Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
2012-12-31 (YTD Data) | Rank | |
Total interest income | $11,798,000 | 2,206 |
Total interest expense | $1,375,000 | 2,901 |
Net interest income | $10,423,000 | 2,072 |
Provision for loan and lease losses | $95,000 | 4,737 |
Total noninterest income | $1,246,000 | 2,896 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $838,000 | 1,631 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $408,000 | 3,612 |
Total noninterest expense | $7,723,000 | 2,447 |
Salaries and employee benefits | $3,752,000 | 2,602 |
Premises and equipment expense | $1,765,000 | 1,346 |
Additional noninterest expense | $2,206,000 | 2,855 |
Pre-tax net operating income | $3,851,000 | 1,695 |
Securities gains (losses) | $255,000 | 1,493 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $4,106,000 | 1,425 |
Extraordinary gains, net | $0 | 29 |
Net income | $4,106,000 | 1,426 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $4,106,000 | 1,426 |
Net charge-offs | $176,000 | 3,890 |
Cash dividends | $2,203,000 | 1,133 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $3,851,000 | 1,414 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $8,908,000 | 2,244 |
Total interest expense | $1,090,000 | 2,883 |
Net interest income | $7,818,000 | 2,102 |
Provision for loan and lease losses | $95,000 | 4,412 |
Total noninterest income | $931,000 | 2,918 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $623,000 | 1,662 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $308,000 | 3,656 |
Total noninterest expense | $5,519,000 | 2,557 |
Salaries and employee benefits | $2,647,000 | 2,778 |
Premises and equipment expense | $1,295,000 | 1,387 |
Additional noninterest expense | $1,577,000 | 2,984 |
Pre-tax net operating income | $3,135,000 | 1,634 |
Securities gains (losses) | $279,000 | 1,176 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $3,414,000 | 1,320 |
Extraordinary gains, net | $0 | 20 |
Net income | $3,414,000 | 1,321 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $3,414,000 | 1,321 |
Net charge-offs | $175,000 | 3,438 |
Cash dividends | $2,045,000 | 755 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $3,135,000 | 1,350 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $5,964,000 | 2,243 |
Total interest expense | $793,000 | 2,801 |
Net interest income | $5,171,000 | 2,118 |
Provision for loan and lease losses | $30,000 | 4,864 |
Total noninterest income | $582,000 | 2,976 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $412,000 | 1,661 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $170,000 | 3,892 |
Total noninterest expense | $3,460,000 | 2,706 |
Salaries and employee benefits | $1,622,000 | 2,984 |
Premises and equipment expense | $846,000 | 1,408 |
Additional noninterest expense | $992,000 | 3,138 |
Pre-tax net operating income | $2,263,000 | 1,529 |
Securities gains (losses) | $193,000 | 1,122 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $2,456,000 | 1,219 |
Extraordinary gains, net | $0 | 19 |
Net income | $2,456,000 | 1,220 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,456,000 | 1,219 |
Net charge-offs | $97,000 | 3,450 |
Cash dividends | $1,525,000 | 674 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $2,263,000 | 1,239 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $3,044,000 | 2,225 |
Total interest expense | $453,000 | 2,595 |
Net interest income | $2,591,000 | 2,121 |
Provision for loan and lease losses | $30,000 | 4,088 |
Total noninterest income | $280,000 | 3,055 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $206,000 | 1,644 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $74,000 | 4,137 |
Total noninterest expense | $1,743,000 | 2,688 |
Salaries and employee benefits | $831,000 | 2,943 |
Premises and equipment expense | $398,000 | 1,494 |
Additional noninterest expense | $514,000 | 3,028 |
Pre-tax net operating income | $1,098,000 | 1,543 |
Securities gains (losses) | $109,000 | 873 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $1,207,000 | 1,205 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,207,000 | 1,205 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,207,000 | 1,206 |
Net charge-offs | $26,000 | 3,512 |
Cash dividends | $450,000 | 954 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $1,098,000 | 1,245 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $12,404,000 | 2,256 |
Total interest expense | $3,141,000 | 1,878 |
Net interest income | $9,263,000 | 2,367 |
Provision for loan and lease losses | $140,000 | 5,014 |
Total noninterest income | $1,290,000 | 2,665 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $901,000 | 1,627 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $389,000 | 3,480 |
Total noninterest expense | $7,018,000 | 2,664 |
Salaries and employee benefits | $3,676,000 | 2,621 |
Premises and equipment expense | $1,511,000 | 1,645 |
Additional noninterest expense | $1,831,000 | 3,368 |
Pre-tax net operating income | $3,395,000 | 1,643 |
Securities gains (losses) | $-40,000 | 6,992 |
Applicable income taxes | $19,000 | 4,130 |
Income before extraordinary items | $3,336,000 | 1,463 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,336,000 | 1,463 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $3,336,000 | 1,463 |
Net charge-offs | $38,000 | 5,621 |
Cash dividends | $1,380,000 | 1,314 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $3,375,600 | 1,384 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $9,353,000 | 2,265 |
Total interest expense | $2,496,000 | 1,850 |
Net interest income | $6,857,000 | 2,399 |
Provision for loan and lease losses | $120,000 | 4,772 |
Total noninterest income | $1,020,000 | 2,590 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $680,000 | 1,612 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $340,000 | 3,271 |
Total noninterest expense | $5,199,000 | 2,696 |
Salaries and employee benefits | $2,373,000 | 2,986 |
Premises and equipment expense | $1,129,000 | 1,668 |
Additional noninterest expense | $1,697,000 | 2,818 |
Pre-tax net operating income | $2,558,000 | 1,701 |
Securities gains (losses) | $-50,000 | 7,149 |
Applicable income taxes | $19,000 | 4,063 |
Income before extraordinary items | $2,489,000 | 1,526 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,489,000 | 1,526 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,489,000 | 1,526 |
Net charge-offs | $15,000 | 5,648 |
Cash dividends | $1,160,000 | 1,037 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $2,538,500 | 1,419 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $6,127,000 | 2,322 |
Total interest expense | $1,735,000 | 1,837 |
