Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 2012-12-31 | Rank | |
| # of Employees: | 58 | 2,589 |
| Assets and Liabilities | ||
| Total Assets: | $279,733,000 | 2,317 |
| Cash and due from depository institutions | $9,451,000 | 2,589 |
| Interest-bearing balances | $323,000 | 6,294 |
| Securities | $86,394,000 | 1,692 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 874 |
| Net loans & leases | $160,016,000 | 2,425 |
| Loan loss allowance | $1,673,000 | 3,445 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,994,000 | 1,319 |
| Other real estate owned | $224,000 | 2,589 |
| Goodwill and other intangibles | $84,000 | 2,622 |
| All other assets | $7,870,000 | 2,168 |
| Life insurance assets | $3,409,000 | 1,884 |
| Total liabilities and capital | $279,733,000 | 2,317 |
| Total liabilities | $253,997,000 | 2,287 |
| Total deposits | $253,161,000 | 2,168 |
| Interest-bearing deposits | $191,591,000 | 2,314 |
| Deposits held in domestic offices | $253,161,000 | 2,168 |
| % insured | 76.19% | 6,329 |
| Federal funds purchased & repurchase agreements | $384,000 | 2,034 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $452,000 | 4,573 |
| Total equity capital | $25,736,000 | 2,649 |
| Total bank equity capital | $25,736,000 | 2,649 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,000,000 | 2,269 |
| Surplus | $10,000,000 | 2,536 |
| Undivided profits | $14,736,000 | 2,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,627,000 | 3,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,935,000 | 1,359 |
| Earning assets | $253,433,000 | 2,335 |
| Long-term assets (5+ years) | $81,984,000 | 2,230 |
| Average Assets, year-to-date | $285,567,400 | 2,234 |
| Average Assets, quarterly | $279,626,500 | 2,303 |
| Volatile liabilities | $11,345,000 | 2,930 |
| Insider loans | $3,091,000 | 1,875 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $27,326,000 | 2,105 |
| Tier 1 (core) risk-based capital | $23,542,000 | 2,709 |
| Tier 2 risk-based capital | $1,673,000 | 2,776 |
| Total risk weighted assets | $175,473,000 | 2,381 |
| Total unused commitments | $27,326,000 | 2,105 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 58 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $279,520,000 | 2,322 |
| Cash and due from depository institutions | $5,994,000 | 2,610 |
| Interest-bearing balances | $408,000 | 6,262 |
| Securities | $91,635,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $163,865,000 | 2,394 |
| Loan loss allowance | $1,674,000 | 3,507 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,122,000 | 1,300 |
| Other real estate owned | $214,000 | 2,610 |
| Goodwill and other intangibles | $84,000 | 2,641 |
| All other assets | $8,606,000 | 2,059 |
| Life insurance assets | $3,361,000 | 1,862 |
| Total liabilities and capital | $279,520,000 | 2,322 |
| Total liabilities | $254,079,000 | 2,279 |
| Total deposits | $225,650,000 | 2,399 |
| Interest-bearing deposits | $183,518,000 | 2,413 |
| Deposits held in domestic offices | $225,650,000 | 2,399 |
| % insured | 77.28% | 6,379 |
| Federal funds purchased & repurchase agreements | $259,000 | 2,082 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $27,550,000 | 890 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $620,000 | 4,289 |
| Total equity capital | $25,441,000 | 2,713 |
| Total bank equity capital | $25,441,000 | 2,713 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 2,307 |
| Surplus | $10,000,000 | 2,558 |
| Undivided profits | $14,441,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,096,000 | 1,351 |
| Earning assets | $255,908,000 | 2,323 |
| Long-term assets (5+ years) | $99,348,000 | 1,895 |
| Average Assets, year-to-date | $287,026,000 | 2,254 |
| Average Assets, quarterly | $277,158,000 | 2,327 |
| Volatile liabilities | $39,417,000 | 1,163 |
| Insider loans | $3,099,000 | 1,929 |
| FHLB advances | $27,550,000 | 826 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $21,681,000 | 2,509 |
| Tier 1 (core) risk-based capital | $23,007,000 | 2,799 |
| Tier 2 risk-based capital | $1,674,000 | 2,807 |
| Total risk weighted assets | $175,213,000 | 2,397 |
| Total unused commitments | $21,681,000 | 2,509 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 58 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $274,796,000 | 2,332 |
| Cash and due from depository institutions | $5,592,000 | 2,616 |
| Interest-bearing balances | $368,000 | 6,270 |
| Securities | $100,086,000 | 1,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $151,384,000 | 2,551 |
| Loan loss allowance | $1,687,000 | 3,539 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,170,000 | 1,293 |
| Other real estate owned | $323,000 | 2,616 |
| Goodwill and other intangibles | $84,000 | 2,631 |
| All other assets | $8,157,000 | 2,131 |
| Life insurance assets | $3,322,000 | 1,847 |
| Total liabilities and capital | $274,796,000 | 2,332 |
| Total liabilities | $250,493,000 | 2,295 |
| Total deposits | $241,433,000 | 2,248 |
| Interest-bearing deposits | $196,560,000 | 2,275 |
| Deposits held in domestic offices | $241,433,000 | 2,248 |
| % insured | 76.16% | 6,537 |
| Federal funds purchased & repurchase agreements | $145,000 | 2,162 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $8,560,000 | 2,026 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $355,000 | 5,127 |
| Total equity capital | $24,303,000 | 2,781 |
| Total bank equity capital | $24,303,000 | 2,781 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,000,000 | 2,343 |
| Surplus | $10,000,000 | 2,563 |
| Undivided profits | $13,303,000 | 2,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,381,000 | 3,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,819,000 | 1,495 |
| Earning assets | $251,838,000 | 2,339 |
| Long-term assets (5+ years) | $110,719,000 | 1,692 |
| Average Assets, year-to-date | $289,528,000 | 2,235 |
| Average Assets, quarterly | $282,357,000 | 2,284 |
| Volatile liabilities | $20,716,000 | 1,995 |
| Insider loans | $3,109,000 | 1,920 |
| FHLB advances | $8,560,000 | 1,943 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $32,109,000 | 1,824 |
| Tier 1 (core) risk-based capital | $22,570,000 | 2,806 |
| Tier 2 risk-based capital | $1,687,000 | 2,800 |
| Total risk weighted assets | $166,357,000 | 2,499 |
| Total unused commitments | $32,109,000 | 1,824 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 59 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $289,918,000 | 2,259 |
| Cash and due from depository institutions | $7,864,000 | 2,579 |
| Interest-bearing balances | $635,000 | 6,145 |
| Securities | $113,642,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 1,825 |
| Net loans & leases | $147,662,000 | 2,605 |
| Loan loss allowance | $1,758,000 | 3,457 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,215,000 | 1,290 |
| Other real estate owned | $338,000 | 2,579 |
| Goodwill and other intangibles | $84,000 | 2,634 |
| All other assets | $7,888,000 | 2,184 |
| Life insurance assets | $3,296,000 | 1,836 |
| Total liabilities and capital | $289,918,000 | 2,259 |
| Total liabilities | $266,313,000 | 2,206 |
| Total deposits | $265,524,000 | 2,073 |
| Interest-bearing deposits | $222,062,000 | 2,066 |
| Deposits held in domestic offices | $265,524,000 | 2,073 |
| % insured | 70.70% | 6,900 |
| Federal funds purchased & repurchase agreements | $271,000 | 2,014 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $200,000 | 4,116 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $318,000 | 5,250 |
| Total equity capital | $23,605,000 | 2,819 |
| Total bank equity capital | $23,605,000 | 2,819 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,000,000 | 2,372 |
| Surplus | $10,000,000 | 2,576 |
| Undivided profits | $12,605,000 | 2,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,532,000 | 1,789 |
| Earning assets | $265,164,000 | 2,247 |
| Long-term assets (5+ years) | $121,077,000 | 1,549 |
| Average Assets, year-to-date | $296,894,000 | 2,184 |
| Average Assets, quarterly | $296,894,000 | 2,184 |
| Volatile liabilities | $13,879,000 | 2,694 |
| Insider loans | $2,947,000 | 2,023 |
| FHLB advances | $200,000 | 3,919 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $34,245,000 | 1,746 |
| Tier 1 (core) risk-based capital | $22,396,000 | 2,802 |
| Tier 2 risk-based capital | $1,758,000 | 2,708 |
| Total risk weighted assets | $168,334,000 | 2,469 |
| Total unused commitments | $34,245,000 | 1,746 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 61 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $303,870,000 | 2,134 |
| Cash and due from depository institutions | $9,945,000 | 2,490 |
| Interest-bearing balances | $3,453,000 | 4,629 |
| Securities | $103,844,000 | 1,411 |
| Federal funds sold & reverse repurchase agreements | $14,296,000 | 390 |
| Net loans & leases | $157,777,000 | 2,498 |
| Loan loss allowance | $1,754,000 | 3,440 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,329,000 | 1,268 |
| Other real estate owned | $680,000 | 2,490 |
| Goodwill and other intangibles | $84,000 | 2,637 |
| All other assets | $7,915,000 | 2,204 |
| Life insurance assets | $3,270,000 | 1,813 |
| Total liabilities and capital | $303,870,000 | 2,134 |
| Total liabilities | $280,865,000 | 2,074 |
| Total deposits | $279,051,000 | 1,952 |
| Interest-bearing deposits | $235,458,000 | 1,936 |
| Deposits held in domestic offices | $279,051,000 | 1,950 |
| % insured | 68.59% | 7,031 |
| Federal funds purchased & repurchase agreements | $1,303,000 | 1,834 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $511,000 | 4,494 |
| Total equity capital | $23,005,000 | 2,854 |
| Total bank equity capital | $23,005,000 | 2,853 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000,000 | 2,390 |
| Surplus | $10,000,000 | 2,586 |
| Undivided profits | $12,005,000 | 2,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 5,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,213,000 | 1,249 |
| Earning assets | $279,370,000 | 2,129 |
| Long-term assets (5+ years) | $105,482,000 | 1,466 |
| Average Assets, year-to-date | $281,119,600 | 2,256 |
| Average Assets, quarterly | $293,970,000 | 2,200 |
| Volatile liabilities | $20,021,000 | 2,189 |
| Insider loans | $3,059,000 | 1,974 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $25,764,000 | 2,117 |
| Tier 1 (core) risk-based capital | $21,639,000 | 2,871 |
| Tier 2 risk-based capital | $1,754,000 | 2,739 |
| Total risk weighted assets | $176,794,000 | 2,388 |
| Total unused commitments | $25,764,000 | 2,118 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 63 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $284,070,000 | 2,275 |
| Cash and due from depository institutions | $7,883,000 | 2,424 |
| Interest-bearing balances | $2,997,000 | 4,782 |
| Securities | $81,475,000 | 1,678 |
| Federal funds sold & reverse repurchase agreements | $14,738,000 | 400 |
| Net loans & leases | $161,590,000 | 2,452 |
| Loan loss allowance | $1,757,000 | 3,474 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,427,000 | 1,249 |
| Other real estate owned | $491,000 | 2,424 |
| Goodwill and other intangibles | $84,000 | 2,652 |
| All other assets | $8,382,000 | 2,142 |
| Life insurance assets | $3,218,000 | 1,810 |
| Total liabilities and capital | $284,070,000 | 2,275 |
| Total liabilities | $261,507,000 | 2,218 |
| Total deposits | $259,139,000 | 2,087 |
| Interest-bearing deposits | $212,785,000 | 2,125 |
| Deposits held in domestic offices | $259,139,000 | 2,086 |
| % insured | 74.78% | 6,819 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 1,764 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $773,000 | 3,904 |
| Total equity capital | $22,563,000 | 2,921 |
| Total bank equity capital | $22,563,000 | 2,919 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000,000 | 2,425 |
| Surplus | $10,000,000 | 2,613 |
| Undivided profits | $11,563,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 5,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,211,000 | 1,317 |
| Earning assets | $260,800,000 | 2,258 |
| Long-term assets (5+ years) | $86,765,000 | 1,703 |
| Average Assets, year-to-date | $275,432,000 | 2,314 |
| Average Assets, quarterly | $281,903,000 | 2,276 |
| Volatile liabilities | $20,592,000 | 2,194 |
| Insider loans | $3,099,000 | 1,982 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $20,962,000 | 2,489 |
| Tier 1 (core) risk-based capital | $21,012,000 | 2,943 |
| Tier 2 risk-based capital | $1,757,000 | 2,737 |
| Total risk weighted assets | $179,553,000 | 2,361 |
| Total unused commitments | $20,962,000 | 2,493 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 66 | 2,349 |
| Assets and Liabilities | ||
| Total Assets: | $279,736,000 | 2,296 |
| Cash and due from depository institutions | $8,943,000 | 2,349 |
| Interest-bearing balances | $4,086,000 | 4,275 |
| Securities | $83,649,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 2,488 |
| Net loans & leases | $167,888,000 | 2,392 |
| Loan loss allowance | $1,759,000 | 3,469 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,594,000 | 1,223 |
| Other real estate owned | $491,000 | 2,349 |
| Goodwill and other intangibles | $84,000 | 2,673 |
| All other assets | $7,687,000 | 2,298 |
| Life insurance assets | $3,037,000 | 1,856 |
| Total liabilities and capital | $279,736,000 | 2,296 |
| Total liabilities | $258,780,000 | 2,230 |
| Total deposits | $253,709,000 | 2,123 |
| Interest-bearing deposits | $212,611,000 | 2,141 |
| Deposits held in domestic offices | $253,709,000 | 2,123 |
| % insured | 77.48% | 6,681 |
| Federal funds purchased & repurchase agreements | $1,325,000 | 1,876 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,139,000 | 3,369 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $607,000 | 4,226 |
| Total equity capital | $20,956,000 | 3,062 |
| Total bank equity capital | $20,956,000 | 3,059 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,461 |
| Surplus | $10,000,000 | 2,626 |
| Undivided profits | $9,956,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,970,000 | 1,471 |
| Earning assets | $257,023,000 | 2,275 |
| Long-term assets (5+ years) | $73,523,000 | 1,926 |
| Average Assets, year-to-date | $272,552,670 | 2,348 |
| Average Assets, quarterly | $276,660,500 | 2,314 |
| Volatile liabilities | $21,263,000 | 2,168 |
| Insider loans | $1,903,000 | 2,835 |
| FHLB advances | $3,139,000 | 3,247 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $24,182,000 | 2,241 |
| Tier 1 (core) risk-based capital | $20,360,000 | 2,990 |
| Tier 2 risk-based capital | $1,759,000 | 2,757 |
| Total risk weighted assets | $182,891,000 | 2,331 |
| Total unused commitments | $24,182,000 | 2,244 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 66 | 2,350 |
| Assets and Liabilities | ||
| Total Assets: | $273,585,000 | 2,365 |
| Cash and due from depository institutions | $13,093,000 | 2,350 |
| Interest-bearing balances | $8,373,000 | 3,294 |
| Securities | $85,941,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 1,806 |
| Net loans & leases | $154,415,000 | 2,578 |
| Loan loss allowance | $1,726,000 | 3,530 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,370,000 | 1,263 |
| Other real estate owned | $526,000 | 2,350 |
| Goodwill and other intangibles | $84,000 | 2,674 |
| All other assets | $6,156,000 | 2,753 |
| Life insurance assets | $2,160,000 | 2,241 |
| Total liabilities and capital | $273,585,000 | 2,365 |
| Total liabilities | $254,212,000 | 2,279 |
| Total deposits | $252,128,000 | 2,148 |
| Interest-bearing deposits | $214,222,000 | 2,160 |
| Deposits held in domestic offices | $252,128,000 | 2,146 |
| % insured | 74.11% | 6,959 |
| Federal funds purchased & repurchase agreements | $1,614,000 | 1,769 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $470,000 | 4,636 |
| Total equity capital | $19,373,000 | 3,240 |
| Total bank equity capital | $19,373,000 | 3,239 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $10,000,000 | 2,641 |
| Undivided profits | $8,373,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,579,000 | 1,847 |
| Earning assets | $252,729,000 | 2,337 |
| Long-term assets (5+ years) | $77,282,000 | 1,797 |
| Average Assets, year-to-date | $268,961,000 | 2,399 |
| Average Assets, quarterly | $268,961,000 | 2,399 |
| Volatile liabilities | $18,787,000 | 2,396 |
| Insider loans | $1,910,000 | 2,876 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $24,348,000 | 2,258 |
| Tier 1 (core) risk-based capital | $19,934,000 | 3,046 |
| Tier 2 risk-based capital | $1,726,000 | 2,827 |
| Total risk weighted assets | $171,401,000 | 2,486 |
| Total unused commitments | $24,348,000 | 2,259 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 66 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $264,337,000 | 2,437 |
| Cash and due from depository institutions | $15,043,000 | 2,371 |
| Interest-bearing balances | $8,361,000 | 3,066 |
| Securities | $66,582,000 | 1,921 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 1,708 |
| Net loans & leases | $161,975,000 | 2,528 |
| Loan loss allowance | $1,652,000 | 3,625 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,435,000 | 1,270 |
| Other real estate owned | $611,000 | 2,371 |
| Goodwill and other intangibles | $84,000 | 2,679 |
| All other assets | $6,607,000 | 2,651 |
| Life insurance assets | $2,144,000 | 2,229 |
| Total liabilities and capital | $264,337,000 | 2,437 |
| Total liabilities | $245,696,000 | 2,369 |
| Total deposits | $243,566,000 | 2,216 |
| Interest-bearing deposits | $206,447,000 | 2,249 |
| Deposits held in domestic offices | $243,566,000 | 2,215 |
| % insured | 65.11% | 7,339 |
| Federal funds purchased & repurchase agreements | $1,633,000 | 1,863 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $497,000 | 4,616 |
| Total equity capital | $18,641,000 | 3,334 |
| Total bank equity capital | $18,641,000 | 3,334 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $10,000,000 | 2,638 |
| Undivided profits | $7,641,000 | 3,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,820,000 | 3,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,209,000 | 1,326 |
| Earning assets | $240,918,000 | 2,443 |
| Long-term assets (5+ years) | $67,531,000 | 1,950 |
| Average Assets, year-to-date | $244,515,200 | 2,601 |
| Average Assets, quarterly | $251,826,000 | 2,541 |
| Volatile liabilities | $68,204,000 | 1,946 |
| Insider loans | $3,394,000 | 1,959 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $18,756,000 | 2,680 |
| Tier 1 (core) risk-based capital | $19,683,000 | 3,088 |
| Tier 2 risk-based capital | $1,652,000 | 2,953 |
| Total risk weighted assets | $177,233,000 | 2,454 |
| Total unused commitments | $18,756,000 | 2,680 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 66 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $239,315,000 | 2,705 |
| Cash and due from depository institutions | $6,417,000 | 2,368 |
| Interest-bearing balances | $1,543,000 | 5,175 |
| Securities | $46,996,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $168,655,000 | 2,473 |
| Loan loss allowance | $1,535,000 | 3,827 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,503,000 | 1,272 |
| Other real estate owned | $611,000 | 2,368 |
| Goodwill and other intangibles | $84,000 | 2,677 |
| All other assets | $7,049,000 | 2,566 |
| Life insurance assets | $2,108,000 | 2,239 |
| Total liabilities and capital | $239,315,000 | 2,705 |
| Total liabilities | $219,545,000 | 2,646 |
| Total deposits | $215,627,000 | 2,506 |
| Interest-bearing deposits | $185,126,000 | 2,490 |
| Deposits held in domestic offices | $215,627,000 | 2,503 |
| % insured | 79.19% | 6,243 |
| Federal funds purchased & repurchase agreements | $1,692,000 | 1,861 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,521,000 | 4,289 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $705,000 | 4,257 |
| Total equity capital | $19,770,000 | 3,280 |
| Total bank equity capital | $19,770,000 | 3,280 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $10,000,000 | 2,637 |
| Undivided profits | $8,770,000 | 3,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,922,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,344,000 | 1,335 |
| Earning assets | $217,194,000 | 2,717 |
| Long-term assets (5+ years) | $43,609,000 | 2,671 |
| Average Assets, year-to-date | $239,559,750 | 2,674 |
| Average Assets, quarterly | $238,183,500 | 2,712 |
| Volatile liabilities | $70,117,000 | 1,948 |
| Insider loans | $5,316,000 | 1,339 |
| FHLB advances | $1,521,000 | 4,125 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $20,583,000 | 2,577 |
| Tier 1 (core) risk-based capital | $18,989,000 | 3,217 |
| Tier 2 risk-based capital | $1,535,000 | 3,180 |
| Total risk weighted assets | $177,859,000 | 2,499 |
| Total unused commitments | $20,583,000 | 2,578 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 65 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $237,052,000 | 2,739 |
| Cash and due from depository institutions | $8,883,000 | 2,432 |
| Interest-bearing balances | $2,358,000 | 4,656 |
| Securities | $48,819,000 | 2,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $162,694,000 | 2,605 |
| Loan loss allowance | $1,468,000 | 3,897 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,470,000 | 1,302 |
| Other real estate owned | $295,000 | 2,432 |
| Goodwill and other intangibles | $84,000 | 2,690 |
| All other assets | $6,807,000 | 2,666 |
| Life insurance assets | $2,071,000 | 2,264 |
| Total liabilities and capital | $237,052,000 | 2,739 |
| Total liabilities | $218,494,000 | 2,679 |
| Total deposits | $213,578,000 | 2,534 |
| Interest-bearing deposits | $136,252,000 | 3,299 |
| Deposits held in domestic offices | $213,578,000 | 2,532 |
| % insured | 79.59% | 6,286 |
| Federal funds purchased & repurchase agreements | $1,260,000 | 2,005 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,123,000 | 3,884 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $533,000 | 4,729 |
| Total equity capital | $18,558,000 | 3,415 |
| Total bank equity capital | $18,558,000 | 3,415 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $10,000,000 | 2,636 |
| Undivided profits | $7,558,000 | 3,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,122,000 | 2,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,834,000 | 1,708 |
| Earning assets | $213,871,000 | 2,776 |
| Long-term assets (5+ years) | $50,840,000 | 2,345 |
| Average Assets, year-to-date | $239,641,330 | 2,705 |
| Average Assets, quarterly | $238,862,000 | 2,716 |
| Volatile liabilities | $70,642,000 | 1,982 |
| Insider loans | $5,684,000 | 1,282 |
| FHLB advances | $3,123,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $29,776,000 | 1,975 |
| Tier 1 (core) risk-based capital | $18,432,000 | 3,279 |
| Tier 2 risk-based capital | $1,468,000 | 3,301 |
| Total risk weighted assets | $174,107,000 | 2,590 |
| Total unused commitments | $29,776,000 | 1,977 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 65 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $240,672,000 | 2,757 |
| Cash and due from depository institutions | $5,884,000 | 2,457 |
| Interest-bearing balances | $771,000 | 5,569 |
| Securities | $56,988,000 | 2,146 |
| Federal funds sold & reverse repurchase agreements | $11,017,000 | 845 |
| Net loans & leases | $150,280,000 | 2,841 |
| Loan loss allowance | $1,538,000 | 3,827 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,128,000 | 1,366 |
| Other real estate owned | $735,000 | 2,457 |
| Goodwill and other intangibles | $84,000 | 2,707 |
| All other assets | $6,556,000 | 2,820 |
| Life insurance assets | $2,363,000 | 2,124 |
| Total liabilities and capital | $240,672,000 | 2,757 |
| Total liabilities | $222,638,000 | 2,691 |
| Total deposits | $220,664,000 | 2,489 |
| Interest-bearing deposits | $135,950,000 | 3,360 |
| Deposits held in domestic offices | $220,664,000 | 2,487 |
| % insured | 76.09% | 6,809 |
| Federal funds purchased & repurchase agreements | $1,439,000 | 1,959 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $535,000 | 4,700 |
| Total equity capital | $18,034,000 | 3,505 |
| Total bank equity capital | $18,034,000 | 3,505 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $10,000,000 | 2,672 |
| Undivided profits | $7,034,000 | 3,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,699,000 | 1,914 |
| Earning assets | $219,056,000 | 2,760 |
| Long-term assets (5+ years) | $59,642,000 | 2,099 |
| Average Assets, year-to-date | $240,936,000 | 2,752 |
| Average Assets, quarterly | $240,936,000 | 2,752 |
| Volatile liabilities | $68,482,000 | 2,101 |
| Insider loans | $5,509,000 | 1,367 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,573,000 | 2,245 |
| Tier 1 (core) risk-based capital | $17,935,000 | 3,379 |
| Tier 2 risk-based capital | $1,538,000 | 3,227 |
| Total risk weighted assets | $167,257,000 | 2,741 |
| Total unused commitments | $26,573,000 | 2,250 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 64 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $241,200,000 | 2,764 |
| Cash and due from depository institutions | $7,961,000 | 2,517 |
| Interest-bearing balances | $1,959,000 | 4,515 |
| Securities | $52,460,000 | 2,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $163,445,000 | 2,707 |
| Loan loss allowance | $1,438,000 | 3,958 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,849,000 | 1,431 |
| Other real estate owned | $809,000 | 2,517 |
| Goodwill and other intangibles | $84,000 | 2,733 |
| All other assets | $7,592,000 | 2,576 |
| Life insurance assets | $2,425,000 | 2,090 |
| Total liabilities and capital | $241,200,000 | 2,764 |
| Total liabilities | $223,539,000 | 2,689 |
| Total deposits | $218,375,000 | 2,516 |
| Interest-bearing deposits | $145,763,000 | 3,150 |
| Deposits held in domestic offices | $218,375,000 | 2,514 |
| % insured | 75.47% | 6,893 |
| Federal funds purchased & repurchase agreements | $1,660,000 | 2,000 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $3,018,000 | 4,178 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $486,000 | 4,957 |
| Total equity capital | $17,661,000 | 3,546 |
| Total bank equity capital | $17,661,000 | 3,546 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $10,000,000 | 2,676 |
| Undivided profits | $6,661,000 | 3,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,110,000 | 1,596 |
| Earning assets | $217,864,000 | 2,789 |
| Long-term assets (5+ years) | $53,817,000 | 2,245 |
| Average Assets, year-to-date | $231,285,000 | 2,806 |
| Average Assets, quarterly | $238,579,500 | 2,772 |
| Volatile liabilities | $67,039,000 | 2,143 |
| Insider loans | $5,532,000 | 1,387 |
| FHLB advances | $3,018,000 | 4,040 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,900,000 | 3,195 |
| Tier 1 (core) risk-based capital | $17,424,000 | 3,447 |
| Tier 2 risk-based capital | $1,438,000 | 3,409 |
| Total risk weighted assets | $177,283,000 | 2,659 |
| Total unused commitments | $15,900,000 | 3,197 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 62 | 2,626 |
| Assets and Liabilities | ||
| Total Assets: | $235,959,000 | 2,837 |
| Cash and due from depository institutions | $6,189,000 | 2,626 |
| Interest-bearing balances | $1,720,000 | 4,464 |
| Securities | $55,724,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $156,954,000 | 2,828 |
| Loan loss allowance | $1,274,000 | 4,151 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,713,000 | 1,468 |
| Other real estate owned | $1,442,000 | 2,626 |
| Goodwill and other intangibles | $84,000 | 2,770 |
| All other assets | $6,853,000 | 2,498 |
| Life insurance assets | $2,315,000 | 2,135 |
| Total liabilities and capital | $235,959,000 | 2,837 |
| Total liabilities | $218,795,000 | 2,730 |
| Total deposits | $201,366,000 | 2,688 |
| Interest-bearing deposits | $170,468,000 | 2,762 |
| Deposits held in domestic offices | $201,366,000 | 2,685 |
| % insured | 77.46% | 6,801 |
| Federal funds purchased & repurchase agreements | $1,726,000 | 2,041 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,979,000 | 2,357 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $724,000 | 4,510 |
| Total equity capital | $17,164,000 | 3,724 |
| Total bank equity capital | $17,164,000 | 3,723 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $10,000,000 | 2,670 |
| Undivided profits | $6,164,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,484,000 | 1,420 |
| Earning assets | $214,398,000 | 2,850 |
| Long-term assets (5+ years) | $54,129,000 | 2,236 |
| Average Assets, year-to-date | $228,806,250 | 2,855 |
| Average Assets, quarterly | $234,427,500 | 2,823 |
| Volatile liabilities | $79,128,000 | 1,903 |
| Insider loans | $5,827,000 | 1,343 |
| FHLB advances | $14,979,000 | 2,245 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,124,000 | 2,241 |
| Tier 1 (core) risk-based capital | $17,137,000 | 3,569 |
| Tier 2 risk-based capital | $1,274,000 | 3,693 |
| Total risk weighted assets | $167,236,000 | 2,821 |
| Total unused commitments | $28,124,000 | 2,243 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $232,896,000 | 2,855 |
| Cash and due from depository institutions | $7,448,000 | 2,634 |
| Interest-bearing balances | $2,383,000 | 3,781 |
| Securities | $58,101,000 | 2,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $150,691,000 | 2,946 |
| Loan loss allowance | $1,210,000 | 4,201 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,764,000 | 1,474 |
| Other real estate owned | $1,571,000 | 2,634 |
| Goodwill and other intangibles | $84,000 | 2,791 |
| All other assets | $6,237,000 | 2,663 |
| Life insurance assets | $2,299,000 | 2,155 |
| Total liabilities and capital | $232,896,000 | 2,855 |
| Total liabilities | $216,868,000 | 2,759 |
| Total deposits | $197,070,000 | 2,740 |
| Interest-bearing deposits | $163,746,000 | 2,867 |
| Deposits held in domestic offices | $197,070,000 | 2,738 |
| % insured | 63.88% | 6,874 |
| Federal funds purchased & repurchase agreements | $1,598,000 | 2,143 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,553,000 | 2,177 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $647,000 | 4,756 |
| Total equity capital | $16,028,000 | 3,896 |
| Total bank equity capital | $16,028,000 | 3,896 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $10,000,000 | 2,662 |
| Undivided profits | $5,028,000 | 4,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 6,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,856,000 | 1,887 |
| Earning assets | $211,175,000 | 2,881 |
| Long-term assets (5+ years) | $51,909,000 | 2,281 |
| Average Assets, year-to-date | $226,422,000 | 2,896 |
| Average Assets, quarterly | $226,476,000 | 2,917 |
| Volatile liabilities | $75,601,000 | 1,972 |
| Insider loans | $5,434,000 | 1,435 |
| FHLB advances | $17,553,000 | 2,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,646,000 | 2,350 |
| Tier 1 (core) risk-based capital | $16,949,000 | 3,622 |
| Tier 2 risk-based capital | $1,210,000 | 3,803 |
| Total risk weighted assets | $165,499,000 | 2,854 |
| Total unused commitments | $27,646,000 | 2,354 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $220,056,000 | 3,030 |
| Cash and due from depository institutions | $7,675,000 | 2,759 |
| Interest-bearing balances | $1,634,000 | 3,922 |
| Securities | $36,861,000 | 2,986 |
| Federal funds sold & reverse repurchase agreements | $24,950,000 | 448 |
| Net loans & leases | $135,154,000 | 3,230 |
| Loan loss allowance | $1,155,000 | 4,219 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,843,000 | 1,471 |
| Other real estate owned | $1,221,000 | 2,759 |
| Goodwill and other intangibles | $84,000 | 2,808 |
| All other assets | $5,268,000 | 3,010 |
| Life insurance assets | $2,263,000 | 2,175 |
| Total liabilities and capital | $220,056,000 | 3,030 |
| Total liabilities | $204,454,000 | 2,929 |
| Total deposits | $203,016,000 | 2,661 |
| Interest-bearing deposits | $166,647,000 | 2,799 |
| Deposits held in domestic offices | $203,016,000 | 2,659 |
| % insured | 61.26% | 7,151 |
| Federal funds purchased & repurchase agreements | $966,000 | 2,380 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $472,000 | 5,400 |
| Total equity capital | $15,602,000 | 4,031 |
| Total bank equity capital | $15,602,000 | 4,031 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $10,000,000 | 2,651 |
| Undivided profits | $4,602,000 | 4,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 5,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,578,000 | 2,266 |
| Earning assets | $198,599,000 | 3,070 |
| Long-term assets (5+ years) | $30,534,000 | 3,231 |
| Average Assets, year-to-date | $223,185,000 | 2,954 |
| Average Assets, quarterly | $223,185,000 | 2,954 |
| Volatile liabilities | $53,604,000 | 2,608 |
| Insider loans | $4,523,000 | 1,728 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $32,216,000 | 2,182 |
| Tier 1 (core) risk-based capital | $16,737,000 | 3,689 |
| Tier 2 risk-based capital | $1,155,000 | 3,901 |
| Total risk weighted assets | $150,637,000 | 3,099 |
| Total unused commitments | $32,216,000 | 2,183 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 61 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $226,314,000 | 2,919 |
| Cash and due from depository institutions | $7,272,000 | 2,755 |
| Interest-bearing balances | $1,542,000 | 3,250 |
| Securities | $48,421,000 | 2,365 |
| Federal funds sold & reverse repurchase agreements | $9,069,000 | 1,085 |
| Net loans & leases | $146,626,000 | 3,054 |
| Loan loss allowance | $1,112,000 | 4,274 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,918,000 | 1,461 |
| Other real estate owned | $17,000 | 2,755 |
| Goodwill and other intangibles | $84,000 | 2,807 |
| All other assets | $5,907,000 | 2,790 |
| Life insurance assets | $2,247,000 | 2,187 |
| Total liabilities and capital | $226,314,000 | 2,919 |
| Total liabilities | $209,737,000 | 2,832 |
| Total deposits | $208,069,000 | 2,550 |
| Interest-bearing deposits | $175,784,000 | 2,609 |
| Deposits held in domestic offices | $208,069,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,074,000 | 2,686 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $594,000 | 4,912 |
| Total equity capital | $16,577,000 | 3,819 |
| Total bank equity capital | $16,577,000 | 3,819 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $10,000,000 | 2,631 |
| Undivided profits | $5,577,000 | 4,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,110,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,173,000 | 1,696 |
| Earning assets | $205,658,000 | 2,936 |
| Long-term assets (5+ years) | $36,100,000 | 2,878 |
| Average Assets, year-to-date | $215,480,200 | 2,933 |
| Average Assets, quarterly | $222,764,500 | 2,923 |
| Volatile liabilities | $56,020,000 | 2,485 |
| Insider loans | $3,971,000 | 1,961 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $25,300,000 | 2,646 |
| Tier 1 (core) risk-based capital | $16,381,000 | 3,737 |
| Tier 2 risk-based capital | $1,112,000 | 3,962 |
| Total risk weighted assets | $163,650,000 | 2,910 |
| Total unused commitments | $25,300,000 | 2,648 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $219,215,000 | 2,970 |
| Cash and due from depository institutions | $6,330,000 | 2,739 |
| Interest-bearing balances | $29,000 | 6,046 |
| Securities | $49,465,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $147,808,000 | 3,034 |
| Loan loss allowance | $1,158,000 | 4,028 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,697,000 | 1,494 |
| Other real estate owned | $17,000 | 2,739 |
| Goodwill and other intangibles | $84,000 | 2,858 |
| All other assets | $6,814,000 | 2,540 |
| Life insurance assets | $2,207,000 | 2,202 |
| Total liabilities and capital | $219,215,000 | 2,970 |
| Total liabilities | $204,714,000 | 2,875 |
| Total deposits | $195,476,000 | 2,660 |
| Interest-bearing deposits | $164,963,000 | 2,728 |
| Deposits held in domestic offices | $195,476,000 | 2,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,335,000 | 2,685 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,086,000 | 3,717 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $817,000 | 4,316 |
| Total equity capital | $14,501,000 | 4,270 |
| Total bank equity capital | $14,501,000 | 4,270 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $10,000,000 | 2,623 |
| Undivided profits | $3,501,000 | 5,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 4,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,615,000 | 1,467 |
| Earning assets | $197,302,000 | 3,010 |
| Long-term assets (5+ years) | $36,189,000 | 2,838 |
| Average Assets, year-to-date | $212,771,750 | 2,976 |
| Average Assets, quarterly | $219,901,500 | 2,943 |
| Volatile liabilities | $61,296,000 | 2,256 |
| Insider loans | $4,023,000 | 1,928 |
| FHLB advances | $7,086,000 | 3,568 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $25,532,000 | 2,763 |
| Tier 1 (core) risk-based capital | $15,326,000 | 4,016 |
| Tier 2 risk-based capital | $1,158,000 | 3,802 |
| Total risk weighted assets | $162,463,000 | 2,934 |
| Total unused commitments | $25,532,000 | 2,765 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 61 | 2,807 |
| Assets and Liabilities | ||
| Total Assets: | $220,588,000 | 2,937 |
| Cash and due from depository institutions | $9,678,000 | 2,807 |
| Interest-bearing balances | $2,026,000 | 2,198 |
| Securities | $50,963,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $144,924,000 | 3,050 |
| Loan loss allowance | $1,101,000 | 4,090 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,319,000 | 1,543 |
| Other real estate owned | $18,000 | 2,807 |
| Goodwill and other intangibles | $84,000 | 2,886 |
| All other assets | $6,602,000 | 2,551 |
| Life insurance assets | $2,160,000 | 2,238 |
| Total liabilities and capital | $220,588,000 | 2,937 |
| Total liabilities | $206,407,000 | 2,834 |
| Total deposits | $182,585,000 | 2,853 |
| Interest-bearing deposits | $149,686,000 | 2,957 |
| Deposits held in domestic offices | $182,585,000 | 2,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,942 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $22,172,000 | 2,044 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $667,000 | 4,760 |
| Total equity capital | $14,181,000 | 4,348 |
| Total bank equity capital | $14,181,000 | 4,348 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $10,000,000 | 2,621 |
| Undivided profits | $3,181,000 | 5,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 4,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,173,000 | 1,723 |
| Earning assets | $197,913,000 | 2,986 |
| Long-term assets (5+ years) | $38,054,000 | 2,733 |
| Average Assets, year-to-date | $210,624,000 | 3,009 |
| Average Assets, quarterly | $214,733,500 | 2,991 |
| Volatile liabilities | $70,689,000 | 1,989 |
| Insider loans | $1,963,000 | 3,177 |
| FHLB advances | $22,172,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $30,645,000 | 2,501 |
| Tier 1 (core) risk-based capital | $14,697,000 | 4,167 |
| Tier 2 risk-based capital | $1,101,000 | 3,882 |
| Total risk weighted assets | $156,885,000 | 2,991 |
| Total unused commitments | $30,645,000 | 2,503 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 61 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $208,879,000 | 3,063 |
| Cash and due from depository institutions | $10,669,000 | 2,799 |
| Interest-bearing balances | $4,046,000 | 1,613 |
| Securities | $52,110,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $6,167,000 | 2,723 |
| Net loans & leases | $126,784,000 | 3,334 |
| Loan loss allowance | $1,007,000 | 4,229 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,818,000 | 1,642 |
| Other real estate owned | $18,000 | 2,799 |
| Goodwill and other intangibles | $84,000 | 2,890 |
| All other assets | $5,229,000 | 2,944 |
| Life insurance assets | $2,144,000 | 2,243 |
| Total liabilities and capital | $208,879,000 | 3,063 |
| Total liabilities | $193,804,000 | 2,963 |
| Total deposits | $192,379,000 | 2,703 |
| Interest-bearing deposits | $156,559,000 | 2,837 |
| Deposits held in domestic offices | $192,379,000 | 2,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,695 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $669,000 | 4,983 |
| Total equity capital | $15,075,000 | 4,249 |
| Total bank equity capital | $15,075,000 | 4,249 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $10,000,000 | 2,598 |
| Undivided profits | $4,075,000 | 5,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 3,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,807,000 | 2,190 |
| Earning assets | $189,107,000 | 3,108 |
| Long-term assets (5+ years) | $33,119,000 | 2,913 |
| Average Assets, year-to-date | $205,642,000 | 3,071 |
| Average Assets, quarterly | $205,642,000 | 3,071 |
| Volatile liabilities | $50,045,000 | 2,624 |
| Insider loans | $1,977,000 | 3,112 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $26,742,000 | 2,803 |
| Tier 1 (core) risk-based capital | $14,259,000 | 4,264 |
| Tier 2 risk-based capital | $1,007,000 | 4,044 |
| Total risk weighted assets | $144,736,000 | 3,152 |
| Total unused commitments | $26,742,000 | 2,805 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 57 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $202,405,000 | 3,109 |
| Cash and due from depository institutions | $8,916,000 | 2,997 |
| Interest-bearing balances | $20,000 | 5,975 |
| Securities | $49,092,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $130,439,000 | 3,249 |
| Loan loss allowance | $904,000 | 4,521 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,344,000 | 1,751 |
| Other real estate owned | $35,000 | 2,997 |
| Goodwill and other intangibles | $84,000 | 2,886 |
| All other assets | $6,495,000 | 2,529 |
| Life insurance assets | $2,128,000 | 2,241 |
| Total liabilities and capital | $202,405,000 | 3,109 |
| Total liabilities | $188,435,000 | 2,979 |
| Total deposits | $179,237,000 | 2,847 |
| Interest-bearing deposits | $146,993,000 | 2,970 |
| Deposits held in domestic offices | $179,237,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,537,000 | 2,956 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $661,000 | 4,993 |
| Total equity capital | $13,970,000 | 4,435 |
| Total bank equity capital | $13,970,000 | 4,435 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $10,000,000 | 2,567 |
| Undivided profits | $2,970,000 | 5,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,450,000 | 1,698 |
| Earning assets | $179,551,000 | 3,205 |
| Long-term assets (5+ years) | $32,773,000 | 2,715 |
| Average Assets, year-to-date | $183,859,600 | 3,269 |
| Average Assets, quarterly | $197,440,000 | 3,143 |
| Volatile liabilities | $57,674,000 | 2,317 |
| Insider loans | $1,962,000 | 3,089 |
| FHLB advances | $8,537,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,118,000 | 2,930 |
| Tier 1 (core) risk-based capital | $13,926,000 | 4,318 |
| Tier 2 risk-based capital | $904,000 | 4,329 |
| Total risk weighted assets | $144,083,000 | 3,132 |
| Total unused commitments | $25,118,000 | 2,930 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $192,475,000 | 3,210 |
| Cash and due from depository institutions | $4,564,000 | 2,985 |
| Interest-bearing balances | $26,000 | 5,759 |
| Securities | $44,176,000 | 2,564 |
| Federal funds sold & reverse repurchase agreements | $1,087,000 | 4,904 |
| Net loans & leases | $129,270,000 | 3,235 |
| Loan loss allowance | $855,000 | 4,640 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,042,000 | 1,784 |
| Other real estate owned | $35,000 | 2,985 |
| Goodwill and other intangibles | $84,000 | 2,896 |
| All other assets | $6,217,000 | 2,604 |
| Life insurance assets | $2,051,000 | 2,244 |
| Total liabilities and capital | $192,475,000 | 3,210 |
| Total liabilities | $179,195,000 | 3,077 |
| Total deposits | $167,335,000 | 3,011 |
| Interest-bearing deposits | $141,389,000 | 3,051 |
| Deposits held in domestic offices | $167,335,000 | 3,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,000,000 | 2,471 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $860,000 | 4,432 |
| Total equity capital | $13,280,000 | 4,544 |
| Total bank equity capital | $13,280,000 | 4,544 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $10,000,000 | 2,512 |
| Undivided profits | $2,280,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,421,000 | 1,854 |
| Earning assets | $174,559,000 | 3,242 |
| Long-term assets (5+ years) | $29,279,000 | 2,841 |
| Average Assets, year-to-date | $179,223,250 | 3,332 |
| Average Assets, quarterly | $186,214,500 | 3,276 |
| Volatile liabilities | $54,781,000 | 2,365 |
| Insider loans | $1,673,000 | 3,371 |
| FHLB advances | $11,000,000 | 2,349 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,072,000 | 3,314 |
| Tier 1 (core) risk-based capital | $13,574,000 | 4,382 |
| Tier 2 risk-based capital | $855,000 | 4,455 |
| Total risk weighted assets | $139,649,000 | 3,177 |
| Total unused commitments | $21,072,000 | 3,315 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $179,954,000 | 3,385 |
| Cash and due from depository institutions | $4,451,000 | 3,072 |
| Interest-bearing balances | $30,000 | 5,733 |
| Securities | $46,910,000 | 2,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $116,097,000 | 3,501 |
| Loan loss allowance | $727,000 | 5,103 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,856,000 | 1,823 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $84,000 | 2,925 |
| All other assets | $5,556,000 | 2,816 |
| Life insurance assets | $1,937,000 | 2,315 |
| Total liabilities and capital | $179,954,000 | 3,385 |
| Total liabilities | $167,110,000 | 3,271 |
| Total deposits | $155,507,000 | 3,223 |
| Interest-bearing deposits | $128,954,000 | 3,299 |
| Deposits held in domestic offices | $155,507,000 | 3,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,887,000 | 2,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $716,000 | 4,660 |
| Total equity capital | $12,844,000 | 4,587 |
| Total bank equity capital | $12,844,000 | 4,587 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $10,000,000 | 2,502 |
| Undivided profits | $1,844,000 | 6,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,820,000 | 2,341 |
| Earning assets | $163,037,000 | 3,417 |
| Long-term assets (5+ years) | $29,389,000 | 2,768 |
| Average Assets, year-to-date | $174,806,000 | 3,419 |
| Average Assets, quarterly | $176,173,000 | 3,423 |
| Volatile liabilities | $52,069,000 | 2,436 |
| Insider loans | $1,725,000 | 3,272 |
| FHLB advances | $10,887,000 | 2,282 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,327,000 | 3,591 |
| Tier 1 (core) risk-based capital | $13,577,000 | 4,365 |
| Tier 2 risk-based capital | $727,000 | 4,896 |
| Total risk weighted assets | $128,051,000 | 3,397 |
| Total unused commitments | $18,327,000 | 3,592 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 52 | 3,262 |
| Assets and Liabilities | ||
| Total Assets: | $172,392,000 | 3,498 |
| Cash and due from depository institutions | $4,395,000 | 3,262 |
| Interest-bearing balances | $25,000 | 5,888 |
| Securities | $50,980,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $5,282,000 | 3,218 |
| Net loans & leases | $101,038,000 | 3,821 |
| Loan loss allowance | $681,000 | 5,280 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,658,000 | 1,846 |
| Other real estate owned | $26,000 | 3,262 |
| Goodwill and other intangibles | $84,000 | 2,931 |
| All other assets | $3,929,000 | 3,505 |
| Life insurance assets | $1,280,000 | 2,720 |
| Total liabilities and capital | $172,392,000 | 3,498 |
| Total liabilities | $160,350,000 | 3,396 |
| Total deposits | $159,708,000 | 3,161 |
| Interest-bearing deposits | $131,720,000 | 3,240 |
| Deposits held in domestic offices | $159,708,000 | 3,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $642,000 | 4,940 |
| Total equity capital | $12,042,000 | 4,798 |
| Total bank equity capital | $12,042,000 | 4,798 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $9,000,000 | 2,684 |
| Undivided profits | $2,042,000 | 6,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,523,000 | 2,651 |
| Earning assets | $157,325,000 | 3,513 |
| Long-term assets (5+ years) | $30,192,000 | 2,689 |
| Average Assets, year-to-date | $172,232,000 | 3,480 |
| Average Assets, quarterly | $172,232,000 | 3,480 |
| Volatile liabilities | $40,439,000 | 2,941 |
| Insider loans | $1,979,000 | 3,007 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $23,172,000 | 3,083 |
| Tier 1 (core) risk-based capital | $12,301,000 | 4,648 |
| Tier 2 risk-based capital | $681,000 | 5,064 |
| Total risk weighted assets | $114,230,000 | 3,649 |
| Total unused commitments | $23,172,000 | 3,085 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $172,072,000 | 3,471 |
| Cash and due from depository institutions | $4,974,000 | 3,301 |
| Interest-bearing balances | $30,000 | 5,777 |
| Securities | $56,119,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $99,624,000 | 3,840 |
| Loan loss allowance | $652,000 | 5,367 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,570,000 | 1,849 |
| Other real estate owned | $3,000 | 3,301 |
| Goodwill and other intangibles | $84,000 | 2,927 |
| All other assets | $4,698,000 | 3,146 |
| Life insurance assets | $1,272,000 | 2,700 |
| Total liabilities and capital | $172,072,000 | 3,471 |
| Total liabilities | $160,256,000 | 3,356 |
| Total deposits | $155,837,000 | 3,181 |
| Interest-bearing deposits | $131,602,000 | 3,202 |
| Deposits held in domestic offices | $155,837,000 | 3,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,793,000 | 3,834 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $626,000 | 4,950 |
| Total equity capital | $11,816,000 | 4,815 |
| Total bank equity capital | $11,816,000 | 4,815 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $9,000,000 | 2,640 |
| Undivided profits | $1,816,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,822,000 | 2,306 |
| Earning assets | $155,773,000 | 3,502 |
| Long-term assets (5+ years) | $33,319,000 | 2,467 |
| Average Assets, year-to-date | $170,797,200 | 3,375 |
| Average Assets, quarterly | $175,270,500 | 3,384 |
| Volatile liabilities | $43,689,000 | 2,927 |
| Insider loans | $2,360,000 | 2,672 |
| FHLB advances | $3,793,000 | 3,696 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,931,000 | 4,219 |
| Tier 1 (core) risk-based capital | $12,113,000 | 4,667 |
| Tier 2 risk-based capital | $652,000 | 5,158 |
| Total risk weighted assets | $112,306,000 | 3,657 |
| Total unused commitments | $12,931,000 | 4,219 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 50 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $178,469,000 | 3,332 |
| Cash and due from depository institutions | $3,313,000 | 3,382 |
| Interest-bearing balances | $125,000 | 4,489 |
| Securities | $68,177,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $96,209,000 | 3,927 |
| Loan loss allowance | $655,000 | 5,355 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,586,000 | 2,125 |
| Other real estate owned | $87,000 | 3,382 |
| Goodwill and other intangibles | $84,000 | 2,937 |
| All other assets | $5,013,000 | 3,009 |
| Life insurance assets | $1,239,000 | 2,696 |
| Total liabilities and capital | $178,469,000 | 3,332 |
| Total liabilities | $166,903,000 | 3,208 |
| Total deposits | $151,105,000 | 3,214 |
| Interest-bearing deposits | $128,756,000 | 3,203 |
| Deposits held in domestic offices | $151,105,000 | 3,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $798,000 | 4,394 |
| Total equity capital | $11,566,000 | 4,865 |
| Total bank equity capital | $11,566,000 | 4,865 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $9,000,000 | 2,608 |
| Undivided profits | $1,566,000 | 6,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 6,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,836,000 | 2,295 |
| Earning assets | $164,511,000 | 3,331 |
| Long-term assets (5+ years) | $41,945,000 | 2,085 |
| Average Assets, year-to-date | $170,478,500 | 3,390 |
| Average Assets, quarterly | $178,353,000 | 3,312 |
| Volatile liabilities | $53,736,000 | 2,486 |
| Insider loans | $1,198,000 | 3,887 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,435,000 | 4,483 |
| Tier 1 (core) risk-based capital | $11,924,000 | 4,697 |
| Tier 2 risk-based capital | $655,000 | 5,148 |
| Total risk weighted assets | $109,880,000 | 3,696 |
| Total unused commitments | $11,435,000 | 4,483 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $178,237,000 | 3,322 |
| Cash and due from depository institutions | $3,612,000 | 3,307 |
| Interest-bearing balances | $32,000 | 5,806 |
| Securities | $80,494,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $83,655,000 | 4,265 |
| Loan loss allowance | $625,000 | 5,475 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,641,000 | 2,055 |
| Other real estate owned | $87,000 | 3,307 |
| Goodwill and other intangibles | $84,000 | 2,948 |
| All other assets | $4,664,000 | 3,143 |
| Life insurance assets | $1,232,000 | 2,662 |
| Total liabilities and capital | $178,237,000 | 3,322 |
| Total liabilities | $167,901,000 | 3,175 |
| Total deposits | $146,584,000 | 3,266 |
| Interest-bearing deposits | $123,492,000 | 3,282 |
| Deposits held in domestic offices | $146,584,000 | 3,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,693,000 | 1,749 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $624,000 | 4,699 |
| Total equity capital | $10,336,000 | 5,100 |
| Total bank equity capital | $10,336,000 | 5,100 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $9,000,000 | 2,549 |
| Undivided profits | $336,000 | 7,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 5,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,526,000 | 2,462 |
| Earning assets | $164,181,000 | 3,289 |
| Long-term assets (5+ years) | $53,176,000 | 1,741 |
| Average Assets, year-to-date | $167,815,000 | 3,432 |
| Average Assets, quarterly | $172,677,500 | 3,385 |
| Volatile liabilities | $58,773,000 | 2,274 |
| Insider loans | $1,164,000 | 3,941 |
| FHLB advances | $20,693,000 | 1,644 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,300,000 | 4,342 |
| Tier 1 (core) risk-based capital | $11,666,000 | 4,695 |
| Tier 2 risk-based capital | $625,000 | 5,251 |
| Total risk weighted assets | $100,794,000 | 3,899 |
| Total unused commitments | $12,300,000 | 4,342 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $167,118,000 | 3,472 |
| Cash and due from depository institutions | $3,381,000 | 3,412 |
| Interest-bearing balances | $15,000 | 6,254 |
| Securities | $84,931,000 | 1,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $69,342,000 | 4,718 |
| Loan loss allowance | $611,000 | 5,535 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,670,000 | 2,002 |
| Other real estate owned | $3,000 | 3,412 |
| Goodwill and other intangibles | $84,000 | 2,928 |
| All other assets | $3,707,000 | 3,572 |
| Life insurance assets | $1,225,000 | 2,630 |
| Total liabilities and capital | $167,118,000 | 3,472 |
| Total liabilities | $156,184,000 | 3,343 |
| Total deposits | $153,638,000 | 3,135 |
| Interest-bearing deposits | $127,843,000 | 3,174 |
| Deposits held in domestic offices | $153,638,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,034,000 | 4,523 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $512,000 | 5,100 |
| Total equity capital | $10,934,000 | 4,899 |
| Total bank equity capital | $10,934,000 | 4,899 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $9,000,000 | 2,491 |
| Undivided profits | $934,000 | 7,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,220,000 | 2,894 |
| Earning assets | $154,288,000 | 3,442 |
| Long-term assets (5+ years) | $56,419,000 | 1,647 |
| Average Assets, year-to-date | $162,604,000 | 3,509 |
| Average Assets, quarterly | $162,604,000 | 3,509 |
| Volatile liabilities | $37,924,000 | 3,011 |
| Insider loans | $1,618,000 | 3,263 |
| FHLB advances | $2,034,000 | 4,359 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,571,000 | 3,284 |
| Tier 1 (core) risk-based capital | $11,458,000 | 4,687 |
| Tier 2 risk-based capital | $611,000 | 5,283 |
| Total risk weighted assets | $86,835,000 | 4,252 |
| Total unused commitments | $20,571,000 | 3,285 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $158,090,000 | 3,589 |
| Cash and due from depository institutions | $3,637,000 | 3,409 |
| Interest-bearing balances | $28,000 | 5,992 |
| Securities | $64,456,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $80,397,000 | 4,284 |
| Loan loss allowance | $581,000 | 5,648 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,676,000 | 1,973 |
| Other real estate owned | $3,000 | 3,409 |
| Goodwill and other intangibles | $84,000 | 2,929 |
| All other assets | $3,837,000 | 3,490 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $158,090,000 | 3,589 |
| Total liabilities | $146,954,000 | 3,480 |
| Total deposits | $145,013,000 | 3,266 |
| Interest-bearing deposits | $121,378,000 | 3,266 |
| Deposits held in domestic offices | $145,013,000 | 3,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,401,000 | 4,951 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $540,000 | 4,924 |
| Total equity capital | $11,136,000 | 4,794 |
| Total bank equity capital | $11,136,000 | 4,794 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $9,000,000 | 2,459 |
| Undivided profits | $1,136,000 | 7,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,375,000 | 2,594 |
| Earning assets | $144,881,000 | 3,563 |
| Long-term assets (5+ years) | $49,082,000 | 1,790 |
| Average Assets, year-to-date | $145,007,200 | 3,691 |
| Average Assets, quarterly | $152,817,000 | 3,655 |
| Volatile liabilities | $34,146,000 | 3,178 |
| Insider loans | $1,260,000 | 3,735 |
| FHLB advances | $1,401,000 | 4,739 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,176,000 | 3,718 |
| Tier 1 (core) risk-based capital | $11,255,000 | 4,723 |
| Tier 2 risk-based capital | $581,000 | 5,394 |
| Total risk weighted assets | $93,412,000 | 4,028 |
| Total unused commitments | $16,176,000 | 3,719 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $147,544,000 | 3,736 |
| Cash and due from depository institutions | $3,668,000 | 3,401 |
| Interest-bearing balances | $31,000 | 5,984 |
| Securities | $46,765,000 | 2,491 |
| Federal funds sold & reverse repurchase agreements | $3,888,000 | 2,694 |
| Net loans & leases | $83,533,000 | 4,163 |
| Loan loss allowance | $574,000 | 5,697 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,536,000 | 2,000 |
| Other real estate owned | $3,000 | 3,401 |
| Goodwill and other intangibles | $84,000 | 2,915 |
| All other assets | $4,067,000 | 3,304 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $147,544,000 | 3,736 |
| Total liabilities | $136,330,000 | 3,653 |
| Total deposits | $135,685,000 | 3,397 |
| Interest-bearing deposits | $113,991,000 | 3,367 |
| Deposits held in domestic offices | $135,685,000 | 3,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $645,000 | 4,496 |
| Total equity capital | $11,214,000 | 4,744 |
| Total bank equity capital | $11,214,000 | 4,744 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $9,000,000 | 2,402 |
| Undivided profits | $1,214,000 | 7,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,413,000 | 2,466 |
| Earning assets | $134,217,000 | 3,750 |
| Long-term assets (5+ years) | $57,146,000 | 1,589 |
| Average Assets, year-to-date | $141,736,500 | 3,752 |
| Average Assets, quarterly | $144,478,500 | 3,760 |
| Volatile liabilities | $38,013,000 | 2,894 |
| Insider loans | $1,992,000 | 2,827 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,783,000 | 3,619 |
| Tier 1 (core) risk-based capital | $11,059,000 | 4,715 |
| Tier 2 risk-based capital | $574,000 | 5,412 |
| Total risk weighted assets | $92,413,000 | 4,018 |
| Total unused commitments | $16,783,000 | 3,622 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $141,413,000 | 3,806 |
| Cash and due from depository institutions | $3,382,000 | 3,536 |
| Interest-bearing balances | $125,000 | 4,723 |
| Securities | $50,877,000 | 2,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $77,717,000 | 4,297 |
| Loan loss allowance | $577,000 | 5,631 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,516,000 | 1,950 |
| Other real estate owned | $23,000 | 3,536 |
| Goodwill and other intangibles | $84,000 | 2,895 |
| All other assets | $3,814,000 | 3,339 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $141,413,000 | 3,806 |
| Total liabilities | $129,982,000 | 3,702 |
| Total deposits | $124,213,000 | 3,567 |
| Interest-bearing deposits | $102,738,000 | 3,605 |
| Deposits held in domestic offices | $124,213,000 | 3,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,115,000 | 3,575 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $654,000 | 4,242 |
| Total equity capital | $11,431,000 | 4,628 |
| Total bank equity capital | $11,431,000 | 4,628 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $9,000,000 | 2,352 |
| Undivided profits | $1,431,000 | 6,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,158,000 | 2,749 |
| Earning assets | $128,719,000 | 3,814 |
| Long-term assets (5+ years) | $46,835,000 | 1,876 |
| Average Assets, year-to-date | $139,800,670 | 3,772 |
| Average Assets, quarterly | $141,892,000 | 3,764 |
| Volatile liabilities | $35,475,000 | 2,931 |
| Insider loans | $2,075,000 | 2,695 |
| FHLB advances | $5,115,000 | 3,424 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,473,000 | 2,965 |
| Tier 1 (core) risk-based capital | $11,015,000 | 4,640 |
| Tier 2 risk-based capital | $577,000 | 5,363 |
| Total risk weighted assets | $87,407,000 | 4,111 |
| Total unused commitments | $22,473,000 | 2,965 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 49 | 3,375 |
| Assets and Liabilities | ||
| Total Assets: | $142,371,000 | 3,761 |
| Cash and due from depository institutions | $3,365,000 | 3,375 |
| Interest-bearing balances | $25,000 | 6,117 |
| Securities | $56,817,000 | 2,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $73,446,000 | 4,405 |
| Loan loss allowance | $560,000 | 5,734 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,688,000 | 2,261 |
| Other real estate owned | $60,000 | 3,375 |
| Goodwill and other intangibles | $84,000 | 2,891 |
| All other assets | $3,911,000 | 3,242 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $142,371,000 | 3,761 |
| Total liabilities | $131,376,000 | 3,675 |
| Total deposits | $125,954,000 | 3,540 |
| Interest-bearing deposits | $102,314,000 | 3,660 |
| Deposits held in domestic offices | $125,954,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,069,000 | 3,495 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $353,000 | 5,638 |
| Total equity capital | $10,995,000 | 4,668 |
| Total bank equity capital | $10,995,000 | 4,668 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $9,000,000 | 2,305 |
| Undivided profits | $995,000 | 7,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,213,000 | 2,529 |
| Earning assets | $130,288,000 | 3,763 |
| Long-term assets (5+ years) | $61,598,000 | 1,561 |
| Average Assets, year-to-date | $138,994,500 | 3,811 |
| Average Assets, quarterly | $138,994,500 | 3,811 |
| Volatile liabilities | $33,188,000 | 2,988 |
| Insider loans | $1,985,000 | 2,764 |
| FHLB advances | $5,069,000 | 3,351 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,167,000 | 3,130 |
| Tier 1 (core) risk-based capital | $10,992,000 | 4,592 |
| Tier 2 risk-based capital | $560,000 | 5,451 |
| Total risk weighted assets | $85,173,000 | 4,142 |
| Total unused commitments | $20,167,000 | 3,133 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $135,618,000 | 3,894 |
| Cash and due from depository institutions | $2,183,000 | 3,389 |
| Interest-bearing balances | $2,000 | 6,756 |
| Securities | $51,207,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $74,630,000 | 4,354 |
| Loan loss allowance | $505,000 | 5,998 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,566,000 | 2,875 |
| Other real estate owned | $79,000 | 3,389 |
| Goodwill and other intangibles | $84,000 | 2,875 |
| All other assets | $3,869,000 | 3,214 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $135,618,000 | 3,894 |
| Total liabilities | $124,390,000 | 3,819 |
| Total deposits | $114,404,000 | 3,801 |
| Interest-bearing deposits | $92,806,000 | 3,924 |
| Deposits held in domestic offices | $114,404,000 | 3,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,335,000 | 2,706 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $651,000 | 4,094 |
| Total equity capital | $11,228,000 | 4,630 |
| Total bank equity capital | $11,228,000 | 4,630 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $8,000,000 | 2,467 |
| Undivided profits | $2,228,000 | 6,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,416,000 | 2,119 |
| Earning assets | $125,839,000 | 3,861 |
| Long-term assets (5+ years) | $50,005,000 | 1,865 |
| Average Assets, year-to-date | $124,804,800 | 4,026 |
| Average Assets, quarterly | $133,408,500 | 3,908 |
| Volatile liabilities | $33,699,000 | 2,904 |
| Insider loans | $1,812,000 | 2,929 |
| FHLB advances | $9,335,000 | 2,573 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,363,000 | 6,619 |
| Tier 1 (core) risk-based capital | $10,751,000 | 4,635 |
| Tier 2 risk-based capital | $505,000 | 5,708 |
| Total risk weighted assets | $81,393,000 | 4,262 |
| Total unused commitments | $3,363,000 | 6,619 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 50 | 3,327 |
| Assets and Liabilities | ||
| Total Assets: | $131,199,000 | 3,968 |
| Cash and due from depository institutions | $3,285,000 | 3,327 |
| Interest-bearing balances | $25,000 | 6,170 |
| Securities | $45,917,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $74,646,000 | 4,312 |
| Loan loss allowance | $500,000 | 6,053 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,006,000 | 3,235 |
| Other real estate owned | $76,000 | 3,327 |
| Goodwill and other intangibles | $84,000 | 2,849 |
| All other assets | $4,185,000 | 2,997 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $131,199,000 | 3,968 |
| Total liabilities | $120,096,000 | 3,901 |
| Total deposits | $111,336,000 | 3,838 |
| Interest-bearing deposits | $92,683,000 | 3,891 |
| Deposits held in domestic offices | $111,336,000 | 3,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,025,000 | 2,902 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $735,000 | 3,934 |
| Total equity capital | $11,103,000 | 4,629 |
| Total bank equity capital | $11,103,000 | 4,629 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $8,000,000 | 2,436 |
| Undivided profits | $2,103,000 | 6,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,334,000 | 2,318 |
| Earning assets | $120,588,000 | 3,958 |
| Long-term assets (5+ years) | $47,799,000 | 1,942 |
| Average Assets, year-to-date | $122,101,500 | 4,101 |
| Average Assets, quarterly | $125,831,000 | 4,069 |
| Volatile liabilities | $28,629,000 | 3,217 |
| Insider loans | $2,194,000 | 2,529 |
| FHLB advances | $8,025,000 | 2,766 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,158,000 | 4,186 |
| Tier 1 (core) risk-based capital | $10,516,000 | 4,672 |
| Tier 2 risk-based capital | $500,000 | 5,742 |
| Total risk weighted assets | $78,668,000 | 4,316 |
| Total unused commitments | $11,158,000 | 4,186 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $120,463,000 | 4,215 |
| Cash and due from depository institutions | $3,347,000 | 3,543 |
| Interest-bearing balances | $26,000 | 6,167 |
| Securities | $46,886,000 | 2,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $63,519,000 | 4,734 |
| Loan loss allowance | $442,000 | 6,421 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,961,000 | 3,230 |
| Other real estate owned | $98,000 | 3,543 |
| Goodwill and other intangibles | $84,000 | 2,863 |
| All other assets | $3,568,000 | 3,334 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $120,463,000 | 4,215 |
| Total liabilities | $109,995,000 | 4,160 |
| Total deposits | $100,503,000 | 4,138 |
| Interest-bearing deposits | $82,477,000 | 4,244 |
| Deposits held in domestic offices | $100,503,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,093,000 | 2,696 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $399,000 | 5,156 |
| Total equity capital | $10,468,000 | 4,703 |
| Total bank equity capital | $10,468,000 | 4,703 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $8,000,000 | 2,397 |
| Undivided profits | $1,468,000 | 6,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,234,000 | 2,369 |
| Earning assets | $110,431,000 | 4,216 |
| Long-term assets (5+ years) | $45,636,000 | 2,055 |
| Average Assets, year-to-date | $119,069,000 | 4,207 |
| Average Assets, quarterly | $120,992,000 | 4,181 |
| Volatile liabilities | $19,648,000 | 4,044 |
| Insider loans | $2,651,000 | 2,149 |
| FHLB advances | $9,093,000 | 2,576 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,766,000 | 3,617 |
| Tier 1 (core) risk-based capital | $10,377,000 | 4,656 |
| Tier 2 risk-based capital | $442,000 | 6,088 |
| Total risk weighted assets | $68,303,000 | 4,712 |
| Total unused commitments | $14,766,000 | 3,618 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $121,521,000 | 4,179 |
| Cash and due from depository institutions | $2,424,000 | 3,881 |
| Interest-bearing balances | $22,000 | 6,351 |
| Securities | $52,307,000 | 2,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $60,637,000 | 4,820 |
| Loan loss allowance | $457,000 | 6,321 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,818,000 | 3,331 |
| Other real estate owned | $97,000 | 3,881 |
| Goodwill and other intangibles | $84,000 | 2,845 |
| All other assets | $3,154,000 | 3,496 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $121,521,000 | 4,179 |
| Total liabilities | $110,226,000 | 4,147 |
| Total deposits | $106,179,000 | 3,966 |
| Interest-bearing deposits | $86,900,000 | 4,099 |
| Deposits held in domestic offices | $106,179,000 | 3,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,216,000 | 3,937 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $831,000 | 3,643 |
| Total equity capital | $11,295,000 | 4,520 |
| Total bank equity capital | $11,295,000 | 4,520 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $8,000,000 | 2,372 |
| Undivided profits | $2,295,000 | 6,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,094,000 | 2,636 |
| Earning assets | $112,966,000 | 4,144 |
| Long-term assets (5+ years) | $47,241,000 | 1,964 |
| Average Assets, year-to-date | $118,372,000 | 4,237 |
| Average Assets, quarterly | $118,372,000 | 4,237 |
| Volatile liabilities | $19,409,000 | 3,996 |
| Insider loans | $2,757,000 | 2,053 |
| FHLB advances | $3,216,000 | 3,788 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,403,000 | 3,205 |
| Tier 1 (core) risk-based capital | $10,298,000 | 4,638 |
| Tier 2 risk-based capital | $457,000 | 5,959 |
| Total risk weighted assets | $66,169,000 | 4,760 |
| Total unused commitments | $17,403,000 | 3,211 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $115,223,000 | 4,335 |
| Cash and due from depository institutions | $3,926,000 | 3,887 |
| Interest-bearing balances | $29,000 | 6,185 |
| Securities | $47,828,000 | 2,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $57,334,000 | 4,983 |
| Loan loss allowance | $428,000 | 6,503 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,808,000 | 3,326 |
| Other real estate owned | $76,000 | 3,887 |
| Goodwill and other intangibles | $84,000 | 2,840 |
| All other assets | $3,167,000 | 3,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,223,000 | 4,335 |
| Total liabilities | $104,512,000 | 4,294 |
| Total deposits | $102,425,000 | 4,081 |
| Interest-bearing deposits | $83,596,000 | 4,176 |
| Deposits held in domestic offices | $102,425,000 | 4,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,449,000 | 4,698 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $638,000 | 4,122 |
| Total equity capital | $10,711,000 | 4,648 |
| Total bank equity capital | $10,711,000 | 4,648 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $7,000,000 | 2,630 |
| Undivided profits | $2,711,000 | 6,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,226,000 | 2,457 |
| Earning assets | $105,191,000 | 4,356 |
| Long-term assets (5+ years) | $47,749,000 | 1,981 |
| Average Assets, year-to-date | $119,141,400 | 4,118 |
| Average Assets, quarterly | $112,981,000 | 4,368 |
| Volatile liabilities | $16,008,000 | 4,465 |
| Insider loans | $2,467,000 | 2,199 |
| FHLB advances | $1,449,000 | 4,516 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,425,000 | 3,975 |
| Tier 1 (core) risk-based capital | $10,037,000 | 4,699 |
| Tier 2 risk-based capital | $428,000 | 6,168 |
| Total risk weighted assets | $61,654,000 | 4,972 |
| Total unused commitments | $11,425,000 | 3,979 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $110,739,000 | 4,445 |
| Cash and due from depository institutions | $2,783,000 | 3,990 |
| Interest-bearing balances | $29,000 | 6,230 |
| Securities | $45,159,000 | 2,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $56,419,000 | 5,025 |
| Loan loss allowance | $480,000 | 6,191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,721,000 | 3,378 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $84,000 | 2,822 |
| All other assets | $3,573,000 | 3,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,739,000 | 4,445 |
| Total liabilities | $100,353,000 | 4,411 |
| Total deposits | $99,187,000 | 4,156 |
| Interest-bearing deposits | $81,099,000 | 4,278 |
| Deposits held in domestic offices | $99,187,000 | 4,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $406,000 | 5,247 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $760,000 | 3,864 |
| Total equity capital | $10,386,000 | 4,730 |
| Total bank equity capital | $10,386,000 | 4,730 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $7,000,000 | 2,579 |
| Undivided profits | $2,386,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,078,000 | 2,932 |
| Earning assets | $101,607,000 | 4,447 |
| Long-term assets (5+ years) | $42,244,000 | 2,142 |
| Average Assets, year-to-date | $120,121,000 | 4,099 |
| Average Assets, quarterly | $116,320,000 | 4,271 |
| Volatile liabilities | $15,361,000 | 4,551 |
| Insider loans | $2,386,000 | 2,239 |
| FHLB advances | $406,000 | 4,968 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,990,000 | 3,867 |
| Tier 1 (core) risk-based capital | $9,843,000 | 4,751 |
| Tier 2 risk-based capital | $480,000 | 5,829 |
| Total risk weighted assets | $60,058,000 | 5,038 |
| Total unused commitments | $11,990,000 | 3,871 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $121,901,000 | 4,116 |
| Cash and due from depository institutions | $3,180,000 | 3,851 |
| Interest-bearing balances | $24,000 | 6,374 |
| Securities | $61,899,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $50,794,000 | 5,317 |
| Loan loss allowance | $502,000 | 6,030 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,275,000 | 3,823 |
| Other real estate owned | $105,000 | 3,851 |
| Goodwill and other intangibles | $84,000 | 2,786 |
| All other assets | $3,564,000 | 3,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,901,000 | 4,116 |
| Total liabilities | $111,306,000 | 4,066 |
| Total deposits | $101,300,000 | 4,100 |
| Interest-bearing deposits | $83,375,000 | 4,188 |
| Deposits held in domestic offices | $101,300,000 | 4,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,126,000 | 2,493 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $880,000 | 3,607 |
| Total equity capital | $10,595,000 | 4,641 |
| Total bank equity capital | $10,595,000 | 4,641 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $7,000,000 | 2,550 |
| Undivided profits | $2,595,000 | 6,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,086,000 | 2,799 |
| Earning assets | $112,717,000 | 4,090 |
| Long-term assets (5+ years) | $44,601,000 | 1,959 |
| Average Assets, year-to-date | $123,248,330 | 4,017 |
| Average Assets, quarterly | $125,003,500 | 4,006 |
| Volatile liabilities | $25,199,000 | 3,242 |
| Insider loans | $2,738,000 | 1,983 |
| FHLB advances | $9,126,000 | 2,340 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,984,000 | 3,495 |
| Tier 1 (core) risk-based capital | $9,847,000 | 4,686 |
| Tier 2 risk-based capital | $502,000 | 5,676 |
| Total risk weighted assets | $57,988,000 | 5,113 |
| Total unused commitments | $13,984,000 | 3,506 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $128,106,000 | 3,923 |
| Cash and due from depository institutions | $3,458,000 | 3,886 |
| Interest-bearing balances | $185,000 | 4,779 |
| Securities | $67,028,000 | 1,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $51,656,000 | 5,223 |
| Loan loss allowance | $501,000 | 5,998 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,253,000 | 3,811 |
| Other real estate owned | $20,000 | 3,886 |
| Goodwill and other intangibles | $84,000 | 2,761 |
| All other assets | $3,607,000 | 3,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,106,000 | 3,923 |
| Total liabilities | $117,565,000 | 3,855 |
| Total deposits | $107,647,000 | 3,870 |
| Interest-bearing deposits | $89,105,000 | 3,967 |
| Deposits held in domestic offices | $107,647,000 | 3,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,161,000 | 2,403 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $757,000 | 4,047 |
| Total equity capital | $10,541,000 | 4,577 |
| Total bank equity capital | $10,541,000 | 4,577 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $7,000,000 | 2,511 |
| Undivided profits | $2,541,000 | 6,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,050,000 | 2,910 |
| Earning assets | $118,869,000 | 3,876 |
| Long-term assets (5+ years) | $49,032,000 | 1,787 |
| Average Assets, year-to-date | $123,922,000 | 3,982 |
| Average Assets, quarterly | $123,922,000 | 3,982 |
| Volatile liabilities | $25,725,000 | 3,168 |
| Insider loans | $2,291,000 | 2,269 |
| FHLB advances | $9,161,000 | 2,266 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,707,000 | 3,637 |
| Tier 1 (core) risk-based capital | $9,840,000 | 4,616 |
| Tier 2 risk-based capital | $501,000 | 5,642 |
| Total risk weighted assets | $61,831,000 | 4,843 |
| Total unused commitments | $12,707,000 | 3,653 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $119,738,000 | 4,090 |
| Cash and due from depository institutions | $7,351,000 | 3,876 |
| Interest-bearing balances | $3,803,000 | 1,697 |
| Securities | $54,396,000 | 2,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $51,548,000 | 5,226 |
| Loan loss allowance | $503,000 | 5,932 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,274,000 | 3,746 |
| Other real estate owned | $170,000 | 3,876 |
| Goodwill and other intangibles | $84,000 | 2,732 |
| All other assets | $3,915,000 | 2,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,738,000 | 4,090 |
| Total liabilities | $109,369,000 | 4,024 |
| Total deposits | $108,369,000 | 3,770 |
| Interest-bearing deposits | $89,133,000 | 3,903 |
| Deposits held in domestic offices | $108,369,000 | 3,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,000,000 | 3,385 |
| Total equity capital | $10,369,000 | 4,598 |
| Total bank equity capital | $10,369,000 | 4,598 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $7,000,000 | 2,471 |
| Undivided profits | $2,369,000 | 6,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,373,000 | 2,319 |
| Earning assets | $109,747,000 | 4,076 |
| Long-term assets (5+ years) | $45,446,000 | 1,853 |
| Average Assets, year-to-date | $106,302,800 | 4,317 |
| Average Assets, quarterly | $114,446,000 | 4,189 |
| Volatile liabilities | $16,107,000 | 4,300 |
| Insider loans | $1,649,000 | 2,908 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,651,000 | 4,653 |
| Tier 1 (core) risk-based capital | $9,573,000 | 4,663 |
| Tier 2 risk-based capital | $503,000 | 5,600 |
| Total risk weighted assets | $59,666,000 | 4,937 |
| Total unused commitments | $7,651,000 | 4,655 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $86,853,000 | 5,029 |
| Cash and due from depository institutions | $4,868,000 | 4,488 |
| Interest-bearing balances | $1,614,000 | 2,504 |
| Securities | $35,771,000 | 2,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $41,327,000 | 5,835 |
| Loan loss allowance | $302,000 | 7,335 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,411,000 | 5,015 |
| Other real estate owned | $41,000 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,435,000 | 3,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,853,000 | 5,029 |
| Total liabilities | $80,497,000 | 4,920 |
| Total deposits | $74,753,000 | 4,892 |
| Interest-bearing deposits | $63,030,000 | 4,949 |
| Deposits held in domestic offices | $74,753,000 | 4,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $744,000 | 4,253 |
| Total equity capital | $6,356,000 | 6,204 |
| Total bank equity capital | $6,356,000 | 6,204 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $3,000,000 | 4,359 |
| Undivided profits | $2,356,000 | 6,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,243,000 | 2,787 |
| Earning assets | $78,712,000 | 5,052 |
| Long-term assets (5+ years) | $46,413,000 | 1,811 |
| Average Assets, year-to-date | $85,747,800 | 4,892 |
| Average Assets, quarterly | $84,506,500 | 5,077 |
| Volatile liabilities | $18,165,000 | 3,935 |
| Insider loans | $1,069,000 | 3,785 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,902,000 | 4,181 |
| Tier 1 (core) risk-based capital | $6,073,000 | 6,205 |
| Tier 2 risk-based capital | $302,000 | 7,065 |
| Total risk weighted assets | $43,545,000 | 5,855 |
| Total unused commitments | $8,902,000 | 4,189 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $92,299,000 | 4,721 |
| Cash and due from depository institutions | $3,929,000 | 4,753 |
| Interest-bearing balances | $41,000 | 5,513 |
| Securities | $41,875,000 | 2,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $42,505,000 | 5,722 |
| Loan loss allowance | $263,000 | 7,691 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,469,000 | 4,905 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,521,000 | 3,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,299,000 | 4,721 |
| Total liabilities | $86,749,000 | 4,553 |
| Total deposits | $68,378,000 | 5,071 |
| Interest-bearing deposits | $56,607,000 | 5,202 |
| Deposits held in domestic offices | $68,378,000 | 5,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,724,000 | 1,444 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $647,000 | 4,934 |
| Total equity capital | $5,550,000 | 6,682 |
| Total bank equity capital | $5,550,000 | 6,682 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $1,550,000 | 7,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $966,000 | 2,836 |
| Earning assets | $84,421,000 | 4,721 |
| Long-term assets (5+ years) | $49,295,000 | 1,675 |
| Average Assets, year-to-date | $85,979,000 | 4,807 |
| Average Assets, quarterly | $89,225,500 | 4,789 |
| Volatile liabilities | $28,440,000 | 2,779 |
| Insider loans | $150,000 | 7,475 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,140,000 | 6,447 |
| Tier 1 (core) risk-based capital | $5,709,000 | 6,431 |
| Tier 2 risk-based capital | $263,000 | 7,409 |
| Total risk weighted assets | $53,622,700 | 5,052 |
| Total unused commitments | $3,140,000 | 6,451 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $86,685,000 | 4,941 |
| Cash and due from depository institutions | $4,951,000 | 4,901 |
| Interest-bearing balances | $808,000 | 2,654 |
| Securities | $41,006,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $36,482,000 | 6,159 |
| Loan loss allowance | $251,000 | 7,884 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,559,000 | 4,742 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,687,000 | 3,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,685,000 | 4,941 |
| Total liabilities | $82,576,000 | 4,732 |
| Total deposits | $72,818,000 | 4,892 |
| Interest-bearing deposits | $60,368,000 | 5,016 |
| Deposits held in domestic offices | $72,818,000 | 4,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,195,000 | 2,115 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $563,000 | 4,956 |
| Total equity capital | $4,109,000 | 7,707 |
| Total bank equity capital | $4,109,000 | 7,707 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $609,000 | 8,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $718,000 | 3,284 |
| Earning assets | $78,296,000 | 4,960 |
| Long-term assets (5+ years) | $46,436,000 | 1,822 |
| Average Assets, year-to-date | $79,723,800 | 5,103 |
| Average Assets, quarterly | $83,714,000 | 5,043 |
| Volatile liabilities | $20,219,000 | 3,465 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,206,000 | 6,531 |
| Tier 1 (core) risk-based capital | $5,363,000 | 6,716 |
| Tier 2 risk-based capital | $251,000 | 7,602 |
| Total risk weighted assets | $51,282,700 | 5,126 |
| Total unused commitments | $3,206,000 | 6,536 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $76,481,000 | 5,377 |
| Cash and due from depository institutions | $2,559,000 | 5,321 |
| Interest-bearing balances | $24,000 | 5,952 |
| Securities | $37,886,000 | 2,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $32,397,000 | 6,451 |
| Loan loss allowance | $253,000 | 7,910 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,555,000 | 4,675 |
| Other real estate owned | $21,000 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,063,000 | 3,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,481,000 | 5,377 |
| Total liabilities | $71,666,000 | 5,203 |
| Total deposits | $66,953,000 | 5,239 |
| Interest-bearing deposits | $54,478,000 | 5,399 |
| Deposits held in domestic offices | $66,953,000 | 5,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,170,000 | 2,488 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $543,000 | 5,480 |
| Total equity capital | $4,815,000 | 7,250 |
| Total bank equity capital | $4,815,000 | 7,250 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $1,315,000 | 7,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 9,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $701,000 | 3,328 |
| Earning assets | $70,307,000 | 5,364 |
| Long-term assets (5+ years) | $25,008,000 | 2,707 |
| Average Assets, year-to-date | $75,930,000 | 5,172 |
| Average Assets, quarterly | $77,421,000 | 5,242 |
| Volatile liabilities | $14,707,000 | 3,828 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,823,000 | 5,435 |
| Tier 1 (core) risk-based capital | $4,742,000 | 7,139 |
| Tier 2 risk-based capital | $253,000 | 7,564 |
| Total risk weighted assets | $40,118,000 | 5,872 |
| Total unused commitments | $4,823,000 | 5,444 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $71,261,000 | 5,655 |
| Cash and due from depository institutions | $2,659,000 | 5,269 |
| Interest-bearing balances | $76,000 | 5,104 |
| Securities | $39,037,000 | 2,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $26,131,000 | 7,354 |
| Loan loss allowance | $227,000 | 8,452 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,618,000 | 4,482 |
| Other real estate owned | $66,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,750,000 | 3,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,261,000 | 5,655 |
| Total liabilities | $66,378,000 | 5,494 |
| Total deposits | $65,503,000 | 5,310 |
| Interest-bearing deposits | $53,826,000 | 5,488 |
| Deposits held in domestic offices | $65,503,000 | 5,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $385,000 | 4,209 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $490,000 | 5,980 |
| Total equity capital | $4,883,000 | 7,269 |
| Total bank equity capital | $4,883,000 | 7,269 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $1,883,000 | 7,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 7,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $519,000 | 4,567 |
| Earning assets | $65,244,000 | 5,668 |
| Long-term assets (5+ years) | $28,098,000 | 2,183 |
| Average Assets, year-to-date | $67,869,400 | 5,665 |
| Average Assets, quarterly | $70,024,000 | 5,674 |
| Volatile liabilities | $9,908,000 | 5,041 |
| Insider loans | $47,000 | 9,089 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,382,000 | 6,195 |
| Tier 1 (core) risk-based capital | $4,760,000 | 7,219 |
| Tier 2 risk-based capital | $227,000 | 8,020 |
| Total risk weighted assets | $35,711,600 | 6,367 |
| Total unused commitments | $3,382,000 | 6,204 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $64,623,000 | 6,221 |
| Cash and due from depository institutions | $5,128,000 | 5,680 |
| Interest-bearing balances | $1,428,000 | 1,990 |
| Securities | $33,691,000 | 3,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $22,627,000 | 8,001 |
| Loan loss allowance | $190,000 | 9,297 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,645,000 | 4,376 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,532,000 | 4,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,623,000 | 6,221 |
| Total liabilities | $60,425,000 | 6,038 |
| Total deposits | $60,043,000 | 5,832 |
| Interest-bearing deposits | $47,699,000 | 6,160 |
| Deposits held in domestic offices | $60,043,000 | 5,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $382,000 | 6,986 |
| Total equity capital | $4,198,000 | 8,004 |
| Total bank equity capital | $4,198,000 | 8,004 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $2,198,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $469,000 | 4,960 |
| Earning assets | $57,746,000 | 6,312 |
| Long-term assets (5+ years) | $31,519,000 | 1,898 |
| Average Assets, year-to-date | $61,551,000 | 6,246 |
| Average Assets, quarterly | $62,820,000 | 6,270 |
| Volatile liabilities | $7,270,000 | 5,939 |
| Insider loans | $59,000 | 9,357 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,531,000 | 6,878 |
| Tier 1 (core) risk-based capital | $4,231,000 | 7,874 |
| Tier 2 risk-based capital | $190,000 | 8,793 |
| Total risk weighted assets | $32,283,900 | 6,827 |
| Total unused commitments | $2,531,000 | 6,893 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $58,326,000 | 6,773 |
| Cash and due from depository institutions | $5,672,000 | 5,997 |
| Interest-bearing balances | $3,111,000 | 1,382 |
| Securities | $28,705,000 | 4,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $20,964,000 | 8,409 |
| Loan loss allowance | $179,000 | 9,788 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,733,000 | 4,187 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,252,000 | 5,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,326,000 | 6,773 |
| Total liabilities | $54,277,000 | 6,603 |
| Total deposits | $53,842,000 | 6,435 |
| Interest-bearing deposits | $44,703,000 | 6,567 |
| Deposits held in domestic offices | $53,842,000 | 6,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $435,000 | 6,803 |
| Total equity capital | $4,049,000 | 8,288 |
| Total bank equity capital | $4,049,000 | 8,288 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $2,049,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $435,000 | 5,397 |
| Earning assets | $52,780,000 | 6,818 |
| Long-term assets (5+ years) | $25,424,000 | 2,080 |
| Average Assets, year-to-date | $54,313,800 | 6,873 |
| Average Assets, quarterly | $56,344,000 | 6,875 |
| Volatile liabilities | $7,844,000 | 5,372 |
| Insider loans | $65,000 | 9,641 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,026,000 | 5,559 |
| Tier 1 (core) risk-based capital | $3,981,000 | 8,242 |
| Tier 2 risk-based capital | $179,000 | 9,225 |
| Total risk weighted assets | $30,350,400 | 7,121 |
| Total unused commitments | $4,026,000 | 5,568 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $54,163,000 | 7,133 |
| Cash and due from depository institutions | $3,289,000 | 6,864 |
| Interest-bearing balances | $256,000 | 4,201 |
| Securities | $31,048,000 | 4,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $16,380,000 | 9,501 |
| Loan loss allowance | $199,000 | 9,910 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,472,000 | 4,690 |
| Other real estate owned | $250,000 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,724,000 | 4,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,163,000 | 7,133 |
| Total liabilities | $52,147,000 | 6,844 |
| Total deposits | $41,687,000 | 7,641 |
| Interest-bearing deposits | $30,091,000 | 8,425 |
| Deposits held in domestic offices | $41,687,000 | 7,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,325,000 | 1,257 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $135,000 | 10,322 |
| Total equity capital | $2,016,000 | 10,921 |
| Total bank equity capital | $2,016,000 | 10,921 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $16,000 | 11,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $308,000 | 6,430 |
| Earning assets | $47,684,000 | 7,291 |
| Long-term assets (5+ years) | $7,780,000 | 4,783 |
| Average Assets, year-to-date | $51,281,800 | 7,286 |
| Average Assets, quarterly | $53,812,000 | 7,129 |
| Volatile liabilities | $12,343,000 | 3,725 |
| Insider loans | $37,000 | 10,488 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,170,000 | 8,794 |
| Tier 1 (core) risk-based capital | $3,207,000 | 9,301 |
| Tier 2 risk-based capital | $199,000 | 9,188 |
| Total risk weighted assets | $25,749,600 | 7,911 |
| Total unused commitments | $1,170,000 | 8,804 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $47,671,000 | 7,960 |
| Cash and due from depository institutions | $4,198,000 | 6,753 |
| Interest-bearing balances | $992,000 | 3,436 |
| Securities | $28,190,000 | 4,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $12,634,000 | 10,632 |
| Loan loss allowance | $230,000 | 9,706 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $903,000 | 6,554 |
| Other real estate owned | $788,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $958,000 | 6,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,671,000 | 7,960 |
| Total liabilities | $44,457,000 | 7,830 |
| Total deposits | $40,321,000 | 8,120 |
| Interest-bearing deposits | $29,374,000 | 8,905 |
| Deposits held in domestic offices | $40,321,000 | 8,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,655 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $136,000 | 10,711 |
| Total equity capital | $3,214,000 | 9,461 |
| Total bank equity capital | $3,214,000 | 9,461 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $1,214,000 | 9,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 10,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $224,000 | 7,579 |
| Earning assets | $41,816,000 | 8,141 |
| Long-term assets (5+ years) | $7,157,000 | 5,335 |
| Average Assets, year-to-date | $43,159,400 | 8,286 |
| Average Assets, quarterly | $45,926,000 | 8,076 |
| Volatile liabilities | $5,808,000 | 5,990 |
| Insider loans | $64,000 | 10,380 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,861,000 | 7,737 |
| Tier 1 (core) risk-based capital | $2,969,000 | 9,771 |
| Tier 2 risk-based capital | $230,000 | 8,746 |
| Total risk weighted assets | $20,761,900 | 8,974 |
| Total unused commitments | $1,861,000 | 7,764 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $41,462,000 | 8,802 |
| Cash and due from depository institutions | $3,117,000 | 7,249 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,027,000 | 6,304 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 4,399 |
| Net loans & leases | $12,909,000 | 10,797 |
| Loan loss allowance | $218,000 | 10,177 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $804,000 | 7,091 |
| Other real estate owned | $1,125,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $930,000 | 6,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,462,000 | 8,802 |
| Total liabilities | $38,801,000 | 8,655 |
| Total deposits | $38,635,000 | 8,516 |
| Interest-bearing deposits | $29,836,000 | 9,071 |
| Deposits held in domestic offices | $38,635,000 | 8,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $166,000 | 10,793 |
| Total equity capital | $2,661,000 | 10,303 |
| Total bank equity capital | $2,661,000 | 10,303 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $661,000 | 10,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 7,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $197,000 | 8,741 |
| Earning assets | $35,486,000 | 9,127 |
| Long-term assets (5+ years) | $9,495,000 | 4,497 |
| Average Assets, year-to-date | $39,307,000 | 8,911 |
| Average Assets, quarterly | $39,527,000 | 8,996 |
| Volatile liabilities | $1,302,000 | 11,196 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $863,000 | 9,493 |
| Tier 1 (core) risk-based capital | $2,661,000 | 10,247 |
| Tier 2 risk-based capital | $218,000 | 9,073 |
| Total risk weighted assets | $19,993,400 | 9,313 |
| Total unused commitments | $863,000 | 9,518 |
| Derivatives | $0 | 651 |