Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 4,617 |
| Total interest expense | $3,141,000 | 4,550 |
| Net interest income | $3,767,000 | 4,548 |
| Provision for loan and lease losses | $-76,000 | 11,662 |
| Total noninterest income | $1,086,000 | 2,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $752,000 | 1,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,741 |
| Total noninterest expense | $3,124,000 | 4,133 |
| Salaries and employee benefits | $1,411,000 | 4,538 |
| Premises and equipment expense | $392,000 | 4,624 |
| Additional noninterest expense | $1,321,000 | 3,448 |
| Pre-tax net operating income | $1,805,000 | 3,834 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $505,000 | 4,164 |
| Income before extraordinary items | $1,312,000 | 3,651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,312,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-271,000 | 11,892 |
| Cash dividends | $531,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,303,360 | 3,650 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 5,280 |
| Total interest expense | $2,431,000 | 4,768 |
| Net interest income | $3,024,000 | 5,586 |
| Provision for loan and lease losses | $-740,000 | 12,506 |
| Total noninterest income | $1,002,000 | 3,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $788,000 | 1,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $3,286,000 | 4,077 |
| Salaries and employee benefits | $1,444,000 | 4,426 |
| Premises and equipment expense | $498,000 | 3,824 |
| Additional noninterest expense | $1,344,000 | 3,672 |
| Pre-tax net operating income | $1,480,000 | 4,459 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $1,397,000 | 3,379 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,397,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $559,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,391,360 | 3,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 6,134 |
| Total interest expense | $2,124,000 | 5,551 |
| Net interest income | $2,535,000 | 6,478 |
| Provision for loan and lease losses | $-91,000 | 12,876 |
| Total noninterest income | $1,088,000 | 3,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $849,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $3,266,000 | 4,175 |
| Salaries and employee benefits | $1,589,000 | 4,051 |
| Premises and equipment expense | $499,000 | 3,867 |
| Additional noninterest expense | $1,178,000 | 4,258 |
| Pre-tax net operating income | $448,000 | 9,047 |
| Securities gains (losses) | $110,000 | 2,365 |
| Applicable income taxes | $-19,000 | 12,821 |
| Income before extraordinary items | $577,000 | 6,961 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $577,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $467,000 | 7,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 6,049 |
| Total interest expense | $3,143,000 | 4,956 |
| Net interest income | $2,194,000 | 7,260 |
| Provision for loan and lease losses | $1,280,000 | 1,569 |
| Total noninterest income | $1,007,000 | 3,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $868,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $4,131,000 | 3,403 |
| Salaries and employee benefits | $1,565,000 | 4,065 |
| Premises and equipment expense | $692,000 | 2,949 |
| Additional noninterest expense | $1,874,000 | 2,959 |
| Pre-tax net operating income | $-2,210,000 | 13,657 |
| Securities gains (losses) | $-28,000 | 13,571 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,238,000 | 13,697 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,238,000 | 13,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,277,000 | 1,342 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,210,000 | 13,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.