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Citizens Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$10,250,0002,434
Total interest expense$1,493,0001,674
Net interest income$8,757,0002,508
Provision for loan and lease losses$150,0001,910
Total noninterest income$1,943,0002,257
Gross Fiduciary activities income$0994
Service charges on deposit accounts$188,0002,772
Trading account gains and fees$0132
Additional Noninterest Income$1,755,0002,049
Total noninterest expense$6,954,0002,495
Salaries and employee benefits$4,201,0002,415
Premises and equipment expense$1,092,0001,928
Additional noninterest expense$1,661,0002,922
Pre-tax net operating income$3,596,0002,463
Securities gains (losses)$-28,0004,481
Applicable income taxes$706,0001,862
Income before extraordinary items$2,862,0002,600
Extraordinary gains, net$010
Net income$2,862,0002,601
Minority interest net income$074
Net income of bank and minority interests.$2,862,0002,601
Net charge-offs$-1,003,0004,782
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,884,4002,575
2021-09-30 (YTD Data)Rank
Total interest income$7,843,0002,454
Total interest expense$1,187,0001,675
Net interest income$6,656,0002,530
Provision for loan and lease losses$150,0001,662
Total noninterest income$1,568,0002,221
Gross Fiduciary activities income$0957
Service charges on deposit accounts$136,0002,825
Trading account gains and fees$0132
Additional Noninterest Income$1,432,0002,004
Total noninterest expense$5,143,0002,535
Salaries and employee benefits$3,112,0002,458
Premises and equipment expense$818,0001,960
Additional noninterest expense$1,213,0002,970
Pre-tax net operating income$2,931,0002,464
Securities gains (losses)$-28,0004,675
Applicable income taxes$586,0001,872
Income before extraordinary items$2,317,0002,614
Extraordinary gains, net$08
Net income$2,317,0002,614
Minority interest net income$069
Net income of bank and minority interests.$2,317,0002,614
Net charge-offs$-999,0004,865
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,339,4002,578
2021-06-30 (YTD Data)Rank
Total interest income$5,309,0002,427
Total interest expense$812,0001,709
Net interest income$4,497,0002,513
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,176,0002,060
Gross Fiduciary activities income$0951
Service charges on deposit accounts$89,0002,802
Trading account gains and fees$0133
Additional Noninterest Income$1,087,0001,829
Total noninterest expense$3,404,0002,534
Salaries and employee benefits$1,987,0002,519
Premises and equipment expense$578,0001,885
Additional noninterest expense$839,0002,892
Pre-tax net operating income$2,119,0002,311
Securities gains (losses)$01,818
Applicable income taxes$429,0001,790
Income before extraordinary items$1,690,0002,461
Extraordinary gains, net$06
Net income$1,690,0002,461
Minority interest net income$067
Net income of bank and minority interests.$1,690,0002,461
Net charge-offs$-988,0004,909
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,690,0002,423
2021-03-31 (YTD Data)Rank
Total interest income$2,477,0002,520
Total interest expense$407,0001,773
Net interest income$2,070,0002,617
Provision for loan and lease losses$150,000937
Total noninterest income$618,0002,010
Gross Fiduciary activities income$0922
Service charges on deposit accounts$46,0002,751
Trading account gains and fees$0127
Additional Noninterest Income$572,0001,780
Total noninterest expense$1,699,0002,519
Salaries and employee benefits$1,060,0002,413
Premises and equipment expense$237,0002,131
Additional noninterest expense$402,0002,929
Pre-tax net operating income$839,0002,602
Securities gains (losses)$01,392
Applicable income taxes$164,0001,948
Income before extraordinary items$675,0002,745
Extraordinary gains, net$03
Net income$675,0002,743
Minority interest net income$055
Net income of bank and minority interests.$675,0002,745
Net charge-offs$-46,0004,593
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$675,0002,708
2020-12-31 (YTD Data)Rank
Total interest income$10,170,0002,494
Total interest expense$1,931,0002,017
Net interest income$8,239,0002,573
Provision for loan and lease losses$1,260,0001,377
Total noninterest income$2,495,0001,886
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$215,0002,678
Trading account gains and fees$0133
Additional Noninterest Income$2,280,0001,670
Total noninterest expense$6,272,0002,629
Salaries and employee benefits$3,988,0002,493
Premises and equipment expense$843,0002,272
Additional noninterest expense$1,441,0003,113
Pre-tax net operating income$3,202,0002,355
Securities gains (losses)$02,675
Applicable income taxes$608,0001,805
Income before extraordinary items$2,594,0002,500
Extraordinary gains, net$04
Net income$2,594,0002,500
Minority interest net income$072
Net income of bank and minority interests.$2,594,0002,500
Net charge-offs$2,028,000410
Cash dividends$165,0003,468
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,594,0002,445
2020-09-30 (YTD Data)Rank
Total interest income$7,634,0002,505
Total interest expense$1,499,0002,060
Net interest income$6,135,0002,587
Provision for loan and lease losses$960,0001,397
Total noninterest income$1,747,0001,925
Gross Fiduciary activities income$0981
Service charges on deposit accounts$163,0002,673
Trading account gains and fees$0125
Additional Noninterest Income$1,584,0001,687
Total noninterest expense$4,680,0002,623
Salaries and employee benefits$3,002,0002,458
Premises and equipment expense$615,0002,302
Additional noninterest expense$1,063,0003,125
Pre-tax net operating income$2,242,0002,422
Securities gains (losses)$02,494
Applicable income taxes$418,0001,844
Income before extraordinary items$1,824,0002,575
Extraordinary gains, net$04
Net income$1,824,0002,575
Minority interest net income$065
Net income of bank and minority interests.$1,824,0002,575
Net charge-offs$2,288,000297
Cash dividends$165,0003,000
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,824,0002,529
2020-06-30 (YTD Data)Rank
Total interest income$5,125,0002,529
Total interest expense$1,014,0002,123
Net interest income$4,111,0002,591
Provision for loan and lease losses$660,0001,372
Total noninterest income$1,042,0001,975
Gross Fiduciary activities income$0970
Service charges on deposit accounts$105,0002,762
Trading account gains and fees$0123
Additional Noninterest Income$937,0001,733
Total noninterest expense$3,019,0002,685
Salaries and employee benefits$1,932,0002,529
Premises and equipment expense$389,0002,369
Additional noninterest expense$698,0003,151
Pre-tax net operating income$1,474,0002,407
Securities gains (losses)$02,249
Applicable income taxes$269,0001,826
Income before extraordinary items$1,205,0002,548
Extraordinary gains, net$04
Net income$1,205,0002,547
Minority interest net income$065
Net income of bank and minority interests.$1,205,0002,548
Net charge-offs$567,000550
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,205,0002,509
2020-03-31 (YTD Data)Rank
Total interest income$2,612,0002,491
Total interest expense$515,0002,246
Net interest income$2,097,0002,511
Provision for loan and lease losses$260,0001,278
Total noninterest income$327,0002,408
Gross Fiduciary activities income$0941
Service charges on deposit accounts$64,0002,747
Trading account gains and fees$0106
Additional Noninterest Income$263,0002,139
Total noninterest expense$1,584,0002,638
Salaries and employee benefits$1,025,0002,436
Premises and equipment expense$208,0002,290
Additional noninterest expense$351,0003,177
Pre-tax net operating income$580,0002,598
Securities gains (losses)$01,705
Applicable income taxes$93,0001,999
Income before extraordinary items$487,0002,657
Extraordinary gains, net$04
Net income$487,0002,656
Minority interest net income$056
Net income of bank and minority interests.$487,0002,658
Net charge-offs$35,0001,356
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$487,0002,647
2019-12-31 (YTD Data)Rank
Total interest income$10,399,0002,527
Total interest expense$1,964,0002,366
Net interest income$8,435,0002,526
Provision for loan and lease losses$900,000972
Total noninterest income$1,293,0002,488
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$287,0002,685
Trading account gains and fees$0135
Additional Noninterest Income$1,006,0002,238
Total noninterest expense$6,289,0002,616
Salaries and employee benefits$3,952,0002,461
Premises and equipment expense$820,0002,309
Additional noninterest expense$1,517,0003,070
Pre-tax net operating income$2,539,0002,710
Securities gains (losses)$02,379
Applicable income taxes$484,0002,011
Income before extraordinary items$2,055,0002,856
Extraordinary gains, net$011
Net income$2,055,0002,857
Minority interest net income$076
Net income of bank and minority interests.$2,055,0002,858
Net charge-offs$-32,0004,684
Cash dividends$322,0003,284
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,055,0002,823
2019-09-30 (YTD Data)Rank
Total interest income$7,778,0002,561
Total interest expense$1,456,0002,400
Net interest income$6,322,0002,565
Provision for loan and lease losses$600,0001,007
Total noninterest income$957,0002,512
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$214,0002,729
Trading account gains and fees$0129
Additional Noninterest Income$743,0002,250
Total noninterest expense$4,579,0002,677
Salaries and employee benefits$2,837,0002,560
Premises and equipment expense$588,0002,392
Additional noninterest expense$1,154,0003,050
Pre-tax net operating income$2,100,0002,637
Securities gains (losses)$02,167
Applicable income taxes$407,0001,977
Income before extraordinary items$1,693,0002,778
Extraordinary gains, net$011
Net income$1,693,0002,778
Minority interest net income$072
Net income of bank and minority interests.$1,693,0002,779
Net charge-offs$-31,0004,715
Cash dividends$158,0003,206
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,693,0002,749
2019-06-30 (YTD Data)Rank
Total interest income$5,128,0002,578
Total interest expense$952,0002,410
Net interest income$4,176,0002,585
Provision for loan and lease losses$325,0001,154
Total noninterest income$562,0002,644
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$138,0002,771
Trading account gains and fees$0131
Additional Noninterest Income$424,0002,401
