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Citizens Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 11,614 |
| Total interest expense | $879,000 | 10,959 |
| Net interest income | $770,000 | 12,027 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $160,000 | 10,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $713,000 | 11,452 |
| Salaries and employee benefits | $402,000 | 10,833 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $127,000 | 11,742 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $129,000 | 11,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $129,000 | 11,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,000 | 11,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.