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Citizens Bank, Net charge- offs to loans

2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0082%3,591
Percentage Net Loans Charged-off: Total real estate loans-0.0373%4,471
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0544%4,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0205%4,189
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0246%4,268
Percentage Net Loans Charged-off: Commercial and industrial-0.0936%4,358
Percentage Net Loans Charged-off: Loans to individuals2.1233%204
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual2.2303%172
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2292%760
Percentage Net Loans Charged-off: Total real estate loans0.0536%962
Percentage Net Loans Charged-off:Construction & development-0.0213%4,224
Percentage Net Loans Charged-off: Commercial real estate0.0820%626
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0554%742
Percentage Net Loans Charged-off: Home equity loans0.0876%224
All other 1-4 family - Percent of loans charged-off, net0.0468%793
Percentage Net Loans Charged-off: Commercial and industrial0.3972%784
Percentage Net Loans Charged-off: Loans to individuals3.4745%135
Percentage Net Loans Charged-off: Credit card loans1.6980%302
Percentage Net Loans Charged-off: Other loans to individual3.5635%114
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1102%1,240
Percentage Net Loans Charged-off: Total real estate loans0.0325%992
Percentage Net Loans Charged-off:Construction & development0.0025%258
Percentage Net Loans Charged-off: Commercial real estate0.0519%542
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0035%1,261
Percentage Net Loans Charged-off: Home equity loans0.1114%175
All other 1-4 family - Percent of loans charged-off, net-0.0271%4,416
Percentage Net Loans Charged-off: Commercial and industrial-0.0601%4,331
Percentage Net Loans Charged-off: Loans to individuals3.8108%124
Percentage Net Loans Charged-off: Credit card loans1.9280%269
Percentage Net Loans Charged-off: Other loans to individual3.9053%101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1476%978
Percentage Net Loans Charged-off: Total real estate loans0.0410%797
Percentage Net Loans Charged-off:Construction & development0.0039%176
Percentage Net Loans Charged-off: Commercial real estate0.0608%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0209%875
Percentage Net Loans Charged-off: Home equity loans0.1593%131
All other 1-4 family - Percent of loans charged-off, net-0.0204%4,340
Percentage Net Loans Charged-off: Commercial and industrial0.0014%1,574
Percentage Net Loans Charged-off: Loans to individuals4.0661%130
Percentage Net Loans Charged-off: Credit card loans0.2187%486
Percentage Net Loans Charged-off: Other loans to individual4.2597%103
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1967%696
Percentage Net Loans Charged-off: Total real estate loans0.0858%426
Percentage Net Loans Charged-off:Construction & development0.0084%111
Percentage Net Loans Charged-off: Commercial real estate0.1220%228
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0575%512
Percentage Net Loans Charged-off: Home equity loans0.3100%70
All other 1-4 family - Percent of loans charged-off, net-0.0205%4,383
Percentage Net Loans Charged-off: Commercial and industrial-0.0048%3,666
Percentage Net Loans Charged-off: Loans to individuals2.5794%263
Percentage Net Loans Charged-off: Credit card loans-2.1097%902
Percentage Net Loans Charged-off: Other loans to individual2.8225%193
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3386%602
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,043
Percentage Net Loans Charged-off:Construction & development0.0660%260
Percentage Net Loans Charged-off: Commercial real estate-0.0185%4,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0105%1,629
Percentage Net Loans Charged-off: Home equity loans-0.0169%3,520
All other 1-4 family - Percent of loans charged-off, net0.0189%1,373
Percentage Net Loans Charged-off: Commercial and industrial0.8979%562
Percentage Net Loans Charged-off: Loans to individuals5.1864%96
Percentage Net Loans Charged-off: Credit card loans0.6367%517
Percentage Net Loans Charged-off: Other loans to individual5.4180%75
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%1,220
Percentage Net Loans Charged-off: Total real estate loans-0.0174%4,484
Percentage Net Loans Charged-off:Construction & development0.0068%281
Percentage Net Loans Charged-off: Commercial real estate-0.0252%4,700
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0247%4,536
Percentage Net Loans Charged-off: Home equity loans-0.0226%3,591
All other 1-4 family - Percent of loans charged-off, net-0.0253%4,548
Percentage Net Loans Charged-off: Commercial and industrial0.0022%1,869
Percentage Net Loans Charged-off: Loans to individuals4.4332%113
Percentage Net Loans Charged-off: Credit card loans0.5649%497
Percentage Net Loans Charged-off: Other loans to individual4.6300%88
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%1,261
Percentage Net Loans Charged-off: Total real estate loans-0.0214%4,588
Percentage Net Loans Charged-off:Construction & development0.0040%223
Percentage Net Loans Charged-off: Commercial real estate-0.0325%4,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%4,496
Percentage Net Loans Charged-off: Home equity loans-0.0333%3,664
All other 1-4 family - Percent of loans charged-off, net-0.0173%4,464
Percentage Net Loans Charged-off: Commercial and industrial0.0047%1,559
Percentage Net Loans Charged-off: Loans to individuals4.1480%119
Percentage Net Loans Charged-off: Credit card loans0.6413%453
Percentage Net Loans Charged-off: Other loans to individual4.3268%98
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0895%1,217
Percentage Net Loans Charged-off: Total real estate loans-0.0398%4,897
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0615%5,055
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%4,679
Percentage Net Loans Charged-off: Home equity loans-0.0646%3,792
All other 1-4 family - Percent of loans charged-off, net-0.0139%4,473
Percentage Net Loans Charged-off: Commercial and industrial0.0069%1,089
Percentage Net Loans Charged-off: Loans to individuals3.5952%157
Percentage Net Loans Charged-off: Credit card loans3.4006%167
Percentage Net Loans Charged-off: Other loans to individual3.6051%142
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0561%2,341
Percentage Net Loans Charged-off: Total real estate loans-0.0182%4,570
Percentage Net Loans Charged-off:Construction & development-0.0043%4,241
Percentage Net Loans Charged-off: Commercial real estate0.0016%1,118
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.1037%5,080
Percentage Net Loans Charged-off: Home equity loans0.3403%129
All other 1-4 family - Percent of loans charged-off, net-0.2533%5,221
Percentage Net Loans Charged-off: Commercial and industrial0.0084%2,134
Percentage Net Loans Charged-off: Loans to individuals2.0374%312
Percentage Net Loans Charged-off: Credit card loans1.6734%347
Percentage Net Loans Charged-off: Other loans to individual2.0549%275
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%2,848
Percentage Net Loans Charged-off: Total real estate loans-0.0510%4,949
Percentage Net Loans Charged-off:Construction & development-0.0059%4,314
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,656
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.2483%5,269
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.3322%5,295
Percentage Net Loans Charged-off: Commercial and industrial0.0108%1,829
Percentage Net Loans Charged-off: Loans to individuals1.5808%416
Percentage Net Loans Charged-off: Credit card loans2.7981%212
Percentage Net Loans Charged-off: Other loans to individual1.5217%392
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0057%4,137
Percentage Net Loans Charged-off: Total real estate loans-0.0722%5,088
Percentage Net Loans Charged-off:Construction & development-0.0089%4,418
Percentage Net Loans Charged-off: Commercial real estate-0.0148%4,799
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.3485%5,353
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.4667%5,371
Percentage Net Loans Charged-off: Commercial and industrial-0.0063%3,894
Percentage Net Loans Charged-off: Loans to individuals1.5184%432
Percentage Net Loans Charged-off: Credit card loans3.9721%123
Percentage Net Loans Charged-off: Other loans to individual1.3987%425
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0061%4,074
Percentage Net Loans Charged-off: Total real estate loans-0.0770%5,208
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0157%4,954
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.3773%5,409
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.5059%5,429
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%3,961
Percentage Net Loans Charged-off: Loans to individuals1.6220%471
Percentage Net Loans Charged-off: Credit card loans3.5714%154
Percentage Net Loans Charged-off: Other loans to individual1.5280%444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0486%2,814
Percentage Net Loans Charged-off: Total real estate loans-0.0015%4,226
Percentage Net Loans Charged-off:Construction & development0.0947%344
Percentage Net Loans Charged-off: Commercial real estate0.0923%747
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.3387%5,483
Percentage Net Loans Charged-off: Home equity loans0.2956%193
All other 1-4 family - Percent of loans charged-off, net-0.5711%5,526
Percentage Net Loans Charged-off: Commercial and industrial-0.1337%4,932
Percentage Net Loans Charged-off: Loans to individuals2.5843%232
Percentage Net Loans Charged-off: Credit card loans3.6664%153
Percentage Net Loans Charged-off: Other loans to individual2.5322%213
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0243%4,918
Percentage Net Loans Charged-off: Total real estate loans-0.0738%5,257
Percentage Net Loans Charged-off:Construction & development0.1914%235
Percentage Net Loans Charged-off: Commercial real estate-0.0085%4,794
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.4414%5,569
Percentage Net Loans Charged-off: Home equity loans0.3862%146
All other 1-4 family - Percent of loans charged-off, net-0.7480%5,601
Percentage Net Loans Charged-off: Commercial and industrial-0.2340%5,087
Percentage Net Loans Charged-off: Loans to individuals2.8035%205
Percentage Net Loans Charged-off: Credit card loans3.3966%166
Percentage Net Loans Charged-off: Other loans to individual2.7749%182
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1065%5,429
Percentage Net Loans Charged-off: Total real estate loans-0.1319%5,476
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,944
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.5571%5,635
Percentage Net Loans Charged-off: Home equity loans0.3124%159
All other 1-4 family - Percent of loans charged-off, net-0.8782%5,650
Percentage Net Loans Charged-off: Commercial and industrial-0.3360%5,234
Percentage Net Loans Charged-off: Loans to individuals2.5043%244
Percentage Net Loans Charged-off: Credit card loans5.2672%85
Percentage Net Loans Charged-off: Other loans to individual2.3683%232
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0822%1,525
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,170
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1203%687
Percentage Net Loans Charged-off: Home equity loans0.6171%90
All other 1-4 family - Percent of loans charged-off, net-0.0634%5,304
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%4,289
Percentage Net Loans Charged-off: Loans to individuals2.3121%311
Percentage Net Loans Charged-off: Credit card loans2.7413%230
Percentage Net Loans Charged-off: Other loans to individual2.2906%277
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%1,860
Percentage Net Loans Charged-off: Total real estate loans0.1021%1,224
Percentage Net Loans Charged-off:Construction & development-0.1855%5,050
Percentage Net Loans Charged-off: Commercial real estate0.3328%436
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.2789%5,691
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.3742%5,722
Percentage Net Loans Charged-off: Commercial and industrial-0.0043%4,262
Percentage Net Loans Charged-off: Loans to individuals2.8024%214
Percentage Net Loans Charged-off: Credit card loans0.3396%666
Percentage Net Loans Charged-off: Other loans to individual2.9563%185
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2020%1,157
Percentage Net Loans Charged-off: Total real estate loans0.2222%522
Percentage Net Loans Charged-off:Construction & development-0.2619%5,170
Percentage Net Loans Charged-off: Commercial real estate0.4934%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.1222%5,597
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.1625%5,664
Percentage Net Loans Charged-off: Commercial and industrial0.0019%2,048
Percentage Net Loans Charged-off: Loans to individuals2.7952%206
Percentage Net Loans Charged-off: Credit card loans0.1497%655
Percentage Net Loans Charged-off: Other loans to individual2.9703%169
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%3,190
Percentage Net Loans Charged-off: Total real estate loans-0.1098%5,643
Percentage Net Loans Charged-off:Construction & development-0.4080%5,295
Percentage Net Loans Charged-off: Commercial real estate-0.0352%5,350
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.1250%5,676
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.1689%5,737
Percentage Net Loans Charged-off: Commercial and industrial0.0010%1,694
Percentage Net Loans Charged-off: Loans to individuals2.3879%266
Percentage Net Loans Charged-off: Credit card loans0.2231%596
Percentage Net Loans Charged-off: Other loans to individual2.5390%209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%2,849
Percentage Net Loans Charged-off: Total real estate loans-0.1135%5,712
Percentage Net Loans Charged-off:Construction & development-0.8531%5,417
Percentage Net Loans Charged-off: Commercial real estate-0.0178%5,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0726%1,068
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1004%892
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals2.2812%313
Percentage Net Loans Charged-off: Credit card loans-0.9070%1,126
Percentage Net Loans Charged-off: Other loans to individual2.5137%239
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1331%2,031
Percentage Net Loans Charged-off: Total real estate loans0.1371%1,293
Percentage Net Loans Charged-off:Construction & development0.4533%374
Percentage Net Loans Charged-off: Commercial real estate0.0987%1,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0322%2,597
Percentage Net Loans Charged-off: Home equity loans0.0426%815
All other 1-4 family - Percent of loans charged-off, net0.0274%2,560
Percentage Net Loans Charged-off: Commercial and industrial-0.0010%4,304
Percentage Net Loans Charged-off: Loans to individuals2.5946%206
Percentage Net Loans Charged-off: Credit card loans0.9296%542
Percentage Net Loans Charged-off: Other loans to individual2.7362%167
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1689%1,471
Percentage Net Loans Charged-off: Total real estate loans0.2288%745
Percentage Net Loans Charged-off:Construction & development0.9017%260
Percentage Net Loans Charged-off: Commercial real estate0.1379%771
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0102%2,655
Percentage Net Loans Charged-off: Home equity loans0.0483%719
All other 1-4 family - Percent of loans charged-off, net-0.0075%5,209
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals2.2430%257
Percentage Net Loans Charged-off: Credit card loans1.0830%445
Percentage Net Loans Charged-off: Other loans to individual2.3452%208
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2011%1,253
Percentage Net Loans Charged-off: Total real estate loans0.3347%537
Percentage Net Loans Charged-off:Construction & development1.3050%188
Percentage Net Loans Charged-off: Commercial real estate0.2143%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%5,489
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0341%5,621
Percentage Net Loans Charged-off: Commercial and industrial0.0010%1,758
Percentage Net Loans Charged-off: Loans to individuals1.4241%484
Percentage Net Loans Charged-off: Credit card loans0.9302%434
Percentage Net Loans Charged-off: Other loans to individual1.4693%419
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3809%646
Percentage Net Loans Charged-off: Total real estate loans0.6928%225
Percentage Net Loans Charged-off:Construction & development2.5466%98
Percentage Net Loans Charged-off: Commercial real estate0.4759%273
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0535%5,757
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0794%5,882
Percentage Net Loans Charged-off: Commercial and industrial0.0019%1,163
Percentage Net Loans Charged-off: Loans to individuals1.5537%477
Percentage Net Loans Charged-off: Credit card loans1.8637%281
Percentage Net Loans Charged-off: Other loans to individual1.5247%434
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2334%1,809
Percentage Net Loans Charged-off: Total real estate loans0.3586%871
Percentage Net Loans Charged-off:Construction & development1.3011%361
Percentage Net Loans Charged-off: Commercial real estate0.0555%1,774
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3419%1,016
Percentage Net Loans Charged-off: Home equity loans0.0726%985
All other 1-4 family - Percent of loans charged-off, net0.4774%708
Percentage Net Loans Charged-off: Commercial and industrial0.0012%2,734
Percentage Net Loans Charged-off: Loans to individuals1.3889%644
Percentage Net Loans Charged-off: Credit card loans1.6718%389
Percentage Net Loans Charged-off: Other loans to individual1.3637%588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0959%2,849
Percentage Net Loans Charged-off: Total real estate loans0.1092%2,029
Percentage Net Loans Charged-off:Construction & development0.0030%980
Percentage Net Loans Charged-off: Commercial real estate0.0173%1,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.4256%767
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.6432%475
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals1.3208%625
Percentage Net Loans Charged-off: Credit card loans1.7643%343
Percentage Net Loans Charged-off: Other loans to individual1.2815%588
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1229%2,443
Percentage Net Loans Charged-off: Total real estate loans0.1508%1,644
Percentage Net Loans Charged-off:Construction & development0.1771%648
Percentage Net Loans Charged-off: Commercial real estate-0.0193%5,744
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.5468%634
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.8261%386
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals1.3774%619
Percentage Net Loans Charged-off: Credit card loans1.6922%350
Percentage Net Loans Charged-off: Other loans to individual1.3495%574
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%2,712
Percentage Net Loans Charged-off: Total real estate loans0.0382%2,076
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0193%5,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2092%1,147
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3153%889
Percentage Net Loans Charged-off: Commercial and industrial-0.0026%4,527
Percentage Net Loans Charged-off: Loans to individuals1.0353%859
Percentage Net Loans Charged-off: Credit card loans0.4819%474
Percentage Net Loans Charged-off: Other loans to individual1.0831%739
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%3,723
Percentage Net Loans Charged-off: Total real estate loans0.1264%2,924
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.1837%1,751
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1133%2,889
Percentage Net Loans Charged-off: Home equity loans0.2250%1,009
All other 1-4 family - Percent of loans charged-off, net0.0540%3,317
Percentage Net Loans Charged-off: Commercial and industrial-0.0006%4,907
Percentage Net Loans Charged-off: Loans to individuals1.5910%660
Percentage Net Loans Charged-off: Credit card loans4.1178%143
Percentage Net Loans Charged-off: Other loans to individual1.3794%723
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1319%3,221
Percentage Net Loans Charged-off: Total real estate loans0.1634%2,425
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.2342%1,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1531%2,366
Percentage Net Loans Charged-off: Home equity loans0.2982%840
All other 1-4 family - Percent of loans charged-off, net0.0757%2,853
Percentage Net Loans Charged-off: Commercial and industrial0.0016%2,726
Percentage Net Loans Charged-off: Loans to individuals1.5347%648
Percentage Net Loans Charged-off: Credit card loans3.8835%145
Percentage Net Loans Charged-off: Other loans to individual1.3422%667
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%3,001
Percentage Net Loans Charged-off: Total real estate loans0.1879%2,170
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.2765%1,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1539%2,231
Percentage Net Loans Charged-off: Home equity loans0.4444%642
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.0025%2,358
Percentage Net Loans Charged-off: Loans to individuals1.1171%912
Percentage Net Loans Charged-off: Credit card loans3.5294%192
Percentage Net Loans Charged-off: Other loans to individual0.9212%1,010
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0259%3,668
Percentage Net Loans Charged-off: Total real estate loans0.0034%3,037
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0430%6,410
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1160%2,006
Percentage Net Loans Charged-off: Home equity loans0.4815%493
All other 1-4 family - Percent of loans charged-off, net-0.0776%6,442
Percentage Net Loans Charged-off: Commercial and industrial-0.0024%4,813
Percentage Net Loans Charged-off: Loans to individuals0.9714%1,032
Percentage Net Loans Charged-off: Credit card loans3.5601%197
Percentage Net Loans Charged-off: Other loans to individual0.7662%1,122
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6802%1,735
Percentage Net Loans Charged-off: Total real estate loans1.2139%757
Percentage Net Loans Charged-off:Construction & development1.0344%1,470
Percentage Net Loans Charged-off: Commercial real estate1.6175%529
Percentage Net Loans Charged-off: Multi-family residential2.2258%297
Percentage Net Loans Charged-off: 1-4 family residential0.3638%2,246
Percentage Net Loans Charged-off: Home equity loans0.4246%1,113
All other 1-4 family - Percent of loans charged-off, net0.3326%2,239
Percentage Net Loans Charged-off: Commercial and industrial-0.1698%6,204
Percentage Net Loans Charged-off: Loans to individuals1.0192%1,366
Percentage Net Loans Charged-off: Credit card loans2.0187%447
Percentage Net Loans Charged-off: Other loans to individual0.9422%1,354
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8890%1,228
Percentage Net Loans Charged-off: Total real estate loans1.5876%490
Percentage Net Loans Charged-off:Construction & development1.3367%1,243
Percentage Net Loans Charged-off: Commercial real estate2.1469%333
Percentage Net Loans Charged-off: Multi-family residential2.8774%236
Percentage Net Loans Charged-off: 1-4 family residential0.4136%1,975
Percentage Net Loans Charged-off: Home equity loans0.5880%857
All other 1-4 family - Percent of loans charged-off, net0.3247%2,153
Percentage Net Loans Charged-off: Commercial and industrial-0.2324%6,345
Percentage Net Loans Charged-off: Loans to individuals0.8529%1,467
Percentage Net Loans Charged-off: Credit card loans2.7086%325
Percentage Net Loans Charged-off: Other loans to individual0.7112%1,556
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6500%1,697
Percentage Net Loans Charged-off: Total real estate loans1.0156%964
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate1.7564%468
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3348%2,106
Percentage Net Loans Charged-off: Home equity loans0.8841%617
All other 1-4 family - Percent of loans charged-off, net0.0583%3,236
Percentage Net Loans Charged-off: Commercial and industrial0.0054%2,844
Percentage Net Loans Charged-off: Loans to individuals0.9564%1,300
Percentage Net Loans Charged-off: Credit card loans3.4739%253
Percentage Net Loans Charged-off: Other loans to individual0.7589%1,422
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2293%2,781
Percentage Net Loans Charged-off: Total real estate loans0.3277%2,055
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.3190%1,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.7134%1,152
Percentage Net Loans Charged-off: Home equity loans1.7906%320
All other 1-4 family - Percent of loans charged-off, net0.1780%2,127
Percentage Net Loans Charged-off: Commercial and industrial0.0106%2,014
Percentage Net Loans Charged-off: Loans to individuals0.9449%1,201
Percentage Net Loans Charged-off: Credit card loans5.3955%137
Percentage Net Loans Charged-off: Other loans to individual0.5888%1,511
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9200%1,883
Percentage Net Loans Charged-off: Total real estate loans0.6008%2,393
Percentage Net Loans Charged-off:Construction & development2.7667%1,470
Percentage Net Loans Charged-off: Commercial real estate0.0069%3,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1132%3,977
Percentage Net Loans Charged-off: Home equity loans0.0669%1,834
All other 1-4 family - Percent of loans charged-off, net0.1349%3,690
Percentage Net Loans Charged-off: Commercial and industrial1.5154%1,517
Percentage Net Loans Charged-off: Loans to individuals1.5797%1,050
Percentage Net Loans Charged-off: Credit card loans8.5380%96
Percentage Net Loans Charged-off: Other loans to individual0.9217%1,555
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5417%2,613
Percentage Net Loans Charged-off: Total real estate loans0.7992%1,786
Percentage Net Loans Charged-off:Construction & development3.6593%1,108
Percentage Net Loans Charged-off: Commercial real estate0.0137%3,064
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1383%3,519
Percentage Net Loans Charged-off: Home equity loans0.0886%1,580
All other 1-4 family - Percent of loans charged-off, net0.1614%3,242
Percentage Net Loans Charged-off: Commercial and industrial0.0127%3,705
Percentage Net Loans Charged-off: Loans to individuals0.8004%1,854
Percentage Net Loans Charged-off: Credit card loans2.4759%422
Percentage Net Loans Charged-off: Other loans to individual0.5834%2,027
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7536%1,991
Percentage Net Loans Charged-off: Total real estate loans1.1407%1,242
Percentage Net Loans Charged-off:Construction & development5.1546%800
Percentage Net Loans Charged-off: Commercial real estate0.0269%2,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1789%2,983
Percentage Net Loans Charged-off: Home equity loans0.1417%1,310
All other 1-4 family - Percent of loans charged-off, net0.1961%2,759
Percentage Net Loans Charged-off: Commercial and industrial0.0015%3,287
Percentage Net Loans Charged-off: Loans to individuals0.5402%2,327
Percentage Net Loans Charged-off: Credit card loans0.9217%659
Percentage Net Loans Charged-off: Other loans to individual0.4291%2,302
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7356%1,746
Percentage Net Loans Charged-off: Total real estate loans1.1017%1,111
Percentage Net Loans Charged-off:Construction & development4.8831%628
Percentage Net Loans Charged-off: Commercial real estate0.0526%1,771
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0568%2,844
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0829%2,544
Percentage Net Loans Charged-off: Commercial and industrial0.0030%2,378
Percentage Net Loans Charged-off: Loans to individuals0.4346%2,247
Percentage Net Loans Charged-off: Credit card loans2.3378%407
Percentage Net Loans Charged-off: Other loans to individual0.2270%2,482
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3523%4,258
Percentage Net Loans Charged-off: Total real estate loans0.4242%3,224
Percentage Net Loans Charged-off:Construction & development0.0211%3,354
Percentage Net Loans Charged-off: Commercial real estate0.7334%1,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.1654%3,667
Percentage Net Loans Charged-off: Home equity loans0.1154%1,756
All other 1-4 family - Percent of loans charged-off, net0.1875%3,422
Percentage Net Loans Charged-off: Commercial and industrial0.0756%4,456
Percentage Net Loans Charged-off: Loans to individuals1.2753%1,741
Percentage Net Loans Charged-off: Credit card loans2.7000%557
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3383%3,953
Percentage Net Loans Charged-off: Total real estate loans0.4214%2,953
Percentage Net Loans Charged-off:Construction & development0.0277%3,035
Percentage Net Loans Charged-off: Commercial real estate0.7010%1,461
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2299%2,996
Percentage Net Loans Charged-off: Home equity loans0.1610%1,494
All other 1-4 family - Percent of loans charged-off, net0.2599%2,760
Percentage Net Loans Charged-off: Commercial and industrial0.0132%4,280
Percentage Net Loans Charged-off: Loans to individuals1.3210%1,563
Percentage Net Loans Charged-off: Credit card loans3.4729%450
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4682%3,138
Percentage Net Loans Charged-off: Total real estate loans0.6183%2,218
Percentage Net Loans Charged-off:Construction & development0.0418%2,638
Percentage Net Loans Charged-off: Commercial real estate1.0383%975
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3111%2,375
Percentage Net Loans Charged-off: Home equity loans0.1412%1,277
All other 1-4 family - Percent of loans charged-off, net0.3847%2,075
Percentage Net Loans Charged-off: Commercial and industrial0.0037%3,815
Percentage Net Loans Charged-off: Loans to individuals0.9518%1,986
Percentage Net Loans Charged-off: Credit card loans0.2516%886
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2224%3,601
Percentage Net Loans Charged-off: Total real estate loans0.2807%2,599
Percentage Net Loans Charged-off:Construction & development0.0825%1,949
Percentage Net Loans Charged-off: Commercial real estate0.3637%1,216
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3421%1,870
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4882%1,513
Percentage Net Loans Charged-off: Commercial and industrial0.0038%2,834
Percentage Net Loans Charged-off: Loans to individuals0.7121%2,234
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4995%1,672
Percentage Net Loans Charged-off: Total real estate loans0.7504%2,320
Percentage Net Loans Charged-off:Construction & development1.9732%2,096
Percentage Net Loans Charged-off: Commercial real estate0.4446%1,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1872%3,328
Percentage Net Loans Charged-off: Home equity loans0.3072%1,466
All other 1-4 family - Percent of loans charged-off, net0.1352%3,497
Percentage Net Loans Charged-off: Commercial and industrial3.8080%1,052
Percentage Net Loans Charged-off: Loans to individuals1.3893%2,042
Percentage Net Loans Charged-off: Credit card loans3.5175%573
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8198%2,327
Percentage Net Loans Charged-off: Total real estate loans1.0195%1,545
Percentage Net Loans Charged-off:Construction & development2.6320%1,535
Percentage Net Loans Charged-off: Commercial real estate0.6427%1,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2247%2,689
Percentage Net Loans Charged-off: Home equity loans0.3218%1,219
All other 1-4 family - Percent of loans charged-off, net0.1826%2,765
Percentage Net Loans Charged-off: Commercial and industrial0.1794%3,927
Percentage Net Loans Charged-off: Loans to individuals1.6540%1,553
Percentage Net Loans Charged-off: Credit card loans4.9313%394
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0088%1,755
Percentage Net Loans Charged-off: Total real estate loans1.2530%1,148
Percentage Net Loans Charged-off:Construction & development2.8750%1,222
Percentage Net Loans Charged-off: Commercial real estate0.9216%709
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3373%1,963
Percentage Net Loans Charged-off: Home equity loans0.4763%870
All other 1-4 family - Percent of loans charged-off, net0.2765%2,048
Percentage Net Loans Charged-off: Commercial and industrial0.2609%3,142
Percentage Net Loans Charged-off: Loans to individuals2.0081%1,192
Percentage Net Loans Charged-off: Credit card loans17.8400%65
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3111%2,859
Percentage Net Loans Charged-off: Total real estate loans0.3467%1,949
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.5421%647
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3151%1,570
Percentage Net Loans Charged-off: Home equity loans-0.0195%5,834
All other 1-4 family - Percent of loans charged-off, net0.4621%1,215
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals2.3787%939
Percentage Net Loans Charged-off: Credit card loans32.6961%29
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9869%1,256
Percentage Net Loans Charged-off: Total real estate loans0.1907%2,936
Percentage Net Loans Charged-off:Construction & development0.9652%1,600
Percentage Net Loans Charged-off: Commercial real estate-0.1041%7,942
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1602%2,397
Percentage Net Loans Charged-off: Home equity loans0.4352%762
All other 1-4 family - Percent of loans charged-off, net0.0483%3,246
Percentage Net Loans Charged-off: Commercial and industrial2.8085%734
Percentage Net Loans Charged-off: Loans to individuals1.1809%1,913
Percentage Net Loans Charged-off: Credit card loans0.8562%1,018
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%4,750
Percentage Net Loans Charged-off: Total real estate loans0.0544%3,493
Percentage Net Loans Charged-off:Construction & development0.5563%1,380
Percentage Net Loans Charged-off: Commercial real estate-0.1324%8,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0322%3,056
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0451%2,695
Percentage Net Loans Charged-off: Commercial and industrial0.0362%3,658
Percentage Net Loans Charged-off: Loans to individuals1.0395%1,798
Percentage Net Loans Charged-off: Credit card loans0.6468%963
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1127%3,657
Percentage Net Loans Charged-off: Total real estate loans0.0968%2,396
Percentage Net Loans Charged-off:Construction & development0.8516%824
Percentage Net Loans Charged-off: Commercial real estate-0.1590%8,067
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0310%2,498
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0432%2,180
Percentage Net Loans Charged-off: Commercial and industrial0.0559%2,861
Percentage Net Loans Charged-off: Loans to individuals0.9636%1,777
Percentage Net Loans Charged-off: Credit card loans-0.2407%1,732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2438%1,906
Percentage Net Loans Charged-off: Total real estate loans0.2815%1,020
Percentage Net Loans Charged-off:Construction & development1.3115%393
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0780%1,485
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1083%1,240
Percentage Net Loans Charged-off: Commercial and industrial0.0870%1,901
Percentage Net Loans Charged-off: Loans to individuals0.9860%1,548
Percentage Net Loans Charged-off: Credit card loans1.9429%513
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1865%2,777
Percentage Net Loans Charged-off: Total real estate loans0.2744%1,037
Percentage Net Loans Charged-off:Construction & development0.6142%597
Percentage Net Loans Charged-off: Commercial real estate0.2728%685
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0802%8,159
Percentage Net Loans Charged-off: Home equity loans0.1212%671
All other 1-4 family - Percent of loans charged-off, net-0.1471%8,200
Percentage Net Loans Charged-off: Commercial and industrial-0.0850%7,454
Percentage Net Loans Charged-off: Loans to individuals1.0034%1,600
Percentage Net Loans Charged-off: Credit card loans1.6260%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1128%2,977
Percentage Net Loans Charged-off: Total real estate loans0.1887%961
Percentage Net Loans Charged-off:Construction & development0.6978%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0899%8,164
Percentage Net Loans Charged-off: Home equity loans0.1648%448
All other 1-4 family - Percent of loans charged-off, net-0.1710%8,209
Percentage Net Loans Charged-off: Commercial and industrial-0.1445%7,526
Percentage Net Loans Charged-off: Loans to individuals0.9740%1,419
Percentage Net Loans Charged-off: Credit card loans1.1193%796
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%1,999
Percentage Net Loans Charged-off: Total real estate loans0.3046%510
Percentage Net Loans Charged-off:Construction & development0.9760%175
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0309%1,725
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0404%1,505
Percentage Net Loans Charged-off: Commercial and industrial-0.2274%7,643
Percentage Net Loans Charged-off: Loans to individuals1.0613%1,203
Percentage Net Loans Charged-off: Credit card loans0.5695%857
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%1,742
Percentage Net Loans Charged-off: Total real estate loans0.1348%747
Percentage Net Loans Charged-off:Construction & development0.3635%189
Percentage Net Loans Charged-off: Commercial real estate-0.0032%7,908
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0973%911
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1271%742
Percentage Net Loans Charged-off: Commercial and industrial-0.0107%6,712
Percentage Net Loans Charged-off: Loans to individuals1.5971%752
Percentage Net Loans Charged-off: Credit card loans1.6973%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1215%2,892
Percentage Net Loans Charged-off: Total real estate loans0.0594%1,816
Percentage Net Loans Charged-off:Construction & development-0.0245%7,738
Percentage Net Loans Charged-off: Commercial real estate0.0292%1,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1966%841
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2517%663
Percentage Net Loans Charged-off: Commercial and industrial0.1237%2,800
Percentage Net Loans Charged-off: Loans to individuals0.7783%1,966
Percentage Net Loans Charged-off: Credit card loans0.1468%1,237
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5777%741
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%3,750
Percentage Net Loans Charged-off: Total real estate loans0.0360%1,864
Percentage Net Loans Charged-off:Construction & development-0.0335%7,764
Percentage Net Loans Charged-off: Commercial real estate0.1114%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%7,760
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0064%7,779
Percentage Net Loans Charged-off: Commercial and industrial-0.0441%7,132
Percentage Net Loans Charged-off: Loans to individuals0.5962%2,206
Percentage Net Loans Charged-off: Credit card loans0.3924%1,041
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6273%632
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%3,697
Percentage Net Loans Charged-off: Total real estate loans0.0320%1,697
Percentage Net Loans Charged-off:Construction & development-0.0520%7,757
Percentage Net Loans Charged-off: Commercial real estate0.1112%479
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%7,781
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0063%7,808
Percentage Net Loans Charged-off: Commercial and industrial-0.0522%7,097
Percentage Net Loans Charged-off: Loans to individuals0.6244%1,991
Percentage Net Loans Charged-off: Credit card loans0.8658%792
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1126%950
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0811%2,327
Percentage Net Loans Charged-off: Total real estate loans0.0985%732
Percentage Net Loans Charged-off:Construction & development-0.1090%7,742
Percentage Net Loans Charged-off: Commercial real estate0.3186%199
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0400%8,210
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0505%8,232
Percentage Net Loans Charged-off: Commercial and industrial0.0099%1,709
Percentage Net Loans Charged-off: Loans to individuals0.4919%2,183
Percentage Net Loans Charged-off: Credit card loans2.2989%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7165%7,456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2631%1,800
Percentage Net Loans Charged-off: Total real estate loans0.1726%790
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.2759%476
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1756%936
Percentage Net Loans Charged-off: Home equity loans0.3750%189
All other 1-4 family - Percent of loans charged-off, net0.1252%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.1504%3,042
Percentage Net Loans Charged-off: Loans to individuals1.8546%757
Percentage Net Loans Charged-off: Credit card loans4.1284%350
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0926%3,283
Percentage Net Loans Charged-off: Total real estate loans0.0005%3,042
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0629%8,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0795%1,410
Percentage Net Loans Charged-off: Home equity loans0.4991%115
All other 1-4 family - Percent of loans charged-off, net-0.0248%8,119
Percentage Net Loans Charged-off: Commercial and industrial-0.0133%6,895
Percentage Net Loans Charged-off: Loans to individuals1.5906%867
Percentage Net Loans Charged-off: Credit card loans5.4214%228
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1399%2,375
Percentage Net Loans Charged-off: Total real estate loans0.0651%1,317
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0019%7,969
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1909%713
Percentage Net Loans Charged-off: Home equity loans0.7576%83
All other 1-4 family - Percent of loans charged-off, net0.0536%1,403
Percentage Net Loans Charged-off: Commercial and industrial0.1168%2,312
Percentage Net Loans Charged-off: Loans to individuals1.0380%1,507
Percentage Net Loans Charged-off: Credit card loans6.3593%208
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0796%2,712
Percentage Net Loans Charged-off: Total real estate loans0.0175%1,517
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0039%8,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0540%1,119
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0667%979
Percentage Net Loans Charged-off: Commercial and industrial-0.0182%6,883
Percentage Net Loans Charged-off: Loans to individuals1.2152%1,235
Percentage Net Loans Charged-off: Credit card loans9.6308%111
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%2,478
Percentage Net Loans Charged-off: Total real estate loans0.1301%1,339
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2091%777
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1011%1,577
Percentage Net Loans Charged-off: Home equity loans0.0624%478
All other 1-4 family - Percent of loans charged-off, net0.1092%1,493
Percentage Net Loans Charged-off: Commercial and industrial0.0818%3,729
Percentage Net Loans Charged-off: Loans to individuals1.4987%1,218
Percentage Net Loans Charged-off: Credit card loans4.4178%408
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2390%499
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1811%2,517
Percentage Net Loans Charged-off: Total real estate loans0.0294%2,375
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0024%8,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0795%1,554
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0955%1,367
Percentage Net Loans Charged-off: Commercial and industrial0.1232%2,895
Percentage Net Loans Charged-off: Loans to individuals1.4549%1,157
Percentage Net Loans Charged-off: Credit card loans5.9419%256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5937%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1887%2,348
Percentage Net Loans Charged-off: Total real estate loans0.0139%2,381
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0036%8,264
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0403%1,706
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0480%1,545
Percentage Net Loans Charged-off: Commercial and industrial0.2206%2,148
Percentage Net Loans Charged-off: Loans to individuals1.6447%977
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%4,298
Percentage Net Loans Charged-off: Total real estate loans-0.0048%7,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0070%8,403
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%8,086
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0050%8,125
Percentage Net Loans Charged-off: Commercial and industrial-0.0912%7,509
Percentage Net Loans Charged-off: Loans to individuals0.7951%2,211
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3132%2,380
Percentage Net Loans Charged-off: Total real estate loans0.1416%1,465
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0027%1,574
Percentage Net Loans Charged-off: Multi-family residential-0.1796%6,521
Percentage Net Loans Charged-off: 1-4 family residential0.3321%708
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3774%650
Percentage Net Loans Charged-off: Commercial and industrial0.4021%2,901
Percentage Net Loans Charged-off: Loans to individuals1.5096%1,350
Percentage Net Loans Charged-off: Credit card loans7.6747%171
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%3,964
Percentage Net Loans Charged-off: Total real estate loans0.0345%2,406
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0171%8,517
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0941%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1061%1,401
Percentage Net Loans Charged-off: Commercial and industrial0.0393%3,913
Percentage Net Loans Charged-off: Loans to individuals1.2192%1,704
Percentage Net Loans Charged-off: Credit card loans8.2080%170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0709%4,513
Percentage Net Loans Charged-off: Total real estate loans0.0271%2,223
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0466%8,667
Percentage Net Loans Charged-off: Multi-family residential-0.0511%6,426
Percentage Net Loans Charged-off: 1-4 family residential0.1045%1,251
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1172%1,164
Percentage Net Loans Charged-off: Commercial and industrial-0.0830%7,799
Percentage Net Loans Charged-off: Loans to individuals1.0939%1,886
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0594%3,996
Percentage Net Loans Charged-off: Total real estate loans-0.0016%8,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0952%8,797
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0866%1,086
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0977%994
Percentage Net Loans Charged-off: Commercial and industrial-0.0653%7,652
Percentage Net Loans Charged-off: Loans to individuals1.1022%1,806
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2889%2,815
Percentage Net Loans Charged-off: Total real estate loans0.0867%1,970
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1196%1,032
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0903%1,792
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0989%1,664
Percentage Net Loans Charged-off: Commercial and industrial0.3681%3,189
Percentage Net Loans Charged-off: Loans to individuals1.6820%1,156
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3309%2,441
Percentage Net Loans Charged-off: Total real estate loans0.2587%757
Percentage Net Loans Charged-off:Construction & development0.3172%392
Percentage Net Loans Charged-off: Commercial real estate0.5045%426
Percentage Net Loans Charged-off: Multi-family residential0.3137%113
Percentage Net Loans Charged-off: 1-4 family residential0.0833%1,704
Percentage Net Loans Charged-off: Home equity loans0.1096%404
All other 1-4 family - Percent of loans charged-off, net0.0813%1,660
Percentage Net Loans Charged-off: Commercial and industrial0.1271%4,026
Percentage Net Loans Charged-off: Loans to individuals1.2710%1,644
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%2,296
Percentage Net Loans Charged-off: Total real estate loans0.0328%537
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0896%185
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0012%897
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0013%835
Percentage Net Loans Charged-off: Commercial and industrial0.4078%513
Percentage Net Loans Charged-off: Loans to individuals1.2367%321
Percentage Net Loans Charged-off: Credit card loans2.7155%366
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1422%4,028
Percentage Net Loans Charged-off: Total real estate loans0.0053%914
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0018%1,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0134%821
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0145%758
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals1.2284%348
Percentage Net Loans Charged-off: Credit card loans1.0758%771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0744%5,726
Percentage Net Loans Charged-off: Total real estate loans0.0097%825
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0086%423
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0149%741
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0159%673
Percentage Net Loans Charged-off: Commercial and industrial-0.0239%1,234
Percentage Net Loans Charged-off: Loans to individuals0.7813%626
Percentage Net Loans Charged-off: Credit card loans2.5495%497
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2606%3,107
Percentage Net Loans Charged-off: Total real estate loans0.3046%104
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate1.1774%34
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0133%828
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0140%768
Percentage Net Loans Charged-off: Commercial and industrial0.0447%801
Percentage Net Loans Charged-off: Loans to individuals0.5348%869
Percentage Net Loans Charged-off: Credit card loans0.6990%905
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0581%6,765
Percentage Net Loans Charged-off: Total real estate loans-0.0106%1,318
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0430%1,278
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0034%886
Percentage Net Loans Charged-off: Loans to individuals0.4935%923
Percentage Net Loans Charged-off: Credit card loans1.3613%807
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0428%7,185
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1187%5,344
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0564%8,120
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0670%9,517
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA