Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 126 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $266,421,000 | 2,017 |
| Cash and due from depository institutions | $6,842,000 | 1,356 |
| Interest-bearing balances | $2,000 | 6,909 |
| Securities | $26,375,000 | 3,857 |
| Federal funds sold & reverse repurchase agreements | $1,889,000 | 4,961 |
| Net loans & leases | $216,544,000 | 1,601 |
| Loan loss allowance | $3,451,000 | 1,279 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,684,000 | 1,637 |
| Other real estate owned | $816,000 | 1,356 |
| Goodwill and other intangibles | $2,764,000 | 931 |
| All other assets | $5,507,000 | 2,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,421,000 | 2,017 |
| Total liabilities | $240,669,000 | 2,009 |
| Total deposits | $220,730,000 | 1,966 |
| Interest-bearing deposits | $192,363,000 | 1,943 |
| Deposits held in domestic offices | $220,730,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $376,000 | 2,897 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $18,505,000 | 1,600 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,058,000 | 3,256 |
| Total equity capital | $25,752,000 | 2,043 |
| Total bank equity capital | $25,752,000 | 2,043 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $14,724,000 | 1,291 |
| Undivided profits | $10,628,000 | 2,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,098,000 | 770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,474,000 | 146 |
| Income earned, not collected on loans | $3,393,000 | 817 |
| Earning assets | $244,810,000 | 2,010 |
| Long-term assets (5+ years) | $21,715,000 | 3,166 |
| Average Assets, year-to-date | $261,340,200 | 1,953 |
| Average Assets, quarterly | $266,701,000 | 1,992 |
| Volatile liabilities | $16,608,000 | 4,227 |
| Insider loans | $3,181,000 | 1,676 |
| FHLB advances | $18,505,000 | 1,479 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,329,000 | 2,241 |
| Tier 1 (core) risk-based capital | $22,351,000 | 2,217 |
| Tier 2 risk-based capital | $2,589,000 | 1,561 |
| Total risk weighted assets | $206,244,000 | 1,741 |
| Total unused commitments | $25,329,000 | 2,246 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 121 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $251,038,000 | 2,018 |
| Cash and due from depository institutions | $8,283,000 | 1,379 |
| Interest-bearing balances | $23,000 | 6,213 |
| Securities | $30,654,000 | 3,282 |
| Federal funds sold & reverse repurchase agreements | $2,860,000 | 4,035 |
| Net loans & leases | $194,441,000 | 1,699 |
| Loan loss allowance | $3,657,000 | 1,147 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,137,000 | 1,745 |
| Other real estate owned | $542,000 | 1,379 |
| Goodwill and other intangibles | $2,764,000 | 881 |
| All other assets | $6,357,000 | 1,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,038,000 | 2,018 |
| Total liabilities | $226,653,000 | 2,014 |
| Total deposits | $210,084,000 | 1,963 |
| Interest-bearing deposits | $184,995,000 | 1,919 |
| Deposits held in domestic offices | $210,084,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $723,000 | 2,792 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,557,000 | 1,728 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,289,000 | 2,866 |
| Total equity capital | $24,385,000 | 2,019 |
| Total bank equity capital | $24,385,000 | 2,019 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $14,724,000 | 1,242 |
| Undivided profits | $9,261,000 | 2,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,216,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $624,000 | 311 |
| Income earned, not collected on loans | $3,577,000 | 839 |
| Earning assets | $227,978,000 | 2,039 |
| Long-term assets (5+ years) | $33,404,000 | 2,311 |
| Average Assets, year-to-date | $243,167,400 | 2,012 |
| Average Assets, quarterly | $247,557,500 | 2,028 |
| Volatile liabilities | $12,107,000 | 5,085 |
| Insider loans | $3,231,000 | 1,543 |
| FHLB advances | $14,557,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,709,000 | 2,085 |
| Tier 1 (core) risk-based capital | $21,450,000 | 2,175 |
| Tier 2 risk-based capital | $2,367,000 | 1,584 |
| Total risk weighted assets | $188,052,000 | 1,800 |
| Total unused commitments | $25,709,000 | 2,090 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 115 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $237,602,000 | 2,058 |
| Cash and due from depository institutions | $6,798,000 | 1,451 |
| Interest-bearing balances | $57,000 | 5,263 |
| Securities | $36,087,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,200 |
| Net loans & leases | $179,228,000 | 1,771 |
| Loan loss allowance | $4,302,000 | 957 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,331,000 | 1,623 |
| Other real estate owned | $301,000 | 1,451 |
| Goodwill and other intangibles | $2,775,000 | 871 |
| All other assets | $6,607,000 | 1,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,602,000 | 2,058 |
| Total liabilities | $213,989,000 | 2,045 |
| Total deposits | $203,388,000 | 1,913 |
| Interest-bearing deposits | $180,057,000 | 1,871 |
| Deposits held in domestic offices | $203,388,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $384,000 | 3,301 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,007,000 | 2,280 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,210,000 | 1,908 |
| Total equity capital | $23,613,000 | 1,967 |
| Total bank equity capital | $23,613,000 | 1,967 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,185,000 | 2,783 |
| Surplus | $13,939,000 | 1,250 |
| Undivided profits | $8,489,000 | 2,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,500,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $192,000 | 575 |
| Income earned, not collected on loans | $3,757,000 | 666 |
| Earning assets | $215,847,000 | 2,070 |
| Long-term assets (5+ years) | $36,801,000 | 2,047 |
| Average Assets, year-to-date | $243,055,400 | 1,889 |
| Average Assets, quarterly | $239,300,500 | 2,004 |
| Volatile liabilities | $16,887,000 | 4,122 |
| Insider loans | $2,962,000 | 1,649 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $18,000 | 1,426 |
| Unused loan commitments | $24,069,000 | 2,046 |
| Tier 1 (core) risk-based capital | $20,812,000 | 2,152 |
| Tier 2 risk-based capital | $2,437,650 | 1,481 |
| Total risk weighted assets | $193,147,750 | 1,693 |
| Total unused commitments | $24,069,000 | 2,048 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $98,449,000 | 4,471 |
| Cash and due from depository institutions | $3,393,000 | 4,012 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,346,000 | 5,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $71,969,000 | 3,889 |
| Loan loss allowance | $1,064,000 | 3,246 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,177,000 | 2,698 |
| Other real estate owned | $88,000 | 4,012 |
| Goodwill and other intangibles | $641,000 | 1,743 |
| All other assets | $4,835,000 | 1,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,449,000 | 4,471 |
| Total liabilities | $90,999,000 | 4,383 |
| Total deposits | $77,842,000 | 4,662 |
| Interest-bearing deposits | $70,505,000 | 4,444 |
| Deposits held in domestic offices | $77,842,000 | 4,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,900,000 | 1,292 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,477,000 | 3,347 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $780,000 | 3,909 |
| Total equity capital | $7,450,000 | 5,382 |
| Total bank equity capital | $7,450,000 | 5,382 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $3,617,000 | 3,837 |
| Undivided profits | $3,433,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $296,000 | 438 |
| Income earned, not collected on loans | $1,304,000 | 1,696 |
| Earning assets | $86,315,000 | 4,638 |
| Long-term assets (5+ years) | $17,978,000 | 3,541 |
| Average Assets, year-to-date | $93,739,200 | 4,488 |
| Average Assets, quarterly | $97,682,500 | 4,450 |
| Volatile liabilities | $15,135,000 | 4,207 |
| Insider loans | $1,101,000 | 3,528 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,233,000 | 4,531 |
| Tier 1 (core) risk-based capital | $7,092,000 | 5,630 |
| Tier 2 risk-based capital | $894,380 | 3,486 |
| Total risk weighted assets | $71,380,380 | 4,005 |
| Total unused commitments | $7,233,000 | 4,535 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $89,329,000 | 4,772 |
| Cash and due from depository institutions | $2,792,000 | 4,248 |
| Interest-bearing balances | $42,000 | 5,649 |
| Securities | $15,250,000 | 5,766 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,928 |
| Net loans & leases | $61,932,000 | 4,174 |
| Loan loss allowance | $958,000 | 3,459 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,444,000 | 3,290 |
| Other real estate owned | $15,000 | 4,248 |
| Goodwill and other intangibles | $708,000 | 1,618 |
| All other assets | $4,288,000 | 1,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,329,000 | 4,772 |
| Total liabilities | $81,775,000 | 4,703 |
| Total deposits | $76,820,000 | 4,683 |
| Interest-bearing deposits | $69,646,000 | 4,470 |
| Deposits held in domestic offices | $76,820,000 | 4,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $955,000 | 3,660 |
| Total equity capital | $7,554,000 | 5,460 |
| Total bank equity capital | $7,554,000 | 5,460 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $3,617,000 | 3,702 |
| Undivided profits | $3,537,000 | 5,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 876 |
| Income earned, not collected on loans | $1,262,000 | 1,719 |
| Earning assets | $79,124,000 | 4,920 |
| Long-term assets (5+ years) | $15,869,000 | 3,633 |
| Average Assets, year-to-date | $85,963,000 | 4,712 |
| Average Assets, quarterly | $88,463,000 | 4,730 |
| Volatile liabilities | $5,602,000 | 6,701 |
| Insider loans | $328,000 | 6,253 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $210,000 | 1,470 |
| Unused loan commitments | $275,000 | 9,678 |
| Tier 1 (core) risk-based capital | $6,683,000 | 5,786 |
| Tier 2 risk-based capital | $851,710 | 3,478 |
| Total risk weighted assets | $68,030,410 | 3,956 |
| Total unused commitments | $275,000 | 9,680 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $84,453,000 | 4,976 |
| Cash and due from depository institutions | $2,735,000 | 5,035 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,660,000 | 5,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $58,359,000 | 4,421 |
| Loan loss allowance | $1,142,000 | 2,988 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,111,000 | 5,640 |
| Other real estate owned | $36,000 | 5,035 |
| Goodwill and other intangibles | $776,000 | 1,496 |
| All other assets | $3,776,000 | 1,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,453,000 | 4,976 |
| Total liabilities | $77,082,000 | 4,908 |
| Total deposits | $70,652,000 | 5,011 |
| Interest-bearing deposits | $64,777,000 | 4,754 |
| Deposits held in domestic offices | $70,652,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,648 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,900,000 | 2,016 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $530,000 | 5,699 |
| Total equity capital | $7,371,000 | 5,519 |
| Total bank equity capital | $7,371,000 | 5,519 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $3,617,000 | 3,632 |
| Undivided profits | $3,354,000 | 5,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $652,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 1,108 |
| Income earned, not collected on loans | $1,221,000 | 1,828 |
| Earning assets | $76,019,000 | 5,042 |
| Long-term assets (5+ years) | $13,881,000 | 3,538 |
| Average Assets, year-to-date | $83,888,400 | 4,826 |
| Average Assets, quarterly | $84,101,500 | 4,939 |
| Volatile liabilities | $10,815,000 | 4,739 |
| Insider loans | $334,000 | 6,412 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,791,000 | 328 |
| Unused loan commitments | $5,117,000 | 5,126 |
| Tier 1 (core) risk-based capital | $6,533,000 | 5,934 |
| Tier 2 risk-based capital | $798,960 | 3,572 |
| Total risk weighted assets | $63,573,760 | 4,144 |
| Total unused commitments | $5,117,000 | 5,130 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $83,294,000 | 5,146 |
| Cash and due from depository institutions | $3,463,000 | 5,392 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,911,000 | 5,511 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 6,971 |
| Net loans & leases | $55,922,000 | 4,619 |
| Loan loss allowance | $1,160,000 | 3,092 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $975,000 | 6,088 |
| Other real estate owned | $23,000 | 5,392 |
| Goodwill and other intangibles | $843,000 | 1,373 |
| All other assets | $2,427,000 | 3,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,294,000 | 5,146 |
| Total liabilities | $76,306,000 | 5,055 |
| Total deposits | $71,626,000 | 5,091 |
| Interest-bearing deposits | $65,541,000 | 4,839 |
| Deposits held in domestic offices | $71,626,000 | 5,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,959,000 | 2,079 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $721,000 | 4,566 |
| Total equity capital | $6,988,000 | 5,810 |
| Total bank equity capital | $6,988,000 | 5,810 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $3,600,000 | 3,733 |
| Undivided profits | $2,988,000 | 6,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,031,000 | 2,171 |
| Earning assets | $75,563,000 | 5,204 |
| Long-term assets (5+ years) | $18,445,000 | 2,831 |
| Average Assets, year-to-date | $79,553,800 | 5,168 |
| Average Assets, quarterly | $82,494,500 | 5,136 |
| Volatile liabilities | $9,167,000 | 5,140 |
| Insider loans | $13,000 | 10,058 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,203,000 | 701 |
| Unused loan commitments | $6,994,000 | 4,233 |
| Tier 1 (core) risk-based capital | $6,165,000 | 6,254 |
| Tier 2 risk-based capital | $765,410 | 3,789 |
| Total risk weighted assets | $60,838,410 | 4,332 |
| Total unused commitments | $6,994,000 | 4,246 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $77,365,000 | 5,509 |
| Cash and due from depository institutions | $3,201,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,610,000 | 5,089 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,387 |
| Net loans & leases | $46,324,000 | 5,263 |
| Loan loss allowance | $553,000 | 5,624 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $992,000 | 6,076 |
| Other real estate owned | $21,000 | 5,554 |
| Goodwill and other intangibles | $911,000 | 1,220 |
| All other assets | $1,206,000 | 5,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,365,000 | 5,509 |
| Total liabilities | $70,254,000 | 5,448 |
| Total deposits | $69,517,000 | 5,279 |
| Interest-bearing deposits | $64,198,000 | 5,003 |
| Deposits held in domestic offices | $69,517,000 | 5,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $19,000 | 4,922 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $718,000 | 4,789 |
| Total equity capital | $7,111,000 | 5,795 |
| Total bank equity capital | $7,111,000 | 5,795 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $3,600,000 | 3,726 |
| Undivided profits | $3,111,000 | 6,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $288,000 | 438 |
| Income earned, not collected on loans | $913,000 | 2,536 |
| Earning assets | $71,034,000 | 5,505 |
| Long-term assets (5+ years) | $12,639,000 | 3,475 |
| Average Assets, year-to-date | $74,804,400 | 5,449 |
| Average Assets, quarterly | $77,074,000 | 5,461 |
| Volatile liabilities | $3,346,000 | 8,232 |
| Insider loans | $19,000 | 10,414 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,279,000 | 739 |
| Unused loan commitments | $4,946,000 | 5,021 |
| Tier 1 (core) risk-based capital | $6,047,000 | 6,398 |
| Tier 2 risk-based capital | $553,000 | 4,866 |
| Total risk weighted assets | $50,202,400 | 5,024 |
| Total unused commitments | $4,946,000 | 5,034 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $70,657,000 | 5,882 |
| Cash and due from depository institutions | $3,651,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $26,432,000 | 4,751 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 8,249 |
| Net loans & leases | $37,354,000 | 6,067 |
| Loan loss allowance | $324,000 | 8,064 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,048,000 | 5,931 |
| Other real estate owned | $40,000 | 5,756 |
| Goodwill and other intangibles | $978,000 | 1,081 |
| All other assets | $1,104,000 | 6,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,657,000 | 5,882 |
| Total liabilities | $64,108,000 | 5,863 |
| Total deposits | $63,582,000 | 5,658 |
| Interest-bearing deposits | $57,040,000 | 5,473 |
| Deposits held in domestic offices | $63,582,000 | 5,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $29,000 | 5,144 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $497,000 | 5,229 |
| Total equity capital | $6,549,000 | 5,853 |
| Total bank equity capital | $6,549,000 | 5,853 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $2,549,000 | 6,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 9,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $708,000 | 2,881 |
| Earning assets | $63,836,000 | 5,947 |
| Long-term assets (5+ years) | $16,715,000 | 2,916 |
| Average Assets, year-to-date | $60,901,800 | 6,459 |
| Average Assets, quarterly | $69,885,500 | 5,897 |
| Volatile liabilities | $1,579,000 | 10,241 |
| Insider loans | $94,000 | 9,540 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,818,000 | 378 |
| Unused loan commitments | $4,406,000 | 5,274 |
| Tier 1 (core) risk-based capital | $5,631,000 | 6,655 |
| Tier 2 risk-based capital | $324,000 | 7,168 |
| Total risk weighted assets | $42,663,700 | 5,626 |
| Total unused commitments | $4,406,000 | 5,281 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $49,017,000 | 7,837 |
| Cash and due from depository institutions | $2,647,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,018,000 | 7,392 |
| Federal funds sold & reverse repurchase agreements | $2,485,000 | 5,046 |
| Net loans & leases | $27,352,000 | 7,400 |
| Loan loss allowance | $305,000 | 8,606 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $753,000 | 7,247 |
| Other real estate owned | $38,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $724,000 | 7,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,017,000 | 7,837 |
| Total liabilities | $45,664,000 | 7,695 |
| Total deposits | $45,301,000 | 7,558 |
| Interest-bearing deposits | $39,898,000 | 7,409 |
| Deposits held in domestic offices | $45,301,000 | 7,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $38,000 | 4,715 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $325,000 | 7,175 |
| Total equity capital | $3,353,000 | 9,274 |
| Total bank equity capital | $3,353,000 | 9,274 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $1,353,000 | 8,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $288,000 | 444 |
| Income earned, not collected on loans | $568,000 | 3,243 |
| Earning assets | $44,855,000 | 7,835 |
| Long-term assets (5+ years) | $5,992,000 | 5,885 |
| Average Assets, year-to-date | $44,187,000 | 8,170 |
| Average Assets, quarterly | $47,792,000 | 7,909 |
| Volatile liabilities | $3,128,000 | 8,251 |
| Insider loans | $410,000 | 6,322 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,845,000 | 5,628 |
| Tier 1 (core) risk-based capital | $3,353,000 | 9,210 |
| Tier 2 risk-based capital | $305,000 | 7,511 |
| Total risk weighted assets | $32,334,800 | 6,895 |
| Total unused commitments | $3,845,000 | 5,649 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $40,230,000 | 8,969 |
| Cash and due from depository institutions | $2,461,000 | 8,886 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $11,718,000 | 8,501 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 9,769 |
| Net loans & leases | $24,330,000 | 8,030 |
| Loan loss allowance | $240,000 | 9,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $300,000 | 10,526 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $796,000 | 7,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,230,000 | 8,969 |
| Total liabilities | $37,265,000 | 8,868 |
| Total deposits | $36,896,000 | 8,755 |
| Interest-bearing deposits | $32,966,000 | 8,569 |
| Deposits held in domestic offices | $36,896,000 | 8,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $46,000 | 4,635 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $323,000 | 7,859 |
| Total equity capital | $2,965,000 | 9,814 |
| Total bank equity capital | $2,965,000 | 9,814 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $965,000 | 9,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 10,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $490,000 | 4,180 |
| Earning assets | $36,773,000 | 8,944 |
| Long-term assets (5+ years) | $7,190,000 | 5,343 |
| Average Assets, year-to-date | $38,976,200 | 8,950 |
| Average Assets, quarterly | $39,465,500 | 9,006 |
| Volatile liabilities | $2,785,000 | 8,839 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,029,000 | 7,283 |
| Tier 1 (core) risk-based capital | $2,965,000 | 9,741 |
| Tier 2 risk-based capital | $240,000 | 8,601 |
| Total risk weighted assets | $29,037,300 | 7,499 |
| Total unused commitments | $2,029,000 | 7,313 |
| Derivatives | $0 | 651 |