Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 83 | 1,829 |
| Assets and Liabilities | ||
| Total Assets: | $260,991,000 | 2,450 |
| Cash and due from depository institutions | $20,380,000 | 1,829 |
| Interest-bearing balances | $15,688,000 | 2,084 |
| Securities | $103,529,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $3,128,000 | 1,121 |
| Net loans & leases | $110,660,000 | 3,236 |
| Loan loss allowance | $2,752,000 | 2,359 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,221,000 | 1,276 |
| Other real estate owned | $967,000 | 1,829 |
| Goodwill and other intangibles | $177,000 | 2,418 |
| All other assets | $12,929,000 | 1,479 |
| Life insurance assets | $7,098,000 | 1,120 |
| Total liabilities and capital | $260,991,000 | 2,450 |
| Total liabilities | $232,884,000 | 2,451 |
| Total deposits | $179,358,000 | 2,905 |
| Interest-bearing deposits | $130,915,000 | 3,161 |
| Deposits held in domestic offices | $179,358,000 | 2,905 |
| % insured | 82.48% | 4,420 |
| Federal funds purchased & repurchase agreements | $9,077,000 | 902 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $42,274,000 | 633 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,175,000 | 1,942 |
| Total equity capital | $28,107,000 | 2,388 |
| Total bank equity capital | $28,107,000 | 2,388 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,000,000 | 1,501 |
| Surplus | $7,839,000 | 2,921 |
| Undivided profits | $18,268,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $8,456,000 | 962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,137,000 | 2,428 |
| Earning assets | $233,005,000 | 2,495 |
| Long-term assets (5+ years) | $144,965,000 | 1,469 |
| Average Assets, year-to-date | $266,518,000 | 2,390 |
| Average Assets, quarterly | $265,724,000 | 2,408 |
| Volatile liabilities | $10,593,000 | 3,016 |
| Insider loans | $118,000 | 5,593 |
| FHLB advances | $42,274,000 | 586 |
| Loans and leases held for sale | $3,366,000 | 584 |
| Unused loan commitments | $15,826,000 | 3,091 |
| Tier 1 (core) risk-based capital | $29,070,000 | 2,297 |
| Tier 2 risk-based capital | $1,976,000 | 2,420 |
| Total risk weighted assets | $157,271,000 | 2,622 |
| Total unused commitments | $15,826,000 | 3,091 |
| Derivatives | $23,000,000 | 494 |
| 2013-06-30 | Rank | |
| # of Employees: | 89 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $270,457,000 | 2,366 |
| Cash and due from depository institutions | $9,629,000 | 1,701 |
| Interest-bearing balances | $5,107,000 | 4,151 |
| Securities | $121,147,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $478,000 | 2,455 |
| Net loans & leases | $115,781,000 | 3,126 |
| Loan loss allowance | $2,756,000 | 2,376 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $9,316,000 | 1,268 |
| Other real estate owned | $1,109,000 | 1,701 |
| Goodwill and other intangibles | $142,000 | 2,496 |
| All other assets | $12,855,000 | 1,481 |
| Life insurance assets | $7,047,000 | 1,111 |
| Total liabilities and capital | $270,457,000 | 2,366 |
| Total liabilities | $241,720,000 | 2,365 |
| Total deposits | $187,370,000 | 2,816 |
| Interest-bearing deposits | $137,049,000 | 3,074 |
| Deposits held in domestic offices | $187,370,000 | 2,815 |
| % insured | 80.90% | 4,901 |
| Federal funds purchased & repurchase agreements | $9,991,000 | 845 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $42,274,000 | 629 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,085,000 | 1,946 |
| Total equity capital | $28,737,000 | 2,347 |
| Total bank equity capital | $28,737,000 | 2,347 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,000,000 | 1,507 |
| Surplus | $7,839,000 | 2,936 |
| Undivided profits | $18,898,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $8,444,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,192,000 | 2,254 |
| Earning assets | $242,513,000 | 2,420 |
| Long-term assets (5+ years) | $144,642,000 | 1,431 |
| Average Assets, year-to-date | $268,360,330 | 2,390 |
| Average Assets, quarterly | $267,464,500 | 2,396 |
| Volatile liabilities | $11,505,000 | 2,863 |
| Insider loans | $113,000 | 5,675 |
| FHLB advances | $42,274,000 | 586 |
| Loans and leases held for sale | $8,616,000 | 458 |
| Unused loan commitments | $16,487,000 | 3,010 |
| Tier 1 (core) risk-based capital | $28,900,000 | 2,291 |
| Tier 2 risk-based capital | $2,060,000 | 2,341 |
| Total risk weighted assets | $164,033,000 | 2,516 |
| Total unused commitments | $16,487,000 | 3,010 |
| Derivatives | $23,000,000 | 544 |
| 2013-03-31 | Rank | |
| # of Employees: | 86 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $264,472,000 | 2,449 |
| Cash and due from depository institutions | $3,691,000 | 1,761 |
| Interest-bearing balances | $31,000 | 6,663 |
| Securities | $117,996,000 | 1,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $117,062,000 | 3,087 |
| Loan loss allowance | $2,803,000 | 2,386 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,379,000 | 1,262 |
| Other real estate owned | $2,858,000 | 1,761 |
| Goodwill and other intangibles | $142,000 | 2,495 |
| All other assets | $13,344,000 | 1,405 |
| Life insurance assets | $6,997,000 | 1,101 |
| Total liabilities and capital | $264,472,000 | 2,449 |
| Total liabilities | $232,057,000 | 2,485 |
| Total deposits | $178,555,000 | 2,963 |
| Interest-bearing deposits | $134,110,000 | 3,161 |
| Deposits held in domestic offices | $178,555,000 | 2,962 |
| % insured | 84.15% | 4,200 |
| Federal funds purchased & repurchase agreements | $5,557,000 | 1,060 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $46,140,000 | 540 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,805,000 | 2,182 |
| Total equity capital | $32,415,000 | 2,169 |
| Total bank equity capital | $32,415,000 | 2,169 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,000,000 | 1,535 |
| Surplus | $7,839,000 | 2,960 |
| Undivided profits | $22,576,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $10,495,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,101,000 | 2,395 |
| Earning assets | $235,089,000 | 2,524 |
| Long-term assets (5+ years) | $135,713,000 | 1,478 |
| Average Assets, year-to-date | $267,312,000 | 2,420 |
| Average Assets, quarterly | $267,312,000 | 2,420 |
| Volatile liabilities | $7,069,000 | 3,702 |
| Insider loans | $110,000 | 5,744 |
| FHLB advances | $42,274,000 | 533 |
| Loans and leases held for sale | $5,800,000 | 545 |
| Unused loan commitments | $16,940,000 | 2,985 |
| Tier 1 (core) risk-based capital | $29,247,000 | 2,254 |
| Tier 2 risk-based capital | $2,072,000 | 2,337 |
| Total risk weighted assets | $164,949,000 | 2,506 |
| Total unused commitments | $16,940,000 | 2,985 |
| Derivatives | $28,000,000 | 485 |
| 2012-12-31 | Rank | |
| # of Employees: | 86 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $270,152,000 | 2,396 |
| Cash and due from depository institutions | $5,261,000 | 1,772 |
| Interest-bearing balances | $60,000 | 6,623 |
| Securities | $119,759,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $118,979,000 | 3,084 |
| Loan loss allowance | $2,803,000 | 2,398 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,464,000 | 1,244 |
| Other real estate owned | $3,236,000 | 1,772 |
| Goodwill and other intangibles | $142,000 | 2,496 |
| All other assets | $13,311,000 | 1,414 |
| Life insurance assets | $6,947,000 | 1,093 |
| Total liabilities and capital | $270,152,000 | 2,396 |
| Total liabilities | $236,320,000 | 2,446 |
| Total deposits | $176,065,000 | 2,989 |
| Interest-bearing deposits | $131,522,000 | 3,196 |
| Deposits held in domestic offices | $176,065,000 | 2,988 |
| % insured | 90.14% | 3,391 |
| Federal funds purchased & repurchase agreements | $4,451,000 | 1,238 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $53,803,000 | 506 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,001,000 | 2,091 |
| Total equity capital | $33,832,000 | 2,084 |
| Total bank equity capital | $33,832,000 | 2,084 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,000,000 | 1,545 |
| Surplus | $7,839,000 | 2,971 |
| Undivided profits | $23,993,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $11,577,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,221,000 | 2,237 |
| Earning assets | $238,798,000 | 2,477 |
| Long-term assets (5+ years) | $128,151,000 | 1,529 |
| Average Assets, year-to-date | $272,674,400 | 2,323 |
| Average Assets, quarterly | $268,749,000 | 2,385 |
| Volatile liabilities | $11,222,000 | 2,947 |
| Insider loans | $151,000 | 5,623 |
| FHLB advances | $42,274,000 | 567 |
| Loans and leases held for sale | $6,424,000 | 663 |
| Unused loan commitments | $19,261,000 | 2,674 |
| Tier 1 (core) risk-based capital | $29,414,000 | 2,220 |
| Tier 2 risk-based capital | $2,144,000 | 2,266 |
| Total risk weighted assets | $170,747,000 | 2,436 |
| Total unused commitments | $19,261,000 | 2,674 |
| Derivatives | $41,000,000 | 414 |
| 2012-09-30 | Rank | |
| # of Employees: | 88 | 1,735 |
| Assets and Liabilities | ||
| Total Assets: | $267,346,000 | 2,414 |
| Cash and due from depository institutions | $4,053,000 | 1,735 |
| Interest-bearing balances | $430,000 | 6,250 |
| Securities | $115,010,000 | 1,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $121,991,000 | 3,039 |
| Loan loss allowance | $3,037,000 | 2,311 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,451,000 | 1,245 |
| Other real estate owned | $3,370,000 | 1,735 |
| Goodwill and other intangibles | $146,000 | 2,492 |
| All other assets | $13,325,000 | 1,438 |
| Life insurance assets | $6,895,000 | 1,077 |
| Total liabilities and capital | $267,346,000 | 2,414 |
| Total liabilities | $233,249,000 | 2,468 |
| Total deposits | $179,345,000 | 2,940 |
| Interest-bearing deposits | $133,338,000 | 3,162 |
| Deposits held in domestic offices | $179,345,000 | 2,939 |
| % insured | 90.51% | 3,435 |
| Federal funds purchased & repurchase agreements | $7,784,000 | 969 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $43,992,000 | 621 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,128,000 | 2,106 |
| Total equity capital | $34,097,000 | 2,105 |
| Total bank equity capital | $34,097,000 | 2,105 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,577 |
| Surplus | $7,839,000 | 2,994 |
| Undivided profits | $24,258,000 | 1,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $12,393,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,328,000 | 2,231 |
| Earning assets | $237,431,000 | 2,484 |
| Long-term assets (5+ years) | $125,346,000 | 1,537 |
| Average Assets, year-to-date | $273,305,000 | 2,337 |
| Average Assets, quarterly | $271,281,000 | 2,373 |
| Volatile liabilities | $13,088,000 | 2,752 |
| Insider loans | $181,000 | 5,577 |
| FHLB advances | $42,274,000 | 588 |
| Loans and leases held for sale | $5,253,000 | 699 |
| Unused loan commitments | $17,883,000 | 2,797 |
| Tier 1 (core) risk-based capital | $29,200,000 | 2,246 |
| Tier 2 risk-based capital | $2,195,000 | 2,246 |
| Total risk weighted assets | $174,633,000 | 2,405 |
| Total unused commitments | $17,883,000 | 2,797 |
| Derivatives | $33,000,000 | 472 |
| 2012-06-30 | Rank | |
| # of Employees: | 83 | 1,829 |
| Assets and Liabilities | ||
| Total Assets: | $275,216,000 | 2,329 |
| Cash and due from depository institutions | $4,687,000 | 1,829 |
| Interest-bearing balances | $1,269,000 | 5,692 |
| Securities | $123,082,000 | 1,246 |
| Federal funds sold & reverse repurchase agreements | $36,000 | 3,431 |
| Net loans & leases | $121,032,000 | 3,075 |
| Loan loss allowance | $2,928,000 | 2,391 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,530,000 | 1,236 |
| Other real estate owned | $3,473,000 | 1,829 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $13,376,000 | 1,417 |
| Life insurance assets | $6,842,000 | 1,067 |
| Total liabilities and capital | $275,216,000 | 2,329 |
| Total liabilities | $241,207,000 | 2,375 |
| Total deposits | $182,665,000 | 2,906 |
| Interest-bearing deposits | $138,663,000 | 3,096 |
| Deposits held in domestic offices | $182,665,000 | 2,905 |
| % insured | 87.48% | 4,545 |
| Federal funds purchased & repurchase agreements | $7,181,000 | 1,023 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $49,274,000 | 580 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,087,000 | 2,021 |
| Total equity capital | $34,009,000 | 2,066 |
| Total bank equity capital | $34,009,000 | 2,066 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,000,000 | 1,604 |
| Surplus | $7,839,000 | 3,009 |
| Undivided profits | $24,170,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $10,665,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,385,000 | 1,997 |
| Earning assets | $245,419,000 | 2,401 |
| Long-term assets (5+ years) | $137,811,000 | 1,389 |
| Average Assets, year-to-date | $275,291,330 | 2,334 |
| Average Assets, quarterly | $276,230,500 | 2,335 |
| Volatile liabilities | $14,223,000 | 2,647 |
| Insider loans | $171,000 | 5,691 |
| FHLB advances | $49,274,000 | 534 |
| Loans and leases held for sale | $2,376,000 | 917 |
| Unused loan commitments | $15,521,000 | 3,023 |
| Tier 1 (core) risk-based capital | $28,740,000 | 2,259 |
| Tier 2 risk-based capital | $2,216,000 | 2,215 |
| Total risk weighted assets | $176,503,000 | 2,365 |
| Total unused commitments | $15,521,000 | 3,023 |
| Derivatives | $33,000,000 | 448 |
| 2012-03-31 | Rank | |
| # of Employees: | 81 | 1,854 |
| Assets and Liabilities | ||
| Total Assets: | $277,245,000 | 2,340 |
| Cash and due from depository institutions | $7,283,000 | 1,854 |
| Interest-bearing balances | $3,064,000 | 5,060 |
| Securities | $121,667,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 3,660 |
| Net loans & leases | $121,773,000 | 3,045 |
| Loan loss allowance | $2,842,000 | 2,469 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,606,000 | 1,232 |
| Other real estate owned | $3,518,000 | 1,854 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $13,360,000 | 1,415 |
| Life insurance assets | $6,787,000 | 1,059 |
| Total liabilities and capital | $277,245,000 | 2,340 |
| Total liabilities | $244,466,000 | 2,365 |
| Total deposits | $184,419,000 | 2,917 |
| Interest-bearing deposits | $142,218,000 | 3,065 |
| Deposits held in domestic offices | $184,419,000 | 2,916 |
| % insured | 88.74% | 4,196 |
| Federal funds purchased & repurchase agreements | $8,802,000 | 931 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $49,274,000 | 590 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,971,000 | 2,083 |
| Total equity capital | $32,779,000 | 2,121 |
| Total bank equity capital | $32,779,000 | 2,119 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,000,000 | 1,627 |
| Surplus | $7,839,000 | 3,027 |
| Undivided profits | $22,940,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,777,000 | 1,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,366,000 | 2,017 |
| Earning assets | $246,542,000 | 2,406 |
| Long-term assets (5+ years) | $129,844,000 | 1,470 |
| Average Assets, year-to-date | $275,329,000 | 2,346 |
| Average Assets, quarterly | $275,329,000 | 2,346 |
| Volatile liabilities | $15,188,000 | 2,518 |
| Insider loans | $122,000 | 5,965 |
| FHLB advances | $49,274,000 | 546 |
| Loans and leases held for sale | $1,554,000 | 1,089 |
| Unused loan commitments | $13,299,000 | 3,385 |
| Tier 1 (core) risk-based capital | $28,190,000 | 2,285 |
| Tier 2 risk-based capital | $2,223,000 | 2,230 |
| Total risk weighted assets | $163,809,000 | 2,539 |
| Total unused commitments | $13,299,000 | 3,385 |
| Derivatives | $38,000,000 | 394 |
| 2011-12-31 | Rank | |
| # of Employees: | 80 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $273,413,000 | 2,357 |
| Cash and due from depository institutions | $3,881,000 | 1,878 |
| Interest-bearing balances | $61,000 | 6,716 |
| Securities | $115,790,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $126,965,000 | 2,986 |
| Loan loss allowance | $2,958,000 | 2,396 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,664,000 | 1,221 |
| Other real estate owned | $3,662,000 | 1,878 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $13,451,000 | 1,437 |
| Life insurance assets | $6,729,000 | 1,042 |
| Total liabilities and capital | $273,413,000 | 2,357 |
| Total liabilities | $241,376,000 | 2,380 |
| Total deposits | $181,592,000 | 2,909 |
| Interest-bearing deposits | $144,266,000 | 2,995 |
| Deposits held in domestic offices | $181,592,000 | 2,908 |
| % insured | 90.41% | 3,684 |
| Federal funds purchased & repurchase agreements | $5,276,000 | 1,199 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $52,605,000 | 584 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,903,000 | 2,131 |
| Total equity capital | $32,037,000 | 2,147 |
| Total bank equity capital | $32,037,000 | 2,146 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,000,000 | 1,637 |
| Surplus | $7,839,000 | 3,046 |
| Undivided profits | $22,198,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $10,526,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,456,000 | 1,983 |
| Earning assets | $242,816,000 | 2,419 |
| Long-term assets (5+ years) | $121,813,000 | 1,276 |
| Average Assets, year-to-date | $282,258,000 | 2,248 |
| Average Assets, quarterly | $284,085,000 | 2,274 |
| Volatile liabilities | $10,647,000 | 3,340 |
| Insider loans | $124,000 | 5,979 |
| FHLB advances | $49,274,000 | 570 |
| Loans and leases held for sale | $2,770,000 | 764 |
| Unused loan commitments | $14,773,000 | 3,087 |
| Tier 1 (core) risk-based capital | $27,399,000 | 2,302 |
| Tier 2 risk-based capital | $2,202,000 | 2,260 |
| Total risk weighted assets | $164,740,000 | 2,540 |
| Total unused commitments | $14,773,000 | 3,088 |
| Derivatives | $41,000,000 | 321 |
| 2011-09-30 | Rank | |
| # of Employees: | 77 | 1,975 |
| Assets and Liabilities | ||
| Total Assets: | $294,757,000 | 2,200 |
| Cash and due from depository institutions | $3,825,000 | 1,975 |
| Interest-bearing balances | $463,000 | 6,104 |
| Securities | $128,517,000 | 1,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $132,305,000 | 2,908 |
| Loan loss allowance | $3,153,000 | 2,274 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,760,000 | 1,196 |
| Other real estate owned | $6,370,000 | 1,975 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $13,980,000 | 1,419 |
| Life insurance assets | $6,696,000 | 1,032 |
| Total liabilities and capital | $294,757,000 | 2,200 |
| Total liabilities | $259,971,000 | 2,229 |
| Total deposits | $188,543,000 | 2,796 |
| Interest-bearing deposits | $149,967,000 | 2,926 |
| Deposits held in domestic offices | $188,543,000 | 2,795 |
| % insured | 89.03% | 4,293 |
| Federal funds purchased & repurchase agreements | $7,368,000 | 1,040 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $61,891,000 | 508 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,169,000 | 2,016 |
| Total equity capital | $34,786,000 | 1,996 |
| Total bank equity capital | $34,786,000 | 1,995 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,000,000 | 1,668 |
| Surplus | $7,839,000 | 3,065 |
| Undivided profits | $24,947,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $10,550,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,626,000 | 1,856 |
| Earning assets | $261,285,000 | 2,251 |
| Long-term assets (5+ years) | $126,757,000 | 1,197 |
| Average Assets, year-to-date | $284,469,250 | 2,241 |
| Average Assets, quarterly | $289,615,000 | 2,228 |
| Volatile liabilities | $18,881,000 | 2,321 |
| Insider loans | $167,000 | 5,874 |
| FHLB advances | $50,679,000 | 555 |
| Loans and leases held for sale | $1,121,000 | 1,054 |
| Unused loan commitments | $17,001,000 | 2,851 |
| Tier 1 (core) risk-based capital | $28,840,000 | 2,224 |
| Tier 2 risk-based capital | $2,354,000 | 2,128 |
| Total risk weighted assets | $177,909,000 | 2,382 |
| Total unused commitments | $17,001,000 | 2,852 |
| Derivatives | $41,000,000 | 335 |
| 2011-06-30 | Rank | |
| # of Employees: | 79 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $284,473,000 | 2,261 |
| Cash and due from depository institutions | $6,484,000 | 1,936 |
| Interest-bearing balances | $977,000 | 5,647 |
| Securities | $110,466,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 3,887 |
| Net loans & leases | $136,863,000 | 2,841 |
| Loan loss allowance | $3,161,000 | 2,285 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,856,000 | 1,187 |
| Other real estate owned | $6,862,000 | 1,936 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $13,897,000 | 1,447 |
| Life insurance assets | $6,649,000 | 1,029 |
| Total liabilities and capital | $284,473,000 | 2,261 |
| Total liabilities | $252,543,000 | 2,283 |
| Total deposits | $191,177,000 | 2,776 |
| Interest-bearing deposits | $154,877,000 | 2,867 |
| Deposits held in domestic offices | $191,177,000 | 2,775 |
| % insured | 88.17% | 4,680 |
| Federal funds purchased & repurchase agreements | $8,184,000 | 1,012 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $50,885,000 | 641 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,297,000 | 1,831 |
| Total equity capital | $31,930,000 | 2,117 |
| Total bank equity capital | $31,930,000 | 2,115 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,694 |
| Surplus | $7,839,000 | 3,079 |
| Undivided profits | $22,091,000 | 1,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,662,000 | 1,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,520,000 | 1,923 |
| Earning assets | $248,351,000 | 2,353 |
| Long-term assets (5+ years) | $130,814,000 | 1,138 |
| Average Assets, year-to-date | $281,040,000 | 2,280 |
| Average Assets, quarterly | $282,693,500 | 2,273 |
| Volatile liabilities | $16,834,000 | 2,567 |
| Insider loans | $170,000 | 5,930 |
| FHLB advances | $50,885,000 | 579 |
| Loans and leases held for sale | $504,000 | 1,143 |
| Unused loan commitments | $18,963,000 | 2,664 |
| Tier 1 (core) risk-based capital | $28,312,000 | 2,229 |
| Tier 2 risk-based capital | $2,390,000 | 2,113 |
| Total risk weighted assets | $181,472,000 | 2,352 |
| Total unused commitments | $18,963,000 | 2,668 |
| Derivatives | $41,000,000 | 291 |
| 2011-03-31 | Rank | |
| # of Employees: | 76 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $280,914,000 | 2,305 |
| Cash and due from depository institutions | $4,480,000 | 2,005 |
| Interest-bearing balances | $215,000 | 6,405 |
| Securities | $98,052,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $3,043,000 | 2,108 |
| Net loans & leases | $144,155,000 | 2,746 |
| Loan loss allowance | $3,169,000 | 2,299 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,909,000 | 1,187 |
| Other real estate owned | $7,002,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $14,273,000 | 1,442 |
| Life insurance assets | $6,602,000 | 1,031 |
| Total liabilities and capital | $280,914,000 | 2,305 |
| Total liabilities | $250,717,000 | 2,323 |
| Total deposits | $189,554,000 | 2,824 |
| Interest-bearing deposits | $153,111,000 | 2,949 |
| Deposits held in domestic offices | $189,554,000 | 2,822 |
| % insured | 91.06% | 3,745 |
| Federal funds purchased & repurchase agreements | $8,067,000 | 1,038 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $51,470,000 | 658 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,626,000 | 2,306 |
| Total equity capital | $30,197,000 | 2,193 |
| Total bank equity capital | $30,197,000 | 2,192 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,720 |
| Surplus | $7,838,000 | 3,096 |
| Undivided profits | $20,359,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,238,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,465,000 | 1,999 |
| Earning assets | $245,465,000 | 2,400 |
| Long-term assets (5+ years) | $119,975,000 | 1,220 |
| Average Assets, year-to-date | $279,323,500 | 2,308 |
| Average Assets, quarterly | $279,323,500 | 2,308 |
| Volatile liabilities | $17,672,000 | 2,515 |
| Insider loans | $54,000 | 6,472 |
| FHLB advances | $51,470,000 | 598 |
| Loans and leases held for sale | $60,000 | 1,635 |
| Unused loan commitments | $17,914,000 | 2,792 |
| Tier 1 (core) risk-based capital | $28,296,000 | 2,224 |
| Tier 2 risk-based capital | $2,416,000 | 2,100 |
| Total risk weighted assets | $186,160,000 | 2,316 |
| Total unused commitments | $17,914,000 | 2,793 |
| Derivatives | $36,000,000 | 293 |
| 2010-12-31 | Rank | |
| # of Employees: | 78 | 1,980 |
| Assets and Liabilities | ||
| Total Assets: | $277,733,000 | 2,328 |
| Cash and due from depository institutions | $3,734,000 | 1,980 |
| Interest-bearing balances | $53,000 | 6,754 |
| Securities | $90,392,000 | 1,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $153,331,000 | 2,654 |
| Loan loss allowance | $3,180,000 | 2,275 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,023,000 | 1,188 |
| Other real estate owned | $6,389,000 | 1,980 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $13,864,000 | 1,498 |
| Life insurance assets | $6,554,000 | 1,023 |
| Total liabilities and capital | $277,733,000 | 2,328 |
| Total liabilities | $247,969,000 | 2,348 |
| Total deposits | $177,195,000 | 2,983 |
| Interest-bearing deposits | $143,735,000 | 3,101 |
| Deposits held in domestic offices | $177,195,000 | 2,980 |
| % insured | 93.00% | 2,851 |
| Federal funds purchased & repurchase agreements | $5,157,000 | 1,289 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $64,221,000 | 575 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,396,000 | 2,596 |
| Total equity capital | $29,764,000 | 2,205 |
| Total bank equity capital | $29,764,000 | 2,204 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,743 |
| Surplus | $7,839,000 | 3,111 |
| Undivided profits | $19,925,000 | 1,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $12,635,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,523,000 | 1,975 |
| Earning assets | $243,776,000 | 2,411 |
| Long-term assets (5+ years) | $117,330,000 | 1,204 |
| Average Assets, year-to-date | $284,571,000 | 2,249 |
| Average Assets, quarterly | $280,286,500 | 2,308 |
| Volatile liabilities | $27,502,000 | 3,936 |
| Insider loans | $57,000 | 6,565 |
| FHLB advances | $52,176,000 | 628 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,473,000 | 2,799 |
| Tier 1 (core) risk-based capital | $27,875,000 | 2,238 |
| Tier 2 risk-based capital | $2,484,000 | 2,085 |
| Total risk weighted assets | $192,059,000 | 2,283 |
| Total unused commitments | $17,473,000 | 2,799 |
| Derivatives | $36,000,000 | 319 |
| 2010-09-30 | Rank | |
| # of Employees: | 76 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $282,840,000 | 2,324 |
| Cash and due from depository institutions | $3,401,000 | 2,049 |
| Interest-bearing balances | $203,000 | 6,371 |
| Securities | $92,115,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $157,064,000 | 2,646 |
| Loan loss allowance | $2,837,000 | 2,511 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,137,000 | 1,186 |
| Other real estate owned | $6,359,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $13,764,000 | 1,518 |
| Life insurance assets | $6,515,000 | 1,023 |
| Total liabilities and capital | $282,840,000 | 2,324 |
| Total liabilities | $252,125,000 | 2,338 |
| Total deposits | $179,640,000 | 2,969 |
| Interest-bearing deposits | $147,773,000 | 3,059 |
| Deposits held in domestic offices | $179,640,000 | 2,966 |
| % insured | 89.53% | 3,680 |
| Federal funds purchased & repurchase agreements | $5,965,000 | 1,230 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $64,191,000 | 604 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,329,000 | 1,975 |
| Total equity capital | $30,715,000 | 2,204 |
| Total bank equity capital | $30,715,000 | 2,203 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000,000 | 1,771 |
| Surplus | $7,839,000 | 3,111 |
| Undivided profits | $20,876,000 | 1,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $12,895,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,499,000 | 2,180 |
| Earning assets | $249,382,000 | 2,405 |
| Long-term assets (5+ years) | $108,926,000 | 1,268 |
| Average Assets, year-to-date | $286,280,500 | 2,270 |
| Average Assets, quarterly | $284,358,000 | 2,299 |
| Volatile liabilities | $33,333,000 | 3,569 |
| Insider loans | $69,000 | 6,604 |
| FHLB advances | $52,377,000 | 666 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $29,583,000 | 1,941 |
| Tier 1 (core) risk-based capital | $27,057,000 | 2,313 |
| Tier 2 risk-based capital | $2,543,000 | 2,085 |
| Total risk weighted assets | $197,331,000 | 2,263 |
| Total unused commitments | $29,583,000 | 1,943 |
| Derivatives | $38,000,000 | 365 |
| 2010-06-30 | Rank | |
| # of Employees: | 81 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $286,221,000 | 2,297 |
| Cash and due from depository institutions | $4,512,000 | 1,940 |
| Interest-bearing balances | $728,000 | 5,651 |
| Securities | $82,571,000 | 1,564 |
| Federal funds sold & reverse repurchase agreements | $5,382,000 | 1,446 |
| Net loans & leases | $162,768,000 | 2,603 |
| Loan loss allowance | $2,487,000 | 2,773 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,245,000 | 1,195 |
| Other real estate owned | $5,821,000 | 1,940 |
| Goodwill and other intangibles | $4,000 | 3,029 |
| All other assets | $14,918,000 | 1,455 |
| Life insurance assets | $6,475,000 | 1,027 |
| Total liabilities and capital | $286,221,000 | 2,297 |
| Total liabilities | $256,067,000 | 2,301 |
| Total deposits | $192,471,000 | 2,819 |
| Interest-bearing deposits | $160,015,000 | 2,904 |
| Deposits held in domestic offices | $192,471,000 | 2,817 |
| % insured | 86.44% | 4,812 |
| Federal funds purchased & repurchase agreements | $6,918,000 | 1,157 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $53,583,000 | 740 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,095,000 | 1,528 |
| Total equity capital | $30,154,000 | 2,222 |
| Total bank equity capital | $30,154,000 | 2,221 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,792 |
| Surplus | $7,839,000 | 3,117 |
| Undivided profits | $20,315,000 | 1,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $14,596,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,566,000 | 1,995 |
| Earning assets | $251,449,000 | 2,386 |
| Long-term assets (5+ years) | $92,248,000 | 1,484 |
| Average Assets, year-to-date | $287,542,330 | 2,278 |
| Average Assets, quarterly | $285,699,500 | 2,298 |
| Volatile liabilities | $40,127,000 | 3,171 |
| Insider loans | $62,000 | 6,700 |
| FHLB advances | $53,583,000 | 678 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $20,123,000 | 2,642 |
| Tier 1 (core) risk-based capital | $26,801,000 | 2,316 |
| Tier 2 risk-based capital | $2,488,000 | 2,133 |
| Total risk weighted assets | $203,400,000 | 2,222 |
| Total unused commitments | $20,123,000 | 2,643 |
| Derivatives | $76,000,000 | 231 |
| 2010-03-31 | Rank | |
| # of Employees: | 85 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $285,178,000 | 2,358 |
| Cash and due from depository institutions | $6,223,000 | 1,856 |
| Interest-bearing balances | $1,711,000 | 4,966 |
| Securities | $86,077,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $162,331,000 | 2,672 |
| Loan loss allowance | $3,394,000 | 2,214 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,275,000 | 1,212 |
| Other real estate owned | $5,368,000 | 1,856 |
| Goodwill and other intangibles | $15,000 | 2,977 |
| All other assets | $14,889,000 | 1,500 |
| Life insurance assets | $6,435,000 | 1,030 |
| Total liabilities and capital | $285,178,000 | 2,358 |
| Total liabilities | $255,403,000 | 2,368 |
| Total deposits | $187,102,000 | 2,925 |
| Interest-bearing deposits | $155,569,000 | 3,017 |
| Deposits held in domestic offices | $187,102,000 | 2,923 |
| % insured | 88.12% | 4,332 |
| Federal funds purchased & repurchase agreements | $7,303,000 | 1,154 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $58,591,000 | 741 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,407,000 | 1,835 |
| Total equity capital | $29,775,000 | 2,249 |
| Total bank equity capital | $29,775,000 | 2,247 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $7,839,000 | 3,159 |
| Undivided profits | $19,936,000 | 1,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,112,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,503,000 | 2,154 |
| Earning assets | $250,119,000 | 2,450 |
| Long-term assets (5+ years) | $99,019,000 | 1,389 |
| Average Assets, year-to-date | $288,203,000 | 2,327 |
| Average Assets, quarterly | $288,203,000 | 2,327 |
| Volatile liabilities | $41,481,000 | 3,155 |
| Insider loans | $60,000 | 6,807 |
| FHLB advances | $54,168,000 | 723 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,224,000 | 2,332 |
| Tier 1 (core) risk-based capital | $27,088,000 | 2,324 |
| Tier 2 risk-based capital | $2,599,000 | 2,106 |
| Total risk weighted assets | $202,906,000 | 2,295 |
| Total unused commitments | $25,224,000 | 2,337 |
| Derivatives | $76,000,000 | 215 |
| 2009-12-31 | Rank | |
| # of Employees: | 91 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $291,228,000 | 2,318 |
| Cash and due from depository institutions | $6,447,000 | 1,739 |
| Interest-bearing balances | $2,144,000 | 4,399 |
| Securities | $89,669,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $164,493,000 | 2,695 |
| Loan loss allowance | $2,876,000 | 2,485 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,351,000 | 1,219 |
| Other real estate owned | $5,588,000 | 1,739 |
| Goodwill and other intangibles | $26,000 | 2,944 |
| All other assets | $14,654,000 | 1,553 |
| Life insurance assets | $6,388,000 | 1,035 |
| Total liabilities and capital | $291,228,000 | 2,318 |
| Total liabilities | $261,505,000 | 2,330 |
| Total deposits | $187,239,000 | 2,914 |
| Interest-bearing deposits | $156,912,000 | 2,970 |
| Deposits held in domestic offices | $187,239,000 | 2,912 |
| % insured | 89.69% | 3,847 |
| Federal funds purchased & repurchase agreements | $7,195,000 | 1,229 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $64,951,000 | 722 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,120,000 | 2,029 |
| Total equity capital | $29,723,000 | 2,230 |
| Total bank equity capital | $29,723,000 | 2,228 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $7,839,000 | 3,172 |
| Undivided profits | $19,884,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,238,000 | 1,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,630,000 | 2,068 |
| Earning assets | $256,306,000 | 2,403 |
| Long-term assets (5+ years) | $97,159,000 | 1,401 |
| Average Assets, year-to-date | $292,704,400 | 2,266 |
| Average Assets, quarterly | $289,486,000 | 2,317 |
| Volatile liabilities | $42,891,000 | 3,096 |
| Insider loans | $158,000 | 6,429 |
| FHLB advances | $56,452,000 | 751 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $25,096,000 | 2,345 |
| Tier 1 (core) risk-based capital | $27,103,000 | 2,306 |
| Tier 2 risk-based capital | $2,684,000 | 2,079 |
| Total risk weighted assets | $214,552,000 | 2,214 |
| Total unused commitments | $25,096,000 | 2,346 |
| Derivatives | $86,000,000 | 206 |
| 2009-09-30 | Rank | |
| # of Employees: | 95 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $287,744,000 | 2,341 |
| Cash and due from depository institutions | $5,923,000 | 1,683 |
| Interest-bearing balances | $20,000 | 6,989 |
| Securities | $89,033,000 | 1,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $163,162,000 | 2,735 |
| Loan loss allowance | $2,945,000 | 2,358 |
| Trading account assets | $137,000 | 220 |
| Bank premises and fixed assets | $10,356,000 | 1,230 |
| Other real estate owned | $5,588,000 | 1,683 |
| Goodwill and other intangibles | $35,000 | 2,940 |
| All other assets | $13,510,000 | 1,465 |
| Life insurance assets | $6,321,000 | 1,040 |
| Total liabilities and capital | $287,744,000 | 2,341 |
| Total liabilities | $258,921,000 | 2,344 |
| Total deposits | $185,458,000 | 2,924 |
| Interest-bearing deposits | $156,185,000 | 2,967 |
| Deposits held in domestic offices | $185,458,000 | 2,922 |
| % insured | 89.39% | 4,162 |
| Federal funds purchased & repurchase agreements | $9,618,000 | 1,117 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $61,082,000 | 808 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,763,000 | 1,793 |
| Total equity capital | $28,823,000 | 2,363 |
| Total bank equity capital | $28,823,000 | 2,361 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $7,839,000 | 3,171 |
| Undivided profits | $18,984,000 | 1,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,084,000 | 3,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,709,000 | 2,134 |
| Earning assets | $252,352,000 | 2,455 |
| Long-term assets (5+ years) | $96,630,000 | 1,399 |
| Average Assets, year-to-date | $293,073,500 | 2,279 |
| Average Assets, quarterly | $289,905,500 | 2,317 |
| Volatile liabilities | $43,221,000 | 3,087 |
| Insider loans | $241,000 | 6,138 |
| FHLB advances | $57,037,000 | 787 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $27,865,000 | 2,260 |
| Tier 1 (core) risk-based capital | $26,446,000 | 2,412 |
| Tier 2 risk-based capital | $2,659,000 | 2,075 |
| Total risk weighted assets | $212,466,000 | 2,257 |
| Total unused commitments | $27,865,000 | 2,262 |
| Derivatives | $86,000,000 | 215 |
| 2009-06-30 | Rank | |
| # of Employees: | 96 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $292,067,000 | 2,324 |
| Cash and due from depository institutions | $6,328,000 | 1,702 |
| Interest-bearing balances | $29,000 | 6,842 |
| Securities | $85,211,000 | 1,462 |
| Federal funds sold & reverse repurchase agreements | $2,705,000 | 2,836 |
| Net loans & leases | $168,094,000 | 2,697 |
| Loan loss allowance | $2,385,000 | 2,676 |
| Trading account assets | $136,000 | 220 |
| Bank premises and fixed assets | $10,458,000 | 1,235 |
| Other real estate owned | $5,708,000 | 1,702 |
| Goodwill and other intangibles | $45,000 | 2,920 |
| All other assets | $13,382,000 | 1,522 |
| Life insurance assets | $6,260,000 | 1,049 |
| Total liabilities and capital | $292,067,000 | 2,324 |
| Total liabilities | $264,384,000 | 2,316 |
| Total deposits | $190,197,000 | 2,847 |
| Interest-bearing deposits | $158,366,000 | 2,935 |
| Deposits held in domestic offices | $190,197,000 | 2,845 |
| % insured | 80.78% | 3,499 |
| Federal funds purchased & repurchase agreements | $13,061,000 | 953 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $58,244,000 | 895 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,882,000 | 1,791 |
| Total equity capital | $27,683,000 | 2,440 |
| Total bank equity capital | $27,683,000 | 2,437 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $7,839,000 | 3,177 |
| Undivided profits | $17,844,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,759,000 | 2,006 |
| Earning assets | $256,175,000 | 2,405 |
| Long-term assets (5+ years) | $94,329,000 | 1,426 |
| Average Assets, year-to-date | $294,850,000 | 2,289 |
| Average Assets, quarterly | $295,415,500 | 2,302 |
| Volatile liabilities | $47,951,000 | 2,866 |
| Insider loans | $577,000 | 5,206 |
| FHLB advances | $58,244,000 | 806 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,497,000 | 2,284 |
| Tier 1 (core) risk-based capital | $26,604,000 | 2,417 |
| Tier 2 risk-based capital | $2,385,000 | 2,291 |
| Total risk weighted assets | $217,972,000 | 2,243 |
| Total unused commitments | $28,497,000 | 2,288 |
| Derivatives | $76,000,000 | 241 |
| 2009-03-31 | Rank | |
| # of Employees: | 92 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $298,764,000 | 2,298 |
| Cash and due from depository institutions | $5,273,000 | 1,793 |
| Interest-bearing balances | $1,442,000 | 4,050 |
| Securities | $97,494,000 | 1,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $167,612,000 | 2,718 |
| Loan loss allowance | $1,958,000 | 3,024 |
| Trading account assets | $137,000 | 216 |
| Bank premises and fixed assets | $10,561,000 | 1,232 |
| Other real estate owned | $5,777,000 | 1,793 |
| Goodwill and other intangibles | $55,000 | 2,896 |
| All other assets | $11,855,000 | 1,651 |
| Life insurance assets | $5,263,000 | 1,224 |
| Total liabilities and capital | $298,764,000 | 2,298 |
| Total liabilities | $270,948,000 | 2,275 |
| Total deposits | $196,565,000 | 2,746 |
| Interest-bearing deposits | $165,854,000 | 2,813 |
| Deposits held in domestic offices | $196,565,000 | 2,744 |
| % insured | 82.16% | 3,151 |
| Federal funds purchased & repurchase agreements | $7,078,000 | 1,317 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $64,714,000 | 850 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,591,000 | 1,909 |
| Total equity capital | $27,816,000 | 2,451 |
| Total bank equity capital | $27,816,000 | 2,450 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $7,839,000 | 3,168 |
| Undivided profits | $17,977,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,799,000 | 3,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,690,000 | 2,112 |
| Earning assets | $266,685,000 | 2,327 |
| Long-term assets (5+ years) | $84,344,000 | 1,528 |
| Average Assets, year-to-date | $296,241,500 | 2,294 |
| Average Assets, quarterly | $296,241,500 | 2,294 |
| Volatile liabilities | $43,190,000 | 3,081 |
| Insider loans | $550,000 | 5,310 |
| FHLB advances | $60,829,000 | 797 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,489,000 | 2,314 |
| Tier 1 (core) risk-based capital | $26,348,000 | 2,455 |
| Tier 2 risk-based capital | $1,958,000 | 2,678 |
| Total risk weighted assets | $214,150,000 | 2,281 |
| Total unused commitments | $29,489,000 | 2,316 |
| Derivatives | $18,000,000 | 513 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $293,719,000 | 2,310 |
| Cash and due from depository institutions | $4,884,000 | 1,794 |
| Interest-bearing balances | $13,000 | 6,732 |
| Securities | $91,634,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $168,962,000 | 2,710 |
| Loan loss allowance | $1,696,000 | 3,293 |
| Trading account assets | $136,000 | 220 |
| Bank premises and fixed assets | $10,660,000 | 1,216 |
| Other real estate owned | $5,601,000 | 1,794 |
| Goodwill and other intangibles | $64,000 | 2,870 |
| All other assets | $11,778,000 | 1,675 |
| Life insurance assets | $5,211,000 | 1,230 |
| Total liabilities and capital | $293,719,000 | 2,310 |
| Total liabilities | $267,785,000 | 2,280 |
| Total deposits | $194,646,000 | 2,714 |
| Interest-bearing deposits | $165,866,000 | 2,752 |
| Deposits held in domestic offices | $194,646,000 | 2,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,613,000 | 1,403 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $62,953,000 | 953 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,573,000 | 1,894 |
| Total equity capital | $25,934,000 | 2,564 |
| Total bank equity capital | $25,934,000 | 2,564 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $7,839,000 | 3,149 |
| Undivided profits | $16,095,000 | 2,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,398,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,850,000 | 2,027 |
| Earning assets | $260,745,000 | 2,363 |
| Long-term assets (5+ years) | $81,180,000 | 1,564 |
| Average Assets, year-to-date | $284,683,200 | 2,288 |
| Average Assets, quarterly | $287,086,500 | 2,328 |
| Volatile liabilities | $48,971,000 | 2,786 |
| Insider loans | $558,000 | 5,356 |
| FHLB advances | $62,953,000 | 861 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $30,053,000 | 2,353 |
| Tier 1 (core) risk-based capital | $25,646,000 | 2,475 |
| Tier 2 risk-based capital | $1,696,000 | 2,966 |
| Total risk weighted assets | $212,349,000 | 2,303 |
| Total unused commitments | $30,053,000 | 2,354 |
| Derivatives | $15,000,000 | 472 |
| 2008-09-30 | Rank | |
| # of Employees: | 95 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $280,454,000 | 2,383 |
| Cash and due from depository institutions | $5,194,000 | 1,775 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $89,136,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $157,223,000 | 2,862 |
| Loan loss allowance | $1,846,000 | 2,893 |
| Trading account assets | $626,000 | 207 |
| Bank premises and fixed assets | $10,739,000 | 1,193 |
| Other real estate owned | $5,620,000 | 1,775 |
| Goodwill and other intangibles | $74,000 | 2,882 |
| All other assets | $11,842,000 | 1,644 |
| Life insurance assets | $5,159,000 | 1,228 |
| Total liabilities and capital | $280,454,000 | 2,383 |
| Total liabilities | $255,507,000 | 2,347 |
| Total deposits | $183,651,000 | 2,838 |
| Interest-bearing deposits | $153,290,000 | 2,909 |
| Deposits held in domestic offices | $183,651,000 | 2,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,670,000 | 1,238 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $58,384,000 | 1,041 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,802,000 | 1,782 |
| Total equity capital | $24,947,000 | 2,673 |
| Total bank equity capital | $24,947,000 | 2,673 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $7,839,000 | 3,142 |
| Undivided profits | $15,108,000 | 2,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,570,000 | 1,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,784,000 | 2,236 |
| Earning assets | $246,985,000 | 2,453 |
| Long-term assets (5+ years) | $96,300,000 | 1,315 |
| Average Assets, year-to-date | $282,424,250 | 2,320 |
| Average Assets, quarterly | $281,803,500 | 2,353 |
| Volatile liabilities | $47,593,000 | 2,776 |
| Insider loans | $408,000 | 5,779 |
| FHLB advances | $58,384,000 | 966 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $33,509,000 | 2,266 |
| Tier 1 (core) risk-based capital | $26,520,000 | 2,460 |
| Tier 2 risk-based capital | $1,846,000 | 2,695 |
| Total risk weighted assets | $203,310,000 | 2,389 |
| Total unused commitments | $33,509,000 | 2,268 |
| Derivatives | $15,000,000 | 404 |
| 2008-06-30 | Rank | |
| # of Employees: | 90 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $283,153,000 | 2,343 |
| Cash and due from depository institutions | $6,156,000 | 1,902 |
| Interest-bearing balances | $12,000 | 6,353 |
| Securities | $83,804,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $164,393,000 | 2,740 |
| Loan loss allowance | $1,806,000 | 2,873 |
| Trading account assets | $888,000 | 219 |
| Bank premises and fixed assets | $10,742,000 | 1,177 |
| Other real estate owned | $5,009,000 | 1,902 |
| Goodwill and other intangibles | $88,000 | 2,877 |
| All other assets | $12,073,000 | 1,579 |
| Life insurance assets | $5,107,000 | 1,232 |
| Total liabilities and capital | $283,153,000 | 2,343 |
| Total liabilities | $259,001,000 | 2,312 |
| Total deposits | $191,170,000 | 2,733 |
| Interest-bearing deposits | $161,202,000 | 2,794 |
| Deposits held in domestic offices | $191,170,000 | 2,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,397,000 | 1,529 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $57,666,000 | 1,025 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,768,000 | 1,816 |
| Total equity capital | $24,152,000 | 2,772 |
| Total bank equity capital | $24,152,000 | 2,772 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $7,839,000 | 3,125 |
| Undivided profits | $14,313,000 | 2,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,614,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 997 |
| Income earned, not collected on loans | $1,904,000 | 2,016 |
| Earning assets | $249,097,000 | 2,432 |
| Long-term assets (5+ years) | $96,410,000 | 1,308 |
| Average Assets, year-to-date | $283,081,000 | 2,320 |
| Average Assets, quarterly | $282,602,500 | 2,335 |
| Volatile liabilities | $49,768,000 | 2,667 |
| Insider loans | $279,000 | 6,190 |
| FHLB advances | $57,666,000 | 960 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,162,000 | 2,922 |
| Tier 1 (core) risk-based capital | $26,132,000 | 2,486 |
| Tier 2 risk-based capital | $1,806,000 | 2,699 |
| Total risk weighted assets | $210,117,000 | 2,321 |
| Total unused commitments | $24,162,000 | 2,923 |
| Derivatives | $25,125,000 | 325 |
| 2008-03-31 | Rank | |
| # of Employees: | 90 | 1,895 |
| Assets and Liabilities | ||
| Total Assets: | $282,052,000 | 2,355 |
| Cash and due from depository institutions | $5,670,000 | 1,895 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $79,824,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $168,520,000 | 2,633 |
| Loan loss allowance | $1,698,000 | 2,930 |
| Trading account assets | $893,000 | 217 |
| Bank premises and fixed assets | $10,859,000 | 1,154 |
| Other real estate owned | $4,559,000 | 1,895 |
| Goodwill and other intangibles | $108,000 | 2,819 |
| All other assets | $11,619,000 | 1,575 |
| Life insurance assets | $5,038,000 | 1,242 |
| Total liabilities and capital | $282,052,000 | 2,355 |
| Total liabilities | $255,335,000 | 2,332 |
| Total deposits | $191,314,000 | 2,718 |
| Interest-bearing deposits | $161,681,000 | 2,773 |
| Deposits held in domestic offices | $191,314,000 | 2,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,441,000 | 1,517 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $54,751,000 | 1,018 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,829,000 | 1,903 |
| Total equity capital | $26,717,000 | 2,606 |
| Total bank equity capital | $26,717,000 | 2,606 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $7,839,000 | 3,101 |
| Undivided profits | $16,878,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,382,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 988 |
| Income earned, not collected on loans | $1,761,000 | 2,232 |
| Earning assets | $249,237,000 | 2,430 |
| Long-term assets (5+ years) | $87,601,000 | 1,373 |
| Average Assets, year-to-date | $283,045,000 | 2,323 |
| Average Assets, quarterly | $283,045,000 | 2,323 |
| Volatile liabilities | $48,044,000 | 2,714 |
| Insider loans | $351,000 | 5,938 |
| FHLB advances | $54,751,000 | 946 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $28,387,000 | 2,703 |
| Tier 1 (core) risk-based capital | $25,641,000 | 2,529 |
| Tier 2 risk-based capital | $1,698,000 | 2,789 |
| Total risk weighted assets | $211,061,000 | 2,289 |
| Total unused commitments | $28,387,000 | 2,706 |
| Derivatives | $20,225,000 | 386 |
| 2007-12-31 | Rank | |
| # of Employees: | 85 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $284,038,000 | 2,315 |
| Cash and due from depository institutions | $7,117,000 | 2,041 |
| Interest-bearing balances | $21,000 | 5,955 |
| Securities | $69,835,000 | 1,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $178,645,000 | 2,484 |
| Loan loss allowance | $2,049,000 | 2,506 |
| Trading account assets | $891,000 | 206 |
| Bank premises and fixed assets | $10,861,000 | 1,168 |
| Other real estate owned | $4,559,000 | 2,041 |
| Goodwill and other intangibles | $135,000 | 2,756 |
| All other assets | $11,995,000 | 1,546 |
| Life insurance assets | $4,930,000 | 1,247 |
| Total liabilities and capital | $284,038,000 | 2,315 |
| Total liabilities | $258,477,000 | 2,284 |
| Total deposits | $192,656,000 | 2,664 |
| Interest-bearing deposits | $161,555,000 | 2,720 |
| Deposits held in domestic offices | $192,656,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,030,000 | 1,250 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $52,460,000 | 979 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,331,000 | 2,185 |
| Total equity capital | $25,561,000 | 2,665 |
| Total bank equity capital | $25,561,000 | 2,665 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $7,839,000 | 3,070 |
| Undivided profits | $15,722,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,144,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,132,000 | 1,985 |
| Earning assets | $249,392,000 | 2,389 |
| Long-term assets (5+ years) | $67,885,000 | 1,577 |
| Average Assets, year-to-date | $266,716,200 | 2,354 |
| Average Assets, quarterly | $277,799,500 | 2,332 |
| Volatile liabilities | $42,888,000 | 2,934 |
| Insider loans | $347,000 | 5,997 |
| FHLB advances | $52,460,000 | 905 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,031,000 | 3,183 |
| Tier 1 (core) risk-based capital | $25,588,000 | 2,527 |
| Tier 2 risk-based capital | $2,049,000 | 2,355 |
| Total risk weighted assets | $218,804,000 | 2,198 |
| Total unused commitments | $22,031,000 | 3,184 |
| Derivatives | $10,600,000 | 452 |
| 2007-09-30 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $271,561,000 | 2,360 |
| Cash and due from depository institutions | $3,922,000 | 1,884 |
| Interest-bearing balances | $23,000 | 5,836 |
| Securities | $58,646,000 | 1,968 |
| Federal funds sold & reverse repurchase agreements | $1,747,000 | 4,347 |
| Net loans & leases | $175,861,000 | 2,494 |
| Loan loss allowance | $1,917,000 | 2,609 |
| Trading account assets | $3,834,000 | 165 |
| Bank premises and fixed assets | $10,957,000 | 1,137 |
| Other real estate owned | $4,640,000 | 1,884 |
| Goodwill and other intangibles | $162,000 | 2,690 |
| All other assets | $11,792,000 | 1,546 |
| Life insurance assets | $4,896,000 | 1,208 |
| Total liabilities and capital | $271,561,000 | 2,360 |
| Total liabilities | $247,004,000 | 2,335 |
| Total deposits | $187,266,000 | 2,708 |
| Interest-bearing deposits | $159,091,000 | 2,743 |
| Deposits held in domestic offices | $187,266,000 | 2,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,447,000 | 1,366 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $48,714,000 | 960 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,577,000 | 2,020 |
| Total equity capital | $24,557,000 | 2,726 |
| Total bank equity capital | $24,557,000 | 2,726 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $7,839,000 | 3,019 |
| Undivided profits | $14,718,000 | 2,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,430,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,782,000 | 2,577 |
| Earning assets | $240,111,000 | 2,447 |
| Long-term assets (5+ years) | $70,427,000 | 1,493 |
| Average Assets, year-to-date | $262,385,750 | 2,385 |
| Average Assets, quarterly | $266,138,500 | 2,377 |
| Volatile liabilities | $35,428,000 | 3,349 |
| Insider loans | $367,000 | 5,918 |
| FHLB advances | $48,714,000 | 889 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $14,800,000 | 4,000 |
| Tier 1 (core) risk-based capital | $25,319,000 | 2,557 |
| Tier 2 risk-based capital | $1,917,000 | 2,481 |
| Total risk weighted assets | $211,707,000 | 2,230 |
| Total unused commitments | $14,800,000 | 4,000 |
| Derivatives | $10,397,000 | 452 |
| 2007-06-30 | Rank | |
| # of Employees: | 90 | 1,941 |
| Assets and Liabilities | ||
| Total Assets: | $260,716,000 | 2,452 |
| Cash and due from depository institutions | $8,131,000 | 1,941 |
| Interest-bearing balances | $23,000 | 5,898 |
| Securities | $50,358,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $171,710,000 | 2,536 |
| Loan loss allowance | $1,739,000 | 2,812 |
| Trading account assets | $3,968,000 | 167 |
| Bank premises and fixed assets | $10,981,000 | 1,125 |
| Other real estate owned | $3,755,000 | 1,941 |
| Goodwill and other intangibles | $37,000 | 3,115 |
| All other assets | $11,776,000 | 1,546 |
| Life insurance assets | $4,862,000 | 1,206 |
| Total liabilities and capital | $260,716,000 | 2,452 |
| Total liabilities | $238,710,000 | 2,407 |
| Total deposits | $182,629,000 | 2,805 |
| Interest-bearing deposits | $152,496,000 | 2,868 |
| Deposits held in domestic offices | $182,629,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,997,000 | 1,264 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $44,874,000 | 964 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,210,000 | 2,162 |
| Total equity capital | $22,006,000 | 2,977 |
| Total bank equity capital | $22,006,000 | 2,977 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $6,906,000 | 3,286 |
| Undivided profits | $13,100,000 | 2,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,112,000 | 668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,866,000 | 2,269 |
| Earning assets | $226,059,000 | 2,577 |
| Long-term assets (5+ years) | $59,460,000 | 1,671 |
| Average Assets, year-to-date | $259,327,330 | 2,445 |
| Average Assets, quarterly | $260,274,500 | 2,451 |
| Volatile liabilities | $35,978,000 | 3,280 |
| Insider loans | $368,000 | 5,930 |
| FHLB advances | $44,874,000 | 889 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,953,000 | 3,132 |
| Tier 1 (core) risk-based capital | $23,799,000 | 2,691 |
| Tier 2 risk-based capital | $1,739,000 | 2,688 |
| Total risk weighted assets | $206,033,000 | 2,279 |
| Total unused commitments | $22,953,000 | 3,133 |
| Derivatives | $10,271,000 | 504 |
| 2007-03-31 | Rank | |
| # of Employees: | 88 | 1,991 |
| Assets and Liabilities | ||
| Total Assets: | $259,833,000 | 2,480 |
| Cash and due from depository institutions | $4,090,000 | 1,991 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $51,662,000 | 2,241 |
| Federal funds sold & reverse repurchase agreements | $3,866,000 | 3,896 |
| Net loans & leases | $173,094,000 | 2,491 |
| Loan loss allowance | $2,057,000 | 2,432 |
| Trading account assets | $4,448,000 | 200 |
| Bank premises and fixed assets | $11,140,000 | 1,078 |
| Other real estate owned | $356,000 | 1,991 |
| Goodwill and other intangibles | $49,000 | 3,071 |
| All other assets | $11,128,000 | 1,565 |
| Life insurance assets | $4,828,000 | 1,194 |
| Total liabilities and capital | $259,833,000 | 2,480 |
| Total liabilities | $236,737,000 | 2,441 |
| Total deposits | $181,672,000 | 2,810 |
| Interest-bearing deposits | $152,227,000 | 2,856 |
| Deposits held in domestic offices | $181,672,000 | 2,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,301,000 | 1,253 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $44,929,000 | 922 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,835,000 | 2,580 |
| Total equity capital | $23,096,000 | 2,873 |
| Total bank equity capital | $23,096,000 | 2,873 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $6,906,000 | 3,238 |
| Undivided profits | $14,190,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,484,000 | 443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,544,000 | 2,625 |
| Earning assets | $233,070,000 | 2,532 |
| Long-term assets (5+ years) | $60,443,000 | 1,628 |
| Average Assets, year-to-date | $258,633,000 | 2,477 |
| Average Assets, quarterly | $258,633,000 | 2,477 |
| Volatile liabilities | $34,104,000 | 3,329 |
| Insider loans | $302,000 | 6,146 |
| FHLB advances | $44,929,000 | 851 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $28,491,000 | 2,736 |
| Tier 1 (core) risk-based capital | $23,500,000 | 2,707 |
| Tier 2 risk-based capital | $2,057,000 | 2,327 |
| Total risk weighted assets | $202,563,000 | 2,288 |
| Total unused commitments | $28,491,000 | 2,737 |
| Derivatives | $10,385,000 | 487 |
| 2006-12-31 | Rank | |
| # of Employees: | 88 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $257,433,000 | 2,487 |
| Cash and due from depository institutions | $6,922,000 | 1,971 |
| Interest-bearing balances | $243,000 | 3,830 |
| Securities | $52,246,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $170,423,000 | 2,502 |
| Loan loss allowance | $2,042,000 | 2,421 |
| Trading account assets | $4,595,000 | 96 |
| Bank premises and fixed assets | $11,245,000 | 1,038 |
| Other real estate owned | $357,000 | 1,971 |
| Goodwill and other intangibles | $60,000 | 3,029 |
| All other assets | $11,585,000 | 1,526 |
| Life insurance assets | $4,794,000 | 1,181 |
| Total liabilities and capital | $257,433,000 | 2,487 |
| Total liabilities | $234,781,000 | 2,452 |
| Total deposits | $175,199,000 | 2,882 |
| Interest-bearing deposits | $145,557,000 | 2,914 |
| Deposits held in domestic offices | $175,199,000 | 2,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,239,000 | 1,244 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,389,000 | 912 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,954,000 | 2,424 |
| Total equity capital | $22,652,000 | 2,875 |
| Total bank equity capital | $22,652,000 | 2,875 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $6,906,000 | 3,200 |
| Undivided profits | $13,746,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,242,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,845,000 | 2,269 |
| Earning assets | $227,507,000 | 2,560 |
| Long-term assets (5+ years) | $62,658,000 | 1,591 |
| Average Assets, year-to-date | $259,020,800 | 2,394 |
| Average Assets, quarterly | $255,942,500 | 2,490 |
| Volatile liabilities | $30,306,000 | 3,712 |
| Insider loans | $227,000 | 6,472 |
| FHLB advances | $48,389,000 | 836 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $26,904,000 | 2,792 |
| Tier 1 (core) risk-based capital | $23,164,000 | 2,694 |
| Tier 2 risk-based capital | $2,042,000 | 2,321 |
| Total risk weighted assets | $201,321,000 | 2,282 |
| Total unused commitments | $26,904,000 | 2,793 |
| Derivatives | $11,569,000 | 469 |
| 2006-09-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $254,452,000 | 2,497 |
| Cash and due from depository institutions | $6,115,000 | 2,022 |
| Interest-bearing balances | $498,000 | 3,104 |
| Securities | $47,746,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $4,793,000 | 2,512 |
| Net loans & leases | $167,828,000 | 2,540 |
| Loan loss allowance | $1,910,000 | 2,569 |
| Trading account assets | $4,758,000 | 95 |
| Bank premises and fixed assets | $11,217,000 | 1,030 |
| Other real estate owned | $334,000 | 2,022 |
| Goodwill and other intangibles | $75,000 | 2,979 |
| All other assets | $11,586,000 | 1,530 |
| Life insurance assets | $4,750,000 | 1,159 |
| Total liabilities and capital | $254,452,000 | 2,497 |
| Total liabilities | $234,094,000 | 2,439 |
| Total deposits | $176,741,000 | 2,816 |
| Interest-bearing deposits | $146,836,000 | 2,864 |
| Deposits held in domestic offices | $176,741,000 | 2,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,741,000 | 1,459 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $48,444,000 | 955 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,168,000 | 2,197 |
| Total equity capital | $20,358,000 | 3,113 |
| Total bank equity capital | $20,358,000 | 3,113 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $5,406,000 | 3,684 |
| Undivided profits | $12,952,000 | 2,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,006,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,814,000 | 2,331 |
| Earning assets | $225,623,000 | 2,572 |
| Long-term assets (5+ years) | $57,839,000 | 1,664 |
| Average Assets, year-to-date | $259,417,750 | 2,407 |
| Average Assets, quarterly | $258,536,500 | 2,450 |
| Volatile liabilities | $29,349,000 | 3,793 |
| Insider loans | $292,000 | 6,220 |
| FHLB advances | $48,444,000 | 871 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $27,322,000 | 2,796 |
| Tier 1 (core) risk-based capital | $21,197,000 | 2,886 |
| Tier 2 risk-based capital | $1,910,000 | 2,453 |
| Total risk weighted assets | $199,837,000 | 2,285 |
| Total unused commitments | $27,322,000 | 2,797 |
| Derivatives | $12,810,000 | 475 |
| 2006-06-30 | Rank | |
| # of Employees: | 88 | 1,997 |
| Assets and Liabilities | ||
| Total Assets: | $262,621,000 | 2,421 |
| Cash and due from depository institutions | $7,767,000 | 1,997 |
| Interest-bearing balances | $556,000 | 2,995 |
| Securities | $46,986,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,367 |
| Net loans & leases | $168,294,000 | 2,517 |
| Loan loss allowance | $1,784,000 | 2,707 |
| Trading account assets | $5,346,000 | 97 |
| Bank premises and fixed assets | $11,290,000 | 1,006 |
| Other real estate owned | $336,000 | 1,997 |
| Goodwill and other intangibles | $97,000 | 2,898 |
| All other assets | $13,205,000 | 1,351 |
| Life insurance assets | $4,692,000 | 1,146 |
| Total liabilities and capital | $262,621,000 | 2,421 |
| Total liabilities | $243,874,000 | 2,342 |
| Total deposits | $180,998,000 | 2,743 |
| Interest-bearing deposits | $151,240,000 | 2,784 |
| Deposits held in domestic offices | $180,998,000 | 2,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,710,000 | 1,498 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $54,154,000 | 881 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,012,000 | 2,148 |
| Total equity capital | $18,747,000 | 3,232 |
| Total bank equity capital | $18,747,000 | 3,232 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $5,406,000 | 3,636 |
| Undivided profits | $11,341,000 | 2,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,631,000 | 2,299 |
| Earning assets | $230,482,000 | 2,496 |
| Long-term assets (5+ years) | $52,220,000 | 1,764 |
| Average Assets, year-to-date | $261,073,000 | 2,391 |
| Average Assets, quarterly | $260,773,000 | 2,413 |
| Volatile liabilities | $37,589,000 | 3,152 |
| Insider loans | $403,000 | 5,845 |
| FHLB advances | $54,154,000 | 806 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,164,000 | 2,774 |
| Tier 1 (core) risk-based capital | $20,858,000 | 2,876 |
| Tier 2 risk-based capital | $1,783,000 | 2,573 |
| Total risk weighted assets | $200,918,000 | 2,262 |
| Total unused commitments | $27,164,000 | 2,776 |
| Derivatives | $12,960,000 | 463 |
| 2006-03-31 | Rank | |
| # of Employees: | 89 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $258,925,000 | 2,418 |
| Cash and due from depository institutions | $4,915,000 | 1,957 |
| Interest-bearing balances | $593,000 | 3,064 |
| Securities | $50,058,000 | 2,365 |
| Federal funds sold & reverse repurchase agreements | $7,413,000 | 1,976 |
| Net loans & leases | $165,692,000 | 2,507 |
| Loan loss allowance | $1,669,000 | 2,816 |
| Trading account assets | $6,006,000 | 96 |
| Bank premises and fixed assets | $11,418,000 | 950 |
| Other real estate owned | $540,000 | 1,957 |
| Goodwill and other intangibles | $119,000 | 2,815 |
| All other assets | $12,764,000 | 1,354 |
| Life insurance assets | $4,615,000 | 1,135 |
| Total liabilities and capital | $258,925,000 | 2,418 |
| Total liabilities | $239,370,000 | 2,368 |
| Total deposits | $169,466,000 | 2,896 |
| Interest-bearing deposits | $138,261,000 | 2,979 |
| Deposits held in domestic offices | $169,466,000 | 2,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,373 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,209,000 | 765 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,695,000 | 2,452 |
| Total equity capital | $19,555,000 | 3,077 |
| Total bank equity capital | $19,555,000 | 3,077 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $5,406,000 | 3,572 |
| Undivided profits | $12,149,000 | 2,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 1,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,382,000 | 2,554 |
| Earning assets | $229,762,000 | 2,486 |
| Long-term assets (5+ years) | $51,401,000 | 1,744 |
| Average Assets, year-to-date | $260,299,000 | 2,400 |
| Average Assets, quarterly | $260,299,000 | 2,400 |
| Volatile liabilities | $32,005,000 | 3,387 |
| Insider loans | $437,000 | 5,693 |
| FHLB advances | $61,209,000 | 695 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,208,000 | 2,679 |
| Tier 1 (core) risk-based capital | $20,605,000 | 2,869 |
| Tier 2 risk-based capital | $1,669,000 | 2,677 |
| Total risk weighted assets | $199,742,000 | 2,230 |
| Total unused commitments | $28,208,000 | 2,682 |
| Derivatives | $13,191,000 | 442 |
| 2005-12-31 | Rank | |
| # of Employees: | 88 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $261,673,000 | 2,388 |
| Cash and due from depository institutions | $5,863,000 | 1,964 |
| Interest-bearing balances | $624,000 | 3,099 |
| Securities | $51,917,000 | 2,285 |
| Federal funds sold & reverse repurchase agreements | $8,447,000 | 1,595 |
| Net loans & leases | $164,754,000 | 2,480 |
| Loan loss allowance | $1,544,000 | 2,952 |
| Trading account assets | $7,383,000 | 89 |
| Bank premises and fixed assets | $11,305,000 | 949 |
| Other real estate owned | $381,000 | 1,964 |
| Goodwill and other intangibles | $142,000 | 2,751 |
| All other assets | $11,481,000 | 1,482 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $261,673,000 | 2,388 |
| Total liabilities | $242,352,000 | 2,322 |
| Total deposits | $170,373,000 | 2,869 |
| Interest-bearing deposits | $137,931,000 | 2,938 |
| Deposits held in domestic offices | $170,373,000 | 2,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,546,000 | 1,264 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $61,569,000 | 775 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,864,000 | 2,249 |
| Total equity capital | $19,321,000 | 3,086 |
| Total bank equity capital | $19,321,000 | 3,086 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $5,406,000 | 3,530 |
| Undivided profits | $11,915,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,163,000 | 2,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,587,000 | 2,244 |
| Earning assets | $233,125,000 | 2,440 |
| Long-term assets (5+ years) | $52,375,000 | 1,718 |
| Average Assets, year-to-date | $251,961,800 | 2,358 |
| Average Assets, quarterly | $257,641,000 | 2,395 |
| Volatile liabilities | $51,721,000 | 2,386 |
| Insider loans | $447,000 | 5,627 |
| FHLB advances | $61,569,000 | 700 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,910,000 | 2,600 |
| Tier 1 (core) risk-based capital | $19,975,000 | 2,920 |
| Tier 2 risk-based capital | $1,544,000 | 2,814 |
| Total risk weighted assets | $196,678,000 | 2,218 |
| Total unused commitments | $28,910,000 | 2,600 |
| Derivatives | $13,107,000 | 411 |
| 2005-09-30 | Rank | |
| # of Employees: | 89 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $253,609,000 | 2,411 |
| Cash and due from depository institutions | $5,380,000 | 1,947 |
| Interest-bearing balances | $551,000 | 3,318 |
| Securities | $55,966,000 | 2,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $161,488,000 | 2,497 |
| Loan loss allowance | $1,485,000 | 3,039 |
| Trading account assets | $7,966,000 | 83 |
| Bank premises and fixed assets | $10,543,000 | 1,008 |
| Other real estate owned | $1,563,000 | 1,947 |
| Goodwill and other intangibles | $172,000 | 2,647 |
| All other assets | $10,531,000 | 1,551 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $253,609,000 | 2,411 |
| Total liabilities | $233,804,000 | 2,360 |
| Total deposits | $163,129,000 | 2,924 |
| Interest-bearing deposits | $133,873,000 | 2,949 |
| Deposits held in domestic offices | $163,129,000 | 2,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,389,000 | 1,343 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $61,624,000 | 763 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,662,000 | 2,401 |
| Total equity capital | $19,805,000 | 3,000 |
| Total bank equity capital | $19,805,000 | 3,000 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $5,406,000 | 3,471 |
| Undivided profits | $12,399,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $931,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,470,000 | 2,355 |
| Earning assets | $225,971,000 | 2,466 |
| Long-term assets (5+ years) | $54,770,000 | 1,649 |
| Average Assets, year-to-date | $249,534,000 | 2,368 |
| Average Assets, quarterly | $252,884,500 | 2,391 |
| Volatile liabilities | $48,689,000 | 2,446 |
| Insider loans | $432,000 | 5,674 |
| FHLB advances | $61,624,000 | 694 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,350,000 | 2,448 |
| Tier 1 (core) risk-based capital | $19,584,000 | 2,934 |
| Tier 2 risk-based capital | $1,485,000 | 2,859 |
| Total risk weighted assets | $192,116,000 | 2,222 |
| Total unused commitments | $31,350,000 | 2,451 |
| Derivatives | $12,875,000 | 420 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $252,160,000 | 2,373 |
| Cash and due from depository institutions | $4,603,000 | 1,940 |
| Interest-bearing balances | $555,000 | 3,299 |
| Securities | $59,108,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $748,000 | 4,653 |
| Net loans & leases | $155,491,000 | 2,518 |
| Loan loss allowance | $1,853,000 | 2,505 |
| Trading account assets | $9,445,000 | 84 |
| Bank premises and fixed assets | $10,193,000 | 1,013 |
| Other real estate owned | $1,563,000 | 1,940 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,009,000 | 1,462 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $252,160,000 | 2,373 |
| Total liabilities | $232,822,000 | 2,315 |
| Total deposits | $163,685,000 | 2,851 |
| Interest-bearing deposits | $135,207,000 | 2,888 |
| Deposits held in domestic offices | $163,685,000 | 2,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,305,000 | 1,761 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $63,384,000 | 762 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,448,000 | 2,492 |
| Total equity capital | $19,338,000 | 3,012 |
| Total bank equity capital | $19,338,000 | 3,012 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $5,406,000 | 3,425 |
| Undivided profits | $11,932,000 | 2,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,247,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,635,000 | 1,887 |
| Earning assets | $225,347,000 | 2,422 |
| Long-term assets (5+ years) | $55,169,000 | 1,656 |
| Average Assets, year-to-date | $248,175,670 | 2,352 |
| Average Assets, quarterly | $249,296,000 | 2,367 |
| Volatile liabilities | $43,895,000 | 2,509 |
| Insider loans | $435,000 | 5,665 |
| FHLB advances | $63,384,000 | 697 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,637,000 | 2,528 |
| Tier 1 (core) risk-based capital | $19,127,000 | 2,934 |
| Tier 2 risk-based capital | $1,853,000 | 2,377 |
| Total risk weighted assets | $186,150,000 | 2,233 |
| Total unused commitments | $28,637,000 | 2,529 |
| Derivatives | $23,109,000 | 324 |
| 2005-03-31 | Rank | |
| # of Employees: | 90 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $246,432,000 | 2,395 |
| Cash and due from depository institutions | $5,399,000 | 1,893 |
| Interest-bearing balances | $557,000 | 3,311 |
| Securities | $59,572,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $561,000 | 5,535 |
| Net loans & leases | $148,485,000 | 2,573 |
| Loan loss allowance | $1,816,000 | 2,520 |
| Trading account assets | $9,888,000 | 83 |
| Bank premises and fixed assets | $10,267,000 | 987 |
| Other real estate owned | $1,580,000 | 1,893 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $10,680,000 | 1,477 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $246,432,000 | 2,395 |
| Total liabilities | $227,736,000 | 2,345 |
| Total deposits | $158,645,000 | 2,917 |
| Interest-bearing deposits | $129,702,000 | 2,997 |
| Deposits held in domestic offices | $158,645,000 | 2,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,388,000 | 1,659 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $63,501,000 | 735 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,202,000 | 2,821 |
| Total equity capital | $18,696,000 | 3,019 |
| Total bank equity capital | $18,696,000 | 3,019 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $5,406,000 | 3,392 |
| Undivided profits | $11,290,000 | 2,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,166,000 | 2,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,249,000 | 2,459 |
| Earning assets | $219,063,000 | 2,471 |
| Long-term assets (5+ years) | $57,778,000 | 1,633 |
| Average Assets, year-to-date | $246,183,500 | 2,383 |
| Average Assets, quarterly | $246,183,500 | 2,383 |
| Volatile liabilities | $42,567,000 | 2,480 |
| Insider loans | $369,000 | 5,920 |
| FHLB advances | $63,501,000 | 669 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $24,033,000 | 2,765 |
| Tier 1 (core) risk-based capital | $19,289,000 | 2,859 |
| Tier 2 risk-based capital | $1,816,000 | 2,387 |
| Total risk weighted assets | $181,290,000 | 2,231 |
| Total unused commitments | $24,033,000 | 2,771 |
| Derivatives | $23,135,000 | 304 |
| 2004-12-31 | Rank | |
| # of Employees: | 89 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $245,935,000 | 2,375 |
| Cash and due from depository institutions | $4,627,000 | 1,920 |
| Interest-bearing balances | $552,000 | 3,376 |
| Securities | $63,284,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $3,909,000 | 2,702 |
| Net loans & leases | $141,175,000 | 2,664 |
| Loan loss allowance | $1,789,000 | 2,533 |
| Trading account assets | $10,393,000 | 80 |
| Bank premises and fixed assets | $10,287,000 | 967 |
| Other real estate owned | $1,580,000 | 1,920 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,680,000 | 1,447 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $245,935,000 | 2,375 |
| Total liabilities | $226,821,000 | 2,316 |
| Total deposits | $157,689,000 | 2,920 |
| Interest-bearing deposits | $132,979,000 | 2,924 |
| Deposits held in domestic offices | $157,689,000 | 2,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,019,000 | 1,975 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $64,661,000 | 741 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,452,000 | 2,427 |
| Total equity capital | $19,114,000 | 2,963 |
| Total bank equity capital | $19,114,000 | 2,963 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $5,406,000 | 3,345 |
| Undivided profits | $11,708,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,235,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,456,000 | 2,054 |
| Earning assets | $219,313,000 | 2,460 |
| Long-term assets (5+ years) | $58,269,000 | 1,675 |
| Average Assets, year-to-date | $242,764,400 | 2,303 |
| Average Assets, quarterly | $245,076,500 | 2,367 |
| Volatile liabilities | $41,124,000 | 2,483 |
| Insider loans | $386,000 | 5,882 |
| FHLB advances | $64,661,000 | 671 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,914,000 | 2,679 |
| Tier 1 (core) risk-based capital | $18,923,000 | 2,861 |
| Tier 2 risk-based capital | $1,789,000 | 2,398 |
| Total risk weighted assets | $175,372,000 | 2,276 |
| Total unused commitments | $23,914,000 | 2,681 |
| Derivatives | $20,276,000 | 303 |
| 2004-09-30 | Rank | |
| # of Employees: | 88 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $244,218,000 | 2,361 |
| Cash and due from depository institutions | $6,830,000 | 1,940 |
| Interest-bearing balances | $536,000 | 3,434 |
| Securities | $67,510,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $137,777,000 | 2,685 |
| Loan loss allowance | $1,703,000 | 2,634 |
| Trading account assets | $11,058,000 | 80 |
| Bank premises and fixed assets | $8,694,000 | 1,134 |
| Other real estate owned | $1,604,000 | 1,940 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,745,000 | 1,418 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $244,218,000 | 2,361 |
| Total liabilities | $224,982,000 | 2,309 |
| Total deposits | $153,312,000 | 2,943 |
| Interest-bearing deposits | $127,445,000 | 2,994 |
| Deposits held in domestic offices | $153,312,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,146,000 | 1,618 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $64,779,000 | 734 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,745,000 | 2,134 |
| Total equity capital | $19,236,000 | 2,929 |
| Total bank equity capital | $19,236,000 | 2,929 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $5,406,000 | 3,297 |
| Undivided profits | $11,830,000 | 2,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,282,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,223,000 | 2,550 |
| Earning assets | $216,881,000 | 2,450 |
| Long-term assets (5+ years) | $64,458,000 | 1,552 |
| Average Assets, year-to-date | $241,971,750 | 2,294 |
| Average Assets, quarterly | $243,693,000 | 2,336 |
| Volatile liabilities | $36,708,000 | 2,662 |
| Insider loans | $305,000 | 6,204 |
| FHLB advances | $64,779,000 | 663 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $27,909,000 | 2,398 |
| Tier 1 (core) risk-based capital | $18,707,000 | 2,861 |
| Tier 2 risk-based capital | $1,703,000 | 2,460 |
| Total risk weighted assets | $172,482,000 | 2,283 |
| Total unused commitments | $27,909,000 | 2,402 |
| Derivatives | $20,570,000 | 318 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $243,168,000 | 2,337 |
| Cash and due from depository institutions | $6,134,000 | 2,173 |
| Interest-bearing balances | $580,000 | 3,406 |
| Securities | $70,101,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $134,662,000 | 2,698 |
| Loan loss allowance | $1,725,000 | 2,608 |
| Trading account assets | $11,494,000 | 80 |
| Bank premises and fixed assets | $7,176,000 | 1,376 |
| Other real estate owned | $2,290,000 | 2,173 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,311,000 | 1,351 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $243,168,000 | 2,337 |
| Total liabilities | $225,894,000 | 2,273 |
| Total deposits | $146,096,000 | 3,046 |
| Interest-bearing deposits | $122,656,000 | 3,068 |
| Deposits held in domestic offices | $146,096,000 | 3,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,537,000 | 1,337 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,938,000 | 687 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,323,000 | 2,397 |
| Total equity capital | $17,274,000 | 3,122 |
| Total bank equity capital | $17,274,000 | 3,122 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $5,406,000 | 3,256 |
| Undivided profits | $9,868,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,259,000 | 2,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,389,000 | 2,080 |
| Earning assets | $216,837,000 | 2,411 |
| Long-term assets (5+ years) | $81,667,000 | 1,293 |
| Average Assets, year-to-date | $241,223,000 | 2,301 |
| Average Assets, quarterly | $241,773,500 | 2,321 |
| Volatile liabilities | $36,420,000 | 2,622 |
| Insider loans | $314,000 | 6,198 |
| FHLB advances | $70,938,000 | 612 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $28,059,000 | 2,376 |
| Tier 1 (core) risk-based capital | $18,605,000 | 2,832 |
| Tier 2 risk-based capital | $1,725,000 | 2,427 |
| Total risk weighted assets | $167,617,000 | 2,297 |
| Total unused commitments | $28,059,000 | 2,378 |
| Derivatives | $20,000,000 | 320 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $240,379,000 | 2,337 |
| Cash and due from depository institutions | $4,820,000 | 2,143 |
| Interest-bearing balances | $535,000 | 3,696 |
| Securities | $77,052,000 | 1,670 |
| Federal funds sold & reverse repurchase agreements | $584,000 | 6,081 |
| Net loans & leases | $126,890,000 | 2,772 |
| Loan loss allowance | $1,631,000 | 2,711 |
| Trading account assets | $12,444,000 | 73 |
| Bank premises and fixed assets | $6,240,000 | 1,575 |
| Other real estate owned | $1,643,000 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,706,000 | 1,328 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $240,379,000 | 2,337 |
| Total liabilities | $220,419,000 | 2,297 |
| Total deposits | $142,966,000 | 3,091 |
| Interest-bearing deposits | $119,731,000 | 3,127 |
| Deposits held in domestic offices | $142,966,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,416,000 | 1,585 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $71,056,000 | 656 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,981,000 | 1,981 |
| Total equity capital | $19,960,000 | 2,799 |
| Total bank equity capital | $19,960,000 | 2,799 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $5,406,000 | 3,220 |
| Undivided profits | $12,554,000 | 2,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 1,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,127,000 | 2,552 |
| Earning assets | $217,505,000 | 2,372 |
| Long-term assets (5+ years) | $67,857,000 | 1,495 |
| Average Assets, year-to-date | $240,250,500 | 2,324 |
| Average Assets, quarterly | $240,250,500 | 2,324 |
| Volatile liabilities | $31,944,000 | 2,805 |
| Insider loans | $289,000 | 6,289 |
| FHLB advances | $71,056,000 | 587 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,313,000 | 2,105 |
| Tier 1 (core) risk-based capital | $18,457,000 | 2,812 |
| Tier 2 risk-based capital | $1,631,000 | 2,509 |
| Total risk weighted assets | $157,933,000 | 2,365 |
| Total unused commitments | $32,313,000 | 2,110 |
| Derivatives | $20,000,000 | 332 |
| 2003-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $240,122,000 | 2,341 |
| Cash and due from depository institutions | $8,097,000 | 2,365 |
| Interest-bearing balances | $578,000 | 3,506 |
| Securities | $80,087,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $120,232,000 | 2,869 |
| Loan loss allowance | $1,530,000 | 2,841 |
| Trading account assets | $13,058,000 | 72 |
| Bank premises and fixed assets | $5,515,000 | 1,800 |
| Other real estate owned | $1,627,000 | 2,365 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $11,506,000 | 1,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,122,000 | 2,341 |
| Total liabilities | $221,053,000 | 2,289 |
| Total deposits | $149,478,000 | 2,964 |
| Interest-bearing deposits | $124,574,000 | 3,012 |
| Deposits held in domestic offices | $149,478,000 | 2,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,147,000 | 1,265 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $61,226,000 | 734 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,202,000 | 1,734 |
| Total equity capital | $19,069,000 | 2,832 |
| Total bank equity capital | $19,069,000 | 2,832 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $5,406,000 | 3,189 |
| Undivided profits | $11,663,000 | 2,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,634,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,630,000 | 1,776 |
| Earning assets | $213,955,000 | 2,399 |
| Long-term assets (5+ years) | $75,108,000 | 1,382 |
| Average Assets, year-to-date | $233,456,400 | 2,318 |
| Average Assets, quarterly | $235,708,000 | 2,365 |
| Volatile liabilities | $41,724,000 | 2,275 |
| Insider loans | $562,000 | 5,222 |
| FHLB advances | $61,226,000 | 653 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,853,000 | 3,190 |
| Tier 1 (core) risk-based capital | $18,175,000 | 2,819 |
| Tier 2 risk-based capital | $1,530,000 | 2,622 |
| Total risk weighted assets | $148,696,000 | 2,485 |
| Total unused commitments | $16,853,000 | 3,191 |
| Derivatives | $20,000,000 | 315 |
| 2003-09-30 | Rank | |
| # of Employees: | 73 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $231,294,000 | 2,429 |
| Cash and due from depository institutions | $5,107,000 | 2,370 |
| Interest-bearing balances | $606,000 | 3,584 |
| Securities | $81,130,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $112,811,000 | 3,005 |
| Loan loss allowance | $1,781,000 | 2,491 |
| Trading account assets | $14,319,000 | 71 |
| Bank premises and fixed assets | $5,469,000 | 1,801 |
| Other real estate owned | $1,661,000 | 2,370 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,797,000 | 1,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,294,000 | 2,429 |
| Total liabilities | $212,535,000 | 2,381 |
| Total deposits | $137,958,000 | 3,182 |
| Interest-bearing deposits | $114,630,000 | 3,228 |
| Deposits held in domestic offices | $137,958,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,540,000 | 1,017 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $61,348,000 | 718 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,689,000 | 2,213 |
| Total equity capital | $18,759,000 | 2,876 |
| Total bank equity capital | $18,759,000 | 2,876 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $5,406,000 | 3,133 |
| Undivided profits | $11,353,000 | 2,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,156 |
| Income earned, not collected on loans | $1,380,000 | 2,291 |
| Earning assets | $208,866,000 | 2,464 |
| Long-term assets (5+ years) | $74,950,000 | 1,397 |
| Average Assets, year-to-date | $231,790,000 | 2,347 |
| Average Assets, quarterly | $232,596,000 | 2,400 |
| Volatile liabilities | $30,619,000 | 2,849 |
| Insider loans | $552,000 | 5,279 |
| FHLB advances | $61,348,000 | 645 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,676,000 | 3,592 |
| Tier 1 (core) risk-based capital | $17,771,000 | 2,872 |
| Tier 2 risk-based capital | $1,736,000 | 2,336 |
| Total risk weighted assets | $138,878,000 | 2,626 |
| Total unused commitments | $13,676,000 | 3,597 |
| Derivatives | $20,000,000 | 319 |
| 2003-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $233,898,000 | 2,371 |
| Cash and due from depository institutions | $6,529,000 | 2,286 |
| Interest-bearing balances | $848,000 | 3,391 |
| Securities | $81,014,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $113,631,000 | 2,951 |
| Loan loss allowance | $1,755,000 | 2,474 |
| Trading account assets | $17,012,000 | 72 |
| Bank premises and fixed assets | $3,211,000 | 2,899 |
| Other real estate owned | $1,691,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $10,810,000 | 1,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,898,000 | 2,371 |
| Total liabilities | $213,992,000 | 2,337 |
| Total deposits | $144,440,000 | 3,050 |
| Interest-bearing deposits | $121,708,000 | 3,062 |
| Deposits held in domestic offices | $144,440,000 | 3,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,891,000 | 1,851 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,531,000 | 697 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,130,000 | 1,907 |
| Total equity capital | $19,906,000 | 2,712 |
| Total bank equity capital | $19,906,000 | 2,712 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $5,406,000 | 3,105 |
| Undivided profits | $12,500,000 | 2,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,098,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,643,000 | 1,772 |
| Earning assets | $212,505,000 | 2,386 |
| Long-term assets (5+ years) | $58,771,000 | 1,606 |
| Average Assets, year-to-date | $231,955,330 | 2,345 |
| Average Assets, quarterly | $231,003,000 | 2,378 |
| Volatile liabilities | $32,379,000 | 2,690 |
| Insider loans | $569,000 | 5,193 |
| FHLB advances | $64,531,000 | 619 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,212,000 | 3,780 |
| Tier 1 (core) risk-based capital | $17,192,000 | 2,912 |
| Tier 2 risk-based capital | $1,737,000 | 2,286 |
| Total risk weighted assets | $138,972,000 | 2,575 |
| Total unused commitments | $12,212,000 | 3,792 |
| Derivatives | $25,000,000 | 307 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $228,108,000 | 2,393 |
| Cash and due from depository institutions | $5,933,000 | 2,538 |
| Interest-bearing balances | $544,000 | 3,762 |
| Securities | $82,361,000 | 1,517 |
| Federal funds sold & reverse repurchase agreements | $1,540,000 | 5,711 |
| Net loans & leases | $110,398,000 | 2,970 |
| Loan loss allowance | $1,628,000 | 2,623 |
| Trading account assets | $13,697,000 | 76 |
| Bank premises and fixed assets | $3,267,000 | 2,826 |
| Other real estate owned | $504,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $10,408,000 | 1,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,108,000 | 2,393 |
| Total liabilities | $209,940,000 | 2,350 |
| Total deposits | $141,456,000 | 3,071 |
| Interest-bearing deposits | $120,285,000 | 3,069 |
| Deposits held in domestic offices | $141,456,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,068,000 | 1,943 |
| Trading liabilities | $878,000 | 65 |
| Other borrowed funds | $64,653,000 | 676 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $885,000 | 3,610 |
| Total equity capital | $18,168,000 | 2,886 |
| Total bank equity capital | $18,168,000 | 2,886 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $5,406,000 | 3,052 |
| Undivided profits | $10,762,000 | 2,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,253,000 | 1,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,435,000 | 2,102 |
| Earning assets | $208,540,000 | 2,399 |
| Long-term assets (5+ years) | $63,655,000 | 1,477 |
| Average Assets, year-to-date | $230,984,000 | 2,338 |
| Average Assets, quarterly | $230,984,000 | 2,338 |
| Volatile liabilities | $27,701,000 | 2,993 |
| Insider loans | $558,000 | 5,182 |
| FHLB advances | $64,653,000 | 598 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,414,000 | 3,374 |
| Tier 1 (core) risk-based capital | $16,862,000 | 2,929 |
| Tier 2 risk-based capital | $1,628,000 | 2,398 |
| Total risk weighted assets | $133,563,000 | 2,639 |
| Total unused commitments | $14,414,000 | 3,385 |
| Derivatives | $15,000,000 | 339 |
| 2002-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $233,860,000 | 2,290 |
| Cash and due from depository institutions | $6,918,000 | 2,318 |
| Interest-bearing balances | $566,000 | 3,649 |
| Securities | $81,758,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $112,170,000 | 2,923 |
| Loan loss allowance | $1,454,000 | 2,824 |
| Trading account assets | $18,659,000 | 71 |
| Bank premises and fixed assets | $3,242,000 | 2,814 |
| Other real estate owned | $580,000 | 2,318 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $10,533,000 | 1,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,860,000 | 2,290 |
| Total liabilities | $214,686,000 | 2,249 |
| Total deposits | $147,238,000 | 2,919 |
| Interest-bearing deposits | $126,275,000 | 2,894 |
| Deposits held in domestic offices | $147,238,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,842,000 | 1,102 |
| Trading liabilities | $930,000 | 64 |
| Other borrowed funds | $56,836,000 | 741 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $840,000 | 3,804 |
| Total equity capital | $19,174,000 | 2,721 |
| Total bank equity capital | $19,174,000 | 2,721 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $5,406,000 | 3,021 |
| Undivided profits | $11,768,000 | 2,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,454,000 | 2,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,718,000 | 1,811 |
| Earning assets | $213,153,000 | 2,300 |
| Long-term assets (5+ years) | $59,521,000 | 1,520 |
| Average Assets, year-to-date | $209,676,800 | 2,443 |
| Average Assets, quarterly | $230,175,000 | 2,303 |
| Volatile liabilities | $39,972,000 | 2,205 |
| Insider loans | $532,000 | 5,311 |
| FHLB advances | $56,836,000 | 658 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,044,000 | 4,044 |
| Tier 1 (core) risk-based capital | $17,269,000 | 2,789 |
| Tier 2 risk-based capital | $1,454,000 | 2,593 |
| Total risk weighted assets | $136,567,000 | 2,541 |
| Total unused commitments | $10,044,000 | 4,049 |
| Derivatives | $15,000,000 | 326 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $187,196,000 | 2,694 |
| Cash and due from depository institutions | $5,701,000 | 2,501 |
| Interest-bearing balances | $372,000 | 3,957 |
| Securities | $40,354,000 | 2,629 |
| Federal funds sold & reverse repurchase agreements | $9,782,000 | 1,509 |
| Net loans & leases | $103,693,000 | 3,049 |
| Loan loss allowance | $1,054,000 | 3,459 |
| Trading account assets | $17,405,000 | 81 |
| Bank premises and fixed assets | $2,682,000 | 3,264 |
| Other real estate owned | $680,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,899,000 | 1,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,196,000 | 2,694 |
| Total liabilities | $170,275,000 | 2,669 |
| Total deposits | $131,522,000 | 3,084 |
| Interest-bearing deposits | $113,260,000 | 3,049 |
| Deposits held in domestic offices | $131,522,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,113,000 | 1,864 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,928,000 | 952 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $712,000 | 4,384 |
| Total equity capital | $16,921,000 | 2,857 |
| Total bank equity capital | $16,921,000 | 2,857 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $5,406,000 | 2,910 |
| Undivided profits | $9,515,000 | 2,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,582,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,415,000 | 2,406 |
| Earning assets | $171,494,000 | 2,692 |
| Long-term assets (5+ years) | $45,354,000 | 1,848 |
| Average Assets, year-to-date | $182,367,600 | 2,643 |
| Average Assets, quarterly | $188,043,500 | 2,654 |
| Volatile liabilities | $16,916,000 | 4,133 |
| Insider loans | $673,000 | 4,789 |
| FHLB advances | $34,928,000 | 857 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,357,000 | 3,862 |
| Tier 1 (core) risk-based capital | $16,646,000 | 2,769 |
| Tier 2 risk-based capital | $1,054,000 | 3,223 |
| Total risk weighted assets | $121,569,000 | 2,730 |
| Total unused commitments | $10,357,000 | 3,873 |
| Derivatives | $15,000,000 | 295 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $178,670,000 | 2,703 |
| Cash and due from depository institutions | $5,745,000 | 2,535 |
| Interest-bearing balances | $59,000 | 5,236 |
| Securities | $58,988,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $4,646,000 | 2,527 |
| Net loans & leases | $103,093,000 | 2,980 |
| Loan loss allowance | $1,041,000 | 3,361 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,655,000 | 2,403 |
| Other real estate owned | $237,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,306,000 | 3,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,670,000 | 2,703 |
| Total liabilities | $166,773,000 | 2,611 |
| Total deposits | $147,147,000 | 2,651 |
| Interest-bearing deposits | $129,138,000 | 2,608 |
| Deposits held in domestic offices | $147,147,000 | 2,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,320,000 | 2,570 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,425,000 | 1,458 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $881,000 | 3,946 |
| Total equity capital | $11,897,000 | 3,823 |
| Total bank equity capital | $11,897,000 | 3,823 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,410,000 | 2,486 |
| Surplus | $3,246,000 | 4,152 |
| Undivided profits | $7,241,000 | 3,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 962 |
| Income earned, not collected on loans | $1,033,000 | 2,644 |
| Earning assets | $166,786,000 | 2,652 |
| Long-term assets (5+ years) | $53,708,000 | 1,540 |
| Average Assets, year-to-date | $175,589,000 | 2,615 |
| Average Assets, quarterly | $176,686,500 | 2,683 |
| Volatile liabilities | $23,336,000 | 3,273 |
| Insider loans | $699,000 | 4,669 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,182,000 | 3,703 |
| Tier 1 (core) risk-based capital | $12,468,000 | 3,527 |
| Tier 2 risk-based capital | $1,041,000 | 3,167 |
| Total risk weighted assets | $119,401,300 | 2,647 |
| Total unused commitments | $10,182,000 | 3,704 |
| Derivatives | $15,000,000 | 311 |
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $174,001,000 | 2,714 |
| Cash and due from depository institutions | $4,692,000 | 2,597 |
| Interest-bearing balances | $52,000 | 5,390 |
| Securities | $59,644,000 | 1,929 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $103,954,000 | 2,818 |
| Loan loss allowance | $1,051,000 | 3,288 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,430,000 | 2,528 |
| Other real estate owned | $416,000 | 2,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,865,000 | 4,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,001,000 | 2,714 |
| Total liabilities | $164,943,000 | 2,586 |
| Total deposits | $135,710,000 | 2,811 |
| Interest-bearing deposits | $111,395,000 | 2,932 |
| Deposits held in domestic offices | $135,710,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,797,000 | 1,223 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,480,000 | 1,438 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,956,000 | 1,899 |
| Total equity capital | $9,058,000 | 4,604 |
| Total bank equity capital | $9,058,000 | 4,604 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,410,000 | 2,535 |
| Surplus | $3,246,000 | 4,132 |
| Undivided profits | $4,402,000 | 4,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 3,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 641 |
| Income earned, not collected on loans | $843,000 | 2,748 |
| Earning assets | $163,650,000 | 2,638 |
| Long-term assets (5+ years) | $57,461,000 | 1,544 |
| Average Assets, year-to-date | $170,198,400 | 2,647 |
| Average Assets, quarterly | $172,150,000 | 2,700 |
| Volatile liabilities | $25,331,000 | 2,889 |
| Insider loans | $814,000 | 4,234 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,391,000 | 3,871 |
| Tier 1 (core) risk-based capital | $11,390,000 | 3,802 |
| Tier 2 risk-based capital | $1,051,000 | 3,008 |
| Total risk weighted assets | $123,787,600 | 2,470 |
| Total unused commitments | $9,391,000 | 3,874 |
| Derivatives | $15,000,000 | 324 |
| 1998-12-31 | Rank | |
| # of Employees: | 71 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $167,966,000 | 2,746 |
| Cash and due from depository institutions | $5,090,000 | 2,474 |
| Interest-bearing balances | $39,000 | 5,693 |
| Securities | $54,429,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $5,529,000 | 3,094 |
| Net loans & leases | $97,334,000 | 2,827 |
| Loan loss allowance | $991,000 | 3,380 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,152,000 | 2,576 |
| Other real estate owned | $638,000 | 2,474 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,794,000 | 3,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,966,000 | 2,746 |
| Total liabilities | $155,823,000 | 2,664 |
| Total deposits | $147,316,000 | 2,599 |
| Interest-bearing deposits | $123,381,000 | 2,635 |
| Deposits held in domestic offices | $147,316,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,434,000 | 1,854 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,285,000 | 2,189 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $788,000 | 4,212 |
| Total equity capital | $12,143,000 | 3,665 |
| Total bank equity capital | $12,143,000 | 3,665 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,410,000 | 2,511 |
| Surplus | $3,246,000 | 3,993 |
| Undivided profits | $7,487,000 | 3,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 558 |
| Income earned, not collected on loans | $902,000 | 2,481 |
| Earning assets | $157,331,000 | 2,692 |
| Long-term assets (5+ years) | $38,345,000 | 1,985 |
| Average Assets, year-to-date | $151,552,400 | 2,853 |
| Average Assets, quarterly | $164,092,000 | 2,761 |
| Volatile liabilities | $18,509,000 | 3,203 |
| Insider loans | $461,000 | 5,506 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,912,000 | 4,909 |
| Tier 1 (core) risk-based capital | $11,787,000 | 3,601 |
| Tier 2 risk-based capital | $991,000 | 3,053 |
| Total risk weighted assets | $110,266,000 | 2,578 |
| Total unused commitments | $5,912,000 | 4,916 |
| Derivatives | $15,000,000 | 354 |
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $136,421,000 | 3,244 |
| Cash and due from depository institutions | $6,351,000 | 2,783 |
| Interest-bearing balances | $13,000 | 6,039 |
| Securities | $28,285,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $96,230,000 | 2,854 |
| Loan loss allowance | $1,351,000 | 2,565 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,181,000 | 2,491 |
| Other real estate owned | $511,000 | 2,783 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,863,000 | 3,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,421,000 | 3,244 |
| Total liabilities | $124,760,000 | 3,198 |
| Total deposits | $119,314,000 | 3,125 |
| Interest-bearing deposits | $99,769,000 | 3,189 |
| Deposits held in domestic offices | $119,314,000 | 3,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,490,000 | 1,581 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $340,000 | 4,260 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $616,000 | 5,126 |
| Total equity capital | $11,661,000 | 3,756 |
| Total bank equity capital | $11,661,000 | 3,756 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,410,000 | 2,541 |
| Surplus | $3,246,000 | 3,946 |
| Undivided profits | $7,005,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,694,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 1,034 |
| Income earned, not collected on loans | $888,000 | 2,581 |
| Earning assets | $124,528,000 | 3,276 |
| Long-term assets (5+ years) | $17,763,000 | 3,017 |
| Average Assets, year-to-date | $132,236,800 | 3,193 |
| Average Assets, quarterly | $137,483,000 | 3,177 |
| Volatile liabilities | $19,796,000 | 3,021 |
| Insider loans | $294,000 | 6,691 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,350,000 | 2,818 |
| Tier 1 (core) risk-based capital | $11,405,000 | 3,701 |
| Tier 2 risk-based capital | $1,254,560 | 2,363 |
| Total risk weighted assets | $100,268,260 | 2,751 |
| Total unused commitments | $13,350,000 | 2,823 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $123,225,000 | 3,656 |
| Cash and due from depository institutions | $6,109,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,031,000 | 4,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $82,825,000 | 3,292 |
| Loan loss allowance | $920,000 | 3,778 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,734,000 | 2,838 |
| Other real estate owned | $794,000 | 3,016 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,732,000 | 4,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,225,000 | 3,656 |
| Total liabilities | $112,286,000 | 3,611 |
| Total deposits | $107,169,000 | 3,545 |
| Interest-bearing deposits | $88,452,000 | 3,687 |
| Deposits held in domestic offices | $107,169,000 | 3,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,210,000 | 1,716 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $395,000 | 4,130 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $512,000 | 5,874 |
| Total equity capital | $10,939,000 | 4,015 |
| Total bank equity capital | $10,939,000 | 4,015 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,410,000 | 2,702 |
| Surplus | $3,246,000 | 4,013 |
| Undivided profits | $6,283,000 | 3,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $707,000 | 3,251 |
| Earning assets | $111,856,000 | 3,689 |
| Long-term assets (5+ years) | $17,607,000 | 2,922 |
| Average Assets, year-to-date | $125,024,400 | 3,445 |
| Average Assets, quarterly | $124,225,500 | 3,588 |
| Volatile liabilities | $13,268,000 | 3,982 |
| Insider loans | $359,000 | 6,379 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,694,000 | 2,582 |
| Tier 1 (core) risk-based capital | $11,040,000 | 3,870 |
| Tier 2 risk-based capital | $920,000 | 3,219 |
| Total risk weighted assets | $86,684,700 | 3,177 |
| Total unused commitments | $14,694,000 | 2,594 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $124,932,000 | 3,594 |
| Cash and due from depository institutions | $5,112,000 | 3,045 |
| Interest-bearing balances | $13,000 | 6,349 |
| Securities | $38,775,000 | 3,254 |
| Federal funds sold & reverse repurchase agreements | $5,035,000 | 2,855 |
| Net loans & leases | $72,269,000 | 3,640 |
| Loan loss allowance | $712,000 | 4,663 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,833,000 | 4,002 |
| Other real estate owned | $258,000 | 3,045 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,650,000 | 4,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,932,000 | 3,594 |
| Total liabilities | $114,425,000 | 3,535 |
| Total deposits | $112,399,000 | 3,412 |
| Interest-bearing deposits | $96,903,000 | 3,395 |
| Deposits held in domestic offices | $112,399,000 | 3,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $967,000 | 2,735 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $450,000 | 3,531 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $609,000 | 5,413 |
| Total equity capital | $10,507,000 | 4,151 |
| Total bank equity capital | $10,507,000 | 4,151 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,410,000 | 2,791 |
| Surplus | $3,246,000 | 3,986 |
| Undivided profits | $5,851,000 | 4,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $718,000 | 3,276 |
| Earning assets | $116,092,000 | 3,546 |
| Long-term assets (5+ years) | $16,453,000 | 2,887 |
| Average Assets, year-to-date | $115,987,800 | 3,708 |
| Average Assets, quarterly | $121,150,500 | 3,664 |
| Volatile liabilities | $14,766,000 | 3,383 |
| Insider loans | $475,000 | 5,806 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,754,000 | 3,337 |
| Tier 1 (core) risk-based capital | $10,412,000 | 4,063 |
| Tier 2 risk-based capital | $712,000 | 3,974 |
| Total risk weighted assets | $75,202,300 | 3,505 |
| Total unused commitments | $9,754,000 | 3,352 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $109,125,000 | 4,038 |
| Cash and due from depository institutions | $5,428,000 | 3,588 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $38,669,000 | 3,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,795,000 | 4,151 |
| Loan loss allowance | $582,000 | 5,534 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,959,000 | 3,720 |
| Other real estate owned | $32,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,242,000 | 3,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,125,000 | 4,038 |
| Total liabilities | $99,682,000 | 4,015 |
| Total deposits | $96,943,000 | 3,899 |
| Interest-bearing deposits | $82,907,000 | 3,895 |
| Deposits held in domestic offices | $96,943,000 | 3,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,835,000 | 2,738 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $505,000 | 3,712 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $399,000 | 6,091 |
| Total equity capital | $9,443,000 | 4,296 |
| Total bank equity capital | $9,443,000 | 4,296 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,410,000 | 2,893 |
| Surplus | $3,246,000 | 3,913 |
| Undivided profits | $4,787,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $613,000 | 3,386 |
| Earning assets | $99,475,000 | 4,058 |
| Long-term assets (5+ years) | $16,656,000 | 2,922 |
| Average Assets, year-to-date | $111,719,800 | 3,875 |
| Average Assets, quarterly | $109,807,500 | 3,981 |
| Volatile liabilities | $4,051,000 | 7,482 |
| Insider loans | $474,000 | 5,849 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,705,000 | 4,528 |
| Tier 1 (core) risk-based capital | $9,893,000 | 4,169 |
| Tier 2 risk-based capital | $582,000 | 4,661 |
| Total risk weighted assets | $62,098,400 | 4,107 |
| Total unused commitments | $5,705,000 | 4,536 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $101,948,000 | 4,369 |
| Cash and due from depository institutions | $3,269,000 | 4,066 |
| Interest-bearing balances | $70,000 | 6,983 |
| Securities | $31,768,000 | 4,278 |
| Federal funds sold & reverse repurchase agreements | $14,730,000 | 894 |
| Net loans & leases | $49,299,000 | 4,840 |
| Loan loss allowance | $525,000 | 6,170 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,922,000 | 3,760 |
| Other real estate owned | $0 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $960,000 | 6,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,948,000 | 4,369 |
| Total liabilities | $93,488,000 | 4,325 |
| Total deposits | $89,453,000 | 4,318 |
| Interest-bearing deposits | $80,218,000 | 4,191 |
| Deposits held in domestic offices | $89,453,000 | 4,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,411,000 | 1,777 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $350,000 | 3,655 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $274,000 | 7,956 |
| Total equity capital | $8,460,000 | 4,765 |
| Total bank equity capital | $8,460,000 | 4,765 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,260,000 | 3,167 |
| Surplus | $2,397,000 | 4,895 |
| Undivided profits | $4,803,000 | 4,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,574 |
| Income earned, not collected on loans | $317,000 | 5,795 |
| Earning assets | $95,867,000 | 4,283 |
| Long-term assets (5+ years) | $9,997,000 | 4,362 |
| Average Assets, year-to-date | $94,753,000 | 4,569 |
| Average Assets, quarterly | $97,158,500 | 4,529 |
| Volatile liabilities | $7,684,000 | 4,941 |
| Insider loans | $351,000 | 6,809 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,933,000 | 5,560 |
| Tier 1 (core) risk-based capital | $8,460,000 | 4,663 |
| Tier 2 risk-based capital | $525,000 | 5,067 |
| Total risk weighted assets | $51,885,600 | 4,736 |
| Total unused commitments | $3,933,000 | 5,581 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $92,385,000 | 4,866 |
| Cash and due from depository institutions | $3,761,000 | 4,684 |
| Interest-bearing balances | $1,000 | 8,028 |
| Securities | $40,930,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $3,410,000 | 4,563 |
| Net loans & leases | $41,240,000 | 5,604 |
| Loan loss allowance | $518,000 | 6,289 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,845,000 | 3,889 |
| Other real estate owned | $0 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,199,000 | 5,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,385,000 | 4,866 |
| Total liabilities | $84,493,000 | 4,851 |
| Total deposits | $82,479,000 | 4,774 |
| Interest-bearing deposits | $73,697,000 | 4,677 |
| Deposits held in domestic offices | $82,479,000 | 4,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,563,000 | 2,228 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $451,000 | 6,275 |
| Total equity capital | $7,892,000 | 4,852 |
| Total bank equity capital | $7,892,000 | 4,852 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,260,000 | 3,290 |
| Surplus | $2,397,000 | 4,843 |
| Undivided profits | $4,235,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $251,000 | 7,497 |
| Earning assets | $85,581,000 | 4,808 |
| Long-term assets (5+ years) | $28,630,000 | 1,941 |
| Average Assets, year-to-date | $91,941,200 | 4,765 |
| Average Assets, quarterly | $92,385,000 | 4,822 |
| Volatile liabilities | $3,011,000 | 8,544 |
| Insider loans | $172,000 | 4,337 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,182,000 | 5,917 |
| Tier 1 (core) risk-based capital | $7,892,000 | 4,762 |
| Tier 2 risk-based capital | $518,000 | 5,060 |
| Total risk weighted assets | $46,525,500 | 5,243 |
| Total unused commitments | $3,182,000 | 5,943 |
| Derivatives | $0 | 651 |