Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $46,306,000 | 7,162 |
| Cash and due from depository institutions | $4,538,000 | 6,066 |
| Interest-bearing balances | $2,324,000 | 1,545 |
| Securities | $1,541,000 | 9,743 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,006 |
| Net loans & leases | $37,257,000 | 6,085 |
| Loan loss allowance | $525,000 | 5,506 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $726,000 | 6,870 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $247,000 | 2,284 |
| All other assets | $1,047,000 | 6,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,306,000 | 7,162 |
| Total liabilities | $42,212,000 | 7,087 |
| Total deposits | $41,317,000 | 6,948 |
| Interest-bearing deposits | $35,862,000 | 6,891 |
| Deposits held in domestic offices | $41,317,000 | 6,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $405,000 | 5,103 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $490,000 | 5,420 |
| Total equity capital | $4,094,000 | 7,723 |
| Total bank equity capital | $4,094,000 | 7,723 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $40,000 | 8,796 |
| Surplus | $2,461,000 | 4,915 |
| Undivided profits | $1,593,000 | 6,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $875,000 | 2,642 |
| Earning assets | $42,072,000 | 7,179 |
| Long-term assets (5+ years) | $5,006,000 | 6,308 |
| Average Assets, year-to-date | $41,877,000 | 7,377 |
| Average Assets, quarterly | $45,125,500 | 7,209 |
| Volatile liabilities | $8,096,000 | 6,011 |
| Insider loans | $246,000 | 6,866 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,526,000 | 7,024 |
| Tier 1 (core) risk-based capital | $3,861,000 | 7,947 |
| Tier 2 risk-based capital | $418,310 | 5,914 |
| Total risk weighted assets | $33,358,110 | 6,627 |
| Total unused commitments | $2,526,000 | 7,027 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $38,296,000 | 7,917 |
| Cash and due from depository institutions | $1,775,000 | 7,238 |
| Interest-bearing balances | $750,000 | 3,120 |
| Securities | $1,812,000 | 9,853 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,045 |
| Net loans & leases | $31,616,000 | 6,541 |
| Loan loss allowance | $554,000 | 5,246 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $127,000 | 9,648 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $256,000 | 2,213 |
| All other assets | $910,000 | 6,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,296,000 | 7,917 |
| Total liabilities | $34,485,000 | 7,856 |
| Total deposits | $33,917,000 | 7,742 |
| Interest-bearing deposits | $28,357,000 | 7,800 |
| Deposits held in domestic offices | $33,917,000 | 7,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $90,000 | 4,816 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $478,000 | 5,910 |
| Total equity capital | $3,811,000 | 8,077 |
| Total bank equity capital | $3,811,000 | 8,077 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $40,000 | 8,998 |
| Surplus | $1,927,000 | 5,573 |
| Undivided profits | $1,844,000 | 7,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $862,000 | 2,619 |
| Earning assets | $35,978,000 | 7,836 |
| Long-term assets (5+ years) | $670,000 | 8,620 |
| Average Assets, year-to-date | $33,975,400 | 8,091 |
| Average Assets, quarterly | $36,899,000 | 7,968 |
| Volatile liabilities | $5,888,000 | 6,560 |
| Insider loans | $271,000 | 6,645 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,223,000 | 7,241 |
| Tier 1 (core) risk-based capital | $3,554,000 | 8,202 |
| Tier 2 risk-based capital | $346,650 | 6,502 |
| Total risk weighted assets | $27,524,750 | 7,211 |
| Total unused commitments | $2,223,000 | 7,253 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $31,238,000 | 8,745 |
| Cash and due from depository institutions | $409,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,705,000 | 9,718 |
| Federal funds sold & reverse repurchase agreements | $2,535,000 | 4,393 |
| Net loans & leases | $23,475,000 | 7,734 |
| Loan loss allowance | $450,000 | 6,095 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $133,000 | 9,949 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $263,000 | 2,124 |
| All other assets | $718,000 | 7,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,238,000 | 8,745 |
| Total liabilities | $28,214,000 | 8,692 |
| Total deposits | $26,963,000 | 8,691 |
| Interest-bearing deposits | $22,150,000 | 8,767 |
| Deposits held in domestic offices | $26,963,000 | 8,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,461 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $597,000 | 3,919 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $454,000 | 6,289 |
| Total equity capital | $3,024,000 | 8,999 |
