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Citizens Bank, Income and Expense

2012-12-31 (YTD Data)Rank
Total interest income$11,798,0002,206
Total interest expense$1,375,0002,901
Net interest income$10,423,0002,072
Provision for loan and lease losses$95,0004,737
Total noninterest income$1,246,0002,896
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$838,0001,631
Trading account gains and fees$0166
Additional Noninterest Income$408,0003,612
Total noninterest expense$7,723,0002,447
Salaries and employee benefits$3,752,0002,602
Premises and equipment expense$1,765,0001,346
Additional noninterest expense$2,206,0002,855
Pre-tax net operating income$3,851,0001,695
Securities gains (losses)$255,0001,493
Applicable income taxes$04,751
Income before extraordinary items$4,106,0001,425
Extraordinary gains, net$029
Net income$4,106,0001,426
Minority interest net income$093
Net income of bank and minority interests.$4,106,0001,426
Net charge-offs$176,0003,890
Cash dividends$2,203,0001,133
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,851,0001,414
2012-09-30 (YTD Data)Rank
Total interest income$8,908,0002,244
Total interest expense$1,090,0002,883
Net interest income$7,818,0002,102
Provision for loan and lease losses$95,0004,412
Total noninterest income$931,0002,918
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$623,0001,662
Trading account gains and fees$0157
Additional Noninterest Income$308,0003,656
Total noninterest expense$5,519,0002,557
Salaries and employee benefits$2,647,0002,778
Premises and equipment expense$1,295,0001,387
Additional noninterest expense$1,577,0002,984
Pre-tax net operating income$3,135,0001,634
Securities gains (losses)$279,0001,176
Applicable income taxes$04,802
Income before extraordinary items$3,414,0001,320
Extraordinary gains, net$020
Net income$3,414,0001,321
Minority interest net income$086
Net income of bank and minority interests.$3,414,0001,321
Net charge-offs$175,0003,438
Cash dividends$2,045,000755
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,135,0001,350
2012-06-30 (YTD Data)Rank
Total interest income$5,964,0002,243
Total interest expense$793,0002,801
Net interest income$5,171,0002,118
Provision for loan and lease losses$30,0004,864
Total noninterest income$582,0002,976
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$412,0001,661
Trading account gains and fees$0153
Additional Noninterest Income$170,0003,892
Total noninterest expense$3,460,0002,706
Salaries and employee benefits$1,622,0002,984
Premises and equipment expense$846,0001,408
Additional noninterest expense$992,0003,138
Pre-tax net operating income$2,263,0001,529
Securities gains (losses)$193,0001,122
Applicable income taxes$04,770
Income before extraordinary items$2,456,0001,219
Extraordinary gains, net$019
Net income$2,456,0001,220
Minority interest net income$084
Net income of bank and minority interests.$2,456,0001,219
Net charge-offs$97,0003,450
Cash dividends$1,525,000674
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,263,0001,239
2012-03-31 (YTD Data)Rank
Total interest income$3,044,0002,225
Total interest expense$453,0002,595
Net interest income$2,591,0002,121
Provision for loan and lease losses$30,0004,088
Total noninterest income$280,0003,055
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$206,0001,644
Trading account gains and fees$0148
Additional Noninterest Income$74,0004,137
Total noninterest expense$1,743,0002,688
Salaries and employee benefits$831,0002,943
Premises and equipment expense$398,0001,494
Additional noninterest expense$514,0003,028
Pre-tax net operating income$1,098,0001,543
Securities gains (losses)$109,000873
Applicable income taxes$04,704
Income before extraordinary items$1,207,0001,205
Extraordinary gains, net$019
Net income$1,207,0001,205
Minority interest net income$078
Net income of bank and minority interests.$1,207,0001,206
Net charge-offs$26,0003,512
Cash dividends$450,000954
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,098,0001,245
2011-12-31 (YTD Data)Rank
Total interest income$12,404,0002,256
Total interest expense$3,141,0001,878
Net interest income$9,263,0002,367
Provision for loan and lease losses$140,0005,014
Total noninterest income$1,290,0002,665
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$901,0001,627
Trading account gains and fees$0146
Additional Noninterest Income$389,0003,480
Total noninterest expense$7,018,0002,664
Salaries and employee benefits$3,676,0002,621
Premises and equipment expense$1,511,0001,645
Additional noninterest expense$1,831,0003,368
Pre-tax net operating income$3,395,0001,643
Securities gains (losses)$-40,0006,992
Applicable income taxes$19,0004,130
Income before extraordinary items$3,336,0001,463
Extraordinary gains, net$029
Net income$3,336,0001,463
Minority interest net income$096
Net income of bank and minority interests.$3,336,0001,463
Net charge-offs$38,0005,621
Cash dividends$1,380,0001,314
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,375,6001,384
2011-09-30 (YTD Data)Rank
Total interest income$9,353,0002,265
Total interest expense$2,496,0001,850
Net interest income$6,857,0002,399
Provision for loan and lease losses$120,0004,772
Total noninterest income$1,020,0002,590
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$680,0001,612
Trading account gains and fees$0145
Additional Noninterest Income$340,0003,271
Total noninterest expense$5,199,0002,696
Salaries and employee benefits$2,373,0002,986
Premises and equipment expense$1,129,0001,668
Additional noninterest expense$1,697,0002,818
Pre-tax net operating income$2,558,0001,701
Securities gains (losses)$-50,0007,149
Applicable income taxes$19,0004,063
Income before extraordinary items$2,489,0001,526
Extraordinary gains, net$021
Net income$2,489,0001,526
Minority interest net income$087
Net income of bank and minority interests.$2,489,0001,526
Net charge-offs$15,0005,648
Cash dividends$1,160,0001,037
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,538,5001,419
2011-06-30 (YTD Data)Rank
Total interest income$6,127,0002,322
Total interest expense$1,735,0001,837
Net interest income$4,392,0002,517
Provision for loan and lease losses$120,0004,174
Total noninterest income$668,0002,621
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$456,0001,579
Trading account gains and fees$0153
Additional Noninterest Income$212,0003,401
Total noninterest expense$3,409,0002,747
Salaries and employee benefits$1,561,0003,045
Premises and equipment expense$746,0001,698
Additional noninterest expense$1,102,0002,938
Pre-tax net operating income$1,531,0001,850
Securities gains (losses)$-43,0007,220
Applicable income taxes$04,697
Income before extraordinary items$1,488,0001,636
Extraordinary gains, net$015
Net income$1,488,0001,636
Minority interest net income$089
Net income of bank and minority interests.$1,488,0001,636
Net charge-offs$13,0005,250
Cash dividends$810,000966
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,531,0001,527
2011-03-31 (YTD Data)Rank
Total interest income$2,979,0002,390
Total interest expense$874,0001,890
Net interest income$2,105,0002,612
Provision for loan and lease losses$75,0003,668
Total noninterest income$330,0002,663
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$231,0001,539
Trading account gains and fees$0158
Additional Noninterest Income$99,0003,590
Total noninterest expense$1,669,0002,814
Salaries and employee benefits$773,0003,088
Premises and equipment expense$373,0001,728
Additional noninterest expense$523,0003,065
Pre-tax net operating income$691,0001,991
Securities gains (losses)$-30,0007,287
Applicable income taxes$04,545
Income before extraordinary items$661,0001,768
Extraordinary gains, net$09
Net income$661,0001,768
Minority interest net income$086
Net income of bank and minority interests.$661,0001,768
Net charge-offs$1,0004,979
Cash dividends$410,000872
Sale, conversion, retirement of capital stock, net$0925
Net operating income$691,0001,646
2010-12-31 (YTD Data)Rank
Total interest income$12,299,0002,444
Total interest expense$3,501,0002,257
Net interest income$8,798,0002,497
Provision for loan and lease losses$520,0004,055
Total noninterest income$1,388,0002,655
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$968,0001,546
Trading account gains and fees$0175
Additional Noninterest Income$420,0003,437
Total noninterest expense$6,767,0002,805
Salaries and employee benefits$2,975,0003,141
Premises and equipment expense$1,481,0001,728
Additional noninterest expense$2,311,0002,864
Pre-tax net operating income$2,899,0001,666
Securities gains (losses)$619,000738
Applicable income taxes$10,0004,219
Income before extraordinary items$3,508,0001,218
Extraordinary gains, net$029
Net income$3,508,0001,220
Minority interest net income$0111
Net income of bank and minority interests.$3,508,0001,221
Net charge-offs$306,0004,269
Cash dividends$1,250,0001,250
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,889,0001,392
2010-09-30 (YTD Data)Rank
Total interest income$9,161,0002,513
Total interest expense$2,624,0002,362
Net interest income$6,537,0002,546
Provision for loan and lease losses$360,0004,061
Total noninterest income$1,061,0002,619
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$707,0001,635
Trading account gains and fees$0165
Additional Noninterest Income$354,0003,289
Total noninterest expense$5,018,0002,827
Salaries and employee benefits$2,227,0003,167
Premises and equipment expense$1,096,0001,769
Additional noninterest expense$1,695,0002,861
Pre-tax net operating income$2,220,0001,763
Securities gains (losses)$175,0001,482
Applicable income taxes$10,0004,245
Income before extraordinary items$2,385,0001,393
Extraordinary gains, net$023
Net income$2,385,0001,396
Minority interest net income$0110
Net income of bank and minority interests.$2,385,0001,397
Net charge-offs$263,0003,898
Cash dividends$820,0001,248
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,210,0001,446
2010-06-30 (YTD Data)Rank
Total interest income$6,040,0002,571
Total interest expense$1,790,0002,404
Net interest income$4,250,0002,607
Provision for loan and lease losses$235,0004,001
Total noninterest income$672,0002,651
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$426,0001,783
Trading account gains and fees$0152
Additional Noninterest Income$246,0003,148
Total noninterest expense$3,323,0002,853
Salaries and employee benefits$1,485,0003,170
Premises and equipment expense$728,0001,796
Additional noninterest expense$1,110,0002,920
Pre-tax net operating income$1,364,0001,853
Securities gains (losses)$204,000942
Applicable income taxes$04,691
Income before extraordinary items$1,568,0001,407
Extraordinary gains, net$019
Net income$1,568,0001,407
Minority interest net income$0105
Net income of bank and minority interests.$1,568,0001,408
Net charge-offs$205,0003,511
Cash dividends$560,0001,220
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,364,0001,529
2010-03-31 (YTD Data)Rank
Total interest income$3,003,0002,631
Total interest expense$900,0002,491
Net interest income$2,103,0002,651
Provision for loan and lease losses$110,0003,837
Total noninterest income$288,0002,952
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$211,0001,791
Trading account gains and fees$0175
Additional Noninterest Income$77,0003,982
Total noninterest expense$1,640,0002,906
Salaries and employee benefits$747,0003,197
Premises and equipment expense$372,0001,819
Additional noninterest expense$521,0003,058
Pre-tax net operating income$641,0001,992
Securities gains (losses)$70,000968
Applicable income taxes$04,611
Income before extraordinary items$711,0001,535
Extraordinary gains, net$016
Net income$711,0001,537
Minority interest net income$091
Net income of bank and minority interests.$711,0001,537
Net charge-offs$10,0004,830
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$641,0001,643
2009-12-31 (YTD Data)Rank
Total interest income$12,264,0002,689
Total interest expense$4,119,0002,670
Net interest income$8,145,0002,681
Provision for loan and lease losses$400,0004,863
Total noninterest income$951,0003,438
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$908,0001,830
Trading account gains and fees$0211
Additional Noninterest Income$43,0006,513
Total noninterest expense$6,543,0002,963
Salaries and employee benefits$2,962,0003,213
Premises and equipment expense$1,396,0001,924
Additional noninterest expense$2,185,0003,101
Pre-tax net operating income$2,153,0001,805
Securities gains (losses)$20,0003,038
Applicable income taxes$04,388
Income before extraordinary items$2,173,0001,538
Extraordinary gains, net$034
Net income$2,173,0001,535
Minority interest net income$0115
Net income of bank and minority interests.$2,173,0001,537
Net charge-offs$74,0005,947
Cash dividends$1,130,0001,497
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,153,0001,510
2009-09-30 (YTD Data)Rank
Total interest income$9,036,0002,778
Total interest expense$3,195,0002,705
Net interest income$5,841,0002,804
Provision for loan and lease losses$185,0005,248
Total noninterest income$816,0003,217
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$677,0001,853
Trading account gains and fees$0212
Additional Noninterest Income$139,0004,900
Total noninterest expense$4,859,0002,988
Salaries and employee benefits$2,213,0003,246
Premises and equipment expense$1,075,0001,891
Additional noninterest expense$1,571,0003,165
Pre-tax net operating income$1,613,0001,927
Securities gains (losses)$13,0002,895
Applicable income taxes$04,592
Income before extraordinary items$1,626,0001,649
Extraordinary gains, net$027
Net income$1,626,0001,647
Minority interest net income$0118
Net income of bank and minority interests.$1,626,0001,649
Net charge-offs$23,0006,168
Cash dividends$870,0001,416
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,613,0001,619
2009-06-30 (YTD Data)Rank
Total interest income$5,857,0002,893
Total interest expense$2,216,0002,723
Net interest income$3,641,0002,950
Provision for loan and lease losses$110,0005,210
Total noninterest income$533,0003,261
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$423,0001,935
Trading account gains and fees$0193
Additional Noninterest Income$110,0004,632
Total noninterest expense$3,148,0003,095
Salaries and employee benefits$1,618,0003,051
Premises and equipment expense$485,0002,709
Additional noninterest expense$1,045,0003,183
Pre-tax net operating income$916,0002,271
Securities gains (losses)$212,000984
Applicable income taxes$04,657
Income before extraordinary items$1,128,0001,651
Extraordinary gains, net$021
Net income$1,128,0001,648
Minority interest net income$0112
Net income of bank and minority interests.$1,128,0001,650
Net charge-offs$12,0005,902
Cash dividends$560,0001,500
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$916,0001,928
2009-03-31 (YTD Data)Rank
Total interest income$2,857,0002,985
Total interest expense$1,154,0002,719
Net interest income$1,703,0003,110
Provision for loan and lease losses$50,0004,881
Total noninterest income$235,0003,503
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$188,0002,067
Trading account gains and fees$0171
Additional Noninterest Income$47,0004,942
Total noninterest expense$1,484,0003,173
Salaries and employee benefits$790,0003,130
Premises and equipment expense$234,0002,836
Additional noninterest expense$460,0003,219
Pre-tax net operating income$404,0002,784
Securities gains (losses)$212,000644
Applicable income taxes$04,835
Income before extraordinary items$616,0001,748
Extraordinary gains, net$015
Net income$616,0001,749
Minority interest net income$0102
Net income of bank and minority interests.$616,0001,750
Net charge-offs$7,0004,941
Cash dividends$260,0001,478
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$404,0002,408
2008-12-31 (YTD Data)Rank
Total interest income$12,739,0002,871
Total interest expense$5,476,0002,741
Net interest income$7,263,0002,946
Provision for loan and lease losses$460,0003,934
Total noninterest income$1,229,0003,002
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$864,0001,985
Trading account gains and fees$0154
Additional Noninterest Income$365,0003,740
Total noninterest expense$6,143,0003,011
Salaries and employee benefits$3,201,0003,079
Premises and equipment expense$903,0002,863
Additional noninterest expense$2,039,0002,824
Pre-tax net operating income$1,889,0002,563
Securities gains (losses)$20,0002,184
Applicable income taxes$4,0004,719
Income before extraordinary items$1,905,0002,087
Extraordinary gains, net$039
Net income$1,905,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0003,785
Cash dividends$450,0003,512
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,885,0002,224
2008-09-30 (YTD Data)Rank
Total interest income$9,582,0002,925
Total interest expense$4,184,0002,794
Net interest income$5,398,0002,997
Provision for loan and lease losses$275,0003,694
Total noninterest income$949,0002,995
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$662,0001,961
Trading account gains and fees$0148
Additional Noninterest Income$287,0003,759
Total noninterest expense$4,488,0003,060
Salaries and employee benefits$2,351,0003,156
Premises and equipment expense$660,0002,945
Additional noninterest expense$1,477,0002,806
Pre-tax net operating income$1,584,0002,728
Securities gains (losses)$20,0002,014
Applicable income taxes$4,0005,079
Income before extraordinary items$1,600,0002,200
Extraordinary gains, net$031
Net income$1,600,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,412
Cash dividends$200,0003,868
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,580,0002,334
2008-06-30 (YTD Data)Rank
Total interest income$6,325,0002,998
Total interest expense$2,856,0002,834
Net interest income$3,469,0003,085
Provision for loan and lease losses$205,0003,111
Total noninterest income$588,0003,175
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$414,0002,041
Trading account gains and fees$0149
Additional Noninterest Income$174,0004,039
Total noninterest expense$2,901,0003,158
Salaries and employee benefits$1,559,0003,222
Premises and equipment expense$426,0003,046
Additional noninterest expense$916,0002,969
Pre-tax net operating income$951,0003,052
Securities gains (losses)$20,0002,041
Applicable income taxes$05,627
Income before extraordinary items$971,0002,636
Extraordinary gains, net$021
Net income$971,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$951,0002,624
2008-03-31 (YTD Data)Rank
Total interest income$3,172,0003,066
Total interest expense$1,512,0002,873
Net interest income$1,660,0003,220
Provision for loan and lease losses$105,0002,634
Total noninterest income$278,0003,286
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$207,0002,020
Trading account gains and fees$0158
Additional Noninterest Income$71,0004,403
Total noninterest expense$1,421,0003,226
Salaries and employee benefits$773,0003,252
Premises and equipment expense$222,0002,948
Additional noninterest expense$426,0003,117
Pre-tax net operating income$412,0003,480
Securities gains (losses)$20,0001,596
Applicable income taxes$05,622
Income before extraordinary items$432,0003,014
Extraordinary gains, net$015
Net income$432,0003,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$100,0002,880
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$412,0003,048
2007-12-31 (YTD Data)Rank
Total interest income$12,161,0003,252
Total interest expense$6,102,0002,971
Net interest income$6,059,0003,477
Provision for loan and lease losses$280,0003,319
Total noninterest income$1,150,0003,224
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$878,0001,969
Trading account gains and fees$0178
Additional Noninterest Income$272,0004,420
Total noninterest expense$5,346,0003,276
Salaries and employee benefits$2,898,0003,318
Premises and equipment expense$799,0003,082
Additional noninterest expense$1,649,0003,158
Pre-tax net operating income$1,583,0003,811
Securities gains (losses)$50,000792
Applicable income taxes$18,0005,466
Income before extraordinary items$1,615,0003,274
Extraordinary gains, net$039
Net income$1,615,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,249
Cash dividends$802,0002,946
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,565,5003,333
2007-09-30 (YTD Data)Rank
Total interest income$8,813,0003,347
Total interest expense$4,460,0003,020
Net interest income$4,353,0003,609
Provision for loan and lease losses$220,0002,856
Total noninterest income$795,0003,409
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$641,0002,006
Trading account gains and fees$0184
Additional Noninterest Income$154,0005,035
Total noninterest expense$3,851,0003,348
Salaries and employee benefits$2,084,0003,411
Premises and equipment expense$554,0003,280
Additional noninterest expense$1,213,0003,165
Pre-tax net operating income$1,077,0004,190
Securities gains (losses)$50,000625
Applicable income taxes$14,0005,621
Income before extraordinary items$1,113,0003,645
Extraordinary gains, net$033
Net income$1,113,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$652,0002,567
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,063,5003,726
2007-06-30 (YTD Data)Rank
Total interest income$5,636,0003,476
Total interest expense$2,858,0003,120
Net interest income$2,778,0003,741
Provision for loan and lease losses$75,0003,728
Total noninterest income$504,0003,540
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$409,0002,072
Trading account gains and fees$0168
Additional Noninterest Income$95,0005,216
Total noninterest expense$2,483,0003,455
Salaries and employee benefits$1,353,0003,522
Premises and equipment expense$352,0003,426
Additional noninterest expense$778,0003,271
Pre-tax net operating income$724,0004,237
Securities gains (losses)$50,000536
Applicable income taxes$9,0005,709
Income before extraordinary items$765,0003,619
Extraordinary gains, net$029
Net income$765,0003,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$300,0003,098
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$715,5003,754
2007-03-31 (YTD Data)Rank
Total interest income$2,742,0003,537
Total interest expense$1,422,0003,125
Net interest income$1,320,0003,879
Provision for loan and lease losses$30,0003,737
Total noninterest income$249,0003,542
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$201,0002,044
Trading account gains and fees$0195
Additional Noninterest Income$48,0005,190
Total noninterest expense$1,200,0003,573
Salaries and employee benefits$657,0003,626
Premises and equipment expense$179,0003,407
Additional noninterest expense$364,0003,427
Pre-tax net operating income$339,0004,386
Securities gains (losses)$50,000415
Applicable income taxes$06,196
Income before extraordinary items$389,0003,565
Extraordinary gains, net$022
Net income$389,0003,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$339,0003,883
2006-12-31 (YTD Data)Rank
Total interest income$10,489,0003,450
Total interest expense$5,283,0002,890
Net interest income$5,206,0003,893
Provision for loan and lease losses$120,0004,374
Total noninterest income$1,025,0003,494
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$866,0001,984
Trading account gains and fees$0130
Additional Noninterest Income$159,0005,512
Total noninterest expense$4,684,0003,525
Salaries and employee benefits$2,493,0003,615
Premises and equipment expense$739,0003,195
Additional noninterest expense$1,452,0003,378
Pre-tax net operating income$1,427,0004,404
Securities gains (losses)$14,000999
Applicable income taxes$33,0005,706
Income before extraordinary items$1,408,0003,925
Extraordinary gains, net$051
