Home > Citizens Bank > Net charge- offs to loans
Citizens Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1574% | 4,483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5078% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8599% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5337% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9820% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2057% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4464% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3526% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1444% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4684% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3021% | 4,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1085% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6838% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2848% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4243% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3864% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0247% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0724% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3144% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6833% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3504% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0028% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0474% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1796% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9688% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4340% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1187% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7099% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4335% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8454% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7820% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4418% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9188% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2967% | 4,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0101% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9055% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0733% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 4,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0623% | 4,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0605% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0903% | 3,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 4,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6314% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1690% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7104% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0544% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 4,564 |
| Percentage Net Loans Charged-off:Construction & development | -0.0521% | 4,238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0845% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1125% | 3,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0736% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2151% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4297% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5640% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4758% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0520% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0844% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0909% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1023% | 4,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2776% | 4,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8709% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3613% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8452% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0373% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0936% | 4,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1233% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2303% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3972% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4745% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6980% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5635% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1114% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8108% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9280% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9053% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1593% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0661% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2187% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2597% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0858% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3100% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5794% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1097% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8225% | 193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8979% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1864% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6367% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4180% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 4,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4332% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5649% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6300% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 3,664 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1480% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6413% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3268% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 4,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 5,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0646% | 3,792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5952% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4006% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6051% | 142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1037% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3403% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2533% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0374% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6734% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0549% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0510% | 4,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2483% | 5,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3322% | 5,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5808% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7981% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5217% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 5,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3485% | 5,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4667% | 5,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5184% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9721% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3987% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0770% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3773% | 5,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5059% | 5,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6220% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5714% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5280% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0947% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3387% | 5,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2956% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5711% | 5,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1337% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5843% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6664% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5322% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.1914% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4414% | 5,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3862% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7480% | 5,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2340% | 5,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8035% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3966% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7749% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1065% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1319% | 5,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5571% | 5,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3124% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8782% | 5,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3360% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5043% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2672% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3683% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6171% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0634% | 5,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3121% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7413% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2906% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1394% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.1855% | 5,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3328% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2789% | 5,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3742% | 5,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8024% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3396% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9563% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2020% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2222% | 522 |
| Percentage Net Loans Charged-off:Construction & development | -0.2619% | 5,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4934% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1222% | 5,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1625% | 5,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7952% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1497% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9703% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1098% | 5,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.4080% | 5,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 5,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1250% | 5,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1689% | 5,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3879% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2231% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5390% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 5,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.8531% | 5,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1004% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2812% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9070% | 1,126 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5137% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.4533% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0987% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0426% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 2,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5946% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9296% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7362% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2288% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.9017% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1379% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 5,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2430% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0830% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3452% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 1.3050% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2143% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 5,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4241% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9302% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4693% | 419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6928% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 2.5466% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4759% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 5,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0794% | 5,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5537% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8637% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5247% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3586% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 1.3011% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 1,774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4774% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 2,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3889% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6718% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3637% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4256% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6432% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3208% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7643% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2815% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.1771% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 5,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5468% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8261% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3774% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6922% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3495% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 5,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2092% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3153% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 4,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0353% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4819% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0831% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1837% | 1,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2250% | 1,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 3,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5910% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1178% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3794% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 2,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2342% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2982% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5347% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8835% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3422% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1879% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2765% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1539% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4444% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1171% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9212% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 6,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4815% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 6,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 4,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9714% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5601% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7662% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6802% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2139% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 1.0344% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6175% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2258% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3638% | 2,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4246% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3326% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1698% | 6,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0192% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0187% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9422% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8890% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5876% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 1.3367% | 1,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1469% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8774% | 236 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4136% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5880% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3247% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2324% | 6,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7086% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7112% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6500% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0156% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7564% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3348% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8841% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 3,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9564% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4739% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7589% | 1,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3190% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7134% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7906% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1780% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9449% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3955% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5888% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9200% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6008% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 2.7667% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 3,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 3,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 1,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5154% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5797% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5380% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9217% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5417% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7992% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 3.6593% | 1,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 3,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 3,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0886% | 1,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 3,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8004% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4759% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5834% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7536% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1407% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 5.1546% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 2,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1789% | 2,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1417% | 1,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 2,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5402% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9217% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4291% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7356% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1017% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 4.8831% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4346% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3378% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2270% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4242% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0211% | 3,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7334% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1654% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 1,756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 3,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2753% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7000% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4214% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 3,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7010% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1610% | 1,494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3210% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4729% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6183% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 2,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0383% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3111% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1412% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9518% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2516% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2807% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0825% | 1,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3637% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3421% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4882% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7121% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4995% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7504% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 1.9732% | 2,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4446% | 1,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 3,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3072% | 1,466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1352% | 3,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8080% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3893% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5175% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8198% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0195% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 2.6320% | 1,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6427% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3218% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1794% | 3,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6540% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9313% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0088% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2530% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 2.8750% | 1,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9216% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3373% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4763% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2765% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2609% | 3,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0081% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 17.8400% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3111% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5421% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3151% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 5,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4621% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3787% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 32.6961% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9869% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 2,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.9652% | 1,600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1041% | 7,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1602% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4352% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8085% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1809% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8562% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 4,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.5563% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1324% | 8,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0395% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6468% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.8516% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1590% | 8,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 2,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9636% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2407% | 1,732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.3115% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9860% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9429% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2744% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.6142% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0802% | 8,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1212% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1471% | 8,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0850% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0034% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6260% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1887% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.6978% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 8,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1648% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1710% | 8,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1445% | 7,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1193% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1636% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.9760% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2274% | 7,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0613% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5695% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.3635% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5971% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6973% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0245% | 7,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2517% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7783% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1468% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5777% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0335% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5962% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3924% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6273% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0520% | 7,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1112% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 7,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6244% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8658% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1126% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 732 |
| Percentage Net Loans Charged-off:Construction & development | -0.1090% | 7,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3186% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 8,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4919% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2989% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7165% | 7,456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2631% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1726% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3750% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1252% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1504% | 3,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8546% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1284% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 8,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4991% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 8,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 6,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5906% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4214% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7576% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0380% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3593% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0667% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 6,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2152% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6308% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2091% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 3,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4987% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4178% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2390% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 1,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 2,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4549% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9419% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5937% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 8,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2206% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6447% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 8,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 8,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 8,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 7,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7951% | 2,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1796% | 6,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3321% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3774% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5096% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6747% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 3,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2192% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2080% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 8,667 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0511% | 6,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0830% | 7,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0939% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 8,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0952% | 8,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0653% | 7,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1022% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1196% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3681% | 3,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6820% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2587% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.3172% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5045% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3137% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2710% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 2,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2367% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7155% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2284% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0758% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 5,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7813% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5495% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 3,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1774% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5348% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6990% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 6,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4935% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3613% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 7,185 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 5,344 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 8,120 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 9,517 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |