordinary gains, net$06
Net income$6,995,000687
Minority interest net income$065
Net income of bank and minority interests.$6,995,000688
Net charge-offs$106,0001,289
Cash dividends$8,409,000261
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,862,200693
2018-03-31 (YTD Data)Rank
Total interest income$5,897,0001,209
Total interest expense$659,0001,376
Net interest income$5,238,0001,181
Provision for loan and lease losses$106,0001,390
Total noninterest income$578,0001,828
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$205,0001,357
Trading account gains and feesNANA
Additional Noninterest Income$373,0001,780
Total noninterest expense$1,692,0002,564
Salaries and employee benefits$1,049,0002,420
Premises and equipment expense$194,0002,489
Additional noninterest expense$449,0002,836
Pre-tax net operating income$4,018,000681
Securities gains (losses)$158,000129
Applicable income taxes$685,000685
Income before extraordinary items$3,491,000672
Extraordinary gains, net$07
Net income$3,491,000671
Minority interest net income$052
Net income of bank and minority interests.$3,491,000672
Net charge-offs$56,0001,136
Cash dividends$8,409,000155
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,358,280688
2017-12-31 (YTD Data)Rank
Total interest income$23,413,0001,181
Total interest expense$2,172,0001,435
Net interest income$21,241,0001,149
Provision for loan and lease losses$181,0002,469
Total noninterest income$2,562,0001,745
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$958,0001,222
Trading account gains and feesNANA
Additional Noninterest Income$1,604,0001,746
Total noninterest expense$7,500,0002,387
Salaries and employee benefits$4,353,0002,331
Premises and equipment expense$659,0002,765
Additional noninterest expense$2,488,0002,260
Pre-tax net operating income$16,122,000654
Securities gains (losses)$-134,0005,458
Applicable income taxes$3,453,000868
Income before extraordinary items$12,535,000609
Extraordinary gains, net$09
Net income$12,535,000610
Minority interest net income$076
Net income of bank and minority interests.$12,535,000609
Net charge-offs$242,0001,667
Cash dividends$8,209,000436
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,639,520600
2017-09-30 (YTD Data)Rank
Total interest income$17,368,0001,193
Total interest expense$1,585,0001,446
Net interest income$15,783,0001,162
Provision for loan and lease losses$143,0002,354
Total noninterest income$2,007,0001,717
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$714,0001,234
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0001,691
Total noninterest expense$4,957,0002,611
Salaries and employee benefits$3,032,0002,462
Premises and equipment expense$383,0003,262
Additional noninterest expense$1,542,0002,616
Pre-tax net operating income$12,690,000634
Securities gains (losses)$73,000718
Applicable income taxes$2,691,000749
Income before extraordinary items$10,072,000617
Extraordinary gains, net$09
Net income$10,072,000617
Minority interest net income$071
Net income of bank and minority interests.$10,072,000617
Net charge-offs$141,0001,659
Cash dividends$8,209,000330
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,014,330612
2017-06-30 (YTD Data)Rank
Total interest income$11,518,0001,189
Total interest expense$1,044,0001,431
Net interest income$10,474,0001,157
Provision for loan and lease losses$114,0002,156
Total noninterest income$1,304,0001,746
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$468,0001,243
Trading account gains and feesNANA
Additional Noninterest Income$836,0001,732
Total noninterest expense$3,267,0002,640
Salaries and employee benefits$2,058,0002,445
Premises and equipment expense$248,0003,322
Additional noninterest expense$961,0002,745
Pre-tax net operating income$8,397,000624
Securities gains (losses)$36,000768
Applicable income taxes$1,772,000729
Income before extraordinary items$6,661,000611
Extraordinary gains, net$011
Net income$6,661,000611
Minority interest net income$071
Net income of bank and minority interests.$6,661,000611
Net charge-offs$158,0001,208
Cash dividends$8,209,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,632,560601
2017-03-31 (YTD Data)Rank
Total interest income$5,706,0001,193
Total interest expense$512,0001,432
Net interest income$5,194,0001,159
Provision for loan and lease losses$57,0001,998
Total noninterest income$679,0001,692
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$228,0001,279
Trading account gains and feesNANA
Additional Noninterest Income$451,0001,636
Total noninterest expense$1,635,0002,665
Salaries and employee benefits$1,095,0002,371
Premises and equipment expense$125,0003,339
Additional noninterest expense$415,0003,036
Pre-tax net operating income$4,181,000613
Securities gains (losses)$12,000618
Applicable income taxes$683,000865
Income before extraordinary items$3,510,000583
Extraordinary gains, net$08
Net income$3,510,000583
Minority interest net income$055
Net income of bank and minority interests.$3,510,000583
Net charge-offs$58,0001,230
Cash dividends$8,209,000136
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,499,920574
2016-12-31 (YTD Data)Rank
Total interest income$22,747,0001,165
Total interest expense$2,119,0001,345
Net interest income$20,628,0001,137
Provision for loan and lease losses$04,332
Total noninterest income$2,380,0001,908
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,005,0001,208
Trading account gains and fees$0170
Additional Noninterest Income$1,375,0001,998
Total noninterest expense$8,026,0002,283
Salaries and employee benefits$4,566,0002,247
Premises and equipment expense$583,0003,079
Additional noninterest expense$2,877,0002,048
Pre-tax net operating income$14,982,000645
Securities gains (losses)$279,000696
Applicable income taxes$2,917,000801
Income before extraordinary items$12,344,000635
Extraordinary gains, net$05
Net income$12,344,000634
Minority interest net income$082
Net income of bank and minority interests.$12,344,000634
Net charge-offs$389,0001,288
Cash dividends$8,009,000460
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,118,010633
2016-09-30 (YTD Data)Rank
Total interest income$17,043,0001,167
Total interest expense$1,599,0001,336
Net interest income$15,444,0001,143
Provision for loan and lease losses$04,186
Total noninterest income$1,722,0001,948
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$743,0001,214
Trading account gains and fees$0169
Additional Noninterest Income$979,0002,076
Total noninterest expense$5,507,0002,459
Salaries and employee benefits$3,147,0002,399
Premises and equipment expense$453,0003,013
Additional noninterest expense$1,907,0002,273
Pre-tax net operating income$11,659,000625
Securities gains (losses)$280,000630
Applicable income taxes$2,330,000789
Income before extraordinary items$9,609,000615
Extraordinary gains, net$05
Net income$9,609,000615
Minority interest net income$071
Net income of bank and minority interests.$9,609,000615
Net charge-offs$131,0001,817
Cash dividends$8,009,000349
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,385,000607
2016-06-30 (YTD Data)Rank
Total interest income$11,340,0001,170
Total interest expense$1,069,0001,333
Net interest income$10,271,0001,143
Provision for loan and lease losses$04,017
Total noninterest income$1,092,0001,990
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$478,0001,230
Trading account gains and fees$0157
Additional Noninterest Income$614,0002,107
Total noninterest expense$3,589,0002,515
Salaries and employee benefits$2,103,0002,405
Premises and equipment expense$296,0003,071
Additional noninterest expense$1,190,0002,417
Pre-tax net operating income$7,774,000618
Securities gains (losses)$97,000985
Applicable income taxes$1,522,000789
Income before extraordinary items$6,349,000605
Extraordinary gains, net$016
Net income$6,349,000603
Minority interest net income$071
Net income of bank and minority interests.$6,349,000604
Net charge-offs$63,0001,977
Cash dividends$8,009,000251
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,270,430595
2016-03-31 (YTD Data)Rank
Total interest income$5,651,0001,180
Total interest expense$538,0001,319
Net interest income$5,113,0001,154
Provision for loan and lease losses$03,656
Total noninterest income$518,0002,027
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$235,0001,246
Trading account gains and fees$0142
Additional Noninterest Income$283,0002,164
Total noninterest expense$1,805,0002,515
Salaries and employee benefits$1,070,0002,383
Premises and equipment expense$125,0003,431