Net income$1,408,0003,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,076
Cash dividends$550,0003,563
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,394,2803,923
2006-09-30 (YTD Data)Rank
Total interest income$7,616,0003,512
Total interest expense$3,727,0002,963
Net interest income$3,889,0003,927
Provision for loan and lease losses$90,0004,225
Total noninterest income$743,0003,577
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$645,0001,988
Trading account gains and fees$0126
Additional Noninterest Income$98,0005,880
Total noninterest expense$3,436,0003,587
Salaries and employee benefits$1,810,0003,708
Premises and equipment expense$549,0003,226
Additional noninterest expense$1,077,0003,409
Pre-tax net operating income$1,106,0004,506
Securities gains (losses)$-17,0007,780
Applicable income taxes$20,0005,961
Income before extraordinary items$1,069,0004,008
Extraordinary gains, net$045
Net income$1,069,0004,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,424
Cash dividends$400,0003,240
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,085,6603,955
2006-06-30 (YTD Data)Rank
Total interest income$4,830,0003,589
Total interest expense$2,277,0003,064
Net interest income$2,553,0003,986
Provision for loan and lease losses$75,0003,786
Total noninterest income$480,0003,626
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$420,0002,012
Trading account gains and fees$0126
Additional Noninterest Income$60,0006,084
Total noninterest expense$2,284,0003,603
Salaries and employee benefits$1,213,0003,713
Premises and equipment expense$361,0003,250
Additional noninterest expense$710,0003,429
Pre-tax net operating income$674,0004,719
Securities gains (losses)$01,185
Applicable income taxes$13,0006,018
Income before extraordinary items$661,0004,208
Extraordinary gains, net$039
Net income$661,0004,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$661,0004,196
2006-03-31 (YTD Data)Rank
Total interest income$2,319,0003,650
Total interest expense$1,059,0003,118
Net interest income$1,260,0004,026
Provision for loan and lease losses$50,0003,099
Total noninterest income$222,0003,751
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$189,0002,141
Trading account gains and fees$0115
Additional Noninterest Income$33,0005,895
Total noninterest expense$1,121,0003,670
Salaries and employee benefits$607,0003,729
Premises and equipment expense$177,0003,309
Additional noninterest expense$337,0003,548
Pre-tax net operating income$311,0004,872
Securities gains (losses)$0955
Applicable income taxes$7,0005,939
Income before extraordinary items$304,0004,395
Extraordinary gains, net$021
Net income$304,0004,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$100,0003,061
Sale, conversion, retirement of capital stock, net$0648
Net operating income$304,0004,384
2005-12-31 (YTD Data)Rank
Total interest income$7,773,0003,832
Total interest expense$3,078,0003,258
Net interest income$4,695,0004,139
Provision for loan and lease losses$75,0005,186
Total noninterest income$998,0003,573
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$783,0002,147
Trading account gains and fees$0138
Additional Noninterest Income$215,0005,025
Total noninterest expense$4,529,0003,517
Salaries and employee benefits$2,299,0003,723
Premises and equipment expense$731,0003,129
Additional noninterest expense$1,499,0003,234
Pre-tax net operating income$1,089,0005,130
Securities gains (losses)$57,000876
Applicable income taxes$27,0006,197
Income before extraordinary items$1,119,0004,523
Extraordinary gains, net$046
Net income$1,119,0004,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$615,0003,283
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,063,1404,629
2005-09-30 (YTD Data)Rank
Total interest income$5,595,0003,902
Total interest expense$2,112,0003,360
Net interest income$3,483,0004,165
Provision for loan and lease losses$65,0004,879
Total noninterest income$727,0003,652
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$572,0002,194
Trading account gains and fees$0126
Additional Noninterest Income$155,0005,131
Total noninterest expense$3,359,0003,513
Salaries and employee benefits$1,700,0003,743
Premises and equipment expense$528,0003,204
Additional noninterest expense$1,131,0003,175
Pre-tax net operating income$786,0005,371
Securities gains (losses)$57,000829
Applicable income taxes$20,0006,293
Income before extraordinary items$823,0004,678
Extraordinary gains, net$035
Net income$823,0004,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,634
Cash dividends$515,0002,745
Sale, conversion, retirement of capital stock, net$0769
Net operating income$767,1404,828
2005-06-30 (YTD Data)Rank
Total interest income$3,650,0003,915
Total interest expense$1,317,0003,384
Net interest income$2,333,0004,139
Provision for loan and lease losses$55,0004,424
Total noninterest income$543,0003,326
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$365,0002,235
Trading account gains and fees$0116
Additional Noninterest Income$178,0003,959
Total noninterest expense$2,159,0003,600
Salaries and employee benefits$1,140,0003,708
Premises and equipment expense$332,0003,336
Additional noninterest expense$687,0003,411
Pre-tax net operating income$662,0004,758
Securities gains (losses)$-14,0008,251
Applicable income taxes$14,0006,269
Income before extraordinary items$634,0004,274
Extraordinary gains, net$030
Net income$634,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,070
Cash dividends$370,0002,631
Sale, conversion, retirement of capital stock, net$0643
Net operating income$647,7204,168
2005-03-31 (YTD Data)Rank
Total interest income$1,786,0003,942
Total interest expense$619,0003,429
Net interest income$1,167,0004,153
Provision for loan and lease losses$35,0003,777
Total noninterest income$297,0003,076
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$160,0002,428
Trading account gains and fees$0115
Additional Noninterest Income$137,0003,142
Total noninterest expense$1,081,0003,623
Salaries and employee benefits$577,0003,682
Premises and equipment expense$167,0003,348
Additional noninterest expense$337,0003,467
Pre-tax net operating income$348,0004,611
Securities gains (losses)$01,685
Applicable income taxes$7,0006,248
Income before extraordinary items$341,0004,022
Extraordinary gains, net$024
Net income$341,0004,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,314
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$341,0003,978
2004-12-31 (YTD Data)Rank
Total interest income$6,334,0004,098
Total interest expense$1,728,0004,089
Net interest income$4,606,0004,054
Provision for loan and lease losses$183,0003,855
Total noninterest income$957,0003,660
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$724,0002,313
Trading account gains and fees$0138
Additional Noninterest Income$233,0004,780
Total noninterest expense$3,943,0003,794
Salaries and employee benefits$2,155,0003,748
Premises and equipment expense$571,0003,684
Additional noninterest expense$1,217,0003,697
Pre-tax net operating income$1,437,0004,350
Securities gains (losses)$4,0003,277
Applicable income taxes$27,0006,410
Income before extraordinary items$1,414,0003,775
Extraordinary gains, net$034
Net income$1,414,0003,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,535
Cash dividends$700,0002,948
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,410,0803,727
2004-09-30 (YTD Data)Rank
Total interest income$4,604,0004,173
Total interest expense$1,182,0004,328
Net interest income$3,422,0004,073
Provision for loan and lease losses$153,0003,493
Total noninterest income$670,0003,833
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$554,0002,298
Trading account gains and fees$0134
Additional Noninterest Income$116,0005,640
Total noninterest expense$2,844,0003,875
Salaries and employee benefits$1,538,0003,876
Premises and equipment expense$405,0003,839
Additional noninterest expense$901,0003,716
Pre-tax net operating income$1,095,0004,393
Securities gains (losses)$4,0003,145
Applicable income taxes$20,0006,511
Income before extraordinary items$1,079,0003,829
Extraordinary gains, net$026
Net income$1,079,0003,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,115
Cash dividends$600,0002,394
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,075,0803,756
2004-06-30 (YTD Data)Rank
Total interest income$3,001,0004,257
Total interest expense$739,0004,523
Net interest income$2,262,0004,113
Provision for loan and lease losses$83,0003,874
Total noninterest income$445,0003,846
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$371,0002,284
Trading account gains and fees$0130
Additional Noninterest Income$74,0005,746
Total noninterest expense$1,843,0003,997
Salaries and employee benefits$1,004,0003,959
Premises and equipment expense$255,0004,012
Additional noninterest expense$584,0003,820
Pre-tax net operating income$781,0004,179
Securities gains (losses)$-30,0008,857
Applicable income taxes$16,0006,416
Income before extraordinary items$735,0003,745
Extraordinary gains, net$021
Net income$735,0003,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,646
Cash dividends$395,0002,502
Sale, conversion, retirement of capital stock, net$0638
Net operating income$764,4003,544
2004-03-31 (YTD Data)Rank
Total interest income$1,506,0004,245
Total interest expense$371,0004,538
Net interest income$1,135,0004,080
Provision for loan and lease losses$53,0003,225
Total noninterest income$215,0003,885
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$170,0002,405
Trading account gains and fees$0121
Additional Noninterest Income$45,0005,324
Total noninterest expense$921,0004,020
Salaries and employee benefits$494,0004,047
Premises and equipment expense$128,0004,030
Additional noninterest expense$299,0003,759
Pre-tax net operating income$376,0004,239
Securities gains (losses)$02,934
Applicable income taxes$10,0006,242
Income before extraordinary items$366,0003,746
Extraordinary gains, net$016
Net income$366,0003,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,731
Cash dividends$105,0002,811
Sale, conversion, retirement of capital stock, net$0464
Net operating income$366,0003,623
2003-12-31 (YTD Data)Rank
Total interest income$5,728,0004,433
Total interest expense$1,924,0004,144
Net interest income$3,804,0004,528
Provision for loan and lease losses$108,0005,204
Total noninterest income$775,0004,314
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$674,0002,439
Trading account gains and fees$0160
Additional Noninterest Income$101,0006,522
Total noninterest expense$3,487,0004,131
Salaries and employee benefits$1,835,0004,198
Premises and equipment expense$519,0003,957
Additional noninterest expense$1,133,0003,902
Pre-tax net operating income$984,0005,219
Securities gains (losses)$17,0003,315
Applicable income taxes$38,0006,461
Income before extraordinary items$963,0004,749
Extraordinary gains, net$054
Net income$963,0004,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,022
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$946,6804,635
2003-09-30 (YTD Data)Rank
Total interest income$4,327,0004,466
Total interest expense$1,552,0004,027
Net interest income$2,775,0004,638
Provision for loan and lease losses$68,0005,354
Total noninterest income$572,0004,382
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$499,0002,477
Trading account gains and fees$0153
Additional Noninterest Income$73,0006,631
Total noninterest expense$2,607,0004,110
Salaries and employee benefits$1,381,0004,190
Premises and equipment expense$382,0003,994
Additional noninterest expense$844,0003,914
Pre-tax net operating income$672,0005,621
Securities gains (losses)$26,0002,803
Applicable income taxes$29,0006,592
Income before extraordinary items$669,0005,111
Extraordinary gains, net$040
Net income$669,0005,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,373
