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Citizens Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 12,406 |
| Total interest expense | $398,000 | 12,238 |
| Net interest income | $547,000 | 12,399 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $377,000 | 12,735 |
| Salaries and employee benefits | $160,000 | 12,917 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $167,000 | 12,191 |
| Pre-tax net operating income | $251,000 | 10,614 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $162,000 | 11,059 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $162,000 | 11,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $160,080 | 10,877 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $971,000 | 13,075 |
| Total interest expense | $430,000 | 13,066 |
| Net interest income | $541,000 | 12,934 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $362,000 | 13,349 |
| Salaries and employee benefits | $161,000 | 13,477 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $160,000 | 12,788 |
| Pre-tax net operating income | $237,000 | 10,732 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $159,000 | 11,147 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $159,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $88,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $159,000 | 10,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.