Total noninterest expense$3,096,0002,674
Salaries and employee benefits$1,932,0002,527
Premises and equipment expense$386,0002,420
Additional noninterest expense$778,0003,061
Pre-tax net operating income$1,317,0002,720
Securities gains (losses)$01,702
Applicable income taxes$253,0002,011
Income before extraordinary items$1,064,0002,864
Extraordinary gains, net$011
Net income$1,064,0002,863
Minority interest net income$069
Net income of bank and minority interests.$1,064,0002,863
Net charge-offs$-3,0004,141
Cash dividends$158,0002,977
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,064,0002,840
2019-03-31 (YTD Data)Rank
Total interest income$2,492,0002,632
Total interest expense$439,0002,489
Net interest income$2,053,0002,630
Provision for loan and lease losses$150,0001,133
Total noninterest income$262,0002,690
Gross Fiduciary activities income$0972
Service charges on deposit accounts$70,0002,744
Trading account gains and fees$0126
Additional Noninterest Income$192,0002,442
Total noninterest expense$1,470,0002,782
Salaries and employee benefits$904,0002,669
Premises and equipment expense$181,0002,533
Additional noninterest expense$385,0003,088
Pre-tax net operating income$695,0002,585
Securities gains (losses)$01,087
Applicable income taxes$134,0001,919
Income before extraordinary items$561,0002,726
Extraordinary gains, net$05
Net income$561,0002,725
Minority interest net income$052
Net income of bank and minority interests.$561,0002,725
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$561,0002,711
2018-12-31 (YTD Data)Rank
Total interest income$8,629,0002,798
Total interest expense$945,0003,014
Net interest income$7,684,0002,722
Provision for loan and lease losses$150,0002,622
Total noninterest income$1,147,0002,672
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$303,0002,729
Trading account gains and fees$0126
Additional Noninterest Income$844,0002,435
Total noninterest expense$6,294,0002,641
Salaries and employee benefits$3,961,0002,469
Premises and equipment expense$737,0002,487
Additional noninterest expense$1,596,0003,044
Pre-tax net operating income$2,387,0002,854
Securities gains (losses)$01,125
Applicable income taxes$450,0002,078
Income before extraordinary items$1,937,0002,978
Extraordinary gains, net$06
Net income$1,937,0002,977
Minority interest net income$072
Net income of bank and minority interests.$1,937,0002,977
Net charge-offs$22,0003,061
Cash dividends$311,0003,334
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,937,0002,977
2018-09-30 (YTD Data)Rank
Total interest income$6,265,0002,853
Total interest expense$594,0003,212
Net interest income$5,671,0002,759
Provision for loan and lease losses$03,948
Total noninterest income$858,0002,713
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$223,0002,770
Trading account gains and fees$0138
Additional Noninterest Income$635,0002,452
Total noninterest expense$4,597,0002,695
Salaries and employee benefits$2,831,0002,546
Premises and equipment expense$577,0002,450
Additional noninterest expense$1,189,0003,052
Pre-tax net operating income$1,932,0002,799
Securities gains (losses)$01,118
Applicable income taxes$370,0002,052
Income before extraordinary items$1,562,0002,925
Extraordinary gains, net$05
Net income$1,562,0002,924
Minority interest net income$066
Net income of bank and minority interests.$1,562,0002,924
Net charge-offs$25,0002,593
Cash dividends$153,0003,212
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,562,0002,914
2018-06-30 (YTD Data)Rank
Total interest income$4,057,0002,903
Total interest expense$328,0003,431
Net interest income$3,729,0002,786
Provision for loan and lease losses$03,782
Total noninterest income$530,0002,808
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$142,0002,852
Trading account gains and fees$0130
Additional Noninterest Income$388,0002,558
Total noninterest expense$3,106,0002,693
Salaries and employee benefits$1,920,0002,541
Premises and equipment expense$408,0002,378
Additional noninterest expense$778,0003,111
Pre-tax net operating income$1,153,0002,940
Securities gains (losses)$0961
Applicable income taxes$214,0002,162
Income before extraordinary items$939,0003,053
Extraordinary gains, net$06
Net income$939,0003,052
Minority interest net income$065
Net income of bank and minority interests.$939,0003,052
Net charge-offs$-19,0004,724
Cash dividends$153,0002,962
Sale, conversion, retirement of capital stock, net$0620
Net operating income$939,0003,045
2018-03-31 (YTD Data)Rank
Total interest income$1,978,0002,961
Total interest expense$146,0003,570
Net interest income$1,832,0002,838
Provision for loan and lease losses$03,508
Total noninterest income$274,0002,739
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$72,0002,839
Trading account gains and fees$0123
Additional Noninterest Income$202,0002,474
Total noninterest expense$1,488,0002,796
Salaries and employee benefits$880,0002,709
Premises and equipment expense$201,0002,442
Additional noninterest expense$407,0003,023
Pre-tax net operating income$618,0002,767
Securities gains (losses)$0735
Applicable income taxes$115,0002,050
Income before extraordinary items$503,0002,891
Extraordinary gains, net$07
Net income$503,0002,891
Minority interest net income$052
Net income of bank and minority interests.$503,0002,891
Net charge-offs$-13,0004,839
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$503,0002,876
2017-12-31 (YTD Data)Rank
Total interest income$7,502,0002,996
Total interest expense$382,0004,053
Net interest income$7,120,0002,858
Provision for loan and lease losses$04,227
Total noninterest income$1,097,0002,815
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$345,0002,614
Trading account gains and fees$0151
Additional Noninterest Income$752,0002,631
Total noninterest expense$5,980,0002,772
Salaries and employee benefits$3,608,0002,651
Premises and equipment expense$823,0002,414
Additional noninterest expense$1,549,0003,160
Pre-tax net operating income$2,237,0002,937
Securities gains (losses)$02,243
Applicable income taxes$913,0001,961
Income before extraordinary items$1,324,0003,341
Extraordinary gains, net$09
Net income$1,324,0003,339
Minority interest net income$076
Net income of bank and minority interests.$1,324,0003,341
Net charge-offs$-18,0004,930
Cash dividends$766,0002,519
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,324,0003,320
2017-09-30 (YTD Data)Rank
Total interest income$5,568,0003,030
Total interest expense$275,0004,134
Net interest income$5,293,0002,896
Provision for loan and lease losses$04,088
Total noninterest income$816,0002,852
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$266,0002,587
Trading account gains and fees$0145
Additional Noninterest Income$550,0002,696
Total noninterest expense$4,426,0002,815
Salaries and employee benefits$2,611,0002,735
Premises and equipment expense$623,0002,402
Additional noninterest expense$1,192,0003,115
Pre-tax net operating income$1,683,0002,972
Securities gains (losses)$02,274
Applicable income taxes$502,0002,065
Income before extraordinary items$1,181,0003,238
Extraordinary gains, net$09
Net income$1,181,0003,237
Minority interest net income$071
Net income of bank and minority interests.$1,181,0003,238
Net charge-offs$-15,0004,847
Cash dividends$614,0002,197
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,181,0003,214
2017-06-30 (YTD Data)Rank
Total interest income$3,658,0003,043
Total interest expense$186,0004,101
Net interest income$3,472,0002,911
Provision for loan and lease losses$03,871
Total noninterest income$540,0002,862
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$177,0002,590
Trading account gains and fees$0139
Additional Noninterest Income$363,0002,708
Total noninterest expense$3,016,0002,790
Salaries and employee benefits$1,777,0002,713
Premises and equipment expense$411,0002,427
Additional noninterest expense$828,0003,039
Pre-tax net operating income$996,0003,130
Securities gains (losses)$01,906
Applicable income taxes$293,0002,160
Income before extraordinary items$703,0003,398
Extraordinary gains, net$011
Net income$703,0003,397
Minority interest net income$071
Net income of bank and minority interests.$703,0003,398
Net charge-offs$-33,0005,165
Cash dividends$149,0003,015
Sale, conversion, retirement of capital stock, net$0659
Net operating income$703,0003,370
2017-03-31 (YTD Data)Rank
Total interest income$1,792,0003,096
Total interest expense$93,0004,124
Net interest income$1,699,0002,965
Provision for loan and lease losses$03,537
Total noninterest income$258,0002,913
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$84,0002,675
Trading account gains and fees$0142
Additional Noninterest Income$174,0002,744
Total noninterest expense$1,437,0002,918
Salaries and employee benefits$833,0002,864
Premises and equipment expense$192,0002,576
Additional noninterest expense$412,0003,056
Pre-tax net operating income$520,0003,025
Securities gains (losses)$01,153
Applicable income taxes$155,0002,087
Income before extraordinary items$365,0003,291
Extraordinary gains, net$08
Net income$365,0003,290
Minority interest net income$055
Net income of bank and minority interests.$365,0003,291
Net charge-offs$7,0002,334
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$365,0003,267
2016-12-31 (YTD Data)Rank
Total interest income$6,853,0003,163
Total interest expense$373,0004,135
Net interest income$6,480,0003,040
Provision for loan and lease losses$-135,0005,604
Total noninterest income$1,047,0002,968
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$379,0002,552
Trading account gains and fees$0170
Additional Noninterest Income$668,0002,902
Total noninterest expense$5,857,0002,892
Salaries and employee benefits$3,437,0002,795
Premises and equipment expense$773,0002,559
Additional noninterest expense$1,647,0003,138
Pre-tax net operating income$1,805,0003,227
Securities gains (losses)$03,212
Applicable income taxes$536,0002,208
Income before extraordinary items$1,269,0003,540
Extraordinary gains, net$05
Net income$1,269,0003,538
Minority interest net income$082
Net income of bank and minority interests.$1,269,0003,539
Net charge-offs$-483,0005,793
Cash dividends$293,0003,458
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,269,0003,480
2016-09-30 (YTD Data)Rank
Total interest income$5,078,0003,202
Total interest expense$281,0004,164
Net interest income$4,797,0003,070
Provision for loan and lease losses$04,186
Total noninterest income$854,0002,847
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$293,0002,503
Trading account gains and fees$0169
Additional Noninterest Income$561,0002,735
Total noninterest expense$4,272,0002,939
Salaries and employee benefits$2,496,0002,838
Premises and equipment expense$558,0002,627
Additional noninterest expense$1,218,0003,187
Pre-tax net operating income$1,379,0003,242
Securities gains (losses)$03,160
Applicable income taxes$415,0002,207
Income before extraordinary items$964,0003,554
Extraordinary gains, net$05
Net income$964,0003,552
Minority interest net income$071
Net income of bank and minority interests.$964,0003,554
Net charge-offs$-391,0005,832
Cash dividends$143,0003,343
Sale, conversion, retirement of capital stock, net$0719
Net operating income$964,0003,493
2016-06-30 (YTD Data)Rank
Total interest income$3,350,0003,231
Total interest expense$189,0004,175
Net interest income$3,161,0003,112
Provision for loan and lease losses$04,017
Total noninterest income$491,0003,061
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$188,0002,539
Trading account gains and fees$0157
Additional Noninterest Income$303,0003,005
Total noninterest expense$2,880,0002,938
Salaries and employee benefits$1,709,0002,817
Premises and equipment expense$371,0002,650
Additional noninterest expense$800,0003,231
Pre-tax net operating income$772,0003,511
Securities gains (losses)$02,835
Applicable income taxes$223,0002,405
Income before extraordinary items$549,0003,830
Extraordinary gains, net$016
Net income$549,0003,827
Minority interest net income$071
Net income of bank and minority interests.$549,0003,829
Net charge-offs$-519,0005,974
Cash dividends$143,0003,084
Sale, conversion, retirement of capital stock, net$0705
Net operating income$549,0003,767
2016-03-31 (YTD Data)Rank
Total interest income$1,682,0003,232
Total interest expense$95,0004,198
Net interest income$1,587,0003,114
Provision for loan and lease losses$03,656
Total noninterest income$239,0003,087
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$89,0002,614
Trading account gains and fees$0142
Additional Noninterest Income$150,0002,980
Total noninterest expense$1,410,0002,995
Salaries and employee benefits$803,0002,942
Premises and equipment expense$193,0002,604
Additional noninterest expense$414,0003,149
Pre-tax net operating income$416,0003,337
Securities gains (losses)$02,077
Applicable income taxes$121,0002,284
Income before extraordinary items$295,0003,662
Extraordinary gains, net$012
Net income$295,0003,659
Minority interest net income$062
Net income of bank and minority interests.$295,0003,660
Net charge-offs$52,0001,403
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$295,0003,592
2015-12-31 (YTD Data)Rank
Total interest income$6,834,0003,163
Total interest expense$404,0004,116
Net interest income$6,430,0003,052
Provision for loan and lease losses$-122,0005,759
Total noninterest income$866,0003,321
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$397,0002,530
Trading account gains and fees$0159
Additional Noninterest Income$469,0003,376
Total noninterest expense$5,846,0002,916
Salaries and employee benefits$3,348,0002,823
Premises and equipment expense$766,0002,644
Additional noninterest expense$1,732,0003,094
Pre-tax net operating income$1,572,0003,436
Securities gains (losses)$03,216
Applicable income taxes$454,0002,309
Income before extraordinary items$1,118,0003,744
Extraordinary gains, net$023
Net income$1,118,0003,744
Minority interest net income$081
Net income of bank and minority interests.$1,118,0003,745
Net charge-offs$460,0001,243
Cash dividends$427,0003,078
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,118,0003,692
2015-09-30 (YTD Data)Rank
Total interest income$4,985,0003,249
Total interest expense$308,0004,152
Net interest income$4,677,0003,132
Provision for loan and lease losses$04,232
Total noninterest income$744,0003,091
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$301,0002,521
Trading account gains and fees$0153
Additional Noninterest Income$443,0003,071
Total noninterest expense$4,324,0002,962
Salaries and employee benefits$2,435,0002,898
Premises and equipment expense$590,0002,626
Additional noninterest expense$1,299,0003,106
Pre-tax net operating income$1,097,0003,601
Securities gains (losses)$03,031
Applicable income taxes$312,0002,447
Income before extraordinary items$785,0003,918
Extraordinary gains, net$021
Net income$785,0003,915
Minority interest net income$078
Net income of bank and minority interests.$785,0003,918
Net charge-offs$522,000833
Cash dividends$133,0003,338
Sale, conversion, retirement of capital stock, net$0773
Net operating income$785,0003,859
2015-06-30 (YTD Data)Rank
Total interest income$3,297,0003,288
Total interest expense$208,0004,172
Net interest income$3,089,0003,154
Provision for loan and lease losses$04,069
Total noninterest income$466,0003,208
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$201,0002,484
Trading account gains and fees$0157
Additional Noninterest Income$265,0003,222
Total noninterest expense$2,790,0003,055
Salaries and employee benefits$1,550,0003,019
Premises and equipment expense$400,0002,596
Additional noninterest expense$840,0003,203
Pre-tax net operating income$765,0003,500
Securities gains (losses)$02,636
Applicable income taxes$220,0002,393
Income before extraordinary items$545,0003,825
Extraordinary gains, net$022
Net income$545,0003,826
Minority interest net income$075
Net income of bank and minority interests.$545,0003,828
Net charge-offs$240,0001,070
Cash dividends$133,0003,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$545,0003,765
2015-03-31 (YTD Data)Rank
Total interest income$1,604,0003,352
Total interest expense$105,0004,202
Net interest income$1,499,0003,222
Provision for loan and lease losses$03,703
Total noninterest income$223,0003,230
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$125,0003,283
Total noninterest expense$1,390,0003,069
Salaries and employee benefits$786,0003,004
Premises and equipment expense$207,0002,582
Additional noninterest expense$397,0003,324
Pre-tax net operating income$332,0003,725
Securities gains (losses)$02,027
Applicable income taxes$92,0002,525
Income before extraordinary items$240,0004,019
Extraordinary gains, net$013
Net income$240,0004,023
Minority interest net income$064
Net income of bank and minority interests.$240,0004,023
Net charge-offs$132,000940
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$240,0003,941
2014-12-31 (YTD Data)Rank
Total interest income$6,500,0003,345
Total interest expense$445,0004,242
Net interest income$6,055,0003,227
Provision for loan and lease losses$-200,0006,122
Total noninterest income$885,0003,307
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$472,0002,363
Trading account gains and fees$0180
Additional Noninterest Income$413,0003,552
Total noninterest expense$5,954,0002,934
Salaries and employee benefits$3,359,0002,844
Premises and equipment expense$943,0002,354
Additional noninterest expense$1,652,0003,312
Pre-tax net operating income$1,186,0003,872
Securities gains (losses)$03,259
Applicable income taxes$344,0002,529
Income before extraordinary items$842,0004,232
Extraordinary gains, net$017
Net income$842,0004,232
Minority interest net income$084
Net income of bank and minority interests.$842,0004,233
Net charge-offs$61,0003,603
Cash dividends$265,0003,508
Sale, conversion, retirement of capital stock, net$0862
Net operating income$842,0004,180
2014-09-30 (YTD Data)Rank
Total interest income$4,896,0003,368
Total interest expense$341,0004,244
Net interest income$4,555,0003,241
Provision for loan and lease losses$04,401
Total noninterest income$708,0003,223
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$351,0002,404
Trading account gains and fees$0174
Additional Noninterest Income$357,0003,368
Total noninterest expense$4,368,0002,996
Salaries and employee benefits$2,450,0002,913
Premises and equipment expense$725,0002,332
Additional noninterest expense$1,193,0003,418
Pre-tax net operating income$895,0003,935
Securities gains (losses)$02,980
Applicable income taxes$265,0002,570
Income before extraordinary items$630,0004,288
Extraordinary gains, net$015
Net income$630,0004,289
Minority interest net income$081
Net income of bank and minority interests.$630,0004,289
Net charge-offs$-100,0006,210
Cash dividends$132,0003,328
Sale, conversion, retirement of capital stock, net$0819
Net operating income$630,0004,233
2014-06-30 (YTD Data)Rank
Total interest income$3,278,0003,367
Total interest expense$232,0004,260
Net interest income$3,046,0003,235
Provision for loan and lease losses$04,196
Total noninterest income$447,0003,306
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$227,0002,437
Trading account gains and fees$0172
Additional Noninterest Income$220,0003,485
Total noninterest expense$2,871,0003,030
Salaries and employee benefits$1,547,0003,050
Premises and equipment expense$538,0002,135
Additional noninterest expense$786,0003,454
Pre-tax net operating income$622,0003,814
Securities gains (losses)$02,580
Applicable income taxes$186,0002,484
Income before extraordinary items$436,0004,179
Extraordinary gains, net$020
Net income$436,0004,185
Minority interest net income$080
Net income of bank and minority interests.$436,0004,184
Net charge-offs$-187,0006,438
Cash dividends$132,0003,008
Sale, conversion, retirement of capital stock, net$0794
Net operating income$436,0004,117
2014-03-31 (YTD Data)Rank
Total interest income$1,619,0003,412
Total interest expense$118,0004,285
Net interest income$1,501,0003,268
Provision for loan and lease losses$03,817
Total noninterest income$220,0003,297
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$109,0003,444
Total noninterest expense$1,455,0003,024
Salaries and employee benefits$780,0003,046
Premises and equipment expense$262,0002,216
Additional noninterest expense$413,0003,333
Pre-tax net operating income$266,0004,009
Securities gains (losses)$01,715
Applicable income taxes$77,0002,588
Income before extraordinary items$189,0004,350
Extraordinary gains, net$016
Net income$189,0004,351
Minority interest net income$066
Net income of bank and minority interests.$189,0004,352
Net charge-offs$-157,0006,558
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$189,0004,298
2013-12-31 (YTD Data)Rank
Total interest income$6,699,0003,372
Total interest expense$586,0004,128
Net interest income$6,113,0003,230
Provision for loan and lease losses$525,0001,775
Total noninterest income$923,0003,343
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$545,0002,239
Trading account gains and fees$0184
Additional Noninterest Income$378,0003,754
Total noninterest expense$5,413,0003,217
Salaries and employee benefits$3,107,0003,025
Premises and equipment expense$825,0002,634
Additional noninterest expense$1,481,0003,685
Pre-tax net operating income$1,098,0003,930
Securities gains (losses)$03,182
Applicable income taxes$317,0002,574
Income before extraordinary items$781,0004,290
Extraordinary gains, net$029
Net income$781,0004,292
Minority interest net income$090
Net income of bank and minority interests.$781,0004,293
Net charge-offs$1,893,000781
Cash dividends$175,0003,680
Sale, conversion, retirement of capital stock, net$0924
Net operating income$781,0004,237
2013-09-30 (YTD Data)Rank
Total interest income$5,090,0003,363
Total interest expense$461,0004,114
Net interest income$4,629,0003,219
Provision for loan and lease losses$525,0001,463
Total noninterest income$690,0003,406
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$410,0002,237
Trading account gains and fees$0180
Additional Noninterest Income$280,0003,848
Total noninterest expense$3,945,0003,292
Salaries and employee benefits$2,244,0003,143
Premises and equipment expense$616,0002,672
Additional noninterest expense$1,085,0003,739
Pre-tax net operating income$849,0003,958
Securities gains (losses)$03,040
Applicable income taxes$252,0002,581
Income before extraordinary items$597,0004,318
Extraordinary gains, net$025
Net income$597,0004,321
Minority interest net income$084
Net income of bank and minority interests.$597,0004,322
Net charge-offs$409,0001,797
Cash dividends$75,0003,434
Sale, conversion, retirement of capital stock, net$0868
Net operating income$597,0004,242
2013-06-30 (YTD Data)Rank
Total interest income$3,437,0003,332
Total interest expense$328,0004,046
Net interest income$3,109,0003,201
Provision for loan and lease losses$375,0001,435
Total noninterest income$398,0003,720
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$264,0002,269
Trading account gains and fees$0157
Additional Noninterest Income$134,0004,358
Total noninterest expense$2,512,0003,406
Salaries and employee benefits$1,422,0003,266
Premises and equipment expense$406,0002,711
Additional noninterest expense$684,0003,884
Pre-tax net operating income$620,0003,770
Securities gains (losses)$02,791
Applicable income taxes$248,0002,219
Income before extraordinary items$372,0004,449
Extraordinary gains, net$022
Net income$372,0004,451
Minority interest net income$082
Net income of bank and minority interests.$372,0004,452
Net charge-offs$862,000857
Cash dividends$75,0003,147
Sale, conversion, retirement of capital stock, net$0838
Net operating income$372,0004,340
2013-03-31 (YTD Data)Rank
Total interest income$1,680,0003,431
Total interest expense$173,0004,012
Net interest income$1,507,0003,287
Provision for loan and lease losses$175,0001,482
Total noninterest income$302,0002,997
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$135,0002,210
Trading account gains and fees$0148
Additional Noninterest Income$167,0003,028
Total noninterest expense$1,338,0003,281
Salaries and employee benefits$715,0003,273
Premises and equipment expense$194,0002,817
Additional noninterest expense$429,0003,340
Pre-tax net operating income$296,0003,826
Securities gains (losses)$01,966
Applicable income taxes$93,0002,479
Income before extraordinary items$203,0004,248
Extraordinary gains, net$010
Net income$203,0004,250
Minority interest net income$076
Net income of bank and minority interests.$203,0004,250
Net charge-offs$693,000624
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$203,0004,150
2012-12-31 (YTD Data)Rank
Total interest income$7,131,0003,407
Total interest expense$895,0003,874
Net interest income$6,236,0003,273
Provision for loan and lease losses$1,625,0001,252
Total noninterest income$1,433,0002,681
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$591,0002,184
Trading account gains and fees$0166
Additional Noninterest Income$842,0002,607
Total noninterest expense$5,348,0003,298
Salaries and employee benefits$2,937,0003,178
Premises and equipment expense$809,0002,716
Additional noninterest expense$1,602,0003,620
Pre-tax net operating income$696,0004,523
Securities gains (losses)$03,810
Applicable income taxes$175,0003,104
Income before extraordinary items$521,0004,880
Extraordinary gains, net$029
Net income$521,0004,880
Minority interest net income$093
Net income of bank and minority interests.$521,0004,881
Net charge-offs$808,0002,045
Cash dividends$150,0003,779
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$521,0004,698
2012-09-30 (YTD Data)Rank
Total interest income$5,421,0003,425
Total interest expense$711,0003,863
Net interest income$4,710,0003,317
Provision for loan and lease losses$1,300,0001,209
Total noninterest income$1,057,0002,715
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$441,0002,212
Trading account gains and fees$0157
Additional Noninterest Income$616,0002,635
Total noninterest expense$3,936,0003,367
Salaries and employee benefits$2,221,0003,178
Premises and equipment expense$604,0002,759
Additional noninterest expense$1,111,0003,833
Pre-tax net operating income$531,0004,646
Securities gains (losses)$03,575
Applicable income taxes$132,0003,178
Income before extraordinary items$399,0004,985
Extraordinary gains, net$020
Net income$399,0004,986
Minority interest net income$086
Net income of bank and minority interests.$399,0004,986
Net charge-offs$487,0002,223
Cash dividends$75,0003,436
Sale, conversion, retirement of capital stock, net$0952
Net operating income$399,0004,805
2012-06-30 (YTD Data)Rank
Total interest income$3,654,0003,418
Total interest expense$493,0003,864
Net interest income$3,161,0003,292
Provision for loan and lease losses$850,0001,241
Total noninterest income$572,0003,006
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$289,0002,227
Trading account gains and fees$0153
Additional Noninterest Income$283,0003,145
Total noninterest expense$2,578,0003,432
Salaries and employee benefits$1,474,0003,189
Premises and equipment expense$394,0002,807
Additional noninterest expense$710,0003,949
Pre-tax net operating income$305,0004,805
Securities gains (losses)$03,178
Applicable income taxes$68,0003,346
Income before extraordinary items$237,0005,124
Extraordinary gains, net$019
Net income$237,0005,124
Minority interest net income$084
Net income of bank and minority interests.$237,0005,124
Net charge-offs$175,0002,893
Cash dividends$75,0003,164
Sale, conversion, retirement of capital stock, net$0928
Net operating income$237,0004,931
2012-03-31 (YTD Data)Rank
Total interest income$1,858,0003,407
Total interest expense$261,0003,839
Net interest income$1,597,0003,286
Provision for loan and lease losses$400,0001,246
Total noninterest income$247,0003,266
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$145,0002,199
Trading account gains and fees$0148
Additional Noninterest Income$102,0003,682
Total noninterest expense$1,287,0003,460
Salaries and employee benefits$741,0003,205
Premises and equipment expense$191,0002,883
Additional noninterest expense$355,0003,946
Pre-tax net operating income$157,0004,866
Securities gains (losses)$02,210
Applicable income taxes$36,0003,305
Income before extraordinary items$121,0005,147
Extraordinary gains, net$019
Net income$121,0005,148
Minority interest net income$078
Net income of bank and minority interests.$121,0005,149
Net charge-offs$227,0001,734
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$121,0005,002
2011-12-31 (YTD Data)Rank
Total interest income$7,861,0003,374
Total interest expense$1,245,0003,872
Net interest income$6,616,0003,213
Provision for loan and lease losses$3,500,0001,053
Total noninterest income$950,0003,210
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$699,0001,991
Trading account gains and fees$0146
Additional Noninterest Income$251,0004,127
Total noninterest expense$4,980,0003,548
Salaries and employee benefits$2,959,0003,156
Premises and equipment expense$795,0002,937
Additional noninterest expense$1,226,0004,388
Pre-tax net operating income$-914,0006,552
Securities gains (losses)$03,838
Applicable income taxes$-378,0007,012
Income before extraordinary items$-536,0006,490
Extraordinary gains, net$029
Net income$-536,0006,492
Minority interest net income$096
Net income of bank and minority interests.$-536,0006,491
Net charge-offs$4,104,000944
Cash dividends$128,0003,647
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-536,0006,446
2011-09-30 (YTD Data)Rank
Total interest income$5,900,0003,408
Total interest expense$976,0003,886
Net interest income$4,924,0003,246
Provision for loan and lease losses$2,450,0001,078
Total noninterest income$672,0003,323
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$519,0002,013
Trading account gains and fees$0145
Additional Noninterest Income$153,0004,493
Total noninterest expense$3,746,0003,549
Salaries and employee benefits$2,225,0003,159
Premises and equipment expense$618,0002,864
Additional noninterest expense$903,0004,449
Pre-tax net operating income$-600,0006,658
Securities gains (losses)$03,555
Applicable income taxes$-262,0007,123
Income before extraordinary items$-338,0006,603
Extraordinary gains, net$021
Net income$-338,0006,605
Minority interest net income$087
Net income of bank and minority interests.$-338,0006,605
Net charge-offs$3,288,000885
Cash dividends$128,0003,002
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-338,0006,550
2011-06-30 (YTD Data)Rank
Total interest income$3,967,0003,419
Total interest expense$685,0003,870
Net interest income$3,282,0003,263