Net interest income | $4,392,000 | 2,517 |
Provision for loan and lease losses | $120,000 | 4,174 |
Total noninterest income | $668,000 | 2,621 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $456,000 | 1,579 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $212,000 | 3,401 |
Total noninterest expense | $3,409,000 | 2,747 |
Salaries and employee benefits | $1,561,000 | 3,045 |
Premises and equipment expense | $746,000 | 1,698 |
Additional noninterest expense | $1,102,000 | 2,938 |
Pre-tax net operating income | $1,531,000 | 1,850 |
Securities gains (losses) | $-43,000 | 7,220 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $1,488,000 | 1,636 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,488,000 | 1,636 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,488,000 | 1,636 |
Net charge-offs | $13,000 | 5,250 |
Cash dividends | $810,000 | 966 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,531,000 | 1,527 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $2,979,000 | 2,390 |
Total interest expense | $874,000 | 1,890 |
Net interest income | $2,105,000 | 2,612 |
Provision for loan and lease losses | $75,000 | 3,668 |
Total noninterest income | $330,000 | 2,663 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $231,000 | 1,539 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $99,000 | 3,590 |
Total noninterest expense | $1,669,000 | 2,814 |
Salaries and employee benefits | $773,000 | 3,088 |
Premises and equipment expense | $373,000 | 1,728 |
Additional noninterest expense | $523,000 | 3,065 |
Pre-tax net operating income | $691,000 | 1,991 |
Securities gains (losses) | $-30,000 | 7,287 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $661,000 | 1,768 |
Extraordinary gains, net | $0 | 9 |
Net income | $661,000 | 1,768 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $661,000 | 1,768 |
Net charge-offs | $1,000 | 4,979 |
Cash dividends | $410,000 | 872 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $691,000 | 1,646 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $12,299,000 | 2,444 |
Total interest expense | $3,501,000 | 2,257 |
Net interest income | $8,798,000 | 2,497 |
Provision for loan and lease losses | $520,000 | 4,055 |
Total noninterest income | $1,388,000 | 2,655 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $968,000 | 1,546 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $420,000 | 3,437 |
Total noninterest expense | $6,767,000 | 2,805 |
Salaries and employee benefits | $2,975,000 | 3,141 |
Premises and equipment expense | $1,481,000 | 1,728 |
Additional noninterest expense | $2,311,000 | 2,864 |
Pre-tax net operating income | $2,899,000 | 1,666 |
Securities gains (losses) | $619,000 | 738 |
Applicable income taxes | $10,000 | 4,219 |
Income before extraordinary items | $3,508,000 | 1,218 |
Extraordinary gains, net | $0 | 29 |
Net income | $3,508,000 | 1,220 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $3,508,000 | 1,221 |
Net charge-offs | $306,000 | 4,269 |
Cash dividends | $1,250,000 | 1,250 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $2,889,000 | 1,392 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $9,161,000 | 2,513 |
Total interest expense | $2,624,000 | 2,362 |
Net interest income | $6,537,000 | 2,546 |
Provision for loan and lease losses | $360,000 | 4,061 |
Total noninterest income | $1,061,000 | 2,619 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $707,000 | 1,635 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $354,000 | 3,289 |
Total noninterest expense | $5,018,000 | 2,827 |
Salaries and employee benefits | $2,227,000 | 3,167 |
Premises and equipment expense | $1,096,000 | 1,769 |
Additional noninterest expense | $1,695,000 | 2,861 |
Pre-tax net operating income | $2,220,000 | 1,763 |
Securities gains (losses) | $175,000 | 1,482 |
Applicable income taxes | $10,000 | 4,245 |
Income before extraordinary items | $2,385,000 | 1,393 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,385,000 | 1,396 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $2,385,000 | 1,397 |
Net charge-offs | $263,000 | 3,898 |
Cash dividends | $820,000 | 1,248 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $2,210,000 | 1,446 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $6,040,000 | 2,571 |
Total interest expense | $1,790,000 | 2,404 |
Net interest income | $4,250,000 | 2,607 |
Provision for loan and lease losses | $235,000 | 4,001 |
Total noninterest income | $672,000 | 2,651 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $426,000 | 1,783 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $246,000 | 3,148 |
Total noninterest expense | $3,323,000 | 2,853 |
Salaries and employee benefits | $1,485,000 | 3,170 |
Premises and equipment expense | $728,000 | 1,796 |
Additional noninterest expense | $1,110,000 | 2,920 |
Pre-tax net operating income | $1,364,000 | 1,853 |
Securities gains (losses) | $204,000 | 942 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $1,568,000 | 1,407 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,568,000 | 1,407 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $1,568,000 | 1,408 |
Net charge-offs | $205,000 | 3,511 |
Cash dividends | $560,000 | 1,220 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $1,364,000 | 1,529 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,003,000 | 2,631 |
Total interest expense | $900,000 | 2,491 |
Net interest income | $2,103,000 | 2,651 |
Provision for loan and lease losses | $110,000 | 3,837 |
Total noninterest income | $288,000 | 2,952 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $211,000 | 1,791 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $77,000 | 3,982 |
Total noninterest expense | $1,640,000 | 2,906 |
Salaries and employee benefits | $747,000 | 3,197 |
Premises and equipment expense | $372,000 | 1,819 |
Additional noninterest expense | $521,000 | 3,058 |
Pre-tax net operating income | $641,000 | 1,992 |
Securities gains (losses) | $70,000 | 968 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $711,000 | 1,535 |
Extraordinary gains, net | $0 | 16 |
Net income | $711,000 | 1,537 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $711,000 | 1,537 |
Net charge-offs | $10,000 | 4,830 |
Cash dividends | $200,000 | 1,369 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $641,000 | 1,643 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $12,264,000 | 2,689 |
Total interest expense | $4,119,000 | 2,670 |
Net interest income | $8,145,000 | 2,681 |
Provision for loan and lease losses | $400,000 | 4,863 |
Total noninterest income | $951,000 | 3,438 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $908,000 | 1,830 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $43,000 | 6,513 |
Total noninterest expense | $6,543,000 | 2,963 |
Salaries and employee benefits | $2,962,000 | 3,213 |
Premises and equipment expense | $1,396,000 | 1,924 |
Additional noninterest expense | $2,185,000 | 3,101 |
Pre-tax net operating income | $2,153,000 | 1,805 |
Securities gains (losses) | $20,000 | 3,038 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $2,173,000 | 1,538 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,173,000 | 1,535 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $2,173,000 | 1,537 |
Net charge-offs | $74,000 | 5,947 |
Cash dividends | $1,130,000 | 1,497 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $2,153,000 | 1,510 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $9,036,000 | 2,778 |
Total interest expense | $3,195,000 | 2,705 |
Net interest income | $5,841,000 | 2,804 |
Provision for loan and lease losses | $185,000 | 5,248 |
Total noninterest income | $816,000 | 3,217 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $677,000 | 1,853 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $139,000 | 4,900 |
Total noninterest expense | $4,859,000 | 2,988 |
Salaries and employee benefits | $2,213,000 | 3,246 |
Premises and equipment expense | $1,075,000 | 1,891 |
Additional noninterest expense | $1,571,000 | 3,165 |
Pre-tax net operating income | $1,613,000 | 1,927 |
Securities gains (losses) | $13,000 | 2,895 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $1,626,000 | 1,649 |
Extraordinary gains, net | $0 | 27 |
Net income | $1,626,000 | 1,647 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $1,626,000 | 1,649 |
Net charge-offs | $23,000 | 6,168 |
Cash dividends | $870,000 | 1,416 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,613,000 | 1,619 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $5,857,000 | 2,893 |
Total interest expense | $2,216,000 | 2,723 |
Net interest income | $3,641,000 | 2,950 |
Provision for loan and lease losses | $110,000 | 5,210 |
Total noninterest income | $533,000 | 3,261 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $423,000 | 1,935 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $110,000 | 4,632 |
Total noninterest expense | $3,148,000 | 3,095 |
Salaries and employee benefits | $1,618,000 | 3,051 |
Premises and equipment expense | $485,000 | 2,709 |
Additional noninterest expense | $1,045,000 | 3,183 |
Pre-tax net operating income | $916,000 | 2,271 |
Securities gains (losses) | $212,000 | 984 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $1,128,000 | 1,651 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,128,000 | 1,648 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $1,128,000 | 1,650 |
Net charge-offs | $12,000 | 5,902 |
Cash dividends | $560,000 | 1,500 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $916,000 | 1,928 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $2,857,000 | 2,985 |
Total interest expense | $1,154,000 | 2,719 |
Net interest income | $1,703,000 | 3,110 |
Provision for loan and lease losses | $50,000 | 4,881 |
Total noninterest income | $235,000 | 3,503 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $188,000 | 2,067 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $47,000 | 4,942 |
Total noninterest expense | $1,484,000 | 3,173 |
Salaries and employee benefits | $790,000 | 3,130 |
Premises and equipment expense | $234,000 | 2,836 |
Additional noninterest expense | $460,000 | 3,219 |
Pre-tax net operating income | $404,000 | 2,784 |
Securities gains (losses) | $212,000 | 644 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $616,000 | 1,748 |
Extraordinary gains, net | $0 | 15 |
Net income | $616,000 | 1,749 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $616,000 | 1,750 |
Net charge-offs | $7,000 | 4,941 |
Cash dividends | $260,000 | 1,478 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $404,000 | 2,408 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $12,739,000 | 2,871 |
Total interest expense | $5,476,000 | 2,741 |
Net interest income | $7,263,000 | 2,946 |
Provision for loan and lease losses | $460,000 | 3,934 |
Total noninterest income | $1,229,000 | 3,002 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $864,000 | 1,985 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $365,000 | 3,740 |
Total noninterest expense | $6,143,000 | 3,011 |
Salaries and employee benefits | $3,201,000 | 3,079 |
Premises and equipment expense | $903,000 | 2,863 |
Additional noninterest expense | $2,039,000 | 2,824 |
Pre-tax net operating income | $1,889,000 | 2,563 |
Securities gains (losses) | $20,000 | 2,184 |
Applicable income taxes | $4,000 | 4,719 |
Income before extraordinary items | $1,905,000 | 2,087 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,905,000 | 2,089 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $252,000 | 3,785 |
Cash dividends | $450,000 | 3,512 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $1,885,000 | 2,224 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $9,582,000 | 2,925 |
Total interest expense | $4,184,000 | 2,794 |
Net interest income | $5,398,000 | 2,997 |
Provision for loan and lease losses | $275,000 | 3,694 |
Total noninterest income | $949,000 | 2,995 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $662,000 | 1,961 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $287,000 | 3,759 |
Total noninterest expense | $4,488,000 | 3,060 |
Salaries and employee benefits | $2,351,000 | 3,156 |
Premises and equipment expense | $660,000 | 2,945 |
Additional noninterest expense | $1,477,000 | 2,806 |
Pre-tax net operating income | $1,584,000 | 2,728 |
Securities gains (losses) | $20,000 | 2,014 |
Applicable income taxes | $4,000 | 5,079 |
Income before extraordinary items | $1,600,000 | 2,200 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,600,000 | 2,198 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 5,412 |
Cash dividends | $200,000 | 3,868 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,580,000 | 2,334 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $6,325,000 | 2,998 |
Total interest expense | $2,856,000 | 2,834 |
Net interest income | $3,469,000 | 3,085 |
Provision for loan and lease losses | $205,000 | 3,111 |
Total noninterest income | $588,000 | 3,175 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $414,000 | 2,041 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $174,000 | 4,039 |
Total noninterest expense | $2,901,000 | 3,158 |
Salaries and employee benefits | $1,559,000 | 3,222 |
Premises and equipment expense | $426,000 | 3,046 |
Additional noninterest expense | $916,000 | 2,969 |
Pre-tax net operating income | $951,000 | 3,052 |
