Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,605,000 | 2,728 |
| Total interest expense | $768,000 | 2,988 |
| Net interest income | $7,837,000 | 2,679 |
| Provision for loan and lease losses | $272,000 | 2,072 |
| Total noninterest income | $1,032,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $615,000 | 1,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,402 |
| Total noninterest expense | $8,303,000 | 2,197 |
| Salaries and employee benefits | $3,223,000 | 2,853 |
| Premises and equipment expense | $756,000 | 2,539 |
| Additional noninterest expense | $4,324,000 | 1,417 |
| Pre-tax net operating income | $294,000 | 5,060 |
| Securities gains (losses) | $-88,000 | 5,385 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $206,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $206,000 | 5,022 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $206,000 | 5,022 |
| Net charge-offs | $37,000 | 3,131 |
| Cash dividends | $759,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $294,000 | 4,862 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 2,750 |
| Total interest expense | $568,000 | 3,006 |
| Net interest income | $5,859,000 | 2,702 |
| Provision for loan and lease losses | $272,000 | 1,716 |
| Total noninterest income | $779,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $457,000 | 1,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,377 |
| Total noninterest expense | $4,877,000 | 2,642 |
| Salaries and employee benefits | $2,433,000 | 2,867 |
| Premises and equipment expense | $557,000 | 2,584 |
| Additional noninterest expense | $1,887,000 | 2,248 |
| Pre-tax net operating income | $1,489,000 | 3,193 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,489,000 | 2,875 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,489,000 | 2,874 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,489,000 | 2,875 |
| Net charge-offs | $112,000 | 1,825 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,489,000 | 2,855 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 2,782 |
| Total interest expense | $370,000 | 3,017 |
| Net interest income | $3,815,000 | 2,736 |
| Provision for loan and lease losses | $216,000 | 1,487 |
| Total noninterest income | $515,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $294,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 3,344 |
| Total noninterest expense | $3,278,000 | 2,635 |
| Salaries and employee benefits | $1,582,000 | 2,924 |
| Premises and equipment expense | $380,000 | 2,559 |
| Additional noninterest expense | $1,316,000 | 2,148 |
| Pre-tax net operating income | $836,000 | 3,403 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $836,000 | 3,100 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $836,000 | 3,099 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $836,000 | 3,100 |
| Net charge-offs | $96,000 | 1,553 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $836,000 | 3,085 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 2,848 |
| Total interest expense | $181,000 | 3,044 |
| Net interest income | $1,838,000 | 2,804 |
| Provision for loan and lease losses | $84,000 | 1,627 |
| Total noninterest income | $245,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $146,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,487 |
| Total noninterest expense | $1,651,000 | 2,636 |
| Salaries and employee benefits | $813,000 | 2,911 |
| Premises and equipment expense | $190,000 | 2,596 |
| Additional noninterest expense | $648,000 | 2,176 |
| Pre-tax net operating income | $348,000 | 3,630 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $348,000 | 3,376 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $348,000 | 3,375 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $348,000 | 3,376 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $348,000 | 3,354 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 2,956 |
| Total interest expense | $472,000 | 3,748 |
| Net interest income | $7,120,000 | 2,839 |
| Provision for loan and lease losses | $385,000 | 1,741 |
| Total noninterest income | $1,120,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $671,000 | 1,672 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $449,000 | 3,397 |
| Total noninterest expense | $6,689,000 | 2,650 |
| Salaries and employee benefits | $2,993,000 | 3,026 |
| Premises and equipment expense | $769,000 | 2,566 |
| Additional noninterest expense | $2,927,000 | 2,020 |
| Pre-tax net operating income | $1,166,000 | 3,862 |
| Securities gains (losses) | $70,000 | 1,607 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,236,000 | 3,584 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,236,000 | 3,582 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,236,000 | 3,583 |
| Net charge-offs | $145,000 | 2,251 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,166,000 | 3,619 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,577,000 | 3,006 |
| Total interest expense | $338,000 | 3,854 |
| Net interest income | $5,239,000 | 2,889 |
| Provision for loan and lease losses | $262,000 | 1,773 |
| Total noninterest income | $1,058,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $511,000 | 1,653 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $547,000 | 2,782 |
| Total noninterest expense | $4,982,000 | 2,650 |
| Salaries and employee benefits | $2,264,000 | 3,015 |
| Premises and equipment expense | $553,000 | 2,639 |
| Additional noninterest expense | $2,165,000 | 2,045 |
| Pre-tax net operating income | $1,053,000 | 3,650 |
| Securities gains (losses) | $70,000 | 1,518 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,123,000 | 3,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,123,000 | 3,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,123,000 | 3,305 |
| Net charge-offs | $142,000 | 1,743 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,053,000 | 3,354 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 3,045 |
| Total interest expense | $216,000 | 3,931 |
| Net interest income | $3,446,000 | 2,931 |
| Provision for loan and lease losses | $168,000 | 1,803 |
| Total noninterest income | $839,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $328,000 | 1,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $511,000 | 2,345 |
| Total noninterest expense | $3,330,000 | 2,654 |
| Salaries and employee benefits | $1,502,000 | 3,052 |
| Premises and equipment expense | $368,000 | 2,671 |
| Additional noninterest expense | $1,460,000 | 2,014 |
| Pre-tax net operating income | $787,000 | 3,482 |
| Securities gains (losses) | $70,000 | 1,204 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $857,000 | 3,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $857,000 | 3,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $857,000 | 3,053 |
| Net charge-offs | $34,000 | 2,434 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $787,000 | 3,149 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,139 |
| Total interest expense | $103,000 | 4,047 |
| Net interest income | $1,651,000 | 3,034 |
| Provision for loan and lease losses | $84,000 | 1,677 |
| Total noninterest income | $213,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $158,000 | 1,728 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $55,000 | 4,302 |
| Total noninterest expense | $1,658,000 | 2,666 |
| Salaries and employee benefits | $750,000 | 3,068 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $721,000 | 2,030 |
| Pre-tax net operating income | $122,000 | 4,913 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $122,000 | 4,828 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $122,000 | 4,828 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $122,000 | 4,828 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $122,000 | 4,764 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 3,072 |
| Total interest expense | $380,000 | 4,252 |
| Net interest income | $6,728,000 | 2,945 |
| Provision for loan and lease losses | $396,000 | 1,601 |
| Total noninterest income | $914,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $567,000 | 1,924 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $347,000 | 3,785 |
| Total noninterest expense | $6,373,000 | 2,746 |
| Salaries and employee benefits | $3,062,000 | 2,993 |
| Premises and equipment expense | $801,000 | 2,560 |
| Additional noninterest expense | $2,510,000 | 2,327 |
| Pre-tax net operating income | $873,000 | 4,271 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $-120,000 | 6,010 |
| Income before extraordinary items | $1,003,000 | 3,936 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,003,000 | 3,936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,937 |
| Net charge-offs | $249,000 | 1,780 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $993,000 | 3,892 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 3,102 |
| Total interest expense | $280,000 | 4,335 |
| Net interest income | $5,032,000 | 2,978 |
| Provision for loan and lease losses | $306,000 | 1,488 |
| Total noninterest income | $708,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $415,000 | 1,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,643 |
| Total noninterest expense | $4,841,000 | 2,716 |
| Salaries and employee benefits | $2,298,000 | 3,017 |
| Premises and equipment expense | $606,000 | 2,564 |
| Additional noninterest expense | $1,937,000 | 2,267 |
| Pre-tax net operating income | $593,000 | 4,518 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $593,000 | 4,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $593,000 | 4,352 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $593,000 | 4,353 |
| Net charge-offs | $132,000 | 1,918 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $593,000 | 4,302 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,136 |
| Total interest expense | $182,000 | 4,416 |
| Net interest income | $3,314,000 | 3,009 |
| Provision for loan and lease losses | $216,000 | 1,421 |
| Total noninterest income | $462,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $267,000 | 1,994 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,673 |
| Total noninterest expense | $3,217,000 | 2,756 |
| Salaries and employee benefits | $1,530,000 | 3,038 |
| Premises and equipment expense | $401,000 | 2,590 |
| Additional noninterest expense | $1,286,000 | 2,288 |
| Pre-tax net operating income | $343,000 | 4,676 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $343,000 | 4,532 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $343,000 | 4,533 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $343,000 | 4,534 |
| Net charge-offs | $118,000 | 1,577 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $343,000 | 4,460 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,163 |
| Total interest expense | $89,000 | 4,503 |
| Net interest income | $1,647,000 | 3,021 |
| Provision for loan and lease losses | $108,000 | 1,367 |
| Total noninterest income | $182,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $127,000 | 2,060 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $1,554,000 | 2,832 |
| Salaries and employee benefits | $757,000 | 3,090 |
| Premises and equipment expense | $201,000 | 2,638 |
| Additional noninterest expense | $596,000 | 2,426 |
| Pre-tax net operating income | $167,000 | 4,686 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $167,000 | 4,552 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $167,000 | 4,554 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $167,000 | 4,556 |
| Net charge-offs | $127,000 | 959 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $167,000 | 4,471 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 3,163 |
| Total interest expense | $352,000 | 4,687 |
| Net interest income | $6,702,000 | 2,992 |
| Provision for loan and lease losses | $315,000 | 1,927 |
| Total noninterest income | $843,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $605,000 | 1,947 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $238,000 | 4,322 |
| Total noninterest expense | $6,353,000 | 2,810 |
| Salaries and employee benefits | $3,017,000 | 3,061 |
| Premises and equipment expense | $794,000 | 2,683 |
| Additional noninterest expense | $2,542,000 | 2,378 |
| Pre-tax net operating income | $877,000 | 4,347 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $900,000 | 4,137 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $900,000 | 4,137 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $900,000 | 4,138 |
| Net charge-offs | $185,000 | 2,548 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $877,000 | 4,118 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 3,212 |
| Total interest expense | $264,000 | 4,760 |
| Net interest income | $4,977,000 | 3,029 |
| Provision for loan and lease losses | $234,000 | 1,894 |
| Total noninterest income | $603,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $444,000 | 2,002 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $159,000 | 4,497 |
| Total noninterest expense | $4,786,000 | 2,807 |
| Salaries and employee benefits | $2,284,000 | 3,061 |
| Premises and equipment expense | $601,000 | 2,685 |
| Additional noninterest expense | $1,901,000 | 2,367 |
| Pre-tax net operating income | $560,000 | 4,660 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $583,000 | 4,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 4,392 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $583,000 | 4,393 |
| Net charge-offs | $132,000 | 2,420 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $560,000 | 4,398 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 3,223 |
| Total interest expense | $175,000 | 4,819 |
| Net interest income | $3,307,000 | 3,032 |
| Provision for loan and lease losses | $156,000 | 1,848 |
| Total noninterest income | $391,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $275,000 | 2,088 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $116,000 | 4,385 |
| Total noninterest expense | $3,184,000 | 2,833 |
| Salaries and employee benefits | $1,514,000 | 3,097 |
| Premises and equipment expense | $394,000 | 2,736 |
| Additional noninterest expense | $1,276,000 | 2,352 |
| Pre-tax net operating income | $358,000 | 4,673 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $381,000 | 4,387 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $381,000 | 4,391 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $381,000 | 4,392 |
| Net charge-offs | $83,000 | 2,367 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $358,000 | 4,419 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 3,315 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $1,595,000 | 3,129 |
| Provision for loan and lease losses | $78,000 | 1,786 |
| Total noninterest income | $128,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $117,000 | 2,365 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $1,541,000 | 2,920 |
| Salaries and employee benefits | $764,000 | 3,095 |
| Premises and equipment expense | $188,000 | 2,873 |
| Additional noninterest expense | $589,000 | 2,522 |
| Pre-tax net operating income | $104,000 | 5,235 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $104,000 | 5,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $104,000 | 5,123 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $104,000 | 5,123 |
| Net charge-offs | $76,000 | 1,541 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $104,000 | 5,073 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 3,442 |
| Total interest expense | $424,000 | 4,793 |
| Net interest income | $6,072,000 | 3,250 |
| Provision for loan and lease losses | $472,000 | 1,920 |
| Total noninterest income | $581,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $511,000 | 2,335 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $70,000 | 5,657 |
| Total noninterest expense | $5,254,000 | 3,289 |
| Salaries and employee benefits | $2,680,000 | 3,364 |
| Premises and equipment expense | $696,000 | 2,982 |
| Additional noninterest expense | $1,878,000 | 3,124 |
| Pre-tax net operating income | $927,000 | 4,188 |
| Securities gains (losses) | $210,000 | 864 |
| Applicable income taxes | $-260,000 | 6,585 |
| Income before extraordinary items | $1,397,000 | 3,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,397,000 | 3,294 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,397,000 | 3,295 |
| Net charge-offs | $476,000 | 2,066 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,187,000 | 3,546 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 3,465 |
| Total interest expense | $329,000 | 4,829 |
| Net interest income | $4,549,000 | 3,268 |
| Provision for loan and lease losses | $376,000 | 1,838 |
| Total noninterest income | $569,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $380,000 | 2,366 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,370 |
| Total noninterest expense | $3,697,000 | 3,451 |
| Salaries and employee benefits | $2,000,000 | 3,393 |
| Premises and equipment expense | $512,000 | 3,056 |
| Additional noninterest expense | $1,185,000 | 3,530 |
| Pre-tax net operating income | $1,045,000 | 3,608 |
| Securities gains (losses) | $210,000 | 796 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,255,000 | 2,983 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,255,000 | 2,987 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,255,000 | 2,987 |
| Net charge-offs | $385,000 | 1,861 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,045,000 | 3,263 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 3,479 |
| Total interest expense | $232,000 | 4,770 |
| Net interest income | $3,013,000 | 3,274 |
| Provision for loan and lease losses | $217,000 | 2,015 |
| Total noninterest income | $380,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $247,000 | 2,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,371 |
| Total noninterest expense | $2,832,000 | 3,125 |
| Salaries and employee benefits | $1,272,000 | 3,523 |
| Premises and equipment expense | $333,000 | 3,121 |
| Additional noninterest expense | $1,227,000 | 2,481 |
| Pre-tax net operating income | $344,000 | 4,698 |
| Securities gains (losses) | $210,000 | 724 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $554,000 | 3,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 3,749 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $554,000 | 3,750 |
| Net charge-offs | $308,000 | 1,660 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $344,000 | 4,454 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,543 |
| Total interest expense | $131,000 | 4,610 |
| Net interest income | $1,464,000 | 3,359 |
| Provision for loan and lease losses | $96,000 | 2,134 |
| Total noninterest income | $178,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,613 |
| Total noninterest expense | $1,429,000 | 3,133 |
| Salaries and employee benefits | $662,000 | 3,460 |
| Premises and equipment expense | $171,000 | 3,078 |
| Additional noninterest expense | $596,000 | 2,565 |
| Pre-tax net operating income | $117,000 | 5,139 |
| Securities gains (losses) | $210,000 | 442 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $327,000 | 3,407 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $327,000 | 3,407 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $327,000 | 3,409 |
| Net charge-offs | $202,000 | 1,347 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $117,000 | 4,947 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 3,485 |
| Total interest expense | $887,000 | 3,896 |
| Net interest income | $5,990,000 | 3,384 |
| Provision for loan and lease losses | $410,000 | 2,987 |
| Total noninterest income | $580,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $498,000 | 2,496 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $82,000 | 5,490 |
| Total noninterest expense | $7,604,000 | 2,473 |
| Salaries and employee benefits | $2,708,000 | 3,360 |
| Premises and equipment expense | $688,000 | 3,069 |
| Additional noninterest expense | $4,208,000 | 1,612 |
| Pre-tax net operating income | $-1,444,000 | 6,736 |
| Securities gains (losses) | $254,000 | 1,495 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,190,000 | 6,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,190,000 | 6,738 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,190,000 | 6,739 |
| Net charge-offs | $312,000 | 3,242 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,444,000 | 6,751 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 3,529 |
| Total interest expense | $709,000 | 3,869 |
| Net interest income | $4,496,000 | 3,431 |
| Provision for loan and lease losses | $410,000 | 2,545 |
| Total noninterest income | $471,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $363,000 | 2,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 5,036 |
| Total noninterest expense | $5,667,000 | 2,501 |
| Salaries and employee benefits | $2,086,000 | 3,322 |
| Premises and equipment expense | $513,000 | 3,110 |
| Additional noninterest expense | $3,068,000 | 1,639 |
| Pre-tax net operating income | $-1,110,000 | 6,856 |
| Securities gains (losses) | $254,000 | 1,254 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-856,000 | 6,851 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-856,000 | 6,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-856,000 | 6,850 |
| Net charge-offs | $298,000 | 2,832 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,110,000 | 6,871 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 3,519 |
| Total interest expense | $497,000 | 3,841 |
| Net interest income | $3,016,000 | 3,429 |
| Provision for loan and lease losses | $291,000 | 2,502 |
| Total noninterest income | $276,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $234,000 | 2,629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,607 |
| Total noninterest expense | $2,997,000 | 3,068 |
| Salaries and employee benefits | $1,368,000 | 3,376 |
| Premises and equipment expense | $345,000 | 3,093 |
| Additional noninterest expense | $1,284,000 | 2,517 |
| Pre-tax net operating income | $4,000 | 6,291 |
| Securities gains (losses) | $254,000 | 961 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $258,000 | 5,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $258,000 | 5,019 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $258,000 | 5,019 |
| Net charge-offs | $79,000 | 3,636 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,000 | 6,311 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,512 |
| Total interest expense | $258,000 | 3,861 |
| Net interest income | $1,530,000 | 3,404 |
| Provision for loan and lease losses | $219,000 | 1,926 |
| Total noninterest income | $162,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $1,448,000 | 3,143 |
| Salaries and employee benefits | $684,000 | 3,401 |
| Premises and equipment expense | $169,000 | 3,167 |
| Additional noninterest expense | $595,000 | 2,679 |
| Pre-tax net operating income | $25,000 | 6,171 |
| Securities gains (losses) | $57,000 | 1,168 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $82,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,581 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $82,000 | 5,581 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $25,000 | 6,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 3,523 |
| Total interest expense | $1,302,000 | 3,787 |
| Net interest income | $6,148,000 | 3,407 |
| Provision for loan and lease losses | $674,000 | 3,003 |
| Total noninterest income | $618,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $423,000 | 2,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $195,000 | 4,493 |
| Total noninterest expense | $6,194,000 | 2,984 |
| Salaries and employee benefits | $2,929,000 | 3,180 |
| Premises and equipment expense | $765,000 | 3,009 |
| Additional noninterest expense | $2,500,000 | 2,591 |
| Pre-tax net operating income | $-102,000 | 6,140 |
| Securities gains (losses) | $127,000 | 1,858 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $25,000 | 6,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,000 | 6,095 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $25,000 | 6,095 |
| Net charge-offs | $778,000 | 2,676 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-102,000 | 6,179 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 3,542 |
| Total interest expense | $1,013,000 | 3,807 |
| Net interest income | $4,618,000 | 3,410 |
| Provision for loan and lease losses | $635,000 | 2,569 |
| Total noninterest income | $439,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $304,000 | 3,013 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $135,000 | 4,689 |
| Total noninterest expense | $4,713,000 | 2,943 |
| Salaries and employee benefits | $2,213,000 | 3,169 |
| Premises and equipment expense | $590,000 | 2,978 |
| Additional noninterest expense | $1,910,000 | 2,564 |
| Pre-tax net operating income | $-291,000 | 6,466 |
| Securities gains (losses) | $128,000 | 1,564 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-163,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-163,000 | 6,476 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-163,000 | 6,475 |
| Net charge-offs | $719,000 | 2,263 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-291,000 | 6,517 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 3,551 |
| Total interest expense | $711,000 | 3,773 |
| Net interest income | $3,079,000 | 3,417 |
| Provision for loan and lease losses | $611,000 | 2,029 |
| Total noninterest income | $281,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $191,000 | 3,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $3,120,000 | 2,995 |
| Salaries and employee benefits | $1,422,000 | 3,266 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $1,284,000 | 2,579 |
| Pre-tax net operating income | $-371,000 | 6,706 |
| Securities gains (losses) | $66,000 | 1,412 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-305,000 | 6,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-305,000 | 6,723 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-305,000 | 6,724 |
| Net charge-offs | $636,000 | 1,889 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-371,000 | 6,746 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,566 |
| Total interest expense | $376,000 | 3,744 |
| Net interest income | $1,515,000 | 3,440 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $109,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $1,547,000 | 3,025 |
| Salaries and employee benefits | $674,000 | 3,418 |
| Premises and equipment expense | $212,000 | 2,844 |
| Additional noninterest expense | $661,000 | 2,508 |
| Pre-tax net operating income | $67,000 | 5,533 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $101,000 | 4,998 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $101,000 | 4,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $101,000 | 4,998 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 3,633 |
| Total interest expense | $1,880,000 | 3,725 |
| Net interest income | $5,859,000 | 3,535 |
| Provision for loan and lease losses | $215,000 | 5,259 |
| Total noninterest income | $476,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $365,000 | 3,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 5,323 |
| Total noninterest expense | $6,196,000 | 3,029 |
| Salaries and employee benefits | $2,884,000 | 3,222 |
| Premises and equipment expense | $914,000 | 2,669 |
| Additional noninterest expense | $2,398,000 | 2,774 |
| Pre-tax net operating income | $-76,000 | 5,903 |
| Securities gains (losses) | $595,000 | 768 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $519,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $519,000 | 4,264 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $519,000 | 4,264 |
| Net charge-offs | $265,000 | 4,465 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-76,000 | 5,967 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 3,708 |
| Total interest expense | $1,430,000 | 3,827 |
| Net interest income | $4,374,000 | 3,583 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $389,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $271,000 | 3,348 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $118,000 | 4,995 |
| Total noninterest expense | $4,663,000 | 3,019 |
| Salaries and employee benefits | $2,122,000 | 3,290 |
| Premises and equipment expense | $631,000 | 2,908 |
| Additional noninterest expense | $1,910,000 | 2,586 |
| Pre-tax net operating income | $-80,000 | 6,137 |
| Securities gains (losses) | $433,000 | 836 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $353,000 | 4,641 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $353,000 | 4,644 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $353,000 | 4,644 |
| Net charge-offs | $271,000 | 3,861 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-80,000 | 6,175 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 3,711 |
| Total interest expense | $962,000 | 3,911 |
| Net interest income | $2,947,000 | 3,562 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $301,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $177,000 | 3,391 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $124,000 | 4,288 |
| Total noninterest expense | $3,133,000 | 3,005 |
| Salaries and employee benefits | $1,392,000 | 3,355 |
| Premises and equipment expense | $396,000 | 3,079 |
| Additional noninterest expense | $1,345,000 | 2,464 |
| Pre-tax net operating income | $-65,000 | 6,207 |
| Securities gains (losses) | $313,000 | 690 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $248,000 | 4,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $248,000 | 4,594 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $248,000 | 4,594 |
| Net charge-offs | $141,000 | 3,895 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-65,000 | 6,259 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,816 |
| Total interest expense | $479,000 | 4,050 |
| Net interest income | $1,447,000 | 3,654 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $146,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $1,626,000 | 2,929 |
| Salaries and employee benefits | $658,000 | 3,555 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $770,000 | 2,207 |
| Pre-tax net operating income | $-213,000 | 6,848 |
| Securities gains (losses) | $313,000 | 371 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $84,000 | 3,262 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-213,000 | 6,909 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,069,000 | 3,792 |
| Total interest expense | $2,842,000 | 3,558 |
| Net interest income | $5,227,000 | 3,834 |
| Provision for loan and lease losses | $1,423,000 | 2,965 |
| Total noninterest income | $541,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $430,000 | 3,184 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $111,000 | 5,516 |
| Total noninterest expense | $6,253,000 | 3,077 |
| Salaries and employee benefits | $2,823,000 | 3,363 |
| Premises and equipment expense | $787,000 | 3,163 |
| Additional noninterest expense | $2,643,000 | 2,619 |
| Pre-tax net operating income | $-1,908,000 | 6,607 |
| Securities gains (losses) | $-31,000 | 7,110 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,939,000 | 6,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,939,000 | 6,731 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,939,000 | 6,731 |
| Net charge-offs | $1,466,000 | 2,398 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,908,000 | 6,714 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 3,789 |
| Total interest expense | $2,196,000 | 3,606 |
| Net interest income | $3,957,000 | 3,813 |
| Provision for loan and lease losses | $1,273,000 | 2,444 |
| Total noninterest income | $396,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $326,000 | 3,178 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $4,667,000 | 3,095 |
| Salaries and employee benefits | $2,069,000 | 3,446 |
| Premises and equipment expense | $602,000 | 3,155 |
| Additional noninterest expense | $1,996,000 | 2,578 |
| Pre-tax net operating income | $-1,587,000 | 6,902 |
| Securities gains (losses) | $-81,000 | 7,441 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,668,000 | 7,062 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,668,000 | 7,060 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,668,000 | 7,061 |
| Net charge-offs | $1,182,000 | 2,018 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,587,000 | 7,019 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 3,832 |
| Total interest expense | $1,474,000 | 3,724 |
| Net interest income | $2,620,000 | 3,813 |
| Provision for loan and lease losses | $909,000 | 2,182 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $219,000 | 3,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-26,000 | 7,867 |
| Total noninterest expense | $3,065,000 | 3,166 |
| Salaries and employee benefits | $1,417,000 | 3,404 |
| Premises and equipment expense | $402,000 | 3,168 |
| Additional noninterest expense | $1,246,000 | 2,733 |
| Pre-tax net operating income | $-1,161,000 | 7,102 |
| Securities gains (losses) | $-212,000 | 7,800 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,373,000 | 7,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,373,000 | 7,290 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,373,000 | 7,289 |
| Net charge-offs | $850,000 | 1,776 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,161,000 | 7,212 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 3,914 |
| Total interest expense | $746,000 | 3,789 |
| Net interest income | $1,273,000 | 3,883 |
| Provision for loan and lease losses | $539,000 | 1,713 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $115,000 | 2,985 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-13,000 | 8,003 |
| Total noninterest expense | $1,482,000 | 3,176 |
| Salaries and employee benefits | $700,000 | 3,464 |
| Premises and equipment expense | $262,000 | 2,583 |
| Additional noninterest expense | $520,000 | 2,902 |
| Pre-tax net operating income | $-646,000 | 7,452 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-646,000 | 7,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-646,000 | 7,556 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-646,000 | 7,556 |
| Net charge-offs | $586,000 | 1,273 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-646,000 | 7,540 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 3,747 |
| Total interest expense | $3,152,000 | 4,114 |
| Net interest income | $6,048,000 | 3,458 |
| Provision for loan and lease losses | $1,033,000 | 2,663 |
| Total noninterest income | $962,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $534,000 | 2,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $428,000 | 3,463 |
| Total noninterest expense | $6,128,000 | 3,017 |
| Salaries and employee benefits | $2,806,000 | 3,441 |
| Premises and equipment expense | $1,020,000 | 2,579 |
| Additional noninterest expense | $2,302,000 | 2,511 |
| Pre-tax net operating income | $-151,000 | 6,509 |
| Securities gains (losses) | $236,000 | 646 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $85,000 | 5,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $85,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 2,429 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-151,000 | 6,577 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 3,736 |
| Total interest expense | $2,413,000 | 4,179 |
| Net interest income | $4,679,000 | 3,381 |
| Provision for loan and lease losses | $424,000 | 2,986 |
| Total noninterest income | $791,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $407,000 | 2,855 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $384,000 | 3,254 |
| Total noninterest expense | $4,743,000 | 2,910 |
| Salaries and employee benefits | $2,257,000 | 3,271 |
| Premises and equipment expense | $752,000 | 2,636 |
| Additional noninterest expense | $1,734,000 | 2,439 |
| Pre-tax net operating income | $303,000 | 5,623 |
| Securities gains (losses) | $145,000 | 764 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $448,000 | 4,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $448,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 2,162 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $303,000 | 5,377 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 3,724 |
| Total interest expense | $1,665,000 | 4,213 |
| Net interest income | $3,182,000 | 3,332 |
| Provision for loan and lease losses | $355,000 | 2,305 |
| Total noninterest income | $513,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $247,000 | 3,372 |
| Total noninterest expense | $3,225,000 | 2,859 |
| Salaries and employee benefits | $1,538,000 | 3,261 |
| Premises and equipment expense | $507,000 | 2,610 |
| Additional noninterest expense | $1,180,000 | 2,390 |
| Pre-tax net operating income | $115,000 | 6,319 |
| Securities gains (losses) | $130,000 | 806 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,914 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $115,000 | 6,181 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 3,765 |
| Total interest expense | $857,000 | 4,325 |
| Net interest income | $1,607,000 | 3,312 |
| Provision for loan and lease losses | $48,000 | 3,868 |
| Total noninterest income | $261,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $136,000 | 2,821 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,681,000 | 2,761 |
| Salaries and employee benefits | $788,000 | 3,209 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $652,000 | 2,147 |
| Pre-tax net operating income | $139,000 | 5,567 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $146,000 | 5,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,919 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,000 | 5,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 3,650 |
| Total interest expense | $3,790,000 | 4,150 |
| Net interest income | $6,731,000 | 3,200 |
| Provision for loan and lease losses | $594,000 | 2,076 |
| Total noninterest income | $1,462,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $594,000 | 2,693 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $868,000 | 2,435 |
| Total noninterest expense | $7,116,000 | 2,549 |
| Salaries and employee benefits | $3,294,000 | 2,987 |
| Premises and equipment expense | $1,385,000 | 1,886 |
| Additional noninterest expense | $2,437,000 | 2,224 |
| Pre-tax net operating income | $483,000 | 6,047 |
| Securities gains (losses) | $250,000 | 400 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $733,000 | 4,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $733,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 1,297 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $483,000 | 5,723 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 3,646 |
| Total interest expense | $2,851,000 | 4,142 |
| Net interest income | $5,044,000 | 3,204 |
| Provision for loan and lease losses | $442,000 | 1,742 |
| Total noninterest income | $1,125,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $447,000 | 2,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $678,000 | 2,376 |
| Total noninterest expense | $5,796,000 | 2,344 |
| Salaries and employee benefits | $2,757,000 | 2,678 |
| Premises and equipment expense | $1,135,000 | 1,728 |
| Additional noninterest expense | $1,904,000 | 2,100 |
| Pre-tax net operating income | $-69,000 | 7,767 |
| Securities gains (losses) | $36,000 | 699 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-33,000 | 7,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-33,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 842 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-69,000 | 7,796 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 3,671 |
| Total interest expense | $1,894,000 | 4,158 |
| Net interest income | $3,339,000 | 3,252 |
| Provision for loan and lease losses | $316,000 | 1,482 |
| Total noninterest income | $813,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $300,000 | 2,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $513,000 | 2,209 |
| Total noninterest expense | $4,228,000 | 2,168 |
| Salaries and employee benefits | $2,019,000 | 2,512 |
| Premises and equipment expense | $893,000 | 1,502 |
| Additional noninterest expense | $1,316,000 | 2,047 |
| Pre-tax net operating income | $-392,000 | 8,219 |
| Securities gains (losses) | $36,000 | 593 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-356,000 | 8,242 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-356,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 637 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-392,000 | 8,251 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 3,742 |
| Total interest expense | $933,000 | 4,183 |
| Net interest income | $1,603,000 | 3,352 |
| Provision for loan and lease losses | $210,000 | 1,110 |
| Total noninterest income | $249,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $134,000 | 2,839 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $115,000 | 3,507 |
| Total noninterest expense | $2,721,000 | 1,709 |
| Salaries and employee benefits | $1,303,000 | 1,966 |
| Premises and equipment expense | $632,000 | 1,052 |
| Additional noninterest expense | $786,000 | 1,705 |
| Pre-tax net operating income | $-1,079,000 | 8,595 |
| Securities gains (losses) | $36,000 | 460 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-1,043,000 | 8,598 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,043,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 430 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-1,079,000 | 8,596 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,800,000 | 3,143 |
| Total interest expense | $3,183,000 | 4,164 |
| Net interest income | $8,617,000 | 2,617 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $2,757,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $684,000 | 2,425 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,073,000 | 1,316 |
| Total noninterest expense | $12,191,000 | 1,462 |
| Salaries and employee benefits | $6,538,000 | 1,515 |
| Premises and equipment expense | $1,354,000 | 1,860 |
| Additional noninterest expense | $4,299,000 | 1,241 |
| Pre-tax net operating income | $-1,057,000 | 8,438 |
| Securities gains (losses) | $330,000 | 307 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-727,000 | 8,382 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-727,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,630 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,057,000 | 8,463 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,458,000 | 3,243 |
| Total interest expense | $2,274,000 | 4,198 |
| Net interest income | $6,184,000 | 2,717 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $2,933,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $572,000 | 2,214 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,361,000 | 979 |
| Total noninterest expense | $9,297,000 | 1,448 |
| Salaries and employee benefits | $5,107,000 | 1,453 |
| Premises and equipment expense | $987,000 | 1,928 |
| Additional noninterest expense | $3,203,000 | 1,251 |
| Pre-tax net operating income | $-340,000 | 8,367 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-340,000 | 8,401 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-340,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,227 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-340,000 | 8,392 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 3,279 |
| Total interest expense | $1,438,000 | 4,223 |
| Net interest income | $4,019,000 | 2,778 |
| Provision for loan and lease losses | $29,000 | 5,242 |
| Total noninterest income | $2,013,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $384,000 | 2,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,629,000 | 962 |
| Total noninterest expense | $6,173,000 | 1,458 |
| Salaries and employee benefits | $3,420,000 | 1,445 |
| Premises and equipment expense | $660,000 | 1,907 |
| Additional noninterest expense | $2,093,000 | 1,284 |
| Pre-tax net operating income | $-170,000 | 8,392 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-170,000 | 8,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-170,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,530 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-170,000 | 8,405 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 3,257 |
| Total interest expense | $680,000 | 4,250 |
| Net interest income | $2,007,000 | 2,776 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $1,043,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $179,000 | 2,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $864,000 | 906 |
| Total noninterest expense | $3,043,000 | 1,485 |
| Salaries and employee benefits | $1,740,000 | 1,428 |
| Premises and equipment expense | $305,000 | 2,064 |
| Additional noninterest expense | $998,000 | 1,322 |
| Pre-tax net operating income | $-22,000 | 8,290 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-22,000 | 8,302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-22,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,533 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-22,000 | 8,286 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,870,000 | 2,936 |
| Total interest expense | $2,202,000 | 4,151 |
| Net interest income | $8,668,000 | 2,514 |
| Provision for loan and lease losses | $133,000 | 4,311 |
| Total noninterest income | $2,359,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $641,000 | 2,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,718,000 | 1,507 |
| Total noninterest expense | $11,761,000 | 1,465 |
| Salaries and employee benefits | $6,001,000 | 1,559 |
| Premises and equipment expense | $1,394,000 | 1,739 |
| Additional noninterest expense | $4,366,000 | 1,175 |
| Pre-tax net operating income | $-867,000 | 8,608 |
| Securities gains (losses) | $189,000 | 518 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $-736,000 | 8,608 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-736,000 | 8,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-925,000 | 8,632 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 2,942 |
| Total interest expense | $1,579,000 | 4,149 |
| Net interest income | $6,398,000 | 2,528 |
| Provision for loan and lease losses | $37,000 | 5,628 |
| Total noninterest income | $1,749,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $475,000 | 2,544 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,274,000 | 1,522 |
| Total noninterest expense | $8,417,000 | 1,520 |
| Salaries and employee benefits | $4,319,000 | 1,612 |
| Premises and equipment expense | $1,014,000 | 1,779 |
| Additional noninterest expense | $3,084,000 | 1,243 |
| Pre-tax net operating income | $-307,000 | 8,530 |
| Securities gains (losses) | $189,000 | 491 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-118,000 | 8,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-118,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,493 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-307,000 | 8,535 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 3,063 |
| Total interest expense | $1,008,000 | 4,104 |
| Net interest income | $3,943,000 | 2,694 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $952,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $290,000 | 2,684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $662,000 | 1,812 |
| Total noninterest expense | $5,408,000 | 1,562 |
| Salaries and employee benefits | $2,616,000 | 1,756 |
| Premises and equipment expense | $699,000 | 1,717 |
| Additional noninterest expense | $2,093,000 | 1,197 |
| Pre-tax net operating income | $-513,000 | 8,677 |
| Securities gains (losses) | $106,000 | 542 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-407,000 | 8,688 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-407,000 | 8,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,566 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-513,000 | 8,690 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 3,158 |
| Total interest expense | $483,000 | 4,122 |
| Net interest income | $1,868,000 | 2,813 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $385,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $255,000 | 2,121 |
| Total noninterest expense | $2,737,000 | 1,549 |
| Salaries and employee benefits | $1,214,000 | 1,888 |
| Premises and equipment expense | $365,000 | 1,657 |
| Additional noninterest expense | $1,158,000 | 1,071 |
| Pre-tax net operating income | $-484,000 | 8,849 |
| Securities gains (losses) | $92,000 | 388 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-392,000 | 8,837 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-392,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-484,000 | 8,850 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 3,337 |
| Total interest expense | $1,713,000 | 4,118 |
| Net interest income | $6,535,000 | 3,072 |
| Provision for loan and lease losses | $2,214,000 | 490 |
| Total noninterest income | $911,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $545,000 | 2,952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $366,000 | 3,882 |
| Total noninterest expense | $8,620,000 | 1,875 |
| Salaries and employee benefits | $4,261,000 | 2,045 |
| Premises and equipment expense | $1,223,000 | 1,878 |
| Additional noninterest expense | $3,136,000 | 1,565 |
| Pre-tax net operating income | $-3,388,000 | 8,933 |
| Securities gains (losses) | $41,000 | 1,887 |
| Applicable income taxes | $-682,000 | 8,920 |
| Income before extraordinary items | $-2,665,000 | 8,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,665,000 | 8,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,349,000 | 407 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,697,800 | 8,924 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 3,438 |
| Total interest expense | $1,251,000 | 4,142 |
| Net interest income | $4,643,000 | 3,203 |
| Provision for loan and lease losses | $159,000 | 3,435 |
| Total noninterest income | $670,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $416,000 | 2,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $254,000 | 4,035 |
| Total noninterest expense | $5,664,000 | 2,110 |
| Salaries and employee benefits | $2,849,000 | 2,268 |
| Premises and equipment expense | $891,000 | 1,930 |
| Additional noninterest expense | $1,924,000 | 1,860 |
| Pre-tax net operating income | $-510,000 | 8,775 |
| Securities gains (losses) | $41,000 | 1,811 |
| Applicable income taxes | $-196,000 | 8,908 |
| Income before extraordinary items | $-273,000 | 8,724 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-273,000 | 8,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,143 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-299,240 | 8,710 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 3,474 |
| Total interest expense | $836,000 | 4,148 |
| Net interest income | $3,018,000 | 3,262 |
| Provision for loan and lease losses | $159,000 | 2,620 |
| Total noninterest income | $494,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $266,000 | 2,986 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $3,517,000 | 2,251 |
| Salaries and employee benefits | $1,792,000 | 2,401 |
| Premises and equipment expense | $554,000 | 2,071 |
| Additional noninterest expense | $1,171,000 | 2,064 |
| Pre-tax net operating income | $-164,000 | 8,744 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $-82,000 | 8,923 |
| Income before extraordinary items | $-41,000 | 8,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-41,000 | 8,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 998 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-67,240 | 8,653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 3,492 |
| Total interest expense | $430,000 | 4,105 |
| Net interest income | $1,493,000 | 3,270 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $291,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $168,000 | 2,743 |
| Total noninterest expense | $1,633,000 | 2,447 |
| Salaries and employee benefits | $849,000 | 2,548 |
| Premises and equipment expense | $249,000 | 2,323 |
| Additional noninterest expense | $535,000 | 2,223 |
| Pre-tax net operating income | $129,000 | 6,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 847 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,000 | 6,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,366,000 | 3,317 |
| Total interest expense | $2,076,000 | 3,915 |
| Net interest income | $6,290,000 | 3,058 |
| Provision for loan and lease losses | $295,000 | 3,238 |
| Total noninterest income | $1,041,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $506,000 | 3,062 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $535,000 | 3,465 |
| Total noninterest expense | $5,729,000 | 2,703 |
| Salaries and employee benefits | $3,092,000 | 2,701 |
| Premises and equipment expense | $985,000 | 2,284 |
| Additional noninterest expense | $1,652,000 | 2,825 |
| Pre-tax net operating income | $1,307,000 | 4,473 |
| Securities gains (losses) | $151,000 | 1,554 |
| Applicable income taxes | $483,000 | 3,433 |
| Income before extraordinary items | $975,000 | 4,711 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $975,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $379,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $873,830 | 4,850 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 3,358 |
| Total interest expense | $1,622,000 | 3,904 |
| Net interest income | $4,651,000 | 3,104 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $742,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $376,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 3,697 |
| Total noninterest expense | $4,115,000 | 2,820 |
| Salaries and employee benefits | $2,245,000 | 2,774 |
| Premises and equipment expense | $687,000 | 2,460 |
| Additional noninterest expense | $1,183,000 | 2,915 |
| Pre-tax net operating income | $1,028,000 | 4,477 |
| Securities gains (losses) | $151,000 | 1,417 |
| Applicable income taxes | $407,000 | 3,380 |
| Income before extraordinary items | $772,000 | 4,707 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $772,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,989 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $673,850 | 4,910 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,327 |
| Total interest expense | $1,131,000 | 3,860 |
| Net interest income | $3,112,000 | 3,084 |
| Provision for loan and lease losses | $209,000 | 2,457 |
| Total noninterest income | $419,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $244,000 | 3,129 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $175,000 | 4,284 |
| Total noninterest expense | $2,693,000 | 2,874 |
| Salaries and employee benefits | $1,479,000 | 2,814 |
| Premises and equipment expense | $451,000 | 2,473 |
| Additional noninterest expense | $763,000 | 2,994 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $135,000 | 1,296 |
| Applicable income taxes | $263,000 | 3,466 |
| Income before extraordinary items | $501,000 | 4,802 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $501,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 9,192 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $411,900 | 5,125 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 3,390 |
| Total interest expense | $577,000 | 3,874 |
| Net interest income | $1,518,000 | 3,145 |
| Provision for loan and lease losses | $93,000 | 2,472 |
| Total noninterest income | $120,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $1,297,000 | 2,950 |
| Salaries and employee benefits | $719,000 | 2,890 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $379,000 | 2,991 |
| Pre-tax net operating income | $254,000 | 5,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $172,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,750 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $172,000 | 5,504 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,417,000 | 3,492 |
| Total interest expense | $2,738,000 | 3,816 |
| Net interest income | $5,679,000 | 3,286 |
| Provision for loan and lease losses | $368,000 | 3,010 |
| Total noninterest income | $1,104,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $434,000 | 3,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $670,000 | 2,773 |
| Total noninterest expense | $5,067,000 | 2,889 |
| Salaries and employee benefits | $2,609,000 | 3,012 |
| Premises and equipment expense | $818,000 | 2,634 |
| Additional noninterest expense | $1,640,000 | 2,751 |
| Pre-tax net operating income | $1,348,000 | 4,389 |
| Securities gains (losses) | $286,000 | 924 |
| Applicable income taxes | $561,000 | 3,229 |
| Income before extraordinary items | $1,073,000 | 4,396 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,073,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,350 |
| Cash dividends | $151,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $884,240 | 4,801 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 3,882 |
| Total interest expense | $4,484,000 | 3,457 |
| Net interest income | $3,848,000 | 4,244 |
| Provision for loan and lease losses | $179,000 | 4,428 |
| Total noninterest income | $888,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $419,000 | 3,258 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $469,000 | 3,239 |
| Total noninterest expense | $5,859,000 | 2,431 |
| Salaries and employee benefits | $2,428,000 | 3,020 |
| Premises and equipment expense | $790,000 | 2,666 |
| Additional noninterest expense | $2,641,000 | 1,734 |
| Pre-tax net operating income | $-1,302,000 | 9,427 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $-528,000 | 9,506 |
| Income before extraordinary items | $-749,000 | 9,328 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-749,000 | 9,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-765,000 | 9,304 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 3,626 |
| Total interest expense | $4,608,000 | 3,546 |
| Net interest income | $4,699,000 | 3,662 |
| Provision for loan and lease losses | $649,000 | 1,506 |
| Total noninterest income | $2,820,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $463,000 | 2,895 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,357,000 | 1,012 |
| Total noninterest expense | $7,433,000 | 1,870 |
| Salaries and employee benefits | $3,709,000 | 1,937 |
| Premises and equipment expense | $739,000 | 2,749 |
| Additional noninterest expense | $2,985,000 | 1,503 |
| Pre-tax net operating income | $-563,000 | 9,569 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $-281,000 | 9,736 |
| Income before extraordinary items | $-277,000 | 9,431 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-277,000 | 9,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-280,200 | 9,434 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 3,574 |
| Total interest expense | $4,119,000 | 3,501 |
| Net interest income | $4,745,000 | 3,618 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $2,135,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $448,000 | 2,904 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,687,000 | 1,301 |
| Total noninterest expense | $4,835,000 | 2,793 |
| Salaries and employee benefits | $3,035,000 | 2,316 |
| Premises and equipment expense | $694,000 | 2,879 |
| Additional noninterest expense | $1,106,000 | 3,694 |
| Pre-tax net operating income | $1,865,000 | 3,514 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $564,000 | 3,357 |
| Income before extraordinary items | $1,302,000 | 3,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,302,000 | 3,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $530,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,301,300 | 3,600 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 4,062 |
| Total interest expense | $3,701,000 | 3,937 |
| Net interest income | $4,022,000 | 4,105 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $574,000 | 4,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,964 |
| Total noninterest expense | $3,337,000 | 3,754 |
| Salaries and employee benefits | $1,762,000 | 3,736 |
| Premises and equipment expense | $652,000 | 2,954 |
| Additional noninterest expense | $923,000 | 4,208 |
| Pre-tax net operating income | $1,259,000 | 4,734 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $411,000 | 4,344 |
| Income before extraordinary items | $854,000 | 4,984 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $854,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $454,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $849,920 | 4,919 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 4,103 |
| Total interest expense | $3,667,000 | 3,984 |
| Net interest income | $4,044,000 | 4,200 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $530,000 | 4,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,044 |
| Total noninterest expense | $2,908,000 | 4,196 |
| Salaries and employee benefits | $1,579,000 | 4,062 |
| Premises and equipment expense | $501,000 | 3,689 |
| Additional noninterest expense | $828,000 | 4,604 |
| Pre-tax net operating income | $1,576,000 | 4,290 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $522,000 | 4,084 |
| Income before extraordinary items | $1,064,000 | 4,470 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,064,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $454,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,057,300 | 4,443 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 4,403 |
| Total interest expense | $3,513,000 | 4,189 |
| Net interest income | $3,781,000 | 4,528 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $524,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $2,843,000 | 4,487 |
| Salaries and employee benefits | $1,608,000 | 4,043 |
| Premises and equipment expense | $432,000 | 4,270 |
| Additional noninterest expense | $803,000 | 5,184 |
| Pre-tax net operating income | $1,462,000 | 4,433 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $459,000 | 4,437 |
| Income before extraordinary items | $1,003,000 | 4,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,003,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $348,000 | 4,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,003,000 | 4,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 4,764 |
| Total interest expense | $3,128,000 | 4,571 |
| Net interest income | $3,519,000 | 4,851 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $2,637,000 | 4,767 |
| Salaries and employee benefits | $1,425,000 | 4,489 |
| Premises and equipment expense | $374,000 | 4,799 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $1,358,000 | 4,808 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $458,000 | 4,475 |
| Income before extraordinary items | $901,000 | 4,995 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $901,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $303,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $900,340 | 4,974 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 5,302 |
| Total interest expense | $2,350,000 | 4,894 |
| Net interest income | $3,079,000 | 5,511 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $453,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,670 |
| Total noninterest expense | $2,455,000 | 5,244 |
| Salaries and employee benefits | $1,230,000 | 5,138 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $895,000 | 5,188 |
| Pre-tax net operating income | $1,077,000 | 5,657 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $363,000 | 5,121 |
| Income before extraordinary items | $714,000 | 5,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $714,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,837 |
| Cash dividends | $189,000 | 5,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $714,000 | 5,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,649 |
| Total interest expense | $2,164,000 | 5,453 |
| Net interest income | $2,965,000 | 5,705 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $2,405,000 | 5,435 |
| Salaries and employee benefits | $1,234,000 | 5,109 |
| Premises and equipment expense | $338,000 | 5,366 |
| Additional noninterest expense | $833,000 | 5,734 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $189,000 | 5,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $702,160 | 5,831 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 5,838 |
| Total interest expense | $2,754,000 | 5,544 |
| Net interest income | $2,814,000 | 6,029 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $365,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $2,257,000 | 5,786 |
| Salaries and employee benefits | $1,182,000 | 5,238 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $730,000 | 6,555 |
| Pre-tax net operating income | $900,000 | 6,098 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $738,000 | 5,698 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $738,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 13,668 |
| Cash dividends | $151,000 | 5,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $712,720 | 5,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.