Provision for loan and lease losses$892,0001,618
Total noninterest income$412,0003,497
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$324,0002,098
Trading account gains and fees$0153
Additional Noninterest Income$88,0004,745
Total noninterest expense$2,551,0003,524
Salaries and employee benefits$1,482,0003,169
Premises and equipment expense$427,0002,796
Additional noninterest expense$642,0004,343
Pre-tax net operating income$251,0004,833
Securities gains (losses)$02,914
Applicable income taxes$60,0003,238
Income before extraordinary items$191,0005,090
Extraordinary gains, net$015
Net income$191,0005,090
Minority interest net income$089
Net income of bank and minority interests.$191,0005,090
Net charge-offs$1,320,0001,234
Cash dividends$128,0002,633
Sale, conversion, retirement of capital stock, net$0986
Net operating income$191,0004,993
2011-03-31 (YTD Data)Rank
Total interest income$1,959,0003,463
Total interest expense$360,0003,843
Net interest income$1,599,0003,310
Provision for loan and lease losses$400,0001,629
Total noninterest income$210,0003,487
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$155,0002,150
Trading account gains and fees$0158
Additional Noninterest Income$55,0004,514
Total noninterest expense$1,296,0003,483
Salaries and employee benefits$732,0003,210
Premises and equipment expense$228,0002,682
Additional noninterest expense$336,0004,212
Pre-tax net operating income$113,0005,000
Securities gains (losses)$01,772
Applicable income taxes$21,0003,412
Income before extraordinary items$92,0005,129
Extraordinary gains, net$09
Net income$92,0005,127
Minority interest net income$086
Net income of bank and minority interests.$92,0005,129
Net charge-offs$163,0002,288
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$92,0005,068
2010-12-31 (YTD Data)Rank
Total interest income$8,527,0003,380
Total interest expense$1,786,0003,851
Net interest income$6,741,0003,173
Provision for loan and lease losses$1,850,0002,181
Total noninterest income$958,0003,298
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$731,0001,974
Trading account gains and fees$0175
Additional Noninterest Income$227,0004,396
Total noninterest expense$5,066,0003,579
Salaries and employee benefits$2,861,0003,247
Premises and equipment expense$844,0002,863
Additional noninterest expense$1,361,0004,269
Pre-tax net operating income$783,0003,771
Securities gains (losses)$03,793
Applicable income taxes$220,0002,641
Income before extraordinary items$563,0004,144
Extraordinary gains, net$029
Net income$563,0004,144
Minority interest net income$0111
Net income of bank and minority interests.$563,0004,145
Net charge-offs$1,736,0002,019
Cash dividends$207,0003,252
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$563,0004,006
2010-09-30 (YTD Data)Rank
Total interest income$6,455,0003,415
Total interest expense$1,398,0003,881
Net interest income$5,057,0003,210
Provision for loan and lease losses$1,350,0002,120
Total noninterest income$790,0003,174
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$556,0002,004
Trading account gains and fees$0165
Additional Noninterest Income$234,0003,935
Total noninterest expense$3,714,0003,648
Salaries and employee benefits$2,110,0003,304
Premises and equipment expense$617,0002,970
Additional noninterest expense$987,0004,330
Pre-tax net operating income$783,0003,505
Securities gains (losses)$03,651
Applicable income taxes$240,0002,377
Income before extraordinary items$543,0003,969
Extraordinary gains, net$023
Net income$543,0003,971
Minority interest net income$0110
Net income of bank and minority interests.$543,0003,971
Net charge-offs$816,0002,438
Cash dividends$104,0003,147
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$543,0003,818
2010-06-30 (YTD Data)Rank
Total interest income$4,310,0003,456
Total interest expense$967,0003,895
Net interest income$3,343,0003,222
Provision for loan and lease losses$900,0002,046
Total noninterest income$444,0003,447
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$360,0002,052
Trading account gains and fees$0152
Additional Noninterest Income$84,0004,910
Total noninterest expense$2,481,0003,642
Salaries and employee benefits$1,402,0003,340
Premises and equipment expense$410,0003,001
Additional noninterest expense$669,0004,293
Pre-tax net operating income$406,0003,975
Securities gains (losses)$03,184
Applicable income taxes$120,0002,626
Income before extraordinary items$286,0004,397
Extraordinary gains, net$019
Net income$286,0004,396
Minority interest net income$0105
Net income of bank and minority interests.$286,0004,396
Net charge-offs$685,0002,112
Cash dividends$104,0002,789
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$286,0004,249
2010-03-31 (YTD Data)Rank
Total interest income$2,134,0003,545
Total interest expense$501,0003,921
Net interest income$1,633,0003,315
Provision for loan and lease losses$450,0001,922
Total noninterest income$202,0003,620
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$173,0002,107
Trading account gains and fees$0175
Additional Noninterest Income$29,0005,481
Total noninterest expense$1,238,0003,681
Salaries and employee benefits$703,0003,389
Premises and equipment expense$203,0003,081
Additional noninterest expense$332,0004,316
Pre-tax net operating income$147,0004,575
Securities gains (losses)$02,284
Applicable income taxes$39,0002,979
Income before extraordinary items$108,0004,870
Extraordinary gains, net$016
Net income$108,0004,870
Minority interest net income$091
Net income of bank and minority interests.$108,0004,869
Net charge-offs$291,0002,061
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$108,0004,766
2009-12-31 (YTD Data)Rank
Total interest income$9,270,0003,423
Total interest expense$2,666,0003,734
Net interest income$6,604,0003,193
Provision for loan and lease losses$2,141,0002,398
Total noninterest income$1,164,0003,039
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$789,0002,065
Trading account gains and fees$0211
Additional Noninterest Income$375,0003,648
Total noninterest expense$5,110,0003,623
Salaries and employee benefits$2,928,0003,253
Premises and equipment expense$814,0003,087
Additional noninterest expense$1,368,0004,342
Pre-tax net operating income$517,0003,961
Securities gains (losses)$03,754
Applicable income taxes$139,0002,655
Income before extraordinary items$378,0004,240
Extraordinary gains, net$034
Net income$378,0004,240
Minority interest net income$0115
Net income of bank and minority interests.$378,0004,240
Net charge-offs$545,0003,674
Cash dividends$262,0003,370
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$378,0004,172
2009-09-30 (YTD Data)Rank
Total interest income$6,959,0003,467
Total interest expense$2,093,0003,746
Net interest income$4,866,0003,253
Provision for loan and lease losses$1,596,0002,147
Total noninterest income$894,0003,045
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$588,0002,081
Trading account gains and fees$0212
Additional Noninterest Income$306,0003,592
Total noninterest expense$3,779,0003,661
Salaries and employee benefits$2,196,0003,275
Premises and equipment expense$612,0003,108
Additional noninterest expense$971,0004,485
Pre-tax net operating income$385,0004,240
Securities gains (losses)$03,497
Applicable income taxes$108,0002,822
Income before extraordinary items$277,0004,521
Extraordinary gains, net$027
Net income$277,0004,520
Minority interest net income$0118
Net income of bank and minority interests.$277,0004,522
Net charge-offs$332,0003,568
Cash dividends$131,0003,427
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$277,0004,445
2009-06-30 (YTD Data)Rank
Total interest income$4,642,0003,502
Total interest expense$1,410,0003,825
Net interest income$3,232,0003,257
Provision for loan and lease losses$450,0003,101
Total noninterest income$638,0002,922
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$368,0002,154
Trading account gains and fees$0193
Additional Noninterest Income$270,0003,165
Total noninterest expense$2,556,0003,653
Salaries and employee benefits$1,462,0003,306
Premises and equipment expense$405,0003,148
Additional noninterest expense$689,0004,312
Pre-tax net operating income$864,0002,373
Securities gains (losses)$03,136
Applicable income taxes$278,0001,622
Income before extraordinary items$586,0002,810
Extraordinary gains, net$021
Net income$586,0002,807
Minority interest net income$0112
Net income of bank and minority interests.$586,0002,810
Net charge-offs$158,0003,718
Cash dividends$131,0003,069
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$586,0002,710
2009-03-31 (YTD Data)Rank
Total interest income$2,329,0003,539
Total interest expense$705,0003,934
Net interest income$1,624,0003,222
Provision for loan and lease losses$180,0002,990
Total noninterest income$333,0002,831
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$173,0002,212
Trading account gains and fees$0171
Additional Noninterest Income$160,0002,864
Total noninterest expense$1,251,0003,649
Salaries and employee benefits$736,0003,326
Premises and equipment expense$207,0003,135
Additional noninterest expense$308,0004,335
Pre-tax net operating income$526,0002,281
Securities gains (losses)$02,434
Applicable income taxes$172,0001,595
Income before extraordinary items$354,0002,790
Extraordinary gains, net$015
Net income$354,0002,789
Minority interest net income$0102
Net income of bank and minority interests.$354,0002,791
Net charge-offs$73,0003,196
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$354,0002,656
2008-12-31 (YTD Data)Rank
Total interest income$10,701,0003,351
Total interest expense$4,178,0003,408
Net interest income$6,523,0003,252
Provision for loan and lease losses$1,868,0001,893
Total noninterest income$1,125,0003,172
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$850,0002,022
Trading account gains and fees$0154
Additional Noninterest Income$275,0004,258
Total noninterest expense$5,255,0003,431
Salaries and employee benefits$2,974,0003,276
Premises and equipment expense$862,0002,987
Additional noninterest expense$1,419,0003,771
Pre-tax net operating income$525,0004,796
Securities gains (losses)$03,220
Applicable income taxes$143,0003,103
Income before extraordinary items$382,0004,809
Extraordinary gains, net$039
Net income$382,0004,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,074,0001,883
Cash dividends$290,0004,149
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$382,0004,978
2008-09-30 (YTD Data)Rank
Total interest income$8,253,0003,338
Total interest expense$3,289,0003,397
Net interest income$4,964,0003,236
Provision for loan and lease losses$1,738,0001,302
Total noninterest income$864,0003,182
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$624,0002,066
Trading account gains and fees$0148
Additional Noninterest Income$240,0004,096
Total noninterest expense$4,084,0003,331
Salaries and employee benefits$2,347,0003,160
Premises and equipment expense$635,0003,043
Additional noninterest expense$1,102,0003,606
Pre-tax net operating income$6,0006,715
Securities gains (losses)$03,106
Applicable income taxes$-13,0007,319
Income before extraordinary items$19,0006,538
Extraordinary gains, net$031
Net income$19,0006,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$859,0001,434
Cash dividends$159,0004,069
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$19,0006,707
2008-06-30 (YTD Data)Rank
Total interest income$5,667,0003,304
Total interest expense$2,338,0003,355
Net interest income$3,329,0003,209
Provision for loan and lease losses$180,0003,306
Total noninterest income$595,0003,157
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$401,0002,120
Trading account gains and fees$0149
Additional Noninterest Income$194,0003,836
Total noninterest expense$2,796,0003,275
Salaries and employee benefits$1,569,0003,200
Premises and equipment expense$410,0003,149
Additional noninterest expense$817,0003,303
Pre-tax net operating income$948,0003,057
Securities gains (losses)$03,233
Applicable income taxes$307,0002,191
Income before extraordinary items$641,0003,490
Extraordinary gains, net$021
Net income$641,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$647,0001,128
Cash dividends$159,0003,674
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$641,0003,442
2008-03-31 (YTD Data)Rank
Total interest income$2,995,0003,234
Total interest expense$1,274,0003,307
Net interest income$1,721,0003,121
Provision for loan and lease losses$90,0002,858
Total noninterest income$328,0002,951
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$210,0001,992
Trading account gains and fees$0158
Additional Noninterest Income$118,0003,465
Total noninterest expense$1,414,0003,238
Salaries and employee benefits$779,0003,233
Premises and equipment expense$202,0003,203
Additional noninterest expense$433,0003,077
Pre-tax net operating income$545,0002,899
Securities gains (losses)$02,688
Applicable income taxes$177,0002,119
Income before extraordinary items$368,0003,372
Extraordinary gains, net$015
Net income$368,0003,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,648
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$368,0003,274
2007-12-31 (YTD Data)Rank
Total interest income$13,459,0002,954
Total interest expense$6,188,0002,935
Net interest income$7,271,0002,993
Provision for loan and lease losses$2,194,000786
Total noninterest income$1,166,0003,195
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$879,0001,966
Trading account gains and fees$0178
Additional Noninterest Income$287,0004,321
Total noninterest expense$5,040,0003,419
Salaries and employee benefits$2,985,0003,235
Premises and equipment expense$807,0003,056
Additional noninterest expense$1,248,0003,962
Pre-tax net operating income$1,203,0004,363
Securities gains (losses)$02,146
Applicable income taxes$374,0003,110
Income before extraordinary items$829,0004,710
Extraordinary gains, net$039
Net income$829,0004,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,861,000650
Cash dividends$353,0004,226
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$829,0004,695
2007-09-30 (YTD Data)Rank
Total interest income$10,230,0002,929
Total interest expense$4,749,0002,876
Net interest income$5,481,0002,981
Provision for loan and lease losses$1,535,000639
Total noninterest income$883,0003,171
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$647,0001,985
Trading account gains and fees$0184
Additional Noninterest Income$236,0004,188
Total noninterest expense$3,824,0003,372
Salaries and employee benefits$2,324,0003,122
Premises and equipment expense$599,0003,069
Additional noninterest expense$901,0004,009
Pre-tax net operating income$1,005,0004,347
Securities gains (losses)$01,655
Applicable income taxes$323,0003,103
Income before extraordinary items$682,0004,726
Extraordinary gains, net$033
Net income$682,0004,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$906,000690
Cash dividends$222,0004,004
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$682,0004,716
2007-06-30 (YTD Data)Rank
Total interest income$6,838,0002,948
Total interest expense$3,202,0002,831
Net interest income$3,636,0003,022
Provision for loan and lease losses$1,445,000442
Total noninterest income$548,0003,353
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$421,0002,024
Trading account gains and fees$0168
Additional Noninterest Income$127,0004,637
Total noninterest expense$2,553,0003,392
Salaries and employee benefits$1,560,0003,136
Premises and equipment expense$382,0003,202
Additional noninterest expense$611,0003,965
Pre-tax net operating income$186,0006,726
Securities gains (losses)$01,444
Applicable income taxes$28,0005,160
Income before extraordinary items$158,0006,679
Extraordinary gains, net$029
Net income$158,0006,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000542
Cash dividends$132,0004,075
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$158,0006,666
2007-03-31 (YTD Data)Rank
Total interest income$3,407,0002,946
Total interest expense$1,548,0002,903
Net interest income$1,859,0002,954
Provision for loan and lease losses$90,0002,153
Total noninterest income$274,0003,317
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$191,0002,128
Trading account gains and fees$0195
Additional Noninterest Income$83,0004,134
Total noninterest expense$1,303,0003,349
Salaries and employee benefits$804,0003,070
Premises and equipment expense$186,0003,305
Additional noninterest expense$313,0003,850
Pre-tax net operating income$740,0002,699
Securities gains (losses)$01,187
Applicable income taxes$247,0002,102
Income before extraordinary items$493,0003,063
Extraordinary gains, net$022
Net income$493,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$493,0003,043
2006-12-31 (YTD Data)Rank
Total interest income$13,803,0002,732
Total interest expense$5,934,0002,629
Net interest income$7,869,0002,796
Provision for loan and lease losses$340,0002,562
Total noninterest income$1,198,0003,129
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$852,0002,011
Trading account gains and fees$0130
Additional Noninterest Income$346,0004,017
Total noninterest expense$5,418,0003,129
Salaries and employee benefits$3,320,0002,861
Premises and equipment expense$775,0003,088
Additional noninterest expense$1,323,0003,652
Pre-tax net operating income$3,309,0002,601
Securities gains (losses)$01,687
Applicable income taxes$1,100,0002,068
Income before extraordinary items$2,209,0002,886
Extraordinary gains, net$051
Net income$2,209,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,812
Cash dividends$759,0003,065
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,209,0002,870
2006-09-30 (YTD Data)Rank
Total interest income$10,270,0002,730
Total interest expense$4,310,0002,613
Net interest income$5,960,0002,795
Provision for loan and lease losses$250,0002,440
Total noninterest income$957,0003,022
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$633,0002,022
Trading account gains and fees$0126
Additional Noninterest Income$324,0003,607
Total noninterest expense$4,054,0003,131
Salaries and employee benefits$2,503,0002,846
Premises and equipment expense$587,0003,065
Additional noninterest expense$964,0003,712
Pre-tax net operating income$2,613,0002,567
Securities gains (losses)$01,388
Applicable income taxes$873,0002,067
Income before extraordinary items$1,740,0002,868
Extraordinary gains, net$045
Net income$1,740,0002,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,582
Cash dividends$639,0002,570
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,740,0002,857
2006-06-30 (YTD Data)Rank
Total interest income$6,678,0002,762
Total interest expense$2,749,0002,620
Net interest income$3,929,0002,824
Provision for loan and lease losses$170,0002,399
Total noninterest income$635,0003,015
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$400,0002,105
Trading account gains and fees$0126
Additional Noninterest Income$235,0003,438
Total noninterest expense$2,688,0003,152
Salaries and employee benefits$1,656,0002,867
Premises and equipment expense$392,0003,049
Additional noninterest expense$640,0003,727
Pre-tax net operating income$1,706,0002,612
Securities gains (losses)$01,185
Applicable income taxes$571,0002,119
Income before extraordinary items$1,135,0002,912
Extraordinary gains, net$039
Net income$1,135,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,697
Cash dividends$121,0004,190
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,135,0002,900
2006-03-31 (YTD Data)Rank
Total interest income$3,212,0002,802
Total interest expense$1,294,0002,640
Net interest income$1,918,0002,884
Provision for loan and lease losses$90,0002,132
Total noninterest income$317,0002,975
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$196,0002,079
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,366
Total noninterest expense$1,320,0003,217
Salaries and employee benefits$817,0002,915
Premises and equipment expense$189,0003,151
Additional noninterest expense$314,0003,772
Pre-tax net operating income$825,0002,642
Securities gains (losses)$0955
Applicable income taxes$286,0002,078
Income before extraordinary items$539,0002,982
Extraordinary gains, net$021
Net income$539,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,088
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$539,0002,963
2005-12-31 (YTD Data)Rank
Total interest income$10,990,0002,907
Total interest expense$3,453,0002,973
Net interest income$7,537,0002,843
Provision for loan and lease losses$360,0002,451
Total noninterest income$1,172,0003,200
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$822,0002,065
Trading account gains and fees$0138
Additional Noninterest Income$350,0004,023
Total noninterest expense$5,411,0003,025
Salaries and employee benefits$3,304,0002,733
Premises and equipment expense$723,0003,153
Additional noninterest expense$1,384,0003,445
Pre-tax net operating income$2,938,0002,812
Securities gains (losses)$02,296
Applicable income taxes$988,0002,282
Income before extraordinary items$1,950,0003,156
Extraordinary gains, net$046
Net income$1,950,0003,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,532
Cash dividends$1,825,0001,572
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,950,0003,120
2005-09-30 (YTD Data)Rank
Total interest income$7,985,0002,940
Total interest expense$2,417,0003,006
Net interest income$5,568,0002,869
Provision for loan and lease losses$240,0002,610
Total noninterest income$886,0003,178
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$609,0002,080
Trading account gains and fees$0126
Additional Noninterest Income$277,0003,941
Total noninterest expense$3,966,0003,051
Salaries and employee benefits$2,393,0002,774
Premises and equipment expense$544,0003,123
Additional noninterest expense$1,029,0003,428
Pre-tax net operating income$2,248,0002,794
Securities gains (losses)$02,317
Applicable income taxes$761,0002,280
Income before extraordinary items$1,487,0003,153
Extraordinary gains, net$035
Net income$1,487,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$1,825,0001,143
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,487,0003,111
2005-06-30 (YTD Data)Rank
Total interest income$5,146,0002,957
Total interest expense$1,501,0003,039
Net interest income$3,645,0002,894
Provision for loan and lease losses$190,0002,233
Total noninterest income$580,0003,177
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$385,0002,131
Trading account gains and fees$0116
Additional Noninterest Income$195,0003,800
Total noninterest expense$2,585,0003,097
Salaries and employee benefits$1,587,0002,779
Premises and equipment expense$357,0003,137
Additional noninterest expense$641,0003,611
Pre-tax net operating income$1,450,0002,833
Securities gains (losses)$02,146
Applicable income taxes$492,0002,296
Income before extraordinary items$958,0003,190
Extraordinary gains, net$030
Net income$958,0003,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,175
Cash dividends$1,825,000800
Sale, conversion, retirement of capital stock, net$0643
Net operating income$958,0003,140
2005-03-31 (YTD Data)Rank
Total interest income$2,525,0002,973
Total interest expense$729,0003,017
Net interest income$1,796,0002,922
Provision for loan and lease losses$110,0001,892
Total noninterest income$272,0003,273
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$173,0002,272
Trading account gains and fees$0115
Additional Noninterest Income$99,0003,751
Total noninterest expense$1,229,0003,256
Salaries and employee benefits$779,0002,825
Premises and equipment expense$171,0003,298
Additional noninterest expense$279,0004,023
Pre-tax net operating income$729,0002,770
Securities gains (losses)$01,685
Applicable income taxes$249,0002,280
Income before extraordinary items$480,0003,140
Extraordinary gains, net$024
Net income$480,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,641
Cash dividends$1,704,000424
Sale, conversion, retirement of capital stock, net$0491
Net operating income$480,0003,100
2004-12-31 (YTD Data)Rank
Total interest income$9,515,0002,957
Total interest expense$2,123,0003,468
Net interest income$7,392,0002,742
Provision for loan and lease losses$775,0001,318
Total noninterest income$1,207,0003,117
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$833,0002,066
Trading account gains and fees$0138
Additional Noninterest Income$374,0003,840
Total noninterest expense$5,099,0003,059
Salaries and employee benefits$3,188,0002,695
Premises and equipment expense$672,0003,234
Additional noninterest expense$1,239,0003,645
Pre-tax net operating income$2,725,0002,798
Securities gains (losses)$03,819
Applicable income taxes$915,0002,306
Income before extraordinary items$1,810,0003,174
Extraordinary gains, net$034
Net income$1,810,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,919
Cash dividends$394,0003,949
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,810,0003,112
2004-09-30 (YTD Data)Rank
Total interest income$7,014,0002,968
Total interest expense$1,506,0003,590
Net interest income$5,508,0002,725
Provision for loan and lease losses$353,0001,990
Total noninterest income$934,0003,067
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$630,0002,064
Trading account gains and fees$0134
Additional Noninterest Income$304,0003,703
Total noninterest expense$3,684,0003,139
Salaries and employee benefits$2,292,0002,773
Premises and equipment expense$492,0003,292
Additional noninterest expense$900,0003,722
Pre-tax net operating income$2,405,0002,472
Securities gains (losses)$03,710
Applicable income taxes$812,0002,079
Income before extraordinary items$1,593,0002,813
Extraordinary gains, net$026
Net income$1,593,0002,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,462
Cash dividends$199,0004,026
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,593,0002,736
2004-06-30 (YTD Data)Rank
Total interest income$4,607,0003,003
Total interest expense$970,0003,697
Net interest income$3,637,0002,737
Provision for loan and lease losses$207,0002,150
Total noninterest income$621,0003,101
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$402,0002,144
Trading account gains and fees$0130
Additional Noninterest Income$219,0003,572
Total noninterest expense$2,421,0003,194
Salaries and employee benefits$1,524,0002,788
Premises and equipment expense$315,0003,411
Additional noninterest expense$582,0003,835
Pre-tax net operating income$1,630,0002,412
Securities gains (losses)$03,413
Applicable income taxes$552,0002,053
Income before extraordinary items$1,078,0002,760
Extraordinary gains, net$021
Net income$1,078,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$114,0004,086
Sale, conversion, retirement of capital stock, net$1,831,000182
Net operating income$1,078,0002,684
2004-03-31 (YTD Data)Rank
Total interest income$2,272,0003,045
Total interest expense$489,0003,712
Net interest income$1,783,0002,795
Provision for loan and lease losses$113,0001,932
Total noninterest income$297,0003,130
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$191,0002,170
Trading account gains and fees$0121
Additional Noninterest Income$106,0003,585
Total noninterest expense$1,144,0003,362
Salaries and employee benefits$716,0002,972
Premises and equipment expense$151,0003,573
Additional noninterest expense$277,0003,998
Pre-tax net operating income$823,0002,368
Securities gains (losses)$02,934
Applicable income taxes$281,0002,018
Income before extraordinary items$542,0002,741
Extraordinary gains, net$016
Net income$542,0002,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$1,246,000112
Net operating income$542,0002,652
2003-12-31 (YTD Data)Rank
Total interest income$8,581,0003,233
Total interest expense$2,285,0003,594
Net interest income$6,296,0003,053
Provision for loan and lease losses$679,0001,658
Total noninterest income$1,218,0003,269
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$616,0002,647
Trading account gains and fees$0160
Additional Noninterest Income$602,0003,246
Total noninterest expense$4,632,0003,269
Salaries and employee benefits$2,896,0002,851
Premises and equipment expense$676,0003,174
Additional noninterest expense$1,060,0004,090
Pre-tax net operating income$2,203,0003,163
Securities gains (losses)$04,500
Applicable income taxes$772,0002,601
Income before extraordinary items$1,431,0003,669
Extraordinary gains, net$054
Net income$1,431,0003,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,069
Cash dividends$174,0005,093
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,431,0003,514
2003-09-30 (YTD Data)Rank
Total interest income$6,372,0003,298
Total interest expense$1,776,0003,598
Net interest income$4,596,0003,134
Provision for loan and lease losses$589,0001,438
Total noninterest income$960,0003,224
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$458,0002,672
Trading account gains and fees$0153
Additional Noninterest Income$502,0003,131
Total noninterest expense$3,367,0003,343
Salaries and employee benefits$2,063,0003,002
Premises and equipment expense$518,0003,127
Additional noninterest expense$786,0004,111
Pre-tax net operating income$1,600,0003,384
Securities gains (losses)$04,204
Applicable income taxes$572,0002,772
Income before extraordinary items$1,028,0003,917
Extraordinary gains, net$040
Net income$1,028,0003,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,345
Cash dividends$109,0004,646
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,028,0003,756
2003-06-30 (YTD Data)Rank
Total interest income$4,139,0003,415
Total interest expense$1,209,0003,643
Net interest income$2,930,0003,257
Provision for loan and lease losses$479,0001,196
Total noninterest income$631,0003,227
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$299,0002,656
Trading account gains and fees$0150
Additional Noninterest Income$332,0003,112
Total noninterest expense$2,161,0003,457
Salaries and employee benefits$1,292,0003,172
Premises and equipment expense$352,0003,065
Additional noninterest expense$517,0004,131
Pre-tax net operating income$921,0003,697
Securities gains (losses)$03,782
Applicable income taxes$345,0002,983
Income before extraordinary items$576,0004,405
Extraordinary gains, net$030
Net income$576,0004,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,301
Cash dividends$109,0004,164
Sale, conversion, retirement of capital stock, net$0589
Net operating income$576,0004,193
2003-03-31 (YTD Data)Rank
Total interest income$1,982,0003,554
Total interest expense$616,0003,666
Net interest income$1,366,0003,429
Provision for loan and lease losses$90,0002,494
Total noninterest income$289,0003,335
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$146,0002,632
Trading account gains and fees$0134
Additional Noninterest Income$143,0003,308
Total noninterest expense$1,039,0003,543
Salaries and employee benefits$612,0003,300
Premises and equipment expense$178,0003,042
Additional noninterest expense$249,0004,226
Pre-tax net operating income$526,0003,373
Securities gains (losses)$02,891
Applicable income taxes$173,0002,947
Income before extraordinary items$353,0003,774
Extraordinary gains, net$021
Net income$353,0003,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,431
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$353,0003,601
2002-12-31 (YTD Data)Rank
Total interest income$8,376,0003,506
Total interest expense$3,145,0003,412
Net interest income$5,231,0003,522
Provision for loan and lease losses$225,0004,105
Total noninterest income$975,0003,538
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$648,0002,416
Trading account gains and fees$0153
Additional Noninterest Income$327,0004,070
Total noninterest expense$3,999,0003,563
Salaries and employee benefits$2,377,0003,252
Premises and equipment expense$620,0003,317
Additional noninterest expense$1,002,0004,169
Pre-tax net operating income$1,982,0003,451
Securities gains (losses)$04,537
Applicable income taxes$645,0002,998
Income before extraordinary items$1,337,0003,813
Extraordinary gains, net$070
Net income$1,337,0003,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0003,138
Cash dividends$134,0005,320
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,337,0003,701
2001-12-31 (YTD Data)Rank
Total interest income$9,068,0003,620
Total interest expense$4,827,0003,244
Net interest income$4,241,0003,942
Provision for loan and lease losses$108,0005,469
Total noninterest income$749,0004,034
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$438,0003,170
Trading account gains and fees$0177
Additional Noninterest Income$311,0004,037
Total noninterest expense$3,598,0003,742
Salaries and employee benefits$2,072,0003,493
Premises and equipment expense$620,0003,283
Additional noninterest expense$906,0004,387
Pre-tax net operating income$1,284,0004,261
Securities gains (losses)$04,612
Applicable income taxes$406,0003,705
Income before extraordinary items$878,0004,633
Extraordinary gains, net$0105
Net income$878,0004,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$186,0005,099
Sale, conversion, retirement of capital stock, net$0922
Net operating income$878,0004,530
2000-12-31 (YTD Data)Rank
Total interest income$8,556,0003,915
Total interest expense$4,240,0003,803
Net interest income$4,316,0003,930
Provision for loan and lease losses$130,0004,683
Total noninterest income$522,0004,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,558
Trading account gains and feesNANA
Additional Noninterest Income$168,0005,219
Total noninterest expense$3,110,0004,111
Salaries and employee benefits$1,712,0003,931
Premises and equipment expense$525,0003,644
Additional noninterest expense$873,0004,447
Pre-tax net operating income$1,598,0003,891
Securities gains (losses)$01,956
Applicable income taxes$515,0003,426
Income before extraordinary items$1,083,0004,155
Extraordinary gains, net$038
Net income$1,083,0004,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,985
Cash dividends$141,0005,592
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,083,0004,156
1999-12-31 (YTD Data)Rank
Total interest income$7,316,0004,241
Total interest expense$3,376,0004,162
Net interest income$3,940,0004,237
Provision for loan and lease losses$165,0004,039
Total noninterest income$525,0004,814
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$317,0003,818
Trading account gains and feesNANA
Additional Noninterest Income$208,0004,850
Total noninterest expense$2,822,0004,437
Salaries and employee benefits$1,583,0004,156
Premises and equipment expense$444,0004,179
Additional noninterest expense$795,0004,805
Pre-tax net operating income$1,478,0004,138
Securities gains (losses)$03,155
Applicable income taxes$473,0003,746
Income before extraordinary items$1,005,0004,428
Extraordinary gains, net$035
Net income$1,005,0004,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,121
Cash dividends$130,0005,805
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,005,0004,386
1998-12-31 (YTD Data)Rank
Total interest income$6,569,0004,634
Total interest expense$3,265,0004,414
Net interest income$3,304,0004,797
Provision for loan and lease losses$48,0006,686
Total noninterest income$370,0005,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,409
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,324
Total noninterest expense$2,384,0004,926
Salaries and employee benefits$1,286,0004,809
Premises and equipment expense$392,0004,494
Additional noninterest expense$706,0005,131
Pre-tax net operating income$1,242,0004,773
Securities gains (losses)$04,449
Applicable income taxes$389,0004,501
Income before extraordinary items$853,0004,989
Extraordinary gains, net$032
Net income$853,0004,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,653
Cash dividends$170,0005,622
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$853,0004,905
1997-12-31 (YTD Data)Rank
Total interest income$5,588,0005,343
Total interest expense$2,741,0005,056
Net interest income$2,847,0005,519
Provision for loan and lease losses$08,829
Total noninterest income$324,0006,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$227,0004,950
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,866
Total noninterest expense$2,062,0005,535
Salaries and employee benefits$1,111,0005,432
Premises and equipment expense$325,0005,166
Additional noninterest expense$626,0005,644
Pre-tax net operating income$1,109,0005,501
Securities gains (losses)$03,944
Applicable income taxes$349,0005,318
Income before extraordinary items$760,0005,632
Extraordinary gains, net$044
Net income$760,0005,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,078
Cash dividends$207,0005,298
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$760,0005,585
1996-12-31 (YTD Data)Rank
Total interest income$4,905,0006,029
Total interest expense$2,357,0005,739
Net interest income$2,548,0006,116
Provision for loan and lease losses$09,041
Total noninterest income$271,0007,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,058
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,185
Total noninterest expense$1,784,0006,423
Salaries and employee benefits$973,0006,114
Premises and equipment expense$271,0005,952
Additional noninterest expense$540,0006,766
Pre-tax net operating income$1,035,0005,613
Securities gains (losses)$04,148
Applicable income taxes$346,0005,378
Income before extraordinary items$689,0005,806
Extraordinary gains, net$053
Net income$689,0005,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,197
Cash dividends$109,0006,544
Sale, conversion, retirement of capital stock, net$0953
Net operating income$689,0005,749
1995-12-31 (YTD Data)Rank
Total interest income$4,205,0006,791
Total interest expense$1,899,0006,685
Net interest income$2,306,0006,670
Provision for loan and lease losses$08,958
Total noninterest income$216,0008,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,920
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$1,527,0007,180
Salaries and employee benefits$783,0007,202
Premises and equipment expense$227,0006,713
Additional noninterest expense$517,0007,119
Pre-tax net operating income$995,0006,023
Securities gains (losses)$03,831
Applicable income taxes$327,0005,700
Income before extraordinary items$668,0006,188
Extraordinary gains, net$065
Net income$668,0006,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,445
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$668,0006,169
1994-12-31 (YTD Data)Rank
Total interest income$3,520,0007,290
Total interest expense$1,442,0007,070
Net interest income$2,078,0007,377
Provision for loan and lease losses$09,146
Total noninterest income$191,0008,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$71,0008,612
Total noninterest expense$1,398,0007,922
Salaries and employee benefits$742,0007,590
Premises and equipment expense$193,0007,590
Additional noninterest expense$463,0008,210
Pre-tax net operating income$871,0006,536
Securities gains (losses)$03,600
Applicable income taxes$286,0006,044
Income before extraordinary items$585,0006,661
Extraordinary gains, net$0249
Net income$585,0006,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,929
Cash dividends$159,0005,970
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$585,0006,719
1993-12-31 (YTD Data)Rank
Total interest income$3,242,0007,939
Total interest expense$1,443,0007,398
Net interest income$1,799,0008,249
Provision for loan and lease losses$010,371
Total noninterest income$190,0009,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,974
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,845
Total noninterest expense$1,352,0008,326
Salaries and employee benefits$717,0007,892
Premises and equipment expense$228,0007,133
Additional noninterest expense$407,0009,191
Pre-tax net operating income$637,0007,706
Securities gains (losses)$07,477
Applicable income taxes$50,00010,946
Income before extraordinary items$587,0006,888
Extraordinary gains, net$03,149
Net income$587,0007,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,00012,723
Cash dividends$186,0005,634
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$587,0006,634
1992-12-31 (YTD Data)Rank
Total interest income$3,377,0008,366
Total interest expense$1,789,0007,651
Net interest income$1,588,0008,986
Provision for loan and lease losses$011,756
Total noninterest income$136,00010,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,897
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,527
Total noninterest expense$1,310,0008,630
Salaries and employee benefits$720,0007,834
Premises and equipment expense$228,0007,203
Additional noninterest expense$362,00010,049
Pre-tax net operating income$414,0009,116
Securities gains (losses)$13,0006,142
Applicable income taxes$130,0009,108
Income before extraordinary items$297,0009,372
Extraordinary gains, net$130,000619
Net income$427,0008,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-149,00013,809
Cash dividends$72,0007,205
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$287,9009,082

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.