Securities gains (losses) | $20,000 | 2,041 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $971,000 | 2,636 |
Extraordinary gains, net | $0 | 21 |
Net income | $971,000 | 2,636 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 5,244 |
Cash dividends | $200,000 | 3,405 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $951,000 | 2,624 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,172,000 | 3,066 |
Total interest expense | $1,512,000 | 2,873 |
Net interest income | $1,660,000 | 3,220 |
Provision for loan and lease losses | $105,000 | 2,634 |
Total noninterest income | $278,000 | 3,286 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $207,000 | 2,020 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $71,000 | 4,403 |
Total noninterest expense | $1,421,000 | 3,226 |
Salaries and employee benefits | $773,000 | 3,252 |
Premises and equipment expense | $222,000 | 2,948 |
Additional noninterest expense | $426,000 | 3,117 |
Pre-tax net operating income | $412,000 | 3,480 |
Securities gains (losses) | $20,000 | 1,596 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $432,000 | 3,014 |
Extraordinary gains, net | $0 | 15 |
Net income | $432,000 | 3,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,623 |
Cash dividends | $100,000 | 2,880 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $412,000 | 3,048 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $12,161,000 | 3,252 |
Total interest expense | $6,102,000 | 2,971 |
Net interest income | $6,059,000 | 3,477 |
Provision for loan and lease losses | $280,000 | 3,319 |
Total noninterest income | $1,150,000 | 3,224 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $878,000 | 1,969 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $272,000 | 4,420 |
Total noninterest expense | $5,346,000 | 3,276 |
Salaries and employee benefits | $2,898,000 | 3,318 |
Premises and equipment expense | $799,000 | 3,082 |
Additional noninterest expense | $1,649,000 | 3,158 |
Pre-tax net operating income | $1,583,000 | 3,811 |
Securities gains (losses) | $50,000 | 792 |
Applicable income taxes | $18,000 | 5,466 |
Income before extraordinary items | $1,615,000 | 3,274 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,615,000 | 3,273 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 5,249 |
Cash dividends | $802,000 | 2,946 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,565,500 | 3,333 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $8,813,000 | 3,347 |
Total interest expense | $4,460,000 | 3,020 |
Net interest income | $4,353,000 | 3,609 |
Provision for loan and lease losses | $220,000 | 2,856 |
Total noninterest income | $795,000 | 3,409 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $641,000 | 2,006 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $154,000 | 5,035 |
Total noninterest expense | $3,851,000 | 3,348 |
Salaries and employee benefits | $2,084,000 | 3,411 |
Premises and equipment expense | $554,000 | 3,280 |
Additional noninterest expense | $1,213,000 | 3,165 |
Pre-tax net operating income | $1,077,000 | 4,190 |
Securities gains (losses) | $50,000 | 625 |
Applicable income taxes | $14,000 | 5,621 |
Income before extraordinary items | $1,113,000 | 3,645 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,113,000 | 3,644 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 4,768 |
Cash dividends | $652,000 | 2,567 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,063,500 | 3,726 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $5,636,000 | 3,476 |
Total interest expense | $2,858,000 | 3,120 |
Net interest income | $2,778,000 | 3,741 |
Provision for loan and lease losses | $75,000 | 3,728 |
Total noninterest income | $504,000 | 3,540 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $409,000 | 2,072 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $95,000 | 5,216 |
Total noninterest expense | $2,483,000 | 3,455 |
Salaries and employee benefits | $1,353,000 | 3,522 |
Premises and equipment expense | $352,000 | 3,426 |
Additional noninterest expense | $778,000 | 3,271 |
Pre-tax net operating income | $724,000 | 4,237 |
Securities gains (losses) | $50,000 | 536 |
Applicable income taxes | $9,000 | 5,709 |
Income before extraordinary items | $765,000 | 3,619 |
Extraordinary gains, net | $0 | 29 |
Net income | $765,000 | 3,619 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $300,000 | 3,098 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $715,500 | 3,754 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $2,742,000 | 3,537 |
Total interest expense | $1,422,000 | 3,125 |
Net interest income | $1,320,000 | 3,879 |
Provision for loan and lease losses | $30,000 | 3,737 |
Total noninterest income | $249,000 | 3,542 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $201,000 | 2,044 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $48,000 | 5,190 |
Total noninterest expense | $1,200,000 | 3,573 |
Salaries and employee benefits | $657,000 | 3,626 |
Premises and equipment expense | $179,000 | 3,407 |
Additional noninterest expense | $364,000 | 3,427 |
Pre-tax net operating income | $339,000 | 4,386 |
Securities gains (losses) | $50,000 | 415 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $389,000 | 3,565 |
Extraordinary gains, net | $0 | 22 |
Net income | $389,000 | 3,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,238 |
Cash dividends | $200,000 | 2,393 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $339,000 | 3,883 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $10,489,000 | 3,450 |
Total interest expense | $5,283,000 | 2,890 |
Net interest income | $5,206,000 | 3,893 |
Provision for loan and lease losses | $120,000 | 4,374 |
Total noninterest income | $1,025,000 | 3,494 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $866,000 | 1,984 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $159,000 | 5,512 |
Total noninterest expense | $4,684,000 | 3,525 |
Salaries and employee benefits | $2,493,000 | 3,615 |
Premises and equipment expense | $739,000 | 3,195 |
Additional noninterest expense | $1,452,000 | 3,378 |
Pre-tax net operating income | $1,427,000 | 4,404 |
Securities gains (losses) | $14,000 | 999 |
Applicable income taxes | $33,000 | 5,706 |
Income before extraordinary items | $1,408,000 | 3,925 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,408,000 | 3,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 4,076 |
Cash dividends | $550,000 | 3,563 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,394,280 | 3,923 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $7,616,000 | 3,512 |
Total interest expense | $3,727,000 | 2,963 |
Net interest income | $3,889,000 | 3,927 |
Provision for loan and lease losses | $90,000 | 4,225 |
Total noninterest income | $743,000 | 3,577 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $645,000 | 1,988 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $98,000 | 5,880 |
Total noninterest expense | $3,436,000 | 3,587 |
Salaries and employee benefits | $1,810,000 | 3,708 |
Premises and equipment expense | $549,000 | 3,226 |
Additional noninterest expense | $1,077,000 | 3,409 |
Pre-tax net operating income | $1,106,000 | 4,506 |
Securities gains (losses) | $-17,000 | 7,780 |
Applicable income taxes | $20,000 | 5,961 |
Income before extraordinary items | $1,069,000 | 4,008 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,069,000 | 4,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 4,424 |
Cash dividends | $400,000 | 3,240 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,085,660 | 3,955 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $4,830,000 | 3,589 |
Total interest expense | $2,277,000 | 3,064 |
Net interest income | $2,553,000 | 3,986 |
Provision for loan and lease losses | $75,000 | 3,786 |
Total noninterest income | $480,000 | 3,626 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $420,000 | 2,012 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $60,000 | 6,084 |
Total noninterest expense | $2,284,000 | 3,603 |
Salaries and employee benefits | $1,213,000 | 3,713 |
Premises and equipment expense | $361,000 | 3,250 |
Additional noninterest expense | $710,000 | 3,429 |
Pre-tax net operating income | $674,000 | 4,719 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $13,000 | 6,018 |
Income before extraordinary items | $661,000 | 4,208 |
Extraordinary gains, net | $0 | 39 |
Net income | $661,000 | 4,212 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 3,025 |
Cash dividends | $250,000 | 3,368 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $661,000 | 4,196 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,319,000 | 3,650 |
Total interest expense | $1,059,000 | 3,118 |
Net interest income | $1,260,000 | 4,026 |
Provision for loan and lease losses | $50,000 | 3,099 |
Total noninterest income | $222,000 | 3,751 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $189,000 | 2,141 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $33,000 | 5,895 |
Total noninterest expense | $1,121,000 | 3,670 |
Salaries and employee benefits | $607,000 | 3,729 |
Premises and equipment expense | $177,000 | 3,309 |
Additional noninterest expense | $337,000 | 3,548 |
Pre-tax net operating income | $311,000 | 4,872 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $7,000 | 5,939 |
Income before extraordinary items | $304,000 | 4,395 |
Extraordinary gains, net | $0 | 21 |
Net income | $304,000 | 4,395 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 2,335 |
Cash dividends | $100,000 | 3,061 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $304,000 | 4,384 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $7,773,000 | 3,832 |
Total interest expense | $3,078,000 | 3,258 |
Net interest income | $4,695,000 | 4,139 |
Provision for loan and lease losses | $75,000 | 5,186 |
Total noninterest income | $998,000 | 3,573 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $783,000 | 2,147 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $215,000 | 5,025 |
Total noninterest expense | $4,529,000 | 3,517 |
Salaries and employee benefits | $2,299,000 | 3,723 |
Premises and equipment expense | $731,000 | 3,129 |
Additional noninterest expense | $1,499,000 | 3,234 |
Pre-tax net operating income | $1,089,000 | 5,130 |
Securities gains (losses) | $57,000 | 876 |
Applicable income taxes | $27,000 | 6,197 |
Income before extraordinary items | $1,119,000 | 4,523 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,119,000 | 4,525 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,631 |
Cash dividends | $615,000 | 3,283 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,063,140 | 4,629 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $5,595,000 | 3,902 |
Total interest expense | $2,112,000 | 3,360 |
Net interest income | $3,483,000 | 4,165 |
Provision for loan and lease losses | $65,000 | 4,879 |
Total noninterest income | $727,000 | 3,652 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $572,000 | 2,194 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $155,000 | 5,131 |
Total noninterest expense | $3,359,000 | 3,513 |
Salaries and employee benefits | $1,700,000 | 3,743 |
Premises and equipment expense | $528,000 | 3,204 |
Additional noninterest expense | $1,131,000 | 3,175 |
Pre-tax net operating income | $786,000 | 5,371 |
Securities gains (losses) | $57,000 | 829 |
Applicable income taxes | $20,000 | 6,293 |
Income before extraordinary items | $823,000 | 4,678 |
Extraordinary gains, net | $0 | 35 |
Net income | $823,000 | 4,679 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,634 |
Cash dividends | $515,000 | 2,745 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $767,140 | 4,828 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,650,000 | 3,915 |
Total interest expense | $1,317,000 | 3,384 |
Net interest income | $2,333,000 | 4,139 |
Provision for loan and lease losses | $55,000 | 4,424 |
Total noninterest income | $543,000 | 3,326 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $365,000 | 2,235 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $178,000 | 3,959 |
Total noninterest expense | $2,159,000 | 3,600 |
Salaries and employee benefits | $1,140,000 | 3,708 |
Premises and equipment expense | $332,000 | 3,336 |
Additional noninterest expense | $687,000 | 3,411 |
Pre-tax net operating income | $662,000 | 4,758 |
Securities gains (losses) | $-14,000 | 8,251 |
Applicable income taxes | $14,000 | 6,269 |
Income before extraordinary items | $634,000 | 4,274 |
Extraordinary gains, net | $0 | 30 |
Net income | $634,000 | 4,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-17,000 | 8,070 |
Cash dividends | $370,000 | 2,631 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $647,720 | 4,168 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,786,000 | 3,942 |
Total interest expense | $619,000 | 3,429 |
Net interest income | $1,167,000 | 4,153 |
Provision for loan and lease losses | $35,000 | 3,777 |
Total noninterest income | $297,000 | 3,076 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $160,000 | 2,428 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $137,000 | 3,142 |
Total noninterest expense | $1,081,000 | 3,623 |
Salaries and employee benefits | $577,000 | 3,682 |
Premises and equipment expense | $167,000 | 3,348 |
Additional noninterest expense | $337,000 | 3,467 |
Pre-tax net operating income | $348,000 | 4,611 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $7,000 | 6,248 |
Income before extraordinary items | $341,000 | 4,022 |
Extraordinary gains, net | $0 | 24 |
Net income | $341,000 | 4,024 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 8,314 |
Cash dividends | $100,000 | 2,899 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $341,000 | 3,978 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,334,000 | 4,098 |
Total interest expense | $1,728,000 | 4,089 |
Net interest income | $4,606,000 | 4,054 |
Provision for loan and lease losses | $183,000 | 3,855 |
Total noninterest income | $957,000 | 3,660 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $724,000 | 2,313 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $233,000 | 4,780 |
Total noninterest expense | $3,943,000 | 3,794 |
Salaries and employee benefits | $2,155,000 | 3,748 |
Premises and equipment expense | $571,000 | 3,684 |
Additional noninterest expense | $1,217,000 | 3,697 |
Pre-tax net operating income | $1,437,000 | 4,350 |
Securities gains (losses) | $4,000 | 3,277 |
Applicable income taxes | $27,000 | 6,410 |
Income before extraordinary items | $1,414,000 | 3,775 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,414,000 | 3,776 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 3,535 |
Cash dividends | $700,000 | 2,948 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,410,080 | 3,727 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,604,000 | 4,173 |
Total interest expense | $1,182,000 | 4,328 |
Net interest income | $3,422,000 | 4,073 |
Provision for loan and lease losses | $153,000 | 3,493 |
Total noninterest income | $670,000 | 3,833 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $554,000 | 2,298 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $116,000 | 5,640 |
Total noninterest expense | $2,844,000 | 3,875 |
Salaries and employee benefits | $1,538,000 | 3,876 |
Premises and equipment expense | $405,000 | 3,839 |
Additional noninterest expense | $901,000 | 3,716 |
Pre-tax net operating income | $1,095,000 | 4,393 |
Securities gains (losses) | $4,000 | 3,145 |
Applicable income taxes | $20,000 | 6,511 |
Income before extraordinary items | $1,079,000 | 3,829 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,079,000 | 3,829 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $81,000 | 3,115 |
Cash dividends | $600,000 | 2,394 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,075,080 | 3,756 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,001,000 | 4,257 |
Total interest expense | $739,000 | 4,523 |
Net interest income | $2,262,000 | 4,113 |
Provision for loan and lease losses | $83,000 | 3,874 |
Total noninterest income | $445,000 | 3,846 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $371,000 | 2,284 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $74,000 | 5,746 |
Total noninterest expense | $1,843,000 | 3,997 |
Salaries and employee benefits | $1,004,000 | 3,959 |
Premises and equipment expense | $255,000 | 4,012 |
Additional noninterest expense | $584,000 | 3,820 |
Pre-tax net operating income | $781,000 | 4,179 |
Securities gains (losses) | $-30,000 | 8,857 |
Applicable income taxes | $16,000 | 6,416 |
Income before extraordinary items | $735,000 | 3,745 |
Extraordinary gains, net | $0 | 21 |
Net income | $735,000 | 3,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 2,646 |
Cash dividends | $395,000 | 2,502 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $764,400 | 3,544 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,506,000 | 4,245 |
Total interest expense | $371,000 | 4,538 |
Net interest income | $1,135,000 | 4,080 |
Provision for loan and lease losses | $53,000 | 3,225 |
Total noninterest income | $215,000 | 3,885 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $170,000 | 2,405 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $45,000 | 5,324 |
Total noninterest expense | $921,000 | 4,020 |
Salaries and employee benefits | $494,000 | 4,047 |
Premises and equipment expense | $128,000 | 4,030 |
Additional noninterest expense | $299,000 | 3,759 |
Pre-tax net operating income | $376,000 | 4,239 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $10,000 | 6,242 |
Income before extraordinary items | $366,000 | 3,746 |
Extraordinary gains, net | $0 | 16 |
Net income | $366,000 | 3,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 2,731 |
Cash dividends | $105,000 | 2,811 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $366,000 | 3,623 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,728,000 | 4,433 |
Total interest expense | $1,924,000 | 4,144 |
Net interest income | $3,804,000 | 4,528 |
Provision for loan and lease losses | $108,000 | 5,204 |
Total noninterest income | $775,000 | 4,314 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $674,000 | 2,439 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $101,000 | 6,522 |
Total noninterest expense | $3,487,000 | 4,131 |
Salaries and employee benefits | $1,835,000 | 4,198 |
Premises and equipment expense | $519,000 | 3,957 |
Additional noninterest expense | $1,133,000 | 3,902 |
Pre-tax net operating income | $984,000 | 5,219 |
Securities gains (losses) | $17,000 | 3,315 |
Applicable income taxes | $38,000 | 6,461 |
Income before extraordinary items | $963,000 | 4,749 |
Extraordinary gains, net | $0 | 54 |
Net income | $963,000 | 4,750 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $183,000 | 3,022 |
Cash dividends | $500,000 | 3,502 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $946,680 | 4,635 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,327,000 | 4,466 |
Total interest expense | $1,552,000 | 4,027 |
Net interest income | $2,775,000 | 4,638 |
Provision for loan and lease losses | $68,000 | 5,354 |
Total noninterest income | $572,000 | 4,382 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $499,000 | 2,477 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $73,000 | 6,631 |
Total noninterest expense | $2,607,000 | 4,110 |
Salaries and employee benefits | $1,381,000 | 4,190 |
Premises and equipment expense | $382,000 | 3,994 |
Additional noninterest expense | $844,000 | 3,914 |
Pre-tax net operating income | $672,000 | 5,621 |
Securities gains (losses) | $26,000 | 2,803 |
Applicable income taxes | $29,000 | 6,592 |
Income before extraordinary items | $669,000 | 5,111 |
Extraordinary gains, net | $0 | 40 |
Net income | $669,000 | 5,111 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 3,373 |
Cash dividends | $400,000 | 3,007 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $644,040 | 5,025 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,009,000 | 4,382 |
Total interest expense | $1,100,000 | 3,954 |
Net interest income | $1,909,000 | 4,535 |
Provision for loan and lease losses | $36,000 | 5,560 |
Total noninterest income | $389,000 | 4,318 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $335,000 | 2,435 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $54,000 | 6,441 |
Total noninterest expense | $1,736,000 | 4,124 |
Salaries and employee benefits | $916,000 | 4,197 |
Premises and equipment expense | $247,000 | 4,086 |
Additional noninterest expense | $573,000 | 3,839 |
Pre-tax net operating income | $526,000 | 5,187 |
Securities gains (losses) | $26,000 | 2,455 |
Applicable income taxes | $19,000 | 6,636 |
Income before extraordinary items | $533,000 | 4,622 |
Extraordinary gains, net | $0 | 30 |
Net income | $533,000 | 4,622 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 3,822 |
Cash dividends | $260,000 | 3,076 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $507,780 | 4,555 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,525,000 | 4,374 |
Total interest expense | $568,000 | 3,940 |
Net interest income | $957,000 | 4,527 |
Provision for loan and lease losses | $22,000 | 5,127 |
Total noninterest income | $205,000 | 4,096 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $165,000 | 2,397 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $40,000 | 5,700 |
Total noninterest expense | $864,000 | 4,123 |
Salaries and employee benefits | $458,000 | 4,189 |
Premises and equipment expense | $119,000 | 4,200 |
Additional noninterest expense | $287,000 | 3,789 |
Pre-tax net operating income | $276,000 | 5,002 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $9,000 | 6,623 |
Income before extraordinary items | $267,000 | 4,553 |
Extraordinary gains, net | $0 | 21 |
Net income | $267,000 | 4,553 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 3,062 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $267,000 | 4,343 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,516,000 | 4,292 |
Total interest expense | $2,316,000 | 4,346 |
Net interest income | $4,200,000 | 4,196 |
Provision for loan and lease losses | $180,000 | 4,547 |
Total noninterest income | $756,000 | 4,131 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $590,000 | 2,599 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $166,000 | 5,388 |
Total noninterest expense | $3,424,000 | 4,042 |
Salaries and employee benefits | $1,667,000 | 4,326 |
Premises and equipment expense | $461,000 | 4,201 |
Additional noninterest expense | $1,296,000 | 3,384 |
Pre-tax net operating income | $1,352,000 | 4,378 |
Securities gains (losses) | $412,000 | 748 |
Applicable income taxes | $358,000 | 4,109 |
Income before extraordinary items | $1,406,000 | 3,666 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,406,000 | 3,666 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $309,000 | 2,317 |
Cash dividends | $375,000 | 3,955 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,076,400 | 4,280 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,887,000 | 5,032 |
Total interest expense | $2,927,000 | 4,829 |
Net interest income | $2,960,000 | 5,131 |
Provision for loan and lease losses | $110,000 | 5,436 |
Total noninterest income | $554,000 | 4,789 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $439,000 | 3,162 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $115,000 | 6,100 |
Total noninterest expense | $2,586,000 | 4,846 |
Salaries and employee benefits | $1,293,000 | 5,056 |
Premises and equipment expense | $371,000 | 4,833 |
Additional noninterest expense | $922,000 | 4,326 |
Pre-tax net operating income | $818,000 | 5,434 |
Securities gains (losses) | $25,000 | 2,980 |
Applicable income taxes | $171,000 | 5,270 |
Income before extraordinary items | $672,000 | 5,325 |
Extraordinary gains, net | $0 | 105 |
Net income | $672,000 | 5,329 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 4,593 |
Cash dividends | $300,000 | 4,357 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $652,000 | 5,275 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,207,000 | 4,961 |
Total interest expense | $3,498,000 | 4,387 |
Net interest income | $2,709,000 | 5,531 |
Provision for loan and lease losses | $130,000 | 4,683 |
Total noninterest income | $555,000 | 4,618 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $422,000 | 3,110 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $133,000 | 5,768 |
Total noninterest expense | $2,481,000 | 4,877 |
Salaries and employee benefits | $1,289,000 | 4,932 |
Premises and equipment expense | $263,000 | 5,873 |
Additional noninterest expense | $929,000 | 4,238 |
Pre-tax net operating income | $653,000 | 6,396 |
Securities gains (losses) | $79,000 | 615 |
Applicable income taxes | $133,000 | 6,121 |
Income before extraordinary items | $599,000 | 5,857 |
Extraordinary gains, net | $0 | 38 |
Net income | $599,000 | 5,855 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $118,000 | 3,296 |
Cash dividends | $280,000 | 4,620 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $534,220 | 6,159 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $5,309,000 | 5,357 |
Total interest expense | $2,778,000 | 4,885 |
Net interest income | $2,531,000 | 5,756 |
Provision for loan and lease losses | $20,000 | 7,660 |
Total noninterest income | $516,000 | 4,869 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $401,000 | 3,209 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $115,000 | 6,295 |
Total noninterest expense | $2,384,000 | 5,048 |
Salaries and employee benefits | $1,280,000 | 4,923 |
Premises and equipment expense | $263,000 | 5,881 |
Additional noninterest expense | $841,000 | 4,624 |
Pre-tax net operating income | $643,000 | 6,556 |
Securities gains (losses) | $-279,000 | 10,071 |
Applicable income taxes | $37,000 | 7,868 |
Income before extraordinary items | $327,000 | 7,420 |
Extraordinary gains, net | $0 | 35 |
Net income | $327,000 | 7,421 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 5,975 |
Cash dividends | $205,000 | 5,168 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $578,100 | 5,973 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,892,000 | 5,769 |
Total interest expense | $2,854,000 | 4,896 |
Net interest income | $2,038,000 | 6,604 |
Provision for loan and lease losses | $20,000 | 7,729 |
Total noninterest income | $538,000 | 4,726 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $427,000 | 2,950 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $111,000 | 6,381 |
Total noninterest expense | $2,247,000 | 5,132 |
Salaries and employee benefits | $1,161,000 | 5,199 |
Premises and equipment expense | $353,000 | 4,853 |
Additional noninterest expense | $733,000 | 4,982 |
Pre-tax net operating income | $309,000 | 8,335 |
Securities gains (losses) | $-6,000 | 10,112 |
Applicable income taxes | $106,000 | 7,444 |
Income before extraordinary items | $197,000 | 8,642 |
Extraordinary gains, net | $0 | 32 |
Net income | $197,000 | 8,641 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 9,466 |
Cash dividends | $215,000 | 5,241 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $200,900 | 8,546 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,955,000 | 5,839 |
Total interest expense | $2,424,000 | 5,529 |
Net interest income | $2,531,000 | 6,004 |
Provision for loan and lease losses | $27,000 | 7,550 |
Total noninterest income | $616,000 | 4,337 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $459,000 | 2,847 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $157,000 | 5,574 |
Total noninterest expense | $2,260,000 | 5,185 |
Salaries and employee benefits | $1,150,000 | 5,276 |
Premises and equipment expense | $340,000 | 5,014 |
Additional noninterest expense | $770,000 | 4,866 |
Pre-tax net operating income | $860,000 | 6,284 |
Securities gains (losses) | $19,000 | 1,923 |
Applicable income taxes | $136,000 | 7,823 |
Income before extraordinary items | $743,000 | 5,708 |
Extraordinary gains, net | $0 | 44 |
Net income | $743,000 | 5,710 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 9,989 |
Cash dividends | $215,000 | 5,222 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $726,850 | 5,736 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,296,000 | 6,588 |
Total interest expense | $2,120,000 | 6,185 |
Net interest income | $2,176,000 | 6,810 |
Provision for loan and lease losses | $50,000 | 6,559 |
Total noninterest income | $559,000 | 4,786 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $438,000 | 3,079 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $121,000 | 6,566 |
Total noninterest expense | $2,011,000 | 5,929 |
Salaries and employee benefits | $1,012,000 | 5,933 |
Premises and equipment expense | $305,000 | 5,523 |
Additional noninterest expense | $694,000 | 5,776 |
Pre-tax net operating income | $674,000 | 7,049 |
Securities gains (losses) | $-148,000 | 11,269 |
Applicable income taxes | $111,000 | 8,554 |
Income before extraordinary items | $415,000 | 7,503 |
Extraordinary gains, net | $0 | 53 |
Net income | $415,000 | 7,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 5,752 |
Cash dividends | $165,000 | 5,822 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $531,920 | 6,629 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,906,000 | 7,101 |
Total interest expense | $1,815,000 | 6,861 |
Net interest income | $2,091,000 | 7,100 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $471,000 | 5,396 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $367,000 | 3,615 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $104,000 | 7,102 |
Total noninterest expense | $1,977,000 | 6,039 |
Salaries and employee benefits | $956,000 | 6,268 |
Premises and equipment expense | $296,000 | 5,689 |
Additional noninterest expense | $725,000 | 5,688 |
Pre-tax net operating income | $585,000 | 7,956 |
Securities gains (losses) | $-145,000 | 11,604 |
Applicable income taxes | $136,000 | 8,513 |
Income before extraordinary items | $304,000 | 8,901 |
Extraordinary gains, net | $0 | 65 |
Net income | $304,000 | 8,905 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 6,638 |
Cash dividends | $30,000 | 8,164 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $404,050 | 7,991 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,182,000 | 7,783 |
Total interest expense | $1,313,000 | 7,507 |
Net interest income | $1,869,000 | 7,879 |
Provision for loan and lease losses | $14,000 | 8,180 |
Total noninterest income | $537,000 | 5,023 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $337,000 | 3,962 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $200,000 | 5,268 |
Total noninterest expense | $2,099,000 | 5,964 |
Salaries and employee benefits | $886,000 | 6,728 |
Premises and equipment expense | $241,000 | 6,664 |
Additional noninterest expense | $972,000 | 4,826 |
Pre-tax net operating income | $293,000 | 10,181 |
Securities gains (losses) | $108,000 | 741 |
Applicable income taxes | $123,000 | 8,863 |
Income before extraordinary items | $278,000 | 9,398 |
Extraordinary gains, net | $0 | 249 |
Net income | $278,000 | 9,404 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 5,320 |
Cash dividends | $40,000 | 8,160 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $203,480 | 10,282 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,507,000 | 9,169 |
Total interest expense | $900,000 | 9,554 |
Net interest income | $1,607,000 | 8,778 |
Provision for loan and lease losses | $19,000 | 9,170 |
Total noninterest income | $484,000 | 5,727 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $260,000 | 4,954 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $224,000 | 5,331 |
Total noninterest expense | $1,867,000 | 6,706 |
Salaries and employee benefits | $831,000 | 7,135 |
Premises and equipment expense | $203,000 | 7,624 |
Additional noninterest expense | $833,000 | 5,734 |
Pre-tax net operating income | $205,000 | 10,990 |
Securities gains (losses) | $113,000 | 2,322 |
Applicable income taxes | $45,000 | 11,057 |
Income before extraordinary items | $273,000 | 9,778 |
Extraordinary gains, net | $35,000 | 2,385 |
Net income | $308,000 | 9,556 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 8,917 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $175,820 | 10,716 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,703,000 | 9,528 |
Total interest expense | $1,058,000 | 10,148 |
Net interest income | $1,645,000 | 8,820 |
Provision for loan and lease losses | $100,000 | 7,236 |
Total noninterest income | $502,000 | 5,629 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $255,000 | 5,050 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $247,000 | 4,993 |
Total noninterest expense | $2,136,000 | 6,069 |
Salaries and employee benefits | $840,000 | 6,995 |
Premises and equipment expense | $178,000 | 8,364 |
Additional noninterest expense | $1,118,000 | 4,624 |
Pre-tax net operating income | $-89,000 | 12,923 |
Securities gains (losses) | $263,000 | 1,661 |
Applicable income taxes | $9,000 | 12,400 |
Income before extraordinary items | $165,000 | 11,060 |
Extraordinary gains, net | $41,000 | 1,051 |
Net income | $206,000 | 10,656 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $109,000 | 5,695 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-84,850 | 12,882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.