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Citizens Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$4,618,0003,584
Total interest expense$105,0004,497
Net interest income$4,513,0003,483
Provision for loan and lease losses$03,064
Total noninterest income$408,0003,822
Gross Fiduciary activities income$0994
Service charges on deposit accounts$100,0003,463
Trading account gains and feesNANA
Additional Noninterest Income$308,0003,704
Total noninterest expense$2,661,0003,894
Salaries and employee benefits$1,449,0003,920
Premises and equipment expense$542,0002,905
Additional noninterest expense$670,0004,123
Pre-tax net operating income$2,260,0003,000
Securities gains (losses)$-2,0004,280
Applicable income taxes$03,710
Income before extraordinary items$2,258,0002,875
Extraordinary gains, net$010
Net income$2,258,0002,875
Minority interest net income$074
Net income of bank and minority interests.$2,258,0002,875
Net charge-offs$1,0002,638
Cash dividends$1,670,0001,702
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,260,0002,855
2021-09-30 (YTD Data)Rank
Total interest income$3,367,0003,691
Total interest expense$84,0004,557
Net interest income$3,283,0003,594
Provision for loan and lease losses$02,963
Total noninterest income$313,0003,841
Gross Fiduciary activities income$0957
Service charges on deposit accounts$74,0003,493
Trading account gains and feesNANA
Additional Noninterest Income$239,0003,729
Total noninterest expense$1,998,0003,926
Salaries and employee benefits$1,090,0003,955
Premises and equipment expense$410,0002,912
Additional noninterest expense$498,0004,174
Pre-tax net operating income$1,598,0003,183
Securities gains (losses)$-2,0004,460
Applicable income taxes$03,719
Income before extraordinary items$1,596,0003,058
Extraordinary gains, net$08
Net income$1,596,0003,058
Minority interest net income$069
Net income of bank and minority interests.$1,596,0003,058
Net charge-offs$-1,0003,099
Cash dividends$1,020,0001,713
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,598,0003,033
2021-06-30 (YTD Data)Rank
Total interest income$2,142,0003,775
Total interest expense$61,0004,565
Net interest income$2,081,0003,687
Provision for loan and lease losses$02,862
Total noninterest income$215,0003,830
Gross Fiduciary activities income$0951
Service charges on deposit accounts$48,0003,496
Trading account gains and feesNANA
Additional Noninterest Income$167,0003,689
Total noninterest expense$1,318,0003,953
Salaries and employee benefits$714,0003,999
Premises and equipment expense$264,0002,964
Additional noninterest expense$340,0004,168
Pre-tax net operating income$978,0003,280
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$978,0003,151
Extraordinary gains, net$06
Net income$978,0003,149
Minority interest net income$067
Net income of bank and minority interests.$978,0003,151
Net charge-offs$-1,0003,056
Cash dividends$420,0002,107
Sale, conversion, retirement of capital stock, net$0517
Net operating income$978,0003,129
2021-03-31 (YTD Data)Rank
Total interest income$1,034,0003,819
Total interest expense$34,0004,556
Net interest income$1,000,0003,721
Provision for loan and lease losses$02,741
Total noninterest income$107,0003,827
Gross Fiduciary activities income$0922
Service charges on deposit accounts$25,0003,441
Trading account gains and feesNANA
Additional Noninterest Income$82,0003,682
Total noninterest expense$639,0003,993
Salaries and employee benefits$347,0004,038
Premises and equipment expense$131,0002,988
Additional noninterest expense$161,0004,231
Pre-tax net operating income$468,0003,310
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$468,0003,184
Extraordinary gains, net$03
Net income$468,0003,185
Minority interest net income$055
Net income of bank and minority interests.$468,0003,184
Net charge-offs$-1,0003,038
Cash dividends$420,0001,319
Sale, conversion, retirement of capital stock, net$0482
Net operating income$468,0003,159
2020-12-31 (YTD Data)Rank
Total interest income$5,034,0003,582
Total interest expense$279,0004,356
Net interest income$4,755,0003,428
Provision for loan and lease losses$50,0003,874
Total noninterest income$358,0003,901
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$118,0003,386
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,813
Total noninterest expense$2,655,0003,969
Salaries and employee benefits$1,451,0004,004
Premises and equipment expense$487,0003,111
Additional noninterest expense$717,0004,091
Pre-tax net operating income$2,408,0002,721
Securities gains (losses)$170,0001,112
Applicable income taxes$03,697
Income before extraordinary items$2,578,0002,509
Extraordinary gains, net$04
Net income$2,578,0002,509
Minority interest net income$072
Net income of bank and minority interests.$2,578,0002,509
Net charge-offs$60,0002,298
Cash dividends$2,110,0001,456
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,408,0002,550
2020-09-30 (YTD Data)Rank
Total interest income$3,525,0003,703
Total interest expense$238,0004,334
Net interest income$3,287,0003,583
Provision for loan and lease losses$04,239
Total noninterest income$262,0003,927
Gross Fiduciary activities income$0981
Service charges on deposit accounts$88,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,828
Total noninterest expense$1,996,0003,959
Salaries and employee benefits$1,095,0003,994
Premises and equipment expense$365,0003,116
Additional noninterest expense$536,0004,101
Pre-tax net operating income$1,553,0002,912
Securities gains (losses)$170,000970
Applicable income taxes$03,696
Income before extraordinary items$1,723,0002,649
Extraordinary gains, net$04
Net income$1,723,0002,648
Minority interest net income$065
Net income of bank and minority interests.$1,723,0002,649
Net charge-offs$19,0002,526
Cash dividends$1,210,0001,514
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,553,0002,741
2020-06-30 (YTD Data)Rank
Total interest income$2,306,0003,779
Total interest expense$182,0004,292
Net interest income$2,124,0003,658
Provision for loan and lease losses$04,134
Total noninterest income$175,0003,917
Gross Fiduciary activities income$0970
Service charges on deposit accounts$59,0003,428
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,808
Total noninterest expense$1,315,0004,000
Salaries and employee benefits$717,0004,043
Premises and equipment expense$243,0003,102
Additional noninterest expense$355,0004,136
Pre-tax net operating income$984,0002,949
Securities gains (losses)$172,000759
Applicable income taxes$03,655
Income before extraordinary items$1,156,0002,602
Extraordinary gains, net$04
Net income$1,156,0002,600
Minority interest net income$065
Net income of bank and minority interests.$1,156,0002,602
Net charge-offs$-1,0003,744
Cash dividends$750,0001,588
Sale, conversion, retirement of capital stock, net$0504
Net operating income$984,0002,779
2020-03-31 (YTD Data)Rank
Total interest income$1,144,0003,820
Total interest expense$113,0004,198
Net interest income$1,031,0003,685
Provision for loan and lease losses$03,711
Total noninterest income$94,0003,860
Gross Fiduciary activities income$0941
Service charges on deposit accounts$36,0003,446
Trading account gains and feesNANA
Additional Noninterest Income$58,0003,723
Total noninterest expense$660,0004,022
Salaries and employee benefits$355,0004,098
Premises and equipment expense$123,0003,112
Additional noninterest expense$182,0004,154
Pre-tax net operating income$465,0002,876
Securities gains (losses)$172,000429
Applicable income taxes$03,513
Income before extraordinary items$637,0002,309
Extraordinary gains, net$04
Net income$637,0002,308
Minority interest net income$056
Net income of bank and minority interests.$637,0002,309
Net charge-offs$02,581
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$465,0002,715
2019-12-31 (YTD Data)Rank
Total interest income$4,759,0003,824
Total interest expense$606,0003,958
Net interest income$4,153,0003,723
Provision for loan and lease losses$03,973
Total noninterest income$502,0003,673
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$191,0003,222
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,544
Total noninterest expense$2,541,0004,123
Salaries and employee benefits$1,368,0004,175
Premises and equipment expense$478,0003,178
Additional noninterest expense$695,0004,279
Pre-tax net operating income$2,114,0002,949
Securities gains (losses)$94,000960
Applicable income taxes$03,859
Income before extraordinary items$2,208,0002,759
Extraordinary gains, net$011
Net income$2,208,0002,760
Minority interest net income$076
Net income of bank and minority interests.$2,208,0002,761
Net charge-offs$-1,0004,163
Cash dividends$1,980,0001,599
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,114,0002,775
2019-09-30 (YTD Data)Rank
Total interest income$3,552,0003,880
Total interest expense$475,0003,959
Net interest income$3,077,0003,807
Provision for loan and lease losses$03,836
Total noninterest income$354,0003,772
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$152,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$202,0003,709
Total noninterest expense$1,895,0004,160
Salaries and employee benefits$1,031,0004,205
Premises and equipment expense$348,0003,241
Additional noninterest expense$516,0004,335
Pre-tax net operating income$1,536,0003,074
Securities gains (losses)$94,000811
Applicable income taxes$03,902
Income before extraordinary items$1,630,0002,846
Extraordinary gains, net$011
Net income$1,630,0002,847
Minority interest net income$072
Net income of bank and minority interests.$1,630,0002,847
Net charge-offs$2,0003,298
Cash dividends$1,380,0001,513
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,536,0002,895
2019-06-30 (YTD Data)Rank
Total interest income$2,338,0003,915
Total interest expense$330,0003,905
Net interest income$2,008,0003,848
Provision for loan and lease losses$03,685
Total noninterest income$206,0003,913
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$84,0003,411
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,806
Total noninterest expense$1,264,0004,187
Salaries and employee benefits$688,0004,236
Premises and equipment expense$227,0003,298
Additional noninterest expense$349,0004,351
Pre-tax net operating income$950,0003,163
Securities gains (losses)$97,000548
Applicable income taxes$03,901
Income before extraordinary items$1,047,0002,884
Extraordinary gains, net$011
Net income$1,047,0002,883
Minority interest net income$069
Net income of bank and minority interests.$1,047,0002,883
Net charge-offs$2,0002,996
Cash dividends$780,0001,673
Sale, conversion, retirement of capital stock, net$0573
Net operating income$950,0002,986
2019-03-31 (YTD Data)Rank
Total interest income$1,146,0003,975
Total interest expense$161,0003,930
Net interest income$985,0003,908
Provision for loan and lease losses$03,406
Total noninterest income$106,0003,880
Gross Fiduciary activities income$0972
Service charges on deposit accounts$45,0003,322
Trading account gains and feesNANA
Additional Noninterest Income$61,0003,803
Total noninterest expense$635,0004,221
Salaries and employee benefits$344,0004,273
Premises and equipment expense$118,0003,257
Additional noninterest expense$173,0004,380
Pre-tax net operating income$456,0003,197
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$456,0003,016
Extraordinary gains, net$05
Net income$456,0003,014
Minority interest net income$052
Net income of bank and minority interests.$456,0003,015
Net charge-offs$4,0002,286
Cash dividends$450,0001,415
Sale, conversion, retirement of capital stock, net$0529
Net operating income$456,0003,005
2018-12-31 (YTD Data)Rank
Total interest income$4,572,0003,904
Total interest expense$415,0004,149
Net interest income$4,157,0003,820
Provision for loan and lease losses$04,082
Total noninterest income$465,0003,873
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$184,0003,420
Trading account gains and feesNANA
Additional Noninterest Income$281,0003,755
Total noninterest expense$2,609,0004,197
Salaries and employee benefits$1,382,0004,285
Premises and equipment expense$488,0003,191
Additional noninterest expense$739,0004,336
Pre-tax net operating income$2,013,0003,138
Securities gains (losses)$-2,0004,086
Applicable income taxes$03,978
Income before extraordinary items$2,011,0002,932
Extraordinary gains, net$06
Net income$2,011,0002,931
Minority interest net income$072
Net income of bank and minority interests.$2,011,0002,931
Net charge-offs$4,0003,576
Cash dividends$2,005,0001,446
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,013,0002,927
2018-09-30 (YTD Data)Rank
Total interest income$3,386,0003,946
Total interest expense$288,0004,220
Net interest income$3,098,0003,873
Provision for loan and lease losses$03,948
Total noninterest income$356,0003,895
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$135,0003,472
Trading account gains and feesNANA
Additional Noninterest Income$221,0003,725
Total noninterest expense$1,958,0004,225
Salaries and employee benefits$1,054,0004,287
Premises and equipment expense$357,0003,278
Additional noninterest expense$547,0004,369
Pre-tax net operating income$1,496,0003,200
Securities gains (losses)$-2,0004,476
Applicable income taxes$04,032
Income before extraordinary items$1,494,0003,000
Extraordinary gains, net$05
Net income$1,494,0002,998
Minority interest net income$066
Net income of bank and minority interests.$1,494,0002,999
Net charge-offs$2,0003,345
Cash dividends$1,330,0001,429
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,496,0002,987
2018-06-30 (YTD Data)Rank
Total interest income$2,258,0003,951
Total interest expense$187,0004,221
Net interest income$2,071,0003,872
Provision for loan and lease losses$03,782
Total noninterest income$237,0003,899
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$89,0003,488
Trading account gains and feesNANA
Additional Noninterest Income$148,0003,736
Total noninterest expense$1,301,0004,264
Salaries and employee benefits$700,0004,327
Premises and equipment expense$236,0003,314
Additional noninterest expense$365,0004,409
Pre-tax net operating income$1,007,0003,144
Securities gains (losses)$-2,0004,720
Applicable income taxes$04,018
Income before extraordinary items$1,005,0002,951
Extraordinary gains, net$06
Net income$1,005,0002,950
Minority interest net income$065
Net income of bank and minority interests.$1,005,0002,950
Net charge-offs$2,0003,018
Cash dividends$850,0001,464
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,007,0002,941
2018-03-31 (YTD Data)Rank
Total interest income$1,132,0003,966
Total interest expense$91,0004,234
Net interest income$1,041,0003,880
Provision for loan and lease losses$03,508
Total noninterest income$134,0003,734
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$48,0003,397
Trading account gains and feesNANA
Additional Noninterest Income$86,0003,541
Total noninterest expense$648,0004,318
Salaries and employee benefits$344,0004,405
Premises and equipment expense$116,0003,395
Additional noninterest expense$188,0004,407
Pre-tax net operating income$527,0003,030
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$527,0002,811
Extraordinary gains, net$07
Net income$527,0002,811
Minority interest net income$052
Net income of bank and minority interests.$527,0002,811
Net charge-offs$2,0002,440
Cash dividends$520,0001,148
Sale, conversion, retirement of capital stock, net$0580
Net operating income$527,0002,798
2017-12-31 (YTD Data)Rank
Total interest income$4,413,0003,981
Total interest expense$245,0004,657
Net interest income$4,168,0003,861
Provision for loan and lease losses$04,227
Total noninterest income$491,0003,957
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$206,0003,415
Trading account gains and feesNANA
Additional Noninterest Income$285,0003,848
Total noninterest expense$2,592,0004,367
Salaries and employee benefits$1,371,0004,444
Premises and equipment expense$480,0003,342
Additional noninterest expense$741,0004,504
Pre-tax net operating income$2,067,0003,056
Securities gains (losses)$-2,0004,854
Applicable income taxes$04,135
Income before extraordinary items$2,065,0002,641
Extraordinary gains, net$09
Net income$2,065,0002,640
Minority interest net income$076
Net income of bank and minority interests.$2,065,0002,641
Net charge-offs$3,0003,939
Cash dividends$2,064,0001,386
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,067,0002,621
2017-09-30 (YTD Data)Rank
Total interest income$3,285,0004,015
Total interest expense$169,0004,766
Net interest income$3,116,0003,904
Provision for loan and lease losses$04,088
Total noninterest income$365,0004,000
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$151,0003,470
Trading account gains and feesNANA
Additional Noninterest Income$214,0003,893
Total noninterest expense$1,981,0004,358
Salaries and employee benefits$1,044,0004,446
Premises and equipment expense$364,0003,351
Additional noninterest expense$573,0004,481
Pre-tax net operating income$1,500,0003,178
Securities gains (losses)$-2,0005,199
Applicable income taxes$04,172
Income before extraordinary items$1,498,0002,865
Extraordinary gains, net$09
Net income$1,498,0002,864
Minority interest net income$071
Net income of bank and minority interests.$1,498,0002,865
Net charge-offs$14,0003,140
Cash dividends$1,335,0001,419
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,500,0002,845
2017-06-30 (YTD Data)Rank
Total interest income$2,183,0004,024
Total interest expense$97,0004,935
Net interest income$2,086,0003,908
Provision for loan and lease losses$03,871
Total noninterest income$239,0004,036
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$96,0003,546
Trading account gains and feesNANA
Additional Noninterest Income$143,0003,917
Total noninterest expense$1,298,0004,411
Salaries and employee benefits$685,0004,502
Premises and equipment expense$241,0003,375
Additional noninterest expense$372,0004,547
Pre-tax net operating income$1,027,0003,085
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,027,0002,774
Extraordinary gains, net$011
Net income$1,027,0002,774
Minority interest net income$071
Net income of bank and minority interests.$1,027,0002,774
Net charge-offs$12,0002,827
Cash dividends$875,0001,453
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,027,0002,753
2017-03-31 (YTD Data)Rank
Total interest income$1,108,0004,007
Total interest expense$46,0005,006
Net interest income$1,062,0003,890
Provision for loan and lease losses$03,537
Total noninterest income$127,0003,959
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$52,0003,444
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,862
Total noninterest expense$635,0004,480
Salaries and employee benefits$328,0004,614
Premises and equipment expense$120,0003,440
Additional noninterest expense$187,0004,584
Pre-tax net operating income$554,0002,924
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$554,0002,602
Extraordinary gains, net$08
Net income$554,0002,602
Minority interest net income$055
Net income of bank and minority interests.$554,0002,602
Net charge-offs$1,0002,795
Cash dividends$535,0001,148
Sale, conversion, retirement of capital stock, net$0632
Net operating income$554,0002,578
2016-12-31 (YTD Data)Rank
Total interest income$4,190,0004,126
Total interest expense$125,0005,363
Net interest income$4,065,0003,972
Provision for loan and lease losses$04,332
Total noninterest income$593,0003,825
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$240,0003,328
Trading account gains and fees$0170
Additional Noninterest Income$353,0003,749
Total noninterest expense$2,593,0004,482
Salaries and employee benefits$1,406,0004,511
Premises and equipment expense$461,0003,524
Additional noninterest expense$726,0004,721
Pre-tax net operating income$2,065,0002,999
Securities gains (losses)$98,0001,356
Applicable income taxes$04,278
Income before extraordinary items$2,163,0002,657
Extraordinary gains, net$05
Net income$2,163,0002,655
Minority interest net income$082
Net income of bank and minority interests.$2,163,0002,656
Net charge-offs$-8,0004,943
Cash dividends$2,160,0001,320
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,065,0002,680
2016-09-30 (YTD Data)Rank
Total interest income$3,125,0004,166
Total interest expense$93,0005,422
Net interest income$3,032,0004,016
Provision for loan and lease losses$04,186
Total noninterest income$452,0003,847
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$184,0003,308
Trading account gains and fees$0169
Additional Noninterest Income$268,0003,727
Total noninterest expense$1,987,0004,476
Salaries and employee benefits$1,079,0004,486
Premises and equipment expense$344,0003,537
Additional noninterest expense$564,0004,695
Pre-tax net operating income$1,497,0003,108
Securities gains (losses)$98,0001,272
Applicable income taxes$04,325
Income before extraordinary items$1,595,0002,717
Extraordinary gains, net$05
Net income$1,595,0002,717
Minority interest net income$071
Net income of bank and minority interests.$1,595,0002,717
Net charge-offs$-8,0004,864
Cash dividends$1,390,0001,354
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,497,0002,769
2016-06-30 (YTD Data)Rank
Total interest income$2,077,0004,196
Total interest expense$61,0005,491
Net interest income$2,016,0004,045
Provision for loan and lease losses$04,017
Total noninterest income$295,0003,869
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$118,0003,367
Trading account gains and fees$0157
Additional Noninterest Income$177,0003,761
Total noninterest expense$1,325,0004,517
Salaries and employee benefits$720,0004,522
Premises and equipment expense$226,0003,608
Additional noninterest expense$379,0004,723
Pre-tax net operating income$986,0003,098
Securities gains (losses)$99,000967
Applicable income taxes$04,338
Income before extraordinary items$1,085,0002,670
Extraordinary gains, net$016
Net income$1,085,0002,669
Minority interest net income$071
Net income of bank and minority interests.$1,085,0002,669
Net charge-offs$-4,0004,670
Cash dividends$890,0001,424
Sale, conversion, retirement of capital stock, net$0705
Net operating income$986,0002,758
2016-03-31 (YTD Data)Rank
Total interest income$1,042,0004,208
Total interest expense$31,0005,531
Net interest income$1,011,0004,055
Provision for loan and lease losses$03,656
Total noninterest income$104,0004,342
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$53,0003,519
Trading account gains and fees$0142
Additional Noninterest Income$51,0004,378
Total noninterest expense$663,0004,549
Salaries and employee benefits$359,0004,571
Premises and equipment expense$112,0003,646
Additional noninterest expense$192,0004,726
Pre-tax net operating income$452,0003,200
Securities gains (losses)$100,000535
Applicable income taxes$04,259
Income before extraordinary items$552,0002,584
Extraordinary gains, net$012
Net income$552,0002,584
Minority interest net income$062
Net income of bank and minority interests.$552,0002,584
Net charge-offs$-2,0004,420
Cash dividends$550,0001,129
Sale, conversion, retirement of capital stock, net$0659
Net operating income$452,0002,861
2015-12-31 (YTD Data)Rank
Total interest income$4,131,0004,246
Total interest expense$88,0005,783
Net interest income$4,043,0004,057
Provision for loan and lease losses$5,0004,296
Total noninterest income$519,0004,122
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$226,0003,523
Trading account gains and fees$0159
Additional Noninterest Income$293,0004,004
Total noninterest expense$2,513,0004,691
Salaries and employee benefits$1,336,0004,705
Premises and equipment expense$465,0003,616
Additional noninterest expense$712,0004,923
Pre-tax net operating income$2,044,0002,967
Securities gains (losses)$-1,0005,649
Applicable income taxes$04,402
Income before extraordinary items$2,043,0002,697
Extraordinary gains, net$023
Net income$2,043,0002,698
Minority interest net income$081
Net income of bank and minority interests.$2,043,0002,699
Net charge-offs$04,462
Cash dividends$2,040,0001,314
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,044,0002,641
2015-09-30 (YTD Data)Rank
Total interest income$3,070,0004,304
Total interest expense$64,0005,885
Net interest income$3,006,0004,103
Provision for loan and lease losses$5,0004,130
Total noninterest income$400,0004,113
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$171,0003,520
Trading account gains and fees$0153
Additional Noninterest Income$229,0003,981
Total noninterest expense$1,914,0004,695
Salaries and employee benefits$1,021,0004,708
Premises and equipment expense$356,0003,625
Additional noninterest expense$537,0004,938
Pre-tax net operating income$1,487,0003,091
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$1,488,0002,789
Extraordinary gains, net$021
Net income$1,488,0002,789
Minority interest net income$078
Net income of bank and minority interests.$1,488,0002,790
Net charge-offs$1,0004,077
Cash dividends$1,320,0001,327
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,487,0002,738
2015-06-30 (YTD Data)Rank
Total interest income$2,023,0004,356
Total interest expense$42,0005,964
Net interest income$1,981,0004,154
Provision for loan and lease losses$5,0003,922
Total noninterest income$277,0004,063
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$119,0003,432
Trading account gains and fees$0157
Additional Noninterest Income$158,0003,957
Total noninterest expense$1,286,0004,729
Salaries and employee benefits$683,0004,753
Premises and equipment expense$244,0003,602
Additional noninterest expense$359,0004,974
Pre-tax net operating income$967,0003,124
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$968,0002,808
Extraordinary gains, net$022
Net income$968,0002,808
Minority interest net income$075
Net income of bank and minority interests.$968,0002,810
Net charge-offs$-2,0004,729
Cash dividends$820,0001,431
Sale, conversion, retirement of capital stock, net$0751
Net operating income$967,0002,758
2015-03-31 (YTD Data)Rank
Total interest income$1,017,0004,364
Total interest expense$20,0006,044
Net interest income$997,0004,159
Provision for loan and lease losses$5,0003,469
Total noninterest income$141,0004,019
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$63,0003,309
Trading account gains and fees$0152
Additional Noninterest Income$78,0003,952
Total noninterest expense$644,0004,753
Salaries and employee benefits$340,0004,797
Premises and equipment expense$121,0003,636
Additional noninterest expense$183,0004,971
Pre-tax net operating income$489,0003,057
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$490,0002,759
Extraordinary gains, net$013
Net income$490,0002,762
Minority interest net income$064
Net income of bank and minority interests.$490,0002,762
Net charge-offs$-2,0004,668
Cash dividends$490,0001,147
Sale, conversion, retirement of capital stock, net$0697
Net operating income$489,0002,688
2014-12-31 (YTD Data)Rank
Total interest income$4,191,0004,367
Total interest expense$95,0006,077
Net interest income$4,096,0004,135
Provision for loan and lease losses$105,0003,141
Total noninterest income$642,0003,874
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$263,0003,444
Trading account gains and fees$0180
Additional Noninterest Income$379,0003,678
Total noninterest expense$2,540,0004,867
Salaries and employee benefits$1,322,0004,901
Premises and equipment expense$485,0003,705
Additional noninterest expense$733,0005,081
Pre-tax net operating income$2,093,0002,906
Securities gains (losses)$61,0001,598
Applicable income taxes$04,531
Income before extraordinary items$2,154,0002,557
Extraordinary gains, net$017
Net income$2,154,0002,557
Minority interest net income$084
Net income of bank and minority interests.$2,154,0002,557
Net charge-offs$-1,0005,362
Cash dividends$1,210,0001,787
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,093,0002,580
2014-09-30 (YTD Data)Rank
Total interest income$3,071,0004,460
Total interest expense$74,0006,140
Net interest income$2,997,0004,236
Provision for loan and lease losses$45,0003,462
Total noninterest income$495,0003,852
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$198,0003,483
Trading account gains and fees$0174
Additional Noninterest Income$297,0003,658
Total noninterest expense$1,887,0004,913
Salaries and employee benefits$981,0004,943
Premises and equipment expense$358,0003,785
Additional noninterest expense$548,0005,114
Pre-tax net operating income$1,560,0002,967
Securities gains (losses)$-1,0005,909
Applicable income taxes$04,583
Income before extraordinary items$1,559,0002,666
Extraordinary gains, net$015
Net income$1,559,0002,666
Minority interest net income$081
Net income of bank and minority interests.$1,559,0002,666
Net charge-offs$-1,0005,188
Cash dividends$810,0001,722
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,560,0002,619
2014-06-30 (YTD Data)Rank
Total interest income$2,013,0004,516
Total interest expense$50,0006,190
Net interest income$1,963,0004,281
Provision for loan and lease losses$30,0003,313
Total noninterest income$304,0004,013
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$128,0003,522
Trading account gains and fees$0172
Additional Noninterest Income$176,0003,828
Total noninterest expense$1,256,0004,939
Salaries and employee benefits$651,0004,991
Premises and equipment expense$238,0003,829
Additional noninterest expense$367,0005,134
Pre-tax net operating income$981,0003,004
Securities gains (losses)$-1,0006,043
Applicable income taxes$04,568
Income before extraordinary items$980,0002,682
Extraordinary gains, net$020
Net income$980,0002,686
Minority interest net income$080
Net income of bank and minority interests.$980,0002,686
Net charge-offs$04,375
Cash dividends$810,0001,353
Sale, conversion, retirement of capital stock, net$0794
Net operating income$981,0002,644
2014-03-31 (YTD Data)Rank
Total interest income$1,006,0004,553
Total interest expense$26,0006,245
Net interest income$980,0004,314
Provision for loan and lease losses$15,0003,093
Total noninterest income$146,0004,027
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$65,0003,474
Trading account gains and fees$0147
Additional Noninterest Income$81,0003,873
Total noninterest expense$620,0005,028
Salaries and employee benefits$323,0005,066
Premises and equipment expense$119,0003,847
Additional noninterest expense$178,0005,242
Pre-tax net operating income$491,0002,930
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$491,0002,595
Extraordinary gains, net$016
Net income$491,0002,598
Minority interest net income$066
Net income of bank and minority interests.$491,0002,598
Net charge-offs$-1,0004,711
Cash dividends$490,0001,057
Sale, conversion, retirement of capital stock, net$0747
Net operating income$491,0002,557
2013-12-31 (YTD Data)Rank
Total interest income$3,974,0004,631
Total interest expense$118,0006,331
Net interest income$3,856,0004,368
Provision for loan and lease losses$50,0004,250
Total noninterest income$564,0004,225
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$267,0003,580
Trading account gains and fees$0184
Additional Noninterest Income$297,0004,104
Total noninterest expense$2,445,0005,089
Salaries and employee benefits$1,257,0005,161
Premises and equipment expense$449,0003,972
Additional noninterest expense$739,0005,234
Pre-tax net operating income$1,925,0002,938
Securities gains (losses)$-1,0006,053
Applicable income taxes$04,631
Income before extraordinary items$1,924,0002,683
Extraordinary gains, net$029
Net income$1,924,0002,686
Minority interest net income$090
Net income of bank and minority interests.$1,924,0002,686
Net charge-offs$-8,0006,127
Cash dividends$1,465,0001,516
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,925,0002,622
2013-09-30 (YTD Data)Rank
Total interest income$2,937,0004,721
Total interest expense$90,0006,405
Net interest income$2,847,0004,429
Provision for loan and lease losses$04,941
Total noninterest income$418,0004,309
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$200,0003,605
Trading account gains and fees$0180
Additional Noninterest Income$218,0004,198
Total noninterest expense$1,815,0005,131
Salaries and employee benefits$931,0005,218
Premises and equipment expense$334,0004,039
Additional noninterest expense$550,0005,259
Pre-tax net operating income$1,450,0002,975
Securities gains (losses)$-1,0006,307
Applicable income taxes$04,713
Income before extraordinary items$1,449,0002,721
Extraordinary gains, net$025
Net income$1,449,0002,725
Minority interest net income$084
Net income of bank and minority interests.$1,449,0002,725
Net charge-offs$-8,0006,072
Cash dividends$1,265,0001,218
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,450,0002,642
2013-06-30 (YTD Data)Rank
Total interest income$1,941,0004,765
Total interest expense$61,0006,462
Net interest income$1,880,0004,464
Provision for loan and lease losses$04,788
Total noninterest income$271,0004,383
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$133,0003,571
Trading account gains and fees$0157
Additional Noninterest Income$138,0004,316
Total noninterest expense$1,211,0005,147
Salaries and employee benefits$616,0005,247
Premises and equipment expense$223,0004,062
Additional noninterest expense$372,0005,243
Pre-tax net operating income$940,0003,007
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$940,0002,763
Extraordinary gains, net$022
Net income$940,0002,768
Minority interest net income$082
Net income of bank and minority interests.$940,0002,768
Net charge-offs$-7,0006,047
Cash dividends$765,0001,335
Sale, conversion, retirement of capital stock, net$0838
Net operating income$940,0002,660
2013-03-31 (YTD Data)Rank
Total interest income$960,0004,823
Total interest expense$31,0006,532
Net interest income$929,0004,510
Provision for loan and lease losses$04,409
Total noninterest income$136,0004,355
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$68,0003,510
Trading account gains and fees$0148
Additional Noninterest Income$68,0004,322
Total noninterest expense$593,0005,225
Salaries and employee benefits$302,0005,329
Premises and equipment expense$109,0004,125
Additional noninterest expense$182,0005,328
Pre-tax net operating income$472,0002,979
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$472,0002,701
Extraordinary gains, net$010
Net income$472,0002,704
Minority interest net income$076
Net income of bank and minority interests.$472,0002,703
Net charge-offs$-8,0006,115
Cash dividends$460,0001,000
Sale, conversion, retirement of capital stock, net$0789
Net operating income$472,0002,623
2012-12-31 (YTD Data)Rank
Total interest income$3,657,0005,094
Total interest expense$159,0006,586
Net interest income$3,498,0004,749
Provision for loan and lease losses$110,0004,578
Total noninterest income$616,0004,130
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$312,0003,413
Trading account gains and fees$0166
Additional Noninterest Income$304,0004,022
Total noninterest expense$2,319,0005,349
Salaries and employee benefits$1,199,0005,394
Premises and equipment expense$434,0004,145
Additional noninterest expense$686,0005,581
Pre-tax net operating income$1,685,0003,129
Securities gains (losses)$-1,0006,602
Applicable income taxes$04,751
Income before extraordinary items$1,684,0002,909
Extraordinary gains, net$029
Net income$1,684,0002,911
Minority interest net income$093
Net income of bank and minority interests.$1,684,0002,911
Net charge-offs$67,0004,729
Cash dividends$650,0002,467
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,685,0002,783
2012-09-30 (YTD Data)Rank
Total interest income$2,674,0005,221
Total interest expense$125,0006,682
Net interest income$2,549,0004,905
Provision for loan and lease losses$25,0005,295
Total noninterest income$445,0004,235
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$230,0003,482
Trading account gains and fees$0157
Additional Noninterest Income$215,0004,144
Total noninterest expense$1,750,0005,371
Salaries and employee benefits$899,0005,420
Premises and equipment expense$331,0004,154
Additional noninterest expense$520,0005,609
Pre-tax net operating income$1,219,0003,282
Securities gains (losses)$-1,0006,745
Applicable income taxes$04,802
Income before extraordinary items$1,218,0003,037
Extraordinary gains, net$020
Net income$1,218,0003,037
Minority interest net income$086
Net income of bank and minority interests.$1,218,0003,036
Net charge-offs$66,0004,331
Cash dividends$650,0001,750
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,219,0002,895
2012-06-30 (YTD Data)Rank
Total interest income$1,785,0005,255
Total interest expense$89,0006,717
Net interest income$1,696,0004,932
Provision for loan and lease losses$25,0005,005
Total noninterest income$301,0004,207
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$152,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$149,0004,089
Total noninterest expense$1,177,0005,383
Salaries and employee benefits$605,0005,451
Premises and equipment expense$221,0004,163
Additional noninterest expense$351,0005,627
Pre-tax net operating income$795,0003,288
Securities gains (losses)$-1,0006,818
Applicable income taxes$04,770
Income before extraordinary items$794,0003,056
Extraordinary gains, net$019
Net income$794,0003,056
Minority interest net income$084
Net income of bank and minority interests.$794,0003,056
Net charge-offs$65,0003,794
Cash dividends$650,0001,343
Sale, conversion, retirement of capital stock, net$0928
Net operating income$795,0002,900
2012-03-31 (YTD Data)Rank
Total interest income$914,0005,246
Total interest expense$48,0006,735
Net interest income$866,0004,894
Provision for loan and lease losses$25,0004,328
Total noninterest income$140,0004,363
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$74,0003,530
Trading account gains and fees$0148
Additional Noninterest Income$66,0004,315
Total noninterest expense$595,0005,393
Salaries and employee benefits$310,0005,420
Premises and equipment expense$110,0004,193
Additional noninterest expense$175,0005,645
Pre-tax net operating income$386,0003,369
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$386,0003,143
Extraordinary gains, net$019
Net income$386,0003,147
Minority interest net income$078
Net income of bank and minority interests.$386,0003,147
Net charge-offs$70,0002,758
Cash dividends$370,0001,125
Sale, conversion, retirement of capital stock, net$0861
Net operating income$386,0002,988
2011-12-31 (YTD Data)Rank
Total interest income$3,768,0005,275
Total interest expense$274,0006,641
Net interest income$3,494,0004,899
Provision for loan and lease losses$60,0005,708
Total noninterest income$601,0004,065
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$323,0003,452
Trading account gains and fees$0146
Additional Noninterest Income$278,0003,986
Total noninterest expense$2,505,0005,331
Salaries and employee benefits$1,269,0005,396
Premises and equipment expense$480,0004,145
Additional noninterest expense$756,0005,522
Pre-tax net operating income$1,530,0002,995
Securities gains (losses)$-1,0006,712
Applicable income taxes$04,719
Income before extraordinary items$1,529,0002,737
Extraordinary gains, net$029
Net income$1,529,0002,739
Minority interest net income$096
Net income of bank and minority interests.$1,529,0002,739
Net charge-offs$-5,0006,942
Cash dividends$1,405,0001,298
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,530,0002,648
2011-09-30 (YTD Data)Rank
Total interest income$2,853,0005,316
Total interest expense$218,0006,689
Net interest income$2,635,0004,920
Provision for loan and lease losses$45,0005,587
Total noninterest income$444,0004,116
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$234,0003,532
Trading account gains and fees$0145
Additional Noninterest Income$210,0004,026
Total noninterest expense$1,895,0005,334
Salaries and employee benefits$966,0005,367
Premises and equipment expense$363,0004,166
Additional noninterest expense$566,0005,576
Pre-tax net operating income$1,139,0003,086
Securities gains (losses)$-1,0006,834
Applicable income taxes$04,740
Income before extraordinary items$1,138,0002,817
Extraordinary gains, net$021
Net income$1,138,0002,819
Minority interest net income$087
Net income of bank and minority interests.$1,138,0002,819
Net charge-offs$-4,0006,858
Cash dividends$1,005,0001,143
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,139,0002,717
2011-06-30 (YTD Data)Rank
Total interest income$1,904,0005,360
Total interest expense$152,0006,734
Net interest income$1,752,0004,941
Provision for loan and lease losses$30,0005,425
Total noninterest income$292,0004,153
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$200,0003,027
Trading account gains and fees$0153
Additional Noninterest Income$92,0004,668
Total noninterest expense$1,260,0005,396
Salaries and employee benefits$643,0005,419
Premises and equipment expense$236,0004,260
Additional noninterest expense$381,0005,644
Pre-tax net operating income$754,0003,046
Securities gains (losses)$-1,0006,874
Applicable income taxes$04,697
Income before extraordinary items$753,0002,777
Extraordinary gains, net$015
Net income$753,0002,778
Minority interest net income$089
Net income of bank and minority interests.$753,0002,778
Net charge-offs$-2,0006,677
Cash dividends$625,0001,205
Sale, conversion, retirement of capital stock, net$0986
Net operating income$754,0002,695
2011-03-31 (YTD Data)Rank
Total interest income$955,0005,387
Total interest expense$80,0006,773
Net interest income$875,0004,949
Provision for loan and lease losses$15,0005,117
Total noninterest income$146,0004,222
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$98,0003,019
Trading account gains and fees$0158
Additional Noninterest Income$48,0004,728
Total noninterest expense$625,0005,448
Salaries and employee benefits$315,0005,506
Premises and equipment expense$117,0004,338
Additional noninterest expense$193,0005,629
Pre-tax net operating income$381,0003,071
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$381,0002,771
Extraordinary gains, net$09
Net income$381,0002,770
Minority interest net income$086
Net income of bank and minority interests.$381,0002,771
Net charge-offs$-4,0006,688
Cash dividends$375,000971
Sale, conversion, retirement of capital stock, net$0925
Net operating income$381,0002,707
2010-12-31 (YTD Data)Rank
Total interest income$4,027,0005,383
Total interest expense$416,0006,747
Net interest income$3,611,0004,866
Provision for loan and lease losses$93,0006,083
Total noninterest income$650,0004,071
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$416,0002,999
Trading account gains and fees$0175
Additional Noninterest Income$234,0004,351
Total noninterest expense$2,498,0005,506
Salaries and employee benefits$1,216,0005,652
Premises and equipment expense$504,0004,160
Additional noninterest expense$778,0005,673
Pre-tax net operating income$1,670,0002,562
Securities gains (losses)$10,0003,313
Applicable income taxes$04,655
Income before extraordinary items$1,680,0002,322
Extraordinary gains, net$029
Net income$1,680,0002,320
Minority interest net income$0111
Net income of bank and minority interests.$1,680,0002,323
Net charge-offs$36,0006,111
Cash dividends$1,670,000966
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,670,0002,235
2010-09-30 (YTD Data)Rank
Total interest income$3,048,0005,457
Total interest expense$323,0006,844
Net interest income$2,725,0004,906
Provision for loan and lease losses$58,0006,150
Total noninterest income$469,0004,198
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$308,0003,106
Trading account gains and fees$0165
Additional Noninterest Income$161,0004,543
Total noninterest expense$1,883,0005,528
Salaries and employee benefits$920,0005,644
Premises and equipment expense$384,0004,182
Additional noninterest expense$579,0005,728
Pre-tax net operating income$1,253,0002,699
Securities gains (losses)$10,0003,111
Applicable income taxes$04,726
Income before extraordinary items$1,263,0002,458
Extraordinary gains, net$023
Net income$1,263,0002,455
Minority interest net income$0110
Net income of bank and minority interests.$1,263,0002,459
Net charge-offs$36,0005,729
Cash dividends$1,120,000952
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,253,0002,343
2010-06-30 (YTD Data)Rank
Total interest income$2,034,0005,509
Total interest expense$223,0006,889
Net interest income$1,811,0004,929
Provision for loan and lease losses$30,0006,130
Total noninterest income$318,0004,141
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$208,0003,079
Trading account gains and fees$0152
Additional Noninterest Income$110,0004,486
Total noninterest expense$1,279,0005,500
Salaries and employee benefits$627,0005,622
Premises and equipment expense$255,0004,219
Additional noninterest expense$397,0005,678
Pre-tax net operating income$820,0002,751
Securities gains (losses)$9,0002,629
Applicable income taxes$04,691
Income before extraordinary items$829,0002,445
Extraordinary gains, net$019
Net income$829,0002,440
Minority interest net income$0105
Net income of bank and minority interests.$829,0002,444
Net charge-offs$5,0006,051
Cash dividends$650,0001,052
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$820,0002,361
2010-03-31 (YTD Data)Rank
Total interest income$1,003,0005,607
Total interest expense$115,0006,982
Net interest income$888,0005,014
Provision for loan and lease losses$15,0005,865
Total noninterest income$156,0004,182
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$55,0004,521
Total noninterest expense$625,0005,630
Salaries and employee benefits$308,0005,743
Premises and equipment expense$124,0004,388
Additional noninterest expense$193,0005,774
Pre-tax net operating income$404,0002,815
Securities gains (losses)$9,0001,748
Applicable income taxes$04,611
Income before extraordinary items$413,0002,500
Extraordinary gains, net$016
Net income$413,0002,498
Minority interest net income$091
Net income of bank and minority interests.$413,0002,500
Net charge-offs$05,610
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$404,0002,444
2009-12-31 (YTD Data)Rank
Total interest income$3,549,0005,991
Total interest expense$473,0007,192
Net interest income$3,076,0005,320
Provision for loan and lease losses$76,0006,626
Total noninterest income$530,0004,633
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$399,0003,336
Trading account gains and fees$0211
Additional Noninterest Income$131,0005,293
Total noninterest expense$2,115,0006,093
Salaries and employee benefits$1,054,0006,126
Premises and equipment expense$422,0004,844
Additional noninterest expense$639,0006,332
Pre-tax net operating income$1,415,0002,450
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$1,415,0002,215
Extraordinary gains, net$034
Net income$1,415,0002,213
Minority interest net income$0115
Net income of bank and minority interests.$1,415,0002,214
Net charge-offs$-1,0007,729
Cash dividends$1,300,0001,331
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,415,0002,181
2009-09-30 (YTD Data)Rank
Total interest income$2,513,0006,182
Total interest expense$350,0007,307
Net interest income$2,163,0005,504
Provision for loan and lease losses$61,0006,395
Total noninterest income$373,0004,798
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$286,0003,426
Trading account gains and fees$0212
Additional Noninterest Income$87,0005,581
Total noninterest expense$1,489,0006,261
Salaries and employee benefits$734,0006,326
Premises and equipment expense$302,0005,021
Additional noninterest expense$453,0006,453
Pre-tax net operating income$986,0002,762
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$986,0002,504
Extraordinary gains, net$027
Net income$986,0002,502
Minority interest net income$0118
Net income of bank and minority interests.$986,0002,505
Net charge-offs$1,0006,910
Cash dividends$800,0001,493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$986,0002,455
2009-06-30 (YTD Data)Rank
Total interest income$1,485,0006,490
Total interest expense$218,0007,497
Net interest income$1,267,0005,840
Provision for loan and lease losses$21,0006,663
Total noninterest income$213,0005,112
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$165,0003,712
Trading account gains and fees$0193
Additional Noninterest Income$48,0005,894
Total noninterest expense$877,0006,588
Salaries and employee benefits$427,0006,684
Premises and equipment expense$176,0005,399
Additional noninterest expense$274,0006,684
Pre-tax net operating income$582,0003,058
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$582,0002,820
Extraordinary gains, net$021
Net income$582,0002,818
Minority interest net income$0112
Net income of bank and minority interests.$582,0002,820
Net charge-offs$1,0006,525
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$582,0002,720
2009-03-31 (YTD Data)Rank
Total interest income$453,0007,397
Total interest expense$72,0007,886
Net interest income$381,0006,964
Provision for loan and lease losses$6,0006,481
Total noninterest income$55,0006,240
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$41,0004,966
Trading account gains and fees$0171
Additional Noninterest Income$14,0006,542
Total noninterest expense$243,0007,554
Salaries and employee benefits$125,0007,609
Premises and equipment expense$48,0006,693
Additional noninterest expense$70,0007,541
Pre-tax net operating income$187,0004,157
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$187,0003,970
Extraordinary gains, net$015
Net income$187,0003,972
Minority interest net income$0102
Net income of bank and minority interests.$187,0003,972
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$187,0003,818
2008-12-31 (YTD Data)Rank
Total interest income$4,711,0005,622
Total interest expense$1,322,0006,230
Net interest income$3,389,0005,068
Provision for loan and lease losses$160,0005,485
Total noninterest income$884,0003,663
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$412,0003,409
Trading account gains and fees$0154
Additional Noninterest Income$472,0003,276
Total noninterest expense$2,609,0005,536
Salaries and employee benefits$1,128,0006,138
Premises and equipment expense$506,0004,428
Additional noninterest expense$975,0004,894
Pre-tax net operating income$1,504,0003,031
Securities gains (losses)$-2,0006,877
Applicable income taxes$04,979
Income before extraordinary items$1,502,0002,516
Extraordinary gains, net$039
Net income$1,502,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,019
Cash dividends$1,085,0002,186
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,504,0002,656
2008-09-30 (YTD Data)Rank
Total interest income$3,583,0005,665
Total interest expense$1,090,0006,150
Net interest income$2,493,0005,158
Provision for loan and lease losses$140,0004,706
Total noninterest income$667,0003,742
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$301,0003,482
Trading account gains and fees$0148
Additional Noninterest Income$366,0003,325
Total noninterest expense$1,890,0005,633
Salaries and employee benefits$832,0006,190
Premises and equipment expense$369,0004,523
Additional noninterest expense$689,0004,998
Pre-tax net operating income$1,130,0003,439
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,130,0002,863
Extraordinary gains, net$031
Net income$1,130,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,934
Cash dividends$835,0002,054
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,130,0003,006
2008-06-30 (YTD Data)Rank
Total interest income$2,406,0005,718
Total interest expense$801,0006,112
Net interest income$1,605,0005,268
Provision for loan and lease losses$95,0004,331
Total noninterest income$447,0003,766
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$192,0003,565
Trading account gains and fees$0149
Additional Noninterest Income$255,0003,320
Total noninterest expense$1,247,0005,688
Salaries and employee benefits$553,0006,260
Premises and equipment expense$243,0004,586
Additional noninterest expense$451,0005,058
Pre-tax net operating income$710,0003,677
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$710,0003,299
Extraordinary gains, net$021
Net income$710,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,930
Cash dividends$445,0002,449
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$710,0003,238
2008-03-31 (YTD Data)Rank
Total interest income$1,210,0005,777
Total interest expense$450,0006,002
Net interest income$760,0005,454
Provision for loan and lease losses$30,0004,346
Total noninterest income$212,0003,877
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$90,0003,657
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,415
Total noninterest expense$619,0005,723
Salaries and employee benefits$274,0006,306
Premises and equipment expense$116,0004,734
Additional noninterest expense$229,0004,963
Pre-tax net operating income$323,0003,977
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$323,0003,634
Extraordinary gains, net$015
Net income$323,0003,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$235,0002,157
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$323,0003,542
2007-12-31 (YTD Data)Rank
Total interest income$5,227,0005,594
Total interest expense$2,291,0005,509
Net interest income$2,936,0005,563
Provision for loan and lease losses$06,851
Total noninterest income$819,0003,967
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$379,0003,628
Trading account gains and fees$0178
Additional Noninterest Income$440,0003,551
Total noninterest expense$2,493,0005,617
Salaries and employee benefits$1,093,0006,248
Premises and equipment expense$479,0004,496
Additional noninterest expense$921,0004,903
Pre-tax net operating income$1,262,0004,257
Securities gains (losses)$-1,0007,069
Applicable income taxes$06,070
Income before extraordinary items$1,261,0003,832
Extraordinary gains, net$039
Net income$1,261,0003,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,314
Cash dividends$1,261,0002,267
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,262,0003,818
2007-09-30 (YTD Data)Rank
Total interest income$3,916,0005,624
Total interest expense$1,735,0005,480
Net interest income$2,181,0005,619
Provision for loan and lease losses$06,528
Total noninterest income$632,0003,915
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$285,0003,617
Trading account gains and fees$0184
Additional Noninterest Income$347,0003,477
Total noninterest expense$1,884,0005,557
Salaries and employee benefits$816,0006,244
Premises and equipment expense$371,0004,385
Additional noninterest expense$697,0004,812
Pre-tax net operating income$929,0004,526
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$929,0004,039
Extraordinary gains, net$033
Net income$929,0004,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,188
Cash dividends$663,0002,547
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$929,0004,023
2007-06-30 (YTD Data)Rank
Total interest income$2,624,0005,642
Total interest expense$1,187,0005,408
Net interest income$1,437,0005,688
Provision for loan and lease losses$06,209
Total noninterest income$424,0003,902
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$187,0003,648
Trading account gains and fees$0168
Additional Noninterest Income$237,0003,456
Total noninterest expense$1,247,0005,606
Salaries and employee benefits$544,0006,295
Premises and equipment expense$225,0004,674
Additional noninterest expense$478,0004,712
Pre-tax net operating income$614,0004,597
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$614,0004,117
Extraordinary gains, net$029
Net income$614,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,342
Cash dividends$405,0002,732
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$614,0004,109
2007-03-31 (YTD Data)Rank
Total interest income$1,308,0005,657
Total interest expense$607,0005,352
Net interest income$701,0005,753
Provision for loan and lease losses$05,779
Total noninterest income$204,0003,968
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$90,0003,661
Trading account gains and fees$0195
Additional Noninterest Income$114,0003,521
Total noninterest expense$610,0005,701
Salaries and employee benefits$272,0006,334
Premises and equipment expense$113,0004,692
Additional noninterest expense$225,0004,862
Pre-tax net operating income$295,0004,691
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$295,0004,208
Extraordinary gains, net$022
Net income$295,0004,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,158
Cash dividends$236,0002,247
Sale, conversion, retirement of capital stock, net$0885
Net operating income$295,0004,188
2006-12-31 (YTD Data)Rank
Total interest income$4,668,0005,741
Total interest expense$2,016,0005,388
Net interest income$2,652,0005,857
Provision for loan and lease losses$50,0005,567
Total noninterest income$806,0004,032
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$399,0003,544
Trading account gains and fees$0130
Additional Noninterest Income$407,0003,702
Total noninterest expense$2,390,0005,635
Salaries and employee benefits$1,027,0006,349
Premises and equipment expense$434,0004,677
Additional noninterest expense$929,0004,757
Pre-tax net operating income$1,018,0005,157
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,018,0004,673
Extraordinary gains, net$051
Net income$1,018,0004,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,661
Cash dividends$638,0003,348
Sale, conversion, retirement of capital stock, net$300,000681
Net operating income$1,018,0004,665
2006-09-30 (YTD Data)Rank
Total interest income$3,322,0005,891
Total interest expense$1,419,0005,487
Net interest income$1,903,0006,045
Provision for loan and lease losses$06,685
Total noninterest income$595,0004,080
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$296,0003,596
Trading account gains and fees$0126
Additional Noninterest Income$299,0003,734
Total noninterest expense$1,787,0005,622
Salaries and employee benefits$769,0006,341
Premises and equipment expense$326,0004,676
Additional noninterest expense$692,0004,750
Pre-tax net operating income$711,0005,487
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$711,0004,970
Extraordinary gains, net$045
Net income$711,0004,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$638,0002,572
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$711,0004,963
2006-06-30 (YTD Data)Rank
Total interest income$2,128,0005,977
Total interest expense$853,0005,636
Net interest income$1,275,0006,056
Provision for loan and lease losses$06,419
Total noninterest income$386,0004,130
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$188,0003,684
Trading account gains and fees$0126
Additional Noninterest Income$198,0003,764
Total noninterest expense$1,182,0005,652
Salaries and employee benefits$519,0006,334
Premises and equipment expense$221,0004,633
Additional noninterest expense$442,0004,885
Pre-tax net operating income$479,0005,504
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$479,0004,993
Extraordinary gains, net$039
Net income$479,0004,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$407,0002,659
Sale, conversion, retirement of capital stock, net$0887
Net operating income$479,0004,984
2006-03-31 (YTD Data)Rank
Total interest income$1,023,0006,039
Total interest expense$400,0005,694
Net interest income$623,0006,132
Provision for loan and lease losses$06,013
Total noninterest income$185,0004,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$86,0003,787
Trading account gains and fees$0115
Additional Noninterest Income$99,0003,720
Total noninterest expense$564,0005,810
Salaries and employee benefits$255,0006,403
Premises and equipment expense$110,0004,666
Additional noninterest expense$199,0005,188
Pre-tax net operating income$244,0005,427
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$244,0004,906
Extraordinary gains, net$021
Net income$244,0004,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$244,0002,208
Sale, conversion, retirement of capital stock, net$0648
Net operating income$244,0004,888
2005-12-31 (YTD Data)Rank
Total interest income$3,291,0006,354
Total interest expense$1,040,0006,190
Net interest income$2,251,0006,320
Provision for loan and lease losses$50,0005,734
Total noninterest income$781,0004,104
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$336,0003,934
Trading account gains and fees$0138
Additional Noninterest Income$445,0003,584
Total noninterest expense$2,042,0006,039
Salaries and employee benefits$917,0006,583
Premises and equipment expense$369,0005,111
Additional noninterest expense$756,0005,350
Pre-tax net operating income$940,0005,527
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$940,0004,980
Extraordinary gains, net$046
Net income$940,0004,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$940,0002,592
Sale, conversion, retirement of capital stock, net$1,000,000471
Net operating income$940,0004,952
2005-09-30 (YTD Data)Rank
Total interest income$2,310,0006,535
Total interest expense$674,0006,456
Net interest income$1,636,0006,439
Provision for loan and lease losses$06,899
Total noninterest income$580,0004,142
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$250,0003,959
Trading account gains and fees$0126
Additional Noninterest Income$330,0003,632
Total noninterest expense$1,506,0006,065
Salaries and employee benefits$678,0006,621
Premises and equipment expense$275,0005,115
Additional noninterest expense$553,0005,394
Pre-tax net operating income$710,0005,611
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$710,0005,062
Extraordinary gains, net$035
Net income$710,0005,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$611,0002,486
Sale, conversion, retirement of capital stock, net$1,000,000340
Net operating income$710,0005,018
2005-06-30 (YTD Data)Rank
Total interest income$1,417,0006,690
Total interest expense$389,0006,666
Net interest income$1,028,0006,596
Provision for loan and lease losses$06,626
Total noninterest income$369,0004,236
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$158,0004,037
Trading account gains and fees$0116
Additional Noninterest Income$211,0003,674
Total noninterest expense$938,0006,279
Salaries and employee benefits$442,0006,686
Premises and equipment expense$169,0005,376
Additional noninterest expense$327,0005,737
Pre-tax net operating income$459,0005,651
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$459,0005,099
Extraordinary gains, net$030
Net income$459,0005,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,447
Cash dividends$376,0002,609
Sale, conversion, retirement of capital stock, net$0643
Net operating income$459,0005,051
2005-03-31 (YTD Data)Rank
Total interest income$676,0006,821
Total interest expense$170,0006,918
Net interest income$506,0006,687
Provision for loan and lease losses$06,226
Total noninterest income$188,0004,139
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$77,0004,013
Trading account gains and fees$0115
Additional Noninterest Income$111,0003,545
Total noninterest expense$457,0006,381
Salaries and employee benefits$216,0006,794
Premises and equipment expense$84,0005,420
Additional noninterest expense$157,0005,849
Pre-tax net operating income$237,0005,574
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$237,0004,999
Extraordinary gains, net$024
Net income$237,0004,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$237,0002,039
Sale, conversion, retirement of capital stock, net$0491
Net operating income$237,0004,960
2004-12-31 (YTD Data)Rank
Total interest income$2,458,0006,928
Total interest expense$503,0007,294
Net interest income$1,955,0006,686
Provision for loan and lease losses$100,0004,964
Total noninterest income$721,0004,314
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$353,0003,914
Trading account gains and fees$0138
Additional Noninterest Income$368,0003,871
Total noninterest expense$1,794,0006,369
Salaries and employee benefits$901,0006,601
Premises and equipment expense$289,0005,776
Additional noninterest expense$604,0005,956
Pre-tax net operating income$782,0005,846
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$782,0005,310
Extraordinary gains, net$034
Net income$782,0005,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,821
Cash dividends$107,0005,436
Sale, conversion, retirement of capital stock, net$0872
Net operating income$782,0005,239
2004-09-30 (YTD Data)Rank
Total interest income$1,789,0007,022
Total interest expense$354,0007,433
Net interest income$1,435,0006,750
Provision for loan and lease losses$37,0005,797
Total noninterest income$547,0004,307
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$265,0003,954
Trading account gains and fees$0134
Additional Noninterest Income$282,0003,848
Total noninterest expense$1,332,0006,371
Salaries and employee benefits$673,0006,574
Premises and equipment expense$214,0005,782
Additional noninterest expense$445,0005,971
Pre-tax net operating income$613,0005,846
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$613,0005,303
Extraordinary gains, net$026
Net income$613,0005,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,149
Cash dividends$107,0004,574
Sale, conversion, retirement of capital stock, net$0738
Net operating income$613,0005,223
2004-06-30 (YTD Data)Rank
Total interest income$1,159,0007,127
Total interest expense$229,0007,563
Net interest income$930,0006,858
Provision for loan and lease losses$10,0006,364
Total noninterest income$348,0004,439
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$175,0003,989
Trading account gains and fees$0130
Additional Noninterest Income$173,0004,032
Total noninterest expense$867,0006,482
Salaries and employee benefits$434,0006,730
Premises and equipment expense$138,0005,916
Additional noninterest expense$295,0006,021
Pre-tax net operating income$401,0005,850
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$401,0005,316
Extraordinary gains, net$021
Net income$401,0005,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,489
Cash dividends$48,0004,712
Sale, conversion, retirement of capital stock, net$0638
Net operating income$401,0005,230
2004-03-31 (YTD Data)Rank
Total interest income$577,0007,182
Total interest expense$120,0007,527
Net interest income$457,0006,936
Provision for loan and lease losses$10,0005,595
Total noninterest income$173,0004,423
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$83,0004,031
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$428,0006,566
Salaries and employee benefits$214,0006,800
Premises and equipment expense$67,0006,015
Additional noninterest expense$147,0006,069
Pre-tax net operating income$192,0005,914
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$192,0005,448
Extraordinary gains, net$016
Net income$192,0005,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,294
Cash dividends$48,0003,430
Sale, conversion, retirement of capital stock, net$0464
Net operating income$192,0005,322
2003-12-31 (YTD Data)Rank
Total interest income$2,382,0007,168
Total interest expense$557,0007,541
Net interest income$1,825,0006,861
Provision for loan and lease losses$80,0005,625
Total noninterest income$731,0004,442
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$355,0003,910
Trading account gains and fees$0160
Additional Noninterest Income$376,0004,086
Total noninterest expense$1,699,0006,527
Salaries and employee benefits$828,0006,816
Premises and equipment expense$286,0005,806
Additional noninterest expense$585,0006,069
Pre-tax net operating income$777,0005,769
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$777,0005,310
Extraordinary gains, net$054
Net income$777,0005,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,545
Cash dividends$777,0002,756
Sale, conversion, retirement of capital stock, net$0868
Net operating income$777,0005,165
2003-09-30 (YTD Data)Rank
Total interest income$1,745,0007,306
Total interest expense$418,0007,696
Net interest income$1,327,0006,996
Provision for loan and lease losses$30,0006,386
Total noninterest income$540,0004,524
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$261,0003,976
Trading account gains and fees$0153
Additional Noninterest Income$279,0004,165
Total noninterest expense$1,257,0006,558
Salaries and employee benefits$619,0006,831
Premises and equipment expense$210,0005,866
Additional noninterest expense$428,0006,143
Pre-tax net operating income$580,0005,946
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$580,0005,486
Extraordinary gains, net$040
Net income$580,0005,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,281
Cash dividends$503,0002,662
Sale, conversion, retirement of capital stock, net$0722
Net operating income$580,0005,289
2003-06-30 (YTD Data)Rank
Total interest income$1,177,0007,336
Total interest expense$279,0007,801
Net interest income$898,0006,959
Provision for loan and lease losses$30,0005,740
Total noninterest income$353,0004,563
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$173,0003,955
Trading account gains and fees$0150
Additional Noninterest Income$180,0004,224
Total noninterest expense$829,0006,594
Salaries and employee benefits$411,0006,871
Premises and equipment expense$132,0006,008
Additional noninterest expense$286,0006,123
Pre-tax net operating income$392,0005,917
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$392,0005,463
Extraordinary gains, net$030
Net income$392,0005,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$335,0002,722
Sale, conversion, retirement of capital stock, net$0589
Net operating income$392,0005,250
2003-03-31 (YTD Data)Rank
Total interest income$604,0007,297
Total interest expense$142,0007,861
Net interest income$462,0006,878
Provision for loan and lease losses$15,0005,504
Total noninterest income$180,0004,416
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$83,0003,993
Trading account gains and fees$0134
Additional Noninterest Income$97,0003,987
Total noninterest expense$410,0006,633
Salaries and employee benefits$199,0006,991
Premises and equipment expense$65,0006,056
Additional noninterest expense$146,0006,033
Pre-tax net operating income$217,0005,646
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$217,0005,098
Extraordinary gains, net$021
Net income$217,0005,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,558
Cash dividends$217,0002,120
Sale, conversion, retirement of capital stock, net$0419
Net operating income$217,0004,908
2002-12-31 (YTD Data)Rank
Total interest income$2,412,0007,435
Total interest expense$727,0007,736
Net interest income$1,685,0007,135
Provision for loan and lease losses$75,0006,163
Total noninterest income$697,0004,348
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$330,0004,021
Trading account gains and fees$0153
Additional Noninterest Income$367,0003,848
Total noninterest expense$1,563,0006,726
Salaries and employee benefits$775,0006,977
Premises and equipment expense$246,0006,193
Additional noninterest expense$542,0006,274
Pre-tax net operating income$744,0005,945
Securities gains (losses)$04,537
Applicable income taxes$-22,0008,921
Income before extraordinary items$766,0005,321
Extraordinary gains, net$070
Net income$766,0005,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,742
Cash dividends$766,0002,729
Sale, conversion, retirement of capital stock, net$0862
Net operating income$766,0005,183
2001-12-31 (YTD Data)Rank
Total interest income$2,663,0007,571
Total interest expense$1,191,0007,626
Net interest income$1,472,0007,386
Provision for loan and lease losses$08,228
Total noninterest income$538,0004,863
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$305,0004,124
Trading account gains and fees$0177
Additional Noninterest Income$233,0004,620
Total noninterest expense$1,519,0006,754
Salaries and employee benefits$702,0007,192
Premises and equipment expense$235,0006,282
Additional noninterest expense$582,0005,958
Pre-tax net operating income$491,0006,585
Securities gains (losses)$-2,0009,092
Applicable income taxes$199,0005,042
Income before extraordinary items$290,0007,206
Extraordinary gains, net$0105
Net income$290,0007,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,555
Cash dividends$290,0004,456
Sale, conversion, retirement of capital stock, net$0922
Net operating income$291,2807,076
2000-12-31 (YTD Data)Rank
Total interest income$2,725,0007,685
Total interest expense$1,228,0007,750
Net interest income$1,497,0007,476
Provision for loan and lease losses$08,337
Total noninterest income$396,0005,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,332
Trading account gains and feesNANA
Additional Noninterest Income$127,0005,869
Total noninterest expense$1,363,0007,082
Salaries and employee benefits$608,0007,663
Premises and equipment expense$244,0006,137
Additional noninterest expense$511,0006,344
Pre-tax net operating income$530,0006,863
Securities gains (losses)$01,956
Applicable income taxes$203,0005,351
Income before extraordinary items$327,0007,306
Extraordinary gains, net$038
Net income$327,0007,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,819
Cash dividends$327,0004,325
Sale, conversion, retirement of capital stock, net$0969
Net operating income$327,0007,307
1999-12-31 (YTD Data)Rank
Total interest income$2,496,0007,910
Total interest expense$1,049,0008,048
Net interest income$1,447,0007,689
Provision for loan and lease losses$08,503
Total noninterest income$373,0005,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0004,528
Trading account gains and feesNANA
Additional Noninterest Income$124,0006,094
Total noninterest expense$1,309,0007,275
Salaries and employee benefits$565,0007,937
Premises and equipment expense$229,0006,370
Additional noninterest expense$515,0006,406
Pre-tax net operating income$511,0007,090
Securities gains (losses)$-2,0008,771
Applicable income taxes$198,0005,734
Income before extraordinary items$311,0007,530
Extraordinary gains, net$035
Net income$311,0007,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,087
Cash dividends$311,0004,442
Sale, conversion, retirement of capital stock, net$2,267,000412
Net operating income$312,2807,497
1998-12-31 (YTD Data)Rank
Total interest income$2,740,0007,824
Total interest expense$1,221,0007,850
Net interest income$1,519,0007,650
Provision for loan and lease losses$48,0006,686
Total noninterest income$501,0004,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$275,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,662
Total noninterest expense$1,364,0007,057
Salaries and employee benefits$687,0007,257
Premises and equipment expense$244,0006,050
Additional noninterest expense$433,0006,952
Pre-tax net operating income$608,0006,870
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$608,0006,013
Extraordinary gains, net$032
Net income$608,0006,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0009,653
Cash dividends$676,0002,911
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$608,0005,911
1997-12-31 (YTD Data)Rank
Total interest income$2,776,0008,032
Total interest expense$1,148,0008,260
Net interest income$1,628,0007,713
Provision for loan and lease losses$302,0002,560
Total noninterest income$506,0004,968
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,285
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,666
Total noninterest expense$1,507,0006,768
Salaries and employee benefits$647,0007,623
Premises and equipment expense$260,0005,919
Additional noninterest expense$600,0005,808
Pre-tax net operating income$325,0008,851
Securities gains (losses)$03,944
Applicable income taxes$24,0009,652
Income before extraordinary items$301,0008,366
Extraordinary gains, net$044
Net income$301,0008,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,033
Cash dividends$215,0005,222
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$301,0008,321
1996-12-31 (YTD Data)Rank
Total interest income$2,538,0008,648
Total interest expense$1,062,0008,811
Net interest income$1,476,0008,326
Provision for loan and lease losses$152,0004,030
Total noninterest income$325,0006,664
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0004,968
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,591
Total noninterest expense$1,184,0008,025
Salaries and employee benefits$557,0008,425
Premises and equipment expense$232,0006,504
Additional noninterest expense$395,0007,917
Pre-tax net operating income$465,0008,142
Securities gains (losses)$04,148
Applicable income taxes$148,0007,899
Income before extraordinary items$317,0008,285
Extraordinary gains, net$053
Net income$317,0008,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,129
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$317,0008,214
1995-12-31 (YTD Data)Rank
Total interest income$2,480,0009,004
Total interest expense$983,0009,315
Net interest income$1,497,0008,542
Provision for loan and lease losses$215,0002,872
Total noninterest income$297,0007,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$219,0005,362
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$1,120,0008,498
Salaries and employee benefits$543,0008,764
Premises and equipment expense$214,0006,939
Additional noninterest expense$363,0008,565
Pre-tax net operating income$459,0008,696
Securities gains (losses)$1,0003,512
Applicable income taxes$140,0008,451
Income before extraordinary items$320,0008,746
Extraordinary gains, net$065
Net income$320,0008,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,838
Cash dividends$350,0004,167
Sale, conversion, retirement of capital stock, net$0809
Net operating income$319,3008,711
1994-12-31 (YTD Data)Rank
Total interest income$2,059,0009,688
Total interest expense$702,00010,080
Net interest income$1,357,0009,290
Provision for loan and lease losses$100,0004,522
Total noninterest income$252,0007,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,651
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,081
Total noninterest expense$1,047,0009,180
Salaries and employee benefits$520,0009,203
Premises and equipment expense$200,0007,420
Additional noninterest expense$327,0009,634
Pre-tax net operating income$462,0008,905
Securities gains (losses)$03,600
Applicable income taxes$104,0009,268
Income before extraordinary items$358,0008,569
Extraordinary gains, net$0249
Net income$358,0008,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$75,0007,404
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$358,0008,618
1993-12-31 (YTD Data)Rank
Total interest income$1,819,00010,559
Total interest expense$611,00011,074
Net interest income$1,208,00010,047
Provision for loan and lease losses$20,0009,046
Total noninterest income$193,0009,352
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,520
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,038
Total noninterest expense$927,00010,072
Salaries and employee benefits$451,00010,140
Premises and equipment expense$155,0008,775
Additional noninterest expense$321,00010,180
Pre-tax net operating income$454,0008,994
Securities gains (losses)$30,0004,104
Applicable income taxes$124,0009,218
Income before extraordinary items$360,0008,833
Extraordinary gains, net$-53,00012,744
Net income$307,0009,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$75,0007,397
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$337,8008,801
1992-12-31 (YTD Data)Rank
Total interest income$1,896,00011,105
Total interest expense$710,00011,760
Net interest income$1,186,00010,372
Provision for loan and lease losses$50,0009,026
Total noninterest income$186,0009,691
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0007,532
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,352
Total noninterest expense$747,00011,270
Salaries and employee benefits$343,00011,517
Premises and equipment expense$113,00010,290
Additional noninterest expense$291,00010,959
Pre-tax net operating income$575,0007,895
Securities gains (losses)$44,0004,339
Applicable income taxes$168,0008,209
Income before extraordinary items$451,0007,726
Extraordinary gains, net$01,422
Net income$451,0007,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$170,0005,484
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$418,8807,680

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.