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Citizens Bank, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $12,196,000 | 3,311 |
| Restatements from amended reports of income, net | $0 | 175 |
| Net income | $1,402,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $11,219,000 | 164 |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $213,000 | 5,221 |
| Other comprehensive income | $-37,000 | 8,432 |
| Other transactions with parent holding company | $0 | 715 |
| Bank equity capital | $24,567,000 | 1,815 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $13,616,000 | 2,906 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $-1,453,000 | 10,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $27,000 | 7,458 |
| Other comprehensive income | $60,000 | 3,504 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $12,196,000 | 3,615 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $13,292,000 | 3,038 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $628,000 | 6,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $35,000 | 7,723 |
| Other comprehensive income | $-269,000 | 9,078 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $13,616,000 | 3,262 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $12,774,000 | 2,992 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $-315,000 | 11,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | $833,000 | 1,812 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $13,292,000 | 3,305 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $13,611,000 | 2,781 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $394,000 | 8,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $816,000 | 2,220 |
| Other comprehensive income | $-415,000 | 8,198 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $12,774,000 | 3,192 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $12,693,000 | 2,840 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $1,374,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $456,000 | 3,301 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $13,611,000 | 2,968 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $13,375,000 | 2,598 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $1,193,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $1,875,000 | 908 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $12,693,000 | 3,030 |