Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
1998-12-31 | Rank | |
# of Employees: | 10 | 8,990 |
Assets and Liabilities | ||
Total Assets: | $13,907,000 | 10,009 |
Cash and due from depository institutions | $1,516,000 | 8,990 |
Interest-bearing balances | $0 | 6,728 |
Securities | $2,375,000 | 9,690 |
Federal funds sold & reverse repurchase agreements | $500,000 | 7,743 |
Net loans & leases | $8,817,000 | 9,652 |
Loan loss allowance | $94,000 | 9,717 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $513,000 | 7,713 |
Other real estate owned | $0 | 8,990 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $186,000 | 9,973 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $13,907,000 | 10,009 |
Total liabilities | $12,179,000 | 9,990 |
Total deposits | $12,085,000 | 9,936 |
Interest-bearing deposits | $9,169,000 | 9,984 |
Deposits held in domestic offices | $12,085,000 | 9,936 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $0 | 5,274 |
Subordinated debt | $0 | 255 |
All other liabilities | $94,000 | 9,787 |
Total equity capital | $1,728,000 | 9,907 |
Total bank equity capital | $1,728,000 | 9,907 |
Perpetual preferred stock | $0 | 199 |
Common stock | $600,000 | 4,228 |
Surplus | $900,000 | 7,529 |
Undivided profits | $228,000 | 9,385 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $83,000 | 7,570 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $108,000 | 9,243 |
Earning assets | $11,692,000 | 10,055 |
Long-term assets (5+ years) | $2,491,000 | 7,437 |
Average Assets, year-to-date | $14,980,000 | 9,878 |
Average Assets, quarterly | $14,359,500 | 9,965 |
Volatile liabilities | $2,063,000 | 8,964 |
Insider loans | $509,000 | 5,236 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $151,000 | 9,869 |
Tier 1 (core) risk-based capital | $1,721,000 | 9,868 |
Tier 2 risk-based capital | $94,000 | 9,609 |
Total risk weighted assets | $9,424,500 | 9,756 |
Total unused commitments | $151,000 | 9,871 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 10 | 9,356 |
Assets and Liabilities | ||
Total Assets: | $15,752,000 | 10,266 |
Cash and due from depository institutions | $552,000 | 9,356 |
Interest-bearing balances | $0 | 6,604 |
Securities | $4,934,000 | 9,275 |
Federal funds sold & reverse repurchase agreements | $1,140,000 | 6,180 |
Net loans & leases | $8,375,000 | 10,122 |
Loan loss allowance | $78,000 | 10,294 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $529,000 | 7,804 |
Other real estate owned | $0 | 9,356 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $222,000 | 10,237 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $15,752,000 | 10,266 |
Total liabilities | $14,039,000 | 10,224 |
Total deposits | $13,929,000 | 10,166 |
Interest-bearing deposits | $11,298,000 | 10,190 |
Deposits held in domestic offices | $13,929,000 | 10,166 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $110,000 | 10,097 |
Total equity capital | $1,713,000 | 10,277 |
Total bank equity capital | $1,713,000 | 10,277 |
Perpetual preferred stock | $0 | 223 |
Common stock | $600,000 | 4,375 |
Surplus | $900,000 | 7,738 |
Undivided profits | $213,000 | 9,934 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $252,000 | 5,780 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $108,000 | 9,689 |
Earning assets | $14,449,000 | 10,241 |
Long-term assets (5+ years) | $3,641,000 | 6,667 |
Average Assets, year-to-date | $15,573,200 | 10,196 |
Average Assets, quarterly | $15,966,500 | 10,208 |
Volatile liabilities | $4,002,000 | 7,759 |
Insider loans | $634,000 | 4,770 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $142,000 | 10,256 |
Tier 1 (core) risk-based capital | $1,697,000 | 10,254 |
Tier 2 risk-based capital | $78,000 | 10,178 |
Total risk weighted assets | $9,336,800 | 10,129 |
Total unused commitments | $142,000 | 10,260 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 10 | 9,804 |
Assets and Liabilities | ||
Total Assets: | $14,964,000 | 10,806 |
Cash and due from depository institutions | $1,375,000 | 9,804 |
Interest-bearing balances | $0 | 6,640 |
Securities | $4,287,000 | 10,067 |
Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,990 |
Net loans & leases | $7,316,000 | 10,724 |
Loan loss allowance | $52,000 | 11,076 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $547,000 | 7,864 |
Other real estate owned | $12,000 | 9,804 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $177,000 | 11,000 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,964,000 | 10,806 |
Total liabilities | $13,268,000 | 10,789 |
Total deposits | $13,175,000 | 10,724 |
Interest-bearing deposits | $9,987,000 | 10,820 |
Deposits held in domestic offices | $13,175,000 | 10,723 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $93,000 | 10,718 |
Total equity capital | $1,696,000 | 10,688 |
Total bank equity capital | $1,696,000 | 10,688 |
Perpetual preferred stock | $0 | 250 |
Common stock | $600,000 | 4,663 |
Surplus | $900,000 | 8,001 |
Undivided profits | $196,000 | 10,409 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $11,000 | 10,093 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $84,000 | 10,468 |
Earning assets | $12,853,000 | 10,855 |
Long-term assets (5+ years) | $1,839,000 | 7,934 |
Average Assets, year-to-date | $14,057,800 | 10,842 |
Average Assets, quarterly | $14,767,000 | 10,800 |
Volatile liabilities | $3,504,000 | 8,148 |
Insider loans | $606,000 | 4,999 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $278,000 | 10,251 |
Tier 1 (core) risk-based capital | $1,688,000 | 10,664 |
Tier 2 risk-based capital | $52,000 | 10,989 |
Total risk weighted assets | $8,337,800 | 10,719 |
Total unused commitments | $278,000 | 10,261 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 12 | 9,704 |
Assets and Liabilities | ||
Total Assets: | $12,931,000 | 11,461 |
Cash and due from depository institutions | $1,026,000 | 9,704 |
Interest-bearing balances | $100,000 | 4,830 |
Securities | $3,935,000 | 10,655 |
Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
Net loans & leases | $6,951,000 | 11,230 |
Loan loss allowance | $54,000 | 11,548 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $560,000 | 7,976 |
Other real estate owned | $0 | 9,704 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $159,000 | 11,585 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,931,000 | 11,461 |
Total liabilities | $11,219,000 | 11,480 |
Total deposits | $11,143,000 | 11,432 |
Interest-bearing deposits | $8,696,000 | 11,462 |
Deposits held in domestic offices | $11,143,000 | 11,432 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $76,000 | 11,452 |
Total equity capital | $1,712,000 | 11,035 |
Total bank equity capital | $1,712,000 | 11,035 |
Perpetual preferred stock | $0 | 288 |
Common stock | $600,000 | 4,909 |
Surplus | $900,000 | 8,223 |
Undivided profits | $212,000 | 10,939 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $81,000 | 10,994 |
Earning assets | $11,286,000 | 11,476 |
Long-term assets (5+ years) | $1,273,000 | 8,676 |
Average Assets, year-to-date | $13,017,000 | 11,400 |
Average Assets, quarterly | $12,772,000 | 11,460 |
Volatile liabilities | $2,671,000 | 8,891 |
Insider loans | $476,000 | 5,800 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $67,000 | 11,139 |
Tier 1 (core) risk-based capital | $1,675,000 | 11,031 |
Tier 2 risk-based capital | $54,000 | 11,436 |
Total risk weighted assets | $7,786,700 | 11,230 |
Total unused commitments | $67,000 | 11,141 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 10 | 10,754 |
Assets and Liabilities | ||
Total Assets: | $13,925,000 | 11,892 |
Cash and due from depository institutions | $842,000 | 10,754 |
Interest-bearing balances | $100,000 | 5,091 |
Securities | $3,861,000 | 11,310 |
Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
Net loans & leases | $6,285,000 | 11,885 |
Loan loss allowance | $58,000 | 12,141 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $532,000 | 8,293 |
Other real estate owned | $0 | 10,754 |
Goodwill and other intangibles | $2,000 | 3,066 |
All other assets | $203,000 | 11,893 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $13,925,000 | 11,892 |
Total liabilities | $12,337,000 | 11,894 |
Total deposits | $11,592,000 | 11,925 |
Interest-bearing deposits | $8,167,000 | 12,104 |
Deposits held in domestic offices | $11,592,000 | 11,924 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $20,000 | 5,208 |
Subordinated debt | $0 | 372 |
All other liabilities | $125,000 | 10,551 |
Total equity capital | $1,588,000 | 11,507 |
Total bank equity capital | $1,588,000 | 11,507 |
Perpetual preferred stock | $0 | 310 |
Common stock | $600,000 | 5,160 |
Surplus | $900,000 | 8,446 |
Undivided profits | $88,000 | 11,315 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $71,000 | 11,546 |
Earning assets | $12,446,000 | 11,884 |
Long-term assets (5+ years) | $998,000 | 9,467 |
Average Assets, year-to-date | $12,926,200 | 11,993 |
Average Assets, quarterly | $13,638,000 | 11,909 |
Volatile liabilities | $2,729,000 | 8,764 |
Insider loans | $358,000 | 6,692 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $71,000 | 11,609 |
Tier 1 (core) risk-based capital | $1,669,000 | 11,451 |
Tier 2 risk-based capital | $58,000 | 11,997 |
Total risk weighted assets | $7,510,400 | 11,794 |
Total unused commitments | $71,000 | 11,610 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 10 | 11,271 |
Assets and Liabilities | ||
Total Assets: | $12,264,000 | 12,705 |
Cash and due from depository institutions | $866,000 | 11,271 |
Interest-bearing balances | $100,000 | 6,134 |
Securities | $3,244,000 | 12,057 |
Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
Net loans & leases | $6,281,000 | 12,373 |
Loan loss allowance | $58,000 | 12,776 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $541,000 | 8,464 |
Other real estate owned | $0 | 11,271 |
Goodwill and other intangibles | $17,000 | 2,756 |
All other assets | $115,000 | 12,985 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,264,000 | 12,705 |
Total liabilities | $10,593,000 | 12,746 |
Total deposits | $9,883,000 | 12,777 |
Interest-bearing deposits | $7,818,000 | 12,792 |
Deposits held in domestic offices | $9,883,000 | 12,777 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $500,000 | 3,234 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $122,000 | 4,283 |
Subordinated debt | $0 | 413 |
All other liabilities | $88,000 | 11,847 |
Total equity capital | $1,671,000 | 11,828 |
Total bank equity capital | $1,671,000 | 11,828 |
Perpetual preferred stock | $0 | 343 |
Common stock | $600,000 | 5,380 |
Surplus | $900,000 | 8,658 |
Undivided profits | $171,000 | 11,763 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $210,000 | 7,418 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $48,000 | 12,444 |
Earning assets | $10,825,000 | 12,689 |
Long-term assets (5+ years) | $199,000 | 11,109 |
Average Assets, year-to-date | $11,552,600 | 12,753 |
Average Assets, quarterly | $12,141,500 | 12,702 |
Volatile liabilities | $3,034,000 | 8,353 |
Insider loans | $388,000 | 6,493 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $0 | 12,206 |
Tier 1 (core) risk-based capital | $1,654,000 | 11,831 |
Tier 2 risk-based capital | $58,000 | 12,546 |
Total risk weighted assets | $7,149,100 | 12,402 |
Total unused commitments | $0 | 12,208 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 10 | 11,730 |
Assets and Liabilities | ||
Total Assets: | $11,026,000 | 13,396 |
Cash and due from depository institutions | $790,000 | 11,730 |
Interest-bearing balances | $100,000 | 6,673 |
Securities | $2,964,000 | 12,601 |
Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
Net loans & leases | $5,567,000 | 13,037 |
Loan loss allowance | $58,000 | 13,289 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $548,000 | 8,573 |
Other real estate owned | $0 | 11,730 |
Goodwill and other intangibles | $31,000 | 2,609 |
All other assets | $126,000 | 13,517 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $11,026,000 | 13,396 |
Total liabilities | $9,385,000 | 13,449 |
Total deposits | $9,208,000 | 13,426 |
Interest-bearing deposits | $7,921,000 | 13,352 |
Deposits held in domestic offices | $9,208,000 | 13,425 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $79,000 | 4,428 |
Subordinated debt | $0 | 482 |
All other liabilities | $98,000 | 12,376 |
Total equity capital | $1,641,000 | 12,143 |
Total bank equity capital | $1,641,000 | 12,143 |
Perpetual preferred stock | $0 | 346 |
Common stock | $600,000 | 5,656 |
Surplus | $900,000 | 8,743 |
Undivided profits | $141,000 | 12,114 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $61,000 | 10,972 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $10,000 | 13,690 |
Earning assets | $9,631,000 | 13,391 |
Long-term assets (5+ years) | $326,000 | 11,269 |
Average Assets, year-to-date | $10,521,200 | 13,421 |
Average Assets, quarterly | $10,970,500 | 13,393 |
Volatile liabilities | $3,193,000 | 8,320 |
Insider loans | $103,000 | 5,648 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $0 | 12,570 |
Tier 1 (core) risk-based capital | $1,610,000 | 12,160 |
Tier 2 risk-based capital | $58,000 | 12,975 |
Total risk weighted assets | $6,281,900 | 13,124 |
Total unused commitments | $0 | 12,572 |
Derivatives | $0 | 651 |