Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $72,903,000 | 5,540 |
| Cash and due from depository institutions | $1,813,000 | 4,461 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $20,120,000 | 4,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $48,993,000 | 5,138 |
| Loan loss allowance | $817,000 | 4,027 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $688,000 | 7,013 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,289,000 | 5,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,903,000 | 5,540 |
| Total liabilities | $67,835,000 | 5,419 |
| Total deposits | $63,040,000 | 5,402 |
| Interest-bearing deposits | $56,816,000 | 5,217 |
| Deposits held in domestic offices | $63,040,000 | 5,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,376,000 | 2,818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,678,000 | 3,640 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $741,000 | 4,069 |
| Total equity capital | $5,068,000 | 6,929 |
| Total bank equity capital | $5,068,000 | 6,929 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $435,000 | 5,089 |
| Surplus | $2,015,000 | 5,435 |
| Undivided profits | $2,618,000 | 5,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,051 |
| Income earned, not collected on loans | $917,000 | 2,511 |
| Earning assets | $69,128,000 | 5,408 |
| Long-term assets (5+ years) | $19,320,000 | 3,379 |
| Average Assets, year-to-date | $70,099,600 | 5,535 |
| Average Assets, quarterly | $72,854,500 | 5,496 |
| Volatile liabilities | $7,590,000 | 6,213 |
| Insider loans | $1,128,000 | 3,467 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,697,000 | 5,128 |
| Tier 1 (core) risk-based capital | $5,579,000 | 6,558 |
| Tier 2 risk-based capital | $696,180 | 4,271 |
| Total risk weighted assets | $55,573,180 | 4,887 |
| Total unused commitments | $5,697,000 | 5,130 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $68,343,000 | 5,807 |
| Cash and due from depository institutions | $1,897,000 | 4,530 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $15,488,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,760 |
| Net loans & leases | $47,764,000 | 5,084 |
| Loan loss allowance | $677,000 | 4,576 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $744,000 | 6,792 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,250,000 | 5,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,343,000 | 5,807 |
| Total liabilities | $62,774,000 | 5,688 |
| Total deposits | $61,573,000 | 5,535 |
| Interest-bearing deposits | $55,314,000 | 5,354 |
| Deposits held in domestic offices | $61,573,000 | 5,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 4,176 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $701,000 | 4,609 |
| Total equity capital | $5,569,000 | 6,669 |
| Total bank equity capital | $5,569,000 | 6,669 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $435,000 | 5,142 |
| Surplus | $2,015,000 | 5,350 |
| Undivided profits | $3,119,000 | 5,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 855 |
| Income earned, not collected on loans | $831,000 | 2,747 |
| Earning assets | $64,459,000 | 5,691 |
| Long-term assets (5+ years) | $13,172,000 | 4,065 |
| Average Assets, year-to-date | $65,668,400 | 5,762 |
| Average Assets, quarterly | $67,163,000 | 5,807 |
| Volatile liabilities | $4,710,000 | 7,187 |
| Insider loans | $70,000 | 8,408 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,945,000 | 4,898 |
| Tier 1 (core) risk-based capital | $5,192,000 | 6,770 |
| Tier 2 risk-based capital | $568,380 | 4,770 |
| Total risk weighted assets | $45,361,780 | 5,432 |
| Total unused commitments | $5,945,000 | 4,905 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $62,759,000 | 6,173 |
| Cash and due from depository institutions | $1,784,000 | 4,573 |
| Interest-bearing balances | $41,000 | 5,469 |
| Securities | $12,844,000 | 6,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $46,406,000 | 5,257 |
| Loan loss allowance | $896,000 | 3,706 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $671,000 | 7,133 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,054,000 | 5,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,759,000 | 6,173 |
| Total liabilities | $58,293,000 | 5,999 |
| Total deposits | $56,326,000 | 5,933 |
| Interest-bearing deposits | $50,461,000 | 5,744 |
| Deposits held in domestic offices | $56,326,000 | 5,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,325,000 | 3,243 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $642,000 | 4,975 |
| Total equity capital | $4,466,000 | 7,632 |
| Total bank equity capital | $4,466,000 | 7,632 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $435,000 | 5,355 |
| Surplus | $2,015,000 | 5,355 |
| Undivided profits | $2,016,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $739,000 | 3,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 698 |
| Income earned, not collected on loans | $797,000 | 2,904 |
| Earning assets | $59,291,000 | 6,037 |
| Long-term assets (5+ years) | $12,320,000 | 3,806 |
| Average Assets, year-to-date | $60,393,600 | 6,122 |
| Average Assets, quarterly | $62,229,500 | 6,138 |
| Volatile liabilities | $4,610,000 | 7,358 |
| Insider loans | $39,000 | 9,196 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $498,000 | 1,052 |
| Unused loan commitments | $7,988,000 | 3,983 |
| Tier 1 (core) risk-based capital | $4,398,000 | 7,566 |
| Tier 2 risk-based capital | $549,610 | 4,840 |
| Total risk weighted assets | $43,622,410 | 5,605 |
| Total unused commitments | $7,988,000 | 3,984 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $56,201,000 | 6,784 |
| Cash and due from depository institutions | $1,372,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,221,000 | 7,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $43,177,000 | 5,577 |
| Loan loss allowance | $869,000 | 3,961 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $353,000 | 8,917 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,078,000 | 5,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,201,000 | 6,784 |
| Total liabilities | $51,684,000 | 6,679 |
| Total deposits | $49,065,000 | 6,687 |
| Interest-bearing deposits | $44,801,000 | 6,419 |
| Deposits held in domestic offices | $49,065,000 | 6,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,975,000 | 2,774 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $644,000 | 4,984 |
| Total equity capital | $4,517,000 | 7,675 |
| Total bank equity capital | $4,517,000 | 7,675 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $435,000 | 5,683 |
| Surplus | $2,015,000 | 5,433 |
| Undivided profits | $2,067,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $397,000 | 350 |
| Income earned, not collected on loans | $753,000 | 3,020 |
| Earning assets | $53,398,000 | 6,634 |
| Long-term assets (5+ years) | $8,859,000 | 4,499 |
| Average Assets, year-to-date | $57,630,800 | 6,537 |
| Average Assets, quarterly | $57,443,500 | 6,648 |
| Volatile liabilities | $3,875,000 | 7,861 |
| Insider loans | $15,000 | 10,023 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $545,000 | 936 |
| Unused loan commitments | $7,386,000 | 4,090 |
| Tier 1 (core) risk-based capital | $4,463,000 | 7,617 |
| Tier 2 risk-based capital | $599,740 | 4,602 |
| Total risk weighted assets | $47,709,740 | 5,252 |
| Total unused commitments | $7,386,000 | 4,104 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $58,570,000 | 6,753 |
| Cash and due from depository institutions | $1,653,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,591,000 | 7,095 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 4,440 |
| Net loans & leases | $38,927,000 | 5,952 |
| Loan loss allowance | $389,000 | 7,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $396,000 | 8,907 |
| Other real estate owned | $48,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,030,000 | 6,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,570,000 | 6,753 |
| Total liabilities | $53,085,000 | 6,711 |
| Total deposits | $51,403,000 | 6,666 |
| Interest-bearing deposits | $47,359,000 | 6,312 |
| Deposits held in domestic offices | $51,403,000 | 6,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000 | 3,704 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $647,000 | 5,161 |
| Total equity capital | $5,485,000 | 6,943 |
| Total bank equity capital | $5,485,000 | 6,943 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $435,000 | 5,989 |
| Surplus | $2,015,000 | 5,478 |
| Undivided profits | $3,035,000 | 6,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $888,000 | 153 |
| Income earned, not collected on loans | $845,000 | 2,770 |
| Earning assets | $55,443,000 | 6,600 |
| Long-term assets (5+ years) | $9,173,000 | 4,262 |
| Average Assets, year-to-date | $57,967,600 | 6,609 |
| Average Assets, quarterly | $58,296,500 | 6,716 |
| Volatile liabilities | $4,060,000 | 7,613 |
| Insider loans | $39,000 | 10,079 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,120,000 | 777 |
| Unused loan commitments | $6,213,000 | 4,404 |
| Tier 1 (core) risk-based capital | $5,389,000 | 6,904 |
| Tier 2 risk-based capital | $389,000 | 6,303 |
| Total risk weighted assets | $45,467,000 | 5,415 |
| Total unused commitments | $6,213,000 | 4,416 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $58,172,000 | 6,802 |
| Cash and due from depository institutions | $1,832,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,432,000 | 6,477 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
| Net loans & leases | $36,729,000 | 6,147 |
| Loan loss allowance | $328,000 | 8,019 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $471,000 | 8,665 |
| Other real estate owned | $50,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,058,000 | 6,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,172,000 | 6,802 |
| Total liabilities | $53,280,000 | 6,742 |
| Total deposits | $50,950,000 | 6,712 |
| Interest-bearing deposits | $45,681,000 | 6,496 |
| Deposits held in domestic offices | $50,950,000 | 6,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,772,000 | 2,773 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $558,000 | 4,866 |
| Total equity capital | $4,892,000 | 7,236 |
| Total bank equity capital | $4,892,000 | 7,236 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $435,000 | 6,341 |
| Surplus | $2,015,000 | 5,472 |
| Undivided profits | $2,442,000 | 6,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 2,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $986,000 | 129 |
| Income earned, not collected on loans | $752,000 | 2,713 |
| Earning assets | $54,761,000 | 6,664 |
| Long-term assets (5+ years) | $13,879,000 | 3,316 |
| Average Assets, year-to-date | $55,794,600 | 6,865 |
| Average Assets, quarterly | $57,616,000 | 6,803 |
| Volatile liabilities | $3,428,000 | 8,038 |
| Insider loans | $20,000 | 10,822 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,554,000 | 3,800 |
| Tier 1 (core) risk-based capital | $4,912,000 | 7,317 |
| Tier 2 risk-based capital | $328,000 | 7,109 |
| Total risk weighted assets | $42,938,300 | 5,603 |
| Total unused commitments | $7,554,000 | 3,807 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $53,812,000 | 7,371 |
| Cash and due from depository institutions | $1,741,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,969,000 | 6,831 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 5,682 |
| Net loans & leases | $31,529,000 | 6,771 |
| Loan loss allowance | $322,000 | 8,381 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $506,000 | 8,685 |
| Other real estate owned | $53,000 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $989,000 | 6,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,812,000 | 7,371 |
| Total liabilities | $49,325,000 | 7,299 |
| Total deposits | $48,877,000 | 7,162 |
| Interest-bearing deposits | $43,888,000 | 6,931 |
| Deposits held in domestic offices | $48,877,000 | 7,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $448,000 | 5,791 |
| Total equity capital | $4,487,000 | 7,807 |
| Total bank equity capital | $4,487,000 | 7,807 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $435,000 | 6,646 |
| Surplus | $2,015,000 | 5,454 |
| Undivided profits | $2,037,000 | 7,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,456,000 | 2,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,429,000 | 106 |
| Income earned, not collected on loans | $785,000 | 2,273 |
| Earning assets | $50,523,000 | 7,232 |
| Long-term assets (5+ years) | $13,127,000 | 3,634 |
| Average Assets, year-to-date | $53,259,400 | 7,261 |
| Average Assets, quarterly | $52,560,000 | 7,424 |
| Volatile liabilities | $2,320,000 | 9,259 |
| Insider loans | $19,000 | 11,281 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,701,000 | 5,075 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,739 |
| Tier 2 risk-based capital | $322,000 | 7,261 |
| Total risk weighted assets | $37,602,400 | 6,192 |
| Total unused commitments | $4,701,000 | 5,096 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $54,267,000 | 7,448 |
| Cash and due from depository institutions | $2,266,000 | 7,064 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $15,797,000 | 7,131 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 6,602 |
| Net loans & leases | $32,534,000 | 6,647 |
| Loan loss allowance | $286,000 | 9,053 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $590,000 | 8,305 |
| Other real estate owned | $57,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,073,000 | 6,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,267,000 | 7,448 |
| Total liabilities | $50,280,000 | 7,367 |
| Total deposits | $49,705,000 | 7,237 |
| Interest-bearing deposits | $46,033,000 | 6,901 |
| Deposits held in domestic offices | $49,705,000 | 7,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $575,000 | 5,190 |
| Total equity capital | $3,987,000 | 8,284 |
| Total bank equity capital | $3,987,000 | 8,284 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $435,000 | 6,983 |
| Surplus | $2,015,000 | 5,368 |
| Undivided profits | $1,537,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 3,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $786,000 | 2,529 |
| Earning assets | $50,381,000 | 7,358 |
| Long-term assets (5+ years) | $10,923,000 | 4,106 |
| Average Assets, year-to-date | $53,775,200 | 7,334 |
| Average Assets, quarterly | $53,245,000 | 7,496 |
| Volatile liabilities | $1,006,000 | 11,768 |
| Insider loans | $10,000 | 8,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,180,000 | 5,921 |
| Tier 1 (core) risk-based capital | $3,987,000 | 8,222 |
| Tier 2 risk-based capital | $286,000 | 7,855 |
| Total risk weighted assets | $39,298,800 | 6,015 |
| Total unused commitments | $3,180,000 | 5,947 |
| Derivatives | $0 | 651 |