Additional noninterest expense$610,0002,354
Pre-tax net operating income$3,826,000611
Securities gains (losses)$9,0001,537
Applicable income taxes$726,000797
Income before extraordinary items$3,109,000595
Extraordinary gains, net$012
Net income$3,109,000592
Minority interest net income$062
Net income of bank and minority interests.$3,109,000595
Net charge-offs$-9,0005,132
Cash dividends$8,009,000158
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,101,710579
2015-12-31 (YTD Data)Rank
Total interest income$22,998,0001,113
Total interest expense$2,159,0001,288
Net interest income$20,839,0001,093
Provision for loan and lease losses$04,380
Total noninterest income$3,022,0001,594
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,041,0001,181
Trading account gains and fees$0159
Additional Noninterest Income$1,981,0001,530
Total noninterest expense$8,227,0002,238
Salaries and employee benefits$4,431,0002,280
Premises and equipment expense$892,0002,364
Additional noninterest expense$2,904,0002,064
Pre-tax net operating income$15,634,000596
Securities gains (losses)$75,0001,342
Applicable income taxes$3,116,000729
Income before extraordinary items$12,593,000582
Extraordinary gains, net$023
Net income$12,593,000582
Minority interest net income$081
Net income of bank and minority interests.$12,593,000583
Net charge-offs$794,000819
Cash dividends$7,809,000464
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,533,000574
2015-09-30 (YTD Data)Rank
Total interest income$16,987,0001,137
Total interest expense$1,618,0001,301
Net interest income$15,369,0001,113
Provision for loan and lease losses$04,232
Total noninterest income$2,386,0001,553
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$757,0001,216
Trading account gains and fees$0153
Additional Noninterest Income$1,629,0001,445
Total noninterest expense$5,382,0002,529
Salaries and employee benefits$3,086,0002,432
Premises and equipment expense$399,0003,397
Additional noninterest expense$1,897,0002,316
Pre-tax net operating income$12,373,000581
Securities gains (losses)$68,0001,275
Applicable income taxes$2,554,000712
Income before extraordinary items$9,887,000570
Extraordinary gains, net$021
Net income$9,887,000568
Minority interest net income$078
Net income of bank and minority interests.$9,887,000570
Net charge-offs$833,000580
Cash dividends$7,809,000338
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,833,280560
2015-06-30 (YTD Data)Rank
Total interest income$11,270,0001,139
Total interest expense$1,073,0001,303
Net interest income$10,197,0001,123
Provision for loan and lease losses$04,069
Total noninterest income$1,848,0001,396
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$495,0001,218
Trading account gains and fees$0157
Additional Noninterest Income$1,353,0001,270
Total noninterest expense$3,675,0002,483
Salaries and employee benefits$2,080,0002,424
Premises and equipment expense$253,0003,512
Additional noninterest expense$1,342,0002,192
Pre-tax net operating income$8,370,000567
Securities gains (losses)$59,0001,140
Applicable income taxes$1,774,000690
Income before extraordinary items$6,655,000568
Extraordinary gains, net$022
Net income$6,655,000565
Minority interest net income$075
Net income of bank and minority interests.$6,655,000568
Net charge-offs$838,000400
Cash dividends$7,809,000250
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,608,390555
2015-03-31 (YTD Data)Rank
Total interest income$5,620,0001,140
Total interest expense$532,0001,328
Net interest income$5,088,0001,118
Provision for loan and lease losses$03,703
Total noninterest income$1,257,0001,096
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$237,0001,240
Trading account gains and fees$0152
Additional Noninterest Income$1,020,000909
Total noninterest expense$1,893,0002,428
Salaries and employee benefits$1,073,0002,360
Premises and equipment expense$115,0003,752
Additional noninterest expense$705,0002,092
Pre-tax net operating income$4,452,000532
Securities gains (losses)$58,000786
Applicable income taxes$1,081,000597
Income before extraordinary items$3,429,000537
Extraordinary gains, net$013
Net income$3,429,000536
Minority interest net income$064
Net income of bank and minority interests.$3,429,000537
Net charge-offs$51,0001,543
Cash dividends$7,809,000150
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,384,920526
2014-12-31 (YTD Data)Rank
Total interest income$22,871,0001,124
Total interest expense$2,190,0001,332
Net interest income$20,681,0001,086
Provision for loan and lease losses$-52,0005,974
Total noninterest income$2,132,0002,010
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,110,0001,188
Trading account gains and fees$0180
Additional Noninterest Income$1,022,0002,306
Total noninterest expense$7,809,0002,356
Salaries and employee benefits$4,460,0002,272
Premises and equipment expense$815,0002,630
Additional noninterest expense$2,534,0002,382
Pre-tax net operating income$15,056,000575
Securities gains (losses)$-42,0006,228
Applicable income taxes$2,865,000749
Income before extraordinary items$12,149,000562
Extraordinary gains, net$017
Net income$12,149,000560
Minority interest net income$084
Net income of bank and minority interests.$12,149,000562
Net charge-offs$261,0002,179
Cash dividends$7,608,000423
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,183,020550
2014-09-30 (YTD Data)Rank
Total interest income$17,099,0001,131
Total interest expense$1,649,0001,338
Net interest income$15,450,0001,095
Provision for loan and lease losses$163,0002,304
Total noninterest income$1,498,0002,116
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$802,0001,222
Trading account gains and fees$0174
Additional Noninterest Income$696,0002,444
Total noninterest expense$5,394,0002,561
Salaries and employee benefits$3,122,0002,397
Premises and equipment expense$527,0002,931
Additional noninterest expense$1,745,0002,559
Pre-tax net operating income$11,391,000575
Securities gains (losses)$5,0002,558
Applicable income taxes$2,337,000715
Income before extraordinary items$9,059,000568
Extraordinary gains, net$015
Net income$9,059,000566
Minority interest net income$081
Net income of bank and minority interests.$9,059,000568
Net charge-offs$262,0001,708
Cash dividends$7,608,000314
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,055,050560
2014-06-30 (YTD Data)Rank
Total interest income$11,410,0001,129
Total interest expense$1,103,0001,341
Net interest income$10,307,0001,086
Provision for loan and lease losses$68,0002,708
Total noninterest income$920,0002,195
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$517,0001,241
Trading account gains and fees$0172
Additional Noninterest Income$403,0002,616
Total noninterest expense$3,637,0002,540
Salaries and employee benefits$2,103,0002,388
Premises and equipment expense$339,0003,034
Additional noninterest expense$1,195,0002,498
Pre-tax net operating income$7,522,000569
Securities gains (losses)$-45,0006,477
Applicable income taxes$1,480,000727
Income before extraordinary items$5,997,000550
Extraordinary gains, net$020
Net income$5,997,000549
Minority interest net income$080
Net income of bank and minority interests.$5,997,000550
Net charge-offs$126,0001,987
Cash dividends$7,608,000226
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,033,000541
2014-03-31 (YTD Data)Rank
Total interest income$5,624,0001,139
Total interest expense$556,0001,359
Net interest income$5,068,0001,102
Provision for loan and lease losses$68,0001,959
Total noninterest income$485,0002,085
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$240,0001,320
Trading account gains and fees$0147
Additional Noninterest Income$245,0002,283
Total noninterest expense$1,884,0002,470
Salaries and employee benefits$1,051,0002,397
Premises and equipment expense$179,0002,978
Additional noninterest expense$654,0002,288
Pre-tax net operating income$3,601,000567
Securities gains (losses)$-48,0006,585
Applicable income taxes$708,000720
Income before extraordinary items$2,845,000562
Extraordinary gains, net$016
Net income$2,845,000563
Minority interest net income$066
Net income of bank and minority interests.$2,845,000563
Net charge-offs$73,0001,577
Cash dividends$7,432,000128
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,883,400549
2013-12-31 (YTD Data)Rank
Total interest income$23,257,0001,096
Total interest expense$2,575,0001,314
Net interest income$20,682,0001,066
Provision for loan and lease losses$504,0001,821
Total noninterest income$2,475,0001,856
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,145,0001,190
Trading account gains and fees$0184
Additional Noninterest Income$1,330,0002,000
Total noninterest expense$7,790,0002,406
Salaries and employee benefits$4,491,0002,258
Premises and equipment expense$864,0002,556
Additional noninterest expense$2,435,0002,528
Pre-tax net operating income$14,863,000550
Securities gains (losses)$328,000653
Applicable income taxes$3,306,000620
Income before extraordinary items$11,885,000560
Extraordinary gains, net$029
Net income$11,885,000558
Minority interest net income$090
Net income of bank and minority interests.$11,885,000561
Net charge-offs$2,115,000713
Cash dividends$7,408,000412
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,629,160557
2013-09-30 (YTD Data)Rank
Total interest income$17,472,0001,097
Total interest expense$1,974,0001,329
Net interest income$15,498,0001,067
Provision for loan and lease losses$504,0001,491
Total noninterest income$1,952,0001,817
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$842,0001,217
Trading account gains and fees$0180
Additional Noninterest Income$1,110,0001,907
Total noninterest expense$5,505,0002,522
Salaries and employee benefits$3,137,0002,394
Premises and equipment expense$651,0002,567
Additional noninterest expense$1,717,0002,672
Pre-tax net operating income$11,441,000542
Securities gains (losses)$317,000607
Applicable income taxes$2,575,000612
Income before extraordinary items$9,183,000560
Extraordinary gains, net$025
Net income$9,183,000562
Minority interest net income$084
Net income of bank and minority interests.$9,183,000562
Net charge-offs$2,041,000586
Cash dividends$7,408,000316
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,935,740559
2013-06-30 (YTD Data)Rank
Total interest income$11,637,0001,092
Total interest expense$1,344,0001,332
Net interest income$10,293,0001,060
Provision for loan and lease losses$504,0001,153
Total noninterest income$1,361,0001,777
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$546,0001,231
Trading account gains and fees$0157
Additional Noninterest Income$815,0001,834
Total noninterest expense$3,623,0002,565
Salaries and employee benefits$2,114,0002,380
Premises and equipment expense$357,0002,950
Additional noninterest expense$1,152,0002,632
Pre-tax net operating income$7,527,000543
Securities gains (losses)$317,000538
Applicable income taxes$1,871,000571
Income before extraordinary items$5,973,000569
Extraordinary gains, net$022
Net income$5,973,000569
Minority interest net income$082
Net income of bank and minority interests.$5,973,000571
Net charge-offs$118,0002,592
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,732,080565
2013-03-31 (YTD Data)Rank
Total interest income$5,758,0001,114
Total interest expense$689,0001,347
Net interest income$5,069,0001,078
Provision for loan and lease losses$374,000861
Total noninterest income$662,0001,817
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$261,0001,275
Trading account gains and fees$0148
Additional Noninterest Income$401,0001,861
Total noninterest expense$1,935,0002,446
Salaries and employee benefits$1,062,0002,389
Premises and equipment expense$179,0002,971
Additional noninterest expense$694,0002,247
Pre-tax net operating income$3,422,000583
Securities gains (losses)$317,000309
Applicable income taxes$784,000648
Income before extraordinary items$2,955,000554
Extraordinary gains, net$010
Net income$2,955,000551
Minority interest net income$076
Net income of bank and minority interests.$2,955,000555
Net charge-offs$90,0001,977
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,704,570575
2012-12-31 (YTD Data)Rank
Total interest income$23,700,0001,130
Total interest expense$3,165,0001,408
Net interest income$20,535,0001,067
Provision for loan and lease losses$4,126,000600
Total noninterest income$2,468,0001,886
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,152,0001,235
Trading account gains and fees$0166
Additional Noninterest Income$1,316,0002,010
Total noninterest expense$7,848,0002,418
Salaries and employee benefits$4,492,0002,220
Premises and equipment expense$808,0002,719
Additional noninterest expense$2,548,0002,525
Pre-tax net operating income$11,029,000663
Securities gains (losses)$62,0002,589
Applicable income taxes$1,611,0001,037
Income before extraordinary items$9,480,000645
Extraordinary gains, net$029
Net income$9,480,000644
Minority interest net income$093
Net income of bank and minority interests.$9,480,000645
Net charge-offs$2,547,000960
Cash dividends$16,208,000221
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,427,300621
2012-09-30 (YTD Data)Rank
Total interest income$17,973,0001,137
Total interest expense$2,416,0001,449
Net interest income$15,557,0001,066
Provision for loan and lease losses$3,139,000605
Total noninterest income$1,708,0001,998
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$831,0001,291
Trading account gains and fees$0157
Additional Noninterest Income$877,0002,164
Total noninterest expense$5,503,0002,570
Salaries and employee benefits$3,128,0002,357
Premises and equipment expense$568,0002,886
Additional noninterest expense$1,807,0002,658
Pre-tax net operating income$8,623,000652
Securities gains (losses)$61,0002,319
Applicable income taxes$1,351,000978
Income before extraordinary items$7,333,000646
Extraordinary gains, net$020
Net income$7,333,000643
Minority interest net income$086
Net income of bank and minority interests.$7,333,000646
Net charge-offs$2,365,000816
Cash dividends$7,208,000268
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,281,760622
2012-06-30 (YTD Data)Rank
Total interest income$12,111,0001,129
Total interest expense$1,639,0001,479
Net interest income$10,472,0001,061
Provision for loan and lease losses$2,641,000513
Total noninterest income$914,0002,298
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$555,0001,273
Trading account gains and fees$0153
Additional Noninterest Income$359,0002,810
Total noninterest expense$3,787,0002,496
Salaries and employee benefits$2,115,0002,340
Premises and equipment expense$346,0003,078
Additional noninterest expense$1,326,0002,448
Pre-tax net operating income$4,958,000753
Securities gains (losses)$20,0002,488
Applicable income taxes$564,0001,375
Income before extraordinary items$4,414,000693
Extraordinary gains, net$019
Net income$4,414,000691
Minority interest net income$084
Net income of bank and minority interests.$4,414,000693
Net charge-offs$421,0001,945
Cash dividends$7,208,000185
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,396,200665
2012-03-31 (YTD Data)Rank
Total interest income$6,184,0001,115
Total interest expense$845,0001,489
Net interest income$5,339,0001,031
Provision for loan and lease losses$1,567,000430
Total noninterest income$304,0002,931
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$269,0001,306
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,179
Total noninterest expense$2,015,0002,353
Salaries and employee benefits$1,047,0002,375
Premises and equipment expense$185,0002,956
Additional noninterest expense$783,0002,072
Pre-tax net operating income$2,061,000870
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$2,061,000731
Extraordinary gains, net$019
Net income$2,061,000732
Minority interest net income$078
Net income of bank and minority interests.$2,061,000732
Net charge-offs$142,0002,143
Cash dividends$7,208,000102
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,061,000691
2011-12-31 (YTD Data)Rank
Total interest income$25,058,0001,130
Total interest expense$4,001,0001,520
Net interest income$21,057,0001,051
Provision for loan and lease losses$2,305,0001,418
Total noninterest income$2,431,0001,752
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,226,0001,201
Trading account gains and fees$0146
Additional Noninterest Income$1,205,0001,900
Total noninterest expense$8,050,0002,353
Salaries and employee benefits$4,434,0002,184
Premises and equipment expense$835,0002,817
Additional noninterest expense$2,781,0002,354
Pre-tax net operating income$13,133,000498
Securities gains (losses)$57,0002,497
Applicable income taxes$2,394,000686
Income before extraordinary items$10,796,000500
Extraordinary gains, net$029
Net income$10,796,000500
Minority interest net income$096
Net income of bank and minority interests.$10,796,000501
Net charge-offs$2,038,0001,529
Cash dividends$7,008,000312
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,749,260488
2011-09-30 (YTD Data)Rank
Total interest income$19,022,0001,133
Total interest expense$3,087,0001,526
Net interest income$15,935,0001,045
Provision for loan and lease losses$1,110,0001,840
Total noninterest income$1,757,0001,780
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$901,0001,227
Trading account gains and fees$0145
Additional Noninterest Income$856,0001,942
Total noninterest expense$5,753,0002,467
Salaries and employee benefits$3,096,0002,327
Premises and equipment expense$582,0003,006
Additional noninterest expense$2,075,0002,384
Pre-tax net operating income$10,829,000478
Securities gains (losses)$57,0002,250
Applicable income taxes$2,260,000571
Income before extraordinary items$8,626,000478
Extraordinary gains, net$021
Net income$8,626,000478
Minority interest net income$087
Net income of bank and minority interests.$8,626,000478
Net charge-offs$360,0003,030
Cash dividends$7,008,000217
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,580,970470
2011-06-30 (YTD Data)Rank
Total interest income$12,816,0001,132
Total interest expense$2,120,0001,540
Net interest income$10,696,0001,031
Provision for loan and lease losses$935,0001,550
Total noninterest income$1,156,0001,800
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$587,0001,235
Trading account gains and fees$0153
Additional Noninterest Income$569,0001,929
Total noninterest expense$3,744,0002,538
Salaries and employee benefits$2,100,0002,308
Premises and equipment expense$372,0003,113
Additional noninterest expense$1,272,0002,604
Pre-tax net operating income$7,173,000475
Securities gains (losses)$02,914
Applicable income taxes$1,470,000561
Income before extraordinary items$5,703,000478
Extraordinary gains, net$015
Net income$5,703,000477
Minority interest net income$089
Net income of bank and minority interests.$5,703,000478
Net charge-offs$276,0002,789
Cash dividends$7,008,000128
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,703,000466
2011-03-31 (YTD Data)Rank
Total interest income$6,426,0001,136
Total interest expense$1,105,0001,537
Net interest income$5,321,0001,036
Provision for loan and lease losses$711,0001,118
Total noninterest income$596,0001,757
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$310,0001,878
Total noninterest expense$1,979,0002,440
Salaries and employee benefits$1,072,0002,283
Premises and equipment expense$189,0003,127
Additional noninterest expense$718,0002,309
Pre-tax net operating income$3,227,000517
Securities gains (losses)$01,772
Applicable income taxes$619,000617
Income before extraordinary items$2,608,000519
Extraordinary gains, net$09
Net income$2,608,000518
Minority interest net income$086
Net income of bank and minority interests.$2,608,000519
Net charge-offs$115,0002,596
Cash dividends$7,008,00073
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,608,000502
2010-12-31 (YTD Data)Rank
Total interest income$26,462,0001,168
Total interest expense$6,143,0001,350
Net interest income$20,319,0001,101
Provision for loan and lease losses$2,185,0001,960
Total noninterest income$3,077,0001,522
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,429,0001,065
Trading account gains and fees$0175
Additional Noninterest Income$1,648,0001,602
Total noninterest expense$7,612,0002,552
Salaries and employee benefits$4,393,0002,202
Premises and equipment expense$853,0002,827
Additional noninterest expense$2,366,0002,801
Pre-tax net operating income$13,599,000414
Securities gains (losses)$03,793
Applicable income taxes$2,776,000574
Income before extraordinary items$10,823,000424
Extraordinary gains, net$029
Net income$10,823,000423
Minority interest net income$0111
Net income of bank and minority interests.$10,823,000425
Net charge-offs$1,402,0002,258
Cash dividends$6,607,000257
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,823,000408
2010-09-30 (YTD Data)Rank
Total interest income$19,899,0001,190
Total interest expense$4,779,0001,346
Net interest income$15,120,0001,117
Provision for loan and lease losses$2,100,0001,602
Total noninterest income$2,245,0001,548
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,053,0001,110
Trading account gains and fees$0165
Additional Noninterest Income$1,192,0001,607
Total noninterest expense$5,215,0002,743
Salaries and employee benefits$3,077,0002,360
Premises and equipment expense$476,0003,620
Additional noninterest expense$1,662,0002,926
Pre-tax net operating income$10,050,000421
Securities gains (losses)$03,651
Applicable income taxes$2,112,000572
Income before extraordinary items$7,938,000436
Extraordinary gains, net$023
Net income$7,938,000436
Minority interest net income$0110
Net income of bank and minority interests.$7,938,000437
Net charge-offs$1,036,0002,156
Cash dividends$6,607,000170
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,938,000420
2010-06-30 (YTD Data)Rank
Total interest income$13,269,0001,200
Total interest expense$3,280,0001,367
Net interest income$9,989,0001,127
Provision for loan and lease losses$1,450,0001,554
Total noninterest income$1,529,0001,492
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$726,0001,079
Trading account gains and fees$0152
Additional Noninterest Income$803,0001,514
Total noninterest expense$3,532,0002,709
Salaries and employee benefits$2,083,0002,343
Premises and equipment expense$298,0003,821
Additional noninterest expense$1,151,0002,809
Pre-tax net operating income$6,536,000424
Securities gains (losses)$03,184
Applicable income taxes$1,361,000554
Income before extraordinary items$5,175,000420
Extraordinary gains, net$019
Net income$5,175,000421
Minority interest net income$0105
Net income of bank and minority interests.$5,175,000421
Net charge-offs$893,0001,843
Cash dividends$6,607,000104
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,175,000411
2010-03-31 (YTD Data)Rank
Total interest income$6,625,0001,231
Total interest expense$1,690,0001,396
Net interest income$4,935,0001,149
Provision for loan and lease losses$395,0002,094
Total noninterest income$849,0001,393
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$334,0001,169
Trading account gains and fees$0175
Additional Noninterest Income$515,0001,263
Total noninterest expense$1,821,0002,673
Salaries and employee benefits$1,045,0002,359
Premises and equipment expense$150,0003,885
Additional noninterest expense$626,0002,605
Pre-tax net operating income$3,568,000378
Securities gains (losses)$02,284
Applicable income taxes$617,000595
Income before extraordinary items$2,951,000366
Extraordinary gains, net$016
Net income$2,951,000368
Minority interest net income$091
Net income of bank and minority interests.$2,951,000368
Net charge-offs$406,0001,764
Cash dividends$6,607,00050
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,951,000357
2009-12-31 (YTD Data)Rank
Total interest income$27,796,0001,242
Total interest expense$8,570,0001,402
Net interest income$19,226,0001,151
Provision for loan and lease losses$2,873,0002,036
Total noninterest income$3,208,0001,533
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,603,0001,086
Trading account gains and fees$0211
Additional Noninterest Income$1,605,0001,589
Total noninterest expense$7,644,0002,577
Salaries and employee benefits$4,445,0002,211
Premises and equipment expense$685,0003,521
Additional noninterest expense$2,514,0002,724
Pre-tax net operating income$11,917,000353
Securities gains (losses)$-962,0007,703
Applicable income taxes$1,934,000579
Income before extraordinary items$9,021,000360
Extraordinary gains, net$034
Net income$9,021,000359
Minority interest net income$0115
Net income of bank and minority interests.$9,021,000360
Net charge-offs$2,873,0001,654
Cash dividends$6,607,000270
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,809,840326
2009-09-30 (YTD Data)Rank
Total interest income$20,877,0001,261
Total interest expense$6,681,0001,418
Net interest income$14,196,0001,169
Provision for loan and lease losses$2,870,0001,524
Total noninterest income$2,429,0001,548
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,173,0001,104
Trading account gains and fees$0212
Additional Noninterest Income$1,256,0001,564
Total noninterest expense$5,426,0002,727
Salaries and employee benefits$3,100,0002,403
Premises and equipment expense$546,0003,403
Additional noninterest expense$1,780,0002,831
Pre-tax net operating income$8,329,000397
Securities gains (losses)$-962,0007,855
Applicable income taxes$1,237,000716
Income before extraordinary items$6,130,000433
Extraordinary gains, net$027
Net income$6,130,000432
Minority interest net income$0118
Net income of bank and minority interests.$6,130,000433
Net charge-offs$2,628,0001,282
Cash dividends$6,607,000192
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,928,460375
2009-06-30 (YTD Data)Rank
Total interest income$14,048,0001,276
Total interest expense$4,619,0001,441
Net interest income$9,429,0001,176
Provision for loan and lease losses$2,870,0001,118
Total noninterest income$1,712,0001,499
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$759,0001,117
Trading account gains and fees$0193
Additional Noninterest Income$953,0001,475
Total noninterest expense$3,633,0002,736
Salaries and employee benefits$2,087,0002,419
Premises and equipment expense$368,0003,400
Additional noninterest expense$1,178,0002,878
Pre-tax net operating income$4,638,000480
Securities gains (losses)$-66,0007,632
Applicable income taxes$737,000804
Income before extraordinary items$3,835,000456
Extraordinary gains, net$021
Net income$3,835,000454
Minority interest net income$0112
Net income of bank and minority interests.$3,835,000456
Net charge-offs$2,398,0001,003
Cash dividends$6,607,000138
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,890,440433
2009-03-31 (YTD Data)Rank
Total interest income$7,056,0001,283
Total interest expense$2,395,0001,443
Net interest income$4,661,0001,188
Provision for loan and lease losses$1,783,000812
Total noninterest income$808,0001,543
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$352,0001,174
Trading account gains and fees$0171
Additional Noninterest Income$456,0001,478
Total noninterest expense$1,786,0002,699
Salaries and employee benefits$1,059,0002,410
Premises and equipment expense$162,0003,754
Additional noninterest expense$565,0002,697
Pre-tax net operating income$1,900,000650
Securities gains (losses)$10,0001,902
Applicable income taxes$291,0001,082
Income before extraordinary items$1,619,000618
Extraordinary gains, net$015
Net income$1,619,000618
Minority interest net income$0102
Net income of bank and minority interests.$1,619,000620
Net charge-offs$162,0002,342
Cash dividends$6,607,00084
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,610,500586
2008-12-31 (YTD Data)Rank
Total interest income$31,294,0001,222
Total interest expense$13,187,0001,232
Net interest income$18,107,0001,225
Provision for loan and lease losses$538,0003,701
Total noninterest income$3,054,0001,551
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,956,000904
Trading account gains and fees$0154
Additional Noninterest Income$1,098,0001,998
Total noninterest expense$6,945,0002,707
Salaries and employee benefits$4,323,0002,338
Premises and equipment expense$739,0003,376
Additional noninterest expense$1,883,0003,020
Pre-tax net operating income$13,678,000388
Securities gains (losses)$-1,872,0007,876
Applicable income taxes$2,469,000556
Income before extraordinary items$9,337,000410
Extraordinary gains, net$039
Net income$9,337,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0002,700
Cash dividends$6,404,000447
Sale, conversion, retirement of capital stock, net$97,000984
Net operating income$10,815,880382
2008-09-30 (YTD Data)Rank
Total interest income$23,839,0001,232
Total interest expense$10,315,0001,227
Net interest income$13,524,0001,247
Provision for loan and lease losses$315,0003,467
Total noninterest income$2,324,0001,583
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,432,000935
Trading account gains and fees$0148
Additional Noninterest Income$892,0001,976
Total noninterest expense$4,801,0002,875
Salaries and employee benefits$3,016,0002,529
Premises and equipment expense$519,0003,554
Additional noninterest expense$1,266,0003,232
Pre-tax net operating income$10,732,000476
Securities gains (losses)$-1,872,0008,045
Applicable income taxes$2,566,000521
Income before extraordinary items$6,294,000577
Extraordinary gains, net$031
Net income$6,294,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0002,298
Cash dividends$6,404,000357
Sale, conversion, retirement of capital stock, net$97,000780
Net operating income$7,623,120501
2008-06-30 (YTD Data)Rank
Total interest income$16,229,0001,223
Total interest expense$7,154,0001,227
Net interest income$9,075,0001,232
Provision for loan and lease losses$210,0003,064
Total noninterest income$1,548,0001,607
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$918,000956
Trading account gains and fees$0149
Additional Noninterest Income$630,0001,934
Total noninterest expense$3,204,0002,882
Salaries and employee benefits$2,030,0002,541
Premises and equipment expense$330,0003,688
Additional noninterest expense$844,0003,200
Pre-tax net operating income$7,209,000507
Securities gains (losses)$03,233
Applicable income taxes$1,743,000576
Income before extraordinary items$5,466,000510
Extraordinary gains, net$021
Net income$5,466,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,565
Cash dividends$6,404,000267
Sale, conversion, retirement of capital stock, net$97,000597
Net operating income$5,466,000501
2008-03-31 (YTD Data)Rank
Total interest income$8,298,0001,217
Total interest expense$3,741,0001,254
Net interest income$4,557,0001,216
Provision for loan and lease losses$105,0002,634
Total noninterest income$727,0001,694
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$433,0001,000
Trading account gains and fees$0158
Additional Noninterest Income$294,0002,001
Total noninterest expense$1,629,0002,840
Salaries and employee benefits$1,034,0002,511
Premises and equipment expense$171,0003,628
Additional noninterest expense$424,0003,134
Pre-tax net operating income$3,550,000549
Securities gains (losses)$02,688
Applicable income taxes$867,000649
Income before extraordinary items$2,683,000566
Extraordinary gains, net$015
Net income$2,683,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,799
Cash dividends$6,404,000153
Sale, conversion, retirement of capital stock, net$97,000327
Net operating income$2,683,000540
2007-12-31 (YTD Data)Rank
Total interest income$33,628,0001,256
Total interest expense$15,641,0001,277
Net interest income$17,987,0001,240
Provision for loan and lease losses$610,0002,022
Total noninterest income$3,021,0001,631
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,120,000836
Trading account gains and fees$0178
Additional Noninterest Income$901,0002,379
Total noninterest expense$6,506,0002,746
Salaries and employee benefits$4,099,0002,442
Premises and equipment expense$712,0003,398
Additional noninterest expense$1,695,0003,095
Pre-tax net operating income$13,892,000631
Securities gains (losses)$-356,0008,327
Applicable income taxes$3,262,000746
Income before extraordinary items$10,274,000631
Extraordinary gains, net$039
Net income$10,274,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0002,245
Cash dividends$6,204,000618
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,544,560605
2007-09-30 (YTD Data)Rank
Total interest income$24,979,0001,267
Total interest expense$11,681,0001,282
Net interest income$13,298,0001,264
Provision for loan and lease losses$315,0002,230
Total noninterest income$2,162,0001,697
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,564,000840
Trading account gains and fees$0184
Additional Noninterest Income$598,0002,569
Total noninterest expense$4,457,0002,970
Salaries and employee benefits$2,863,0002,590
Premises and equipment expense$481,0003,651
Additional noninterest expense$1,113,0003,385
Pre-tax net operating income$10,688,000664
Securities gains (losses)$-396,0008,438
Applicable income taxes$2,528,000790
Income before extraordinary items$7,764,000671
Extraordinary gains, net$033
Net income$7,764,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,054
Cash dividends$6,204,000472
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,061,000638
2007-06-30 (YTD Data)Rank
Total interest income$16,441,0001,297
Total interest expense$7,700,0001,304
Net interest income$8,741,0001,307
Provision for loan and lease losses$210,0002,072
Total noninterest income$1,480,0001,687
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,029,000863
Trading account gains and fees$0168
Additional Noninterest Income$451,0002,405
Total noninterest expense$3,027,0002,959
Salaries and employee benefits$1,955,0002,574
Premises and equipment expense$296,0003,886
Additional noninterest expense$776,0003,276
Pre-tax net operating income$6,984,000705
Securities gains (losses)$-486,0008,530
Applicable income taxes$1,555,000891
Income before extraordinary items$4,943,000736
Extraordinary gains, net$029
Net income$4,943,000735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,176
Cash dividends$6,204,000337
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,312,360680
2007-03-31 (YTD Data)Rank
Total interest income$7,974,0001,336
Total interest expense$3,780,0001,316
Net interest income$4,194,0001,352
Provision for loan and lease losses$105,0001,929
Total noninterest income$730,0001,678
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$504,000851
Trading account gains and fees$0195
Additional Noninterest Income$226,0002,368
Total noninterest expense$1,564,0002,875
Salaries and employee benefits$974,0002,599
Premises and equipment expense$153,0003,821
Additional noninterest expense$437,0002,937
Pre-tax net operating income$3,255,000747
Securities gains (losses)$01,187
Applicable income taxes$782,000887
Income before extraordinary items$2,473,000732
Extraordinary gains, net$022
Net income$2,473,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$6,204,000205
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,473,000721
2006-12-31 (YTD Data)Rank
Total interest income$29,950,0001,321
Total interest expense$12,671,0001,328
Net interest income$17,279,0001,322
Provision for loan and lease losses$51,0005,552
Total noninterest income$3,070,0001,589
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,208,000797
Trading account gains and fees$0130
Additional Noninterest Income$862,0002,462
Total noninterest expense$6,547,0002,673
Salaries and employee benefits$4,083,0002,400
Premises and equipment expense$645,0003,566
Additional noninterest expense$1,819,0002,793
Pre-tax net operating income$13,751,000741
Securities gains (losses)$128,000482
Applicable income taxes$3,336,000862
Income before extraordinary items$10,543,000704
Extraordinary gains, net$051
Net income$10,543,000704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0001,090
Cash dividends$6,003,000599
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,445,720701
2006-09-30 (YTD Data)Rank
Total interest income$21,838,0001,356
Total interest expense$9,090,0001,347
Net interest income$12,748,0001,355
Provision for loan and lease losses$325,0002,004
Total noninterest income$2,272,0001,616
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,583,000834
Trading account gains and fees$0126
Additional Noninterest Income$689,0002,339
Total noninterest expense$4,672,0002,788
Salaries and employee benefits$2,846,0002,561
Premises and equipment expense$546,0003,238
Additional noninterest expense$1,280,0002,945
Pre-tax net operating income$10,023,000786
Securities gains (losses)$128,000392
Applicable income taxes$2,435,000926
Income before extraordinary items$7,716,000759
Extraordinary gains, net$045
Net income$7,716,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0001,081
Cash dividends$6,003,000443
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,618,720756
2006-06-30 (YTD Data)Rank
Total interest income$14,203,0001,355
Total interest expense$5,754,0001,352
Net interest income$8,449,0001,366
Provision for loan and lease losses$210,0002,022
Total noninterest income$1,509,0001,627
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,015,000856
Trading account gains and fees$0126
Additional Noninterest Income$494,0002,228
Total noninterest expense$3,197,0002,750
Salaries and employee benefits$1,911,0002,541
Premises and equipment expense$350,0003,329
Additional noninterest expense$936,0002,723
Pre-tax net operating income$6,551,000797
Securities gains (losses)$128,000318
Applicable income taxes$1,551,000962
Income before extraordinary items$5,128,000760
Extraordinary gains, net$039
Net income$5,128,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,049
Cash dividends$6,003,000314
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,029,440761
2006-03-31 (YTD Data)Rank
Total interest income$6,974,0001,353
Total interest expense$2,723,0001,355
Net interest income$4,251,0001,349
Provision for loan and lease losses$105,0001,911
Total noninterest income$739,0001,627
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$477,000882
Trading account gains and fees$0115
Additional Noninterest Income$262,0002,138
Total noninterest expense$1,638,0002,679
Salaries and employee benefits$977,0002,501
Premises and equipment expense$170,0003,421
Additional noninterest expense$491,0002,580
Pre-tax net operating income$3,247,000798
Securities gains (losses)$1,000856
Applicable income taxes$762,000971
Income before extraordinary items$2,486,000766
Extraordinary gains, net$021
Net income$2,486,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,080
Cash dividends$6,003,000174
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,485,230755
2005-12-31 (YTD Data)Rank
Total interest income$25,616,0001,300
Total interest expense$8,269,0001,373
Net interest income$17,347,0001,250
Provision for loan and lease losses$114,0004,656
Total noninterest income$2,787,0001,715
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,119,000814
Trading account gains and fees$0138
Additional Noninterest Income$668,0002,851
Total noninterest expense$6,498,0002,552
Salaries and employee benefits$3,894,0002,351
Premises and equipment expense$732,0003,123
Additional noninterest expense$1,872,0002,655
Pre-tax net operating income$13,522,000730
Securities gains (losses)$155,000575
Applicable income taxes$3,151,000927
Income before extraordinary items$10,526,000693
Extraordinary gains, net$046
Net income$10,526,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,145
Cash dividends$21,589,000226
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,406,650684
2005-09-30 (YTD Data)Rank
Total interest income$18,920,0001,286
Total interest expense$5,827,0001,378
Net interest income$13,093,0001,236
Provision for loan and lease losses$370,0001,832
Total noninterest income$2,022,0001,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,553,000834
Trading account gains and fees$0126
Additional Noninterest Income$469,0003,000
Total noninterest expense$4,560,0002,687
Salaries and employee benefits$2,720,0002,481
Premises and equipment expense$544,0003,123
Additional noninterest expense$1,296,0002,830
Pre-tax net operating income$10,185,000725
Securities gains (losses)$155,000537
Applicable income taxes$2,394,000939
Income before extraordinary items$7,946,000688
Extraordinary gains, net$035
Net income$7,946,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,000939
Cash dividends$21,589,000181
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,826,650679
2005-06-30 (YTD Data)Rank
Total interest income$12,365,0001,274
Total interest expense$3,737,0001,352
Net interest income$8,628,0001,227
Provision for loan and lease losses$220,0001,996
Total noninterest income$1,342,0001,762
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$991,000861
Trading account gains and fees$0116
Additional Noninterest Income$351,0002,768
Total noninterest expense$3,049,0002,657
Salaries and employee benefits$1,826,0002,443
Premises and equipment expense$343,0003,243
Additional noninterest expense$880,0002,774
Pre-tax net operating income$6,701,000727
Securities gains (losses)$02,146
Applicable income taxes$1,533,000933
Income before extraordinary items$5,168,000697
Extraordinary gains, net$030
Net income$5,168,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,014
Cash dividends$5,597,000313
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,168,000676
2005-03-31 (YTD Data)Rank
Total interest income$6,076,0001,266
Total interest expense$1,788,0001,336
Net interest income$4,288,0001,235
Provision for loan and lease losses$115,0001,851
Total noninterest income$647,0001,769
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$455,000908
Trading account gains and fees$0115
Additional Noninterest Income$192,0002,543
Total noninterest expense$1,628,0002,516
Salaries and employee benefits$948,0002,392
Premises and equipment expense$175,0003,224
Additional noninterest expense$505,0002,416
Pre-tax net operating income$3,192,000764
Securities gains (losses)$01,685
Applicable income taxes$699,0001,008
Income before extraordinary items$2,493,000716
Extraordinary gains, net$024
Net income$2,493,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,000801
Cash dividends$5,597,000162
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,493,000695
2004-12-31 (YTD Data)Rank
Total interest income$23,908,0001,180
Total interest expense$6,208,0001,330
Net interest income$17,700,0001,136
Provision for loan and lease losses$422,0002,266
Total noninterest income$2,930,0001,635
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,081,000832
Trading account gains and fees$0138
Additional Noninterest Income$849,0002,395
Total noninterest expense$6,555,0002,440
Salaries and employee benefits$3,882,0002,245
Premises and equipment expense$726,0003,039
Additional noninterest expense$1,947,0002,483
Pre-tax net operating income$13,653,000660
Securities gains (losses)$2,0003,489
Applicable income taxes$3,145,000869
Income before extraordinary items$10,510,000640
Extraordinary gains, net$034
Net income$10,510,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0001,539
Cash dividends$4,797,000651
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,508,460614
2004-09-30 (YTD Data)Rank
Total interest income$17,811,0001,167
Total interest expense$4,561,0001,323
Net interest income$13,250,0001,121
Provision for loan and lease losses$345,0002,034
Total noninterest income$2,216,0001,638
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,522,000860
Trading account gains and fees$0134
Additional Noninterest Income$694,0002,282
Total noninterest expense$4,637,0002,535
Salaries and employee benefits$2,728,0002,374
Premises and equipment expense$584,0002,854
Additional noninterest expense$1,325,0002,661
Pre-tax net operating income$10,484,000655
Securities gains (losses)$03,710
Applicable income taxes$2,493,000855
Income before extraordinary items$7,991,000642
Extraordinary gains, net$026
Net income$7,991,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,013
Cash dividends$4,797,000480
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,991,000612
2004-06-30 (YTD Data)Rank
Total interest income$11,828,0001,166
Total interest expense$3,017,0001,313
Net interest income$8,811,0001,118
Provision for loan and lease losses$225,0001,999
Total noninterest income$1,541,0001,558
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$981,000874
Trading account gains and fees$0130
Additional Noninterest Income$560,0002,018
Total noninterest expense$3,077,0002,560
Salaries and employee benefits$1,854,0002,331
Premises and equipment expense$388,0002,862
Additional noninterest expense$835,0002,816
Pre-tax net operating income$7,050,000646
Securities gains (losses)$03,413
Applicable income taxes$1,678,000839
Income before extraordinary items$5,372,000628
Extraordinary gains, net$021
Net income$5,372,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,683
Cash dividends$4,797,000345
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,372,000601
2004-03-31 (YTD Data)Rank
Total interest income$5,922,0001,174
Total interest expense$1,511,0001,325
Net interest income$4,411,0001,113
Provision for loan and lease losses$105,0002,016
Total noninterest income$668,0001,726
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$448,000939
Trading account gains and fees$0121
Additional Noninterest Income$220,0002,316
Total noninterest expense$1,580,0002,526
Salaries and employee benefits$961,0002,275
Premises and equipment expense$208,0002,710
Additional noninterest expense$411,0002,837
Pre-tax net operating income$3,394,000654
Securities gains (losses)$02,934
Applicable income taxes$796,000894
Income before extraordinary items$2,598,000648
Extraordinary gains, net$016
Net income$2,598,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,934
Cash dividends$4,797,000191
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,598,000605
2003-12-31 (YTD Data)Rank
Total interest income$24,536,0001,162
Total interest expense$6,637,0001,334
Net interest income$17,899,0001,076
Provision for loan and lease losses$397,0002,613
Total noninterest income$3,061,0001,658
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,900,000909
Trading account gains and fees$0160
Additional Noninterest Income$1,161,0002,162
Total noninterest expense$6,949,0002,263
Salaries and employee benefits$3,792,0002,246
Premises and equipment expense$909,0002,463
Additional noninterest expense$2,248,0002,138
Pre-tax net operating income$13,614,000650
Securities gains (losses)$9,0003,670
Applicable income taxes$3,232,000870
Income before extraordinary items$10,391,000638
Extraordinary gains, net$054
Net income$10,391,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,258
Cash dividends$28,384,000180
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,384,160594
2003-09-30 (YTD Data)Rank
Total interest income$18,372,0001,189
Total interest expense$5,154,0001,349
Net interest income$13,218,0001,106
Provision for loan and lease losses$456,0001,787
Total noninterest income$2,457,0001,610
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,399,000928
Trading account gains and fees$0153
Additional Noninterest Income$1,058,0001,971
Total noninterest expense$4,853,0002,434
Salaries and employee benefits$2,640,0002,407
Premises and equipment expense$509,0003,172
Additional noninterest expense$1,704,0002,107
Pre-tax net operating income$10,366,000661
Securities gains (losses)$8,0003,425
Applicable income taxes$2,573,000878
Income before extraordinary items$7,801,000658
Extraordinary gains, net$040
Net income$7,801,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,358
Cash dividends$4,400,000533
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,795,000614
2003-06-30 (YTD Data)Rank
Total interest income$12,201,0001,211
Total interest expense$3,531,0001,363
Net interest income$8,670,0001,129
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,729,0001,536
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$927,000924
Trading account gains and fees$0150
Additional Noninterest Income$802,0001,777
Total noninterest expense$3,266,0002,400
Salaries and employee benefits$1,771,0002,384
Premises and equipment expense$324,0003,289
Additional noninterest expense$1,171,0002,044
Pre-tax net operating income$6,833,000670
Securities gains (losses)$8,0003,037
Applicable income taxes$1,684,000897
Income before extraordinary items$5,157,000667
Extraordinary gains, net$030
Net income$5,157,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,542
Cash dividends$4,400,000400
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,151,000616
2003-03-31 (YTD Data)Rank
Total interest income$6,144,0001,206
Total interest expense$1,804,0001,362
Net interest income$4,340,0001,125
Provision for loan and lease losses$150,0001,666
Total noninterest income$932,0001,404
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$455,000911
Trading account gains and fees$0134
Additional Noninterest Income$477,0001,533
Total noninterest expense$1,813,0002,162
Salaries and employee benefits$895,0002,346
Premises and equipment expense$157,0003,364
Additional noninterest expense$761,0001,556
Pre-tax net operating income$3,309,000693
Securities gains (losses)$8,0002,242
Applicable income taxes$728,0001,033
Income before extraordinary items$2,589,000666
Extraordinary gains, net$021
Net income$2,589,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$4,400,000209
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,582,760618
2002-12-31 (YTD Data)Rank
Total interest income$25,650,0001,192
Total interest expense$8,579,0001,304
Net interest income$17,071,0001,134
Provision for loan and lease losses$753,0001,729
Total noninterest income$2,810,0001,632
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,856,000870
Trading account gains and fees$0153
Additional Noninterest Income$954,0002,250
Total noninterest expense$6,019,0002,453
Salaries and employee benefits$3,506,0002,286
Premises and equipment expense$721,0002,928
Additional noninterest expense$1,792,0002,552
Pre-tax net operating income$13,109,000673
Securities gains (losses)$35,0002,707
Applicable income taxes$2,997,000925
Income before extraordinary items$10,147,000620
Extraordinary gains, net$070
Net income$10,147,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,0001,351
Cash dividends$3,600,000801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,120,050597
2001-12-31 (YTD Data)Rank
Total interest income$30,163,0001,125
Total interest expense$13,943,0001,160
Net interest income$16,220,0001,100
Provision for loan and lease losses$1,605,000846
Total noninterest income$2,863,0001,532
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,930,000757
Trading account gains and fees$0177
Additional Noninterest Income$933,0002,151
Total noninterest expense$5,823,0002,447
Salaries and employee benefits$3,260,0002,300
Premises and equipment expense$612,0003,305
Additional noninterest expense$1,951,0002,294
Pre-tax net operating income$11,655,000669
Securities gains (losses)$-43,0009,433
Applicable income taxes$3,042,000839
Income before extraordinary items$8,570,000654
Extraordinary gains, net$0105
Net income$8,570,000657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,494,000708
Cash dividends$3,200,000867
Sale, conversion, retirement of capital stock, net$-30,0009,470
Net operating income$8,601,820627
2000-12-31 (YTD Data)Rank
Total interest income$30,104,0001,171
Total interest expense$14,538,0001,193
Net interest income$15,566,0001,128
Provision for loan and lease losses$708,0001,401
Total noninterest income$2,487,0001,595
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,844,000740
Trading account gains and fees$0180
Additional Noninterest Income$643,0002,521
Total noninterest expense$5,549,0002,460
Salaries and employee benefits$3,095,0002,311
Premises and equipment expense$634,0003,120
Additional noninterest expense$1,820,0002,364
Pre-tax net operating income$11,796,000678
Securities gains (losses)$17,000991
Applicable income taxes$3,440,000740
Income before extraordinary items$8,373,000662
Extraordinary gains, net$038
Net income$8,373,000662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000954
Cash dividends$2,799,0001,028
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,360,930658
1999-12-31 (YTD Data)Rank
Total interest income$27,365,0001,192
Total interest expense$12,125,0001,250
Net interest income$15,240,0001,157
Provision for loan and lease losses$889,0001,080
Total noninterest income$2,263,0001,698
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,329,0001,006
Trading account gains and fees$0173
Additional Noninterest Income$934,0001,958
Total noninterest expense$5,266,0002,567
Salaries and employee benefits$2,937,0002,384
Premises and equipment expense$604,0003,234
Additional noninterest expense$1,725,0002,512
Pre-tax net operating income$11,348,000741
Securities gains (losses)$1,0002,805
Applicable income taxes$3,241,000833
Income before extraordinary items$8,108,000725
Extraordinary gains, net$035
Net income$8,108,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,000867
Cash dividends$2,400,0001,168
Sale, conversion, retirement of capital stock, net$-84,00010,091
Net operating income$8,107,290712
1998-12-31 (YTD Data)Rank
Total interest income$27,711,0001,176
Total interest expense$12,848,0001,211
Net interest income$14,863,0001,137
Provision for loan and lease losses$1,560,000688
Total noninterest income$2,238,0001,677
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,168,0001,080
Trading account gains and fees$0224
Additional Noninterest Income$1,070,0001,767
Total noninterest expense$5,162,0002,519
Salaries and employee benefits$2,698,0002,502
Premises and equipment expense$713,0002,719
Additional noninterest expense$1,751,0002,373
Pre-tax net operating income$10,379,000753
Securities gains (losses)$124,0001,156
Applicable income taxes$3,040,000857
Income before extraordinary items$7,463,000749
Extraordinary gains, net$032
Net income$7,463,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$595,0001,095
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,374,960733
1997-12-31 (YTD Data)Rank
Total interest income$26,340,0001,279
Total interest expense$11,736,0001,346
Net interest income$14,604,0001,203
Provision for loan and lease losses$758,0001,246
Total noninterest income$1,722,0001,980
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$956,0001,336
Trading account gains and fees$0239
Additional Noninterest Income$766,0002,086
Total noninterest expense$4,541,0002,790
Salaries and employee benefits$2,589,0002,558
Premises and equipment expense$555,0003,391
Additional noninterest expense$1,397,0002,920
Pre-tax net operating income$11,027,000745
Securities gains (losses)$29,0001,652
Applicable income taxes$3,748,000767
Income before extraordinary items$7,308,000772
Extraordinary gains, net$044
Net income$7,308,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,075
Cash dividends$2,000,0001,293
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,288,860756
1996-12-31 (YTD Data)Rank
Total interest income$24,264,0001,410
Total interest expense$10,439,0001,533
Net interest income$13,825,0001,283
Provision for loan and lease losses$398,0002,113
Total noninterest income$1,455,0002,351
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$889,0001,511
Trading account gains and fees$0262
Additional Noninterest Income$566,0002,679
Total noninterest expense$4,129,0003,259
Salaries and employee benefits$2,436,0002,768
Premises and equipment expense$457,0004,060
Additional noninterest expense$1,236,0003,692
Pre-tax net operating income$10,753,000745
Securities gains (losses)$24,0001,866
Applicable income taxes$3,668,000749
Income before extraordinary items$7,109,000767
Extraordinary gains, net$053
Net income$7,109,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,681
Cash dividends$1,600,0001,502
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,093,160748
1995-12-31 (YTD Data)Rank
Total interest income$23,051,0001,488
Total interest expense$10,151,0001,578
Net interest income$12,900,0001,392
Provision for loan and lease losses$219,0002,855
Total noninterest income$1,198,0002,730
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$575,0002,352
Trading account gains and fees$0522
Additional Noninterest Income$623,0002,475
Total noninterest expense$3,668,0003,583
Salaries and employee benefits$2,129,0003,113
Premises and equipment expense$400,0004,538
Additional noninterest expense$1,139,0003,920
Pre-tax net operating income$10,211,000818
Securities gains (losses)$46,0001,362
Applicable income taxes$3,481,000806
Income before extraordinary items$6,776,000836
Extraordinary gains, net$065
Net income$6,776,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,365
Cash dividends$1,282,0001,686
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,745,640828
1994-12-31 (YTD Data)Rank
Total interest income$18,840,0001,637
Total interest expense$7,213,0001,748
Net interest income$11,627,0001,549
Provision for loan and lease losses$133,0003,851
Total noninterest income$1,017,0003,082
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$481,0002,877
Trading account gains and fees$0475
Additional Noninterest Income$536,0002,826
Total noninterest expense$3,692,0003,669
Salaries and employee benefits$1,906,0003,434
Premises and equipment expense$338,0005,200
Additional noninterest expense$1,448,0003,425
Pre-tax net operating income$8,819,000884
Securities gains (losses)$79,000884
Applicable income taxes$2,921,000900
Income before extraordinary items$5,977,000875
Extraordinary gains, net$0249
Net income$5,977,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,190
Cash dividends$983,0001,965
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,924,070889
1993-12-31 (YTD Data)Rank
Total interest income$17,797,0001,759
Total interest expense$6,692,0001,946
Net interest income$11,105,0001,620
Provision for loan and lease losses$298,0003,052
Total noninterest income$1,025,0003,272
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$447,0003,104
Trading account gains and fees$0532
Additional Noninterest Income$578,0002,955
Total noninterest expense$3,419,0004,000
Salaries and employee benefits$1,708,0003,801
Premises and equipment expense$301,0005,841
Additional noninterest expense$1,410,0003,682
Pre-tax net operating income$8,413,000876
Securities gains (losses)$84,0002,738
Applicable income taxes$2,656,000953
Income before extraordinary items$5,841,000900
Extraordinary gains, net$03,149
Net income$5,841,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0002,484
Cash dividends$983,0001,811
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,783,040859
1992-12-31 (YTD Data)Rank
Total interest income$17,675,0002,010
Total interest expense$7,642,0002,227
Net interest income$10,033,0001,830
Provision for loan and lease losses$520,0002,905
Total noninterest income$911,0003,586
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$411,0003,378
Trading account gains and fees$0504
Additional Noninterest Income$500,0003,192
Total noninterest expense$3,104,0004,383
Salaries and employee benefits$1,532,0004,148
Premises and equipment expense$267,0006,488
Additional noninterest expense$1,305,0004,025
Pre-tax net operating income$7,320,000886
Securities gains (losses)$-39,00013,631
Applicable income taxes$2,278,0001,011
Income before extraordinary items$5,003,000953
Extraordinary gains, net$01,422
Net income$5,003,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0003,995
Cash dividends$786,0001,950
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,029,910860

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.