Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 4,146 |
| Total interest expense | $3,777,000 | 3,877 |
| Net interest income | $3,941,000 | 4,371 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $657,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $511,000 | 2,658 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $2,816,000 | 4,517 |
| Salaries and employee benefits | $1,340,000 | 4,749 |
| Premises and equipment expense | $355,000 | 4,974 |
| Additional noninterest expense | $1,121,000 | 3,968 |
| Pre-tax net operating income | $1,782,000 | 3,873 |
| Securities gains (losses) | $134,000 | 828 |
| Applicable income taxes | $593,000 | 3,688 |
| Income before extraordinary items | $1,323,000 | 3,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,323,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,217 |
| Cash dividends | $1,047,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,230,540 | 3,851 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 4,533 |
| Total interest expense | $2,771,000 | 4,253 |
| Net interest income | $3,710,000 | 4,689 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $855,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $488,000 | 2,826 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $367,000 | 3,600 |
| Total noninterest expense | $2,908,000 | 4,532 |
| Salaries and employee benefits | $1,332,000 | 4,777 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $1,170,000 | 4,144 |
| Pre-tax net operating income | $1,417,000 | 4,628 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $518,000 | 3,948 |
| Income before extraordinary items | $906,000 | 4,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $906,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $1,125,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $901,520 | 4,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 11,388 |
| Total interest expense | $624,000 | 11,003 |
| Net interest income | $806,000 | 11,484 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $189,000 | 9,435 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $747,000 | 10,934 |
| Salaries and employee benefits | $360,000 | 11,048 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $316,000 | 10,242 |
| Pre-tax net operating income | $248,000 | 10,631 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $181,000 | 10,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $1,750,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $175,320 | 10,722 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 4,167 |
| Total interest expense | $3,659,000 | 4,392 |
| Net interest income | $4,625,000 | 3,903 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $582,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $412,000 | 3,369 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $170,000 | 6,222 |
| Total noninterest expense | $2,989,000 | 4,552 |
| Salaries and employee benefits | $1,404,000 | 4,485 |
| Premises and equipment expense | $435,000 | 4,476 |
| Additional noninterest expense | $1,150,000 | 4,515 |
| Pre-tax net operating income | $1,798,000 | 3,438 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $527,000 | 3,823 |
| Income before extraordinary items | $1,283,000 | 3,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,283,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 3,081 |
| Cash dividends | $875,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,274,480 | 3,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.