| Total bank equity capital | $3,024,000 | 8,999 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $40,000 | 9,393 |
| Surplus | $1,912,000 | 5,592 |
| Undivided profits | $1,072,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $578,000 | 4,109 |
| Earning assets | $29,715,000 | 8,614 |
| Long-term assets (5+ years) | $1,377,000 | 8,172 |
| Average Assets, year-to-date | $27,614,000 | 8,952 |
| Average Assets, quarterly | $30,181,000 | 8,794 |
| Volatile liabilities | $4,879,000 | 7,204 |
| Insider loans | $217,000 | 7,320 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,919,000 | 7,518 |
| Tier 1 (core) risk-based capital | $2,765,000 | 9,172 |
| Tier 2 risk-based capital | $259,230 | 7,576 |
| Total risk weighted assets | $20,547,930 | 8,344 |
| Total unused commitments | $1,919,000 | 7,526 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $24,334,000 | 9,814 |
| Cash and due from depository institutions | $447,000 | 9,804 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,105,000 | 10,130 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,738 |
| Net loans & leases | $17,279,000 | 8,894 |
| Loan loss allowance | $493,000 | 5,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $151,000 | 10,254 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $266,000 | 2,001 |
| All other assets | $686,000 | 7,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,334,000 | 9,814 |
| Total liabilities | $21,955,000 | 9,755 |
| Total deposits | $21,586,000 | 9,692 |
| Interest-bearing deposits | $17,279,000 | 9,832 |
| Deposits held in domestic offices | $21,586,000 | 9,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $369,000 | 7,115 |
| Total equity capital | $2,379,000 | 9,911 |
| Total bank equity capital | $2,379,000 | 9,911 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $40,000 | 9,847 |
| Surplus | $1,891,000 | 5,765 |
| Undivided profits | $448,000 | 9,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $408,000 | 5,575 |
| Earning assets | $22,784,000 | 9,716 |
| Long-term assets (5+ years) | $1,329,000 | 8,431 |
| Average Assets, year-to-date | $22,245,400 | 9,933 |
| Average Assets, quarterly | $23,497,000 | 9,873 |
| Volatile liabilities | $3,457,000 | 8,189 |
| Insider loans | $19,000 | 9,956 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $303,000 | 10,185 |
| Tier 1 (core) risk-based capital | $2,136,000 | 10,142 |
| Tier 2 risk-based capital | $197,660 | 8,677 |
| Total risk weighted assets | $15,517,560 | 9,433 |
| Total unused commitments | $303,000 | 10,195 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $21,267,000 | 10,550 |
| Cash and due from depository institutions | $1,803,000 | 10,546 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,932,000 | 11,057 |
| Federal funds sold & reverse repurchase agreements | $2,055,000 | 5,464 |
| Net loans & leases | $13,361,000 | 9,883 |
| Loan loss allowance | $815,000 | 4,189 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $116,000 | 10,935 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $109,000 | 2,322 |
| All other assets | $891,000 | 6,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,267,000 | 10,550 |
| Total liabilities | $19,319,000 | 10,478 |
| Total deposits | $18,976,000 | 10,427 |
| Interest-bearing deposits | $15,500,000 | 10,491 |
| Deposits held in domestic offices | $18,976,000 | 10,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $343,000 | 7,775 |
| Total equity capital | $1,948,000 | 10,753 |
| Total bank equity capital | $1,948,000 | 10,753 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $40,000 | 10,310 |
| Surplus | $1,287,000 | 7,047 |
| Undivided profits | $621,000 | 10,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $451,000 | 5,242 |
| Earning assets | $18,348,000 | 10,652 |
| Long-term assets (5+ years) | $503,000 | 9,654 |
| Average Assets, year-to-date | $20,108,600 | 10,573 |
| Average Assets, quarterly | $20,573,000 | 10,598 |
| Volatile liabilities | $1,886,000 | 9,734 |
| Insider loans | $56,000 | 9,792 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $1,753,000 | 10,941 |
| Tier 2 risk-based capital | $198,810 | 8,911 |
| Total risk weighted assets | $15,288,410 | 9,741 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $20,262,000 | 11,071 |
| Cash and due from depository institutions | $422,000 | 11,076 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,132,000 | 10,791 |
| Federal funds sold & reverse repurchase agreements | $1,165,000 | 5,125 |
| Net loans & leases | $12,771,000 | 10,327 |
| Loan loss allowance | $632,000 | 5,192 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $67,000 | 11,970 |
| Other real estate owned | $19,000 | 11,076 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $686,000 | 8,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,262,000 | 11,071 |
| Total liabilities | $18,814,000 | 10,956 |
| Total deposits | $18,626,000 | 10,854 |
| Interest-bearing deposits | $14,934,000 | 10,992 |
| Deposits held in domestic offices | $18,626,000 | 10,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $188,000 | 9,228 |
| Total equity capital | $1,448,000 | 11,690 |
| Total bank equity capital | $1,448,000 | 11,690 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $30,000 | 10,924 |
| Surplus | $570,000 | 9,710 |
| Undivided profits | $848,000 | 9,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 2,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $308,000 | 6,430 |
| Earning assets | $19,068,000 | 10,947 |
| Long-term assets (5+ years) | $1,801,000 | 8,487 |
| Average Assets, year-to-date | $21,620,400 | 10,809 |
| Average Assets, quarterly | $20,418,000 | 11,016 |
| Volatile liabilities | $2,000,000 | 9,668 |
| Insider loans | $49,000 | 10,296 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $1,484,000 | 11,687 |
| Tier 2 risk-based capital | $178,970 | 9,553 |
| Total risk weighted assets | $13,864,370 | 10,334 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $23,171,000 | 11,135 |
| Cash and due from depository institutions | $383,000 | 11,619 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,228,000 | 10,658 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
| Net loans & leases | $12,676,000 | 10,620 |
| Loan loss allowance | $131,000 | 11,509 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $67,000 | 12,604 |
| Other real estate owned | $0 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $517,000 | 9,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,171,000 | 11,135 |
| Total liabilities | $21,063,000 | 11,097 |
| Total deposits | $20,818,000 | 11,025 |
| Interest-bearing deposits | $16,947,000 | 11,174 |
| Deposits held in domestic offices | $20,818,000 | 11,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $245,000 | 8,438 |
| Total equity capital | $2,108,000 | 11,155 |
| Total bank equity capital | $2,108,000 | 11,155 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $30,000 | 11,462 |
| Surplus | $370,000 | 10,986 |
| Undivided profits | $1,708,000 | 8,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 851 |
| Income earned, not collected on loans | $448,000 | 4,180 |
| Earning assets | $22,204,000 | 10,943 |
| Long-term assets (5+ years) | $4,193,000 | 6,945 |
| Average Assets, year-to-date | $21,506,400 | 11,289 |
| Average Assets, quarterly | $22,423,500 | 11,206 |
| Volatile liabilities | $2,316,000 | 9,264 |
| Insider loans | $23,000 | 11,193 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $2,108,000 | 11,117 |
| Tier 2 risk-based capital | $131,000 | 10,891 |
| Total risk weighted assets | $14,021,900 | 10,631 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $20,717,000 | 11,891 |
| Cash and due from depository institutions | $423,000 | 12,446 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,032,000 | 11,584 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,684 |
| Net loans & leases | $11,437,000 | 11,235 |
| Loan loss allowance | $117,000 | 12,224 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $70,000 | 13,127 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $455,000 | 10,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,717,000 | 11,891 |
| Total liabilities | $18,853,000 | 11,873 |
| Total deposits | $18,703,000 | 11,784 |
| Interest-bearing deposits | $15,207,000 | 11,944 |
| Deposits held in domestic offices | $18,703,000 | 11,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $150,000 | 11,149 |
| Total equity capital | $1,864,000 | 11,749 |
| Total bank equity capital | $1,864,000 | 11,749 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $30,000 | 11,994 |
| Surplus | $370,000 | 11,345 |
| Undivided profits | $1,464,000 | 8,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 8,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $408,000 | 4,964 |
| Earning assets | $19,769,000 | 11,704 |
| Long-term assets (5+ years) | $2,958,000 | 8,038 |
| Average Assets, year-to-date | $18,707,200 | 12,153 |
| Average Assets, quarterly | $19,422,000 | 12,079 |
| Volatile liabilities | $1,708,000 | 10,442 |
| Insider loans | $51,000 | 7,138 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,864,000 | 11,712 |
| Tier 2 risk-based capital | $117,000 | 11,527 |
| Total risk weighted assets | $12,626,800 | 11,297 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |