Home > Citizens Bank > Loan Charge- Offs and Recoveries

Citizens Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$668,0001,273
Loans secured by real estate, total$28,0002,508
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,506
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$28,0001,791
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$587,000556
Loans to individuals$53,0003,594
Credit card loan charge offs$10,0002,038
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$43,0003,586
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$44,0003,642
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0002,617
Loans to individuals$23,0002,781
Credit card loan recoveries$2,0001,704
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0002,696
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$624,0001,056
Loans secured by real estate, total$28,0002,035
To non-U.S. addresseesNANA
Real estate loans in domestic offices$28,0002,033
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$28,0001,508
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$566,000455
To non-U.S. addresseesNANA
Loans to individuals$30,0003,858
Credit card loan net charge offs$8,0001,975
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$22,0003,961
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$741,0001,258
Loans secured by real estate, total$70,0001,719
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0001,719
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$30,0001,850
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$40,000930
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$548,000557
Loans to individuals$123,0002,219
Credit card loan charge offs$4,0002,883
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$119,0001,989
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$179,0001,462
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$118,000858
Loans to individuals$61,0001,423
Credit card loan recoveries$5,0001,160
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$56,0001,351
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$562,0001,230
Loans secured by real estate, total$70,0001,357
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0001,355
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$30,0001,543
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$40,000721
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$430,000538
To non-U.S. addresseesNANA
Loans to individuals$62,0002,818
Credit card loan net charge offs$-1,00010,683
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$63,0002,415
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,558,000835
Loans secured by real estate, total$22,0003,047
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0003,047
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$22,0002,211
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,380,000276
Loans to individuals$156,0001,910
Credit card loan charge offs$28,0001,374
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$128,0001,865
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$141,0001,904
Loans secured by real estate, total$3,0003,651
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,651
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$3,0001,590
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,0001,580
Loans to individuals$75,0001,260
Credit card loan recoveries$14,000739
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$61,0001,312
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$1,417,000717
Loans secured by real estate, total$19,0002,589
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0002,588
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$22,0001,854
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-3,00010,462
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,317,000203
To non-U.S. addresseesNANA
Loans to individuals$81,0002,345
Credit card loan net charge offs$14,0001,766
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$67,0002,234
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$384,0002,150
Loans secured by real estate, total$58,0002,260
To non-U.S. addresseesNANA
Real estate loans in domestic offices$58,0002,258
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$58,0001,111
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$176,0001,551
Loans to individuals$150,0001,766
Credit card loan charge offs$70,000819
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$80,0002,363
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$132,0002,094
Loans secured by real estate, total$16,0002,359
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,358
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$16,0001,141
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$86,0001,303
Loans to individuals$30,0002,482
Credit card loan recoveries$4,0001,402
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,543
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$252,0002,175
Loans secured by real estate, total$42,0002,107
To non-U.S. addresseesNANA
Real estate loans in domestic offices$42,0002,105
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$42,000996
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$90,0001,823
To non-U.S. addresseesNANA
Loans to individuals$120,0001,586
Credit card loan net charge offs$66,000773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$54,0002,217
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$90,0005,403
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$43,0003,850
Loans to individuals$47,0003,622
Credit card loan charge offs$9,0002,076
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$38,0003,644
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$48,0004,609
Loans secured by real estate, total$16,0002,665
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0002,665
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$16,0001,265
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,239
Loans to individuals$22,0003,270
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0003,123
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$42,0005,444
Loans secured by real estate, total$-16,00011,532
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-16,00011,570
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-16,00011,989
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0003,057
To non-U.S. addresseesNANA
Loans to individuals$25,0003,765
Credit card loan net charge offs$8,0001,914
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0003,987
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$37,0008,537
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0006,693
Loans to individuals$23,0005,757
Credit card loan charge offs$12,0001,982
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$11,0006,981
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$175,0002,036
Loans secured by real estate, total$95,0001,049
To non-U.S. addresseesNANA
Real estate loans in domestic offices$95,0001,048
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$95,000566
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$71,0002,023
Loans to individuals$9,0005,583
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0005,319
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$-138,00013,030
Loans secured by real estate, total$-95,00013,068
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-95,00013,107
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-95,00013,138
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-57,00012,648
To non-U.S. addresseesNANA
Loans to individuals$14,0005,411
Credit card loan net charge offs$12,0001,747
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,0007,600
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$167,0005,658
Loans secured by real estate, total$87,0003,219
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,0003,218
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$87,0001,790
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0006,891
Loans to individuals$54,0004,445
Credit card loan charge offs$8,0002,480
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$46,0004,409
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$46,0005,407
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0004,642
Loans to individuals$26,0003,276
Credit card loan recoveries$10,0001,021
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0004,115
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$121,0005,426
Loans secured by real estate, total$87,0002,862
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,0002,861
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$87,0001,658
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0007,276
To non-U.S. addresseesNANA
Loans to individuals$28,0004,949
Credit card loan net charge offs$-2,00013,775
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$30,0004,337
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.