Home > Citizens Bank > Assets and Liabilities
Citizens Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 4 | 10,050 |
| Assets and Liabilities | ||
| Total Assets: | $13,367,000 | 9,849 |
| Cash and due from depository institutions | $1,415,000 | 10,050 |
| Interest-bearing balances | $200,000 | 3,970 |
| Securities | $2,694,000 | 9,419 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,483 |
| Net loans & leases | $6,015,000 | 9,791 |
| Loan loss allowance | $105,000 | 9,425 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $92,000 | 9,665 |
| Other real estate owned | $0 | 10,050 |
| Goodwill and other intangibles | $795,000 | 1,613 |
| All other assets | $156,000 | 9,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,367,000 | 9,849 |
| Total liabilities | $11,653,000 | 9,800 |
| Total deposits | $11,546,000 | 9,750 |
| Interest-bearing deposits | $8,458,000 | 9,805 |
| Deposits held in domestic offices | $11,546,000 | 9,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $107,000 | 9,297 |
| Total equity capital | $1,714,000 | 9,720 |
| Total bank equity capital | $1,714,000 | 9,720 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $240,000 | 6,333 |
| Surplus | $1,246,000 | 6,711 |
| Undivided profits | $228,000 | 8,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $105,000 | 9,082 |
| Earning assets | $11,109,000 | 9,883 |
| Long-term assets (5+ years) | $395,000 | 8,685 |
| Average Assets, year-to-date | $11,998,600 | 9,892 |
| Average Assets, quarterly | $12,531,500 | 9,884 |
| Volatile liabilities | $1,485,000 | 9,348 |
| Insider loans | $196,000 | 7,232 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $48,000 | 9,828 |
| Tier 1 (core) risk-based capital | $942,000 | 10,109 |
| Tier 2 risk-based capital | $95,090 | 9,455 |
| Total risk weighted assets | $7,596,890 | 9,797 |
| Total unused commitments | $48,000 | 9,829 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 4 | 10,295 |
| Assets and Liabilities | ||
| Total Assets: | $11,837,000 | 10,141 |
| Cash and due from depository institutions | $1,167,000 | 10,295 |
| Interest-bearing balances | $200,000 | 4,263 |
| Securities | $2,022,000 | 9,788 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,353 |
| Net loans & leases | $6,063,000 | 9,990 |
| Loan loss allowance | $100,000 | 9,646 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $104,000 | 9,791 |
| Other real estate owned | $0 | 10,295 |
| Goodwill and other intangibles | $826,000 | 1,546 |
| All other assets | $155,000 | 10,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,837,000 | 10,141 |
| Total liabilities | $10,158,000 | 10,111 |
| Total deposits | $10,068,000 | 10,070 |
| Interest-bearing deposits | $7,883,000 | 10,074 |
| Deposits held in domestic offices | $10,068,000 | 10,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $90,000 | 9,837 |
| Total equity capital | $1,679,000 | 9,946 |
| Total bank equity capital | $1,679,000 | 9,946 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $240,000 | 6,445 |
| Surplus | $1,246,000 | 6,706 |
| Undivided profits | $193,000 | 9,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $111,000 | 9,197 |
| Earning assets | $9,785,000 | 10,177 |
| Long-term assets (5+ years) | $326,000 | 8,922 |
| Average Assets, year-to-date | $9,933,800 | 10,226 |
| Average Assets, quarterly | $10,687,500 | 10,190 |
| Volatile liabilities | $1,076,000 | 9,734 |
| Insider loans | $212,000 | 7,096 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $245,000 | 9,734 |
| Tier 1 (core) risk-based capital | $849,000 | 10,361 |
| Tier 2 risk-based capital | $91,090 | 9,646 |
| Total risk weighted assets | $7,278,290 | 10,021 |
| Total unused commitments | $245,000 | 9,736 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 6 | 10,399 |
| Assets and Liabilities | ||
| Total Assets: | $9,846,000 | 10,700 |
| Cash and due from depository institutions | $1,130,000 | 10,399 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $2,022,000 | 10,318 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,783 |
| Net loans & leases | $5,056,000 | 10,576 |
| Loan loss allowance | $100,000 | 10,067 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $75,000 | 10,376 |
| Other real estate owned | $0 | 10,399 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $163,000 | 10,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,846,000 | 10,700 |
| Total liabilities | $9,074,000 | 10,636 |
| Total deposits | $9,009,000 | 10,595 |
| Interest-bearing deposits | $6,264,000 | 10,620 |
| Deposits held in domestic offices | $9,009,000 | 10,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $65,000 | 10,556 |
| Total equity capital | $772,000 | 10,831 |
| Total bank equity capital | $772,000 | 10,831 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $240,000 | 6,721 |
| Surplus | $360,000 | 9,302 |
| Undivided profits | $172,000 | 9,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 9,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $104,000 | 9,748 |
| Earning assets | $8,578,000 | 10,693 |
| Long-term assets (5+ years) | $85,000 | 9,447 |
| Average Assets, year-to-date | $9,347,600 | 10,700 |
| Average Assets, quarterly | $9,618,000 | 10,705 |
| Volatile liabilities | $800,000 | 10,317 |
| Insider loans | $200,000 | 7,468 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $590,000 | 9,430 |
| Tier 1 (core) risk-based capital | $768,000 | 10,826 |
| Tier 2 risk-based capital | $77,080 | 10,190 |
| Total risk weighted assets | $6,143,680 | 10,566 |
| Total unused commitments | $590,000 | 9,438 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $9,577,000 | 11,233 |
| Cash and due from depository institutions | $590,000 | 10,883 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $2,217,000 | 10,802 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
| Net loans & leases | $5,215,000 | 11,049 |
| Loan loss allowance | $100,000 | 10,523 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $85,000 | 10,782 |
| Other real estate owned | $0 | 10,883 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $170,000 | 11,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,577,000 | 11,233 |
| Total liabilities | $8,811,000 | 11,178 |
| Total deposits | $8,745,000 | 11,131 |
| Interest-bearing deposits | $6,336,000 | 11,160 |
| Deposits held in domestic offices | $8,745,000 | 11,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $66,000 | 11,036 |
| Total equity capital | $766,000 | 11,337 |
| Total bank equity capital | $766,000 | 11,337 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $240,000 | 7,094 |
| Surplus | $360,000 | 9,733 |
| Undivided profits | $166,000 | 10,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $106,000 | 10,104 |
| Earning assets | $8,832,000 | 11,198 |
| Long-term assets (5+ years) | $377,000 | 9,457 |
| Average Assets, year-to-date | $9,467,400 | 11,220 |
| Average Assets, quarterly | $9,430,500 | 11,242 |
| Volatile liabilities | $760,000 | 10,757 |
| Insider loans | $198,000 | 7,745 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $433,000 | 9,917 |
| Tier 1 (core) risk-based capital | $765,000 | 11,332 |
| Tier 2 risk-based capital | $78,120 | 10,652 |
| Total risk weighted assets | $6,227,920 | 11,039 |
| Total unused commitments | $433,000 | 9,926 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 6 | 11,393 |
| Assets and Liabilities | ||
| Total Assets: | $9,474,000 | 11,744 |
| Cash and due from depository institutions | $783,000 | 11,393 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $1,818,000 | 11,442 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $5,362,000 | 11,517 |
| Loan loss allowance | $100,000 | 10,977 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $98,000 | 11,095 |
| Other real estate owned | $0 | 11,393 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $213,000 | 11,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,474,000 | 11,744 |
| Total liabilities | $8,710,000 | 11,696 |
| Total deposits | $8,635,000 | 11,660 |
| Interest-bearing deposits | $7,016,000 | 11,615 |
| Deposits held in domestic offices | $8,635,000 | 11,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $75,000 | 11,465 |
| Total equity capital | $764,000 | 11,835 |
| Total bank equity capital | $764,000 | 11,835 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $240,000 | 7,455 |
| Surplus | $360,000 | 10,129 |
| Undivided profits | $164,000 | 11,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $129,000 | 10,124 |
| Earning assets | $8,480,000 | 11,719 |
| Long-term assets (5+ years) | $576,000 | 9,565 |
| Average Assets, year-to-date | $9,224,400 | 11,728 |
| Average Assets, quarterly | $9,427,000 | 11,739 |
| Volatile liabilities | $700,000 | 11,209 |
| Insider loans | $220,000 | 7,797 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $492,000 | 10,024 |
| Tier 1 (core) risk-based capital | $764,000 | 11,825 |
| Tier 2 risk-based capital | $80,660 | 11,057 |
| Total risk weighted assets | $6,433,760 | 11,480 |
| Total unused commitments | $492,000 | 10,036 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 6 | 11,988 |
| Assets and Liabilities | ||
| Total Assets: | $9,320,000 | 12,357 |
| Cash and due from depository institutions | $1,015,000 | 11,988 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,113,000 | 12,011 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $5,199,000 | 12,114 |
| Loan loss allowance | $100,000 | 11,542 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $58,000 | 12,065 |
| Other real estate owned | $0 | 11,988 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $135,000 | 12,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,320,000 | 12,357 |
| Total liabilities | $8,565,000 | 12,325 |
| Total deposits | $8,520,000 | 12,284 |
| Interest-bearing deposits | $6,173,000 | 12,308 |
| Deposits held in domestic offices | $8,520,000 | 12,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $45,000 | 12,241 |
| Total equity capital | $755,000 | 12,419 |
| Total bank equity capital | $755,000 | 12,419 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $240,000 | 7,880 |
| Surplus | $360,000 | 10,555 |
| Undivided profits | $155,000 | 11,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $101,000 | 10,861 |
| Earning assets | $8,112,000 | 12,347 |
| Long-term assets (5+ years) | $428,000 | 10,231 |
| Average Assets, year-to-date | $8,908,400 | 12,383 |
| Average Assets, quarterly | $8,916,500 | 12,389 |
| Volatile liabilities | $400,000 | 12,050 |
| Insider loans | $181,000 | 8,385 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $540,000 | 10,219 |
| Tier 1 (core) risk-based capital | $759,000 | 12,432 |
| Tier 2 risk-based capital | $77,450 | 11,647 |
| Total risk weighted assets | $6,173,350 | 12,073 |
| Total unused commitments | $540,000 | 10,225 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $9,518,000 | 12,990 |
| Cash and due from depository institutions | $990,000 | 12,602 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,218,000 | 12,482 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $4,919,000 | 12,738 |
| Loan loss allowance | $100,000 | 12,097 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $60,000 | 12,671 |
| Other real estate owned | $0 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $131,000 | 12,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,518,000 | 12,990 |
| Total liabilities | $8,761,000 | 12,951 |
| Total deposits | $8,728,000 | 12,902 |
| Interest-bearing deposits | $6,668,000 | 12,912 |
| Deposits held in domestic offices | $8,728,000 | 12,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $33,000 | 13,020 |
| Total equity capital | $757,000 | 13,005 |
| Total bank equity capital | $757,000 | 13,005 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $240,000 | 8,288 |
| Surplus | $360,000 | 11,003 |
| Undivided profits | $157,000 | 11,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 11,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $91,000 | 11,282 |
| Earning assets | $8,337,000 | 12,965 |
| Long-term assets (5+ years) | $403,000 | 10,806 |
| Average Assets, year-to-date | $9,148,200 | 13,003 |
| Average Assets, quarterly | $9,130,000 | 13,013 |
| Volatile liabilities | $400,000 | 12,549 |
| Insider loans | $205,000 | 8,266 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $256,000 | 11,286 |
| Tier 1 (core) risk-based capital | $757,000 | 13,001 |
| Tier 2 risk-based capital | $73,860 | 12,220 |
| Total risk weighted assets | $5,882,360 | 12,700 |
| Total unused commitments | $256,000 | 11,293 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $9,242,000 | 13,580 |
| Cash and due from depository institutions | $1,095,000 | 13,177 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,619,000 | 12,756 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 9,954 |
| Net loans & leases | $4,764,000 | 13,296 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $65,000 | 13,187 |
| Other real estate owned | $0 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $149,000 | 13,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,242,000 | 13,580 |
| Total liabilities | $8,487,000 | 13,544 |
| Total deposits | $8,443,000 | 13,511 |
| Interest-bearing deposits | $6,488,000 | 13,525 |
| Deposits held in domestic offices | $8,443,000 | 13,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $44,000 | 13,538 |
| Total equity capital | $755,000 | 13,517 |
| Total bank equity capital | $755,000 | 13,517 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $240,000 | 8,704 |
| Surplus | $360,000 | 11,366 |
| Undivided profits | $155,000 | 12,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $90,000 | 11,860 |
| Earning assets | $7,933,000 | 13,573 |
| Long-term assets (5+ years) | $339,000 | 11,246 |
| Average Assets, year-to-date | $8,927,800 | 13,595 |
| Average Assets, quarterly | $8,953,000 | 13,601 |
| Volatile liabilities | $400,000 | 13,069 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $755,000 | 13,508 |
| Tier 2 risk-based capital | $74,600 | 12,621 |
| Total risk weighted assets | $5,942,200 | 13,218 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |