Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 10,981 |
| Total interest expense | $501,000 | 11,095 |
| Net interest income | $878,000 | 10,792 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $161,000 | 9,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $749,000 | 10,474 |
| Salaries and employee benefits | $326,000 | 10,965 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $266,000 | 10,366 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $42,000 | 8,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $206,880 | 10,246 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 11,557 |
| Total interest expense | $503,000 | 11,669 |
| Net interest income | $852,000 | 11,335 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $748,000 | 10,931 |
| Salaries and employee benefits | $337,000 | 11,285 |
| Premises and equipment expense | $81,000 | 11,115 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $240,000 | 10,699 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $-26,000 | 12,519 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,960 | 10,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 12,043 |
| Total interest expense | $590,000 | 12,336 |
| Net interest income | $876,000 | 11,607 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $143,000 | 10,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $751,000 | 11,252 |
| Salaries and employee benefits | $321,000 | 11,777 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $338,000 | 10,340 |
| Pre-tax net operating income | $237,000 | 10,732 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $216,000 | 10,382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $216,000 | 10,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $200,700 | 10,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.