Home > Citizens Bank > Net Loans and Leases
Citizens Bank, Net Loans and Leases
| 2007-06-30 | Rank | |
| Net loans and leases | $1,038,786,000 | 471 |
| Loan loss allowance | $7,048,000 | 764 |
| Total loans and leases | $1,045,834,000 | 475 |
| Unearned income | $0 | 2,209 |
| Loans and leases, gross | $1,045,834,000 | 475 |
| All real estate loans | $784,674,000 | 459 |
| Real estate loans in domestic offices | $784,674,000 | 459 |
| Construction and development loans | $5,545,000 | 4,385 |
| Commercial RE | $164,348,000 | 746 |
| Commercial real estate owner-occupied | $106,170,000 | 479 |
| Commercial real estate other non-farm non-residential | $58,178,000 | 1,001 |
| Multifamily residential real estate | $2,072,000 | 2,975 |
| 1-4 family residential loans | $611,562,000 | 228 |
| Farmland loans | $1,147,000 | 4,266 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $137,224,000 | 454 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $98,898,000 | 285 |
| Credit card loans | $0 | 1,890 |
| Related Plans | $3,742,000 | 275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $95,156,000 | 251 |
| All other loans & leases | $25,038,000 | 355 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $3,539,000 | 592 |
| Other loans | $21,499,000 | 172 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | $92,000 | 130 |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $0 | 4,912 |
| Other construction, all land development and other land | $5,545,000 | 3,218 |
| Allowance for loan and lease losses in tier 2 | $7,361,000 | 678 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $1,031,785,000 | 475 |
| Loan loss allowance | $7,299,000 | 714 |
| Total loans and leases | $1,039,084,000 | 479 |
| Unearned income | $0 | 2,239 |
| Loans and leases, gross | $1,039,084,000 | 479 |
| All real estate loans | $792,435,000 | 446 |
| Real estate loans in domestic offices | $792,435,000 | 446 |
| Construction and development loans | $5,820,000 | 4,298 |
| Commercial RE | $168,022,000 | 726 |
| Commercial real estate owner-occupied | $108,028,000 | 452 |
| Commercial real estate other non-farm non-residential | $59,994,000 | 977 |
| Multifamily residential real estate | $2,089,000 | 2,944 |
| 1-4 family residential loans | $614,816,000 | 229 |
| Farmland loans | $1,688,000 | 3,774 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $139,206,000 | 442 |
| To non-U.S. addressees | $0 | 174 |
| Loans to individuals | $82,686,000 | 323 |
| Credit card loans | $0 | 1,908 |
| Related Plans | $3,797,000 | 272 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $78,889,000 | 292 |
| All other loans & leases | $24,757,000 | 346 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $3,653,000 | 565 |
| Other loans | $21,104,000 | 155 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | $92,000 | 125 |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $0 | 4,940 |
| Other construction, all land development and other land | $5,820,000 | 3,147 |
| Allowance for loan and lease losses in tier 2 | $7,755,000 | 627 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $1,164,712,000 | 416 |
| Loan loss allowance | $7,648,000 | 667 |
| Total loans and leases | $1,172,360,000 | 416 |
| Unearned income | $0 | 2,242 |
| Loans and leases, gross | $1,172,360,000 | 416 |
| All real estate loans | $804,652,000 | 437 |
| Real estate loans in domestic offices | $804,652,000 | 437 |
| Construction and development loans | $5,866,000 | 4,248 |
| Commercial RE | $174,590,000 | 681 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,155,000 | 2,868 |
| 1-4 family residential loans | $620,034,000 | 225 |
| Farmland loans | $2,007,000 | 3,516 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $143,973,000 | 427 |
| To non-U.S. addressees | $0 | 163 |
| Loans to individuals | $198,307,000 | 183 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $3,796,000 | 270 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $194,511,000 | 154 |
| All other loans & leases | $25,428,000 | 330 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $3,742,000 | 550 |
| Other loans | $21,686,000 | 170 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,101,000 | 592 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $1,131,071,000 | 434 |
| Loan loss allowance | $7,806,000 | 665 |
| Total loans and leases | $1,138,877,000 | 439 |
| Unearned income | $0 | 2,260 |
| Loans and leases, gross | $1,138,877,000 | 439 |
| All real estate loans | $812,196,000 | 428 |
| Real estate loans in domestic offices | $812,196,000 | 428 |
| Construction and development loans | $5,951,000 | 4,205 |
| Commercial RE | $176,067,000 | 657 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,499,000 | 2,662 |
| 1-4 family residential loans | $625,314,000 | 233 |
| Farmland loans | $2,365,000 | 3,302 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $134,851,000 | 453 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $166,597,000 | 209 |
| Credit card loans | $0 | 1,963 |
| Related Plans | $3,735,000 | 265 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $162,862,000 | 185 |
| All other loans & leases | $25,233,000 | 335 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $4,117,000 | 521 |
| Other loans | $21,116,000 | 162 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,213,000 | 589 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $998,845,000 | 479 |
| Loan loss allowance | $7,711,000 | 664 |
| Total loans and leases | $1,006,556,000 | 479 |
| Unearned income | $0 | 2,291 |
| Loans and leases, gross | $1,006,556,000 | 480 |
| All real estate loans | $808,950,000 | 430 |
| Real estate loans in domestic offices | $808,950,000 | 430 |
| Construction and development loans | $5,970,000 | 4,088 |
| Commercial RE | $168,308,000 | 688 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,899,000 | 2,466 |
| 1-4 family residential loans | $628,547,000 | 238 |
| Farmland loans | $3,226,000 | 2,819 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $130,760,000 | 464 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $43,920,000 | 523 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $3,645,000 | 275 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $40,275,000 | 481 |
| All other loans & leases | $22,926,000 | 359 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $5,296,000 | 416 |
| Other loans | $17,630,000 | 192 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | $0 | 135 |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,022,000 | 591 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $958,706,000 | 481 |
| Loan loss allowance | $7,613,000 | 660 |
| Total loans and leases | $966,319,000 | 482 |
| Unearned income | $0 | 2,300 |
| Loans and leases, gross | $966,319,000 | 482 |
| All real estate loans | $763,323,000 | 433 |
| Real estate loans in domestic offices | $763,323,000 | 433 |
| Construction and development loans | $4,767,000 | 4,308 |
| Commercial RE | $128,742,000 | 911 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,296,000 | 2,281 |
| 1-4 family residential loans | $623,513,000 | 236 |
| Farmland loans | $3,005,000 | 2,888 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $125,200,000 | 463 |
| To non-U.S. addressees | $6,970,000 | 88 |
| Loans to individuals | $37,207,000 | 591 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $3,781,000 | 252 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $33,426,000 | 564 |
| All other loans & leases | $40,589,000 | 257 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $4,316,000 | 491 |
| Other loans | $36,273,000 | 121 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | $0 | 136 |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $7,839,000 | 589 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $938,891,000 | 488 |
| Loan loss allowance | $8,468,000 | 589 |
| Total loans and leases | $947,359,000 | 489 |
| Unearned income | $0 | 2,340 |
| Loans and leases, gross | $947,359,000 | 489 |
| All real estate loans | $781,830,000 | 411 |
| Real estate loans in domestic offices | $781,830,000 | 411 |
| Construction and development loans | $4,789,000 | 4,252 |
| Commercial RE | $134,603,000 | 846 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,489,000 | 2,181 |
| 1-4 family residential loans | $635,505,000 | 234 |
| Farmland loans | $3,444,000 | 2,656 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $104,088,000 | 533 |
| To non-U.S. addressees | $6,973,000 | 89 |
| Loans to individuals | $36,524,000 | 608 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $3,846,000 | 260 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $32,678,000 | 589 |
| All other loans & leases | $24,917,000 | 330 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $4,446,000 | 453 |
| Other loans | $20,471,000 | 173 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | $0 | 126 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,687,000 | 531 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $940,009,000 | 478 |
| Loan loss allowance | $8,695,000 | 570 |
| Total loans and leases | $948,704,000 | 477 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $948,704,000 | 477 |
| All real estate loans | $784,193,000 | 403 |
| Real estate loans in domestic offices | $784,193,000 | 403 |
| Construction and development loans | $7,331,000 | 3,536 |
| Commercial RE | $136,245,000 | 803 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,567,000 | 2,130 |
| 1-4 family residential loans | $632,964,000 | 237 |
| Farmland loans | $4,086,000 | 2,383 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $106,774,000 | 517 |
| To non-U.S. addressees | $6,916,000 | 89 |
| Loans to individuals | $33,507,000 | 655 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $3,934,000 | 240 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,573,000 | 642 |
| All other loans & leases | $24,229,000 | 322 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $4,988,000 | 417 |
| Other loans | $19,241,000 | 167 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | $0 | 122 |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,695,000 | 526 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $884,192,000 | 488 |
| Loan loss allowance | $8,736,000 | 552 |
| Total loans and leases | $892,928,000 | 488 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $892,928,000 | 488 |
| All real estate loans | $773,630,000 | 397 |
| Real estate loans in domestic offices | $773,630,000 | 397 |
| Construction and development loans | $11,603,000 | 2,792 |
| Commercial RE | $123,883,000 | 881 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,341,000 | 1,890 |
| 1-4 family residential loans | $629,574,000 | 234 |
| Farmland loans | $4,229,000 | 2,279 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $78,425,000 | 692 |
| To non-U.S. addressees | $5,926,000 | 87 |
| Loans to individuals | $16,774,000 | 1,212 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $4,010,000 | 223 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,764,000 | 1,464 |
| All other loans & leases | $24,099,000 | 316 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $5,131,000 | 403 |
| Other loans | $18,968,000 | 161 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | $0 | 123 |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,736,000 | 509 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $875,954,000 | 486 |
| Loan loss allowance | $8,594,000 | 560 |
| Total loans and leases | $884,548,000 | 486 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $884,548,000 | 486 |
| All real estate loans | $781,868,000 | 390 |
| Real estate loans in domestic offices | $781,868,000 | 390 |
| Construction and development loans | $13,748,000 | 2,434 |
| Commercial RE | $137,201,000 | 761 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,405,000 | 1,864 |
| 1-4 family residential loans | $622,225,000 | 224 |
| Farmland loans | $4,289,000 | 2,242 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $63,521,000 | 817 |
| To non-U.S. addressees | $5,235,000 | 90 |
| Loans to individuals | $15,895,000 | 1,296 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $3,874,000 | 223 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,021,000 | 1,563 |
| All other loans & leases | $23,264,000 | 324 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $5,292,000 | 387 |
| Other loans | $17,972,000 | 173 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | $0 | 120 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,594,000 | 503 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $862,979,000 | 489 |
| Loan loss allowance | $8,289,000 | 580 |
| Total loans and leases | $871,268,000 | 491 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $871,268,000 | 492 |
| All real estate loans | $778,933,000 | 384 |
| Real estate loans in domestic offices | $778,933,000 | 383 |
| Construction and development loans | $13,098,000 | 2,438 |
| Commercial RE | $145,394,000 | 683 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,472,000 | 1,831 |
| 1-4 family residential loans | $612,039,000 | 233 |
| Farmland loans | $3,930,000 | 2,345 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $52,223,000 | 988 |
| To non-U.S. addressees | $4,767,000 | 88 |
| Loans to individuals | $17,084,000 | 1,241 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $4,181,000 | 210 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,903,000 | 1,508 |
| All other loans & leases | $23,028,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $5,354,000 | 385 |
| Other loans | $17,674,000 | 180 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | $0 | 113 |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $8,289,000 | 527 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $822,081,000 | 501 |
| Loan loss allowance | $6,978,000 | 682 |
| Total loans and leases | $829,059,000 | 504 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $829,059,000 | 504 |
| All real estate loans | $747,219,000 | 390 |
| Real estate loans in domestic offices | $747,219,000 | 389 |
| Construction and development loans | $11,574,000 | 2,527 |
| Commercial RE | $130,609,000 | 763 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,544,000 | 1,797 |
| 1-4 family residential loans | $596,629,000 | 233 |
| Farmland loans | $3,863,000 | 2,373 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $44,961,000 | 1,119 |
| To non-U.S. addressees | $4,336,000 | 95 |
| Loans to individuals | $17,794,000 | 1,220 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $4,264,000 | 208 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,530,000 | 1,464 |
| All other loans & leases | $19,085,000 | 385 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $5,474,000 | 370 |
| Other loans | $13,611,000 | 205 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | $0 | 114 |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $6,978,000 | 601 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $769,152,000 | 507 |
| Loan loss allowance | $6,732,000 | 698 |
| Total loans and leases | $775,884,000 | 509 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $775,884,000 | 509 |
| All real estate loans | $692,710,000 | 404 |
| Real estate loans in domestic offices | $692,710,000 | 403 |
| Construction and development loans | $9,476,000 | 2,698 |
| Commercial RE | $103,053,000 | 978 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,609,000 | 1,757 |
| 1-4 family residential loans | $571,834,000 | 240 |
| Farmland loans | $3,738,000 | 2,392 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $47,794,000 | 1,061 |
| To non-U.S. addressees | $3,963,000 | 99 |
| Loans to individuals | $18,824,000 | 1,163 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $4,240,000 | 204 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,584,000 | 1,356 |
| All other loans & leases | $16,556,000 | 405 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $5,608,000 | 354 |
| Other loans | $10,948,000 | 234 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | $0 | 112 |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $6,732,000 | 619 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $732,025,000 | 519 |
| Loan loss allowance | $6,026,000 | 781 |
| Total loans and leases | $738,051,000 | 521 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $738,051,000 | 521 |
| All real estate loans | $656,115,000 | 412 |
| Real estate loans in domestic offices | $656,115,000 | 411 |
| Construction and development loans | $8,483,000 | 2,783 |
| Commercial RE | $104,266,000 | 938 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,672,000 | 1,703 |
| 1-4 family residential loans | $534,732,000 | 252 |
| Farmland loans | $3,962,000 | 2,249 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $47,941,000 | 1,051 |
| To non-U.S. addressees | $3,874,000 | 98 |
| Loans to individuals | $20,071,000 | 1,117 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $4,318,000 | 205 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,753,000 | 1,276 |
| All other loans & leases | $13,924,000 | 455 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $5,711,000 | 342 |
| Other loans | $8,213,000 | 271 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | $0 | 109 |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $6,026,000 | 688 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $690,374,000 | 541 |
| Loan loss allowance | $5,824,000 | 805 |
| Total loans and leases | $696,198,000 | 543 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $696,198,000 | 543 |
| All real estate loans | $616,717,000 | 429 |
| Real estate loans in domestic offices | $616,717,000 | 428 |
| Construction and development loans | $5,451,000 | 3,415 |
| Commercial RE | $107,387,000 | 889 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,666,000 | 2,271 |
| 1-4 family residential loans | $496,875,000 | 268 |
| Farmland loans | $4,338,000 | 2,077 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $45,531,000 | 1,110 |
| To non-U.S. addressees | $0 | 160 |
| Loans to individuals | $21,485,000 | 1,075 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $4,545,000 | 212 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,940,000 | 1,219 |
| All other loans & leases | $12,465,000 | 499 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $5,826,000 | 339 |
| Other loans | $6,639,000 | 319 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | $0 | 103 |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $5,824,000 | 701 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $614,545,000 | 599 |
| Loan loss allowance | $5,788,000 | 829 |
| Total loans and leases | $620,333,000 | 599 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $620,333,000 | 600 |
| All real estate loans | $540,703,000 | 480 |
| Real estate loans in domestic offices | $540,703,000 | 479 |
| Construction and development loans | $5,464,000 | 3,369 |
| Commercial RE | $100,974,000 | 937 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,748,000 | 2,203 |
| 1-4 family residential loans | $426,544,000 | 295 |
| Farmland loans | $4,973,000 | 1,852 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $44,403,000 | 1,111 |
| To non-U.S. addressees | $0 | 168 |
| Loans to individuals | $22,874,000 | 1,056 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $4,608,000 | 211 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $18,266,000 | 1,185 |
| All other loans & leases | $12,353,000 | 499 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $6,677,000 | 309 |
| Other loans | $5,676,000 | 349 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | $0 | 105 |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $5,788,000 | 716 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $515,596,000 | 694 |
| Loan loss allowance | $4,567,000 | 1,002 |
| Total loans and leases | $520,163,000 | 696 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $520,163,000 | 696 |
| All real estate loans | $438,321,000 | 574 |
| Real estate loans in domestic offices | $438,321,000 | 573 |
| Construction and development loans | $6,104,000 | 3,083 |
| Commercial RE | $94,431,000 | 957 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,771,000 | 2,156 |
| 1-4 family residential loans | $330,038,000 | 357 |
| Farmland loans | $4,977,000 | 1,846 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $500,000 | 4,459 |
| Commercial and industrial loans | $44,117,000 | 1,126 |
| To non-U.S. addressees | $0 | 161 |
| Loans to individuals | $25,369,000 | 966 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $4,800,000 | 207 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $20,569,000 | 1,072 |
| All other loans & leases | $11,856,000 | 497 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $6,764,000 | 297 |
| Other loans | $5,092,000 | 385 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | $0 | 104 |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,567,000 | 868 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $405,345,000 | 849 |
| Loan loss allowance | $4,801,000 | 946 |
| Total loans and leases | $410,146,000 | 851 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $410,146,000 | 851 |
| All real estate loans | $320,241,000 | 796 |
| Real estate loans in domestic offices | $320,241,000 | 795 |
| Construction and development loans | $5,208,000 | 3,263 |
| Commercial RE | $81,036,000 | 1,085 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,809,000 | 2,075 |
| 1-4 family residential loans | $224,809,000 | 523 |
| Farmland loans | $6,379,000 | 1,426 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $50,617,000 | 981 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $27,376,000 | 913 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $4,747,000 | 203 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,629,000 | 975 |
| All other loans & leases | $11,912,000 | 514 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $6,886,000 | 275 |
| Other loans | $5,026,000 | 386 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | $0 | 105 |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,642,000 | 843 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $300,681,000 | 1,135 |
| Loan loss allowance | $4,590,000 | 964 |
| Total loans and leases | $305,271,000 | 1,133 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $305,271,000 | 1,133 |
| All real estate loans | $213,656,000 | 1,199 |
| Real estate loans in domestic offices | $213,656,000 | 1,198 |
| Construction and development loans | $4,579,000 | 3,435 |
| Commercial RE | $80,594,000 | 1,064 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,166,000 | 2,366 |
| 1-4 family residential loans | $119,264,000 | 1,012 |
| Farmland loans | $7,053,000 | 1,273 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $49,080,000 | 979 |
| To non-U.S. addressees | $0 | 159 |
| Loans to individuals | $30,199,000 | 854 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $4,937,000 | 206 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $25,262,000 | 919 |
| All other loans & leases | $12,336,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $7,087,000 | 258 |
| Other loans | $5,249,000 | 365 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | $0 | 103 |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,898,000 | 974 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $218,888,000 | 1,515 |
| Loan loss allowance | $4,614,000 | 914 |
| Total loans and leases | $223,502,000 | 1,504 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $223,502,000 | 1,505 |
| All real estate loans | $113,721,000 | 2,046 |
| Real estate loans in domestic offices | $113,721,000 | 2,044 |
| Construction and development loans | $4,493,000 | 3,311 |
| Commercial RE | $68,874,000 | 1,096 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,372,000 | 2,118 |
| 1-4 family residential loans | $28,911,000 | 3,357 |
| Farmland loans | $9,071,000 | 860 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $180,000 | 5,180 |
| Commercial and industrial loans | $44,063,000 | 1,069 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $49,548,000 | 593 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $9,501,000 | 148 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $40,047,000 | 612 |
| All other loans & leases | $15,990,000 | 449 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $12,319,000 | 159 |
| Other loans | $3,671,000 | 497 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $5,897,000 | 214 |
| Loans secured by real estate to non-U.S. addressees | $0 | 97 |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,156,000 | 1,153 |
| Total loans and leases | NA | NA |