Cash dividends$400,0003,007
Sale, conversion, retirement of capital stock, net$0722
Net operating income$644,0405,025
2003-06-30 (YTD Data)Rank
Total interest income$3,009,0004,382
Total interest expense$1,100,0003,954
Net interest income$1,909,0004,535
Provision for loan and lease losses$36,0005,560
Total noninterest income$389,0004,318
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$335,0002,435
Trading account gains and fees$0150
Additional Noninterest Income$54,0006,441
Total noninterest expense$1,736,0004,124
Salaries and employee benefits$916,0004,197
Premises and equipment expense$247,0004,086
Additional noninterest expense$573,0003,839
Pre-tax net operating income$526,0005,187
Securities gains (losses)$26,0002,455
Applicable income taxes$19,0006,636
Income before extraordinary items$533,0004,622
Extraordinary gains, net$030
Net income$533,0004,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,822
Cash dividends$260,0003,076
Sale, conversion, retirement of capital stock, net$0589
Net operating income$507,7804,555
2003-03-31 (YTD Data)Rank
Total interest income$1,525,0004,374
Total interest expense$568,0003,940
Net interest income$957,0004,527
Provision for loan and lease losses$22,0005,127
Total noninterest income$205,0004,096
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$165,0002,397
Trading account gains and fees$0134
Additional Noninterest Income$40,0005,700
Total noninterest expense$864,0004,123
Salaries and employee benefits$458,0004,189
Premises and equipment expense$119,0004,200
Additional noninterest expense$287,0003,789
Pre-tax net operating income$276,0005,002
Securities gains (losses)$02,891
Applicable income taxes$9,0006,623
Income before extraordinary items$267,0004,553
Extraordinary gains, net$021
Net income$267,0004,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$267,0004,343
2002-12-31 (YTD Data)Rank
Total interest income$6,516,0004,292
Total interest expense$2,316,0004,346
Net interest income$4,200,0004,196
Provision for loan and lease losses$180,0004,547
Total noninterest income$756,0004,131
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$590,0002,599
Trading account gains and fees$0153
Additional Noninterest Income$166,0005,388
Total noninterest expense$3,424,0004,042
Salaries and employee benefits$1,667,0004,326
Premises and equipment expense$461,0004,201
Additional noninterest expense$1,296,0003,384
Pre-tax net operating income$1,352,0004,378
Securities gains (losses)$412,000748
Applicable income taxes$358,0004,109
Income before extraordinary items$1,406,0003,666
Extraordinary gains, net$070
Net income$1,406,0003,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0002,317
Cash dividends$375,0003,955
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,076,4004,280
2001-12-31 (YTD Data)Rank
Total interest income$5,887,0005,032
Total interest expense$2,927,0004,829
Net interest income$2,960,0005,131
Provision for loan and lease losses$110,0005,436
Total noninterest income$554,0004,789
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$439,0003,162
Trading account gains and fees$0177
Additional Noninterest Income$115,0006,100
Total noninterest expense$2,586,0004,846
Salaries and employee benefits$1,293,0005,056
Premises and equipment expense$371,0004,833
Additional noninterest expense$922,0004,326
Pre-tax net operating income$818,0005,434
Securities gains (losses)$25,0002,980
Applicable income taxes$171,0005,270
Income before extraordinary items$672,0005,325
Extraordinary gains, net$0105
Net income$672,0005,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$300,0004,357
Sale, conversion, retirement of capital stock, net$0922
Net operating income$652,0005,275
2000-12-31 (YTD Data)Rank
Total interest income$6,207,0004,961
Total interest expense$3,498,0004,387
Net interest income$2,709,0005,531
Provision for loan and lease losses$130,0004,683
Total noninterest income$555,0004,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$422,0003,110
Trading account gains and feesNANA
Additional Noninterest Income$133,0005,768
Total noninterest expense$2,481,0004,877
Salaries and employee benefits$1,289,0004,932
Premises and equipment expense$263,0005,873
Additional noninterest expense$929,0004,238
Pre-tax net operating income$653,0006,396
Securities gains (losses)$79,000615
Applicable income taxes$133,0006,121
Income before extraordinary items$599,0005,857
Extraordinary gains, net$038
Net income$599,0005,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,296
Cash dividends$280,0004,620
Sale, conversion, retirement of capital stock, net$0969
Net operating income$534,2206,159
1999-12-31 (YTD Data)Rank
Total interest income$5,309,0005,357
Total interest expense$2,778,0004,885
Net interest income$2,531,0005,756
Provision for loan and lease losses$20,0007,660
Total noninterest income$516,0004,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$401,0003,209
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,295
Total noninterest expense$2,384,0005,048
Salaries and employee benefits$1,280,0004,923
Premises and equipment expense$263,0005,881
Additional noninterest expense$841,0004,624
Pre-tax net operating income$643,0006,556
Securities gains (losses)$-279,00010,071
Applicable income taxes$37,0007,868
Income before extraordinary items$327,0007,420
Extraordinary gains, net$035
Net income$327,0007,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,975
Cash dividends$205,0005,168
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$578,1005,973
1998-12-31 (YTD Data)Rank
Total interest income$4,892,0005,769
Total interest expense$2,854,0004,896
Net interest income$2,038,0006,604
Provision for loan and lease losses$20,0007,729
Total noninterest income$538,0004,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$427,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,381
Total noninterest expense$2,247,0005,132
Salaries and employee benefits$1,161,0005,199
Premises and equipment expense$353,0004,853
Additional noninterest expense$733,0004,982
Pre-tax net operating income$309,0008,335
Securities gains (losses)$-6,00010,112
Applicable income taxes$106,0007,444
Income before extraordinary items$197,0008,642
Extraordinary gains, net$032
Net income$197,0008,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,466
Cash dividends$215,0005,241
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$200,9008,546
1997-12-31 (YTD Data)Rank
Total interest income$4,955,0005,839
Total interest expense$2,424,0005,529
Net interest income$2,531,0006,004
Provision for loan and lease losses$27,0007,550
Total noninterest income$616,0004,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$459,0002,847
Trading account gains and feesNANA
Additional Noninterest Income$157,0005,574
Total noninterest expense$2,260,0005,185
Salaries and employee benefits$1,150,0005,276
Premises and equipment expense$340,0005,014
Additional noninterest expense$770,0004,866
Pre-tax net operating income$860,0006,284
Securities gains (losses)$19,0001,923
Applicable income taxes$136,0007,823
Income before extraordinary items$743,0005,708
Extraordinary gains, net$044
Net income$743,0005,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0009,989
Cash dividends$215,0005,222
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$726,8505,736
1996-12-31 (YTD Data)Rank
Total interest income$4,296,0006,588
Total interest expense$2,120,0006,185
Net interest income$2,176,0006,810
Provision for loan and lease losses$50,0006,559
Total noninterest income$559,0004,786
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$438,0003,079
Trading account gains and feesNANA
Additional Noninterest Income$121,0006,566
Total noninterest expense$2,011,0005,929
Salaries and employee benefits$1,012,0005,933
Premises and equipment expense$305,0005,523
Additional noninterest expense$694,0005,776
Pre-tax net operating income$674,0007,049
Securities gains (losses)$-148,00011,269
Applicable income taxes$111,0008,554
Income before extraordinary items$415,0007,503
Extraordinary gains, net$053
Net income$415,0007,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,752
Cash dividends$165,0005,822
Sale, conversion, retirement of capital stock, net$0953
Net operating income$531,9206,629
1995-12-31 (YTD Data)Rank
Total interest income$3,906,0007,101
Total interest expense$1,815,0006,861
Net interest income$2,091,0007,100
Provision for loan and lease losses$08,958
Total noninterest income$471,0005,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$367,0003,615
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,102
Total noninterest expense$1,977,0006,039
Salaries and employee benefits$956,0006,268
Premises and equipment expense$296,0005,689
Additional noninterest expense$725,0005,688
Pre-tax net operating income$585,0007,956
Securities gains (losses)$-145,00011,604
Applicable income taxes$136,0008,513
Income before extraordinary items$304,0008,901
Extraordinary gains, net$065
Net income$304,0008,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$30,0008,164
Sale, conversion, retirement of capital stock, net$0809
Net operating income$404,0507,991
1994-12-31 (YTD Data)Rank
Total interest income$3,182,0007,783
Total interest expense$1,313,0007,507
Net interest income$1,869,0007,879
Provision for loan and lease losses$14,0008,180
Total noninterest income$537,0005,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0003,962
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,268
Total noninterest expense$2,099,0005,964
Salaries and employee benefits$886,0006,728
Premises and equipment expense$241,0006,664
Additional noninterest expense$972,0004,826
Pre-tax net operating income$293,00010,181
Securities gains (losses)$108,000741
Applicable income taxes$123,0008,863
Income before extraordinary items$278,0009,398
Extraordinary gains, net$0249
Net income$278,0009,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,320
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$203,48010,282
1993-12-31 (YTD Data)Rank
Total interest income$2,507,0009,169
Total interest expense$900,0009,554
Net interest income$1,607,0008,778
Provision for loan and lease losses$19,0009,170
Total noninterest income$484,0005,727
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$260,0004,954
Trading account gains and feesNANA
Additional Noninterest Income$224,0005,331
Total noninterest expense$1,867,0006,706
Salaries and employee benefits$831,0007,135
Premises and equipment expense$203,0007,624
Additional noninterest expense$833,0005,734
Pre-tax net operating income$205,00010,990
Securities gains (losses)$113,0002,322
Applicable income taxes$45,00011,057
Income before extraordinary items$273,0009,778
Extraordinary gains, net$35,0002,385
Net income$308,0009,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0008,917
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$175,82010,716
1992-12-31 (YTD Data)Rank
Total interest income$2,703,0009,528
Total interest expense$1,058,00010,148
Net interest income$1,645,0008,820
Provision for loan and lease losses$100,0007,236
Total noninterest income$502,0005,629
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$247,0004,993
Total noninterest expense$2,136,0006,069
Salaries and employee benefits$840,0006,995
Premises and equipment expense$178,0008,364
Additional noninterest expense$1,118,0004,624
Pre-tax net operating income$-89,00012,923
Securities gains (losses)$263,0001,661
Applicable income taxes$9,00012,400
Income before extraordinary items$165,00011,060
Extraordinary gains, net$41,0001,051
Net income$206,00010,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0005,695
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-84,85012,882

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.