Home > Citizens Bank > Net Loans and Leases
Citizens Bank, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $216,544,000 | 1,601 |
| Loan loss allowance | $3,451,000 | 1,279 |
| Total loans and leases | $219,995,000 | 1,602 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $219,995,000 | 1,603 |
| All real estate loans | $124,082,000 | 2,002 |
| Real estate loans in domestic offices | $124,082,000 | 2,001 |
| Construction and development loans | $4,619,000 | 3,420 |
| Commercial RE | $31,197,000 | 2,419 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $306,000 | 4,821 |
| 1-4 family residential loans | $52,382,000 | 2,161 |
| Farmland loans | $35,578,000 | 131 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $38,462,000 | 163 |
| Commercial and industrial loans | $30,664,000 | 1,528 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $19,111,000 | 1,301 |
| Credit card loans | $327,000 | 1,493 |
| Related Plans | $252,000 | 1,593 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $18,532,000 | 1,226 |
| All other loans & leases | $7,676,000 | 686 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $2,901,000 | 601 |
| Other loans | $171,000 | 2,666 |
| Lease financing receivables | $4,604,000 | 359 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $180,000 | 930 |
| Non 1-4 family restructured loans & leases | $180,000 | 930 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,589,000 | 1,481 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $194,441,000 | 1,699 |
| Loan loss allowance | $3,657,000 | 1,147 |
| Total loans and leases | $198,098,000 | 1,688 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $198,098,000 | 1,689 |
| All real estate loans | $100,450,000 | 2,289 |
| Real estate loans in domestic offices | $100,450,000 | 2,287 |
| Construction and development loans | $3,499,000 | 3,756 |
| Commercial RE | $30,339,000 | 2,232 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $37,950,000 | 2,783 |
| Farmland loans | $28,662,000 | 149 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $38,676,000 | 163 |
| Commercial and industrial loans | $28,569,000 | 1,594 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $22,740,000 | 1,196 |
| Credit card loans | $336,000 | 1,576 |
| Related Plans | $229,000 | 1,716 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,175,000 | 1,119 |
| All other loans & leases | $7,663,000 | 696 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $3,058,000 | 509 |
| Other loans | $560,000 | 1,530 |
| Lease financing receivables | $4,045,000 | 399 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,012,000 | 144 |
| Non 1-4 family restructured loans & leases | $2,012,000 | 144 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,367,000 | 1,506 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $179,228,000 | 1,771 |
| Loan loss allowance | $4,302,000 | 957 |
| Total loans and leases | $183,530,000 | 1,753 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $183,530,000 | 1,754 |
| All real estate loans | $84,723,000 | 2,531 |
| Real estate loans in domestic offices | $84,723,000 | 2,531 |
| Construction and development loans | $989,000 | 5,484 |
| Commercial RE | $24,007,000 | 2,446 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $274,000 | 4,897 |
| 1-4 family residential loans | $32,712,000 | 3,121 |
| Farmland loans | $26,741,000 | 164 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $39,323,000 | 152 |
| Commercial and industrial loans | $28,528,000 | 1,575 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $24,767,000 | 1,167 |
| Credit card loans | $580,000 | 1,861 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $24,187,000 | 1,082 |
| All other loans & leases | $6,189,000 | 780 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $2,507,000 | 628 |
| Other loans | $177,000 | 2,620 |
| Lease financing receivables | $3,505,000 | 400 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,853,000 | 155 |
| Non 1-4 family restructured loans & leases | $1,853,000 | 155 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $71,969,000 | 3,889 |
| Loan loss allowance | $1,064,000 | 3,246 |
| Total loans and leases | $73,033,000 | 3,892 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $73,033,000 | 3,895 |
| All real estate loans | $38,523,000 | 4,444 |
| Real estate loans in domestic offices | $38,523,000 | 4,444 |
| Construction and development loans | $1,079,000 | 5,270 |
| Commercial RE | $12,959,000 | 3,516 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $15,617,000 | 4,856 |
| Farmland loans | $8,868,000 | 782 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $14,142,000 | 605 |
| Commercial and industrial loans | $10,251,000 | 3,490 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,754,000 | 3,416 |
| Credit card loans | $111,000 | 3,977 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,643,000 | 3,254 |
| All other loans & leases | $2,363,000 | 1,462 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $2,084,000 | 708 |
| Other loans | $57,000 | 4,178 |
| Lease financing receivables | $222,000 | 1,136 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $998,000 | 309 |
| Non 1-4 family restructured loans & leases | $998,000 | 309 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $61,932,000 | 4,174 |
| Loan loss allowance | $958,000 | 3,459 |
| Total loans and leases | $62,890,000 | 4,171 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $62,890,000 | 4,178 |
| All real estate loans | $31,563,000 | 4,866 |
| Real estate loans in domestic offices | $31,563,000 | 4,866 |
| Construction and development loans | $265,000 | 7,106 |
| Commercial RE | $10,699,000 | 3,671 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $29,000 | 6,526 |
| 1-4 family residential loans | $12,432,000 | 5,427 |
| Farmland loans | $8,138,000 | 794 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $10,645,000 | 881 |
| Commercial and industrial loans | $10,638,000 | 3,168 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,077,000 | 3,695 |
| Credit card loans | $85,000 | 4,414 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,992,000 | 3,514 |
| All other loans & leases | $2,967,000 | 1,237 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $911,000 | 1,222 |
| Other loans | $201,000 | 2,575 |
| Lease financing receivables | $1,855,000 | 504 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $969,000 | 358 |
| Non 1-4 family restructured loans & leases | $969,000 | 358 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $58,359,000 | 4,421 |
| Loan loss allowance | $1,142,000 | 2,988 |
| Total loans and leases | $59,501,000 | 4,399 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $59,501,000 | 4,408 |
| All real estate loans | $28,273,000 | 5,284 |
| Real estate loans in domestic offices | $28,273,000 | 5,283 |
| Construction and development loans | $310,000 | 7,057 |
| Commercial RE | $9,652,000 | 3,906 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $427,000 | 4,541 |
| 1-4 family residential loans | $11,117,000 | 5,939 |
| Farmland loans | $6,767,000 | 934 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $10,844,000 | 840 |
| Commercial and industrial loans | $10,982,000 | 3,070 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,762,000 | 4,470 |
| Credit card loans | $79,000 | 4,733 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,683,000 | 4,292 |
| All other loans & leases | $3,640,000 | 1,056 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,359,000 | 968 |
| Other loans | $117,000 | 3,338 |
| Lease financing receivables | $2,164,000 | 463 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $516,000 | 752 |
| Non 1-4 family restructured loans & leases | $516,000 | 752 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $55,922,000 | 4,619 |
| Loan loss allowance | $1,160,000 | 3,092 |
| Total loans and leases | $57,082,000 | 4,596 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $57,082,000 | 4,605 |
| All real estate loans | $24,048,000 | 5,879 |
| Real estate loans in domestic offices | $24,048,000 | 5,879 |
| Construction and development loans | $505,000 | 6,558 |
| Commercial RE | $8,207,000 | 4,290 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $436,000 | 4,707 |
| 1-4 family residential loans | $8,531,000 | 6,829 |
| Farmland loans | $6,369,000 | 939 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,623,000 | 917 |
| Commercial and industrial loans | $10,340,000 | 3,206 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,277,000 | 2,734 |
| Credit card loans | $5,819,000 | 575 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,458,000 | 4,587 |
| All other loans & leases | $1,794,000 | 1,824 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $464,000 | 2,074 |
| Other loans | $122,000 | 3,486 |
| Lease financing receivables | $1,208,000 | 609 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,322,000 | 464 |
| Non 1-4 family restructured loans & leases | $1,322,000 | 464 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $46,324,000 | 5,263 |
| Loan loss allowance | $553,000 | 5,624 |
| Total loans and leases | $46,877,000 | 5,272 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $46,877,000 | 5,286 |
| All real estate loans | $20,960,000 | 6,327 |
| Real estate loans in domestic offices | $20,960,000 | 6,326 |
| Construction and development loans | $399,000 | 6,969 |
| Commercial RE | $6,948,000 | 4,718 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $601,000 | 4,319 |
| 1-4 family residential loans | $7,138,000 | 7,408 |
| Farmland loans | $5,874,000 | 965 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,316,000 | 1,091 |
| Commercial and industrial loans | $6,816,000 | 4,214 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,205,000 | 3,235 |
| Credit card loans | $5,804,000 | 661 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,401,000 | 6,310 |
| All other loans & leases | $1,580,000 | 1,972 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $70,000 | 4,349 |
| Lease financing receivables | $1,510,000 | 548 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $70,000 | 2,485 |
| Non 1-4 family restructured loans & leases | $70,000 | 2,485 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $37,354,000 | 6,067 |
| Loan loss allowance | $324,000 | 8,064 |
| Total loans and leases | $37,678,000 | 6,109 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $37,678,000 | 6,125 |
| All real estate loans | $16,392,000 | 7,212 |
| Real estate loans in domestic offices | $16,392,000 | 7,211 |
| Construction and development loans | $724,000 | 5,993 |
| Commercial RE | $5,307,000 | 5,468 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $812,000 | 3,961 |
| 1-4 family residential loans | $4,766,000 | 8,828 |
| Farmland loans | $4,783,000 | 1,190 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,021,000 | 1,099 |
| Commercial and industrial loans | $5,805,000 | 4,571 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,020,000 | 4,529 |
| Credit card loans | $4,001,000 | 775 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,019,000 | 8,246 |
| All other loans & leases | $1,440,000 | 2,162 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $16,000 | 6,863 |
| Lease financing receivables | $1,424,000 | 536 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $88,000 | 2,788 |
| Non 1-4 family restructured loans & leases | $88,000 | 2,788 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $27,352,000 | 7,400 |
| Loan loss allowance | $305,000 | 8,606 |
| Total loans and leases | $27,657,000 | 7,427 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $27,657,000 | 7,433 |
| All real estate loans | $12,942,000 | 8,115 |
| Real estate loans in domestic offices | $12,942,000 | 8,114 |
| Construction and development loans | $106,000 | 9,067 |
| Commercial RE | $3,148,000 | 7,010 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,056,000 | 3,539 |
| 1-4 family residential loans | $4,447,000 | 9,282 |
| Farmland loans | $4,185,000 | 1,297 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,381,000 | 1,130 |
| Commercial and industrial loans | $4,532,000 | 5,313 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,231,000 | 8,394 |
| Credit card loans | $449,000 | 2,744 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,782,000 | 8,950 |
| All other loans & leases | $571,000 | 3,903 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $23,000 | 6,562 |
| Lease financing receivables | $548,000 | 760 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $126,000 | 2,919 |
| Non 1-4 family restructured loans & leases | $126,000 | 2,919 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $24,330,000 | 8,030 |
| Loan loss allowance | $240,000 | 9,777 |
| Total loans and leases | $24,570,000 | 8,076 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $24,570,000 | 8,085 |
| All real estate loans | $11,737,000 | 8,547 |
| Real estate loans in domestic offices | $11,737,000 | 8,547 |
| Construction and development loans | $74,000 | 9,570 |
| Commercial RE | $2,730,000 | 7,515 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,345,000 | 3,118 |
| 1-4 family residential loans | $2,717,000 | 10,888 |
| Farmland loans | $4,871,000 | 952 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,836,000 | 1,457 |
| Commercial and industrial loans | $5,484,000 | 4,813 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,159,000 | 11,011 |
| Credit card loans | $286,000 | 3,432 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $873,000 | 11,595 |
| All other loans & leases | $354,000 | 5,110 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $100,000 | 4,476 |
| Other loans | $42,000 | 5,609 |
| Lease financing receivables | $212,000 | 1,132 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $86,000 | 3,764 |
| Non 1-4 family restructured loans & leases | $86,000 | 3,764 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |