Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,678 |
| Total interest expense | $61,000 | 5,658 |
| Net interest income | $838,000 | 5,661 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $109,000 | 5,336 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $77,000 | 4,517 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $32,000 | 5,441 |
| Total noninterest expense | $1,211,000 | 5,187 |
| Salaries and employee benefits | $520,000 | 5,441 |
| Premises and equipment expense | $128,000 | 5,097 |
| Additional noninterest expense | $563,000 | 4,698 |
| Pre-tax net operating income | $-264,000 | 5,841 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-264,000 | 5,852 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-264,000 | 5,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-264,000 | 5,852 |
| Net charge-offs | $151,000 | 1,684 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-264,000 | 5,843 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 5,739 |
| Total interest expense | $41,000 | 5,715 |
| Net interest income | $563,000 | 5,725 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $70,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $49,000 | 4,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,513 |
| Total noninterest expense | $702,000 | 5,423 |
| Salaries and employee benefits | $353,000 | 5,490 |
| Premises and equipment expense | $85,000 | 5,153 |
| Additional noninterest expense | $264,000 | 5,248 |
| Pre-tax net operating income | $-69,000 | 5,850 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-69,000 | 5,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-69,000 | 5,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-69,000 | 5,868 |
| Net charge-offs | $153,000 | 1,306 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-69,000 | 5,851 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 5,786 |
| Total interest expense | $21,000 | 5,760 |
| Net interest income | $287,000 | 5,764 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $32,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $9,000 | 5,601 |
| Total noninterest expense | $345,000 | 5,491 |
| Salaries and employee benefits | $164,000 | 5,603 |
| Premises and equipment expense | $44,000 | 5,148 |
| Additional noninterest expense | $137,000 | 5,249 |
| Pre-tax net operating income | $-26,000 | 5,867 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-26,000 | 5,880 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-26,000 | 5,879 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-26,000 | 5,879 |
| Net charge-offs | $146,000 | 805 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-26,000 | 5,860 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,816 |
| Total interest expense | $85,000 | 5,803 |
| Net interest income | $1,178,000 | 5,790 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $164,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $108,000 | 4,605 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $56,000 | 5,448 |
| Total noninterest expense | $1,394,000 | 5,508 |
| Salaries and employee benefits | $720,000 | 5,567 |
| Premises and equipment expense | $173,000 | 5,257 |
| Additional noninterest expense | $501,000 | 5,392 |
| Pre-tax net operating income | $-52,000 | 5,907 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-52,000 | 5,931 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-52,000 | 5,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-52,000 | 5,933 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-52,000 | 5,906 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 5,898 |
| Total interest expense | $63,000 | 5,896 |
| Net interest income | $880,000 | 5,874 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $122,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $77,000 | 4,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,480 |
| Total noninterest expense | $1,024,000 | 5,590 |
| Salaries and employee benefits | $528,000 | 5,637 |
| Premises and equipment expense | $128,000 | 5,320 |
| Additional noninterest expense | $368,000 | 5,464 |
| Pre-tax net operating income | $-22,000 | 5,967 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-22,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,000 | 5,999 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-22,000 | 5,999 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-22,000 | 5,969 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 5,964 |
| Total interest expense | $42,000 | 5,964 |
| Net interest income | $578,000 | 5,944 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $75,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,538 |
| Total noninterest expense | $698,000 | 5,619 |
| Salaries and employee benefits | $363,000 | 5,660 |
| Premises and equipment expense | $85,000 | 5,367 |
| Additional noninterest expense | $250,000 | 5,489 |
| Pre-tax net operating income | $-45,000 | 6,066 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-45,000 | 6,096 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-45,000 | 6,097 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-45,000 | 6,097 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-45,000 | 6,070 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $313,000 | 6,018 |
| Total interest expense | $21,000 | 6,015 |
| Net interest income | $292,000 | 5,990 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $36,000 | 5,608 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $335,000 | 5,720 |
| Salaries and employee benefits | $169,000 | 5,795 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $123,000 | 5,551 |
| Pre-tax net operating income | $-7,000 | 6,051 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-7,000 | 6,085 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-7,000 | 6,086 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-7,000 | 6,086 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-7,000 | 6,049 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 6,111 |
| Total interest expense | $89,000 | 6,114 |
| Net interest income | $1,148,000 | 6,083 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $192,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $102,000 | 4,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 5,322 |
| Total noninterest expense | $1,366,000 | 5,798 |
| Salaries and employee benefits | $682,000 | 5,868 |
| Premises and equipment expense | $176,000 | 5,506 |
| Additional noninterest expense | $508,000 | 5,627 |
| Pre-tax net operating income | $-26,000 | 6,109 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-26,000 | 6,132 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-26,000 | 6,131 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-26,000 | 6,132 |
| Net charge-offs | $116,000 | 3,033 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-26,000 | 6,114 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,190 |
| Total interest expense | $68,000 | 6,183 |
| Net interest income | $845,000 | 6,168 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $109,000 | 5,770 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $75,000 | 5,062 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $34,000 | 5,847 |
| Total noninterest expense | $1,004,000 | 5,867 |
| Salaries and employee benefits | $500,000 | 5,940 |
| Premises and equipment expense | $130,000 | 5,582 |
| Additional noninterest expense | $374,000 | 5,692 |
| Pre-tax net operating income | $-50,000 | 6,207 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-50,000 | 6,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,000 | 6,218 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-50,000 | 6,219 |
| Net charge-offs | $145,000 | 2,320 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-50,000 | 6,210 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 6,250 |
| Total interest expense | $46,000 | 6,233 |
| Net interest income | $555,000 | 6,226 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $50,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $47,000 | 5,160 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,000 | 6,337 |
| Total noninterest expense | $672,000 | 5,904 |
| Salaries and employee benefits | $340,000 | 5,970 |
| Premises and equipment expense | $88,000 | 5,600 |
| Additional noninterest expense | $244,000 | 5,747 |
| Pre-tax net operating income | $-67,000 | 6,296 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-67,000 | 6,317 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-67,000 | 6,319 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-67,000 | 6,319 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-67,000 | 6,304 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,337 |
| Total interest expense | $23,000 | 6,304 |
| Net interest income | $268,000 | 6,311 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $15,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-7,000 | 6,564 |
| Total noninterest expense | $326,000 | 6,013 |
| Salaries and employee benefits | $156,000 | 6,128 |
| Premises and equipment expense | $47,000 | 5,585 |
| Additional noninterest expense | $123,000 | 5,794 |
| Pre-tax net operating income | $-43,000 | 6,346 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-43,000 | 6,369 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-43,000 | 6,369 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-43,000 | 6,370 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-43,000 | 6,362 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 6,346 |
| Total interest expense | $104,000 | 6,400 |
| Net interest income | $1,186,000 | 6,308 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $78,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $107,000 | 5,156 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-29,000 | 6,549 |
| Total noninterest expense | $1,377,000 | 6,017 |
| Salaries and employee benefits | $676,000 | 6,117 |
| Premises and equipment expense | $167,000 | 5,795 |
| Additional noninterest expense | $534,000 | 5,757 |
| Pre-tax net operating income | $-113,000 | 6,305 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-113,000 | 6,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-113,000 | 6,347 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-113,000 | 6,348 |
| Net charge-offs | $119,000 | 3,576 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-113,000 | 6,318 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,396 |
| Total interest expense | $80,000 | 6,472 |
| Net interest income | $913,000 | 6,339 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $137,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 5,696 |
| Total noninterest expense | $1,025,000 | 6,068 |
| Salaries and employee benefits | $499,000 | 6,168 |
| Premises and equipment expense | $125,000 | 5,846 |
| Additional noninterest expense | $401,000 | 5,772 |
| Pre-tax net operating income | $25,000 | 6,211 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $25,000 | 6,269 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $25,000 | 6,271 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $25,000 | 6,270 |
| Net charge-offs | $125,000 | 3,052 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $25,000 | 6,218 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 6,431 |
| Total interest expense | $54,000 | 6,533 |
| Net interest income | $613,000 | 6,370 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $72,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $671,000 | 6,129 |
| Salaries and employee benefits | $322,000 | 6,236 |
| Premises and equipment expense | $84,000 | 5,862 |
| Additional noninterest expense | $265,000 | 5,801 |
| Pre-tax net operating income | $14,000 | 6,243 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $14,000 | 6,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,000 | 6,319 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $14,000 | 6,319 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $14,000 | 6,252 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 6,464 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $314,000 | 6,394 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $341,000 | 6,163 |
| Salaries and employee benefits | $165,000 | 6,265 |
| Premises and equipment expense | $43,000 | 5,888 |
| Additional noninterest expense | $133,000 | 5,873 |
| Pre-tax net operating income | $9,000 | 6,257 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $9,000 | 6,333 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,000 | 6,334 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,000 | 6,334 |
| Net charge-offs | $80,000 | 2,061 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $9,000 | 6,256 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,560 |
| Total interest expense | $214,000 | 6,347 |
| Net interest income | $1,171,000 | 6,556 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $160,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $115,000 | 5,226 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $45,000 | 5,926 |
| Total noninterest expense | $1,382,000 | 6,237 |
| Salaries and employee benefits | $693,000 | 6,287 |
| Premises and equipment expense | $187,000 | 5,811 |
| Additional noninterest expense | $502,000 | 6,067 |
| Pre-tax net operating income | $-51,000 | 6,234 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-50,000 | 6,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-50,000 | 6,367 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-50,000 | 6,369 |
| Net charge-offs | $81,000 | 4,582 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-51,000 | 6,247 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,642 |
| Total interest expense | $181,000 | 6,361 |
| Net interest income | $880,000 | 6,655 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $120,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $87,000 | 5,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 6,056 |
| Total noninterest expense | $1,060,000 | 6,253 |
| Salaries and employee benefits | $517,000 | 6,350 |
| Premises and equipment expense | $145,000 | 5,830 |
| Additional noninterest expense | $398,000 | 6,043 |
| Pre-tax net operating income | $-60,000 | 6,373 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-59,000 | 6,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-59,000 | 6,499 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-59,000 | 6,499 |
| Net charge-offs | $102,000 | 3,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-60,000 | 6,389 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,677 |
| Total interest expense | $136,000 | 6,312 |
| Net interest income | $589,000 | 6,703 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $76,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $55,000 | 5,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $700,000 | 6,314 |
| Salaries and employee benefits | $338,000 | 6,426 |
| Premises and equipment expense | $101,000 | 5,779 |
| Additional noninterest expense | $261,000 | 6,115 |
| Pre-tax net operating income | $-35,000 | 6,415 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-35,000 | 6,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-35,000 | 6,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-35,000 | 6,543 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-35,000 | 6,431 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 6,695 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $301,000 | 6,723 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $37,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $361,000 | 6,307 |
| Salaries and employee benefits | $181,000 | 6,364 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $135,000 | 6,098 |
| Pre-tax net operating income | $-23,000 | 6,543 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-23,000 | 6,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-23,000 | 6,637 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-23,000 | 6,637 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-23,000 | 6,546 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 6,762 |
| Total interest expense | $430,000 | 6,102 |
| Net interest income | $1,075,000 | 6,877 |
| Provision for loan and lease losses | $175,000 | 4,785 |
| Total noninterest income | $178,000 | 5,860 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $130,000 | 5,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,000 | 5,944 |
| Total noninterest expense | $1,522,000 | 6,296 |
| Salaries and employee benefits | $717,000 | 6,447 |
| Premises and equipment expense | $195,000 | 6,044 |
| Additional noninterest expense | $610,000 | 5,956 |
| Pre-tax net operating income | $-444,000 | 6,379 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-444,000 | 6,455 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-444,000 | 6,457 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-444,000 | 6,456 |
| Net charge-offs | $333,000 | 3,683 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-444,000 | 6,415 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 6,809 |
| Total interest expense | $343,000 | 6,120 |
| Net interest income | $808,000 | 6,940 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $154,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $99,000 | 5,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $1,144,000 | 6,323 |
| Salaries and employee benefits | $543,000 | 6,445 |
| Premises and equipment expense | $147,000 | 6,080 |
| Additional noninterest expense | $454,000 | 6,006 |
| Pre-tax net operating income | $-287,000 | 6,459 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-287,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-287,000 | 6,566 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-287,000 | 6,566 |
| Net charge-offs | $133,000 | 4,142 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-287,000 | 6,512 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 6,888 |
| Total interest expense | $246,000 | 6,101 |
| Net interest income | $513,000 | 7,040 |
| Provision for loan and lease losses | $101,000 | 4,360 |
| Total noninterest income | $96,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 6,009 |
| Total noninterest expense | $780,000 | 6,352 |
| Salaries and employee benefits | $366,000 | 6,492 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $318,000 | 6,008 |
| Pre-tax net operating income | $-272,000 | 6,630 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-272,000 | 6,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-272,000 | 6,705 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-272,000 | 6,705 |
| Net charge-offs | $106,000 | 3,784 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-272,000 | 6,677 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 6,903 |
| Total interest expense | $136,000 | 6,026 |
| Net interest income | $255,000 | 7,091 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $48,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $390,000 | 6,395 |
| Salaries and employee benefits | $190,000 | 6,468 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $153,000 | 6,101 |
| Pre-tax net operating income | $-87,000 | 6,658 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-87,000 | 6,687 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-87,000 | 6,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-87,000 | 6,687 |
| Net charge-offs | $110,000 | 2,633 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-87,000 | 6,677 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 6,760 |
| Total interest expense | $648,000 | 6,117 |
| Net interest income | $1,286,000 | 6,893 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $233,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $142,000 | 5,006 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $91,000 | 5,550 |
| Total noninterest expense | $1,768,000 | 6,236 |
| Salaries and employee benefits | $825,000 | 6,403 |
| Premises and equipment expense | $206,000 | 6,165 |
| Additional noninterest expense | $737,000 | 5,791 |
| Pre-tax net operating income | $-249,000 | 6,068 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $296,000 | 2,371 |
| Income before extraordinary items | $-545,000 | 6,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-545,000 | 6,393 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-545,000 | 6,393 |
| Net charge-offs | $627,000 | 3,334 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-545,000 | 6,346 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 6,832 |
| Total interest expense | $493,000 | 6,233 |
| Net interest income | $1,002,000 | 6,952 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $186,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $82,000 | 5,456 |
| Total noninterest expense | $1,361,000 | 6,244 |
| Salaries and employee benefits | $645,000 | 6,353 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $554,000 | 5,825 |
| Pre-tax net operating income | $-173,000 | 6,261 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-173,000 | 6,413 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-173,000 | 6,413 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-173,000 | 6,412 |
| Net charge-offs | $599,000 | 2,830 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-173,000 | 6,315 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 6,869 |
| Total interest expense | $338,000 | 6,280 |
| Net interest income | $675,000 | 6,985 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $140,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $71,000 | 5,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 5,176 |
| Total noninterest expense | $914,000 | 6,265 |
| Salaries and employee benefits | $428,000 | 6,410 |
| Premises and equipment expense | $110,000 | 6,131 |
| Additional noninterest expense | $376,000 | 5,793 |
| Pre-tax net operating income | $-99,000 | 6,277 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-99,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-99,000 | 6,418 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-99,000 | 6,416 |
| Net charge-offs | $370,000 | 2,799 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-99,000 | 6,338 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 6,883 |
| Total interest expense | $175,000 | 6,335 |
| Net interest income | $356,000 | 6,982 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $83,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $467,000 | 6,304 |
| Salaries and employee benefits | $230,000 | 6,362 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $182,000 | 5,907 |
| Pre-tax net operating income | $-28,000 | 6,417 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-28,000 | 6,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-28,000 | 6,533 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-28,000 | 6,532 |
| Net charge-offs | $294,000 | 2,051 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-28,000 | 6,454 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 6,618 |
| Total interest expense | $896,000 | 6,252 |
| Net interest income | $1,703,000 | 6,674 |
| Provision for loan and lease losses | $532,000 | 4,446 |
| Total noninterest income | $265,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $169,000 | 4,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $96,000 | 5,692 |
| Total noninterest expense | $2,001,000 | 6,220 |
| Salaries and employee benefits | $945,000 | 6,356 |
| Premises and equipment expense | $245,000 | 6,110 |
| Additional noninterest expense | $811,000 | 5,795 |
| Pre-tax net operating income | $-565,000 | 6,036 |
| Securities gains (losses) | $14,000 | 3,162 |
| Applicable income taxes | $-214,000 | 6,790 |
| Income before extraordinary items | $-337,000 | 5,958 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-337,000 | 5,957 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-337,000 | 5,957 |
| Net charge-offs | $819,000 | 3,146 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-345,960 | 5,968 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 6,686 |
| Total interest expense | $691,000 | 6,338 |
| Net interest income | $1,270,000 | 6,726 |
| Provision for loan and lease losses | $342,000 | 4,408 |
| Total noninterest income | $181,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $54,000 | 6,139 |
| Total noninterest expense | $1,483,000 | 6,274 |
| Salaries and employee benefits | $726,000 | 6,345 |
| Premises and equipment expense | $189,000 | 6,088 |
| Additional noninterest expense | $568,000 | 5,953 |
| Pre-tax net operating income | $-374,000 | 6,210 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-105,000 | 6,957 |
| Income before extraordinary items | $-269,000 | 6,201 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-269,000 | 6,202 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-269,000 | 6,201 |
| Net charge-offs | $530,000 | 2,957 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-269,000 | 6,187 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,560 |
| Total interest expense | $475,000 | 6,381 |
| Net interest income | $956,000 | 6,485 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $108,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $82,000 | 5,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $1,071,000 | 6,137 |
| Salaries and employee benefits | $486,000 | 6,399 |
| Premises and equipment expense | $119,000 | 6,261 |
| Additional noninterest expense | $466,000 | 5,436 |
| Pre-tax net operating income | $-307,000 | 6,440 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-105,000 | 7,158 |
| Income before extraordinary items | $-202,000 | 6,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-202,000 | 6,385 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-202,000 | 6,385 |
| Net charge-offs | $319,000 | 2,863 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-202,000 | 6,369 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,536 |
| Total interest expense | $253,000 | 6,352 |
| Net interest income | $486,000 | 6,466 |
| Provision for loan and lease losses | $295,000 | 2,385 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $568,000 | 5,943 |
| Salaries and employee benefits | $252,000 | 6,377 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $253,000 | 4,920 |
| Pre-tax net operating income | $-320,000 | 7,093 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-105,000 | 7,565 |
| Income before extraordinary items | $-215,000 | 7,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-215,000 | 7,059 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-215,000 | 7,059 |
| Net charge-offs | $176,000 | 2,252 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-215,000 | 6,988 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 6,290 |
| Total interest expense | $1,484,000 | 6,007 |
| Net interest income | $2,056,000 | 6,360 |
| Provision for loan and lease losses | $1,495,000 | 2,170 |
| Total noninterest income | $363,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $306,000 | 3,985 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $2,053,000 | 6,170 |
| Salaries and employee benefits | $969,000 | 6,483 |
| Premises and equipment expense | $292,000 | 5,859 |
| Additional noninterest expense | $792,000 | 5,498 |
| Pre-tax net operating income | $-1,129,000 | 7,072 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $-375,000 | 7,390 |
| Income before extraordinary items | $-743,000 | 6,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-743,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 3,060 |
| Cash dividends | $70,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-750,260 | 6,985 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 6,311 |
| Total interest expense | $1,180,000 | 6,001 |
| Net interest income | $1,542,000 | 6,409 |
| Provision for loan and lease losses | $445,000 | 2,934 |
| Total noninterest income | $286,000 | 5,457 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $240,000 | 3,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,481,000 | 6,252 |
| Salaries and employee benefits | $707,000 | 6,583 |
| Premises and equipment expense | $246,000 | 5,610 |
| Additional noninterest expense | $528,000 | 5,764 |
| Pre-tax net operating income | $-98,000 | 6,903 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $26,000 | 4,478 |
| Income before extraordinary items | $-113,000 | 6,807 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-113,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,748 |
| Cash dividends | $70,000 | 4,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-124,000 | 6,994 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 6,365 |
| Total interest expense | $831,000 | 6,021 |
| Net interest income | $984,000 | 6,516 |
| Provision for loan and lease losses | $395,000 | 2,178 |
| Total noninterest income | $192,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $166,000 | 3,860 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $977,000 | 6,324 |
| Salaries and employee benefits | $464,000 | 6,657 |
| Premises and equipment expense | $166,000 | 5,627 |
| Additional noninterest expense | $347,000 | 5,796 |
| Pre-tax net operating income | $-196,000 | 7,325 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $26,000 | 4,517 |
| Income before extraordinary items | $-215,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-215,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,354 |
| Cash dividends | $70,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-222,000 | 7,416 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 6,307 |
| Total interest expense | $443,000 | 6,040 |
| Net interest income | $519,000 | 6,421 |
| Provision for loan and lease losses | $335,000 | 1,283 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $486,000 | 6,372 |
| Salaries and employee benefits | $234,000 | 6,670 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $-203,000 | 7,768 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $-210,000 | 7,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-210,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-217,000 | 7,836 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 6,085 |
| Total interest expense | $2,007,000 | 5,828 |
| Net interest income | $2,272,000 | 6,198 |
| Provision for loan and lease losses | $535,000 | 2,229 |
| Total noninterest income | $364,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $323,000 | 3,947 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $1,837,000 | 6,424 |
| Salaries and employee benefits | $903,000 | 6,688 |
| Premises and equipment expense | $346,000 | 5,435 |
| Additional noninterest expense | $588,000 | 6,177 |
| Pre-tax net operating income | $264,000 | 6,698 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $81,000 | 4,620 |
| Income before extraordinary items | $185,000 | 6,839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,878 |
| Cash dividends | $105,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $183,600 | 6,828 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 6,100 |
| Total interest expense | $1,516,000 | 5,840 |
| Net interest income | $1,734,000 | 6,201 |
| Provision for loan and lease losses | $505,000 | 1,558 |
| Total noninterest income | $283,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $1,318,000 | 6,526 |
| Salaries and employee benefits | $635,000 | 6,819 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $404,000 | 6,376 |
| Pre-tax net operating income | $194,000 | 6,990 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $107,000 | 4,376 |
| Income before extraordinary items | $86,000 | 7,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $86,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,388 |
| Cash dividends | $105,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $86,640 | 7,316 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,131 |
| Total interest expense | $997,000 | 5,877 |
| Net interest income | $1,165,000 | 6,228 |
| Provision for loan and lease losses | $280,000 | 1,648 |
| Total noninterest income | $190,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $164,000 | 3,909 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $878,000 | 6,577 |
| Salaries and employee benefits | $411,000 | 6,945 |
| Premises and equipment expense | $183,000 | 5,293 |
| Additional noninterest expense | $284,000 | 6,256 |
| Pre-tax net operating income | $197,000 | 6,655 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $93,000 | 4,203 |
| Income before extraordinary items | $105,000 | 7,084 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $105,000 | 7,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,182 |
| Cash dividends | $105,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $104,360 | 7,076 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 6,155 |
| Total interest expense | $489,000 | 5,923 |
| Net interest income | $583,000 | 6,226 |
| Provision for loan and lease losses | $140,000 | 1,574 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $406,000 | 6,796 |
| Salaries and employee benefits | $198,000 | 7,064 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $117,000 | 6,762 |
| Pre-tax net operating income | $133,000 | 6,260 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $105,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,710 | 6,467 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 5,989 |
| Total interest expense | $1,739,000 | 5,773 |
| Net interest income | $2,471,000 | 6,061 |
| Provision for loan and lease losses | $310,000 | 2,704 |
| Total noninterest income | $455,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $390,000 | 3,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 6,959 |
| Total noninterest expense | $1,829,000 | 6,401 |
| Salaries and employee benefits | $905,000 | 6,647 |
| Premises and equipment expense | $348,000 | 5,342 |
| Additional noninterest expense | $576,000 | 6,167 |
| Pre-tax net operating income | $787,000 | 5,698 |
| Securities gains (losses) | $-16,000 | 7,468 |
| Applicable income taxes | $229,000 | 4,153 |
| Income before extraordinary items | $542,000 | 6,012 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $542,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,409 |
| Cash dividends | $123,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $553,200 | 5,975 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 6,025 |
| Total interest expense | $1,240,000 | 5,838 |
| Net interest income | $1,892,000 | 6,058 |
| Provision for loan and lease losses | $280,000 | 2,271 |
| Total noninterest income | $357,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $297,000 | 3,591 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,415,000 | 6,319 |
| Salaries and employee benefits | $657,000 | 6,718 |
| Premises and equipment expense | $271,000 | 5,242 |
| Additional noninterest expense | $487,000 | 5,840 |
| Pre-tax net operating income | $554,000 | 6,029 |
| Securities gains (losses) | $-16,000 | 7,758 |
| Applicable income taxes | $156,000 | 4,437 |
| Income before extraordinary items | $382,000 | 6,334 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $382,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 969 |
| Cash dividends | $123,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $393,360 | 6,262 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 6,054 |
| Total interest expense | $777,000 | 5,882 |
| Net interest income | $1,274,000 | 6,058 |
| Provision for loan and lease losses | $280,000 | 1,601 |
| Total noninterest income | $233,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $196,000 | 3,589 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $982,000 | 6,220 |
| Salaries and employee benefits | $442,000 | 6,729 |
| Premises and equipment expense | $170,000 | 5,423 |
| Additional noninterest expense | $370,000 | 5,464 |
| Pre-tax net operating income | $245,000 | 6,800 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $68,000 | 4,956 |
| Income before extraordinary items | $177,000 | 6,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $177,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 695 |
| Cash dividends | $123,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $177,000 | 6,943 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 6,071 |
| Total interest expense | $377,000 | 5,845 |
| Net interest income | $635,000 | 6,086 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $427,000 | 6,605 |
| Salaries and employee benefits | $217,000 | 6,786 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $127,000 | 6,501 |
| Pre-tax net operating income | $253,000 | 5,345 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $178,000 | 5,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 892 |
| Cash dividends | $123,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $178,000 | 5,581 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 6,065 |
| Total interest expense | $1,166,000 | 5,888 |
| Net interest income | $2,502,000 | 6,045 |
| Provision for loan and lease losses | $265,000 | 3,058 |
| Total noninterest income | $482,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $428,000 | 3,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $1,719,000 | 6,535 |
| Salaries and employee benefits | $867,000 | 6,727 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $533,000 | 6,397 |
| Pre-tax net operating income | $1,000,000 | 5,363 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $328,000 | 4,012 |
| Income before extraordinary items | $673,000 | 5,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $673,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,966 |
| Cash dividends | $105,000 | 5,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $672,330 | 5,728 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 6,150 |
| Total interest expense | $819,000 | 5,955 |
| Net interest income | $1,836,000 | 6,132 |
| Provision for loan and lease losses | $210,000 | 2,870 |
| Total noninterest income | $364,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $325,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,368 |
| Total noninterest expense | $1,226,000 | 6,673 |
| Salaries and employee benefits | $597,000 | 6,944 |
| Premises and equipment expense | $232,000 | 5,641 |
| Additional noninterest expense | $397,000 | 6,382 |
| Pre-tax net operating income | $764,000 | 5,447 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $205,000 | 4,378 |
| Income before extraordinary items | $559,000 | 5,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $559,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,398 |
| Cash dividends | $105,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $559,000 | 5,591 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,157 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $1,218,000 | 6,140 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $216,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-5,000 | 8,826 |
| Total noninterest expense | $766,000 | 6,849 |
| Salaries and employee benefits | $391,000 | 6,977 |
| Premises and equipment expense | $150,000 | 5,713 |
| Additional noninterest expense | $225,000 | 6,824 |
| Pre-tax net operating income | $538,000 | 5,285 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $155,000 | 4,199 |
| Income before extraordinary items | $384,000 | 5,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $384,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,449 |
| Cash dividends | $105,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $383,290 | 5,500 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,227 |
| Total interest expense | $253,000 | 5,933 |
| Net interest income | $592,000 | 6,258 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $109,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $111,000 | 3,214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-2,000 | 8,898 |
| Total noninterest expense | $359,000 | 7,041 |
| Salaries and employee benefits | $184,000 | 7,197 |
| Premises and equipment expense | $62,000 | 6,259 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $282,000 | 5,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $65,000 | 4,405 |
| Income before extraordinary items | $217,000 | 5,207 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $217,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $105,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $217,000 | 5,177 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 6,165 |
| Total interest expense | $974,000 | 5,740 |
| Net interest income | $2,301,000 | 6,237 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $494,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $487,000 | 3,207 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,637 |
| Total noninterest expense | $1,582,000 | 6,748 |
| Salaries and employee benefits | $757,000 | 7,088 |
| Premises and equipment expense | $379,000 | 4,944 |
| Additional noninterest expense | $446,000 | 6,864 |
| Pre-tax net operating income | $913,000 | 5,456 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $262,000 | 4,399 |
| Income before extraordinary items | $655,000 | 5,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $655,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,130 |
| Cash dividends | $105,000 | 5,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $652,160 | 5,700 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 6,170 |
| Total interest expense | $724,000 | 5,734 |
| Net interest income | $1,729,000 | 6,240 |
| Provision for loan and lease losses | $220,000 | 2,845 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $376,000 | 3,158 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $1,146,000 | 6,810 |
| Salaries and employee benefits | $532,000 | 7,200 |
| Premises and equipment expense | $295,000 | 4,803 |
| Additional noninterest expense | $319,000 | 6,952 |
| Pre-tax net operating income | $747,000 | 5,363 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $544,000 | 5,606 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $544,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,258 |
| Cash dividends | $105,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $541,120 | 5,554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,213 |
| Total interest expense | $479,000 | 5,773 |
| Net interest income | $1,139,000 | 6,309 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $249,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $234,000 | 3,289 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $771,000 | 6,821 |
| Salaries and employee benefits | $360,000 | 7,226 |
| Premises and equipment expense | $192,000 | 4,896 |
| Additional noninterest expense | $219,000 | 6,924 |
| Pre-tax net operating income | $512,000 | 5,252 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $142,000 | 4,342 |
| Income before extraordinary items | $374,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $105,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $371,120 | 5,420 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,319 |
| Total interest expense | $240,000 | 5,816 |
| Net interest income | $548,000 | 6,433 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $132,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $181,000 | 7,244 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $245,000 | 5,335 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $70,000 | 4,347 |
| Income before extraordinary items | $175,000 | 5,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $105,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $175,000 | 5,540 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 6,398 |
| Total interest expense | $910,000 | 6,384 |
| Net interest income | $2,210,000 | 6,299 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $463,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $432,000 | 3,480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $1,417,000 | 7,039 |
| Salaries and employee benefits | $730,000 | 7,188 |
| Premises and equipment expense | $284,000 | 5,820 |
| Additional noninterest expense | $403,000 | 7,136 |
| Pre-tax net operating income | $1,036,000 | 5,082 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $334,000 | 4,119 |
| Income before extraordinary items | $720,000 | 5,506 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $720,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $105,000 | 5,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $707,760 | 5,396 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 6,473 |
| Total interest expense | $683,000 | 6,526 |
| Net interest income | $1,654,000 | 6,354 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $344,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $1,038,000 | 7,107 |
| Salaries and employee benefits | $509,000 | 7,353 |
| Premises and equipment expense | $224,000 | 5,659 |
| Additional noninterest expense | $305,000 | 7,097 |
| Pre-tax net operating income | $780,000 | 5,202 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $219,000 | 4,507 |
| Income before extraordinary items | $579,000 | 5,490 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $579,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $105,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $565,860 | 5,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 6,492 |
| Total interest expense | $454,000 | 6,655 |
| Net interest income | $1,116,000 | 6,319 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $203,000 | 3,591 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $695,000 | 7,116 |
| Salaries and employee benefits | $344,000 | 7,344 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $207,000 | 7,051 |
| Pre-tax net operating income | $516,000 | 5,243 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $144,000 | 4,570 |
| Income before extraordinary items | $390,000 | 5,480 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $105,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $376,860 | 5,358 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,547 |
| Total interest expense | $227,000 | 6,745 |
| Net interest income | $554,000 | 6,316 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $331,000 | 7,272 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $111,000 | 6,863 |
| Pre-tax net operating income | $272,000 | 5,047 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $105,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $197,040 | 5,179 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 6,636 |
| Total interest expense | $1,119,000 | 6,623 |
| Net interest income | $2,085,000 | 6,491 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $493,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $448,000 | 3,247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $1,374,000 | 7,112 |
| Salaries and employee benefits | $664,000 | 7,437 |
| Premises and equipment expense | $311,000 | 5,452 |
| Additional noninterest expense | $399,000 | 7,157 |
| Pre-tax net operating income | $984,000 | 5,248 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $305,000 | 4,416 |
| Income before extraordinary items | $713,000 | 5,509 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $713,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,513 |
| Cash dividends | $25,000 | 6,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $689,200 | 5,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 7,188 |
| Total interest expense | $1,690,000 | 6,622 |
| Net interest income | $1,380,000 | 7,548 |
| Provision for loan and lease losses | $215,000 | 3,959 |
| Total noninterest income | $403,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $317,000 | 4,025 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $1,334,000 | 7,154 |
| Salaries and employee benefits | $668,000 | 7,338 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $324,000 | 7,678 |
| Pre-tax net operating income | $234,000 | 7,713 |
| Securities gains (losses) | $40,000 | 2,572 |
| Applicable income taxes | $55,000 | 6,623 |
| Income before extraordinary items | $219,000 | 7,610 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $219,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,278 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,000 | 7,707 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 7,486 |
| Total interest expense | $1,381,000 | 7,388 |
| Net interest income | $1,545,000 | 7,390 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $369,000 | 5,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,065,000 | 7,828 |
| Salaries and employee benefits | $578,000 | 7,814 |
| Premises and equipment expense | $229,000 | 6,328 |
| Additional noninterest expense | $258,000 | 8,277 |
| Pre-tax net operating income | $679,000 | 6,311 |
| Securities gains (losses) | $-42,000 | 9,121 |
| Applicable income taxes | $213,000 | 5,280 |
| Income before extraordinary items | $424,000 | 6,705 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $424,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,278 |
| Cash dividends | $20,000 | 6,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $452,140 | 6,598 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 7,615 |
| Total interest expense | $1,363,000 | 7,276 |
| Net interest income | $1,421,000 | 7,744 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $328,000 | 6,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $959,000 | 8,238 |
| Salaries and employee benefits | $497,000 | 8,351 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $234,000 | 8,709 |
| Pre-tax net operating income | $600,000 | 6,710 |
| Securities gains (losses) | $-24,000 | 9,608 |
| Applicable income taxes | $190,000 | 5,810 |
| Income before extraordinary items | $386,000 | 7,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,281 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $402,080 | 6,946 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 7,826 |
| Total interest expense | $1,414,000 | 7,392 |
| Net interest income | $1,323,000 | 8,066 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $282,000 | 6,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $881,000 | 8,492 |
| Salaries and employee benefits | $468,000 | 8,554 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $215,000 | 8,963 |
| Pre-tax net operating income | $544,000 | 7,176 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $177,000 | 6,468 |
| Income before extraordinary items | $374,000 | 7,380 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $374,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,392 |
| Cash dividends | $18,000 | 7,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $369,240 | 7,342 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 8,345 |
| Total interest expense | $1,197,000 | 8,123 |
| Net interest income | $1,327,000 | 8,408 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $368,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $977,000 | 8,434 |
| Salaries and employee benefits | $446,000 | 8,965 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $310,000 | 8,224 |
| Pre-tax net operating income | $554,000 | 7,647 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $379,000 | 7,786 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $379,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $376,960 | 7,746 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 8,809 |
| Total interest expense | $1,124,000 | 8,619 |
| Net interest income | $1,286,000 | 8,804 |
| Provision for loan and lease losses | $168,000 | 3,843 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $942,000 | 8,910 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $197,000 | 7,082 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $425,000 | 8,364 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $143,000 | 7,982 |
| Income before extraordinary items | $275,000 | 8,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $275,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,170 |
| Cash dividends | $9,000 | 8,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $279,620 | 8,529 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 9,551 |
| Total interest expense | $913,000 | 9,571 |
| Net interest income | $1,197,000 | 9,334 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $227,000 | 8,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $847,000 | 9,569 |
| Salaries and employee benefits | $424,000 | 9,745 |
| Premises and equipment expense | $201,000 | 7,169 |
| Additional noninterest expense | $222,000 | 10,163 |
| Pre-tax net operating income | $457,000 | 8,708 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $9,000 | 8,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $319,900 | 8,708 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 10,245 |
| Total interest expense | $714,000 | 10,024 |
| Net interest income | $1,046,000 | 10,252 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $206,000 | 8,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $819,000 | 10,152 |
| Salaries and employee benefits | $388,000 | 10,388 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $333,000 | 9,876 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $101,000 | 9,345 |
| Income before extraordinary items | $225,000 | 9,977 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $225,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,058 |
| Net operating income | $229,830 | 9,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 10,780 |
| Total interest expense | $676,000 | 10,727 |
| Net interest income | $1,035,000 | 10,658 |
| Provision for loan and lease losses | $121,000 | 5,179 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $852,000 | 10,426 |
| Salaries and employee benefits | $392,000 | 10,716 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $281,000 | 10,673 |
| Pre-tax net operating income | $277,000 | 10,418 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $196,000 | 10,705 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $196,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 956 |
| Net operating income | $189,790 | 10,550 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 11,573 |
| Total interest expense | $708,000 | 11,771 |
| Net interest income | $963,000 | 11,237 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $729,000 | 11,358 |
| Salaries and employee benefits | $354,000 | 11,396 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $207,000 | 12,147 |
| Pre-tax net operating income | $328,000 | 9,886 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $124,000 | 9,259 |
| Income before extraordinary items | $225,000 | 10,252 |
| Extraordinary gains, net | $124,000 | 636 |
| Net income | $349,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 890 |
| Net operating income | $211,560 | 10,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.